Underwriter jobs at Amalgamated Bank - 631 jobs

Job Title: Senior Mortgage Underwriter Department: Mortgage Lending Department Location: Littleton, MA Reports to: Mortgage Underwriting Manager Career Stream: Individual Contributor Classification: Hybrid Onsite Frequency: On-site at HQ more than 10 days per month with assigned workspace Pay Grade: 12 FLSA Status: Exempt Pay Grade Range: ($81,812.64 - $102,265.90 - $122,719.17) Actual compensation offered may vary from the posted pay grade range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer. FUNCTION: Responsible for underwriting first mortgages and home equity loan applications. Ensures all files are complete and compliant with Workers Credit Union policies, investor requirements, mortgage insurance standards, and applicable government loan regulations. ESSENTIAL JOB DUTIES AND RESPONSIBILITIES: * Underwrites first mortgage loans in compliance with all secondary market requirements, private mortgage insurance requirements, regulatory requirements and Workers Credit Union policies. * Underwrites home equity loans in accordance with private mortgage insurance requirements, regulatory requirements and Workers Credit Union policies. * Evaluates borrower creditworthiness and collateral to determine loan eligibility and assess overall risk to the credit union. * Exercises sound judgment in approving, suspending, or denying loan applications based on a comprehensive risk analysis. * Uses analytic tools (i.e. Collateral Underwriter, fraud prevention, etc.) in the risk assessment of the loan to determine requirements to meet legal and investor requirements. * Ensures underwriting decisions align with the credit union's risk appetite, lending policies, and regulatory requirements. * Remains current on investor and mortgage insurance guidelines. * Prepares commitment letter for home equity and first mortgage loans. * Clears loans for closing by ensuring pre-closing conditions have been satisfied. * Reviews and decisions subordination requests according to loan policy. * Provides the origination staff with support for the review of preapprovals. * Uses knowledge of investor and mortgage insurance guidelines along with loan policy to not only approve loans as submitted but to restructure loans as required to obtain an approval. * Tracks key milestones such as contingencies, closing dates, and rate lock expirations; communicate proactively with all applicable teams. * Collaborates with internal stakeholders to resolve complex loan issues and ensure timely decision-making. * Prepares and issue revised Loan Estimates in compliance with TRID for any changes in circumstance. * Maintains confidentiality of all data. * Upholds the Workers Credit Union "Workers Way" culture through daily interactions and behaviors. * Performs other duties as assigned to support departmental and organizational goals. * Additional Responsibilities for Senior Mortgage Underwriter: * Serves as a subject matter expert and resource for junior underwriters, providing guidance on complex loan scenarios, regulatory compliance, and internal procedures. * Serves as a key decision-maker in loan policy exceptions, providing rationale and risk mitigation strategies. * Supports the training and onboarding of new team members and temporary staff in collaboration with underwriting leadership. * Takes ownership of high-volume or high-complexity pipelines including high-balance, non-conforming, or exception-based loans. * Leads or participate in departmental initiatives aimed at improving underwriting efficiency, compliance, and member experience. * Supports the implementation of policy updates, system enhancements, and procedural changes in coordination with mortgage underwriting leadership Other Duties: * May be asked to provide coverage in other WCU branches or departments. * Adhere to all WCU policies and procedures which include security compliance and following guidelines intended to limit risk exposure to fraud and losses. * Participates in department and/or organizational projects as directed. * Performs other tasks or functions as required, requested, necessary or prudent. * Maintains confidentiality of all member and credit union information and data. * Regularly demonstrates behaviors as defined by the credit union's Fundamentals, which are part of the Workers Way culture program. Education * High School Diploma or Equivalent Required. Experience: * 2-5 years of experience in secondary mortgage underwriting. Knowledgeable in real estate lending guidelines and regulations including secondary market. Skilled in evaluating borrower credit, collateral, and capacity in accordance with investor and regulatory guidelines. Proficient in using loan origination systems (LOS) and automated underwriting systems (AUS). Known for sound judgment, attention to detail, efficiency in pipeline management, and effective communication with Originators, Processors, and Closers to ensure timely and accurate closings. * Additional Qualifications for Senior Mortgage Processor: * 5-8 years of experience in secondary mortgage underwriting, including complex loan types such as jumbo, construction, non-conforming and portfolio products. Demonstrated ability to assess risk, make high-level credit decisions, and mentor junior underwriters. Experienced in leading underwriting process improvements and maintaining high-quality standards in a fast-paced environment. Recognized for attention to detail, leadership, and commitment to confidentiality and organizational values. Knowledge/Skills/Abilities/Competencies: A successful Underwriter demonstrates deep knowledge of mortgage products, investor guidelines, and regulatory requirements (including TRID, RESPA, and HMDA). Proficient in loan origination systems (LOS), AUS platforms, and document management tools. Strong analytical and decision-making skills are essential for assessing credit risk and ensuring sound underwriting decisions. Must be detail-oriented, organized, and capable of managing multiple priorities. The role requires confidentiality, adaptability, and collaboration with internal teams to ensure efficient, compliant, and risk-aligned loan underwriting. Work Environment: * Hybrid Work Environment: This position offers a hybrid work environment, combining remote work with regular on-site days at the Littleton Headquarters. This work environment is subject to change based on business needs. