Agricultural loan officer job description

• Ensures that customers' requests and questions are promptly resolved
• Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers
• Completes lending operations in accordance with established Bank policies and legal requirements
• Informs customers of Bank loan policies and services
• Coordinates functions with related departments and Branches and provides support as needed
• Analyzes and evaluates loan requests and approves loan within specified limits or prepares written submission for consideration by the Senior Lender, Regional Credit Officer, or Senior Loan Committee if over individual limit
• Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems
• Helps review construction loan advances on commercial properties
• Conducts property inspections as assigned
• Reviews loan reports to identified maturing or matured loans and is proactive in completing renewal paperwork or processing a decline
• Helps with the collection of delinquent accounts
• Establishes and maintains effective and professional business relations with customers and trade professionals
• Educates customers regarding bank products and services requested and how they can better serve their individual financial needs
• Meets with applicants whose loans are denied and explains reasons and alternatives
• May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high quality work and efficiency in operations are maintained
• May determine work methods and flow through assigning, directing, coordinating, and reviewing tasks
• Attends assigned training sessions and stays current on new procedures and policies
• Markets commercial loans and cross-sells other bank products and services
• Stays informed regarding changes in lending standards and related legal requirements
• Promotes D.L. Evans Bank at all times and serves as a representative in the community
• Completes required reports and records accurately and promptly
• Maintains the professional reputation of D.L. Evans Bank
• Helps other area personnel as required
• Keeps management informed of area activities and any significant problems or concerns
• Attends and participates in meetings and committees as required
• Completes special projects as assigned

D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!

D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.

• Medical Insurance
• Dental Insurance
• Vision Insurance
• FSA
• 401(k)
• Employee Stock Ownership Plan
• Paid Vacation
• Sick Time
• Life Insurance
• Long-term Disability Insurance