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Senior Underwriter jobs at Allianz of America, Inc. - 372 jobs

  • Real Estate Sr Underwriter 100969)

    Honda Federal Credit Union 3.3company rating

    Marysville, OH jobs

    What Makes a Honda, is Who makes a Honda Honda has a clear vision for the future, and it's a joyful one. We are looking for individuals with the skills, courage, persistence, and dreams that will help us reach our future-focused goals. At our core is innovation. Honda is constantly innovating and developing solutions to drive our business with record success. We strive to be a company that serves as a source of “power” that supports people around the world who are trying to do things based on their own initiative and that helps people expand their own potential. To this end, Honda strives to realize “the joy and freedom of mobility” by developing new technologies and an innovative approach to achieve a “zero environmental footprint.” We are looking for qualified individuals with diverse backgrounds, experiences, continuous improvement values, and a strong work ethic to join our team. If your goals and values align with Honda's, we want you to join our team to Bring the Future! Job Purpose Underwrite residential mortgage and equity loans that comply with federal regulations, state regulations, secondary market guidelines, credit union policies and procedures while participating in the credit union's objective of exceeding expectations with each member. Key Accountabilities Reviews, interprets and analyzes loan applicants' credit histories, income and assets, tax returns, financial statements, and other complex financial information to render a loan decision, and effectively present loans to management when necessary Examines loan documentation to ensure Compliance with various state and federal regulations and guidelines. Works with management to identify and manage new regulatory procedures Restructures loans to mitigate risk Works closely and effectively with MLOs, Processors and Closer Reviews appraisals and titles for accuracy and ensure all title requirements are met. Works with title companies to resolve title/survey issues Ongoing education and training: Mentor RE staff and MSRs with underwriting training Qualifications, Experience, and Skills High School Diploma or General Education Diploma Understanding of Appraisal and Title requirements Four years related experience in Underwriting Real Estate loans and/or Relevant training Working knowledge of State and Federal lending regulations Working knowledge of Secondary Market Guidelines Knowledge of Microsoft Office Suite, Loan Origination Systems, and Automated Underwriting Systems Reasoning ability to structure loan offers, understand regulations, and policies and procedures A What differentiates Honda and make us an employer of choice? Total Rewards: Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.) Paid Overtime Regional Bonus (when applicable) Industry-leading Benefit Plans (Medical, Dental, Vision, Rx) Paid time off, including vacation, holidays, shutdown Company Paid Short-Term and Long-Term Disability 401K Plan with company match + additional contribution Relocation assistance (if eligible) Career Growth: Advancement Opportunities Career Mobility Education Reimbursement for Continued Learning Training and Development programs Additional Offerings: Tuition Assistance & Student Loan Repayment Lifestyle Account Childcare Reimbursement Account Elder Care Support Wellbeing Program Community Service and Engagement Programs Product Programs Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.
    $35k-44k yearly est. 7d ago
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  • Non-QM Underwriter

    Point Mortgage Corporation 3.8company rating

    Chula Vista, CA jobs

    Job Purpose: In this remote position, you will Underwrite Non-QM and non-conforming jumbo loans, ensuring loans are compliant with company and investor guidelines. The primary responsibilities of this role include: Manage individual pipeline daily by completing new underwriting reviews, condition reviews, and other underwriting tasks within established turn times Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, appraisals, and complex business returns and financials Communicate with processing and sales to provide updates, clarification on outstanding conditions and deficiencies identified on loans, and to assist in interpreting underwriting guidelines Conduct an appraisal analysis to determine acceptable collateral standards are met. Qualifications Requirements: Minimum 4 years overall underwriting experience / 2 years minimum Non-QM experience Ability to underwrite Non-QM and Non-Agency loan products, including but not limited to Bank Statement Income Analysis, Asset Depletion, DSCR No Ratio, Foreign National and Self-Employment. Ability to review & calculate complex personal and/or business financials and tax profiles. Perform mortgage credit analysis with or without the assistance of an automated underwriting system and ensure lending decisions follow company guidelines and policies. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products and Encompass Exceptional organization skills and ability to multi-task and handle several priorities at once. Excellent analytic skills, attention to detail, and ability to work within time constraints Good communication skills, both verbal and written.
    $54k-89k yearly est. 16d ago
  • Non-Conforming Underwriter