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. * This is a largely sedentary role. * While performing the duties of this job, the employee is regularly required to stand, talk, hear, and use hands and fingers to handle, feel or operate objects, tools, or controls and to reach with hands and arms. * This role routinely uses standard office equipment such as computers, phones, photocopier/scanner, filing cabinets, and fax machines. About Workers Credit Union: Since 1914, Workers Credit Union has existed to Improve the Daily Lives of our Members. We deliver on our core purpose by partnering with our members to help them make their best financial choices and improve their financial wellness. We call this The Workers Way and this is at the center of everything we do. Through our specialized financial counseling, we are pioneering a new member experience through high-touch service and convenient technology. We have grown to over 2.6 Billion in assets and serve over 120,000 members. We are one of the top performing credit unions in Massachusetts with big plans for the future! Benefits: * Comprehensive medical, dental and vision plans * Basic life and AD&D insurance, short-term disability and long-term disability * 15+ days of paid time off (PTO) per year * Up to 16 hours of volunteer time off (VTO) per year * 11+ paid holidays * 401(k) that includes a Safe Harbor Match of up to 4%. * Tuition Reimbursement Program * Mental health resources including an Employee Assistance Program (EAP) * Individualized learning and development programs EEO Statement: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

Job Title: Mortgage Underwriter Department: Mortgage Lending Department Location: Littleton, MA Reports to: Mortgage Underwriting Manager Career Stream: Individual Contributor Classification: Hybrid Onsite Frequency: On-site at HQ more than 10 days per month with assigned workspace Pay Grade: 11 FLSA Status: Exempt Pay Grade Range: ($72,072.62 - $90,090.83 - $108,109.04) Actual compensation offered may vary from the posted pay grade range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer. FUNCTION: Responsible for underwriting first mortgages and home equity loan applications. Ensures all files are complete and compliant with Workers Credit Union policies, investor requirements, mortgage insurance standards, and applicable government loan regulations. ESSENTIAL JOB DUTIES AND RESPONSIBILITIES: * Underwrites first mortgage loans in compliance with all secondary market requirements, private mortgage insurance requirements, regulatory requirements and Workers Credit Union policies. * Underwrites home equity loans in accordance with private mortgage insurance requirements, regulatory requirements and Workers Credit Union policies. * Evaluates borrower creditworthiness and collateral to determine loan eligibility and assess overall risk to the credit union. * Exercises sound judgment in approving, suspending, or denying loan applications based on a comprehensive risk analysis. * Uses analytic tools (i.e. Collateral Underwriter, fraud prevention, etc.) in the risk assessment of the loan to determine requirements to meet legal and investor requirements. * Ensures underwriting decisions align with the credit union's risk appetite, lending policies, and regulatory requirements. * Remains current on investor and mortgage insurance guidelines. * Prepares commitment letter for home equity and first mortgage loans. * Clears loans for closing by ensuring pre-closing conditions have been satisfied. * Reviews and decisions subordination requests according to loan policy. * Provides the origination staff with support for the review of preapprovals. * Uses knowledge of investor and mortgage insurance guidelines along with loan policy to not only approve loans as submitted but to restructure loans as required to obtain an approval. * Tracks key milestones such as contingencies, closing dates, and rate lock expirations; communicate proactively with all applicable teams. * Collaborates with internal stakeholders to resolve complex loan issues and ensure timely decision-making. * Prepares and issue revised Loan Estimates in compliance with TRID for any changes in circumstance. * Maintains confidentiality of all data. * Upholds the Workers Credit Union "Workers Way" culture through daily interactions and behaviors. * Performs other duties as assigned to support departmental and organizational goals. Other Duties: * May be asked to provide coverage in other WCU branches or departments. * Adhere to all WCU policies and procedures which include security compliance and following guidelines intended to limit risk exposure to fraud and losses. * Participates in department and/or organizational projects as directed. * Performs other tasks or functions as required, requested, necessary or prudent. * Maintains confidentiality of all member and credit union information and data. * Regularly demonstrates behaviors as defined by the credit union's Fundamentals, which are part of the Workers Way culture program. Education * High School Diploma or Equivalent Required. Experience: * 2-5 years of experience in secondary mortgage underwriting. Knowledgeable in real estate lending guidelines and regulations including secondary market. Skilled in evaluating borrower credit, collateral, and