American National Bank & Trust jobs - 146 jobs

GENERAL DESCRIPTION: The Call Center Representative (“CCR”) is responsible for providing exceptional customer service through the American National Bank & Trust (“ANB&T”) Call Center. The CCR provides assistance for our customers and employees via telephone, when they have questions or concerns regarding their account(s) with us. The CCR must handle all calls in a professional, pleasant, informative and courteous manner. ESSENTIAL FUNCTIONS OF JOB: 1. Assist customers with various account needs, (i.e. check orders, deposit slips, debit cards). 2. Assist with debit card issues, including fraudulent transactions and disputes. 3. Call customers for returned check orders and returned bank mail with incorrect addresses. 4. Assist customer with returned checks and stop payments. 5. Perform teller assist transactions related to the Interactive Teller Machine (“ITM”). 6. Assist customers with online banking and bill pay issues. 7. Take domestic and international wire instructions for customers. 8. Perform checks and balances for other CCRs. 9. Update customer account information, such as address, email and phone number(s). 10. Set up and maintain business online banking customers. 11. Perform all other duties as required or assigned Requirements REQUIRED SKILLS: 1. Must be knowledgeable in the use of office equipment, (i.e. computers, copiers, scanners, multi-line phones, etc.), regular use of desktop computers and related banking software. 2. Exceptional communication skills via remote communication, ITM or telephone. 3. Mental awareness, alertness and adaptability to office and field area work routines. 4. Must be proficient in MS Office, (i.e. Excel and WORD), 10-key, accounting, alpha-numeric data entry, spreadsheets 5. Must possess excellent time management skills and the ability to prioritize work. 6. Must pay attention to detail and possess excellent problem-solving skills. 7. Must possess strong organizational skills with the ability to multi-task. 8. Communication Skills: Ability to read and understand simple instructions, short correspondence, notes, letters and memos; ability to write simple correspondence. Ability to effectively communicate information and respond to questions in person-to-person situations with customers, clients, general public and other employees of the company. 9. Mathematical Skills: Ability to add, subtract, multiply and divide numbers. Ability to perform such mathematical skills using money and other forms of measurement. 10. Critical Thinking Skills: Ability to use common sense understanding in order to carry out detailed written or oral instructions. Ability to deal with problems involving a few known variables in situations of a routine nature. 11. Decision-Making: Performs work operations which permit frequent opportunity for decision-making of minor importance, and which would not only affect the operating efficiency of the individual involved but would also affect the work operations of other employees and/or clientele to a slight degree. 12. Public Contact: Regular contact with patrons, either within the office or in the field. May involve occasional self-initiated contacts to patrons. Lack of tact and judgment may result in a limited type of problem for the organization. 13. Mental Demand: Light mental demand. Operations require intermittent direct thinking to carry out pre-determined procedures or a sequence of operations. 14. Problem-Solving: Repetitive; Activities or duties using a pre-determined set of processes or directions coupled with nearby supervision; Learned things in situations where choice is simple or patterned. 15. Public Contact: Frequent contacts with customers and clientele could involve occasional self-initiated contacts. When initiated, the utmost intact, professionalism and judgment should be used, as you are representing ANB&T. 16. Accuracy: Probable errors of internal and external scope would have a moderate effect on the operational efficiency of the organizational component concerned. Errors might possibly go undetected for a considerable period of time, thereby creating an inaccurate picture of an existing situation. Could cause further errors, losses or embarrassment to the company. The possibility of error is always present due to the requirements and repetition of the job. PHYSICAL REQUIREMENTS and WORKING CONDITIONS: While performing the essential functions of this job, the CCR is continuously required to sit or stand, talk or hear: they may occasionally lift, move, push or pull up to 10 pounds. Specific vision abilities required by this job include close vision. This is an indoor position and the noise level in the work area is usually moderate. There are no harmful environmental conditions present for this position. REQUIRED EXPERIENCE: High school degree or GED equivalent; emphasis on office skills, plus 12-18 months of related experience and/or training or equivalent combination of education and experience. REPORTING RELATIONSHIP: This position reports directly to the AVP/ Call Center Manager. The AVP/ Call Center Manager reports to the Vice President Operations, who reports to the EVP of Operations/Cashier & HR Director, who reports to the President/CEO of American National Bank & Trust. DISCLAIMER: This is representative only and not an exclusive or exhaustive list of all job functions that an employee in this position may be asked to perform from time to time. Duties and responsibilities may be changed, expanded, reduced or delegated by Management to meet the business needs of the organization. This document in no way constitutes an offer of employment or a contract of employment. ANB&T reserves the right to modify job descriptions, policies or any other procedural document at any time, for any reason, with or without prior notice. “ANB&T is an Equal Employment Opportunity / Disability / Protected Veteran Status Employer”

