American Mortgage jobs - 58 jobs

Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough." Looking to join a company that values its people, innovates and expands on its proprietary technology, and is growing at a ridiculous rate?! Apply below! Who We Need: The National Account Executive is responsible for building and maintaining a mortgage Broker client base capable of meeting/exceeding production requirements. This role will develop tactical strategies and sales disciplines to maximize production opportunity within designated territory. This individual is expected to be effective, resourceful and predisposed to action. This position requires a fluent knowledge of the mortgage industry and strong sales acumen. The position requires a strong technology mind and the Desire to Win! What You Will Do: * Solicit and Develop a prospective client pipeline. * Develop tactical strategies and sales disciplines to maximize production opportunity within designated territory. * Actively manage pipeline/maintain acceptable performance metrics as determined by CFW. * Disciplined relationship management of approved accounts with a focus on account activity, wallet share and market-share metrics. * Continuously drives improvements/efficiencies with Clients. * Develop production forecasts and specific marketing/business plans outlined with actionable strategies. * Engage extensively with Client and Prospective Client database through multiple verticals including but not limited to Phone, Email, Direct Marketing. * Utilize prescribed CRM metrics in order to drive sufficient outbound sales actions in order to produce expected results, consistently gathering data and updating CRM systems accordingly. * Share ideas and best practices for success; serve as a peer mentor when called upon. * Communicate, interact & develop strong rapport with Operations/Fulfillment team members. * Provide market intelligence as needed. * Possess fluency of industry knowledge and continuously augments expertise through training, industry publications, lending bulletins, etc. * Serve as subject matter expert on Cardinal Financial policies, procedures, products and technology. * Provide technical training and support to brokers with regard to Cardinals' proprietary technology platform, Octane. * Conduct group presentations over phone/video to promote Cardinals Value Proposition and present our process, product and technology platforms. * Provide World Class service through highly disciplined follow up and guidance to our Broker Partners. * Support and model the culture of Cardinal Financial. What You Need: * Bachelor's degree or equivalent experience. * 1+ years of proven sales experience, preferably in a high-performance environment. * Previous experience in the mortgage industry or a related field is a plus but not required. * Strong understanding of sales principles, including building relationships, negotiation, and closing deals. * Courage to push outside your comfort zone and take consistent sales action, even in the face of rejection. * Excellent phone skills with the ability to build rapport quickly, articulate solutions effectively, and deliver results in a desk-based sales role. * A proactive, self-starter attitude with a strong work ethic and accountability to achieve results. * An innovative mindset, with flexibility to embrace new ideas, processes, and technologies. * Desire to Win / Competitive Spirit. * Strong Sales Acumen / Contagious Enthusiasm. * Problem Solving Skills / Conflict Resolution. * Organized / Accountable to Results. * Excellent networking and negotiation skills. * Exceptional interpersonal, written and oral communication skills. What We Offer * Strength, Stability, and Vision * Great compensation package * Opportunity for career growth * A commitment to be a relevant market leader - we are aiming for the top! * Octane, our engineered proprietary technology that is transforming the mortgage industry * An empowered culture where your ideas are important and your voice matters * Full Benefits, beginning the first day of the month following your start date, including - Medical, * Dental, Vision, Life, Disability Insurance, and much more * Generous paid time off package that also includes all major holidays * 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. The expected base salary for this position ranges from twenty three thousand dollars to thirty seven thousand dollars plus commission, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.