capacity in accordance with investor and regulatory guidelines. Proficient in using loan origination systems (LOS) and automated underwriting systems (AUS). Known for sound judgment, attention to detail, efficiency in pipeline management, and effective communication with Originators, Processors, and Closers to ensure timely and accurate closings. * Additional Qualifications for Senior Mortgage Processor: * 5-8 years of experience in secondary mortgage underwriting, including complex loan types such as jumbo, construction, non-conforming and portfolio products. Demonstrated ability to assess risk, make high-level credit decisions, and mentor junior underwriters. Experienced in leading underwriting process improvements and maintaining high-quality standards in a fast-paced environment. Recognized for attention to detail, leadership, and commitment to confidentiality and organizational values. Knowledge/Skills/Abilities/Competencies: A successful Underwriter demonstrates deep knowledge of mortgage products, investor guidelines, and regulatory requirements (including TRID, RESPA, and HMDA). Proficient in loan origination systems (LOS), AUS platforms, and document management tools. Strong analytical and decision-making skills are essential for assessing credit risk and ensuring sound underwriting decisions. Must be detail-oriented, organized, and capable of managing multiple priorities. The role requires confidentiality, adaptability, and collaboration with internal teams to ensure efficient, compliant, and risk-aligned loan underwriting. Work Environment: * Hybrid Work Environment: This position offers a hybrid work environment, combining remote work with regular on-site days at the Littleton Headquarters. This work environment is subject to change based on business needs. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. * This is a largely sedentary role. * While performing the duties of this job, the employee is regularly required to stand, talk, hear, and use hands and fingers to handle, feel or operate objects, tools, or controls and to reach with hands and arms. * This role routinely uses standard office equipment such as computers, phones, photocopier/scanner, filing cabinets, and fax machines. About Workers Credit Union: Since 1914, Workers Credit Union has existed to Improve the Daily Lives of our Members. We deliver on our core purpose by partnering with our members to help them make their best financial choices and improve their financial wellness. We call this The Workers Way and this is at the center of everything we do. Through our specialized financial counseling, we are pioneering a new member experience through high-touch service and convenient technology. We have grown to over 2.6 Billion in assets and serve over 120,000 members. We are one of the top performing credit unions in Massachusetts with big plans for the future! Benefits: * Comprehensive medical, dental and vision plans * Basic life and AD&D insurance, short-term disability and long-term disability * 15+ days of paid time off (PTO) per year * Up to 16 hours of volunteer time off (VTO) per year * 11+ paid holidays * 401(k) that includes a Safe Harbor Match of up to 4%. * Tuition Reimbursement Program * Mental health resources including an Employee Assistance Program (EAP) * Individualized learning and development programs EEO Statement: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

DE Underwriter - On-site/Hybrid (North Hollywood or Brea, CA) Salary: $70,000-$100,000 (DOE) Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Employment Type: Full-time (eligible for overtime) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office. Key Responsibilities Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products. Verify credit, income, and asset documentation with a focus on accuracy and compliance. Analyze tax returns, self-employed income, P&L statements, and business cash flow. Review WVOE, Bank Statement, DSCR, and Asset-based loans. Ensure all files meet FHA DE requirements and investor guidelines. Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions. Maintain updated knowledge of underwriting standards and investor policies. Qualifications Active FHA DE (Direct Endorsement) designation required. Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience required. Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard). Experience analyzing self-employed income and complex loan structures. In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines. Have worked as a front line underwriter within the past 12 months. Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Private Lending Underwriter Schedule: Monday-Friday, 9:30 AM - 5:30 PM Salary: $65,000-$75,000 (DOE) Benefits: PTO, Health, Vision, Dental Insurance, Hybrid Work We're seeking an experienced Private Lending Underwriter to join a rapidly growing real estate lending firm. This role is responsible for evaluating borrower financials, project feasibility, and collateral risk for private lending loans, including construction, renovation, and DSCR term loans. The ideal candidate brings strong analytical skills, sound credit judgment, and the ability to make timely, accurate underwriting decisions in a fast-paced environment. Responsibilities: Analyze borrower credit, financials, and project scope to assess loan risk. Review appraisals, budgets, and title documentation for accuracy and compliance. Ensure loans meet company credit policy and investor guidelines. Manage and prioritize a personal loan pipeline to meet turn-time targets. Communicate loan decisions and conditions with internal teams. Identify and escalate exceptions or risk concerns when warranted. Collaborate cross-functionally with processing, closing, and management teams. Qualifications: 3+ years of experience in mortgage underwriting, ideally within private lending or non-agency/portfolio lending. Experience underwriting construction or renovation loans strongly preferred. Familiarity with DSCR, fix-and-flip, and bridge products a plus. Proficiency in Microsoft Office and loan origination/document management systems. Strong problem-solving and communication skills. Must currently be employed (no unemployment over 12 months). 