Amalgamated Bank jobs

Amalgamated Bank is looking for a Risk & Controls Data Analyst to enhance risk management oversight and execution within Business Units, Operations and Information Technology. Leverage understanding of risk frameworks and risk data to assist the business line to strengthen controls and mitigate operational risk as the bank continues to grow. By joining our team, you'll be joining a Bank that believes that maintaining a diverse and inclusive workplace where everyone feels valued and respected is essential for us to grow as a company. We are dedicated to building a more equitable world in our everyday practices by embracing the values of our employees and customers. Essential Job Functions: Facilitate risk assessment analysis, data collection, completion and updates. Maintain and update risk and controls descriptions, key risk indicators (KRIs), assist in risk resolution, tracking, audit, regulatory, and self-identified issues. Support and contribute to the development of adequate controls relevant to the Line of Business “LOB” including SOX, Risk & Control Self-Assessment (RCSA) controls, audit, and compliance adherence and capture recommendations for improvement. Assist in the implementation of the agreed upon recommendations. Assist in the periodic self-testing of design and effectiveness of controls, capture recommendations for enhancement in alignment with business heads and senior management as appropriate. Aid in the development and maintenance of process workflows for all critical processes within the LOB. Steward partnerships with Business Heads to ensure data, policies and procedures are up to date. Collaborate with Risk and Compliance to stay informed on relevant regulatory changes and/or changes in the law. Advise and assist implementation with LOB lead on relevant changes. Assist with the preparation of management and committee materials as requested. Support Business Continuity and Disaster Recovery planning for the LOB. Provide analytical support and develop reports on LOB vendor related activities which include but are not limited to service level agreement (SLA) performance, and relevant entity controls within the LOB. Support investigation and report material risk events to LOB lead. Assist in collecting and analyzing data on new product/process rollout, advising on control adequacy and identifying key trends and areas for improvement. Aid LOB during Audit and Exams. Partner with the Enterprise Risk Management team for support and to obtain guidance to facilitate oversight and execution of risk management activities including Third-Party Risk Management, Model Risk management, and Business Continuity related tasks for coordination and oversight. Perform other duties as needed. Knowledge, Skills and Experience Requirements: Bachelor's degree or equivalent experience. Minimum 5-7 years of experience within an operations environment, preferably in a risk or control-oriented banking environment. Good understanding of operational controls and risk management techniques. Analytical and problem-solving skills required to interpret data. Ability to assess situations, competing needs, requirements and solve problems independently within aggressive time constraints, seeking guidance and approval where required. Ability to produce quality deliverables demonstrating strong written and verbal communication skills. Expert level experience with Word, PowerPoint, Excel, Tableau and Visio. Working knowledge of risk management platforms, previous experience with Workiva a plus. Our job titles may span more than one career level. The starting base salary for this role is between $90,000.00 - $105,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas. Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.

The Commercial Credit Lead plays a vital role in assessing and managing credit risk for commercial clients at M&T Bank. This client facing position involves analyzing financial statement, structuring credit solutions, negotiating legal documents, and obtaining credit approval while ensuring compliance with credit policies and regulatory requirements. The Commercial Credit Lead manages a transaction team and collaborates closely with relationship managers (RM), risk officers, and other stakeholders to facilitate sound credit decisions and maintain portfolio quality. Primary Responsibilities: Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending adding or removing conditions. Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews (and PLRs and Guarantor Assessments), interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance. Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information, and coordinate gathering of such information. Analyze financial information and related materials and complete the credit analyses for the Bank's commercial transactions. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals. Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company's case, bank's base case and a downside case. As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer's interest. Partner proactively with relationship managers, and be intimately involved throughout the deal process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits. Spread financial statements and prepare financial models designed to sensitize various conditions impacting the proposed transaction. Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate. Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on underwriting parameters, recommend the risk rating. Prepare summary, present facts, and offers opinions concerning creditworthiness. Propose the structure of loan requests, where appropriate, to include suggestions on terms, conditions, collateral, and guarantors. Displays deep understanding of financial regulatory environment as it applies to underwriting most forms of commercial credit transactions. Ensure credit policy compliance by verifying adherence of underwriting to the Commercial Credit Policy, and evaluating any risk associated with non-compliance. Present analysis or address questions during credit request discussions or committee presentations. Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: Commercial Credit is responsible for the credit delivery of the Bank's commercial clients. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this capacity is used to make credit decisions for new or renewed or amended credit transactions. The position interacts with commercial banking RMs and sales leadership throughout the bank's footprint and industry verticals, as well as other internal personnel, on credit approvals for the largest, most complex, and/or specialized loans. Customer interaction is expected. Works independently with minimal supervision. Ability to efficiently lead the transaction execution team comprised of an Associate and/or an Analyst. Supervisory/Managerial Responsibilities: Input into development of and training of junior/newly hired Analysts and Associates. Education and Experience Required: Bachelor's degree in Accounting, Finance or related field and 7 years' experience in complex credit underwriting, specialty underwriting, or other complex financial analysis role. In lieu of degree, a combined minimum 11 years' higher education and work experience, to include 7 years' experience in complex credit underwriting, specialty underwriting, or other complex financial analysis role. Excellent analytical skills with a high level of proficiency in financial modeling and analysis of credit transactions / structures. Ability to calculate and interpret financial ratios, analyze data, and complete trend analysis to understand and minimize credit risks. Proficient with legal documentation including experience and skill in negotiating legal documentation and the ability to structure transactions independently. Excellent verbal and written communication skills. Critical thinking and problem-solving abilities. Attention to detail and high level of accuracy. Ability to work independently and as a part of a team. Strong organizational and time management skills. Customer focused with strong interpersonal and relationship building skills. Proficiency in Microsoft Office. Education and Experience Preferred: Experience with Capital IQ, FactSet, and Bloomberg. #LI-LA1 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $123,600.00 - $206,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

This position is responsible for acting as the Single Point of Contact (“SPOC”) throughout the loss mitigation process, from package collection through decision and closing, as well as through the foreclosure process. Primary Responsibilities: Take inbound and make outbound calls to assigned portfolio of mortgage loan borrowers that are delinquent in their loan payments and who are investigating loss mitigation options or are in foreclosure, while maintaining compliance with all state and federal laws and regulations applicable to consumer collection activity. Answer consumer questions concerning their accounts and document the contact on the mortgage servicing system. Understand investor's waterfall and required documents for loss mitigation. Collect consumer financial information and assist borrowers in reviewing loss mitigation documents. Communicate and explain the terms of loss mitigation approvals or declines, the rational for each and ability to appeal or re-apply. Communicate liquidation options and explain the foreclosure process as necessary. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Promote an environment that supports belonging and reflects the M&T Bank brand. Complete other related duties as assigned. Scope of Responsibilities: Maintains direct contact with consumers. Education and Experience Required: A combined 4 years' higher education and/or work experience, including a minimum of 1 year collections or customer service experience. Ability to communicate effectively and professionally over the phone. Excellent communication and customer service skills. Proficiency with word processing and spreadsheet software. Education and Experience Preferred: Bachelor's degree. Mortgage collections experience. Knowledge of M&T systems. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

