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American Credit Acceptance salary estimate

$59,001yearly

$28.37 hourly rate

Entry-level salary
$31,000 yearly salary
Updated December 15, 2025

Understanding American Credit Acceptance Salaries

At American Credit Acceptance, the average salary of $59,001 reflects a competitive compensation model. The highest paying jobs often include roles in finance and management, with salaries varying by location and department. For instance, employees in finance positions report some of the most favorable earnings, underscoring the value of expertise in this sector.

Salary estimates can fluctuate significantly based on geographic location, with certain states offering higher wages to attract top talent. For example, locations with a higher cost of living tend to have salaries that align with expenses, ensuring that employees maintain a comfortable standard of living. Understanding these factors can help prospective employees gauge their earning potential effectively.

Highest paying jobs at American Credit Acceptance

The highest paying jobs at American Credit Acceptance are director of analytics, software leader, information technology architect, and application software developer. Director of analytics jobs at American Credit Acceptance earn an average yearly salary of $136,261, American Credit Acceptance software leader jobs average $126,955, and American Credit Acceptance information technology architect jobs average $117,625.

The lowest paying American Credit Acceptance roles include cashier and file clerk. American Credit Acceptance cashier average salary is $27,702 per year. So while the average American Credit Acceptance salary is $59,001 there is a big variation in pay depending on the role.

Highest paying jobs at American Credit Acceptance

RankJob titleAverage American Credit Acceptance salaryHourly rate
1Director Of Analytics$136,261$65.51
2Software Leader$126,955$61.04
3Information Technology Architect$117,625$56.55
4Application Software Developer$106,022$50.97
5Information Technology Project Manager$104,076$50.04
6Computer Scientist$101,786$48.94
7Database Engineer$100,265$48.20
8Statistician$91,291$43.89
9Database Developer$91,246$43.87
10Quality Assurance Engineer$86,724$41.69
11Funding Analyst$84,028$40.40
12Business Analyst$79,945$38.44
13Team Leader$76,707$36.88
14Underwriter$70,646$33.96
15Computer Systems Administrator$70,055$33.68
16Collection Team Lead$68,797$33.08
17Data Administrator$65,310$31.40
18Internal Auditor$62,851$30.22
19Collection Supervisor$61,391$29.51
20Account Manager$56,305$27.07

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Average American Credit Acceptance salary by state

American Credit Acceptance pays the highest salaries in Georgia due to higher costs of living and competition in the state.

RankStateAverage American Credit Acceptance salaryHourly rate
1Georgia$55,729$26.79
2South Carolina$53,453$25.70
3Idaho$53,236$25.59

How much does American Credit Acceptance pay by location?

The average American Credit Acceptance salary varies by location. American Credit Acceptance salaries are the highest in Iselin, NJ, at $68,539 per year. American Credit Acceptance pays the second highest average salary in Houston, TX, at $56,608 per year. It's important to factor in the cost of living when negotiating a salary or choosing a place to work.

Highest paying American Credit Acceptance locations

RankLocationAverage American Credit Acceptance salaryHourly rate
1Iselin, NJ$68,539$32.95
2Houston, TX$56,608$27.22
3Denver, CO$54,594$26.25
4Spartanburg, SC$53,450$25.70

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American Credit Acceptance salaries by department

Salaries at American Credit Acceptance vary depending on the department you work in. American Credit Acceptance salaries in the engineering department are the highest with an average salary of $95,021. Employees in the marketing department at American Credit Acceptance receive relatively high salaries as well, with an average salary of $88,419 per year. Departments that don't pay as well at American Credit Acceptance include the customer service and the administrative organizational functions, with employees earning average salaries of $36,219 and $40,238, respectively.

Average American Credit Acceptance salary by department

RankDepartmentAverage American Credit Acceptance salaryHourly rate
1Engineering$95,021$45.68
2Marketing$88,419$42.51
3Research & Development$86,278$41.48
4Plant/Manufacturing$81,912$39.38
5IT$74,974$36.05
6Finance$67,869$32.63
7Retail$62,171$29.89
8Human Resources$55,497$26.68
9Sales$53,379$25.66
10Accounting$51,046$24.54
11Administrative$40,238$19.35
12Customer Service$36,219$17.41

How much does American Credit Acceptance pay by department?