📌 National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are established by our client and must be followed as outlined. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Senior DE Underwriter (Remote - California) Our client is seeking an experienced Senior DE Underwriter to join a growing California-based mortgage lender. This position is fully remote but requires residency in the state of California. The ideal candidate will have a strong underwriting background across both Agency and FHA products, an active Direct Endorsement (DE) certification, and the ability to analyze complex borrower profiles including self-employed income and alternative documentation loans. Key Responsibilities Underwrite and issue loan decisions for Fannie Mae, Freddie Mac, and FHA mortgage loans. Analyze personal and business tax returns, income, assets, credit, and collateral. Evaluate WVOE, P&L, Bank Statement, DSCR, and Asset-based documentation. Ensure loans meet investor and agency compliance standards. Communicate underwriting decisions and conditions clearly to internal teams. Collaborate with Account Managers, Loan Officers, and Brokers to resolve conditions quickly. Maintain accuracy, efficiency, and strong turn times in a high-volume environment. Qualifications Minimum 5 years of residential mortgage underwriting experience. Active FHA Direct Endorsement (DE) required. (used within past 11 months) Proficient in Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard). Strong working knowledge of Agency and FHA guidelines. Skilled at income calculation for self-employed borrowers. Experience with Non-QM or alternative documentation loans preferred. Must be currently employed in the mortgage industry (no gaps exceeding 12 months). Must reside in California. Compensation & Benefits Base Salary: $70,000-$100,000 (based on experience) Bonus: Monthly eligibility after 2 years (based on funding volume) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Work Model: Remote - California residents only Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities: Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements. Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. Ensure loan files are complete, accurate, and compliant before final approval or denial. Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. Provide guidance and support to junior underwriters and other team members as needed. Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements: Minimum of 3+ years of experience in underwriting Non-QM loans. Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. Experience Underwriting Non-QM products within the past year. Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. Excellent communication skills, both written and verbal. Ability to work independently and as part of a collaborative team. Strong organizational and problem-solving skills. Salary: 90-100k, No bonus, paid OTThank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities: Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements. Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. Ensure loan files are complete, accurate, and compliant before final approval or denial. Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. Provide guidance and support to junior underwriters and other team members as needed. Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements: Minimum of 3+ years of experience in underwriting Non-QM loans. Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. Experience Underwriting Non-QM roles within the last 6 months. Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. Excellent communication skills, both written and verbal. Ability to work independently and as part of a collaborative team. Strong organizational and problem-solving skills. Salary: 90-100kThank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $105,000 per year Exempt role (no paid overtime0 Discretionary bonus Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) - On-Site Our client, a growing California-based mortgage lender, is seeking an experienced Non-QM Underwriter with expertise in DSCR, Bank Statement, and alternative documentation loan products. Key Responsibilities Review and underwrite Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based mortgage loans. Analyze self-employed and alternative documentation income calculations. Ensure all files meet company, investor, and regulatory guidelines. Run AUS findings and evaluate risk using DU, LPA, and Total Scorecard. Communicate effectively with processors, account managers, and loan officers to resolve file conditions. Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times. Stay current on investor guidelines and evolving Non-QM products. Qualifications Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience (required). Advanced understanding of DSCR, Bank Statement, VOE, P&L, and Asset-based loans. Strong experience underwriting self-employed borrowers and complex income structures. Proficiency with Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard). Must have underwritten front line loans within the past 12 months. Compensation & Benefits Base salary: $70,000-$100,000 (DOE) Bonus: Monthly eligibility after 2 years based on funding quota Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

