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American Express salary estimate

$86,421yearly

$41.55 hourly rate

Entry-level salary
$51,000 yearly salary
Updated December 15, 2025

American Express Salary Insights

The average salary at American Express is approximately $86,421 annually, reflecting the company's commitment to competitive pay.

Compensation by Department

Salaries can vary significantly depending on the department. Engineering roles often command higher salaries, while customer service positions may offer lower compensation. Understanding these variations provides insight into your potential earnings.

Regional Salary Differences

Geographic location also plays a crucial role in salary differences. For example, positions in major cities such as New York typically offer higher salaries compared to those in smaller markets.

Highest Paying Jobs

Some of the highest paying roles include software engineers and financial analysts, reflecting the specialized skills required in these positions. For a complete overview, explore detailed salary ranges and benefits at American Express.

Highest paying jobs at American Express

The highest paying jobs at American Express are director, lead technician, lead developer, and senior manager. Director jobs at American Express earn an average yearly salary of $151,190, American Express lead technician jobs average $120,345, and American Express lead developer jobs average $119,728.

The lowest paying American Express roles include cashier and customer service representative. American Express cashier average salary is $31,076 per year. So while the average American Express salary is $86,421 there is a big variation in pay depending on the role.

Highest paying jobs at American Express

RankJob titleAverage American Express salaryHourly rate
1Director$151,190$72.69
2Lead Technician$120,345$57.86
3Lead Developer$119,728$57.56
4Senior Manager$118,575$57.01
5Team Leader$115,986$55.76
6Senior Engineer$115,668$55.61
7Project Leader$115,394$55.48
8Risk Manager$114,642$55.12
9Requirements Engineer$114,101$54.86
10Java Developer$103,992$50.00
11Business Analyst$101,085$48.60
12Credit Analyst$97,695$46.97
13Executive Assistant$88,960$42.77
14Finance Advisor$83,923$40.35
15Travel Consultant$81,594$39.23
16Travel Counselor$81,125$39.00
17Business Consultant$80,809$38.85
18Account Executive$79,125$38.04
19Finance Planner$67,795$32.59
20Sales Representative$63,937$30.74

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Average American Express salary by state

American Express pays the highest salaries in California due to higher costs of living and competition in the state.

RankStateAverage American Express salaryHourly rate
1California$97,982$47.11
2New York$97,126$46.70
3Massachusetts$96,607$46.45
4New Jersey$93,149$44.78
5Connecticut$91,651$44.06
6New Hampshire$90,062$43.30
7Maine$89,172$42.87
8Delaware$88,466$42.53
9Oregon$85,460$41.09
10Maryland$84,901$40.82
11Illinois$83,376$40.08
12Arizona$83,296$40.05
13Alaska$82,770$39.79
14Nevada$82,580$39.70
15North Carolina$80,871$38.88
16Idaho$80,654$38.78
17Minnesota$79,867$38.40
18Michigan$79,787$38.36
19Georgia$79,759$38.35
20North Dakota$79,367$38.16

How much does American Express pay by location?

The average American Express salary varies by location. American Express salaries are the highest in Palo Alto, CA, at $100,819 per year. American Express pays the second highest average salary in New York, NY, at $97,190 per year. It's important to factor in the cost of living when negotiating a salary or choosing a place to work.

Highest paying American Express locations

RankLocationAverage American Express salaryHourly rate
1Palo Alto, CA$100,819$48.47
2New York, NY$97,190$46.73
3Phoenix, AZ$83,399$40.10
4Denver, CO$81,455$39.16
5Sunrise, FL$78,323$37.66
6Salt Lake City, UT$75,509$36.30

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American Express salaries by department

Salaries at American Express vary depending on the department you work in. American Express salaries in the business development department are the highest with an average salary of $114,810. Employees in the engineering department at American Express receive relatively high salaries as well, with an average salary of $113,015 per year. Departments that don't pay as well at American Express include the customer service and the administrative organizational functions, with employees earning average salaries of $38,909 and $63,470, respectively.