    JMAC Lending 3.8company rating

    Costa Mesa, CA jobs

    With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients. The Opportunity: This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions. This is a Full-Time/Fully Remote opportunity with working hours from 8:00am-5:00pm PT Monday-Friday offering competitive pay ranging from $90,000 to $110,000 annually plus bonus. Key Responsibilities: Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud. Underwrite NON-QM, Jumbo, and Fixed Rate Second Mortgage programs. Review multiple income types including Full Doc, DSCR, Asset Utilization, Asset Depletion, Bank Statements(Business, Personal, and Co-mingled), P&L, 1099, Foreign National. Complete income calculations using both manual and system-based methods for all listed income types. Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs. Accurately log loan data and decisions into our operating system, ensuring precision at every step. Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines. Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file. Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns. Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients. Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills. Requirements Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and procedures. Current jumbo, non-agency, and alternative document experience for at least 3 years. Must be able to multi-task in a fast-paced environment while maintaining a high level of quality. Extensive knowledge of all FNMA/FHLMC and investor guidelines. Extensive knowledge of complex tax returns including multiple businesses and multiple financed properties. Able to multitask within multiple product suites. Maintain quality and production standards as set forth by management. Strong attention to detail, organization, and communication skills. Ability to work independently and adapt to a constantly changing environment Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience. Must comply with all BSA/AML requirements as well as any mandatory changes. Benefits Comprehensive Health Care Plan (including Medical, Dental, & Vision) Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment) Generous Paid Time Off (for Vacation & Holidays) Secure Retirement Plan (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Access to Wellness Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
    $90k-110k yearly Auto-Apply 13d ago
  • Non-QM Underwriter

