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The average salary for an Agricultural Loan Officer is approximately $43,755 per year or about $21 per hour. This figure can fluctuate based on several factors, including years of experience, geographic location, and the specific employer. Entry-level positions may start lower, while experienced officers could earn significantly more, particularly in states with a strong agricultural economy.
For instance, states like California and Texas often offer higher salaries due to their extensive agricultural sectors. According to recent data, loan officers in these regions can earn upwards of $50,000 annually.
Experience plays a pivotal role in determining salary. Entry-level loan officers can expect to start around $35,000, while those with over ten years of experience may earn $60,000 or more. This progression underscores the potential for salary growth within this career path.
As agricultural needs evolve, so does the demand for skilled loan officers. Opportunities exist in various settings, including banks, credit unions, and government agencies, making this a versatile career choice.
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| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level agricultural loan officer | $28,500 | $13.68 |
| Mid-level agricultural loan officer | $46,800 | $22.51 |
| Senior-level agricultural loan officer | $83,600 | $40.18 |
The highest-paying states for agricultural loan officers are New York, New Mexico, and Washington. The lowest average agricultural loan officer salary states are Tennessee, Utah, and Indiana.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New Mexico | $56,200 | $27.02 |
| 2 | Maine | $53,978 | $25.95 |
| 3 | Arkansas | $52,999 | $25.48 |
| 4 | Minnesota | $52,028 | $25.01 |
| 5 | Texas | $54,898 | $26.39 |
| 6 | Washington | $55,796 | $26.82 |
| 7 | New York | $57,355 | $27.57 |
| 8 | North Dakota | $48,666 | $23.40 |
| 9 | Vermont | $50,739 | $24.39 |
| 10 | Rhode Island | $50,085 | $24.08 |
| 11 | Nebraska | $51,072 | $24.55 |
| 12 | New Jersey | $51,186 | $24.61 |
| 13 | Wisconsin | $46,199 | $22.21 |
| 14 | Massachusetts | $50,927 | $24.48 |
| 15 | Maryland | $50,604 | $24.33 |
| 16 | Iowa | $45,640 | $21.94 |
| 17 | Wyoming | $50,939 | $24.49 |
| 18 | Michigan | $49,815 | $23.95 |
| 19 | Illinois | $48,084 | $23.12 |
| 20 | Hawaii | $55,623 | $26.74 |
| 21 | Oregon | $47,894 | $23.03 |
| 22 | South Dakota | $42,613 | $20.49 |
| 23 | Oklahoma | $43,627 | $20.97 |
| 24 | Delaware | $48,574 | $23.35 |
| 25 | New Hampshire | $46,316 | $22.27 |
| 26 | Connecticut | $46,218 | $22.22 |
| 27 | Colorado | $43,213 | $20.78 |
| 28 | West Virginia | $42,655 | $20.51 |
| 29 | Ohio | $43,176 | $20.76 |
| 30 | Alabama | $40,081 | $19.27 |
| 31 | California | $50,162 | $24.12 |
| 32 | South Carolina | $41,930 | $20.16 |
| 33 | Missouri | $42,860 | $20.61 |
| 34 | Kansas | $43,532 | $20.93 |
| 35 | Montana | $44,054 | $21.18 |
| 36 | Georgia | $41,603 | $20.00 |
| 37 | Mississippi | $38,181 | $18.36 |
| 38 | Virginia | $39,150 | $18.82 |
| 39 | Kentucky | $42,202 | $20.29 |
| 40 | Nevada | $36,452 | $17.52 |
| 41 | District of Columbia | $46,557 | $22.38 |
| 42 | Arizona | $36,010 | $17.31 |
| 43 | Pennsylvania | $39,482 | $18.98 |
| 44 | Alaska | $42,366 | $20.37 |
| 45 | Florida | $33,947 | $16.32 |
| 46 | Tennessee | $37,668 | $18.11 |
| 47 | Idaho | $41,268 | $19.84 |
| 48 | Louisiana | $38,890 | $18.70 |
| 49 | North Carolina | $37,917 | $18.23 |
| 50 | Indiana | $36,842 | $17.71 |
| 51 | Utah | $37,524 | $18.04 |