The Client Support Analyst is responsible for the fulfillment of customer request via multiply delivery channels (retail banking centers, CCU and Online) and supporting Retail and CCU operations while maintaining operational efficiency to ensure compliance with audit and regulatory requirements. The individual is responsible for maintaining and supporting the cash needs of the bank and monitoring various reports to ensure timely entries and reconciliations are performed. Other duties include: * Working with various vendors in support of systems and applications used by Retail and CCU * Supporting the fulfillment of customer request * Requires work on physical bank premises * Evaluates and directs banking centers/CCU staff and/or management to find solutions for escalated issues * Develops and maintains policies and procedures for Retail/CCU that support audit and regulatory requirements * Manages cash for the bank including banking centers, ATM/ITM's, and the banks Centralized vaults. Qualifications: * High School diploma or GED * 1 year banking experience Skills: * Working knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be competent in all basic math functions and able to carry out written instructions * Work occasionally requires more than 40 hours per week to perform the essential functions of the position * Lifting in an office setting may be required up to 30lbs ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

The Commercial Portfolio Manager is primarily responsible for assisting the commercial lender in managing the commercial loan portfolio; including loan originations, portfolio monitoring, customer interaction, and participation bank communication. Loan origination responsibilities may include facilitating the underwriting and closing process. * Performs all functions involved with the origination and servicing of CRE and commercial loan relationships to enable the Commercial Relationship Managers to utilize their time in relationship management development and expansion, customer interaction, and new customer generation * Assists the Lender in obtaining credit, financial, and collateral information * Assists loan officers during loan closings and other meetings and interacts with customers * Cross-sells related banking services to include cash management, deposit products, asset management services, and investment products * Coordinates with other lending officers, attorneys, title insurance companies, appraisers, credit analyst, administrative support, document preparation, or others in the origination and servicing of credit facilities * Receives and obtains approval for customer requests to include draw requests, account transfers, and deposit questions as needed * Manages collateral monitoring and reporting * Spreads financial statements, performs financial and collateral analysis and develops and completes credit offerings for review and approval * May require work on physical bank premises Qualifications * Bachelor's degree required: Finance, Economics, or Accounting degree preferred * 7 years of experience in Commercial Lending Skills * Working knowledge of Microsoft Excel and Word; basic keyboard and calculator skills; must be able to do simple math and carry out written instructions * Work occasionally requires more than 40 hours per week to perform the essential functions of the position * Lifting in an office setting may be required up to 30lbs. ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

The Senior Credit Officer is managing and overseeing credit risk, ensuring compliance, and providing guidance on lending policies and procedures, while also reviewing and approving loan applications. Responsible for driving asset quality within the commercial portfolio. * Reviews loan applications and analyzes credit information to assess customer's credit worthiness and makes decisions about credit requests pursuant to bank policy. Assigned to regions and larger/complex loans * Manages the existing portfolio for asset quality to include asset reviews of large relationship, identifying problem loans, timely renewal of maturities, assisting in resolution of critical exceptions, assisting in managing covenant defaults * Supports the market in business development efforts by participating in sales calls * Prepares reports on large loan applications and presents these to Loan Committee, with recommendations; participates in Loan Committee decision making; issues loan approvals within defined limits * Participates in the mentoring and development of lenders, relationship managers, portfolio managers, and analysts * Provides advice and guidance to loan officers regarding loan policies and procedures, credit analysis, financial statement evaluation, and credit investigations; may participate in training of loan officers and support lenders' adherence to Bank's lending policies and procedures * Works closely with Special Assets Manager and Lenders to monitor, identify and recommend strategies and structures on problem loans. Requires collaboration with internal and external partners and customers to strategize and communicate around collection efforts Qualifications: * Bachelor's degree or equivalent educational/work experience * 10+ years of progressively responsible professional and supervisory work experience in one or a combination of business, C&I, ABL, commercial real estate, SBA and consumer lending; proficiency in analysis software Skills: * Working knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be able to do complex math and carry out complex written instructions * Work may occasionally require more than 40 hours per week to perform the essential function of the job * Office setting with lifting up to 30 lbs. ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