DE Underwriter - On-site/Hybrid (North Hollywood or Brea, CA) Salary: $70,000-$100,000 (DOE) Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Employment Type: Full-time (eligible for overtime) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office. Key Responsibilities Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products. Verify credit, income, and asset documentation with a focus on accuracy and compliance. Analyze tax returns, self-employed income, P&L statements, and business cash flow. Review WVOE, Bank Statement, DSCR, and Asset-based loans. Ensure all files meet FHA DE requirements and investor guidelines. Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions. Maintain updated knowledge of underwriting standards and investor policies. Qualifications Active FHA DE (Direct Endorsement) designation required. Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience required. Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard). Experience analyzing self-employed income and complex loan structures. In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines. Have worked as a front line underwriter within the past 12 months. Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) - On-Site only- NOT REMOTE OR HYBRID Our client, a growing California-based mortgage lender, is seeking an experienced Non-QM Underwriter with expertise in DSCR, Bank Statement, and alternative documentation loan products. Key Responsibilities Review and underwrite Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based mortgage loans. Analyze self-employed and alternative documentation income calculations. Ensure all files meet company, investor, and regulatory guidelines. Run AUS findings and evaluate risk using DU, LPA, and Total Scorecard. Communicate effectively with processors, account managers, and loan officers to resolve file conditions. Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times. Stay current on investor guidelines and evolving Non-QM products. Qualifications Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience (required). Advanced understanding of DSCR, Bank Statement, VOE, P&L, and Asset-based loans. Strong experience underwriting self-employed borrowers and complex income structures. Proficiency with Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard). Must have underwritten front line loans within the past 12 months. Compensation & Benefits Base salary: $70,000-$100,000 (DOE) Bonus: Monthly eligibility after 2 years based on funding quota Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

A Day in the Life of an Underwriter • Test and monitor company compliance controls and create annual schedule for same • Support audit process and third-party compliance response • Update/draft internal policies and procedures. • Coordinate with GC/CCO and AGC/CO to expand compliance framework. • Ensure that company disclosures and materials reflect current law and regulations. • Manage compliance training and generate compliance reports. • Assist AGC/CO in compliance assessments and control implementation, particularly in regards to regulatory changes. • Contribute to company-level initiations and special projects. • Provide general support to the Legal and Compliance department What You Have • Analytical, with strong attention to detail • 2+ years of Underwriting or relevant work experience • Comfortable conducting business on the phone • Articulate and well spoken • Self-motivated • Strong work ethic and professional attitude • Bachelor's degree required • Financial experience a plus **This role is not eligible for visa sponsorship. All applicants must be authorized to work for any employer in the US. Base Salary: $70,000 About Fora Financial Fora Financial is a technology enabled, leading provider of flexible financing to small and medium sized businesses. Since our inception in 2008, we have supported more than 55,000 merchants nationwide with over $4 billion of capital used for a variety of purposes, from funding everyday operating expenses to managing cash flow gaps to facilitating business expansion, and much more. Leveraging our proprietary technology, Fora Financial is able to deliver capital to our customers via a streamlined and simple process that can be completed in as little as 24 hours, compared with the weeks or even months it often takes for a business to receive a bank loan. Over the past seventeen years, Fora Financial has grown from two founders in a small Manhattan workspace to a company of nearly 200 employees. Fora Financial prides itself on being a partner-centric organization, offering a customized funding approach, collaborating with our small-business customers to understand their needs in a dynamic and ever-changing economic environment. We offer a competitive salary, growth potential, and a casual yet professional hybrid work environment. Located in the heart of midtown Manhattan, you can enjoy lunch downstairs listening to the summer band series or around the corner in Bryant Park. After work, you can hop on a Citi Bike to ride to the Hudson River Park, take a stroll to a show on Broadway or attend an event at Madison Square Garden. Our office sets the stage for our employees' success and well-being. We provide all the tools and support needed to maximize your career potential, in addition to perks and extras like daily breakfasts, endless snacks, catered lunches, a chill lounge/games area and more. While we work very hard, we do not take ourselves too seriously. We enjoy a family-like camaraderie that fosters a passion for success in each Fora Financial Team member. The Benefits of Working for Fora Financial: Opportunity for Advancement Medical, Dental, Vision Coverage 401k Plan with Company Match Gym Reimbursement for Employees on Medical Plans Life Insurance at No Cost to Employees Generous Time Off Plan Flexible Spending and Commuter Benefits Year End Bonus Eligibility Free breakfast, snacks, and weekly lunch in the office Hybrid work option Fora Financial is an Equal Opportunity Employer. We are committed to fostering a diverse and inclusive workplace where all individuals are treated with respect and dignity. We do not discriminate on the basis of race, color, religion, sex, gender identity, sexual orientation, national origin, disability, age, veteran status, or any other legally protected status under local, state, or federal law. Fora Financial provides reasonable accommodations for qualified individuals with disabilities. If you need assistance or accommodations due to a disability during the application process, please contact *********************************.