The highest-paying cities for agricultural loan officers are San Bernardino, CA, Rockford, IL, and Sioux City, IA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | San Bernardino, CA | $49,545 | $23.82 |
| 2 | Rockford, IL | $48,395 | $23.27 |
| 3 | Sioux City, IA | $45,986 | $22.11 |
| 4 | Nampa, ID | $41,324 | $19.87 |
| 5 | Elkhart, IN | $37,783 | $18.16 |
An agricultural loan officer's salary ranges from $29,000 a year at the 10th percentile to $65,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $65,000 | $5,417 | $31 |
| 75th Percentile | $54,000 | $4,500 | $26 |
| Average | $43,755 | $3,646 | $21 |
| 25th Percentile | $35,000 | $2,917 | $17 |
| 10th Percentile | $29,000 | $2,417 | $14 |
The highest paying types of agricultural loan officers are credit officer, senior credit analyst, and bank officer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Closer | $29,291 | $2,441 | $14.08 | 7,560 |
| Loan Analyst | $37,857 | $3,155 | $18.20 | 24,756 |
| Mortgage Consultant | $38,934 | $3,245 | $18.72 | 24,057 |
| Underwriter | $61,751 | $5,146 | $29.69 | 8,510 |
| Loan Administrator | $42,859 | $3,572 | $20.61 | 63,708 |
| Commercial Underwriter | $59,051 | $4,921 | $28.39 | 31,908 |
Top companies hiring agricultural loan officers now:
Agricultural loan officer salaries at GPAC and MRI The Boston Group are the highest-paying according to our most recent salary estimates. In addition, the average agricultural loan officer salary at companies like Management Recruiters International(MRI) and Union Bank & Trust are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | GPAC | $54,714 | $26.30 |
| 2 | MRI The Boston Group | $49,373 | $23.74 |
| 3 | Management Recruiters International(MRI) | $46,646 | $22.43 |
| 4 | Union Bank & Trust | $45,174 | $21.72 |
| 5 | Horizon Bank | $42,927 | $20.64 |
| 6 | D.L. Evans Bank | $42,608 | $20.48 |
| 7 | San Bernardino County | $30,746 | $14.78 |
The average agricultural loan officer salary has risen by $4,057 over the last ten years. In 2014, the average agricultural loan officer earned $39,698 annually, but today, they earn $43,755 a year. That works out to a 0% change in pay for agricultural loan officers over the last decade.
Compare agricultural loan officer salaries for cities or states with the national average over time.
Compare agricultural loan officer salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2026 | $43,800 | $21.04 | +1.1% |
| 2025 | $43,300 | $20.81 | +0.4% |
| 2024 | $43,100 | $20.73 | -2.6% |
| 2023 | $44,200 | $21.27 | +1.6% |
| 2022 | $43,500 | $20.93 | +0.3% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| San Bernardino County (Ca | Agricultural/Standards Officer Trainee | San Bernardino, CA | 06/25/2025 | $62,962 |
| State of Hawai'i | Agricultural Loan Officer VI-Oahu | Hawaii | 03/15/2025 | $76,788 |
| San Bernardino County (Ca | Agricultural/Standards Officer Trainee | San Bernardino, CA | 01/26/2025 | $58,469 |
| Agwest Farm Credit | Agriculture Loan Officer | Ione, CA | 12/11/2024 | $69,000 |
| Agwest Farm Credit | Agriculture Loan Officer | Ione, CA | 10/23/2024 | $69,000 |
| State of Hawai'i | Agricultural Loan Officer VI-Downtown, Oahu | Hawaii | 10/20/2024 | $76,788 |
| Bank of Pontiac | Agricultural Loan Officer | Fairbury, IL | 07/15/2024 | $35,000 |
| Bank of Pontiac | Agricultural Loan Officer | Fairbury, IL | 07/15/2024 | $35,000 |
| San Bernardino County (Ca | Agricultural/Standards Officer Trainee | San Bernardino, CA | 07/14/2024 | $56,201 |
| Bank of Pontiac | Agricultural Loan Officer | Fairbury, IL | 03/17/2024 | $35,000 |
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