Post job

American Income Life Insurance overview

Industry
Insurance
Revenue
Headquarters
Employees
11,000
Founded in
Organization type
Public
Social media
American Income Life has served working class families since 1951. Their life and supplemental accident and health insurance helps protect members of labor unions, credit unions, associations and their families. American Income Life is a company that cares about its policyholders and worthy causes that make a difference in the world. American Income Life was founded with just $25,000 of borrowed capital and has grown into one of the nation's largest providers of supplemental life insurance to working class families. As other companies downsize, American Income Life continues to experience growth. AIL's efforts are focused on creating more union jobs. They claim status as a 100 percent union label Company. American Income Life is working with the country's most prominent progressive organizations, leaders, and activists. This includes working with the leaders and membership of over 45 international unions.
The staff at American Income Life Insurance come from unusually diverse demographic backgrounds. The company is 48.6% female and 36.1% ethnic minorities. Even though it has great demographic diversity, American Income Life Insurance notably lacks in political diversity. It has an unusually high proportion of employees who are members of the Democratic Party, at 93.0%. Despite having coworkers who agree with each other about politics, employees at American Income Life Insurance tend to have relatively short tenures. Staff members usually stay with the company for 2.4 years.The average employee at American Income Life Insurance makes $56,550 per year. Pay at American Income Life Insurance is significantly lower than some of its highest paying competitors, like Federal Reserve, Merrill Lynch, and Legg Mason, which pay $91,007, $87,121, and $84,387, respectively.
Based in Texas, American Income Life Insurance is an industry leader with 11,000 employees and an annual revenue of $6.3B.

American Income Life Insurance's mission statement

Help working families.

In demand companies are hiring! Let Zippia apply for you!

Floating question marks illustration

3.1/5

American Income Life Insurance employee reviews

Based on 14 ratings

Do you work at American Income Life Insurance?

Help job seekers learn about working at American Income Life Insurance

Job openings at American Income Life Insurance
31 positions

On this page

American Income Life Insurance employee reviews

American Income Life Insurance employee reviews
3.1/5

Based on 14 ratings

Work at American Income Life Insurance? Share your experience.
Employee reviews
profile
5.0
A zippia user wrote a review on May 2024
Pros of working at American Income Life Insurance

The pay one of the most comprehensive on the market. Also the culture and people you work around are amazing.

Cons of working at American Income Life Insurance

You have to work hard in the beginning (if you even consider this a con)

American Income Life Insurance benefits

The residuals and passive income you receive from just doing your job and that you can retire in 10 years.

What do you like best about American Income Life Insurance's CEO and the leadership team?

They teach you everything you need to learn to be the best.

How would you improve American Income Life Insurance's culture?

I would improve the company by offering some type of guaranteed pay.

How did you prepare for the American Income Life Insurance interview?

I prepared by having questions to ask about the job.

How does your compensation at American Income Life Insurance compare to the industry average?

It’s something like I’ve never seen. Ive worked at other insurance companies before and this is the best.

What's the diversity at American Income Life Insurance like?

I think the representation is great.

What brings you the most joy at American Income Life Insurance?

The people I work around and that fact of knowing everything I’m doing will continue to pay me for the long run.

Is this useful?
profile
2.0
A zippia user wrote a review on Apr 2024
Pros of working at American Income Life Insurance

i thought the pros were it being a challenging career at a team level.

Cons of working at American Income Life Insurance

the team is more competitive against each other than working with each other to strengthen the entire team. not just an elite group of agents getting together to compete with other agents.

American Income Life Insurance benefits

talkin and meeting with new people

What do you like best about American Income Life Insurance's CEO and the leadership team?

the leadership is 100% knowleldgeable and helpful for the ones that are actually making a profit. probable unaware of the backstage drama/competition

How would you improve American Income Life Insurance's culture?

by including all team members at a certain level after completing the state exam to have the same training all across the board.

How did you prepare for the American Income Life Insurance interview?

first of all, i reviewed the information about the career and found that i was ready for a new challenge for my life.