Full-time Description GENERAL DESCRIPTION: The Call Center Quality Control Representative (“CCQC”) is a function of bank internal control regarding the maintenance, and closing of deposit accounts, debit cards and auxiliary account functions within the bank. CCQC is tasked with daily monitoring, logging, and communication of errors and inconsistencies occurring in the Lobby Services and Call Center areas. ESSENTIAL FUNCTIONS OF JOB: 1. Knowledge of Core software. 2. Knowledge of specific software used to service customers. 3. Experience with legal documents such as the categories of Power of Attorney and Representative Payee as well as various documents presented upon the death of a customer such as Letters of Testamentary, Letters of Administration, or Small Estate Affidavits. 4. Experience with commercial entity structure such as Sole Proprietors, Partnerships, and Corporations as well as more loosely organized entities like Associations or Political Organizations. 5. Understanding of specific policies and procedures of American National Bank & Trust. 6. Understand and review daily reports relating to accounts and debit cards. 7. Prepare and distribute monthly reports. 8. Review daily reports for all maintenance made on accounts by CCRs and LSRs. 9. Review accounts with a change of address and new debit cards. 10. Perform all other duties as required or assigned. Requirements REQUIRED SKILLS: 1. Must be knowledgeable in the use of office equipment, (i.e. computers, copiers, scanners, multi-line phones, etc.), regular use of desktop computers and related banking software. 2. Mental awareness, alertness and adaptability to office and field area work routines. 3. Must be proficient in MS Office, (i.e. Excel and WORD), accounting, alpha-numeric data entry, spreadsheets. 4. Must possess excellent time management skills and the ability to prioritize work. 5. Must pay attention to detail and possess excellent problem-solving skills. 6. Must possess strong organizational skills with the ability to multi-task. 7. Communication Skills: Ability to read and understand simple instructions, short correspondence, notes, letters and memos; ability to write simple correspondence. Ability to effectively communicate information and respond to questions in person-to-person or electronic situations with other employees of the company. 8. Mathematical Skills: Ability to add, subtract, multiply and divide numbers. Ability to perform such mathematical skills using money and other forms of measurement. 9. Critical Thinking Skills: Ability to use common sense understanding in order to carry out detailed written or oral instructions. Ability to deal with problems involving a few known variables in situations of a routine nature. 10. Decision-Making: Performs work operations which permit frequent opportunity for decision-making of minor importance, and which would not only affect the operating efficiency of the individual involved, but would also affect the work operations of other employees and/or clientele to a slight degree. 11. Mental Demand: Light mental demand. Operations requiring intermittent direct thinking to carry our pre-determined procedures or a sequence of operations. 12. Problem-Solving: Repetitive; Activities or duties using a pre-determined set of processes or directions coupled with nearby supervision; Learned things in situations where choice is simple or patterned. 13. Accuracy: Probable errors of internal and external scope would have a moderate effect on the operational efficiency of the organizational component concerned. Errors might possibly go undetected for a considerable period of time, thereby creating an inaccurate picture of an existing situation. Could cause further errors, losses or embarrassment to the company. The possibility for error is always present due to the requirements and repetition of the job. PHYSICAL REQUIREMENTS and WORKING CONDITIONS: While performing the essential functions of this job, CCQC is continuously required to sit or stand, talk or hear: they may occasionally lift, move, push or pull up to 10 pounds. Specific vision abilities required by this job include close vision. This is an indoor position and the noise level in the work area is usually moderate. There are no harmful environmental conditions present for this position. REQUIRED EXPERIENCE: High school degree or GED equivalent; emphasis on office skills, plus 12-18 months of related experience and/or training or equivalent combination of education and experience. REPORTING RELATIONSHIP: The CCQC reports directly to the Call Center Manager. The Call Center Manager reports to the Vice President Operations, who reports to the EVP of Operations/Cashier & HR Director, who reports to the President/CEO of American National Bank & Trust. DISCLAIMER: This is representative only and not an exclusive or exhaustive list of all job functions that an employee in this position may be asked to perform from time to time. Duties and responsibilities may be changed, expanded, reduced or delegated by Management to meet the business needs of the organization. This document in no way constitutes an offer of employment or a contract of employment. ANB&T reserves the right to modify job descriptions, policies or any other procedural document at any time, for any reason, with or without prior notice. “ANB&T is an Equal Employment Opportunity / Disability / Protected Veteran Status Employer”