Senior DE Underwriter (Remote - California) Our client is seeking an experienced Senior DE Underwriter to join a growing California-based mortgage lender. This position is fully remote but requires residency in the state of California. The ideal candidate will have a strong underwriting background across both Agency and FHA products, an active Direct Endorsement (DE) certification, and the ability to analyze complex borrower profiles including self-employed income and alternative documentation loans. Key Responsibilities Underwrite and issue loan decisions for Fannie Mae, Freddie Mac, and FHA mortgage loans. Analyze personal and business tax returns, income, assets, credit, and collateral. Evaluate WVOE, P&L, Bank Statement, DSCR, and Asset-based documentation. Ensure loans meet investor and agency compliance standards. Communicate underwriting decisions and conditions clearly to internal teams. Collaborate with Account Managers, Loan Officers, and Brokers to resolve conditions quickly. Maintain accuracy, efficiency, and strong turn times in a high-volume environment. Qualifications Minimum 5 years of residential mortgage underwriting experience. Active FHA Direct Endorsement (DE) required. (used within past 11 months) Proficient in Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard). Strong working knowledge of Agency and FHA guidelines. Skilled at income calculation for self-employed borrowers. Experience with Non-QM or alternative documentation loans preferred. Must be currently employed in the mortgage industry (no gaps exceeding 12 months). Must reside in California. Compensation & Benefits Base Salary: $70,000-$100,000 (based on experience) Bonus: Monthly eligibility after 2 years (based on funding volume) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Work Model: Remote - California residents only Please note that candidates must utilize their own workstation (computer and 2 monitors). Employer does not provide equipment. For Candidates who are hired and reside in California, in person orientation is required if you reside within 150 miles of the North Hollywood, CA headquarter location. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Loan Processor I - Private Lending Schedule: 9:30 AM - 5:30 PM EST Compensation: $50,000-$60,000 annually (based on experience) Benefits: PTO, Health, Dental, Vision Overview: Our client, a rapidly growing private lending company, is seeking a Loan Processor I to join their expanding Operations team in Raleigh, NC. This position plays a key role in ensuring loan accuracy, borrower satisfaction, and readiness for settlement. Responsibilities: Review loan files and systems for accuracy and data integrity Communicate with borrowers to collect and verify required documentation Review and interpret documents including purchase contracts, insurance, and operating agreements Track receipt of third-party reports (title, appraisal, insurance) to ensure closing readiness Verify all conditions and underwriting requirements are satisfied prior to closing Maintain clear communication with internal teams and borrowers Ensure all documentation is compliant and complete for hand-off to Closing Qualifications: Minimum 2 years of mortgage processing or lending experience (private lending preferred) Excellent attention to detail, organization, and communication skills Proficiency in Microsoft Office and loan origination systems Must be local to Raleigh, NC - hybrid schedule required Positive, professional attitude and ability to multitask in a fast-paced environment 📌 National Mortgage Staffing does not determine salary, requirements, or qualifications for this role. All hiring criteria are established by our client and must be followed as outlined. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Mortgage Sales Recruiter Type: Commission-Based | Independent Contractor About Us: National Mortgage Staffing (NMS) is a specialized recruiting agency serving the mortgage and financial services industry nationwide. For over 30 years, we've helped lenders grow their sales and operations teams by connecting them with proven, experienced talent. Position Overview: We're looking for an experienced Mortgage Sales Recruiter to join our growing team. This role focuses exclusively on headhunting and placing Loan Officers, Branch Managers, and Producing Leaders for mortgage clients across the U.S. If you have at least 2 years of mortgage recruiting experience - or you're a former sales manager who built and led teams - this could be a great opportunity to leverage your experience into a flexible, high-earning recruiting career. Responsibilities: Identify and recruit high-performing Loan Officers, Branch Managers, and Sales Leaders. Qualify candidates based on licensing, production, and client requirements. Present candidates to clients and coordinate interviews. Maintain ongoing communication with clients and candidates throughout the process. Track industry hiring trends and identify expansion opportunities. Qualifications: Minimum 2 years of mortgage recruiting experience (sales recruiting required). Former mortgage sales leaders with team-building experience are encouraged to apply. Strong understanding of origination, branch structures, and compensation models. Excellent communication, organization, and follow-up skills. Self-motivated, resourceful, and confident working remotely. What We Offer: Remote, flexible schedule - manage your own desk. Access to active national mortgage clients. Support from experienced recruiting and leadership team. Uncapped commission potential - you control your earnings. 📌 National Mortgage Staffing does not offer base salaries or benefits for this role. This is a commission-based independent contractor opportunity. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Pipeline Manager / Conditions Specialist- RTL experience required Employment Type: Full-Time Compensation: $70,000-$80,000 base salary + performance-based bonus Our client is seeking a Pipeline Manager / Conditions Specialist with RTL loan experience, to take ownership of loans once they enter underwriting and drive them to closing. This role is heavily focused on conditions clearing, borrower follow-up, and deal execution across RTL, bridge, fix-and-flip, and short-term loan products. You will spend the majority of your day actively calling borrowers, processors, and secondary partners to resolve issues and keep files moving. Key Responsibilities • Own loans once they enter the underwriting queue • Clear underwriting conditions for RTL, bridge, fix & flip, and short-term loans • Make frequent outbound calls to borrowers, processors, and secondary • Identify issues early and drive solutions to keep deals on track • Walk borrowers through documentation and condition requirements • Minimize miscommunication between all parties • Monitor live deals daily and push files to completion • Maintain strong organization across multiple active loans Qualifications • Minimum 3 years of mortgage experience • Proven experience clearing underwriting conditions • Experience with RTL, bridge, fix-and-flip, or short-term loan products • Strong understanding of loan structure and execution • Highly proactive, organized, and persistent • Comfortable with heavy daily phone usage • Experience with LendingWise preferred 📌 National Mortgage Staffing does not set the requirements for this role. All hiring criteria are defined by our client. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

This form is used to add you to the National Mortgage Staffing contact list so we can stay connected and share opportunities that align with your background as they become available. Submitting your information does not mean you are applying for a specific role and there is no obligation. This simply allows us to keep your information on file and reach out when relevant opportunities arise, even if you are not actively looking. We respect your time and your inbox. Communications are limited to relevant job opportunities, updates, or occasional check-ins related to your experience and interests. We do not spam. Mailing List Disclosure By consenting to be added to our mailing list, you are allowing National Mortgage Staffing to contact you about new opportunities and updates that may be relevant to your background. If you choose not to be added to the mailing list, we will be unable to contact you regarding future opportunities. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Mortgage Loan Originator Schedule: Full-time, 40 hours Compensation: 75,000 base salary + tiered commission up to 27.5 bps Benefits: Medical, dental, vision, 401k matching We are seeking an experienced Mortgage Loan Originator to support a fully inbound VA-focused lending team. This role centers on working with VA borrowers and real estate partners, taking applications, reviewing documents, issuing pre approvals, and submitting your own files to underwriting to maintain control over the transaction. You will receive all borrower and realtor opportunities through inbound channels. A Jr Processor will support you with data entry and smaller file maintenance tasks, and a Team Assistant will assist with Salesforce tracking, lead engagement, and fee worksheet preparation. Responsibilities: • Work with VA borrowers on purchase and refinance opportunities • Manage inbound leads and realtor introductions • Take applications, review documents, run AUS, and issue pre approvals • Originate and submit loans to underwriting • Maintain consistent communication with borrowers and partners Requirements: • Active NMLS license • Strong origination experience with VA loans • Basic LOS knowledge • Microsoft 365 proficiency • Past military service preferred but not required National Mortgage Staffing does not set the requirements for this role. All criteria are defined by our client. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Mortgage Pipeline Manager Compensation: $70,000 base salary + incentives ($100,000+ potential) our client is seeking a Mortgage Pipeline Manager to own the most critical stage of the loan lifecycle - from contract to closing. This role exists to protect deals. You'll step in when files stall, tensions rise, or communication breaks down. You'll work across borrowers, Realtors, processors, and internal teams to keep loans moving, timelines intact, and everyone aligned. This is a processing role and oversight, problem-solving, and de-escalation position for someone who understands how loans actually get to the closing table. Responsibilities: • Own active files from contract through closing • Monitor pipeline to ensure files move quickly and cleanly • Identify issues early and drive solutions • De-escalate borrower, agent, or partner concerns • Act as a liaison between buyers, sellers, Realtors, and internal teams • Translate complex mortgage details into clear, client-friendly communication • Support processors by keeping timelines on track • Step in as the voice of reassurance when deals go off-course Requirements: • Strong understanding of loan structuring and guidelines • Experience managing loans from contract to close • Ability to balance diplomacy with results • Exceptional communication and situational awareness • Calm under pressure; confident handling escalations • Comfortable working in a fast-moving, high-volume environment • Broker channel experience a plus National Mortgage Staffing does not determine the requirements or compensation for this role. All hiring criteria are set by our client. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough." Looking to join a company that values its people, innovates, and expands on its proprietary technology? Apply below! Who We Need: The Staff Auditor is responsible for assessing risk and evaluating different financial control standards for the business. Work involves conducting performance, operational, financial, and compliance audit projects; providing consulting services to the organization's management and staff; and providing input to development of the annual internal audit plan. Works with engagement lead (Senior Auditor) to complete audit projects as assigned, documenting procedures performed in workpapers, findings or issues noted, and facilitate recommendations to management for overall process improvement in the organization. What You Will Do: * Identifies and evaluates the organization's audit risk areas and provides input to the development of the risk-based annual internal audit plan. * Proactively perform follow-up on the status of outstanding internal audit findings. * Performs audit procedures, including identifying and defining issues, developing criteria, reviewing and analyzing evidence, and documenting client processes and procedures. * Conducts interviews, reviews documentation, composes summary memos and prepares workpapers, ensuring that workpapers support any audit findings and conclusions. * Identifies, develops, and documents audit findings and recommendations for improvement using independent judgment concerning areas being reviewed. * Addresses problems directly and resolves client questions as needed. * Communicates the results of audit and consulting engagements via written reports and oral presentations on a timely basis to management. * Proactively communicates any changes that could impact the timeline in completing the audit engagement in alignment with the audit plan. * Represents internal auditing on organizational project teams and at management and executive level meetings. * Pursues professional development opportunities, including external and internal training and professional association memberships, and shares information gained with co-workers. * Performs other related duties as assigned by Internal audit management. What You Need: * Bachelor's degree from an accredited college or university, preferably in Business, Finance, or Accounting required. * 2+ years of full-time experience, preferably in internal audit, external audit, compliance, or other risk management related roles required. * Must have obtained or be working towards job-related professional designations (CPA, CIA, CISA, CFE, or CMA). * Prior mortgage industry or financial services regulation experience is highly preferred. * Ability to work on multiple assignments with varying deadlines in a fast-paced environment with change. * Excellent interpersonal, verbal, and written communication skills. * Data analysis skills desirable. * Proficient in Microsoft Office suite, including Excel. * Proficient in Google Business suite platform. * Knowledge of the IIA Standards and Code of Ethics. * Knowledge of management information systems terminology, concepts, and practices. * Knowledge of contemporary risk management, control techniques, and control frameworks. * Ability to establish and maintain harmonious team-oriented working relationships with co-workers, agency staff, and external contacts, and work effectively in a professional team environment. * Must have integrity and professionalism. What We Offer: * Strength, Stability, and Vision * Great compensation package * Opportunity for career growth * A commitment to be a relevant market leader - we are aiming for the top! * Octane, our engineered proprietary technology that is transforming the mortgage industry * An empowered culture where your ideas are important and your voice matters * Full Benefits, beginning the first day of the month following your start date, including - Medical, Dental, Vision, Life, Disability Insurance, and much more * Generous paid time off package that also includes all major holidays * 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills, and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection. The expected base salary for this position ranges from fifty nine thousand dollars to eighty three thousand dollars, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.

Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough." Looking to join a company that values its people, innovates, and expands on its proprietary technology? Apply below! Who We Need: The Margin Management II builds upon the foundational responsibilities of Analyst I by taking on a greater role in managing and maintaining margin strategies, conducting profitability analysis, and supporting strategic decision-making. In addition to core pricing desk functions, this role ensures accurate and effective execution of margin policies, provides insights that influence business strategy, and acts as a key support function for optimizing loan product performance. What You Will Do: * Manage and maintain margin structures within Cardinal's proprietary LOS and third-party pricing engines, ensuring accuracy, consistency, and timely execution across all channels. * Partner closely with Production and Finance stakeholders to implement and support channel-specific margin strategies. * Conduct margin impact analysis using pricing surveys, market data, and loan performance trends to evaluate profitability and support strategic recommendations. * Assist in the development, maintenance, and execution of margin models. * Collaborate with Software and Design teams to enhance margin automation efforts and troubleshoot pricing related system issues. * Create, manage, and routinely update key reference material and reporting tools used to support daily margin management operations. * Support Product Development in building, launching, and maintaining loan programs by ensuring margin logic is implemented correctly and aligns with product strategy. * Provide general administrative support to the Pricing Desk, including responding to internal margin inquiries, monitoring change requests, and helping maintain process documentation. What You Need: * Bachelor's