The Product Manager role leads the end-to-end product management of the Bank's banking offerings. This position serves as a critical role in ensuring our product portfolios across all our Commercial, Small Business, and Consumer segments remains competitive, profitable, and properly managed throughout its life cycle. In addition, this role will support other key functions critical for product management if needed. This role will report into the Director, Product Management at Amalgamated Bank. Essential Job Functions: Overall Drive product development, execution and commercialization across Amalgamated Bank's product sets, e.g., digital and lending solution, as well as treasury management products Partner with key business stakeholders on product positioning and key business strategies. Develop product roadmap by taking an “outside-in” view Promote an environment that supports social responsibility, diversity and reflects the missions and values of Amalgamated Bank. Ensure compliance with all Bank policies and regulatory standards. Market Management Identify client needs and end-to-end client experience for banking products in-scope. Responsible for understanding the Bank's niche market and competitive landscape. Identify new and emerging banking industry and technology trends. Product Execution Implement end-to-end product development and enhancement initiatives. Execute revenue initiatives to increase product revenue and profitability in line with the Bank's core values and mission. Develop rigorous business case for new product development and enhancements. Identify, evaluate, and implement measures to improve product performance, profitability, and competitiveness in line with the Bank's core values and mission. Define grounded, rigorous business requirements in conjunction with cross functional teams. Develop key product features & functionality considering return on investment and client needs. Manage product profitability throughout life cycle. Work with Technology, Operations, Risk, Business, PMO and other internal and 3rd party resources to effectively adhere to Product Lifecycle Process. Manage and improve related product vendor relationships, as they pertain to product development, functionality, and economics. Commercialization Partner with Marketing and other key stakeholders on product campaigns, collateral, and communication. Provide ongoing product training to internal and external clients to ensure clear understanding of product value proposition. Oversee development of product documentation, FAQs, and reference materials for internal and external audiences. Knowledge, Skills and Experience Requirements : Bachelor's degree or equivalent experience Strong analytical approach, comfortable with modeling, and ability to draw conclusions and insight, as well as provide business and product recommendations based on analysis Minimum 2-3 years in a direct product management and/or management consulting role Minimum 2-3 years of related experience in Commercial Banking or Treasury Services, a strong understanding of banking product offerings preferred Bank-wide system and platform implementation and migration experience preferred Experience managing third party digital banking platforms and solutions preferred Experience with vendors including Q2, FIS and Salesforce preferred Ability to work effectively as part of a team to drive projects and deliverables Excellent communication skills, ability to manage internal and external relationships effectively and articulate complex solutions to both internal and external stakeholders Strong planning and project organizing skills Demonstration of initiative and innovation to resolve issues rapidly Fluency in Microsoft Office including advanced Excel Stellar written and verbal communication skills Commitment to seeking opportunities for improvement and ability to achieve results despite challenges Comfortable working from home, and working remotely, Need to be able to use technology remotely, connect to networks, use applications remotely Need to be willing to collaborate, network, and building relationships remotely

Originates new equipment finance loan and lease business that adheres to internal credit and external regulatory standards. Structures, negotiates, and closes each transaction and builds and expands existing business relationships with customers. Primary Responsibilities: Complete in-person, phone calls, and/or emails to current and potential loan and lease program partners to identify their needs and transactional opportunities; process and close equipment financing opportunities in alignment with credit guidelines. Increase selling, communications, and relationship management skills by working with sales leadership. Provide support, mentoring, and coaching to Account Executives to ensure integration of learned skills and assimilation into LEAF's culture. Develop and maintain a current knowledge of pertinent internal systems including usage and selling of the portal and pertinent software. Build and maintain relationships with peers in other areas of the business, including Accounting, Operations, Sales, Credit, Asset Management, Collections, Pricing, Business Intelligence, and Legal to obtain the requisite support for responsibilities. Promote an environment that supports and reflects the LEAF and M&T cultures, while delivering a great value proposition to customers. Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities:Supervisory/Managerial Responsibilities: Not Applicable Education and Experience Required: Bachelor's degree in Business, Marketing, Finance or Accounting and a minimum of 2 years' equipment finance experience, or in lieu of a degree, a combined minimum of 6 years' higher education and/or work experience, including a minimum of 2 years' equipment finance experience Prior leasing and sales experience Strong verbal and written communication skills Strong interpersonal skills Strong presentation skills Strong analytical skills Strong decision-making skills Strong strategic planning skills Proficiency with personal computers as well as pertinent software packages Education and Experience Preferred: Ability to sell effectively to current and prospective clients Physical Requirements: Ability to travel on an as needed basis M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $29.90 - $49.84 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

*** Work Arrangement/Location: This is a hybrid position requiring in-office work three days every week. Ideally the position will be based in Buffalo, NY but may be in an M&T office in Buffalo, NY, Baltimore, MD, Wilmington, DE, or Washington, DC.** **_There is potential for a remote work arrangement if the final candidate is not near one of the above locations._** **Overview:** The credit model development team is looking for a senior model developer that can serve as a lead to independently develop and maintain quantitative models used for credit risk, capital planning or underwriting. The lead may supervise the work of model development analysts and provide direction to less experienced personnel on a project-by-project basis. This is a great opportunity to be part of a highly dedicated quantitative team of model developers. **Primary Responsibilities:** + Develop and/or lead the development of quantitative models used for credit risk, capital planning or underwriting. This includes CCAR and CECL models and underwriting scorecards. + Lead less experienced model developers and analysts as required to meet project objectives. + Use Python, SAS and SQL to manipulate customer loan or financial data for statistical analysis and model development. + Employ common model methodologies such as logistic regression, time series, survival analysis, boosted trees and similar machine learning methods to create robust and flexible solutions to complex business problems. + Work with multiple model stakeholders across different areas of the bank to create solutions that meet their business needs. Use a full array of communication skills and visual analytics to obtain business partner requirements, present analyses, explain complex models to non-technical partners, and respond to enquiries from stakeholders. + Write comprehensive and easily readable model documentation to enable Model Risk Management and stakeholders to review all aspects of model development, including justification of model methodologies chosen, candidate models, model performance. + Conduct business in compliance with regulatory guidance including SR (Supervision and Regulation Letters) 10-1, SR 10-6, SR 11-7, Enhanced Prudential Standards, etc. Adhere to applicable compliance/operational/model risk controls and other standards, policies and procedures. + Complete other related duties as assigned. **Scope of Responsibilities:** The position is focused on data science, data wrangling, model development and associated analyses. This includes supporting production models with performance monitoring and analyses to address stakeholder queries. As a team lead, there is an emphasis on leading projects and supervising less experienced analysts/developers on a project-by-project basis. Communication is also emphasized due to the collaborative nature of the work, including engaging multiple stakeholders from across many departments to understand their requirements, the relevant business background, and to obtain buy-in for key decision points throughout the development process and the final model. **Education and Experience Required:** + Proven experience managing and analyzing large data sets and explaining results of analysis through concise written and verbal communication as well as charts/graphs + Bachelor's degree and a minimum of 4 years' proven quantitative behavioral modeling experience, or in lieu of a degree, a combined minimum of 8 years' higher education and/or work experience, including a minimum of 4 years' proven quantitative behavioral modeling experience + Minimum of 4 years' on-the-job experience with pertinent statistical software packages; experience in SAS required. + Minimum of 4 years' on-the-job experience with data management environment, such as SQL Server Management Studio + Proven experience managing and analyzing large data sets and explaining results of analysis through concise written and verbal communication as well as charts/graphs. + Model development experience. + Financial services/banking industry experience required. **Education and Experience Preferred:** + Masters' of Science or Doctorate degree in statistics, computer science, engineering, economics, finance or related fields. + Expertise in Python, SAS and SQL; experience rewriting SAS into Python is ideal. + Model development experience in financial services, notably for common methodologies such as logistic regression, time series, survival analysis, boosted trees and similar machine learning methods. + Experience with the development of underwriting scorecards and/or CCAR/CECL models is greatly valued. + Logistical regression is highly preferred. + PD & LGD models experience + Knowledge and familiarity with key aspects of model risk management and model validation, including SR-11-7 guidance on model risk management + Proven track record for being able to work autonomously and within a team environment + Strong desire to learn and contribute to a group + Previous experience leading and directing the work of less experienced personnel M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $103,000.00 - $171,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