Description: GENERAL DESCRIPTION: The Human Resources Assistant provides administrative support to the Human Resources department to ensure efficient delivery of HR services across the organization. This position plays a key role in supporting employee relations, onboarding, benefits, compliance, and payroll functions. The HR assistant helps maintain accurate records, ensures regulatory compliance, and delivers exceptional internal customer service. ESSENTIAL FUNCTIONS OF JOB: ADMINISTRATIVE SUPPORT Provide administrative assistance to HR officers and staff, ensuring accuracy, organization, and confidentiality of employee information. Maintain and update employee records and files (both electronic and physical files). Manage HR databases and prepare reports for audits, management reviews, and other HR functions. Manage scheduling and logistics for HR-related events and meetings. Complete other administrative tasks as necessary to support the HR team. EMPLOYEE RELATIONS Serve as a professional liaison between employees and HR management; point of contact for employee inquiries regarding HR policies, benefits, and procedures. Promote a positive work environment by providing timely, accurate, and confidential support to employees and supervisors. BENEFITS ADMINISTRATION Assist with employee benefits activities, including benefits orientation meetings, ordering ID cards, and providing support for annual Open Enrollment. ONBOARDING Assist with coordination and preparation of onboarding materials and schedules for new hires. Prepare welcome packets and swag bags. Ensure new hire photos are taken. Create and distribute company-wide communications for new hires, separations, and employee status changes. COMPLIANCE & RECORDKEEPING Maintain and update AAP reporting. Maintain compliance with all required labor laws postings across all locations; ensure updates are completed as regulations change. Maintain accurate and compliant personnel files, including Form I-9 documentation and retention in accordance with federal regulations. TRAINING & DEVELOPMENT Assist with coordination of training sessions, maintain accurate training records, and help prepare or update training materials. Schedule training, including communications, materials, and attendance tracking. PAYROLL SUPPORT Assist with payroll processing by verifying timecards and addressing payroll related inquiries such as check copy requests. Conduct audits of time and attendance records to ensure accuracy and compliance with company policy; ensure leave balances are correct. Requirements: REQUIRED SKILLS: Proven experience in administrative and HR support. Must be proficient with 10-key (by touch); alpha/numeric data entry; spreadsheets, word processing, basic typing and possess excellent PC skills. COMMUNICATION SKILLS: Solid verbal and written communication skills. Communicate effectively with applicants, employees, and managers. Must be comfortable meeting with and speaking to new people. Team-oriented with a pro-active, “can do” attitude. Active listening skills. SUPERVISION RECEIVED: Under general supervision where standard practice enables the employee to proceed alone on routine work, referring any questionable issues to direct supervisor. PLANNING: Considerable responsibility with regard to general assignments in planning time, method, manner and/or sequence of performance of own work; Must possess excellent organizational skills and attention to detail. MENTAL DEMAND: Very high mental demand; Must be able to work effectively while multi-tasking in a high-stress environment with ever-changing priorities and highly confidential information. Possess the ability to prioritize tasks. May be asked to work overtime hours due to “last-minute” (urgent) requests. PUBLIC CONTACT: Regular contact with applicants involves furnishing and obtaining information; knowing what to say and when to say it is extremely important when conducting interviews and obtaining background employment information for potential hires; failure to exercise proper judgment may result in monetary losses to company. EMPLOYEE CONTACT: Regular contact with co-workers and managers within the bank, which will require coordination of efforts generally in the normal course of performing duties; requires tact in presenting candidates and qualifications and making sound, solid recommendations. ACCURACY: Extremely high expectations for accuracy, attention to detail and consistency in applying policies and procedures equally and fairly to all employees. Speed is not the desired goal. Accuracy is. Most have neat and legible penmanship. PHYSICAL REQUIREMENTS and WORKING CONDITIONS: While performing the essential functions of this job, this position is regularly required to sit or stand, talk; use of hands and arms to reach; may occasionally lift, move, push or pull up to 10 pounds. This position requires extensive use of the computer, requiring specific vision requirements including close vision, distance vision, peripheral vision, and the ability to adjust focus. This is an indoor position