How does your compensation at American Income Life Insurance compare to the industry average?

less than zero compared to other opportunities that i have had. the training is too intense not to be compensated for it, in some type of way. all of the work that i have put in to training, learning scripts, making dials, setting appointments (that most of the time don't show up), it seems crazy...

What's the diversity at American Income Life Insurance like?

its separated

What brings you the most joy at American Income Life Insurance?

having something to look forward to in the morning... another day to try to succeed in this business.

Is this useful?
profile
1.0
A zippia user wrote a review on Mar 2024
Pros of working at American Income Life Insurance

They give you leads but they are old and recycled

Cons of working at American Income Life Insurance

That pay half of the commission other places do. The top people are the only ones that make money and they just hire anyone get them to sell family members while the top ppl make money and the agent struggles and quits. Rinse and repeat. They will threaten to withhold leads if you don’t work when they tell you to and treat you as a w2 employee with none of the benefits

American Income Life Insurance benefits

Leaving the company

What do you like best about American Income Life Insurance's CEO and the leadership team?

They act like they love you until you are of no use to them

How would you improve American Income Life Insurance's culture?

Break the cult

How did you prepare for the American Income Life Insurance interview?

Being brainwashed

How does your compensation at American Income Life Insurance compare to the industry average?

Very below average

What's the diversity at American Income Life Insurance like?

It’s a bunch of 20 year old sexist pigs

What brings you the most joy at American Income Life Insurance?

Leaving and never coming back

Is this useful?
profile
2.0
A zippia user wrote a review on Mar 2024
Pros of working at American Income Life Insurance

Work from home

Cons of working at American Income Life Insurance

They treat you like a w-2 employee and you’re not. From managers to the CEO they expect you to recruit day 1 and be at their beck and call, they demand to know your whereabouts all of the time, and you are required to be working 24/7. If you aren’t compliant with their expectations or selling policies they speak to you in a condescending and passive aggressive manor. As a 1099 contractor you are not allowed to set your own hours. The leads are old and recycled. If you cannot collect referrals you might as well leave because you will not make money.

American Income Life Insurance benefits

The convention if you qualify for it.

What do you like best about American Income Life Insurance's CEO and the leadership team?

Nothing. They don’t care about you. It’s about numbers.

How did you prepare for the American Income Life Insurance interview?

I didn’t. They hire anyone that isn’t a convict because they have to hit a quota every week. It’s all about quantity not quanlity. If you don’t hit that number there is the passive aggressive and they will demote you

How would you improve American Income Life Insurance's culture?

Treat your contractors with respect. The culture is a cult and if you can’t be part of the cult they make your life miserable. Thats just to start. Too be honest get rid of everyone and start fresh because the cancer is there and will never go away. Too many old timers who refuse to change with the times.

How does your compensation at American Income Life Insurance compare to the industry average?

For a captive company it’s average. You can make more being independent and a broker. Starting comp is 50 there where as a broker you can start at 100 with experience. Non experience 85/90.

What's the diversity at American Income Life Insurance like?

Young impressionable boys.

What brings you the most joy at American Income Life Insurance?

Nothing I left

Is this useful?
profile
1.0
A zippia user wrote a review on Mar 2024
Pros of working at American Income Life Insurance

You don’t have to buy your own leads If you work like a dog and isolate yourself from your family you get to go on trips Good coaching and I do mean coaching not training.

Cons of working at American Income Life Insurance

Maybe it’s just me team but I feel like they don’t give much support when it come to training. Unless you are one of their favorites. I was handle so bad at this company from the interview process to even being hired and in training. They say training is 2 weeks but that a lie training is more like 5-8 week jut depending on who is your SA ( sales manager) they say that there is help and people there to help train you when you need extra help. I went from being trained by the manager to being trained by an agent who was still pretty new to the team herself. No jab against her cause she is amazing. But I feel like that’s just not how that’s suppose to go. They pick and choose whom they wanna invest the training in and the rest of have to figure it out on our own. Not to mention it was something about my management team that didn’t sit right in my spirit and made me feel so very uneasy. I’m not one to have to just sit on the phone from 9am-9pm sometimes even until midnight if you have leads in other time zones. I have kids and this is definitely not single mom friendly. The amount of money you have to kick before you see any money is insane to only be left feeling like you wasted not only your money but time as well. Never knew you had to rack up debt before you can make money. I hate it here and I wish I hadn’t never responded to the recruiter which I’m not even sure how she found me. I would not recommend this place to anyone!