_Sponsorship is not available for this position including anyone on an F-1 student visa including those eligible for CPT/OPT or the Stem OPT extension._ As a Senior Product Designer on the M&T Digital Experience team, you will lead the visual design of concepts, prototypes, and iterative milestones for digital products serving Institutional Services (IS). You will work with Product Owners, Analysts and Researchers to translate business objectives and process requirements into elegant, scalable designs that enhance usability and drive adoption. This role combines expertise in design thinking, interaction design, and Appian platform literacy to ensure every solution delivers measurable business value and an exceptional user experience. **Primary Responsibilities:** + Design End-to-End Experiences: Create wireframes, prototypes, and visual designs for Appian workflows and interfaces, ensuring alignment with user needs and business goals. + Cross Collaboration: Partner with Product Owners, Analysts and Researchers to understand requirements, user stories, and process flows; provide design input that improves clarity, usability, and efficiency. + Apply Human-Centered Design Principles: Use research insights, usability testing, and iterative design methods to validate and refine solutions. + Design System & Standards: Maintain consistency across Appian applications by leveraging design systems and best practices. + Facilitate Workshops: Lead design thinking sessions and co-creation workshops with stakeholders to gather feedback and align on experience goals. + Collaborate in Agile Delivery: Participate in sprint planning, reviews, and demos to ensure design intent is preserved through development. + Advocate for UX: Champion accessibility, simplicity, and user-centricity across all Appian solutions. + Continuous Improvement: Stay current on Appian UI capabilities and emerging design trends to recommend enhancements. + Perform other related duties as assigned. **Education and Experience Required:** + Bachelor's degree in UX Design, Human Computer Interaction, Industrial Design, or similar, and a minimum of 3 years relevant experience or in lieu of a degree, a combined minimum of 7 years education and/or relevant/product design work experience. + Expert-level Figma skills for screen design and prototyping + Strong stakeholder and project management skills + Understanding of design systems, accessibility standards, and responsive design. + Experience working in Agile environments with just-in-time design, research, and development practices + Ability to collaborate effectively with designers, researchers, developers and business stakeholders + Experience analyzing and tracking data using tools such as Quantum Metric or Adobe Analytics + Strong presentation and workshop facilitation skills + Proven ability to support the full product development process-from vision to launch to iteration + Ability to mentor and educate others on the value and principles of good experience design **Education and Experience Preferred:** + Familiarity with Appian Designer, Appian Case Management Studio, and the ability to visualize workflows within the platform. + Experience collaborating with product owners and analysts in Agile environments. + Customer Centric - Outside in perspective with a focus on improving the customer experience + Familiarity with design systems + Experience in financial services industry a plus + Takes ownership with a strong sense of accountability + Curiosity - Seeks out ways to improve the customer experience + Resilient - Respectful of broad opinions and makes tough calls with ease + Driven & Prioritization - Self-motivated and knows how to say no + Challenges assumptions + Decisive & Lead Taking - Sense of urgency with an ability to inspire followers + Interdependent - Communicates and convenes others; reaches across boundaries + Continuously seeks out ways to improve M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $94,400.00 - $157,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Baltimore, Maryland, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

As an underwriter at Amalgamated Bank, you'll have opportunities to puzzle through how to finance world-changing projects led by clients who are striving for a more inclusive, just, and equitable society. We tackle today's most pressing social issues and use finance as a tool to bring the future our clients envision into the present. When we come to work, our passion for socially responsible lending means we analyze cash flows and want to know whether deals create affordable housing for working families. We ask whether secondary repayment sources mean that women and their partners can access high-quality healthcare. We are in the fight against climate change, and when we come to work, we structure loans to bring the clean energy future closer day-by-day. We are searching for applicants who are driven by purpose, who crave impact, and possess the analytical skills necessary to solve complex business problems. Purpose of Position: To support the underwriting of our mission driven loans to institutions that are values aligned and include foundations, unions, social advocacy organizations, progressive companies, and clean energy projects. To support business development officers in the origination and execution of new loans. The person who fills this position will work closely with origination and credit risk management teams to review and analyze financial statement reports, conduct due diligence, assess credit risk, prepare deal screen presentations, write credit approval memorandums, present recommendations to the credit committee, help structure transactions, and monitor and manage the credit portfolio. Essential Job Functions: Collaborate with potential borrowing customers to determine credit needs and develop appropriate loan structures that meet both client needs and bank requirements Prepare comprehensive credit memorandums that provide rationale, opinions and in-depth analysis of new credit requests Assist in the presentation of transactions to credit committee in support of approval Maintain a thorough understanding of the Bank's lending policies and procedures, identifying any exceptions to credit policy Recommend appropriate risk ratings in accordance with credit policy guidelines Participate in meetings and conference calls on transactions, lead due diligence discussions, and develop deal indicative term sheets and deal screen presentations Prepare comprehensive credit memorandums that provide rationale, opinions and recommendations regarding proposed loans. Present transactions to credit committee in support of approval Assist in quarterly and annual credit reviews as needed Perform other duties as directed Knowledge, Skills and Experience Requirements: Bachelor's degree in accounting, finance, or related field with proven academic excellence; MBA preferred Formal credit training and minimum of six (6) years of underwriting and/or portfolio management experience within a U.S. regulated commercial banking lending environment Knowledge of middle market C&I cash flow lending, owner occupied mortgages, non-profit lending, CDFIs, New Market Tax Credit Finance and structured lending preferred A passion to support socially minded organizations Highly proficient financial analysis skills, including financial modeling and understanding of financial data (e.g., balance sheets, income statements, cash flow statements, financial ratios) Strong verbal, written, inter-personal, and public presentation skills Proven organizational skills; able to work independently and be detail oriented Ability to manage multiple long-term transactions simultaneously and prioritize assignments to meet deadlines Proficiency in the Microsoft Office suite (including Excel, Word, PowerPoint, etc.) and familiarity with Moody's Credit Lens is a plus Our job titles may span more than one career level. The starting base salary for this role is between $110,000.00 - $120,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas. Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.

