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Actuarial analyst vs actuary

The differences between actuarial analysts and actuaries can be seen in a few details. Each job has different responsibilities and duties. Additionally, an actuary has an average salary of $88,255, which is higher than the $75,593 average annual salary of an actuarial analyst.

The top three skills for an actuarial analyst include statistical analysis, SAS and statistical data. The most important skills for an actuary are risk management, VBA, and GAAP.

Actuarial analyst vs actuary overview

Actuarial AnalystActuary
Yearly salary$75,593$88,255
Hourly rate$36.34$42.43
Growth rate21%21%
Number of jobs41,51113,566
Job satisfaction--
Most common degreeBachelor's Degree, 81%Bachelor's Degree, 83%
Average age3939
Years of experience--

What does an actuarial analyst do?

Actuarial Analysts use statistical formulas to assess the probability and costs of certain events such as accidents, property damages, injuries, and deaths. They are usually specialized in finance, general insurance, health and care, life insurance, and savings/investment.

What does an actuary do?

An actuary specializes in performing research and analysis to assess risks and help companies prepare for any financial disadvantages or impact it may bring. Their responsibilities revolve around coordinating with different departments to gather accurate data, maintain records of all transactions, evaluate the data through various processes, and develop new strategies to cut down costs and risks. An actuary is also responsible for performing clerical tasks such as producing reports through graphs and charts, preparing presentations, answering inquiries and concern, all while adhering to the company's policies and regulations.

Actuarial analyst vs actuary salary

Actuarial analysts and actuaries have different pay scales, as shown below.

Actuarial AnalystActuary
Average salary$75,593$88,255
Salary rangeBetween $55,000 And $103,000Between $52,000 And $147,000
Highest paying CitySeattle, WANew York, NY
Highest paying stateWashingtonNew York
Best paying companyNationwide FinancialPayPal
Best paying industryFinanceProfessional

Differences between actuarial analyst and actuary education

There are a few differences between an actuarial analyst and an actuary in terms of educational background:

Actuarial AnalystActuary
Most common degreeBachelor's Degree, 81%Bachelor's Degree, 83%
Most common majorMathematicsMathematics
Most common collegeUniversity of Notre DameUniversity of Notre Dame

Actuarial analyst vs actuary demographics

Here are the differences between actuarial analysts' and actuaries' demographics:

Actuarial AnalystActuary
Average age3939
Gender ratioMale, 61.1% Female, 38.9%Male, 74.3% Female, 25.7%
Race ratioBlack or African American, 3.1% Unknown, 3.0% Hispanic or Latino, 4.7% Asian, 21.9% White, 67.4% American Indian and Alaska Native, 0.0%Black or African American, 3.1% Unknown, 3.0% Hispanic or Latino, 5.1% Asian, 17.3% White, 71.4% American Indian and Alaska Native, 0.0%
LGBT Percentage18%18%

Differences between actuarial analyst and actuary duties and responsibilities

Actuarial analyst example responsibilities.

  • Lead an experience study on morbidity assumptions to more accurately identify LTC rider risks.
  • Lead actuarial intern on automating internal reports, help intern write SQL queries and VBA macros.
  • Develop SAS programs to automate analysis correcting extant errors resulting from arduous manual processes.
  • Evaluate capitation agreements between provider groups and manage care plans, including commercial and Medicare populations.
  • Analyze GAAP financial statements including fair value assessment, shadow adjustments, embed derivatives and unlocking.
  • Integrate rating factors and other data used for GLM motor pricing model by SAS, SQL.
  • Show more

Actuary example responsibilities.

  • Support the development and implementation of manually-rate renewal strategies, lead by a season FSA.
  • Manage the design, implementation and oversight of all insurance and reinsurancepricing functions and processes for corporation.
  • Complete several health and group annuities projects.
  • Administer payroll, conduct accounts reconciliations, and track all A/R and A/P.
  • Update duration calculation formula to deliver more reasonable behavior of A/E ratio in Alteryx.
  • Extract and analyze data by state using SAS in order to analyze and project Medicaid costs.
  • Show more

Actuarial analyst vs actuary skills

Common actuarial analyst skills
  • Statistical Analysis, 14%
  • SAS, 11%
  • Statistical Data, 11%
  • VBA, 6%
  • Actuarial Models, 5%
  • PowerPoint, 4%
Common actuary skills
  • Risk Management, 13%
  • VBA, 9%
  • GAAP, 5%
  • SAS, 5%
  • Health Insurance, 5%
  • Financial Reports, 5%

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