    Spring Eq, LLC 4.5company rating

    Remote

    Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit ***************** At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to Be kind and treat all people - teammates, customers, and vendors - with respect and consideration Be adaptable and embrace change Be accountable and take responsibility and deliver the effort to fully complete the task Be better and strive for continuous improvement in ourselves, our team, and the company for our customers Be part of the solution and solve problems, find the answers, and collaborate Work hard, have fun, and get things done The Mortgage Underwriter - TPO is responsible for underwriting residential mortgage loan applications that are submitted through third-party origination (TPO) channels, including mortgage brokers and correspondent lenders. This role involves analyzing loan applications, reviewing borrower financials, credit reports, property appraisals, and ensuring compliance with investor guidelines and regulatory requirements. The Underwriter will play a critical role in evaluating and mitigating risks, ensuring that loans are processed accurately and efficiently while maintaining high standards of quality and compliance. Responsibilities Review and underwrite mortgage loan applications submitted through TPO channels to ensure they comply with investor, agency, and regulatory guidelines. Analyze borrower financial documents, including credit reports, tax returns, bank statements, and employment verification, to assess creditworthiness and loan eligibility. Evaluate property appraisals, title reports, and other supporting documents to ensure the accuracy and completeness of loan applications. Approve, deny, or suspend loan applications based on established underwriting criteria, balancing risk management with company policies. Underwrite a variety of loan products, including conventional, FHA, VA, USDA, and non-conforming loans. Ensure that all loans meet investor guidelines, federal regulations, and internal policies before making final underwriting decisions. Serve as the primary point of contact for TPO partners, including mortgage brokers and correspondent lenders, to answer questions about underwriting guidelines, loan status, and documentation requirements. Maintain strong relationships with TPO partners by providing timely responses to inquiries, offering guidance on loan files, and troubleshooting any underwriting issues that arise. Communicate clearly with TPO partners to resolve issues related to documentation, loan conditions, and any underwriting exceptions. Collaborate with TPO partners to ensure that all necessary documentation is submitted and that underwriting conditions are met. Ensure all loans comply with relevant regulatory requirements, such as RESPA, TILA, ECOA, HMDA, and other applicable federal and state laws. Review loan files for potential discrepancies, fraud risks, and non-compliant documentation. Escalate any issues as necessary to senior management. Stay current with changes in regulations, investor guidelines, and market conditions to ensure compliance and minimize risk. Perform audits of loan files and ensure that underwriting decisions align with investor requirements and company policies. Make informed decisions on loan approvals, denials, or suspensions, ensuring that all underwriting decisions are based on a thorough analysis of borrower documentation and risk factors. Document all underwriting decisions, including rationale for any exceptions or deviations from standard guidelines. Issue clear, concise underwriting decisions and communicate them to TPO partners, ensuring that conditions for approval are well-defined. Ensure that all loan files contain the appropriate documentation and meet the standards necessary for final approval. Review loan files for completeness, accuracy, and compliance with investor and regulatory guidelines. Conduct regular quality control reviews of underwritten loans to ensure high standards of accuracy and compliance. Identify potential underwriting issues or risks, offering solutions to mitigate those risks before loans are finalized. Provide recommendations for process improvements or procedural changes to enhance underwriting accuracy and efficiency. Provide guidance and mentorship to junior underwriters and assist them with complex loan files and difficult underwriting scenarios. Participate in ongoing training sessions to stay updated on changes to underwriting guidelines, investor requirements, and industry regulations. Help develop training materials or programs to improve underwriting skills within the team and promote continuous learning. Work collaboratively with loan processors, closers, and other departments to ensure that loan files are processed efficiently and meet necessary deadlines. Track and report key underwriting performance metrics such as loan volume, approval/denial rates, and loan turnaround times to management. Participate in team meetings, performance reviews, and other internal activities to ensure consistent adherence to underwriting standards and company objectives. Monitor personal and team performance, ensuring compliance with loan volume, underwriting quality, and timeline requirements. Identify areas of improvement within underwriting processes and recommend adjustments to streamline workflows, reduce errors, and improve efficiency. Stay proactive in enhancing knowledge of industry trends, guidelines, and technology that can improve the underwriting process. Qualifications Must have NON QM experience Must have recent experience with Non-QM loans including Bank Statement and/or DSCR. Certifications: FHA, VA, or other mortgage-related certifications preferred. Knowledge: Extensive knowledge of mortgage loan products (conventional, FHA, VA, USDA, non-conforming) and underwriting guidelines. Skills: Proficiency in underwriting software, loan origination systems (LOS), and automated underwriting systems (AUS). Regulatory Knowledge: In-depth understanding of industry regulations and investor guidelines (e.g., FNMA, FHLMC, HUD, RESPA, TILA, ECOA, HMDA). Detail-Oriented: Ability to focus on the small details while maintaining an understanding of the broader underwriting process and risk mitigation. Education and Experience: • Bachelor's degree in Finance, Business, or a related field preferred, or equivalent work experience in mortgage underwriting. • 3+ years of experience in mortgage underwriting, with at least 1-2 years of experience working with Third Party Origination (TPO) loans. Benefits 401k Company Match Annual Charitable Matching Gift Program Commuter Benefits Company Holidays Credit Union Membership Dental Insurance Dependent Care Plan Disability Insurance Employee Assistance Program Life Insurance Medical Insurance Paid Time Off Plan Vision Insurance Weekly Non-Management Dinner Benefit Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact *********************** This position is not eligible for employer visa sponsorship. Applicants must have valid work authorization that does not require sponsorship now or in the future.
    $60k-98k yearly est. Auto-Apply 6d ago
  • Underwriter III - Non Delegated Non-Agency Jumbo/High-Net Worth

