American Credit Acceptance Leadership

Andrea Forino is a Chief Human Resources Officer at American Credit Acceptance and EVP of Human Resources at Endeavor Schools and is based in Spartanburg, South Carolina. She has worked as Founder/Consultant at Luna Leadership Group, Director of Human Resources at Thornton Tomasetti, and Senior Vice President Human Resources at Healthfirst. Andrea attended Emory University between 1984 and 1988.

Seasoned business leader with a broad array of business experience, including banking, financial services, manufacturing, consumer electronics, and technology. Successful track record in working in large corporate environments, as well as small and medium-sized companies. Authentic people connector, communicator and team builder with a diverse skillset across global operations, risk management, regulatory compliance, controllership, budgeting, forecasting, tax, treasury, and SOX.

Tim MacPhail is a CFO at American Credit Acceptance and is based in Spartanburg, South Carolina. He has worked as Associate, Corporate & Investment Banking at Wells Fargo; Director (Corporate Development) at American Credit Acceptance; and MBA Graduate Associate at Sigma Gamma Tau National Honor Society in Aerospace Engineering. Tim studied at Carlson School of Management between 2008 and 2010 and Wake Forest University between 1996 and 2000.