Average American Express salary by department

RankDepartmentAverage American Express salaryHourly rate
1Business Development$114,810$55.20
2Engineering$113,015$54.33
3Marketing$102,038$49.06
4Plant/Manufacturing$100,907$48.51
5IT$95,623$45.97
6Finance$87,698$42.16
7Retail$76,807$36.93
8Sales$75,294$36.20
9Accounting$72,907$35.05
10Administrative$63,470$30.51
11Customer Service$38,909$18.71

How much does American Express pay by department?

Best paying American Express engineering salaries

RankPositionAverage American Express salaryHourly rate
1Engineering Director$151,243$72.71
2Staff Architect$126,421$60.78
3Lead Developer$119,728$57.56
4Data Architect$118,437$56.94
5Senior Java Developer$118,142$56.80
6Technical Project Manager$117,709$56.59
7Database Administrator$117,695$56.58
8Senior Engineer$115,668$55.61
9Project Leader$115,394$55.48
10Web Sphere Administrator$114,501$55.05
11Data Scientist$114,143$54.88
12Requirements Engineer$114,101$54.86
13Test Manager$112,113$53.90
14Programmer/Analyst Lead$111,015$53.37
15Software Specialist$104,650$50.31
16Programmer Analyst$100,560$48.35

Best paying American Express finance salaries

RankPositionAverage American Express salaryHourly rate
1Risk Management Director$120,807$58.08
2Portfolio Manager$117,154$56.32
3Risk Manager$114,642$55.12
4Manager-Finance Systems$108,117$51.98
5Finance Analyst$88,774$42.68
6Finance Advisor$83,923$40.35
7Travel Consultant$81,594$39.23
8Travel Counselor$81,125$39.00
9Business Consultant$80,809$38.85
10Fraud Analyst$78,459$37.72
11Registered Representative$75,908$36.49
12Fraud Specialist$45,217$21.74

Best paying American Express customer service salaries

RankPositionAverage American Express salaryHourly rate
1Dispute Resolution Analyst$74,353$35.75
2Client Services Manager$73,585$35.38
3Lead Agent$70,173$33.74
4Travel Agent$49,002$23.56
5Customer Care Professional$38,526$18.52
6Customer Service Representative$33,701$16.20
7Telephone Service Representative$33,190$15.96

American Express competitors’ average salaries

Average salaries at American Express competitors, like Morgan Stanley, Mastercard, and AIG, vary. Morgan Stanley employees earn the highest salaries, with an average yearly salary of $103,933. The average salary at Mastercard is $99,226 per year, and the average salary at AIG is $84,115 per year.

Highest paying American Express competitors

RankCompany nameZippia scoreAverage salary
1Morgan Stanley4.6$103,933
2Mastercard4.7$99,226
3AIG4.5$84,115
4Charles Schwab4.8$82,738
5Citi4.6$75,483
6JPMorgan Chase & Co.4.8$73,946
7Western Union4.5$72,878
8Voya Financial4.8$72,064
9MassMutual4.3$68,354
10Genworth4.4$61,793
11Capital One4.7$61,566
12Discover4.4$61,535
13Prudential Financial4.8$59,696
14USAA4.7$59,089
15Ameriprise Financial4.5$56,770
16Bank of America4.7$53,211
17MetLife4.4$52,477
18Fifth Third Bank4.6$48,033
19Wells Fargo4.6$41,599
20Commerce Bank4.4$36,626

Recently added American Express salaries

JobLocationDate addedSalary
MGR II-Project ManagementSandy, UT06/28/2025$80,000
Analyst-U.S. Proprietary Events and ExperiencesNew York, NY06/28/2025$55,000
Payroll Team LeadPhoenix, AZ06/28/2025$55,000
Analyst-Compliance, Global Financial Crimes Compliance, Audit ManagementSandy, UT06/28/2025$50,000
Engineering Director-Marketer ExperienceAtlanta, GA06/28/2025$170,000

What employees say about salary at American Express

Employee reviews
profile
5.0
A zippia user wrote a review on Oct 2023
Pros of working at American Express