    Amerihome Mortgage Company 4.0company rating

    Remote

    Job Title: Underwriter III - Non Delegated Non-Agency Jumbo/High-Net Worth What you'll do: As a Mortgage Underwriter III you'll be responsible for underwriting Jumbo and High-Net Worth loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Jumbo and High-Net Worth loans in compliance with current guidelines and overlays. Manage individual pipeline on a daily basis by completing Jumbo and High-Net Worth loans, Non-Agency and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times. Identify any document deficiencies, request additional information and/or documentation from Clients as needed. Analyze complex income sources, including self-employed income, K-1s, and tax returns. Evaluate credit reports, asset statements, and complex appraisals. Ensure compliance with investor, federal, and internal guidelines. Maintain awareness of regulatory changes and investor overlays. Navigate and interpret all Agency, Non-Agency and company guidelines. Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans. Experience associated with client-initiated scenario questions and ability to provide live assistance with loan structure and solution-based guidance. What you'll need: Encompass LOS experience preferred Must have experience in mortgage underwriting, especially with Non-QM and Jumbo loans. Ability to communicate effectively and professionally Basic proficiency in Microsoft Office products (Excel, Word, etc.) Loan quality and risk management experience Excellent Customer/Client service skills Ability to work in a fast-paced production environment Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints Excellent written and verbal communication skills Prioritization and Time Management skills Ability to learn and adapt to guideline changes Knowledge of FNMA and FHLMC guidelines Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor Compensation: Hourly range for new hires is generally $57.00 for Northern California. Salary amount is determined by specific job location. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation
    $34k-62k yearly est. Auto-Apply 19d ago
  • Collateral Underwriter

    Crosscountry Mortgage 4.1company rating

    Remote

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Collateral Underwriter is responsible for the assessment of all subject collateral originated though the retail platform for conventional loans. Job Responsibilities: Analyze, evaluate, and decision appraisal reports in accordance with all agency and investor guidelines and standards. Complete comprehensive collateral reviews in a timely manner to meet service level expectations. Maintain a pipeline and communicate issues to Appraisers, Processor, and Originators. Remain informed and current on all agency and investor guidelines and updates. Maintain a high level of customer service. Collaborate with the Post Closing Department on any stipulations for closed files. Perform other duties as assigned. Qualifications and Skills: 3 years' mortgage underwriting experience. Experience in collateral underwriting, preferred. Working knowledge of all agency and investor underwriting policies. Excellent prioritization and time management skills. Excellent communication and customer service skills. Advanced analytical skills. Proficient in Microsoft Office Suite. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $33.65-$38.46 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $33.7-38.5 hourly Auto-Apply 27d ago
  • Condo Underwriter

    Crosscountry Mortgage 4.1company rating

    Remote

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Condo Underwriter is responsible for reviewing documentation for all new and existing condominium and cooperative projects to ensure compliance with internal policies and procedures, as well as the requirements of Fannie Mae, Freddie Mac, FHA and VA. This position primarily operates within Pacific Time zone working hours to support the West Coast region. Job Responsibilities: Ensure condominium and cooperative projects are underwritten accurately and in a timely manner. Maintain approved and declined condominium and cooperative projects lists and manage expiration dates. Manage lender concentration. Maintain condominium and cooperative projects documentation and requirements as dictated by the agencies and investors. Retain and manage project files. Ensure cooperatives meet Fannie Mae and Freddie Mac guidelines. Ensure condominiums meet Fannie Mae, Freddie Mac, and FHA/ VA guidelines. Determine eligibility of a project (underwrite budget, financials, questionnaire, etc.). Perform legal reviews of the projects (i.e. review by laws, offering plan, etc.). Deliver excellent customer service to Sales and Operations staff. Qualifications and Skills: 5+ years' project review experience. 5+ years' experience related to mortgage credit guidelines, policies and procedures. 5 years' experience with FNMA/ Freddie/ FHA underwriting guidelines. Experience with investor guidelines. Knowledge of Fannie Mae, Freddie Mac and FHA/ VA condominium's websites and all regulations. Excellent organizational skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 33.65 - 38.46 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $45k-73k yearly est. Auto-Apply 41d ago
  • Non-QM Underwriter