Best paying American Credit Acceptance finance salaries

RankPositionAverage American Credit Acceptance salaryHourly rate
1Senior Analyst$88,772$42.68
2Funding Analyst$84,028$40.40
3Underwriting Clerks Supervisor$73,243$35.21
4Underwriter$70,646$33.96
5Collection Team Lead$68,797$33.08
6Collection Supervisor$61,391$29.51
7Finance Advisor$60,221$28.95
8Collections Manager$57,000$27.40
9Loan Counselor$47,799$22.98
10Collections/Account Manager$45,571$21.91
11Loss Mitigation Specialist$43,049$20.70
12Payment Processor$35,423$17.03
13Loan Services Representative$33,832$16.27
14Verification Specialist$30,482$14.65

Best paying American Credit Acceptance sales salaries

RankPositionAverage American Credit Acceptance salaryHourly rate
1Market Manager$82,618$39.72
2Account Manager$56,305$27.07
3Inside Sales Representative$43,864$21.09
4Funding Specialist$43,815$21.06
5Inbound Sales Specialist$35,900$17.26
6Collections Representative$35,167$16.91
7Collection Agent$32,798$15.77

Best paying American Credit Acceptance IT salaries

RankPositionAverage American Credit Acceptance salaryHourly rate
1Internal Audit Director$126,900$61.01
2Information Technology Architect$117,625$56.55
3Senior Network Engineer$115,287$55.43
4Credit Officer$114,185$54.90
5Information Technology Project Manager$104,076$50.04
6Clinical Statistics Manager$101,548$48.82
7Data Integrity Specialist$86,113$41.40
8Computer Systems Engineer$74,316$35.73
9Programmer Analyst$72,956$35.08
10Computer Systems Administrator$70,055$33.68
11Network Technician$68,374$32.87
12Data Administrator$65,310$31.40
13Credit Analyst$60,802$29.23
14Funding Specialist$43,815$21.06

American Credit Acceptance competitors’ average salaries

Average salaries at American Credit Acceptance competitors, like TD Auto Finance, Midland Credit Management, and Global Lending Services, vary. TD Auto Finance employees earn the highest salaries, with an average yearly salary of $65,342. The average salary at Midland Credit Management is $64,987 per year, and the average salary at Global Lending Services is $62,488 per year.

Highest paying American Credit Acceptance competitors

RankCompany nameZippia scoreAverage salary
1TD Auto Finance4.8$65,342
2Midland Credit Management4.5$64,987
3Global Lending Services4.4$62,488
4American First Finance4.1$60,111
5SIMM Associates4.1$59,850
6Commercial Collection Corp. of NY3.8$59,378
7GM Financial4.8$58,603
8Farm Bureau Bank3.7$57,492
9National Credit Center3.5$56,832
10Santander Consumer USA4.6$55,833
11Exeter Finance4.6$50,910
12Triad Financial Sm Llc4.3$46,551
13Financial Recovery Technologies4.2$46,237
14Asset Management Outsourcing4.4$43,711
15The Car Finance Company4.1$43,483
16Navient4.1$42,771
17Windham Professionals4.0$41,502
18Credit Acceptance4.5$40,246
19Enterprise Recovery Systems3.9$39,722
20Consumer Portfolio Services4.3$39,438

Recently added American Credit Acceptance salaries

JobLocationDate addedSalary
Sales AgentMaitland, FL06/10/2025$29,218
Sales AgentMaitland, FL03/27/2025$29,218
VP, Business AnalyticsSpartanburg, SC03/19/2025$230,000
Lead Quality Assurance EngineerSpartanburg, SC03/07/2025$109,000
SR. Director, Pricing AnalyticsSpartanburg, SC03/07/2025$180,565

Frequently asked questions about American Credit Acceptance salaries

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Zippia gives an in-depth look into the details of American Credit Acceptance, including salaries, political affiliations, employee data, and more, in order to inform job seekers about American Credit Acceptance. The employee data is based on information from people who have self-reported their past or current employments at American Credit Acceptance. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. None of the information on this page has been provided or approved by American Credit Acceptance. The data presented on this page does not represent the view of American Credit Acceptance and its employees or that of Zippia.

American Credit Acceptance may also be known as or be related to American Credit Acceptance, American Credit Acceptance LLC and American Credit Acceptance, LLC.