Salary Range: 170,373.00 - 224,700.00 Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. TITLE: Senior Manager, Data Governance DUTIES: The Bank of Nova Scotia seeks Senior Manager, Data Governance in New York, NY to lead and drive a client-driven culture throughout their team to deepen client relationships and leverage broader Bank relationships, systems, and knowledge. Work with all pillars of the GBM Data Office to understand all activities and timelines being performed currently and planned for the future. Act as primary point of contact for all Audit and Regulatory engagements for the GBM Data Office. Aggregate and track all timelines and deliverables for all Audit and Regulatory engagements for the GBM Data Office. Manage, compile, and submit all materials for committees either run by the GBM Data Office, or where the GBM Data Office regularly contributes updates. Ensure business stakeholder understanding, alignment and commitment to the objectives of the data governance and management program. Understand business requirements and align them to the objectives of the data management program. Champion the adoption of a data culture. Collaborate with partners to develop and enhance the Bank's overall data governance and management capabilities, policy, practices, and supporting technology. Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions. Create an environment in which the team pursues effective and efficient operations of the respective areas in accordance with Scotiabank's Values, its Code of Conduct, and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk. REQUIREMENTS: Master's degree or foreign equivalent in Management Information Systems, Computer Science or a related field and four (4) years of experience in the job offered or related occupation: implementing Data Governance programs in major financial organizations; delivering on regulatory and audit requirements in major financial organizations; coordinating execution of programs across Data Office, Business and Technology stakeholders; gathering and preparing materials for senior leadership committees; utilizing big data tools including Hadoop to identify affected customer segments and calculate financial impacts and draft credit card remediation strategy through cross-functional collaboration; and designing Tableau-based tactical reporting solution and trained credit card operations team to proactively identify and resolve issues. Offered salary is between $170,373 and $224,700 per year, 40 hours per week. Telecommuting and/or working from home may be permissible pursuant to company policies. When not telecommuting, must report to work site. QUALIFIED APPLICANTS: Please apply directly through our website ********************************** by searching for Senior Manager, Data Governance & indicate job code UH061125WEB. Location(s): United States : New York : New York City Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

This role offers a hybrid work schedule or could be considered remote for anyone outside M&T footprint. At M&T Tech, we're a team of makers, doers, and builders, working to create the most advanced technology solutions in banking. We're not your stereotypical suit and tie bankers: we're an innovative team of leading tech experts, pushing boundaries, and taking risks. We're building an agile team of the most skilled and creative workers to solve complex problems, architect solutions, write high-performance software, and chart our new path, all to make the lives of our customers, and the communities that we serve, better. Join us and be part of something new as we build tomorrow's bank, today.Overview: The Senior Systems Programmer for Mainframe Networking is responsible for the design, implementation, maintenance, and optimization of mainframe network infrastructure. This role ensures high availability, security, and performance of mainframe communications systems, including VTAM, TCP/IP, and related subsystems. The ideal candidate will have deep expertise in IBM z/OS environments and a strong background in network protocols and mainframe middleware. Participates in technical research and development to enable continuing innovation within the Networking & Middleware Mainframe infrastructure.Primary Responsibilities: System Management & Product Maintenance: Install, customize, and maintain mainframe network software, including but not limited to, z/OS Communication Server (VTAM, TCP/IP, FTP, SFTP, TLS, and Enterprise Extender) and Connect:Direct (NDM). Apply maintenance to all associated software & products as required to maintain system stability. Troubleshooting and Problem Resolution: Serve as a top-tier technical escalation point for complex problems involving mainframe networking within the mainframe environment, including middleware components (CICS, DB2, MQ, and JES2). Use diagnostic tools (e.g., IPCS, packet traces) to perform root cause analysis and implement effective solutions. Respond to and resolve incidents; work with vendor to identify and implement fix where applicable. Provide guidance to less experienced staff. Identify root causes of system issues and work with partner teams to fix the root cause. Performance and Tuning: Monitor system performance, conduct capacity planning, and implement performance-tuning measures to optimize system efficiency and ensure service-level agreements (SLAs) are met. Security and Compliance: Work closely with the security team to implement and maintain security protocols, including AT-TLS configuration and certificate management, to protect data and ensure compliance with corporate standards. Project Leadership: Lead and participate in large-scale projects, such as major software upgrades, hardware refreshes, and disaster recovery planning and exercises. Collaboration and Mentoring: Collaborate with application developers, operations staff, and other systems programmers. Provide technical guidance and mentorship to junior team members. Documentation: Maintain comprehensive documentation of system configurations, procedures, and problem-solving techniques. Education: Attend vendor sponsored conferences as a representative of the Bank to seek out industry technology to utilize at the Bank. Provide thought leadership at vendor-sponsored conferences, presenting new technologies or providing industry leadership in new technologies. Review training opportunities that are available and make recommendations. On-call Support: Take ownership of emergency support responsibilities as part of a 24/7 on-call rotation. Collaboration: Ability to work effectively in a team environment and collaborate with various departments to achieve organizational goals. Additional Responsibilities: Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Required skills and qualifications Technical expertise: 10+ years of hands-on experience in mainframe systems programming on the z/OS platform. Expert-level knowledge of z/OS Communication Server, including VTAM, TCP/IP, FTP, SFTP, TLS, Enterprise Extender, and Connect:Direct (NDM). In-depth knowledge of SMP/E for software installation and maintenance. Fluency in JCL, REXX, and CLIST among others. Analytical skills: Proven analytical and problem-solving skills for diagnosing and resolving complex technical issues. Communication: Excellent written and verbal communication skills, with the ability to explain complex technical information to both technical and non-technical audiences. Preferred Qualifications Strong proficiency with mainframe middleware, including IBM MQ Series on Z, CICS, & DB2 on Z. Education and experience Bachelor's degree in Computer Science, Information Technology, or a related field, or equivalent work experience. 10+ years of experience in mainframe systems programming, with a focus on networking and middleware. Relevant certifications are a plus. We support our team members with generous benefits. Competitive compensation Health, welfare, and retirement benefits 401(k) match at 5% Work-life balance and flexible work arrangements Banking Officers start with 25 days PTO plus 12 paid holidays 40 hours paid volunteer hours per year Much more. For details, see: M&T Benefits Overview About M&TM&T Bank is a Top 20 US bank holding company and one of the best performing and financial stable regional banks in the country, we offer our technology employees a wide range of performance-based career development opportunities. We have a strong commitment to our customers and the communities we serve, and we continue to grow with a focus on the future. So, when looking to advance your career, look to M&T. Grow with us.#LI-JB3M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Primary Responsibilities Maintain effective communication with all necessary parties involved in a new loan application, from the customer, loan officer, realtors, settlement agents, municipalities, and co-workers to ensure a seamless and positive application experience. Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Complete other related duties as assigned. Education and Experience Required Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. Education and Experience Preferred Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.55 - $34.25 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