    Crosscountry Mortgage 4.1company rating

    Remote

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Non-QM Underwriter is responsible for underwriting and maintaining a loan pipeline while communicating with internal loan teams and external lenders. The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution. Job Responsibilities: Underwrite Non-QM and Non-Agency loan products, including but not limited to Bank Statement Income Analysis, Asset Depletion, DSCR No Ratio, Foreign National, and Self-Employment. Maintain an underwriting pipeline of new loans and resubmissions that meet standard service level agreements. Evaluate and examine loan files to ensure accuracy, completeness, and compliance with investor and agency guidelines. Issue loan decisions to sales and operations staff in a clear and concise manner. Communicate with operations, sales staff, business partners (lenders and investors), maintaining a high level of customer service. Issue final approval by uploading all necessary approval documentation into the company's software systems with appropriate signatures. Collaborate with the Post-Closing department on any stipulations for closed files; communicate process and outcome to underwriters and management. Perform other related duties as assigned by management. Qualifications and Skills: Bachelor's degree and/or equivalent combination of education and experience. 4+ years of mortgage underwriting experience. Experience with Non-QM and Non-Agency underwriting. Experience with manual underwriting. Experience with compliance and disclosure requirements. Encompass LOS experience, a plus. Advanced prioritization, time management, and problem-solving skills, maintaining attention to detail. Excellent communication skills. Proficient in Microsoft Word, Excel, and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 43.26 - 48.07 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $45k-73k yearly est. Auto-Apply 60d+ ago
  • Quality Control Underwriter

    Crosscountry Mortgage 4.1company rating

    Remote

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Quality Control Underwriter performs daily in-depth file reviews on each quality control audit assigned. Job Responsibilities: Perform Prefunding QC loan audits on an assigned population of loans, ensuring quality and risk standards are maintained within the loan file. Perform risk evaluations on mortgage loans. Complete complex analysis on all types of loan products. Conduct evaluations of underwriting decisions. Effectively communicate findings and potential resolutions to responsible departments. Document to management the concerns or discrepancies for needed corrective action. Provide support and assistance to department when needed. Qualifications and Skills: Bachelor's degree and/or equivalent combination of education/experience in mortgage underwriting. 5+ years' experience in underwriting mortgage loans. Knowledge of agency and investor guidelines. DE, LAPP, and SAR preferred. Experience with Encompass LOS system, a plus. Excellent communication skills. Advanced attention to detail and organization skills. Excellent prioritization and time management skills. Proficient in Microsoft Office: Outlook, Excel, Word, PowerPoint. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 40.86 - 50.48 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $45k-73k yearly est. Auto-Apply 6d ago
  • Sr. Life Insurance Underwriter (Remote)

    Globe Life Inc. 4.6company rating

    McKinney, TX jobs

    Primary Duties & Responsibilities At Globe Life, we are committed to empowering our employees with the support and opportunities they need to succeed at every stage of their career. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better. Role Overview: Could you be our next Sr. Life Insurance Underwriter? Globe Life is actively networking with experienced Sr. Life Insurance Underwriters who are open to new opportunities! In this role, you will be responsible for evaluating life insurance applications, making critical decisions on risk selection, and determining whether to issue standard rates or decline applications. Guided by underwriting standards and written guidelines, you'll implement underwriting policies and procedures to efficiently process new business while also collaborating with other departments. This is a remote / work-from-home position. What You Will Do: * Screen life insurance applications, including trial applications, to select risks and determine standard, rate, or reject disposition. * Implement underwriting policies and procedures for new business processing and other department processes. * Utilize Swiss Re Underwriting manual and internal company notes to implement medical guidelines. * Report and interpret MIB codes, as well as evaluate results of oral saliva tests and agent verification calls. * Review and assess motor vehicle records (MVRs), prescription histories (Rx), medical records (APSs), and paramedical exams/lab results. * Respond to customer inquiries regarding dispositions and evaluate health information received with add-ons, modifications, and reinstatements. * Act as the underwriting contact for top-level Agents for information and escalated issues, handling sensitive cases and positive drug screens. * Manage aging cases and referrals from other underwriters and screeners. * Assist in training underwriters and screeners and support other necessary underwriting areas as directed by department management. What You Can Bring: * Some college coursework; Bachelor's degree preferred; will consider 5+ years of life insurance experience in place of a degree. * Required certifications: LOMA 280/281, LOMA 290/291; pursuit of FLMI preferred; consideration given to other industry courses. * Mandatory certification in LOMA Underwriting (UND) and knowledge of medical terminology. * Minimum of 3 years' experience in an Underwriter role or above. * Daily application of critical thinking and complex problem-solving skills. * Strong verbal and written communication skills. * Proficiency in PC skills, including Excel, MS Word, and MS Outlook; familiarity with MS Access is a plus. Applicable To All Employees of Globe Life Family of Companies: * Reliable and predictable attendance of your assigned shift. * Ability to work full time and/or part time based on the position specifications. How Globe Life Will Support You: Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don't just work, but thrive at Globe Life: * Competitive compensation designed to reflect your expertise and contribution. * Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance. * Robust life insurance benefits and retirement plans, including company-matched 401k and pension plan. * Paid holidays and time off to support a healthy work-life balance. * Parental leave to help our employees welcome their new additions. * Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals. * Company-paid counseling for assistance with mental health, stress management, and work-life balance. * Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career. * Discounted Texas Rangers tickets for a proud visit to Globe Life Field. Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters. Location: McKinney, TX
    $32k-53k yearly est. 14d ago
  • Remote DE/VA Underwriter