Join Our Team as a Mortgage Underwriter at IHMVCU! IHMVCU is committed to helping our members achieve homeownership and financial goals by offering mortgage solutions. We are seeking a highly skilled Mortgage Underwriter with a background in secondary market lending and home equity underwriting to join our team and play a critical role in assessing risk, ensuring compliance and supporting our operations. This role will enjoy a hybrid working environment at our beautiful headquarters located on River Drive in Moline, IL. This facility includes a comfortable office environment with an on-site gym facility. Education and Experience: * Two-year college degree or equivalent combination of education and experience. * Minimum of 2 years of experience in Mortgage Lending Experience, with emphasis on secondary market and home equity underwriting. * Excellent communication and interpersonal skills, with the ability to collaborate effectively. * Strong analytical skills with a strong attention to detail and commitment to accuracy. * Ability to work independently, manage multiple tasks and meet deadlines in a fast-paced environment. * High level of integrity and commitment to member service. What are some of the responsibilities of a Mortgage Underwriter? * Evaluate, analyze, and approve/deny loan applications within guidelines established by each investor in a timely manner -no more than 48-hour turn around time. Clear underwriting conditions for final approval and closing of loan. * Coordinate with mortgage team in analyzing and solving situations that may arise in the mortgage application and loan process. Offer alternative suggestions when loan cannot be approved as submitted. * Understand and apply all federal and state regulations governing credit union lending, with particular emphasis on rules and regulations governing mortgage lending. * Continuing education as needed to remain current with underwriting guidelines, investor requirements and regulatory policies. Have comprehensive knowledge of all mortgage loan products and programs available through the credit union as well as our affiliate relationships. Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits ********************** Final compensation will be determined by various factors such as experience, specific skills and internal pay equity. Move Up your career at IHMVCU with this great opportunity! Physical Requirements * Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. * Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly. * Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound. * Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. * Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; * Lifting Demands: Up to 10 lbs.

Job Description Join Our Team as a Mortgage Underwriter at IHMVCU! IHMVCU is committed to helping our members achieve homeownership and financial goals by offering mortgage solutions. We are seeking a highly skilled Mortgage Underwriter with a background in secondary market lending and home equity underwriting to join our team and play a critical role in assessing risk, ensuring compliance and supporting our operations. This role will enjoy a hybrid working environment at our beautiful headquarters located on River Drive in Moline, IL. This facility includes a comfortable office environment with an on-site gym facility. Education and Experience: Two-year college degree or equivalent combination of education and experience. Minimum of 2 years of experience in Mortgage Lending Experience, with emphasis on secondary market and home equity underwriting. Excellent communication and interpersonal skills, with the ability to collaborate effectively. Strong analytical skills with a strong attention to detail and commitment to accuracy. Ability to work independently, manage multiple tasks and meet deadlines in a fast-paced environment. High level of integrity and commitment to member service. What are some of the responsibilities of a Mortgage Underwriter? Evaluate, analyze, and approve/deny loan applications within guidelines established by each investor in a timely manner -no more than 48-hour turn around time. Clear underwriting conditions for final approval and closing of loan. Coordinate with mortgage team in analyzing and solving situations that may arise in the mortgage application and loan process. Offer alternative suggestions when loan cannot be approved as submitted. Understand and apply all federal and state regulations governing credit union lending, with particular emphasis on rules and regulations governing mortgage lending. Continuing education as needed to remain current with underwriting guidelines, investor requirements and regulatory policies. Have comprehensive knowledge of all mortgage loan products and programs available through the credit union as well as our affiliate relationships. Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits ********************** Final compensation will be determined by various factors such as experience, specific skills and internal pay equity. Move Up your career at IHMVCU with this great opportunity! Physical Requirements Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly. Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound. Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; Lifting Demands: Up to 10 lbs.

