Director Fraud Strategy
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The Director of Fraud Strategy leads the Fraud Strategy function of Account Protection, being responsible for the analysis of fraud trends, the development of mitigation strategies and deployment of creative solutions to effectively manage fraud losses, maximize revenue, and support business growth. The Director is responsible to manage and develop a multifaceted team of fraud analysts that provide both real-time and trending insight into fraud vulnerabilities and countermeasure opportunities. The Director guides the development and optimization of fraud mitigation controls within our framework of tools to ensure the business meets or exceeds Fraud Loss goals while supporting business growth targets.The Fraud Strategy Director defines and measures through insight and statistical analysis existing and future mitigation opportunities as part of the decensign and development process. The Director must measure and monitor fraud performance for the purpose of statistically quantifying risk and opportunity. The Director also seeks and designs creative solutions to fraud risk challenges through optimization of existing controls, pursuit of new tools and expanded use of alternative data.
Essential Job Functions
•Develop and communicate vision for the team, define success and how it will be measured. This includes delivering on the vision for the Account Protection function as well as more specific definitions for the Fraud Strategy Team.
•Demonstrates the ability to work independently, remain organized, and prioritize work to work on multiple projects over the same time period with accuracy and attention to detail.
•Utilize critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, is strategic, and gains consensus on the best solution.
•Hire, develop, supervise, and retain key talent.
•Ensure individuals have the skills and tools needed to support the development and execution of fraud mitigation.
•Research and understand industry best practices for fraud mitigation strategies, techniques and risk.
•Build relationships by establishing trust, confidence and credibility with senior leaders, executives, and regulatory bodies.
•Build and maintain productive partnerships with key areas of the business (e.g., Operations, Credit Management, Client Partnership) to ensure strategies are comprehensive, fit for purpose and executed as designed.
•Research and understand relevant regulations and work with Compliance and Operations partners to ensure strategies comply.
•Ensure controls are in place to mitigate any potential liability.
Reports to: VP of Fraud
Work Environment:
•Normal office environment. As a senior leader, must work at a Bread Financial office a minimum of 6 days per month. •Ability to travel 6 days a month if not located near a Bread Financial office.
•Ability to travel 25% of time if not located near Bread Financial office
• Direct Reports: This role will have two to four direct reports and eight to twelve direct reports in function.
Minimum Qualifications:
•Bachelor's Degree or equivalent education in Business Management, Statistics, Mathematics
•Seven years' work experience directly related to the role and five years minimum of supervisory experience
•Seven years or more experience demonstrated understanding of risk management disciplines, varying analytic practices and fraud risk concepts.
•Proven success in analyzing large amounts of data which foster actionable business decisions.
•Experience managing data analysts or statisticians with a proven capacity to lend guidance, insight and comprehension of in-depth, detailed analysis they produce.
•Solid understanding of operational execution is necessary to contextualize, and support recommended strategic deployments.
Preferred Experience:
•Master's in Business Management, Statistics, Mathematics
•Ten years or more in Fraud Risk and/or Credit Risk
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$134,400.00 - $278,200.00
Full Salary Range for position:
California: $154,500.00 - $347,700.00Colorado: $134,400.00 - $292,100.00New York: $147,800.00 - $347,700.00Washington: $141,100.00 - $319,900.00Maryland: $141,100.00 - $306,000.00Washington DC: $154,500.00 - $319,900.00Illinois: $134,400.00 - $306,000.00New Jersey: $154,500.00 - $319,900.00Vermont: $134,400.00 - $278,200.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Credit Operations
Job Type:
Regular
Auto-ApplyRegional Engagement Manager - Ohio Valley/Central/Northwest Market
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The Regional Engagement Manager is pivotal in enhancing the client's associate and customer experience with Bread Financial products. The Field Team at Bread Financial works internally and with our clients to drive top-line sales by maximizing customer loyalty, utilizing insights and proven practices.This role involves executing strategies and providing recommendations to maximize performance and productivity.
Essential Job Functions
Execute engagement strategies to achieve acquisition budgets for respective clients. Analyze performance and identify critical opportunities to influence results. - (40%)
Develop client relationships and execute tactics within scope. Expertise in assessing learning styles to inspire and educate clients on payment solutions. - (30%)
Support field strategy through critical thinking and decision quality. Inspect and validate client tools and processes. - (20%)
Focus on personal growth and contribute to departmental development. - (10%)
Minimum Qualifications
High School Diploma or GED.
5+ years of experience in retail, banking, fintech, or similar industry.
Preferred Qualifications
Bachelor's Degree in Marketing, Business, Retail, or Communications.
5+ years experience in a sales-driven culture with financial accountability.
Leadership experience.
Experience in facilitation, negotiation, and presentation skills.
Experience with remote/virtual teams.
Experience working with franchisee models/dealer brands.
Skills
Data Analytics
Data Visualization Tools
Expense Management
Influencing Without Authority
Microsoft PowerPoint
Sales Culture
Time Management
Reports To: Manager and above
Direct Reports: 0
Work Environment
Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Travel
Ability to travel up to 70% monthly
Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
Communicate/Hearing
Communicate/Talking
Move/Traverse
Standing
Stationary Position/Seated
Typing/Writing
Maintain focus in high pressure or fast-paced work environment
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$79,500.00 - $144,100.00
Full Salary Range for position:
California: $91,500.00 - $180,100.00Colorado: $79,500.00 - $151,300.00New York: $87,500.00 - $180,100.00Washington: $83,500.00 - $165,700.00Maryland: $83,500.00 - $158,500.00Washington DC: $91,500.00 - $165,700.00Illinois: $79,500.00 - $158,500.00New Jersey: $91,500.00 - $165,700.00Vermont: $79,500.00 - $144,100.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Client Services
Job Type:
Regular
Auto-ApplyQA Automation Engineer IV
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The QA Automation Engineer, IV is responsible for test automation with agile and waterfall teams for core application projects which impact our care center, clients and customers. This role works with team members to ensure automated testing is completed with proper coverage for all the requirements. This role will lead the team in building test cases and automating testing across Fiserv Optis applications. This role will assist other Value Streams with their test cases for projects and cross application impact analysis.
Essential Job Functions
Test Design: Writes automation test scripts using an object-oriented Ruby Cucumber framework for multiple applications like Web based, Web services and Database. Contributes to extending the existing framework.
Test Execution & Reporting: Executes tests as needed during throughout the project. Analyze and report test results. Identifies and tracks defects through their lifecycle. Utilizing defect management and organization skills, provide progress and metrics on test execution and defects to project team. Provide leadership while contributing to team and company objectives. Follow team and company standards and contribute to refine and improve process and procedure. Ability to define and maintain test data.
Subject Matter Expert: Develops and maintains expert understanding of all of the components and functionality of the system and framework. Provides guidance, mentoring, and training on testing practices and advises impacts for system changes.
Business Communications: Demonstrates foundational knowledge of credit card operations, banking, financial, loyalty rewards, and credit card regulatory while working with various areas of the business. Demonstrates leadership by driving the automated testing of projects and collaborate with stakeholders in understanding the testing needs and reporting on testing results.
Reports to: Technology Head of Quality Assurance
Direct Reports: None
Working Conditions/ Physical Requirements:
Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location
Minimum Qualifications:
Bachelor's Degree or equivalent experience
7 or more years of relevant work experience
Preferred Experience:
Bachelor's Degree(BE/BTech) Area of Study: Computer Science/Information Technology or Equal Technical Degree
10 or more years of relevant work experience
Certifications: International Software Testing Qualifications Board (ISTQB), Certified Agile Tester (CAT), Certified Software Test Professional (CSTP), and/or Chartered Market Technician (CMT)
Type / focus of work experience preferred: Banking/Financial Services/Insurance Domain functional testing experience
Fiserve Optis Experience
Test Case Development
Test Case Automation
Skills:
Accessibility Testing
Agile Methodologies
API Testing
Appium
ATDD
Atlassian JIRA
BDD (Behavior Driven Development)
CI Tools
Cucumber (Software)
Database Testing
Defects Management
Desktop Application Testing
Device Testing
Estimation Techniques
Functional Testing
Git
IBM DB2 SQL
Java
Jenkins (Software)
Mobile Application Testing
Qtest
Quality Assurance (QA)
Quality Control (QC)
Ruby
Selenium
SOAP UI
Software Development Lifecycle (SDLC)
Software Testing Life Cycle (STLC)
Structured Query Language (SQL)
Test Driven Development (TDD)
Test Management
Watir
Web Application Testing
Web Service Testing
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$108,300.00 - $196,300.00
Full Salary Range for position:
California: $124,600.00 - $245,400.00Colorado: $108,300.00 - $206,100.00New York: $119,200.00 - $245,400.00Washington: $113,700.00 - $225,700.00Maryland: $113,700.00 - $215,900.00Washington DC: $124,600.00 - $225,700.00Illinois: $108,300.00 - $215,900.00New Jersey: $124,600.00 - $225,700.00Vermont: $108,300.00 - $196,300.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Information Technology
Job Type:
Regular
Auto-ApplyAccount Control Supervisor - Triage or Detection
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The Account Protection Supervisor is responsible for the strategic oversight and day-to-day operations of a specialized fraud prevention team. This role encompasses managing team performance, ensuring adherence to compliance and regulatory standards, and driving operational efficiency to minimize financial loss. The Supervisor will lead the team in achieving key performance indicators related to accuracy, quality, productivity, and fraud loss reduction while fostering a high-performance culture.