Degree preferred. * 2-4 years of experience in Capital Markets, Secondary Marketing, or a related mortgage industry role. * Strong understanding of mortgage products and loan pricing mechanics (FHA, VA, Conventional, Jumbo, Non-QM). * Experience with pricing engines such as Optimal Blue or similar tools preferred. * Proficiency in Excel (formulas, pivot tables, data analysis). Experience with scripting, automation, or SQL is a plus. * High attention to detail and a strong sense of ownership over accuracy, process, and deadlines. * Experience working with large datasets and performing competitive pricing analysis. * Ability to work cross-functionally with business and operational teams. * Strong analytical and problem-solving skills. * Ability to manage multiple priorities in a fast-paced environment. * Detail-oriented with strong organization skills. * Ability to work independently while supporting team goals. * Effective communication and collaboration skills. * Eagerness to learn and take on increased responsibilities over time. What We Offer: * Strength, Stability, and Vision * Great compensation package * Opportunity for career growth * A commitment to be a relevant market leader - we are aiming for the top! * Octane, our engineered proprietary technology that is transforming the mortgage industry * An empowered culture where your ideas are important and your voice matters * Full Benefits, beginning the first day of the month following your start date, including - Medical, Dental, Vision, Life, Disability Insurance, and much more * Generous paid time off package that also includes all major holidays * 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection. The expected base salary for this position ranges from sixty five thousand dollars to ninety one thousand dollars, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.

Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough" Looking to join a growing company that values its people, innovates, and expands on its proprietary technology? Apply below! Who We Need: The Loan Originator Assistant (LOA) works alongside a designated Loan Originator or Production Team in a sales environment to provide support to Customers, Loan Originators, Production Leaders, and Operations partners. This position is responsible for providing mortgage assistance such as out-bound calls to clients, income calculation, and other miscellaneous administrative deadline-based tasks. The LOA assists Mortgage Loan Originators with managing their pipelines while providing superior customer service by maintaining consistent communication with clients and assisting them through specific workflows. What You Will Do: * Reviews loan application, supporting documentation, and credit authorization. * Keeps current understanding of all loan program guidelines, pricing, policies and procedures. * Documents all client conversations in loan origination software with timely follow up in CRM. * Provides daily/weekly status of files in progress to Loan Originator/Production Team or Leadership as well as the Client. * Communicates status updates and appropriately escalates issues and opportunities to meet the needs of clients and homeowners. * Assists clients with the utilization of the Origination system (Octane). * Collect and submit/file vendor validations from borrowers. * Maintains a positive working relationship with internal departments and external contacts. * Processes borrower documents in an accurate and timely manner following proper internal protocol and procedures. * Performs specific tasks assigned by Loan Originator or Production Leader. * Communicates and partners closely with Operations to ensure a smooth and accurate loan process. * Schedules new leads and appointments and calls with clients as needed. * Responds to client's questions and concerns in a timely manner in accordance with team/department SLA expectations. * Performs a variety of research and administrative duties in support of the Loan Originator/Production Team. * Ensures loan Turn Time requirements are achieved. What You Need: * High school diploma or GED is required. * 1-3 Years experience in Customer Service/Customer-Facing role is preferred. * 0-2 Years experience working within the Mortgage Industry is preferred. * Basic understanding of financial documents i.e. assets, income, and credit is preferred. * Ability to effectively manage multiple demands and competing priorities. * Ability to adapt well to change, take direction, and comprehend training. * Fast-paced individual with exceptional analytical and computer skills. * Demonstrated ability to thrive in a multi-faceted, fast paced, ever changing environment. * Detail oriented with excellent verbal and written communication skills. * Demonstrated organizational skills. * Ability to work closely within a team structure. * Working knowledge of Microsoft Suite, specifically Word and Excel. * Working knowledge of Encompass software system a plus. * Ability to execute and interpret AUS, evaluate findings, and work accordingly. What We Offer: * Strength, Stability, and Vision * Great compensation package * Opportunity for career growth * A commitment to be a relevant market leader - we are aiming for the top! * Octane, our engineered proprietary technology that is transforming the mortgage industry * An empowered culture where your ideas are important and your voice matters * Full Benefits, beginning the first day of the month following your start date, including - Medical, Dental, Vision, Life, Disability Insurance, and much more * Generous paid time off package that also includes all major holidays * 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills, and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection. The expected base salary for this position ranges from thirty three thousand dollars to fifty two thousand dollars, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.

Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough." Looking to join a growing company that values its people, innovates, and expands on its proprietary technology? Apply below! Who We Need: The Regional Account Executive is responsible for building and maintaining a mortgage Broker client base capable of meeting/exceeding production requirements. This role will develop tactical strategies and sales disciplines to maximize production opportunity within designated territory. This individual is expected to be effective, resourceful and predisposed to action. This position requires a fluent knowledge of the mortgage industry and strong sales acumen. The position requires a strong technological mind and the Desire to Win! What You Will Do: * Solicit and Develop a prospective client pipeline. * Develop tactical strategies and sales disciplines to maximize production opportunity within a designated territory. * Actively manage pipeline / maintain acceptable performance metrics as determined by CFW. * Disciplined relationship management of approved accounts with a focus on account activity, wallet share and market-share metrics. * Continuously drive improvements/efficiencies with Clients. * Develop production forecasts and specific marketing/business plans outlined with actionable strategies. * Engage extensively with Client and Prospective Client database through multiple verticals including but not limited to In-Person Sales visits, Phone, Email, Direct Marketing. * Utilize prescribed CRM metrics in order to drive sufficient outbound sales actions in order to produce expected results. * Share ideas and best practices for success; serve as a peer mentor when called upon. * Communicate, Interact, and Develop strong rapport with Operations / Fulfillment team members. * Provide market intelligence as needed. * Possess expert industry knowledge and continuously augment your expertise through training, industry publications, lending bulletins, etc. * Serve as subject matter expert on Cardinal Financial policies, procedures, products and technology. * Consistently gather data and update CRM systems accordingly. * Provide technical training and support to brokers with regard to Cardinal Financial's proprietary technology platform, Octane. * Conduct group presentations at broker offices to promote Cardinals Value Proposition and presents our process, product and technology platforms. * Travel extensively in an assigned territory for face to face client interaction and business development. * Provide World Class service through highly disciplined follow-up and guidance to our Broker Partners. * Support and Model the culture of Cardinal Financial. What You Need: * Undergraduate Degree or Equivalent Experience is required. * 4+ years recent experience as a top performing Wholesale Account Executive is required. * Existing / Established Book of tenured Broker relationships is required. * Working knowledge of all GSE, Regulatory, and Compliance guidelines (RESPA, TILA, QM, AIR & TRID). * Proficiency with technological solutions including LOS, CRM, Social Media, Pricing Engines, and Agency Underwriting Engines. * Accountable work ethic with proactive self-starter discipline and the desire to get better every day. * Innovative Mindset. Flexibility and willingness to accept new ideas, concepts, processes and technology. * Desire to Win / Competitive Spirit. * Strong Sales Acumen / Contagious Enthusiasm. * Organized / Accountable to Results. * Excellent networking and negotiation skills. * Exceptional interpersonal, written and oral communication skills. * 75% local and/or regional travel required. * Extended and weekend work hours may be required. What We Offer * Strength, Stability, and Vision * Great compensation package * Opportunity for career growth * A commitment to be a relevant market leader - we are aiming for the top! * Octane, our engineered proprietary technology that is transforming the mortgage industry * An empowered culture where your ideas are important and your voice matters * Full Benefits, beginning the first day of the month following your start date, including - Medical, Dental, Vision, Life, Disability Insurance, and much more * Generous paid time off package that also includes all major holidays * 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. This is a commission-based position with an additional guarantee to be paid during the first four to twelve months of employment, determined based on the applicant's experience, skillset, education, training, certificates and licenses.