American Income Life Insurance benefits

Not a thing at all!

What do you like best about American Income Life Insurance's CEO and the leadership team?

I’m not a fan of the leadership team at all! I don’t even know who the CEO is at this moment. I think management will throw you to the wolves and piss on you any chance they get.

How would you improve American Income Life Insurance's culture?

Treat everyone as equals and really put the same time and effort in everyone. Don’t just pick and choose who you wanna invest in! Don’t just hire people to meet your minority quota.

How did you prepare for the American Income Life Insurance interview?

I really didn’t I just brought my true self and it landed me the Job not sure if they even cared much or if they just wanted a black women to hire to meet their quota I’m not sure but they definitely could of left me be.

How does your compensation at American Income Life Insurance compare to the industry average?

Not sure I haven’t seen a dime yet and it’s been going on 2 months

What's the diversity at American Income Life Insurance like?

I don’t feel like it exist or if it’s there they really don’t care much for that they choose to want to develop it

What brings you the most joy at American Income Life Insurance?

Nothing! If I hadn’t invest all this time and money I would of been left the second week I made no money

Is this useful?
profile
4.0
A zippia user wrote a review on Aug 2023
Pros of working at American Income Life Insurance

Chance to build something for yourself.

Cons of working at American Income Life Insurance

The support from your peers

American Income Life Insurance benefits

Was able to work from anywhere. Office or at home or even on vacation.

Is this useful?
profile
3.0
A zippia user wrote a review on Jul 2023
Pros of working at American Income Life Insurance

Fast track opportunities

Cons of working at American Income Life Insurance

There is no work life balance

American Income Life Insurance benefits

Helping families making the right financial decisions for their futures.

Is this useful?
profile
5.0
A zippia user wrote a review on Aug 2022
Pros of working at American Income Life Insurance

Amazing Training, Great Culture. Rewarding Efforts Helping Working Families Secure Supplement Protection Plans.

Cons of working at American Income Life Insurance

Long hours.

American Income Life Insurance benefits

Training and Tremendous Lead Availability.

Is this useful?1 people found this review helpful
profile
5.0
A zippia user wrote a review on Dec 2020
Pros of working at American Income Life Insurance

the ability to grow and learn in sales

Cons of working at American Income Life Insurance

long hours

American Income Life Insurance benefits

Company gives you as much as you give it

Is this useful?
profile
4.0
A zippia user wrote a review on Nov 2020
Pros of working at American Income Life Insurance

serving other people ( customer service)

Cons of working at American Income Life Insurance

routine service

American Income Life Insurance benefits

commission and bonuses

Is this useful?
profile
2.0
A zippia user wrote a review on May 2020
Pros of working at American Income Life Insurance

Dealing with people and trying to help them

Cons of working at American Income Life Insurance

commission based only, not being up front with why I was trying to talk to them.

American Income Life Insurance benefits

Health insurance, and choosing my hours

Is this useful?
profile
4.0
A zippia user wrote a review on Feb 2020
Pros of working at American Income Life Insurance

The work environment is wonderful. Everyone is positive and the culture is great. There is lots of growth opportunity as well.

Cons of working at American Income Life Insurance

It's 100% commission based. No matter how hard I work, I could go weeks without making a dime. Not much is provided for agents.