Essential Job Functions
Provide coaching, mentorship, and performance feedback to develop associate talent. Foster a positive and inclusive team culture that promotes engagement and motivation. Identify training needs and implement development plans. Contribute to the recruitment and selection of high-performing team members. - (40%)
Oversee daily operations and ensure team performance aligns with departmental goals. Analyze team performance metrics and identify areas for improvement. Implement strategies to enhance team efficiency and productivity. Build and maintain effective relationships with internal and external stakeholders. - (30%)
Ensure adherence to quality standards, regulatory requirements, and compliance guidelines. Monitor associate performance and provide necessary coaching and support. Identify and implement process improvements to enhance efficiency and effectiveness. Resolve escalated issues and conflicts in a timely and professional manner. - (20%)
Analyze data and trends to identify opportunities for improvement. Develop and implement solutions to address operational challenges. Conduct root cause analysis to prevent recurring issues. - (10%)
Minimum Qualifications
High School Diploma or GED
4+ years experience in Account Protection, Customer Service, Fraud, or related
1+ years leading project(s), mentoring and/or coaching experience
Preferred Qualifications
Bachelor's Degree in Business Administration, Marketing, Finance or related field of study or equivalent, relevant work experience
BSA/AML
3+ years of direct leadership experience
Skills
Call Quality
Bank Secrecy Act (BSA)
Fair Lending Practices
Fair Debt Collection Practices Act (FDCPA)
Fair Credit Reporting Act (FCRA)
Credit Card Fraud
Leadership
Fraud Controls
Fraud Protection
Reports To: Manager and above
Direct Reports: 16+
Work Environment
Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Schedules vary with open/closing shifts, weekend and holiday coverage.
Travel
Ability to travel up to 5% annually
Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
Communicate/Hearing
Communicate/Talking
Move/Traverse
Reaching
Standing
Stationary Position/Seated
Typing/Writing
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$55,200.00 - $100,000.00
Full Salary Range for position:
California: $63,500.00 - $125,000.00Colorado: $55,200.00 - $105,000.00New York: $60,700.00 - $125,000.00Washington: $58,000.00 - $115,000.00Maryland: $58,000.00 - $110,000.00Washington DC: $63,500.00 - $115,000.00Illinois: $55,200.00 - $110,000.00New Jersey: $63,500.00 - $115,000.00Vermont: $55,200.00 - $100,000.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Care Center Operations
Job Type:
Regular
Auto-ApplyMarketing Content Review Analyst - Compliance
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. This role is primarily responsible for the review, analysis, and process management of consumer-facing marketing materials to ensure compliance with laws, rules, regulations, and best practices. This role requires critical thinking and the use of marketing resources and workflow tools to deliver and effectively communicate recommendations and solutions to both external and internal partners that mitigate risk and promote a positive consumer experience.
Essential Job Functions
Independent evaluation and intake of marketing materials, document routing management and retention, and process optimization to mitigate operational risks. Organizes high volumes of work, meets required service level agreements, and maintains accurate documentation to demonstrate control effectiveness. - (40%)
Performs quality assessments of marketing materials, including relevant research, and provides clear guidance to mitigate risk. Ensures accurate reviews of materials and adherence to quality metrics, educates internal and external marketers on risk mitigation, and works towards solutions that align with creative direction and marketing risk tolerance. - (40%)
Collaborates and communicates effectively with internal and external business partners ensuring proper alignment on marketing feedback, understanding of sound business process and practices, and reasoning behind protecting the brand, Bank, and consumers. - (10%)
Builds cross-functional relationships and contributes to a positive team atmosphere whereby new ideas can be shared and a strong working environment enabled. - (10%)
Minimum Qualifications
High School Diploma or GED
0-1 years experience (may include some classroom work) in Marketing Content Review, Marketing Compliance, Risk or Quality, Financial Services or Retail Industry, Operations, Marketing Workflow, Workflow Management, or Marketing Execution
Preferred Qualifications
2+ years (may include some classroom work) in Marketing Content Review, Marketing Compliance, Risk or Quality, Financial Services or Retail Industry, Operations, Marketing Workflow, Workflow Management, or Marketing Execution
Skills
Marketing Compliance
Microsoft Office
Adobe Acrobat
Quality Control (QC)
Quality Assurance (QA)
Workflow Management
Reports To: Associate Manager and above
Direct Reports: 0
Work Environment
Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
Communicate/Hearing
Communicate/Talking
Stationary Position/Seated
Typing/Writing
Focus and complete tasks in situations that have a speed or productivity metric
Maintain focus in high pressure or fast-paced work environment
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Typical Pay Range:
$26.55 - $48.05
Full Pay Range for position:
California: $30.50 - $60.10Colorado: $26.55 - $50.45New York: $29.20 - $60.10Washington: $27.85 - $55.25Maryland: $27.85 - $52.85Washington DC: $30.50 - $55.25Illinois: $26.55 - $52.85New Jersey: $30.50 - $55.25Vermont: $26.55 - $48.05
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates, both full time and part time, can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Full-time hourly associates receive a bi-annual grant of Paid Time Off (“PTO”) in each January and July based on their service date and scheduled hours, whereas newly hired full time hourly associates in their first year of employment receive a prorated PTO grant on their 61st day of employment based on the month of hire and scheduled hours. Associates will receive a payout of any unused PTO, up to 40 hours, paid out in the next calendar year (except associates in Alaska, California, Colorado, Montana and Nebraska who are paid for all unused PTO). Additionally, hourly associates (except those in California) generally receive 72 hours of Paid Sick Leave Plus (“PSL+”) per calendar year, with a pro-rated grant in the associate's first year of employment to the extent allowed by applicable law. If additional PSL+ is required in a particular jurisdiction, the company with comply with applicable law. Unused PSL+ does not carry over from one calendar year to the next unless required by applicable law. Instead of PSL+, hourly associates in California receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year.
Hired associates will be able to elect the purchase company stock during offering periods in June and December.
Click here for more Benefits and PTO information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Marketing
Job Type:
Regular
Auto-ApplyFacilities Maintenance Specialist - 1st Shift
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. As part of the Corporate Real Estate & Facility Services team, the Facility Services Teams are responsible for ensuring all physical locations are operational and protected from business disruption. The Facility Equipment Specialist is accountable for all general maintenance aspects of the facility through accurate communication, budget accountability, and task execution while ensuring the facility is in a tour-ready condition at all times.
Essential Job Functions
Accountable for physical site maintenance including maintaining our tour-ready standards and proactively maintaining equipment to protect against business interruptions. - (40%)
Working with our Technical Services team inspecting, maintaining, reporting issues, and record-keeping for our critical power systems. - (30%)
Partners with Facility Engineering Supervisor and external vendors to ensure Service Level Agreements (SLA) are met for contracted services. - (20%)
Provide support on any project as directed by Facility Engineering Supervisor. - (10%)
Minimum Qualifications
High School Diploma
1+ years experience in general maintenance, electrical, mechanical, painting, and plumbing or related field
Preferred Qualifications
3+ years in a hands-on role in one of the following: Facilities, Construction, General Maintenance, or related field
Skills
Construction
Electrical Industry
Facility Management
HVAC Systems
Irrigation Management
Landscape Management
Plumbing
Power Systems
Reports To: Supervisor and above
Direct Reports: 0
Work Environment
Normal office environment. Fully on-site
Travel
Ability to travel up to 5% annually
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Typical Pay Range:
$20.75 - $37.60
Full Pay Range for position:
California: $23.85 - $47.00Colorado: $20.75 - $39.50New York: $22.80 - $47.00Washington: $21.80 - $43.25Maryland: $21.80 - $41.35Washington DC: $23.85 - $43.25Illinois: $20.75 - $41.35New Jersey: $23.85 - $43.25Vermont: $20.75 - $37.60
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates, both full time and part time, can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Full-time hourly associates receive a bi-annual grant of Paid Time Off (“PTO”) in each January and July based on their service date and scheduled hours, whereas newly hired full time hourly associates in their first year of employment receive a prorated PTO grant on their 61st day of employment based on the month of hire and scheduled hours. Associates will receive a payout of any unused PTO, up to 40 hours, paid out in the next calendar year (except associates in Alaska, California, Colorado, Montana and Nebraska who are paid for all unused PTO). Additionally, hourly associates (except those in California) generally receive 72 hours of Paid Sick Leave Plus (“PSL+”) per calendar year, with a pro-rated grant in the associate's first year of employment to the extent allowed by applicable law. If additional PSL+ is required in a particular jurisdiction, the company with comply with applicable law. Unused PSL+ does not carry over from one calendar year to the next unless required by applicable law. Instead of PSL+, hourly associates in California receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year.