    National Mortgage Staffing 3.9company rating

    Dallas, TX jobs

    An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $105,000 per year Exempt role (no paid overtime0 Discretionary bonus Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $85k-105k yearly 13d ago
  • Hybrid DE Underwriter

    National Mortgage Staffing 3.9company rating

    California jobs

    DE Underwriter - On-site/Hybrid (North Hollywood or Brea, CA) Salary: $70,000-$100,000 (DOE) Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Employment Type: Full-time (eligible for overtime) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office. Key Responsibilities Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products. Verify credit, income, and asset documentation with a focus on accuracy and compliance. Analyze tax returns, self-employed income, P&L statements, and business cash flow. Review WVOE, Bank Statement, DSCR, and Asset-based loans. Ensure all files meet FHA DE requirements and investor guidelines. Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions. Maintain updated knowledge of underwriting standards and investor policies. Qualifications Active FHA DE (Direct Endorsement) designation required. Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience required. Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard). Experience analyzing self-employed income and complex loan structures. In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines. Have worked as a front line underwriter within the past 12 months. Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $70k-100k yearly 13d ago
  • Remote Mortgage Underwriter (DE/VA both designations required)

    National Mortgage Staffing 3.9company rating

    Tampa, FL jobs

    An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $105,000 per year Exempt role (no paid overtime0 Discretionary bonus Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $85k-105k yearly 13d ago
  • Hybrid Mortgage Underwriter

    National Mortgage Staffing 3.9company rating

    New York, NY jobs

    Senior Loan Underwriter Schedule: Full-time Compensation: $82,000-$93,000 no bonus or paid over time Our client is seeking a senior-level loan underwriter to support mission-based affordable homeownership lending across New York State. This is a manual underwriting role with decision authority and strong regulatory accountability. The position is hybrid and intended for candidates within commuting distance of the office, with a minimum of three days per week in-office. Responsibilities include: • Underwrite to program guidelines including SONYMA, Fannie Mae, and Freddie Mac • Approve, decline, suspend, or return residential mortgage submissions and document credit rationale • Underwrite first-lien and subordinate/second mortgages, including layered subsidy/DPA structures • Apply regulatory requirements and ensure audit-ready underwriting documentation • Maintain underwriting SLAs/KPIs and manage a high-volume, multi-program pipeline • Partner closely with processing, closing, management, and compliance/QC teams • Support pipeline tracking/reporting and help expedite units and closings as needed • Mentor and act as a technical resource to team members as needed • Perform other duties as required Requirements include: • Senior-level residential mortgage underwriting experience (role requires deep experience) • Strong knowledge of TRID/RESPA, fair lending, and related lending regulations • Ability to independently decision loans and defend credit decisions • Experience with affordable housing / mission-based lending programs and subsidy structures • Proficiency with Byte LOS and standard productivity tools National Mortgage Staffing does not set the requirements for this role. All criteria are defined by our client. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $82k-93k yearly 13d ago
  • Hybrid- Loan Underwriter- Private Lending