Salary Range: 171,018.00 - 224,700.00 Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. TITLE: Senior Manager, U.S. Counterparty Credit Risk DUTIES: Scotia Capital (USA), Inc. Seeks Senior Manager, U.S. Counterparty Credit Risk in New York, NY to oversee market risk exposures for covered businesses and communicate to Trade Floor Risk Management (TFRM) management on trading risks, trader sentiment and market conditions. Manage daily Profit and Loss (P&L), risk and limit reports, and engage in discussions with the global team and trading management as appropriate. Oversee the review, approval and reporting of Credit Risk Exposures, including work on stress scenarios to monitor and report potential tail risks within the client portfolio across financing books (Repo, SBL, Prime Services, OTC). Lead trading groups in a proactive manner to promote open communication between risk and trading. Oversee new product proposals and make recommendations to TFRM management on limit change requests. Analyze margin exception requests and advise TFRM management accordingly. Communicate regularly with TFRM management on trading activity, trading risk profile, trader sentiment and market developments in covered businesses, including collaborating with other Bank and Group Risk Management (GRM) stakeholders to achieve common objectives. Oversee external and internal audits, including resolution of findings. Recommend changes in valuation methodology and maintain Official Rate Source Document for covered products. Identify risk taking activities and valuation issues through oversight of P&L. Oversee enhancement and upgrade of production and risk systems. Lead and drive a customer focused culture throughout their team to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Lead her team to ensure effective and efficient operations of her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct. Oversee a high-performance environment and implement a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment, including communicating vison/values/business strategy, managing succession, and development planning for the team. REQUIREMENTS: Master's degree or foreign equivalent in Mathematics, Computer Science or a related field and four (4) years of experience in the job offered or related occupation: analyzing large sets of unclean data with bash, Python, and C++; optimizing risk report generation system using various software engineering tools; utilizing knowledge of quantitative finance for mathematical modeling of financial risks; managing financial risk in market risk and counterparty credit risk; writing detailed process documentation of newly created systems and existing systems; liaising with different stakeholders from front to back office, to externals (auditors, regulators). Offered salary is between $171,018 and $224,700 per year, 40 hours per week. Telecommuting and/or working from home may be permissible pursuant to company policies. When not telecommuting, must report to work site. QUALIFIED APPLICANTS: Please apply directly through our website ********************************** by searching for Senior Manager, U.S. Counterparty Credit Risk & indicate job code KI072425WEB. Location(s): United States : New York : New York City Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Job DescriptionAmalgamated Bank, America's socially responsible bank, seeks to hire an Account Executive I to work in our Commercial Banking office in DC and to provide client service and support within the Commercial Banking division. By joining our team, you'll be joining a Bank that believes that that maintaining a diverse and inclusive workplace where everyone feels valued and respected is essential for us to grow as a company. We are dedicated to building a more equitable world in our everyday practices by embracing the values of our employees and customers. Essential Job Functions: Act as day to day relationship manager for assigned client portfolio. Ensure respective Commercial Bankers are well informed of client issues, request and opportunities for growth. Serve as primary point of contact for assigned clients; liaising with other areas of the bank to resolve client issues. Consult with clients to make appropriate recommendations on product, services and fee structures. Participate in sales process as requested by Commercial Bankers offering sales support, product expertise, product demonstrations and pro forma analyses. Deepen relationships by taking a consultative approach to client needs both from a product and service perspective. Maintain accurate client records through a central repository of shared drives or databases. Complete monthly or annual audit reviews as required for select products and services. Review and decision of daily overdraft and other account reports; escalate issues to management as needed. Maintain compliance with all bank policies, procedures and regulations. For new clients, provide and implement flawless account transition services from the incumbent bank to Amalgamated Bank including account opening, cash management service enrollment, and online banking training. Demonstrate a superior level of product acumen and attention to detail. Timely escalation to management and Commercial Bankers of client concerns or issues. Work remotely and be accessible nights and weekends for VIP client inquiries. Work independently and effectively manage multiple priorities. Respond to internal and external clients in a timely fashion. Perform other duties as directed. Knowledge, Skills and Experience Requirements: Bachelor's degree or equivalent experience Two to three years of experience in client facing roles Ability to accurately understand and audit financial statements Ability to work and adapt to a fast paced, evolving work environment Robust knowledge of Microsoft Office software package (Word, Excel, Outlook) Exceptional verbal, written communication and interpersonal skills Strong attention to detail and accuracy Our job titles may span more than one career level. The starting base salary for this role is between $60,000.00 - $70,000.00. The actual base pay is dependent upon many factors, such as training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas. Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”.