Hired associates will be able to elect the purchase company stock during offering periods in June and December.
Click here for more Benefits and PTO information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Facilities Management
Job Type:
Regular
Auto-ApplyManaged File Transfer Engineer
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The Manage File Transfer Engineer will help lead the stabilization and evolution of our file transfer application and process. This role will build high quality, architecturally-sound processes that maintain, enhance and transform our file transfer applications. This role will help support both our On-Premise and Azure file transfer environments and will facilitate day to day operations, including issue resolution, change management activities and reporting and monitoring capabilities. This includes data infrastructure and pipelines to support analytics and product, as well as our data science team.
Essential Job Functions:
Program + Documentation: Manage daily automated Secure File Transfer Protocol (SFTP) transfers and schedule file transfers at an expert level for Payroll, Accounts Payable, People + Culture and others, both internal and external, to verify successful transmissions to all parties. Automate file transfers, including writing scripts or API calls, error handling, file manipulation, job monitoring, job scheduling, and alert notifications. Proactively monitor jobs and resolve any issues or errors in a timely manner working with all necessary parties. Install and replace SSL certificates, manage SSH public and private keys for secure file transfers. Encrypt, decrypt, and sign files using automation with standards such as PGP. Set up new file transfer scheduled tasks and scripts.
Business Relationship: Subject matter expert with multiple business project owners, venders, banks and other teams to identify file transfers needed for new projects and implement secure automated technologies. Support the business on-call after business hours to ensure 24/7 availability of file transfer services and infrastructure. Respond to after-hour emergencies and leads the mitigation and resolution processes surrounding automated file transfers.
Auditing + Risk Management: Perform audits on file transfer account and systems to ensure access that is no longer needed has been removed and grant access where required. Identify operational and infrastructure risks within the environment and work with business users to make corrections and mitigate risks. Ensure optimal resilience of deployed systems and meet all disaster recovery and compliance requirements. Adhere to company standards, change control process and procedures. Follow communication procedures, change management guidelines and policies.
Customer Relationship: Build sustainable relationships and trust with customers through open and interactive communication. Maintain highest level of confidentiality as files could contain sensitive data. Display a strong dedication to provide high quality customer service. Be willing to adjust priorities to address issues that arise daily. Ensure that customer needs are taken into account in line with the company strategy. Resolve service problems. Advice of best solution, expedite correction and follow up to ensure resolution. Display strong dedication to the team and be willing to help others.
Reports To:
Sr. Director, Infrastructure Services - Cloud, Retail
Direct Reports:
None
Working Conditions/ Physical Requirements:
Normal office environment, this is a Work at Home role.
Minimum Qualifications:
Bachelor's degree in Computer Science, Computer Engineering, IT or any relevant field of study
10+ years of professional experience automating and maintaining secure file transfer
Expert knowledge of File transfer Protocols: HTTPS,HTTP,FTP,FTPS, SSL, SFTP
Experience with developing and deploying automated secure transfer scripts on Windows, LINUX, AIX
Management of Certificates and SSL Keys: Manage SSH public and private keys for secure file transfers.
Expert knowledge of common File transfer tools
Expert scripting automation knowledge: Ability to write basic SFTP scripts in visual basic, and batch
Preferred Qualifications:
Experience with Help Systems Globalscape EFT, IBM Connect Direct
Understanding of basic LAN and WAN networking and impacts on data transfer processes
Strong scripting ability VBscript, Batch, Korn, Powershell
Experience with transfer tools like WINSCP, IPSwitch SFTP, FileZilla, Globalscape EFT, IBM CD, scripting language tools or similar tools
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$87,900.00 - $159,200.00
Full Salary Range for position:
California: $101,000.00 - $198,900.00Colorado: $87,900.00 - $167,100.00New York: $96,600.00 - $198,900.00Washington: $92,200.00 - $183,000.00Maryland: $92,200.00 - $175,100.00Washington DC: $101,000.00 - $183,000.00Illinois: $87,900.00 - $175,100.00New Jersey: $101,000.00 - $183,000.00Vermont: $87,900.00 - $159,200.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
IT Engineering
Job Type:
Regular
Auto-ApplyLead Data Scientist
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The Data Scientist role at Bread Financial is responsible for generating data-driven insights to support enterprise data science needs within the organization. The Lead Data Scientist is pivotal in generating insights and supporting the enterprise's data science needs, as well as enhancing the team's industry competence through research in Artificial Intelligence (AI).
The Data Science team, through this role, supports Marketing by developing predictive and prescriptive models that optimize campaign performance, enable targeted and personalized marketing, and provide actionable insights for acquisition, engagement, and retention strategies. They leverage advanced analytics, AI/ML tools, and secure data-sharing environments to enhance decision-making and drive measurable business outcomes.
Essential Job Functions
* Lead the design, build, deployment, and periodic maintenance of AI solutions. - (30%)
* Build strong relationships with internal business partners to drive the delivery of enterprise solutions. - (20%)
* Establishing and executing the framework for engaging enterprise partners to plan new AI solutions. - (15%)
* Assisting with documentation, compliance, model governance, and maintenance of AI solutions. - (15%)
* Research advanced modeling and AI techniques to improve predictive modeling and maintain business acumen in relevant industries. - (10%)
* Training and mentoring to junior Data Scientists. Lead projects as needed or required - (10%)
Minimum Qualifications
* Bachelor's Degree in Statistics, Mathematics, Engineering, Data Science, Computer Science, or Economics
* 8+ years experience in building sophisticated models using machine learning, segmentation, time series, and other advanced analytics methodologies.
Preferred Qualifications
* Master's Degree or PhD in Statistics, Mathematics, Computer Science, Data Science, Engineering, Economics, or other quantitative fields
* Advanced machine learning modeling and/or technical expertise in developing market differentiation data science products.
* Experience in bank card/credit card business, consulting, retail, marketing, loyalty, and/or financial services.
Skills
* Data Manipulation
* Machine Learning
* Python (Programming Language)
* R Statistics
* Statistical Analysis
* Statistics
* Time Series Analysis
* Cloud Environment
* Agentic AI
* GenAI
* Presentation to Small and Large Groups
* Financial Analysis
* Choice-Based Conjoint Design and survey techniques
Reports To: Senior Manager and above
Direct Reports: 0
Work Environment
* Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Travel
* Ability to travel up to 5% annually
Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
* Communicate/Hearing
* Communicate/Talking
* Stationary Position/Seated
* Typing/Writing
* Focus and complete tasks in situations that have a speed or productivity metric
* Maintain focus in high pressure or fast-paced work environment
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$120,500.00 - $218,300.00
Full Salary Range for position:
California: $138,600.00 - $272,900.00
Colorado: $120,500.00 - $229,200.00
New York: $132,500.00 - $272,900.00
Washington: $126,500.00 - $251,100.00
Maryland: $126,500.00 - $240,200.00
Washington DC: $138,600.00 - $251,100.00
Illinois: $120,500.00 - $240,200.00
New Jersey: $138,600.00 - $251,100.00
Vermont: $120,500.00 - $218,300.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time ("PSST") upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
* Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
* The Company is an Equal Opportunity Employer.
* Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
* The Company participates in E-Verify.
* The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
* The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Data and Analytics
Job Type:
Regular
Account Lead - Portfolio & Existing Customer Marketing
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The Account Lead, Portfolio and ECM role is responsible for executing credit card portfolio strategies relative to existing customers in alignment with internal leadership and matrix teams, as well as external partners. This includes the execution of existing customer marketing through timeline and deliverable management, which includes ensuring compliance with marketing collateral to minimize organizational risk. This role is also responsible for maintaining and managing client relationships and serves as a liaison between the organization and the client. Additionally, this role monitors key metrics for core customer, attrition, retention, activation, and loyalty.
Essential Job Functions
Executes the strategy for all existing cardholder lifecycle marketing. Manages campaign timelines & deliverables with brand/internal partners. Responsible for reviewing and approving marketing collateral and oversees disclosure tool. Facilitates brand partner training on tools/process. - (30%)
Maintains a productive relationship with brand executional teams. Demonstrates general knowledge of brand partner business and industry. Delivers communication to brand partners, ensuring that expectations are clear and aligned upon. Presents executional related content and deliverables in brand meetings. Identifies issues/roadblocks and escalates internally. - (20%)
Partners with cross-functional teams in a matrixed leadership environment including Portfolio Analytics, Credit Management, Finance, Marketing, and Operations to achieve portfolio objectives. - (20%)
Responsible for understanding and utilizing reporting to monitor key metrics for existing cardholders such as attrition and retention rates, reactivation, spend, trips, etc. Manages contractual funds for assigned client(s) which includes processing invoices related to portfolio and marketing initiatives. - (15%)
Drives execution of existing benefits including rewards, benefit timing, and loyalty. Executes changes to card program benefits across all marketing channels. - (15%)
Minimum Qualifications
Associate's Degree in Business Administration, Marketing or related field of study or equivalent, relevant work experience
2+ years in professional or classroom instruction working on projects, sales/marketing concepts, and/or financial forecasting and analysis.