Aviation Insurance - Underwriter - New York City About Us America's First Name in Aviation Insurance -- Our tagline is far more than just a marketing slogan - it's literally true. In 1928, two enterprising pilots developed the idea of offering specialized insurance to the aviation industry. Working diligently, they established USAIG, an insurance pool composed of insurers dedicated to providing expertise in aviation underwriting and claims handling. USAIG quickly became and today remains a leading insurance provider to all segments of the aviation and aerospace industry. United States Aviation Underwriters, Inc. (USAU) manages an insurance pool of member companies, United States Aircraft Insurance Group (USAIG) and underwrites on behalf of the member companies within the USAIG pool. We are a subsidiary of General Re Corporation, a leading global reinsurer, and a member of the Berkshire Hathaway Inc. family of companies. Position Description Do you have a pilot's heart and an accountant's attention to detail? If so, we'd like to hear from you! We currently offer an excellent opportunity for an Aviation Insurance - Underwriter in our New York City Branch Office. The successful candidate will review general aviation insurance proposals to evaluate, classify and rate personal, corporate or commercial programs, accept or reject applications, negotiate pricing and coverage and perform various administrative functions by engaging in and performing duties and responsibilities which include but are not limited to the following: Position Responsibilities - Examine documents such as applications and inspection reports to analyze risk factors relating to the aircraft, factors such as applicant's use of aircraft, pilots and airports, financial standing, accident experience, and value and condition of aircraft. - Review company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluate possibility of losses due to catastrophe. - Communicate with clients and brokers, insurance or inspection companies to obtain information, quote rates, or explain company underwriting policies. - Design customized insurance programs based upon risk assessment. - Decline undesirable risks based upon company designated criteria. - Create underwriting reports utilizing word processing, spreadsheet and data base software programs. - Initiate administrative processes such as generation of quotes, binders, invoices and insurance policies. - Create and maintain strong internal and external client relations. - Perform miscellaneous projects and administrative functions as assigned. Role Qualifications and Experience - Bachelor's Degree; aviation/business related concentration preferred. - Private pilot license with instrument rating desired. Approximately 300 plus flight hours preferred. - One to three years aviation insurance experience preferred. Prior aviation industry experience desired. - High quality underwriting and customer service skills required to handle complex coverage issues and challenging client relations. - Strong knowledge of industry issues and trends required. - Advanced analytical and mathematical proficiency preferred. - Solid computer skills required. Microsoft Office Word, Excel, PowerPoint and Access desired. - Excellent interpersonal skills and ability to handle challenging client relations necessary. - Strong communication skills including solid presentation skills required. - Solid negotiation skills and ability to exercise sound judgment and decision making necessary. - Independent thinker possessing self motivation, detail orientation, solid organization skills and ability to prioritize projects and work assignments needed. - Ability to work well under time constraints and meet deadlines required. - Ability to work well in a team environment and collaborate with internal and external business partners to ensure timely and appropriate management of service issues needed. - Attainment of insurance agent's license and continuing education requirements for license renewal necessary. - Ability to work from the Company's physical office location needed. - Flexibility to travel (some overnight travel); sometimes with short notice required. - Willingness to take professional development, insurance and aviation related courses necessary. Salary Range 70,000.00 - 120,000.00 USD The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training. Our Corporate Address United States Aircraft Insurance Group 125 Broad Street New York, NY 10004 At USAU and CAIM, we celebrate diversity and are committed to creating an inclusive environment for all employees. It is USAU and CAIM's continuing policy to afford equal employment opportunity to all employees and applicants for employment without regard to race, color, sex, (including childbirth or related medical conditions), religion, national origin or ancestry, age, past or present disability, marital status, liability for service in the armed forces, veterans' status, citizenship, sexual orientation, gender identity or any other characteristic protected by applicable law. In addition, USAU and CAIM provide reasonable accommodation for qualified individuals with disabilities in accordance with Americans with Disabilities Act and applicable Canadian law.