This position is responsible for managing the foreclosure process for an assigned portfolio of mortgage loans, contested foreclosures or loans in other litigation to ensure foreclosure is completed timely in accordance with investor guidelines and for providing administrative support related to the foreclosure process. Primary Responsibilities: Monitor progress of the foreclosure action from referral to post foreclosure, including management of issues raised, holds placed and review/research needed to complete the foreclosure action. Communicate with foreclosure attorneys to understand, minimize and avoid delays during the foreclosure. Work with foreclosure attorney to resolve simple contested/litigation actions and title issues to allow completion of the foreclosure action. Provide necessary status updates to investors during the foreclosure process. Assemble and provide documentation in response to investor or regulatory audit requests. Generate various scheduled and ad hoc reports as needed for Foreclosure, including but not limited to monthly scorecard reporting, exception reporting, and workflow tracking reports. Ensure investor deadlines within the foreclosure are met, including but not limited to FHA 1st legal deadlines and FHA eviction 1st legal deadlines. Prepare bidding instructions according to investor guidelines and ensure proper bidding for sales where M&T's lien is not in first position. Review VA appraiser invoices for payment. Obtain necessary W-9, set up payee header and submit invoice for payment. Perform initial review of documents required for foreclosure or simple contested litigation, gathering of backup and submission to Tier 2 Reviewer for further review and execution. Review equity position and prepare necessary equity analysis for potential charge off. Provide sale results to investor, MI companies and other necessary parties, updating systems as required. Work with attorneys to ensure proper reporting of foreclosure status to investors. Manage a variety of assigned tasks to hold, close or proceed with foreclosure taking action within the required service level agreement. Complete daily Sale Result QC for Foreclosure team. Monitor, distribute and respond to emails sent to Team email boxes. Receive, review and distribute legal mail received in Customer Asset Management (CAM) pertaining to residential property in which the bank has an interest, to avoid risk of loss to the bank or its investors and work with in house counsel and management to determine if external counsel must be engaged to represent M&T. Request checks for disbursement of bid deposit, senior lien payoff and settlements. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Promote an environment that supports belonging and reflects the M&T Bank brand. Complete other related duties as assigned. Scope of Responsibilities: This position interacts with external third-party foreclosure attorneys to ensure successful and timely completion of foreclosure consistent with investor guidelines. This position also interacts with CAM Management and internal & external counsel. Education and Experience Required: A combined 3 years' higher education and/or work experience, including a minimum of 1 year Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation). Working knowledge of word processing and spreadsheet software. Strong written and verbal communication skills. Detail oriented. Strong analytical and problem solving skills. Motivated, team player with a positive and friendly attitude. Education and Experience Preferred: 3 years' Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation). Proven ability to work effectively in a team environment. Knowledge of bank and departmental systems. Understanding of mortgage product including home equity loans and lines of credit. Experience reading and comprehending the contents of legal documents. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.55 - $34.25 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

**Thank you for your interest in joining our team!** **You are applying to a** **_Universal Banker pipeline requisition_** **for our Washington DC branches. This is not for a specific open position, but rather a way for us to keep your information on file and consider you when a suitable role becomes available.** **Because this is part of our ongoing talent sourcing process, it may take longer than usual to receive updates or a response regarding your application. We appreciate your patience and look forward to connecting when the right opportunity arises.** **Overview:** Specializes in our branch customer experience through sales, service and digital engagement of our Consumer and Business Banking customers. Supports daily operations of the branch as a Teller and meets customer service and sales needs as required by the assigned branch. Holds customer appointments scheduled by customers and/or branch team as well as walk-in appointments to identify customer needs; refers complex customer needs to the appropriate team member/partner. **Primary Responsibilities:** Educate customers and explain features and benefits of Consumer and Business Banking solutions; make recommendations based on the customer's identified needs. Engage customers in a variety of ways to bank with us and provide solutions to meet their needs, encouraging and supporting the use of digital capabilities in customer interactions. Explain the high-level criteria used to decision loan applications. Complete servicing-related responsibilities specific to Consumer and Business Banking customer relationships and lead with inquiries to identify opportunities to solve for other banking needs. Follow the Bank's sales process and provide simplified, customer-focused advice and guidance. Proactively reach out to customers to contribute to the retention and expansion of all Consumer and Business Banking relationships. Adhere to established customer service standards and provide a differentiated experience by understanding customer needs and delivering solutions in moments that matter most to them. Actively engage in lobby management, meeting and greeting customers and proactively inquiring and taking ownership to solve their banking needs. Introduce appropriate banking partner when servicing needs present an opportunity for a product solution. Assist and stay current with the Consumer and Business Banking AML (Anti-Money Laundering), BSA (Bank Secrecy Act) and KYC (Know Your Customer) processes and related activities. Identify and escalate cases of suspected fraud. Resolve and accurately log all customer complaints in the appropriate system. Review, approve and help resolve Consumer and Business Banking customer overdrafts. Accurately complete customer transactions. Complete related operational activities required by assigned branch, including documenting interactions and appointments with customers using the appropriate system. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Responsible for meeting and maintaining registration requirements under the Federal SAFE Act. Complete other related duties as assigned. **Scope of Responsibilities:** The position is responsible for providing exceptional service to branch customers and resolving customer problems in a timely manner. The position is a key driver of sales and the customer experience within the branch. The position is responsible for interacting with appropriate areas within the Bank to ensure branch-related operational issues are resolved efficiently and accurately. It is important for the jobholder to exemplify empathy, customer centricity, flexibility and adaptability, digital fluency, entrepreneurial spirit and critical thinking in support of the Company's culture and brand. In functioning in multiple capacities within the branch, it is important for the jobholder to be adaptable to service any and all banking needs of the customer, inclusive of new account opening or loan origination, problem resolution, video conferencing and processing of transactions. **Managerial/Supervisory Responsibilities:** Not Applicable **Education and Experience Required:** High school diploma or equivalent (GED) and a minimum of 1 year's proven retail sales, call center, customer service, or telesales experience Strong verbal communication skills Strong interpersonal skills Ability to interact with varying customers (consumer to small business) Ability to effectively handle difficult customer conversations Well-organized Proven time management skills Proven prioritization skills Ability to work under critical time constraints in a team environment Proficiency with internet user-level technology **Education and Experience Preferred:** Bilingual based on branch needs Proven referral and/or sales ability **Physical Requirements:** Ability to stand for long periods of time Prolonged use of hands and fingers Ability to lift light to heavy objects weighting 5 lbs. to 30 lbs. Ability to read fine print Ability to interact with customers in an open face-to-face work environment M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.00 - $32.60 (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Washington, District of Columbia, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Responsible for capturing and refining information security requirements and ensures their integration into information technology component products and information systems through purposeful security design or configuration. Provides advanced working guidance to technology teams and leadership in the areas of secure coding, application authentication, encryption, and quickly research and become competent in other areas as needed. Primary Responsibilities: Develop and implement engineering's technical security policies and procedures, and performance of security measures, Scan and test applications for potential vulnerabilities and non-compliance with security standards, Partner with engineering teams during code reviews to identify potential security vulnerabilities and advise strategies to develop more secure code, Integrate security tools and processes into the software development and operations (DevOps) pipeline, including automation of security checks and scans to identify and fix vulnerabilities early in the development process. Lead training sessions for technology teams in one-on-one coaching and large team training sessions on secure coding practices and information system security best practices. Configure and manage automated tools and solutions to address security weaknesses in applications, systems, and infrastructure. Partner closely with incident response teams to mitigate the impact of incidents from application security vulnerabilities and identify necessary steps to remediate findings. Proactively recommend process enhancements and implement prioritized improvements within Cybersecurity team to enhance application security capabilities. Track current events, technological advancements, and changes in the secure application development landscape to anticipate how attackers may change their tactics, and implement adjustments to internal technologies, policies, and procedures. Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Design, implement, maintain, and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: Partners primarily with individual contributors and leaders within Cybersecurity and Technology, and occasionally senior leaders within Cybersecurity. Determines and develops approach to solutions. Work is accomplished with periodic check-ins for alignment and limited direction. Work is evaluated upon completion to ensure objectives have been met. Proficient ability to use multiple Cybersecurity tools, specific to function. This role is used within Cybersecurity, typically in one of the following ways: Application Security - partners with engineers and developers to secure first-party and third-party code by reviewing the application, data, and systems it interacts with. Product Security - secures products by ensuring they are designed, developed, and delivered in a secure manner". Manager Responsibilities: No supervisory responsibilities Education and Experience Required: Bachelor's degree and a minimum of 3 years' relevant work experience, or in lieu of a degree, a combined minimum of 7 years' higher education and/or work experience, including a minimum of 5 years software development or application security Prior experience reviewing or fixing vulnerabilities identified using application security tools such as static application security testing (SAST), software composition analysis (SCA), interactive application security testing (IAST), dynamic application security testing (DAST), or application security posture management (ASPM) suite Intermediate understanding of the Software Development Life Cycle (SDLC) Ability to train technologist and people leaders at various levels on secure application development, both in person and virtually Excellent communication and interpersonal skills Education and Experience Preferred: Intermediate experience reviewing or fixing vulnerabilities identified using application security tools such as static application security testing (SAST), software composition analysis (SCA), interactive application security testing (IAST), dynamic application security testing (DAST), or application security posture management (ASPM) suite Understanding of common software weaknesses that impact cloud and web applications, beyond the Open Worldwide Application Security Project (OWASP) Top 10 Demonstrable experience developing and maintaining automation for application security tasks and defect identification Experience developing enterprise applications Knowledge of secure configuration of cloud-native and containerized apps in one or more Cloud environments Certifications in the area of Application Security Proficient persuasive communication skills to gain buy-in of others in cybersecurity and technology teams Ability to create an effective learning environment that allows for maximum learner results Must be comfortable with providing 1-1 coaching for all levels of individual contributors and up to SVP management Ability to build and maintain effective relationships within and across multiple technical teams Prior experience utilizing continuous integration and continuous deployment (CI/CD) pipeline instrumentation Highly proficient at coding with one or two programming languages Highly proficient with Agile development methodologies and version control systems Experience defining and reviewing software security features and capabilities #LI-JB3 #Remote M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $93,581.10 - $155,968.51 (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