Preferred Qualifications
Bachelor's Degree in Business Administration, Marketing
5+ years experience in Account Management, Sales, Finance, Product Management, Project Management, Marketing, credit card portfolio management
Experience supporting and executing customer marketing strategies.
Skills
Budget Management
Portfolio Strategies
Marketing
Account Management
Project Management
Portfolio Management
Reports To: Director and above
Direct Reports: 0
Work Environment
Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a Bread Financial location. Periodic travel to brand partner offices and events. May require work outside of standard business hours.
Travel
Ability to travel up to 5% quarterly
Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
Communicate/Hearing
Communicate/Talking
Stationary Position/Seated
Typing/Writing
Maintain focus in high pressure or fast-paced work environment
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$69,900.00 - $126,600.00
Full Salary Range for position:
California: $80,400.00 - $158,300.00Colorado: $69,900.00 - $133,000.00New York: $76,900.00 - $158,300.00Washington: $73,400.00 - $145,600.00Maryland: $73,400.00 - $139,300.00Washington DC: $80,400.00 - $145,600.00Illinois: $69,900.00 - $139,300.00New Jersey: $80,400.00 - $145,600.00Vermont: $69,900.00 - $126,600.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Client Services
Job Type:
Regular
Auto-ApplyOracle Cloud SCM Architect
Columbus, OH job
Huron is a global consultancy that collaborates with clients to drive strategic growth, ignite innovation and navigate constant change. Through a combination of strategy, expertise and creativity, we help clients accelerate operational, digital and cultural transformation, enabling the change they need to own their future.
Join our team as the expert you are now and create your future.
Senior Managers serve in an outward-facing, hands-on, and multi-faceted role combining project and engagement management, team leadership and material interaction with clients at both tactical and strategic levels.
While activities vary based on project size/scope and individual skill-sets and strengths, the Senior Manager can expect to spend considerable time on client-facing engagements through all project phases (pursuit to delivery), project management, and intensive data-analysis to implement impactful recommendations. Additionally, Senior Managers time will revolve around overall practice development, the mentorship of Coachees (when assigned), and general project/organizational administrative tasks.
Oracle Cloud SCM Architect/Senior Manager---Huron is growing - and we want YOU to grow with us!
Huron is a global consultancy that partners with clients to drive strategic growth, ignite innovation, and navigate constant change. Through strategy, expertise, and creativity, we help organizations accelerate transformation and own their future. The Oracle SCM (Supply Chain Management) Architect is responsible for designing and overseeing the end-to-end architecture of Oracle Cloud SCM solutions. This role ensures alignment between business objectives, functional design, and technical implementation across supply chain processes, including Procurement, Order Management, Manufacturing, Inventory, Planning, and Logistics.
What You'll Do
Solution Design & Architecture
Define the overall architecture for Oracle Cloud SCM modules and their integration with Finance, Projects, and external systems.
Translate business requirements into scalable, secure, and high-performing Oracle Cloud SCM solutions.
Design end-to-end supply chain process flows (Procure-to-Pay, Order-to-Cash, Plan-to-Produce, etc.).
Ensure adherence to Oracle best practices and cloud architecture standards.
Functional Leadership
Lead SCM design workshops with business stakeholders to gather and validate requirements.
Develop functional solution documents, configuration strategies, and data migration approaches.
Provide guidance on module interdependencies and cross-functional impacts.
Technical Integration
Collaborate with technical teams on integrations (via OIC, REST APIs, or middleware) between Oracle Cloud SCM and legacy/third-party applications.
Oversee master data management, interface design, and performance optimization.
Support data conversion and validation during implementation.
Project Delivery
Serve as a subject matter expert (SME) throughout the implementation lifecycle-design, build, testing, deployment, and post-go-live support.
Mentor functional consultants and coordinate with technical developers.
Contribute to fit-gap analysis, solution validation, and change control processes.
Governance & Continuous Improvement
Define architectural standards and documentation for SCM solutions.
Evaluate and recommend Oracle Cloud SCM enhancements, patches, and upgrades.
Drive continuous improvement through automation and process optimization.
What We're Looking For
Bachelor's or Master's degree in a field related to this position or equivalent work experience
6-10+ years of experience in Oracle SCM applications.
Deep functional expertise in three or more modules: Procurement, Order Management, Manufacturing, Inventory, Planning, Maintenance, or Logistics.
Successfully led 4+ end-to-end SCM architectures in Oracle Cloud.
Strong understanding of integration patterns (OIC, REST/SOAP APIs, EDI, etc.).
Experience leading offshore teams.
Familiarity with Oracle Cloud Infrastructure (OCI) and data migration tools (FBDI, ADFdi, OTBI).
Presales experience,
Excellent communication, leadership, documentation, and client-facing skills
Willingness to travel up to 50%.
Preferred Qualifications:
Oracle Cloud SCM Certification(s)
Experience in multi-pillar Oracle Cloud implementations (SCM + Finance/Projects)
Background in manufacturing, distribution, or retail industries
Experience with Agile or hybrid implementation methodologies
The estimated base salary for this job is $160,000.00 - $185,000. The range represents a good faith estimate of the range that Huron reasonably expects to pay for this job at the time of the job posting. The actual salary paid to an individual will vary based on multiple factors, including but not limited to specific skills or certifications, years of experience, market changes, and required travel. This job is also eligible to participate in Huron's annual incentive compensation program, which reflects Huron's pay for performance philosophy. Inclusive of annual incentive compensation opportunity, the total estimated compensation range for this job is $184,000 - $231,250. The job is also eligible to participate in Huron's benefit plans which include medical, dental and vision coverage and other wellness programs. The salary range information provided is in accordance with applicable state and local laws regarding salary transparency that are currently in effect and may be implemented in the future.
Position LevelSenior ManagerCountryUnited States of America
Auto-ApplySenior Manager, MS Dynamics 365 Finance Architect (US or Canada)
Columbus, OH job
Huron is a global consultancy that collaborates with clients to drive strategic growth, ignite innovation and navigate constant change. Through a combination of strategy, expertise and creativity, we help clients accelerate operational, digital and cultural transformation, enabling the change they need to own their future.
Join our team as the expert you are now and create your future.
Senior Managers serve in an outward-facing, hands-on, and multi-faceted role combining project and engagement management, team leadership and material interaction with clients at both tactical and strategic levels.
While activities vary based on project size/scope and individual skill-sets and strengths, the Senior Manager can expect to spend considerable time on client-facing engagements through all project phases (pursuit to delivery), project management, and intensive data-analysis to implement impactful recommendations. Additionally, Senior Managers time will revolve around overall practice development, the mentorship of Coachees (when assigned), and general project/organizational administrative tasks.
We are looking for a Senior Manager, MS Dynamics 365 Finance Architect in US or Canada (Canadian citizenship)
The purpose of this role will be to provide leadership and guidance with finance functionality within Dynamics 365 F&SM which will result in successful projects which exceed client expectations.
Responsibilities include:
Builds client relationships and becomes a trusted advisor which results in long-term client relationships.
Leads understanding, client facilitation and analysis of client business process, and provides expert guidance, creative solutions, best approaches, and practices in translating business operations into appropriate D365 F&SCM design and configuration to support the business.
Leading teams and providing subject matter expertise and experience within the finance domain on projects to design and implement financial functions of D365 F&SCM
Leads teams throughout the project lifecycle to provide expert guidance to ensure both functional and technical capabilities of Dynamics 365 F&SCM meet client needs.
Challenges team conclusions to ensure design is appropriately aligned with the client's business.
Empowers and support the project team through all project phases to ensure its aligned with original architecture (blueprint) and follows through to a successful go-live/implementation.
Participates in sales pursuits by leading discoveries, configuring software for demonstrations, building project plans, proposals, and leading client presentations
Triaging issues identified from the customer support process by performing root cause analysis, developing and testing solutions, implementing solutions, and communicating and training resolution with clients
Maintains expertise and certifications with D365 F&SCM application, release schedules, underlying technical architecture, and ISV solutions
Continually researches and understands Microsoft's vision for Data and AI within D365 and translates that vision to enhancing client's success in use of D365 F&SCM
Provides mentorship and coaching to other team members to ensure their continued growth
Provides proactive guidance to clients in anticipation of new releases and solutions from Microsoft and other third-party software vendors
What you bring to the team:
Bachelor's degree in accounting, Finance, MIS, Industrial Engineering, or equivalent experience
6-10 years consulting in the Microsoft eco-system with a combination of 5-10 years of D365 F&SCM or AX 2012 R2, R3 full lifecycle implementations in finance
Experience with 4+ full life cycle implementations as the finance architect
Experience in configurations
Microsoft certification exams MB 300, 310, 330 or equivalent experience
Experience with Lifecycle Services including BPM/RSAT and DevOps
Willingness to travel 50%
If you reside in Canada, must be CANADIAN CITIZEN so you will be eligible for TN Visa to travel to US.