Our client is seeking an experienced Mortgage Processor to join their team. This role is responsible for managing a loan pipeline from submission through closing and post-closing, ensuring accuracy, compliance, and timely processing. The ideal candidate will have strong experience with FHA, VA, and Conventional loans, a deep understanding of guidelines, and the ability to calculate income and structure loans properly. Responsibilities Manage a pipeline of multiple loans from initial submission to closing and post-closing Process FHA, VA, and Conventional loans (USDA a plus) with accuracy and efficiency Apply knowledge of RESPA, HMDA, and TRID to ensure compliance Calculate income and structure loans in accordance with investor guidelines Work closely with Loan Officers, leadership, and wholesale account executives Assist with trailing and post-closing documentation as needed Qualifications 4+ years of mortgage processing experience Proficiency in Calyx software In-depth knowledge of FHA, VA, Conventional guidelines (USDA a plus) Candidate must have worked for a true correspondent or mini-correspondent lender in a Mortgage Processor role. Working knowledge of RESPA, HMDA, and TRID regulations Strong organizational skills and attention to detail Hours: Monday-Friday, 8-5 or 9-6 (40 hours per week) Compensation Base salary: $48,000 annually Structure: 1099 contractor role initially (no benefits) After 2 months: will transition to full time w2 Exempt role (not eligible for overtime) Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $105,000 per year Exempt role (no paid overtime0 Discretionary bonus Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Remote Loan Officer - Florida Compensation: Ramp-up period: $3,500/month (W2, first 3 months) Commission: 100% of pricing engine comp minus $995 flat fee per closed loan Example: On a $500K loan at 6.5%, LO earns approx. $8,433 net commission Employment Type: W2 About the Role: Our client, a direct lender licensed in FL, MD, VA, and GA, is hiring a Remote Loan Officer to join their team. This is a great opportunity for someone based in Florida who brings in 1-2 of their own closings per month and would benefit from strong operational support and consistent, high-quality leads. The company is headquartered in the Tampa Bay area but this position is fully remote. You'll have access to an LOS, CRM, pricing engine, and company-provided hardware if needed. What They Offer: 5 company-generated leads daily from Zillow, online ads, social media, and Google Most LOs close 3+ loans monthly just from leads provided Full access to LOS, pricing engine, and CRM Company-provided hardware available Healthcare benefits and a 3% 401(k) contribution Direct lender with in-house processing and marketing support Compensation Structure: Ramp-up: $3,500/month W2 base (first 3 months) Self-sourced loans: 100% of pricing engine comp minus $995 flat fee per file Company leads: 50% payout on closed deals Transparent and competitive earnings with examples provided during interview Requirements: Must reside in Florida (this is required) Active Florida NMLS license- not federal Ability to bring in at least 1-2 self-sourced closings per month Experience as a licensed Loan Officer Comfortable working remotely with digital systems and CRM Please note: We do not set the requirements for this role. All qualifications are determined by our client and must be followed as outlined. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough." Looking to join a growing company that values its people, innovates, and expands on its proprietary technology? Apply below! Who We Need: The Regional Account Executive is responsible for building and maintaining a mortgage Broker client base capable of meeting/exceeding production requirements. This role will develop tactical strategies and sales disciplines to maximize production opportunity within designated territory. This individual is expected to be effective, resourceful and predisposed to action. This position requires a fluent knowledge of the mortgage industry and strong sales acumen. The position requires a strong technological mind and the Desire to Win! What You Will Do: * Solicit and Develop a prospective client pipeline. * Develop tactical strategies and sales disciplines to maximize production opportunity within a designated territory. * Actively manage pipeline / maintain acceptable performance metrics as determined by CFW. * Disciplined relationship management of approved accounts with a focus on account activity, wallet share and market-share metrics. * Continuously drive improvements/efficiencies with Clients. * Develop production forecasts and specific marketing/business plans outlined with actionable strategies. * Engage extensively with Client and Prospective Client database through multiple verticals including but not limited to In-Person Sales visits, Phone, Email, Direct Marketing. * Utilize prescribed CRM metrics in order to drive sufficient outbound sales actions in order to produce expected results. * Share ideas and best practices for success; serve as a peer mentor when called upon. * Communicate, Interact, and Develop strong rapport with Operations / Fulfillment team members. * Provide market intelligence as needed. * Possess expert industry knowledge and continuously augment your expertise through training, industry publications, lending bulletins, etc. * Serve as subject matter expert on Cardinal Financial policies, procedures, products and technology. * Consistently gather data and update CRM systems accordingly. * Provide technical training and support to brokers with regard to Cardinal Financial's proprietary technology platform, Octane. * Conduct group presentations at broker offices to promote Cardinals Value Proposition and presents our process, product and technology platforms. * Travel extensively in an assigned territory for face to face client interaction and business development. * Provide World Class service through highly disciplined follow-up