    National Mortgage Staffing 3.9company rating

    Raleigh, NC jobs

    Private Lending Underwriter Schedule: Monday-Friday, 9:30 AM - 5:30 PM Salary: $65,000-$75,000 (DOE) Benefits: PTO, Health, Vision, Dental Insurance, Hybrid Work We're seeking an experienced Private Lending Underwriter to join a rapidly growing real estate lending firm. This role is responsible for evaluating borrower financials, project feasibility, and collateral risk for private lending loans, including construction, renovation, and DSCR term loans. The ideal candidate brings strong analytical skills, sound credit judgment, and the ability to make timely, accurate underwriting decisions in a fast-paced environment. Responsibilities: Analyze borrower credit, financials, and project scope to assess loan risk. Review appraisals, budgets, and title documentation for accuracy and compliance. Ensure loans meet company credit policy and investor guidelines. Manage and prioritize a personal loan pipeline to meet turn-time targets. Communicate loan decisions and conditions with internal teams. Identify and escalate exceptions or risk concerns when warranted. Collaborate cross-functionally with processing, closing, and management teams. Qualifications: 3+ years of experience in mortgage underwriting, ideally within private lending or non-agency/portfolio lending. Experience underwriting construction or renovation loans strongly preferred. Familiarity with DSCR, fix-and-flip, and bridge products a plus. Proficiency in Microsoft Office and loan origination/document management systems. Strong problem-solving and communication skills. Must currently be employed (no unemployment over 12 months). 📌 National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are established by our client and must be followed as outlined. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $65k-75k yearly 13d ago
  • Remote DE Underwriter- California Residents only

    National Mortgage Staffing 3.9company rating

    Irvine, CA jobs

    Senior DE Underwriter (Remote - California) Our client is seeking an experienced Senior DE Underwriter to join a growing California-based mortgage lender. This position is fully remote but requires residency in the state of California. The ideal candidate will have a strong underwriting background across both Agency and FHA products, an active Direct Endorsement (DE) certification, and the ability to analyze complex borrower profiles including self-employed income and alternative documentation loans. Key Responsibilities Underwrite and issue loan decisions for Fannie Mae, Freddie Mac, and FHA mortgage loans. Analyze personal and business tax returns, income, assets, credit, and collateral. Evaluate WVOE, P&L, Bank Statement, DSCR, and Asset-based documentation. Ensure loans meet investor and agency compliance standards. Communicate underwriting decisions and conditions clearly to internal teams. Collaborate with Account Managers, Loan Officers, and Brokers to resolve conditions quickly. Maintain accuracy, efficiency, and strong turn times in a high-volume environment. Qualifications Minimum 5 years of residential mortgage underwriting experience. Active FHA Direct Endorsement (DE) required. (used within past 11 months) Proficient in Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard). Strong working knowledge of Agency and FHA guidelines. Skilled at income calculation for self-employed borrowers. Experience with Non-QM or alternative documentation loans preferred. Must be currently employed in the mortgage industry (no gaps exceeding 12 months). Must reside in California. Compensation & Benefits Base Salary: $70,000-$100,000 (based on experience) Bonus: Monthly eligibility after 2 years (based on funding volume) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Work Model: Remote - California residents only Please note that candidates must utilize their own workstation (computer and 2 monitors). Employer does not provide equipment. For Candidates who are hired and reside in California, in person orientation is required if you reside within 150 miles of the North Hollywood, CA headquarter location. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $70k-100k yearly 13d ago
  • Insurance Underwriter (commercial lines)