The estimated base salary for this job is $160,000.00 - $185,000. The range represents a good faith estimate of the range that Huron reasonably expects to pay for this job at the time of the job posting. The actual salary paid to an individual will vary based on multiple factors, including but not limited to specific skills or certifications, years of experience, market changes, and required travel. This job is also eligible to participate in Huron's annual incentive compensation program, which reflects Huron's pay for performance philosophy. Inclusive of annual incentive compensation opportunity, the total estimated compensation range for this job is $184,000 - $231,250. The job is also eligible to participate in Huron's benefit plans which include medical, dental and vision coverage and other wellness programs. The salary range information provided is in accordance with applicable state and local laws regarding salary transparency that are currently in effect and may be implemented in the future.
Position LevelSenior ManagerCountryUnited States of America
Auto-ApplySoftware Development Engineering - Advisor II
Columbus, OH job
**Calling all innovators - find your future at Fiserv.** We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
**Job Title**
Software Development Engineering - Advisor II
**About your role:**
At Fiserv, we are dedicated to transforming financial services technology to benefit our clients. As a Software Development Engineering - Advisor II, you will play a critical role in designing, developing, and maintaining high-quality software applications. You will work with cross-functional teams to deliver solutions that align with our business goals and client needs.
**What you'll do:**
+ Lead the design, development, and implementation of software applications to support Fiserv's business goals.
+ Collaborate with cross-functional teams to gather requirements and translate them into technical specifications.
+ Perform coding, testing, and debugging of applications to ensure optimal performance and reliability.
+ Maintain and improve existing codebases and lead peer review processes.
+ Mentor junior developers and provide technical guidance to enhance team capabilities.
+ Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.
**Experience you'll need to have:**
+ Experience using Quadient software
+ 6+ years of experience in software development
+ 3+ years of experience in Java, C, C#, C++, or similar programming languages
+ 3+ years of experience in SQL databases
+ 3+ years of experience in AWS, Azure, or GCP services
+ 3+ years of experience with CI/CD pipelines and DevOps practices
+ 3+ years of experience with Agile methodologies
+ 6+ years of an equivalent combination of educational background, related experience, and/or military experience
**Experience that would be great to have:**
+ Experience in the financial services industry
\#LI-JS1
This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island or Washington.
It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
_Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate._
Thank you for considering employment with Fiserv. Please:
+ Apply using your legal name
+ Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
**Our commitment to Equal Opportunity:**
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact ******************* . Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.
**Note to agencies:**
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
**Warning about fake job posts:**
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.
Engineer IV
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The core engineer uses code to connect data from back-end systems to a variety of endpoints and process data for financial systems. May create domain APIs for service engineering. An engineer is responsible for understanding business problems, designing, developing, configuring, testing, and deploying software to provide the solution. Engineers most often use Agile techniques and are a part of a larger, cross-functional team. Depending on the team, an engineer's responsibilities may be building pipelines, building test strategy, building cloud environments to be used in part of the development processes. The engineer's responsibility is to ensure the delivery of the software is high quality and automated as much as possible.
Our current ecosystem is heavily based on a combination of Azure App Services and legacy mainframe. This position has a pivotal role in our modernization efforts as we move to an AWS microservices architecture.
Successful candidates must have deep technical knowledge and demonstrated success working in a collaborative environment across diverse teams.
Essential Job Functions:
Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Inspect, analyze, and translate functional and non-functional requirements into technical design, application code, and configuration parameters. Produce design specifications, including screen layouts, graphical user interfaces, and printed outputs developed for self and others. Convert technical design and specifications into functioning components through the development of application code and configuration. Provide technical on-call support as defined within team and role expectations.
Create and execute unit tests to ensure issues are proactively identified within the software development lifecycle. Analyze code to identify causes of errors and defects. Remediate known errors within development and production support contexts. Review application code for self and others. Define, support, and enforce code standards and guidelines relevant to the applications and technologies being supported. Estimate and size work based upon high-level requirements. Continuously improve applications and processes with a focus on quality, efficiency, and user experience.
Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development.
Expectation is to be proficient in at least two and ideally three programming languages (e.g. COBOL, Java) and develop or maintain at least three application.
Work autonomously, providing technical supervision to peers while demonstrating appreciable business knowledge within the general financial services and marketing domains. Strive to influence the team to generate support to achieve desired business outcomes.
Reports to: Technology Head of Engineering
Direct Reports: None
Working Conditions/ Physical Requirements:
Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location
Minimum Qualifications:
Bachelor's Degree or equivalent experience in Information Technology, Computer Science, Computer Information Systems, Software Engineering, Mathematics, Statistics, or related area
7+ years of related work experience
Preferred Experience:
Bachelor's Degree or equivalent experience in Information Technology, Computer Science, Computer Information Systems, Software Engineering, Mathematics, Statistics, or related area
More than 10 years of experience in a related field
Advanced technical experience designing and implementing scalable, resilient, and performant high-volume cloud-native microservices
Tech leadership experience modernizing tech stacks to the cloud, Preference of mainframe to AWS or similar transformation effort
Direct experience decoupling monolithic applications, Direct tech leadership and or significant hands-on development
Skills:
Agile Development Process, Principles & Methodologies
Business Acumen and Problem Solving
Continuous Improvement
DevOps Tools & Practices
Java, Go, C#, .net, Ruby, PHP, etc.
Kafka or similar event-driven platforms
Azure App Services, and or AWS Elastic Beanstalk and ECS
Azure Function Apps and or AWS Lambda
Azure AKS and or Amazon EKS
Azure APIM and or Amazon API Gateway
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$134,400.00 - $278,200.00
Full Salary Range for position:
California: $154,500.00 - $347,700.00Colorado: $134,400.00 - $292,100.00New York: $147,800.00 - $347,700.00Washington: $141,100.00 - $319,900.00Maryland: $141,100.00 - $306,000.00Washington DC: $154,500.00 - $319,900.00Illinois: $134,400.00 - $306,000.00New Jersey: $154,500.00 - $319,900.00Vermont: $134,400.00 - $278,200.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Information Technology
Job Type:
Regular
Auto-ApplyRelationship Manager
Columbus, OH job
**Calling all innovators - find your future at Fiserv.** We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
**Job Title**
Relationship Manager
**What does a successful Relationship Manager do at Fiserv?**
In your role as a Relationship Manager at Fiserv, you will focus on building strategic partnerships with Enterprise clients to secure new business for Fiserv's wide range of products and solutions in relation to Merchant Acquiring. Success in this position requires a proven background in identifying and engaging new accounts, driving complex solution sales, and promoting revenue growth, while also understanding the client's business, goals, and strategies.
**What you will do:**
+ Orchestrate sales campaigns of Omnichannel Digital Product Solutions, establishing and maintaining senior-level relationships in the merchant payment processing space.
+ Maintain regular communication with clients, articulating the Fiserv value proposition while managing multiple opportunities through various sales stages.
+ Develop and execute a vertical plan, continuously evaluating and revising it to maximize business opportunities.
+ Create comprehensive client proposals, including solutions, financial justifications, growth plans, project timelines, and expected results to secure business with maximum revenue and margin.
+ Build detailed account plans for aspirational clients and new cross-sales opportunities, negotiating pricing, contract terms, and collaborating closely with sales and relationship management.
+ Work within virtual team settings, coordinating resources like account managers, solution consultants, and implementation/service teams to meet client needs.
**What you will need to have:**
+ 8+ years of Merchant Acquiring Sales experience handling payment processing solutions in a quota carrying environment.
+ 8+ years of successful new business generation and solution selling experience, with a deep understanding of market dynamics, challenges, trends, and operations in the merchant payment processing space.
+ 8+ years of experience navigating complex, matrix organizations and leading cross-functional initiatives, with a client-focused approach and proven success in enhancing the client experience.
+ 8+ years of experience in influence and negotiation skills, accompanied by a solid understanding of industry processes and compliance regulations.
+ Availability to travel domestically up to 60%.
+ Bachelor's degree in business or an equivalent combination of education, work, and/or military experience.
**What would be great to have:**
+ Proven track record in technology software or services sales to large accounts, with a fundamental understanding of solution selling.
+ Familiarity with Fiserv and former First Data product offerings, and the ability to execute the Fiserv Way of Selling, including our Expert Selling Force Management framework.
+ MBA preferred.
**Salary Range**
$82,700.00-$129,300.00
_These pay ranges apply to employees in Minnesota. Pay ranges for employees in other states may differ._
It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
Thank you for considering employment with Fiserv. Please:
+ Apply using your legal name
+ Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
**Our commitment to Equal Opportunity:**
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact ******************* . Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.
**Note to agencies:**
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
**Warning about fake job posts:**
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.
IT Senior Auditor I
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The IT Senior I will enhance and protect organizational value through risk-based and objective assurance, advice, and insight. The role involves leading complex audit engagements, evaluating information systems, and ensuring compliance with regulations and standards. The IT Senior I auditor, under the supervision of the Auditor Manager, executes procedures in the planning, execution, and reporting of IT system audits assessing the strength of the IT Control Environment within Bread Financial.