It is a people centered company. It looks at improving people's welfare therefore everyone is catered for without any dicremination

American Express benefits

My favorite benefit is the ability to work anywhere

Cons of working at American Express

Poor network sometimes which surbotages the set targets to be achieved

Is this useful?1 people found this review helpful
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5.0
A zippia user wrote a review on Oct 2021
Pros of working at American Express

Employee Friendly and Flexible options to work

Cons of working at American Express

Bit more flexibility to get jobs abroad

American Express benefits

Good Salary

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5.0
A zippia user wrote a review on Oct 2021
Pros of working at American Express

Work life balance, decent salary and benefits

Cons of working at American Express

Difficult to advance

American Express benefits

Didn’t really have a favorite

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5.0
A zippia user wrote a review on Sep 2021
Pros of working at American Express

Team work great benefits get to live on the ship

Cons of working at American Express

N/A nothing it was a great experience

American Express benefits

Living on the ship

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4.0
A zippia user wrote a review on Apr 2021
Pros of working at American Express

Enjoyed helping people making a difference in a person's day is a good feeling

Cons of working at American Express

No reason

American Express benefits

I really don't have a favorite but if I had to say great pay and benefits

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5.0
A zippia user wrote a review on Apr 2021
Pros of working at American Express

Benefits for exMple

Cons of working at American Express

The sales environment has changed in the last year

American Express benefits

401k match

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5.0
A zippia user wrote a review on Sep 2020
Pros of working at American Express

Great work- life balance and people

Cons of working at American Express

It was a very big company

American Express benefits

the ability to move around the company and learn new skill sets

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5.0
A zippia user wrote a review on Apr 2020
Pros of working at American Express

Great benefits and one of the first companies to implement a job-sharing program. They promoted from within!

Cons of working at American Express

commuting into the city (I worked there when they bombed the WTC in 1993!)

American Express benefits

They had an excellent cafeteria and gym!

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5.0
A zippia user wrote a review on Mar 2020
Pros of working at American Express

Benefits

Cons of working at American Express

Long hours

American Express benefits

Health care & 401k American Express also allows you to move up the latter

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5.0
A zippia user wrote a review on Mar 2020
Pros of working at American Express

Employ centric company Good pay Flexible shift timings Fixed off

Cons of working at American Express

Nothing

American Express benefits

We had the flexibility of working from

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3.0
A zippia user wrote a review on Jan 2020
Pros of working at American Express

Challenging work and good supervision, grreat travel benefits

American Express benefits

Good bonus plan and competent management,

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5.0
A zippia user wrote a review on Oct 2019
Pros of working at American Express

Flexibility in my schedule. As long as I’m meeting my metrics I sort of make my own schedule each day. They provide a monthly auto allowance and a great salary. Management is very understanding of when “life happens,” which makes caring for my children feel guiltless in relation to occasionally missing work.

Cons of working at American Express

I love my job. There’s nothing I don’t really like yet.

American Express benefits

The auto allowance which helps with gas consumption.

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3.0
A zippia user wrote a review on Jul 2018
Pros of working at American Express

Most jobs are remote so you can work from home. You don't have any daily traffic to have to meet in the office before you can start your day. You get up and have your plans done in an order that works best for you and the client you are meeting.

Cons of working at American Express

Even though it says you work from home, you are actually on the road in client meetings for 3 days a week, some that can be over 3 hours drive from your remote office.

American Express benefits

Great to be able to set your own schedule and who and where you want to meet; You can make your day and week flexible and work for you the best without having to be at your desk working. As long as you're making appointments, meeting the people and getting new clients or increased use clients, then you'll be left a lot for the most part.

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Frequently asked questions about American Express salaries

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Zippia gives an in-depth look into the details of American Express, including salaries, political affiliations, employee data, and more, in order to inform job seekers about American Express. The employee data is based on information from people who have self-reported their past or current employments at American Express. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. None of the information on this page has been provided or approved by American Express. The data presented on this page does not represent the view of American Express and its employees or that of Zippia.