Mortgage Underwriter (Conventional or DE) - On-Site or Hybrid Our client is seeking an experienced Mortgage Underwriter (Conventional or DE) to join their expanding underwriting team. The ideal candidate will have a strong background in residential underwriting, proven Agency experience (Fannie Mae, Freddie Mac, FHA), and the ability to analyze complex borrower profiles. DE certification is strongly preferred. Key Responsibilities Review and underwrite Agency and FHA mortgage applications for compliance with investor guidelines. Analyze borrower income, credit, assets, and collateral for accuracy and risk. Ensure all files meet internal and investor requirements for quality and compliance. Communicate underwriting decisions and conditions to internal teams clearly and promptly. Collaborate with processors, account managers, and sales teams to resolve conditions and expedite approvals. Maintain current knowledge of Agency and FHA regulations and investor updates. Manage multiple files efficiently in a fast-paced environment. Qualifications Minimum 5 years of residential mortgage underwriting experience 3+ years of Agency underwriting experience (Fannie Mae, Freddie Mac, or FHA) FHA experience required; DE certification strongly preferred Proficiency in Encompass LOS, CoreLogic FraudGuard, and AUS (DU, LPA, Total Scorecard) Excellent analytical and communication skills Currently active in the industry (no unemployment longer than 12 months) Compensation & Benefits Base Salary: $70,000-$100,000 (DOE) Bonus: Monthly, after 2 years (based on funding volume) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are established by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Mortgage Underwriter (Conventional or DE) - On-Site only Our client is seeking an experienced Mortgage Underwriter (Conventional or DE) to join their expanding underwriting team. This position can be on-site in either North Hollywood or Brea, CA. The ideal candidate will have a strong background in residential underwriting, proven Agency experience (Fannie Mae, Freddie Mac, FHA), and the ability to analyze complex borrower profiles. DE certification is strongly preferred. Key Responsibilities Review and underwrite Agency and FHA mortgage applications for compliance with investor guidelines. Analyze borrower income, credit, assets, and collateral for accuracy and risk. Ensure all files meet internal and investor requirements for quality and compliance. Communicate underwriting decisions and conditions to internal teams clearly and promptly. Collaborate with processors, account managers, and sales teams to resolve conditions and expedite approvals. Maintain current knowledge of Agency and FHA regulations and investor updates. Manage multiple files efficiently in a fast-paced environment. Qualifications Minimum 5 years of residential mortgage underwriting experience 3+ years of Agency underwriting experience (Fannie Mae, Freddie Mac, or FHA) FHA experience required; DE certification strongly preferred Proficiency in Encompass LOS, CoreLogic FraudGuard, and AUS (DU, LPA, Total Scorecard) Excellent analytical and communication skills Currently active in the industry (no unemployment longer than 12 months) Compensation & Benefits Base Salary: $70,000-$100,000 (DOE) Bonus: Monthly, after 2 years (based on funding volume) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are established by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Underwriter I - UO08KE Underwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies. * In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves. * Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy * Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral. * Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers * Actively drive and participate in an assigned amount of project work and special assignments * Ensure data integrity reports are promptly completed * Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance * Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools) QUALIFICATIONS: * Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math * Strong interpersonal and business communication skills * Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred * Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables) * Strong communication, presentation, interpersonal, analytical and research skills This position can be filled at different levels depending on experience This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $49,920 - $83,160 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies. - In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves. - Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy - Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral. - Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers - Actively drive and participate in an assigned amount of project work and special assignments - Ensure data integrity reports are promptly completed - Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance - Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools) QUALIFICATIONS: - Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math - Strong interpersonal and business communication skills - Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred - Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables) - Strong communication, presentation, interpersonal, analytical and research skills **This position can be filled at different levels depending on experience** This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $49,920 - $83,160 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. 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