Essential Job Functions
Conducts IT system audits and risk assessments, develops audit frameworks, and identifies control weaknesses. - (60%)
Engages with senior leaders to provide updates and expertise. - (20%)
Mentors junior team members and assists in their development. - (10%)
Communicates findings and recommendations to management. - (10%)
Minimum Qualifications
Bachelor's Degree in Management Information Systems, Computer Science, or Computer Information Technology.
5+ years experience in audit engagements, knowledge of COBIT, NIST, COSO, ITIL, SOC 2 Type 2, ISO 27001, PCI DSS, IT Risk assessment, and familiarity with various technology systems.
Preferred Qualifications
Certified Information Systems Auditor (CISA) - The Information Systems Audit and Control Association, Inc.
Certified Internal Auditor (CIA) - Institute of Internal Auditors
Certified Information Systems Security Professional (CISSP) - International Information System Security Certification Consortium
6+ years in system/application development, coding languages, data analytics, RPA, AI, IT infrastructure, network, or information security.
Skills
Bank Auditing
Information Security
Internal Audit Development
IT Concepts
Risk Control
Software Development
Systems Development
Project Management Essentials
Cloud Technology
Reports To: Manager and above
Direct Reports: 0
Work Environment
Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
Communicate/Hearing
Communicate/Talking
Stationary Position/Seated
Typing/Writing
Maintain focus in high pressure or fast-paced work environment
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$79,500.00 - $144,100.00
Full Salary Range for position:
California: $91,500.00 - $180,100.00Colorado: $79,500.00 - $151,300.00New York: $87,500.00 - $180,100.00Washington: $83,500.00 - $165,700.00Maryland: $83,500.00 - $158,500.00Washington DC: $91,500.00 - $165,700.00Illinois: $79,500.00 - $158,500.00New Jersey: $91,500.00 - $165,700.00Vermont: $79,500.00 - $144,100.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Internal Audit
Job Type:
Regular
Auto-ApplyPrincipal Enterprise Architect
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The Principal Enterprise Architect helps define and drive the organization's architectural vision and roadmap. Play a pivotal role in aligning IT strategies with long-term business objectives.
Core Financial Platforms: Lead the architecture of core financial systems, ensuring stability, scalability, and alignment with business product roadmaps.
Essential Job Functions
Develop and communicate a strategic enterprise architecture vision. - (20%)
Serve as the technical liaison between business units and IT departments. - (20%)
Lead efforts to modernize and streamline legacy architecture. - (20%)
Establish and enforce architectural best practices and standards. - (20%)
Provide executive-level presentations on architecture initiatives. - (20%)
Minimum Qualifications
Bachelor's Degree in Computer Science, Information Systems, Engineering, or related field.
8+ years of experience in Information Technology.
Preferred Qualifications
Relevant certifications, such as TOGAF or AWS Solutions Architect
Extensive Infrastructure & Security Expertise - Demonstrated experience in designing and implementing enterprise-level infrastructure solutions with a strong understanding of security principles and patterns.
Cloud Architecture Experience - Hands-on experience with cloud platforms, preferably AWS, with a solid grasp of cloud-native design, deployment, and operations.
Cross-Functional Collaboration - Proven ability to engage with stakeholders across all levels-from lead developers to senior executives-acting as a strategic bridge to ensure alignment and shared understanding.
Strong Technical & Interpersonal Skills - Ability to translate complex technical concepts into business value, with excellent communication, presentation, and influencing skills.
Development Background - Prior experience in software development, including converting business requirements into code and effectively advocating for technical solutions and ideas.
Platform Enablement & Value Stream Engagement - Experience working with platform enablement teams and supporting various value streams within the enterprise architecture landscape.
Polyglot Programming Skills - Proficiency in Java and familiarity with multiple programming languages, showcasing versatility in backend development and integration.
Integration & API Expertise - Deep understanding of backend systems, infrastructure, data integration, and API design-including authentication mechanisms beyond the user interface level.
Networking Knowledge - Familiarity with networking concepts and their application in enterprise environments.
Broad IT Landscape Exposure - Experience across diverse areas of IT, enabling a holistic architectural perspective.
Proof of Concept Development - Ability to create and iterate on proof-of-concept solutions, even when not directly involved in production code development.
Infrastructure as Code & Streaming Interfaces - Experience deploying infrastructure as code, implementing security patterns, and working with streaming data interfaces.
Bachelor's degree or equivalent education and / or experience in computer Science, Engineering, Mathematics or related field.
In addition to minimum qualification, five or more years IT Architecture; three years delivering architecture for large programs
Skills
Business Cases
Enterprise Architecture Framework
Solution Architecture
Business Alignment
Cloud Architectures
Application Development
IT Roadmap
IT Architecture
The Open Group Architecture Framework (TOGAF)
Technical Debt
Problem Resolution
Reports to: Director
Working Conditions/ Physical Requirements: Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Direct Reports: None
Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
Communicate/Hearing
Communicate/Talking
Typing/Writing
Maintain focus in high pressure or fast-paced work environment
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$134,400.00 - $278,200.00
Full Salary Range for position:
California: $154,500.00 - $347,700.00Colorado: $134,400.00 - $292,100.00New York: $147,800.00 - $347,700.00Washington: $141,100.00 - $319,900.00Maryland: $141,100.00 - $306,000.00Washington DC: $154,500.00 - $319,900.00Illinois: $134,400.00 - $306,000.00New Jersey: $154,500.00 - $319,900.00Vermont: $134,400.00 - $278,200.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Information Technology
Job Type:
Regular
Auto-ApplyEnterprise Tools & Applications Manager
Bread Financial job in Columbus, OH
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The Manager, Enterprise Tools and Applications maintains accountability, responsibility and stewardship for Jira, Confluence, and Plainview application suite that they support for the Enterprise. This role is responsible for overseeing development, maintenance, end-user support, and the overall health of the tools and application suites. The Manager, Enterprise Tools and Applications has four areas of domain knowledge: Technical, business, process and industry sector.
Essential Job Functions:
Talent Management: Lead a team of highly engaged associates and contractors, ensure the team understands role expectations and meets or exceeds those expectations. Provide development to the team with ongoing coaching and feedback, performance management, career development and administrative support. Coach and mentor development staff to enable them to reach their peak potential and cultivate high-performance. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development.
Strategic Planning: Develop and maintain organizational strategies to support workforce, business, and financial needs. Appropriately manage resource capacity and demand, to meet business delivery and production support expectations.
Leadership: Provide guidance to the development team and be a liaison for multiple areas of the business. Work across the organization and function as project development Lead for enterprise-scale efforts. Develop and maintain organizational strategies that support current and future workforce, business, and financial needs. Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development.
Technical Knowledge and Application: Oversee at least two enterprise applications. Oversee delivery effort relating to configuration, end user support, and requirements. Create and maintain application roadmaps. Develop KPI dashboards to monitor efficiency of team and health of application. Continuously improve applications and processes with a focus on quality, efficiency, and user experience.
Business Support and Project Management: Financially responsible for the labor, licensing, infrastructure and needs to adhere to the budget. Demonstrate the ability to generate support from others to achieve desired business outcomes in relation to the application.
Reports To:
Senior Director, Enterprise Tools and Applications
Direct Reports:
3+ direct reports, plus contractors
Working Conditions/ Physical Requirements:
Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location
Minimum Qualifications:
High school diploma or GED
4+ years of experience working with IT applications (such as developing, implementing, or supporting)
3+ years of experience leading a team of people in a professional environment
Preferred Qualifications:
Bachelor's degree in computer science, management information systems, or engineering
Agile Certification
Experience working with technical components utilized by the team
Experience developing and maintaining application roadmaps for enterprise tools and applications
Experience working in an agile delivery model or scrum support model
Experience in overseeing and managing Jira, Confluence, and Plainview
Knowledge, Skills and Abilities:
IT Roadmap and Enterprise Strategy, IT Leadership, IT Compliance, IT Applications, and IT Security
Technical and Systems Implementations, Application Development, and Production Support
Employee Performance and Supervisory Experience
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$120,500.00 - $218,300.00
Full Salary Range for position:
California: $138,600.00 - $272,900.00Colorado: $120,500.00 - $229,200.00New York: $132,500.00 - $272,900.00Washington: $126,500.00 - $251,100.00Maryland: $126,500.00 - $240,200.00Washington DC: $138,600.00 - $251,100.00Illinois: $120,500.00 - $240,200.00New Jersey: $138,600.00 - $251,100.00Vermont: $120,500.00 - $218,300.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at ************************.
Job Family:
Information Technology
Job Type:
Regular
Auto-ApplyDigital Consulting Senior Associate/Manager - Oracle Student Financial Aid Technical Lead
Columbus, OH job
Huron is a global consultancy that collaborates with clients to drive strategic growth, ignite innovation and navigate constant change. Through a combination of strategy, expertise and creativity, we help clients accelerate operational, digital and cultural transformation, enabling the change they need to own their future.
Join our team as the expert you are now and create your future.