Act as the liaison between Treasury Management/Merchant Consultant and Operations to service the maintenance needs of existing and prospective customers with a primary focus on Commercial Banking and complex setups. Ensure accuracy of Treasury Management (TM)/Merchant service setup . Receive instructions from Treasury Management/Merchant Consultant and clients and submit the resulting work order for the setup and maintenance of Treasury Management/Merchant products and services. Primary Responsibilities: Prepare Treasury Management/Merchant Work Orders using the Treasury Management Implementation Automation system (TMIA) and Technical Assistance Requests. Monitor and track implementation to avoid stalled or inactive implementations. Assist the TM/Merchant Consultant with gathering additional details for the setup and maintenance of Treasury Management/Merchant products, including but not limited to internal and external customer contact. Prepare and review TM/Merchant agreements. Under TM/Merchant Consultant direction: prepare, distribute, and collect customer legal agreements for clients' signatures. Validate TM/Merchant agreements for accuracy to include signature verification, and submit to Treasury Management Agreement Housing (TMAH) for processing. Coordinate and submit exception pricing for Commercial Banking and complex setups. Coordinate RM and Sales activities for required Tier II guidance lines for TM/Merchant products through CLAS and Business Banking Loan Processing Center (LPC) approval. Ability to work with a high level of independence, under general supervision. Ability to independently research and resolve issues regarding implementation, escalate issues as appropriate. Keep abreast of product lines, internal policies and procedures, and external regulations that may impact assigned area. Education and Experience Required: Associates Degree 3 years Treasury Management/Merchant customer service OR onboarding experience. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $26.00 - $43.34 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