    Arc Group 4.3company rating

    Oakland Park, FL jobs

    Job DescriptionINSURANCE UNDERWRITER (commercial auto - remote) ARC Group seeks a Commercial Insurance Underwriter to join our direct in their Ft. Lauderdale, FL offices. There is a preference for Underwriters in FL but those from surrounding gulf and eastern seaboard states will be considered for remote work. The Commercial Insurance Underwriter will report to the Underwriting Operations Manager and be responsible for examining new business submissions for eligibility, carefully evaluating each application for coverage in order to determine if the risk is acceptable. The Underwriter will verify if additional information is needed prior to making a decision to offer a proposal; should be able to confidently suggest if an account would need to be declined following established Underwriting Guidelines, appropriate joint review / consultation with Underwriting Operations Manager. Thiis is a fantastic opportunity to get onboard an established and well-respected organization that values its employees. Our client offers a competitive compensation package, health insurance, retirement plans, and the opportunity to make a profound impact on our client insurance underwriting team. Commercial Insurance Underwriter Responsibilities: Reviewing of initial information provided by prospective insured / agents. Quote preparation, including continuous communication with prospective insured / agent until policy binds / it is decided it will not move forward. Pricing / rating of new submissions following established guidelines and parameters / discussion with Underwriting Operations Manager. Maintaining and building relationships with insureds and agents. Providing customer service. Contributing to achieving and maintaining production goals. Monitoring and facilitating Underwriting Assistants duties, particularly aiding with specific endorsement requests that might require expert review / opinion, bind requests review for accuracy, etc. Monitoring and facilitating Renewal Underwriters duties, including but not limited to renewal evaluations, renewal revisions, review and processing of bind requests, when necessary, etc. Assisting in a variety of administrative tasks. Commercial Insurance Underwriter Requirements: Must have 3-5 years of commercial insurance underwriting experience, outstanding customer service and communication skills (verbal and written), and attention to detail. A college degree is preferred but not required Would you like to know more about our new opportunity? You can apply online while viewing all open jobs at ******************* ARC Group is a Forbes-ranked a top 20 recruiting and executive search firm working with clients nationwide to recruit the highest quality technical resources. We have achieved this by understanding both our candidate's and client's needs and goals and serving both with integrity and a shared desire to succeed. ARC Group is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce. We are a no-fee agency to candidates.
    $45k-106k yearly est. 8d ago
  • Remote Non-QM Loan Underwriter

    National Mortgage Staffing 3.9company rating

    Tampa, FL jobs

    As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities: Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements. Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. Ensure loan files are complete, accurate, and compliant before final approval or denial. Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. Provide guidance and support to junior underwriters and other team members as needed. Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements: Minimum of 3+ years of experience in underwriting Non-QM loans. Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. Experience Underwriting Non-QM roles within the last 6 months. Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. Excellent communication skills, both written and verbal. Ability to work independently and as part of a collaborative team. Strong organizational and problem-solving skills. Salary: 90-100kThank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $37k-66k yearly est. 13d ago
  • Remote Non-QM Loan Underwriter- West Coast Residents Only

    National Mortgage Staffing 3.9company rating

    Irvine, CA jobs

    As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities: Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements. Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. Ensure loan files are complete, accurate, and compliant before final approval or denial. Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. Provide guidance and support to junior underwriters and other team members as needed. Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements: Minimum of 3+ years of experience in underwriting Non-QM loans. Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. Experience Underwriting Non-QM products within the past year. Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. Excellent communication skills, both written and verbal. Ability to work independently and as part of a collaborative team. Strong organizational and problem-solving skills. Please note that candidates must utilize their own workstation (computer and 2 monitors). Employer does not provide equipment. For Candidates who are hired and reside in California, in person orientation is required if you reside within 150 miles of the North Hollywood, CA headquarter location. Salary: 90-100k, No bonus, paid OTThank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $48k-63k yearly est. 13d ago
  • Part Time Mortgage Underwriter - In Office

    National Mortgage Staffing 3.9company rating

    Mentor, OH jobs

    Mortgage Underwriter Schedule: Part-Time - 16 hours per week Work Days: Monday & Tuesday or Thursday & Friday Compensation: $70,000 annually (prorated) Our client is seeking a part-time Mortgage Underwriter to support increased production volume within their mortgage department. This role is responsible for evaluating and decisioning mortgage loan applications in compliance with established policies, FNMA guidelines, and applicable government regulations. Key Responsibilities: • Review and evaluate mortgage loan files to ensure borrower, property, and loan terms meet underwriting standards • Approve, suspend, or decline loan applications based on guidelines • Review documentation including 1003 and 1008 forms, title reports, trust documentation, and insurance policies • Ensure closing documents are complete, accurate, and compliant within required timeframes • Communicate underwriting decisions clearly and professionally to all involved parties • Maintain strict adherence to regulatory and internal compliance standards • Respond to messages and correspondence within 24 hours • Meet established quality and productivity expectations Qualifications: • Minimum 2 years of mortgage underwriting experience or related lending role • Working knowledge of FNMA underwriting guidelines • Strong communication and organizational skills • Proficiency with underwriting systems such as Desktop Underwriter (DU) • Ability to work on-site and maintain consistent part-time schedule National Mortgage Staffing does not set the requirements for this role. All criteria is established by the hiring company. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $70k yearly 13d ago

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