The multi-faceted role you've been looking for... Managers play a vibrant, integral role at Huron. Their invaluable knowledge reflects in the projects they manage and the teams they lead. Known for being politically savvy, they build long-standing relationships with clients, while collaborating with colleagues to solve their most important challenges. They plan, shape and deliver technology solutions that deliver results and seamlessly align with client goals, visions and missions. Remarkably versatile, our Managers also spend significant time mentoring junior staff on the engagement team-where they tirelessly share expertise as well as feedback and encouragement. This benefits Huron profoundly as it promotes a culture of respect, unity, collaboration and personal achievement.
Our environment inspires and rewards growth... As a Manager, you have the unique ability to specialize in certain areas of enterprise software products that showcase and employ your areas of expertise while pursuing your "career vision". Huron is big enough to offer the opportunity and exposure you need for your career growth-but small enough to give you individual attention for your professional development. Every Manager adds to who we are as an organization-and the more you evolve, the more we do. An exciting career experience awaits you where you'll be challenged to discover your true potential: It's analytically rigorous... it's practical... it's entrepreneurial... it's intellectually stimulating-and most definitely-it's career-defining. It's the Huron way.
We see what's possible in you and help you achieve it.
**Qualifications:**
+ 5-7 years of related experience with cloud implementations in a consulting role
+ End-to-end project implementation experience in one or more of the following areas: Cloud ERP, EPM, or CRM offerings
+ Prior technical experience with Oracle Cloud or with integration products such as Oracle Integration Cloud (OIC), AWS, Dell Boomi, or Mulesoft
+ Ability to provide industry insights and identify opportunities for value creation based on deep understanding of client (internal or external) challenges
+ Excellent communication skills - oral and written - and the interpersonal skills needed to quickly establish relationships of trust and collaboration
+ The ability to train and participate in the professional development of Huron staff in both project management and technical dimensions
+ Proven ability to contribute on multiple projects of differing scale and duration
+ Huron requires a bachelor's degree in a field related to this position or equivalent work experience
+ Willingness to travel up to 50% as needed to work with client or other internal project teams
+ Flexible living locations in U.S.
\#LI-Remote
The estimated base salary range for this job is $120,000 - $170,000. The range represents a good faith estimate of the range that Huron reasonably expects to pay for this job at the time of the job posting. The actual salary paid to an individual will vary based on multiple factors, including but not limited to specific skills or certifications, years of experience, market changes, and required travel. This job is also eligible to participate in Huron's annual incentive compensation program, which reflects Huron's pay for performance philosophy. Inclusive of annual incentive compensation opportunity, the total estimated compensation range for this job is $134,400 - $212,500. The job is also eligible to participate in Huron's benefit plans which include medical, dental and vision coverage and other wellness programs. The salary range information provided is in accordance with applicable state and local laws regarding salary transparency that are currently in effect and may be implemented in the future.
**Position Level**
Manager
**Country**
United States of America
At Huron, we're redefining what a consulting organization can be. We go beyond advice to deliver results that last. We inherit our client's challenges as if they were our own. We help them transform for the future. We advocate. We make a difference. And we intelligently, passionately, relentlessly do great work...together.
Are you the kind of person who stands ready to jump in, roll up your sleeves and transform ideas into action? Then come discover Huron.
Whether you have years of experience or come right out of college, we invite you to explore our many opportunities. Find out how you can use your talents and develop your skills to make an impact immediately. Learn about how our culture and values provide you with the kind of environment that invites new ideas and innovation. Come see how we collaborate with each other in a culture of learning, coaching, diversity and inclusion. And hear about our unwavering commitment to make a difference in partnership with our clients, shareholders, communities and colleagues.
Huron Consulting Group offers a competitive compensation and benefits package including medical, dental, and vision coverage to employees and dependents; a 401(k) plan with a generous employer match; an employee stock purchase plan; a generous Paid Time Off policy; and paid parental leave and adoption assistance. Our Wellness Program supports employee total well-being by providing free annual health screenings and coaching, bank at work, and on-site workshops, as well as ongoing programs recognizing major events in the lives of our employees throughout the year. All benefits and programs are subject to applicable eligibility requirements.
Huron is fully committed to providing equal employment opportunity to job applicants and employees in recruitment, hiring, employment, compensation, benefits, promotions, transfers, training, and all other terms and conditions of employment. Huron will not discriminate on the basis of age, race, color, gender, marital status, sexual orientation, gender identity, pregnancy, national origin, religion, veteran status, physical or mental disability, genetic information, creed, citizenship or any other status protected by laws or regulations in the locations where we do business. We endeavor to maintain a drug-free workplace.
Senior Director, Regional Data Center Facility Operations
Columbus, OH job
The Senior Director of Regional Data Center Facility Operations oversees teams throughout the region to ensure proper practices and procedures. The Sr. Director will also provide Implementation Management support for certain key accounts to ensure successful service delivery.
**Responsibilities:**
Management of the Facilities
+ Employee Management including recognition, reviews, career development, corrective actions and scheduling
+ Interviewing and hiring new employees
+ Employee training and training updates
+ Maintain Operations Policies, Procedures and Guidelines.
Support
+ Work with the Manager of Implementations to assure smooth implementations for the customer
+ Review all terms and conditions of customer contracts and orders
+ Serve as Implementation Manager for certain key accounts to ensure successful service delivery. Follow CyrusOne processes on tracking and reviewing project costs, submitting PO requests, coordinating with vendors, reporting on project health, etc.
Customer Environmental Services Management
+ Create and deliver scopes of work for environmental consulting
+ Work with Sales to deliver Environmental services proposals
+ Work with the Operations to assure peer to peer connectivity and monitoring is in place for delivered services
+ Support of Phase 6
+ Work with the Vice President of Data Center Operations to assure that environmental issues are handled and communicated correctly to customers
+ Set up and maintain environmental monitoring solutions for all managed facilities within the NOCC
Environmental Management
+ Manage day to day operations of Air (Production & Distribution), Power, Fire, and Access
+ Proactively develop and implement maintenance activities
+ Report on all SLA required activities
Capacity Management
+ Maintain status and future status reporting on all capacity thresholds within the facility
Access Management
+ Work with the Security Manager to assure all access points are monitored and controlled
+ Manage all security issues to resolution and conduct post mortems for future assurance
+ Create access levels for new clients, assign access levels to vendors, monitor equipment leaving facility and generally oversee all aspects of Security Facility Operations Assurance
+ Manage all sub-contractor agreements for maintaining the building
Asset Management
+ Management of our asset tracking processes, and systems
+ Reporting on Assets for customers and internal
Daily reporting and communication
+ Data Policing for all Reporting of Operational KPIs
+ Administering Daily Shift Reporting
+ Generate periodic reports
Regulatory compliance Management
+ Updates for our Business Continuity Planning
+ Perform SAS 70 Re-occurring audits
+ Updates and Training for our Facility Operations Handbook
+ Perform SOX Audits
+ Perform SOC 2 Audits
Problem Resolution
+ Customer Issue Resolution Owner
+ Verification and analysis of alerts
+ Post mortems on all customer complaints.
Customer Communication
+ Emergency Action Communication - Creation for Validation.
+ Signoff Point for Customer Transition from Engagements to Operations
+ Customer Concerns discussions
Budgeting and Forecasting
+ Responsible for generating and adhering to annual OpEx budget
+ Responsible for generating and adhering to annual CapEx budget
+ Create, submit, and present capital project budget requests to the Capital Committee
Manage strategic initiatives on behalf of the company
+ Set forth the vision and roadmap for achievement
+ Develop and organize the team to fulfill the roadmap
+ Monitor and manage activities associated with fulfilling the vision
+ Performs other duties as assigned
**Qualifications:**
+ 9+ years' experience in managing critical facilities in a data center environment
+ 12+ years supervisory or personnel management experience
+ Excellent verbal and written communication skills
+ Ability to work well with all levels of people within the organization
+ Ability to direct and manage work groups
+ Excellent organizational skills
+ Ability to work well under pressure and manage multiple concurrent priorities
+ Excellent time management skills
+ Demonstrates strong customer service skills and takes ownership of the customer experience
+ Ability to develop and document procedures and train personnel on the procedures
+ Can proactively identify potential customer issues; communicate them to appropriate parties and resolve.
+ Takes ownership for business performance
+ Provides constructive thought leadership on ways to improve service.
+ Pursues creative ways to reduce expenses when possible.
+ Operates with a strong work ethic and a desire to do things the right way.
+ Proactively offers constructive and creative ways to improve our business.
+ Leads by example in helping to build and sustain a healthy, supportive and results driven culture.
+ Exercises good judgment in communicating and resolving issues with fellow co-workers.
+ As a CyrusOne representative, treats all vendors, contractors, employees with respect and professionalism.
+ Encourages constructive feedback on performance so lessons can be learned as part of a continuous improvement culture.
+ Displays personal commitment to always learn and improve.
**Education/Certifications:**
+ Bachelor's Degree in Computer Science, Business Administration or related field (equivalent work experience may be substituted for degree)
**Work environment:**
+ Fast paced environment
+ Travel required. 25% for candidates in Sterling, VA. More for other locations.
