Agent vs health insurance agent

The differences between agents and health insurance agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a health insurance agent has an average salary of $49,934, which is higher than the $37,864 average annual salary of an agent.

The top three skills for an agent include insurance products, customer service and life insurance. The most important skills for a health insurance agent are HIPAA, health insurance, and customer service.

Agent vs health insurance agent overview

	Agent	Health Insurance Agent
Yearly salary	$37,864	$49,934
Hourly rate	$18.20	$24.01
Growth rate	6%	6%
Number of jobs	184,325	112,235
Job satisfaction	2	-
Most common degree	Bachelor's Degree, 44%	Bachelor's Degree, 50%
Average age	46	46
Years of experience	-	-

What does an agent do?

Agents are individuals who are employed by their clients to represent them in various dealings. Agents are usually employed by people in the show business industry, such as actors, writers, or directors. They meet people who are interested in dealing with their clients. They listen to the plans and vision for the project and assess if the project fits their clients' interests or public image. In the case of agents whose clients are actors, they send their clients to auditions upon review of the project details. Agents are also responsible for negotiating terms on behalf of their clients, such as salary, royalties, and set benefits, among others. They also inform the project leaders of their clients' demands on set. Agents are expected to be business-savvy and good negotiators.

What does a health insurance agent do?

Health Insurance Agents are salespeople whose primary product is health insurance. Insurance companies hire them to reach sales targets. They are trained to sell insurance to individuals or groups of people. They are expected to be familiar with all the products of the company. Health Insurance Agents should assess their clients' needs and recommend the best health insurance product that fits their needs. They should be able to explain the product's features and answer any inquiries that the clients may have. Health Insurance Agents should also know how to compute insurance premiums and estimate payouts.

Agent vs health insurance agent salary

Agents and health insurance agents have different pay scales, as shown below.

	Agent	Health Insurance Agent
Average salary	$37,864	$49,934
Salary range	Between $19,000 And $72,000	Between $34,000 And $72,000
Highest paying City	New York, NY	Tacoma, WA
Highest paying state	New York	Alaska
Best paying company	Latham & Watkins	DialAmerica
Best paying industry	-	Finance

Differences between agent and health insurance agent education

There are a few differences between an agent and a health insurance agent in terms of educational background:

	Agent	Health Insurance Agent
Most common degree	Bachelor's Degree, 44%	Bachelor's Degree, 50%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Agent vs health insurance agent demographics

Here are the differences between agents' and health insurance agents' demographics:

	Agent	Health Insurance Agent
Average age	46	46
Gender ratio	Male, 50.5% Female, 49.5%	Male, 43.5% Female, 56.5%
Race ratio	Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.4% American Indian and Alaska Native, 0.1%	Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.5% American Indian and Alaska Native, 0.1%
LGBT Percentage	7%	7%

Differences between agent and health insurance agent duties and responsibilities

Agent example responsibilities.

Schedule and meet individuals\groups for assign or self-generate leads, assist and enroll eligible individuals in suitable Medicare product.
Verify documentation and coding using CPT and ICD-9 correct coding standards.
Assist TANF customers with obtaining employment.
Direct compliance with all CPT and Medicare guidelines.
Train BDC representatives on phone skills and CRM use.
Bill appropriate ICD-9 codes to the correct insurance companies.

Health insurance agent example responsibilities.

Manage communication points between corporate advisers, providers and patients for medical service advisory requests.
Sold/Enrol individuals in ACA health plans over the phone by making cold calls on a daily basses.
Explain healthcare benefits cover by major insurance carriers under the ACA.
Post CPT codes and ICD-9 codes for every patient at check-out.
Verify clients' eligibility and check clients' status within CMS and UHC system.
Initiate appeals process on behalf of members, and assist with online web portal services.

Agent vs health insurance agent skills

Common agent skills

Insurance Products, 11%
Customer Service, 10%
Life Insurance, 8%
HR, 6%
Inbound Calls, 6%
Financial Services, 6%

Common health insurance agent skills

HIPAA, 57%
Health Insurance, 11%
Customer Service, 8%
Health Insurance Products, 3%
Health Insurance Sales, 2%
Inbound Calls, 2%

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Agent
Agent vs Health Insurance Agent

Updated January 8, 2025

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