APPLICATION GUIDELINES Applications will be reviewed on a rolling basis and must be received by Sunday, October 19, 2025. Applications received after the deadline may be reviewed dependent upon qualifications. We will review applications as received and will invite a short list of candidates to schedule a screening call with a member of our team. To protect the integrity of our structure candidacy process, we kindly ask that all applicants do not call, email, or message our office or any member of the Amalgamated Charitable Foundation (ACF) Team or Board of Directors about this opportunity. ABOUT US The Amalgamated Foundation is a platform for progressive, social change philanthropy that manages more than 200 donor-advised funds and collaborative funds. Committed to innovation, the Foundation is uniquely nimble and efficient in forging connections between individual donors, institutional funders, and grantees. Job Overview: ACF is seeking a highly motivated, organized, and experienced Compliance Manager to design, implement, and manage effective compliance training, consultation, and programming. This is a unique opportunity to support a high priority organization wide initiative working closely with internal and external stakeholders (e.g., clients) to ensure compliance with operational standards, financial requirements, Federal, State, and local regulations, and broader reputation considerations. With a focus on client satisfaction and operational efficiency, the ideal candidate will have strong organizational skills, a keen attention to detail, and the ability to manage multiple priorities simultaneously. The Manager will leverage their compliance expertise to develop and/or implement policy and cultivate a joyful compliance culture centered in responsive actions that initiate care for employees, clients, and documentation. CORE RESPONSIBILITIES Compliance Program Operations Build and maintain strong relationships with organization leaders and external clients, working across the organization to support a joyful culture of compliance Effectively navigate multiple arenas of risk and identify opportunities for improvement including consultative support, training, updating policies, and/or improving internal procedures Support the Director and operations team with tracking, analyzing, and resolving compliance support requests from other ACF departments Develop weekly Compliance Solutions Team (CST) meeting agenda. CST is a cross-functional working group spanning operations, business development, finance, legal, HR, and leadership. Track and document items discussed and lead follow-up to ensure resolution across multiple departments and decision makers Identify areas of risk and non-compliance and develop potential solutions through proposed changes in policy, procedure, guidance to clients, or other remedies Implement corrective processes and procedures with support from Chief Legal Officer, Senior Advisor, Director of Compliance and other departments at ACF Operationalize compliance solutions projects that will enhance processes or improve security of data, information, or policy documentation Support policy development and implementation across teams using the technology and business operations processes available. With Director, move policy through draft, review, approval, onboarding and training stages. Support internal alignment and standardization of policy practices through the development of operational procedures. In coordination with the Director, move recommended procedures through draft, review, approval, onboarding, and training stages. Support crisis management measures with crisis communications team, including implementing procedures for managing reputational threats and proactively assessing reputational considerations as part of decision-making processes. Manage documentation standards when policies or legal templates are revised or created; ensure consistent, easy access to policy documents for all stakeholders Ensure compliance with Federal, State, and local regulations and with IRS Standards, Rules, Regulations and Policies throughout all organizational policies, fund facing agreements, and standard business operations documentation Complete compliance reviews within ACF 360 Grant Solution (proposal manager) As requested, provide analysis of compliance with IRC 501 c3 and other regulations as they apply to proposed grant purposes, client activities, or other structured agreements Ability to develop policies and procedures that are informed by the end user experience. Training and Education Maintain up to date knowledge of legal and regulatory changes and emerging trends Support the Compliance Solutions Team (CST), a cross-functional working group spanning operations, business development, finance, legal, HR, and leadership, with the identification of training needs and support the development and implementation of an annual compliance workshop series, including but not limited to managing logistics, tracking attendees, content development, coordination with trainers, etc. Provide hands on support to those who register for, attend, and provide feedback on compliance workshop series or related trainings Develop compliance training workshops that elicit clear guidance with employees, provide examples to give context, and utilize methods to check for understanding Provide onboarding guidance to new employees regarding philanthropic compliance standards and their role in ensuring standards are followed consistently As needed, develop and provide onboarding guidance to new staff from client funds regarding philanthropic compliance standards and their role in ensuring standards are followed consistently As needed, conduct onboarding trainings and provide technical assistance to users of the ACF 360 Grant Solution (proposal manager) Workflow Management Provide highly responsive internal and external customer service when responding to compliance requests Use care and discretion when elevating compliance requests to the compliance solutions team, tracking conversations and decisions, and keeping records of compliance outcomes for continuous learning purposes Maintain up-to-date records in the compliance management system Develop and maintain detailed project plans and timelines for compliance programming Meet regularly with department leaders to align on internal implementation of compliance projects or to troubleshoot compliance requests Monitor and report project progress to leadership and stakeholders Analyze trends in inbound and internal compliance requests and recommend opportunities for organizational improvement and learning Client Communication, Support and Consultations Support Philanthropic Services Office with inbound compliance requests from clients and track workflows across departments and teams Support individual fund consultation to ensure fund compliance with policies and procedures; develop content for presentations where needed (consultations) Support special projects (including federal grants and non-c3 project streams) Codify best practices and procedures around client engagement and correspondence MINIMUM REQUIREMENTS 5 - 7 years of experience with 501c3, government, political, or federal contracting compliance. Demonstrated success in implementing programming and technical assistance for individuals navigating complex compliance regulations and standards Proven track record in project and/or program management roles, preferably within both start up and enterprise-scale environments. Able to lead external stakeholder relationships. Demonstrated success in developing and delivering virtual training curriculum and programming Strong client services skills and customer service mindset Strong teamwork skills and ability to coordinate work across departments A curious and adaptive approach to problem-solving High emotional intelligence Experience with tracking data using a variety of software tools and adaptability with use of manual data tracking methods Excellent, concise written communication Excellent communication and interpersonal skills, capable of working with both technical and non-technical stakeholders Ability to work across multiple software solutions and proactively learn and integrate new technologies. PREFERRED QUALIFICATIONS Experience with 501 c3 and 501 c4 charitable requirements is strongly preferred The successful candidate for this position will possess and demonstrate the following qualities: integrity, leadership, reliability, professionalism, desire to continuously improve and enhance areas of responsibility, an ability to see what needs to get done and the initiative to do it, masterful communicator, customer service ethic, ego-maturity, an ability to thrive in a changing and transforming organization, sense of humor, pleasant disposition, passion for participating in leading the Foundation from good to great, and a keen interest in philanthropy. SALARY & BENEFITS The starting salary for this position is $100,000 and is commensurate with experience. This position is a remote and a U.S. based role. The role will require domestic travel, as needed, including the Foundation's retreats and in-person meetings as necessary. Generous benefits package that includes 100% employer-paid health insurance (medical, dental, and vision), 401k match, PTO and leave policies, professional development funds, and remote work stipend. ACF ENVIRONMENT The work of our team is centered on the core values of the Amalgamated Foundation: Collaboration, Accountability, People First and Impact. We share a commitment to curiosity, growth and respect and are a lean team of doers and problem solvers. We are proud of our work in supporting the collective effort to make the world a more equitable and kinder place. The ACF environment is curious, flexible, committed, and willing to learn and grow as part of a small, collaborative team. As well as joyfully able to work in a start-up environment . At the Amalgamated Charitable Foundation, we value a diverse, inclusive workforce and we provide equal employment opportunity for all applicants and employees. All qualified applicants for employment will be considered without regard to an individual's race, color, sex, gender identity, gender expression, religion, age, national origin or ancestry, citizenship, physical or mental disability, medical condition, family care status, marital status, domestic partner status, sexual orientation, genetic information, military or veteran status, or any other basis protected by federal, state or local laws. Women, people of color, members of the LGBTQ+ community, and people from working-class backgrounds and/or with lived experiences are strongly encouraged to apply.

Responsible for monitoring, evaluating, and interpreting data on the Bank's Commercial Loan portfolio as it relates to the Credit Risk Rating Framework including preparation of trend analysis, exposure limits and various risk identification reports. Develop tools allowing for the monitoring of movements in the portfolio, identify emerging risks and make recommendations to management. Leverage risk experience and business knowledge to assist in planning initiatives to accomplish enterprise-wide goals around the Commercial Portfolio. Primary Responsibilities: Contribute to the effective management of commercial credit risk by supporting the Risk Rating Framework through analytical practices, adherence to regulatory guidance, and understanding of M&T Credit Culture. Assist with the review of the Probability of Default and Loss Given Default Masterscales, and the use of scorecards to assign credit risk ratings. Recommend improvements to Credit Risk Management. Support the PD and LGD Masterscales through large commercial datasets using statistical analysis in Statistical Analysis System (SAS), PYTHON or similar tool to properly compare estimates to historical performance. Communicate analytical results to Bank-wide stakeholders. Collaborate with Model Risk Management to ensure compliance with model governance requirements, including documentation updates, performance monitoring and validation support for department-owned models. Provide financial analysis and data support to other groups/departments across the Bank as required. Develop Knowledge around various Banking Regulatory requirements. Regularly present portfolio risk summaries and dashboards to management and governance committees. Lead special projects as requested by Management. Leadership/mentor junior staff. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Supervisory/ Managerial Responsibilities: N/A Education and Experience Required: Bachelor's Degree in a Business or Mathematics-based or related Disciple, or in lieu of degree four- or five-years' credit risk, financial or business analysis experience. Five years' relevant experience in Banking, Risk or Finance analysis or a related field. Five years' experience preparing written documentation and/or papers/publications. Statistical Analysis System (SAS), PYTHON or similar tool Education and Experience Preferred: MBA preferred. Development of Statistical Models M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America