and guidance to our Broker Partners. * Support and Model the culture of Cardinal Financial. What You Need: * Undergraduate Degree or Equivalent Experience is required. * 4+ years recent experience as a top performing Wholesale Account Executive is required. * Existing / Established Book of tenured Broker relationships is required. * Working knowledge of all GSE, Regulatory, and Compliance guidelines (RESPA, TILA, QM, AIR & TRID). * Proficiency with technological solutions including LOS, CRM, Social Media, Pricing Engines, and Agency Underwriting Engines. * Accountable work ethic with proactive self-starter discipline and the desire to get better every day. * Innovative Mindset. Flexibility and willingness to accept new ideas, concepts, processes and technology. * Desire to Win / Competitive Spirit. * Strong Sales Acumen / Contagious Enthusiasm. * Organized / Accountable to Results. * Excellent networking and negotiation skills. * Exceptional interpersonal, written and oral communication skills. * 75% local and/or regional travel required. * Extended and weekend work hours may be required. What We Offer * Strength, Stability, and Vision * Great compensation package * Opportunity for career growth * A commitment to be a relevant market leader - we are aiming for the top! * Octane, our engineered proprietary technology that is transforming the mortgage industry * An empowered culture where your ideas are important and your voice matters * Full Benefits, beginning the first day of the month following your start date, including - Medical, Dental, Vision, Life, Disability Insurance, and much more * Generous paid time off package that also includes all major holidays * 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. This is a commission-based position with an additional guarantee to be paid during the first four to twelve months of employment, determined based on the applicant's experience, skillset, education, training, certificates and licenses.

As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities: Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements. Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. Ensure loan files are complete, accurate, and compliant before final approval or denial. Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. Provide guidance and support to junior underwriters and other team members as needed. Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements: Minimum of 3+ years of experience in underwriting Non-QM loans. Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. Experience Underwriting Non-QM products within the past year. Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. Excellent communication skills, both written and verbal. Ability to work independently and as part of a collaborative team. Strong organizational and problem-solving skills. Please note that candidates must utilize their own workstation (computer and 2 monitors). Employer does not provide equipment. For Candidates who are hired and reside in California, in person orientation is required if you reside within 150 miles of the North Hollywood, CA headquarter location. Salary: 90-100k, No bonus, paid OTThank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Pre-Approval Specialist (Back-End Loan Partner) Compensation: $48,000 base salary + $250 per closed loan Schedule: Monday-Friday, 9 AM-6 PM CST (1-hour lunch); one Saturday every 1.5-2 months (half-day off during week) Benefits: Health Insurance (Cigna), PTO, Paid Holidays, Sick Days, Bereavement Leave Overview: Our client, a fast-growing mortgage team, is seeking a Pre-Approval Specialist (Back-End Loan Partner) to support front-end Loan Officers by managing pre-qualification and pre-approval processes. You'll work directly with borrowers, reviewing applications, running AUS, analyzing income, and ensuring every file is clean and ready for processing. Responsibilities: Review loan applications and verify data accuracy Analyze income, DTI, credit, and loan structure for pre-approval Conduct consultation calls with buyers to explain options and eligibility Issue pre-qualification and pre-approval letters Communicate with borrowers, Realtors, and internal team members Maintain organized pipeline management within Monday.com Ensure clean handoff to processing with all required documentation Qualifications: Minimum 5 years total experience as a Loan Officer Assistant or Loan Officer. Experience within the role within the last 11 months. Strong understanding of FHA, VA, Conventional, and Non-QM loan programs Skilled in income calculation and AUS guideline review Excellent communication and organizational skills Tech savvy; experience with LendingPad, Arive, and Monday.com preferred Must be comfortable working remotely on video with a collaborative team 💰 Earning Potential: Average specialists close 5-10 loans/month, earning an additional $1,250-$2,500/month in bonuses on top of base pay. 📌 National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All hiring criteria are set by our client and must be followed as outlined. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities: Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements. Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. Ensure loan files are complete, accurate, and compliant before final approval or denial. Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. Provide guidance and support to junior underwriters and other team members as needed. Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements: Minimum of 3+ years of experience in underwriting Non-QM loans. Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. Experience Underwriting Non-QM roles within the last 6 months. Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. Excellent communication skills, both written and verbal. Ability to work independently and as part of a collaborative team. Strong organizational and problem-solving skills. Salary: 90-100kThank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.