**S** **alary Range:**
+ $220,000 - $235,000 plus bonus
CyrusOne is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
CyrusOne provides reasonable accommodation for qualified individuals with disabilities in accordance with the Americans with Disabilities Act (ADA) and any other state or local laws. We will respond to requests for reasonable accommodations to assist you in applying for positions at CyrusOne, or to submit a resume.
Welcome to the CyrusOne Career Portal! A great opportunity awaits you so don't delay, apply today!
CyrusOne may use artificial intelligence to assess how your application matches the job requirements. The final hiring decision is always made by our team. You may opt out of AI screening without affecting your candidacy. For additional details on opting out, or our AI Recruiting Policy click here .
CyrusOne is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities.
If you need special assistance or an accommodation while seeking employment, please email ********************** or call: ************. We will make a determination on your request for reasonable accommodation on a case-by-case basis.
CyrusOne is proud to be recognized as a Top Work Place by USA Today. Celebrated for our company culture, CyrusOne stands out for its commitment to core values such as community, agility, respect, an enjoyable workplace, ethics, and exceptional service. This accolade reflects CyrusOne's dedication to creating an engaging, respectful, and growth-oriented environment, underpinned by integrity, which not only enhances customer satisfaction but also contributes to the company's overall success.
CyrusOne is a leading global data center developer and operator specializing in delivering state-of-the-art digital infrastructure solutions. With more than 50 high-performance mission-critical facilities worldwide, the Company ensures the continued operation of digital infrastructure for nearly 1,000 customers, including approximately 200 Fortune 1000 companies.
CyrusOne's leading global platform of hybrid-cloud and multi-cloud deployments offers customers colocation, hyperscale, and build-to-suit environments, which help enhance the strategic connections of their essential data infrastructures and support the achievement of sustainability goals. CyrusOne data centers offer world-class flexibility, enabling clients to modernize, simplify, and rapidly respond to changing demands. Combining exceptional financial strength, a broad global footprint, and continued investment in key digital gateway markets, CyrusOne provides the world's largest companies with long-term stability and strategic advantage at scale. For more information, please visit cyrusone.com (****************************************************************************** .
All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
The law requires CyrusOne to post a notice describing the Federal laws prohibiting job discrimination. For information regarding your legal rights and protections, please click on the following link: Know Your Rights (******************************************************************************************************************
CyrusOne will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay. Please see the Pay Transparency Nondiscrimination Provision (******************************************************************************************************************* for more information.
As a Federal Contractor, CyrusOne is required to participate in the E-Verify Program to confirm eligibility to work in the United States. For information please click on the following link: E-Verify. (************************************************************************************************************************
Oracle Cloud SCM Architect
Columbus, OH job
Huron is a global consultancy that collaborates with clients to drive strategic growth, ignite innovation and navigate constant change. Through a combination of strategy, expertise and creativity, we help clients accelerate operational, digital and cultural transformation, enabling the change they need to own their future.
Join our team as the expert you are now and create your future.
Senior Managers serve in an outward-facing, hands-on, and multi-faceted role combining project and engagement management, team leadership and material interaction with clients at both tactical and strategic levels.
While activities vary based on project size/scope and individual skill-sets and strengths, the Senior Manager can expect to spend considerable time on client-facing engagements through all project phases (pursuit to delivery), project management, and intensive data-analysis to implement impactful recommendations. Additionally, Senior Managers time will revolve around overall practice development, the mentorship of Coachees (when assigned), and general project/organizational administrative tasks.
**Oracle Cloud SCM Architect/Senior Manager---** Huron is growing - and we want YOU to grow with us!
Huron is a global consultancy that partners with clients to drive strategic growth, ignite innovation, and navigate constant change. Through strategy, expertise, and creativity, we help organizations accelerate transformation and own their future. The **Oracle SCM (Supply Chain Management) Architect** is responsible for designing and overseeing the end-to-end architecture of Oracle Cloud SCM solutions. This role ensures alignment between business objectives, functional design, and technical implementation across supply chain processes, including Procurement, Order Management, Manufacturing, Inventory, Planning, and Logistics.
**What You'll Do**
+ **Solution Design & Architecture**
+ Define the overall architecture for Oracle Cloud SCM modules and their integration with Finance, Projects, and external systems.
+ Translate business requirements into scalable, secure, and high-performing Oracle Cloud SCM solutions.
+ Design end-to-end supply chain process flows (Procure-to-Pay, Order-to-Cash, Plan-to-Produce, etc.).
+ Ensure adherence to Oracle best practices and cloud architecture standards.
+ **Functional Leadership**
+ Lead SCM design workshops with business stakeholders to gather and validate requirements.
+ Develop functional solution documents, configuration strategies, and data migration approaches.
+ Provide guidance on module interdependencies and cross-functional impacts.
+ **Technical Integration**
+ Collaborate with technical teams on integrations (via OIC, REST APIs, or middleware) between Oracle Cloud SCM and legacy/third-party applications.
+ Oversee master data management, interface design, and performance optimization.
+ Support data conversion and validation during implementation.
+ **Project Delivery**
+ Serve as a subject matter expert (SME) throughout the implementation lifecycle-design, build, testing, deployment, and post-go-live support.
+ Mentor functional consultants and coordinate with technical developers.
+ Contribute to fit-gap analysis, solution validation, and change control processes.
+ **Governance & Continuous Improvement**
+ Define architectural standards and documentation for SCM solutions.
+ Evaluate and recommend Oracle Cloud SCM enhancements, patches, and upgrades.
+ Drive continuous improvement through automation and process optimization.
**What We're Looking For**
+ Bachelor's or Master's degree in a field related to this position or equivalent work experience
+ 6-10+ years of experience in **Oracle SCM applications** .
+ Deep functional expertise in **three or more modules** : **Procurement, Order Management, Manufacturing** **,** Inventory, Planning, Maintenance, or Logistics.
+ Successfully led 4+ **end-to-end SCM architectures** in Oracle Cloud.
+ Strong understanding of **integration patterns** (OIC, REST/SOAP APIs, EDI, etc.).
+ Experience leading offshore teams.
+ Familiarity with **Oracle Cloud Infrastructure (OCI)** and data migration tools (FBDI, ADFdi, OTBI).
+ Presales experience,
+ Excellent communication, leadership, documentation, and client-facing skills
+ Willingness to travel up to 50%.
**Preferred Qualifications:**
+ Oracle Cloud SCM Certification(s)
+ Experience in multi-pillar Oracle Cloud implementations (SCM + Finance/Projects)
+ Background in manufacturing, distribution, or retail industries
+ Experience with Agile or hybrid implementation methodologies
The estimated base salary for this job is $160,000.00 - $185,000. The range represents a good faith estimate of the range that Huron reasonably expects to pay for this job at the time of the job posting. The actual salary paid to an individual will vary based on multiple factors, including but not limited to specific skills or certifications, years of experience, market changes, and required travel. This job is also eligible to participate in Huron's annual incentive compensation program, which reflects Huron's pay for performance philosophy. Inclusive of annual incentive compensation opportunity, **the total estimated compensation range for this job is $184,000 - $231,250.** The job is also eligible to participate in Huron's benefit plans which include medical, dental and vision coverage and other wellness programs. The salary range information provided is in accordance with applicable state and local laws regarding salary transparency that are currently in effect and may be implemented in the future.
**Position Level**
Senior Manager
**Country**
United States of America
At Huron, we're redefining what a consulting organization can be. We go beyond advice to deliver results that last. We inherit our client's challenges as if they were our own. We help them transform for the future. We advocate. We make a difference. And we intelligently, passionately, relentlessly do great work...together.
Are you the kind of person who stands ready to jump in, roll up your sleeves and transform ideas into action? Then come discover Huron.
Whether you have years of experience or come right out of college, we invite you to explore our many opportunities. Find out how you can use your talents and develop your skills to make an impact immediately. Learn about how our culture and values provide you with the kind of environment that invites new ideas and innovation. Come see how we collaborate with each other in a culture of learning, coaching, diversity and inclusion. And hear about our unwavering commitment to make a difference in partnership with our clients, shareholders, communities and colleagues.
Huron Consulting Group offers a competitive compensation and benefits package including medical, dental, and vision coverage to employees and dependents; a 401(k) plan with a generous employer match; an employee stock purchase plan; a generous Paid Time Off policy; and paid parental leave and adoption assistance. Our Wellness Program supports employee total well-being by providing free annual health screenings and coaching, bank at work, and on-site workshops, as well as ongoing programs recognizing major events in the lives of our employees throughout the year. All benefits and programs are subject to applicable eligibility requirements.
Huron is fully committed to providing equal employment opportunity to job applicants and employees in recruitment, hiring, employment, compensation, benefits, promotions, transfers, training, and all other terms and conditions of employment. Huron will not discriminate on the basis of age, race, color, gender, marital status, sexual orientation, gender identity, pregnancy, national origin, religion, veteran status, physical or mental disability, genetic information, creed, citizenship or any other status protected by laws or regulations in the locations where we do business. We endeavor to maintain a drug-free workplace.