American Income Life Insurance benefits

Leads given to us

Is this useful?
Work at American Income Life Insurance? Share your experience

The team at American Income Life Insurance

  • The founders of American Income Life Insurance is Bernard Rapoport.
  • The key people at American Income Life Insurance are Steve Greer and Bernard Rapoport.
Key people
Steve Greer
Bernard Rapoport
The inside scoop
American Income is a wholly owned subsidiary of Globe (NYSE: GL), an S&P 500 Company. Fortune 600 Company. American Income is an international company protecting working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company, in New York. With over $59 billion of assets, we have a focus on the Denver metro area in 2021. Forbes, "Happiest Places to Work in America" Denver Post, "Top Work Place," 2015, 2016, 2017, 2018, 2019, 2020 Globe Life ranked #2 in the J.D. Power 2020 U.S. Overall Customer Satisfaction Index Better Business Bureau, A+ Rating A.M. Best, A+ (Superior) Financial Strength Rating Globe Life Stadium, Hosted the 2020 Major League Baseball World Series Globe Life, "Official Insurance Company for The Dallas Cowboys"

American Income Life Insurance rankings

American Income Life Insurance is ranked #9 on the Best Insurance companies to work for in Texas list. Zippia's Best Places to Work lists provide unbiased, data-based evaluations of companies. Rankings are based on government and proprietary data on salaries, company financial health, and employee diversity.

Read more about how we rank companies.

American Income Life Insurance salaries

Average American Income Life Insurance salary
$56,550
yearly
$27.19 hourly
Updated March 14, 2024

Rate American Income Life Insurance's commitment to diversity and inclusion.

Zippia waving zebra

American Income Life Insurance diversity

9.5
Diversity score
We calculated American Income Life Insurance’s diversity score by measuring multiple factors, including the ethnic background, gender identity, and language skills of American Income Life Insurance’s workforce.
American Income Life Insurance diversity summary. Zippia estimates American Income Life Insurance's demographics and statistics using a database of 30 million profiles. Zippia verifies estimates with BLS, Census, and current job openings data for accuracy. We calculated American Income Life Insurance's diversity score by measuring multiple factors, including the ethnic background, gender identity, and language skills of American Income Life Insurance's workforce.
  • American Income Life Insurance has 11,000 employees.
  • 49% of American Income Life Insurance employees are women, while 51% are men.
  • The most common ethnicity at American Income Life Insurance is White (64%).
  • 15% of American Income Life Insurance employees are Hispanic or Latino.
  • 11% of American Income Life Insurance employees are Black or African American.
  • The average employee at American Income Life Insurance makes $56,550 per year.
  • American Income Life Insurance employees are most likely to be members of the democratic party.
  • Employees at American Income Life Insurance stay with the company for 2.4 years on average.

Do you work at American Income Life Insurance?

Were you satisfied with American Income Life Insurance's salary and benefits?

Videos about working at American Income Life Insurance

American Income Life Insurance financial performance

9.7
Performance score

Highest paying American Income Life Insurance competitors

Compare American Income Life Insurance salaries to competitors, including Federal Reserve, Merrill Lynch, and Legg Mason. Employees at Federal Reserve earn the highest average yearly salary of $91,007. The salaries at Merrill Lynch average $87,121 per year, and the salaries at Legg Mason come in at $84,387 per year.
RankCompanyAverage salaryJobs
1$91,0070
2$87,1210
3$84,3870
4$71,9950
5$71,6890
6$65,8980
7$64,4650
8$64,4020
9$62,1750
10$62,0060

Are you an executive, HR leader, or brand manager at American Income Life Insurance?

Claiming and updating your company profile on Zippia is free and easy.

American Income Life Insurance FAQs

Search for jobs

Most common locations at American Income Life Insurance

Zippia gives an in-depth look into the details of American Income Life Insurance, including salaries, political affiliations, employee data, and more, in order to inform job seekers about American Income Life Insurance. The employee data is based on information from people who have self-reported their past or current employments at American Income Life Insurance. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. None of the information on this page has been provided or approved by American Income Life Insurance. The data presented on this page does not represent the view of American Income Life Insurance and its employees or that of Zippia.

American Income Life Insurance may also be known as or be related to American Income Life Insurance, American Income Life Insurance ..., American Income Life Insurance Co., American Income Life Insurance Company, American Income Life Insurance Company Inc and American Income Life Insurance Company Inc.