and the noise level in the work area is usually moderate. This position may involve periodic stressful conditions. Occasional adjustments to the work schedule may be needed to include overtime and evenings/weekends. This position may occasionally move from one work location to another location/branch. REQUIRED EDUCATION and EXPERIENCE: High school degree or GED equivalent; 6-12 months experience in related fields like administration, customer service; or equivalent combination of education and experience. Any HR certification will give you an edge over other candidates. REPORTING RELATIONSHIP: This position reports directly to the Vice President, Human Resources. The VP, Human Resources reports directly to the Executive Vice President of Operations, who reports directly to the President/CEO of American National Bank & Trust. DISCLAIMER: This is representative only and not an exclusive or exhaustive list of all job functions that an employee in this position may be asked to perform from time to time. Duties and responsibilities may be changed, expanded, reduced or delegated by Management to meet the business needs of the organization. This document in no way constitutes an offer of employment or a contract of employment. ANB&T reserves the right to modify job descriptions, policies, or any other procedural document at any time, for any reason, with or without prior notice. “ANB&T is an Equal Employment Opportunity / Disability / Protected Veteran Status Employer”

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description The Commercial Banking Relationship Manager (RM) manages and grows a large and complex portfolio of middle market businesses in the Texas Region having revenues ranging from $50 million to $1 billion. The RM prospects for and closes new business relationships while retaining and expanding existing customer relationships. Works closely with the portfolio management team to manage loan and portfolio credit quality. Provides financial advice to customers and recommends appropriate bank products and services to those prospects and clients and makes appropriate referrals. Base pay for this role usually falls within $140,000 to $225,000. Additional considerations regarding base pay levels are based on candidate qualifications. Your compensation expectations will be discussed with a U.S. Bank recruiter if you are contacted to discuss the role further. Basic Qualifications * Master's degree, or equivalent work experience * 10 or more years of commercial lending experience Preferred Skills/Experience * Considerable knowledge and experience in managing and growing a large and complex portfolio of commercial loans * Significant knowledge of credit and credit quality * Thorough knowledge of bank products and services * Strong leadership and strategic management skills * Excellent verbal and written communication skills * Well-developed analytical, decision-making and problem-solving skills The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): * Healthcare (medical, dental, vision) * Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy disability and parental leave * 401(k) and employer-funded retirement plan * Paid vacation (from two to five weeks depending on salary grade and tenure) * Up to 11 paid holiday opportunities * Adoption assistance * Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $149,515.00 - $175,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. We are seeking a Treasury Management (TM) Enablement Manager to join Zions Bancorporation. The TM Enablement Manager plays a key role in… driving digital transformation initiatives. This position is ideal for a highly skilled professional who brings a unique blend of technical expertise in Adobe Experience Manager (AEM) Forms and Microsoft Power Platform. In this role, you will support and enhance our current forms infrastructure while helping to shape and guide the future state of our digital onboarding experience, particularly within the banking and treasury management space. The TM Enablement Manager will: * AEM Forms Design & Development: Create adaptive, responsive, and user-friendly forms using AEM and Adobe Acrobat PDF. * Solution Transition: Lead the transformation from the current AEM-based solution to a new, yet-to-be-defined platform * Cross-Functional Collaboration: Act as the primary liaison between business units, technical teams and external vendors. * Performance Monitoring: Troubleshoot and resolve technical issues to ensure optimal system performance. * Documentation & Reporting: Maintain detailed documentation and provide regular updates to stakeholders on project status, risks, and outcomes * Other duties as assigned Requirements: * Experience: 5+ years working with AEM Forms, Adobe Acrobat PDF, and JavaScript. * Industry Knowledge: Strong background in banking and treasury management processes. * Technical Proficiency: Deep understanding of AEM architecture, form customization, and workflow automation. * Salesforce Experience: Familiarity with Salesforce integration is a plus. * Communication: Excellent verbal and written communication skills, with strong negotiation and facilitation abilities. * Problem-Solving: Expert ability to identify, analyze, and resolve complex issues creatively and efficiently. * Education: Requires a Bachelor's degree in Business Administration or related degree Pay Range: $120,000 -$190,000 (Based upon location and experience) Location: This position is five days per week in-office (M-Fri) and you will need to live within commuting distance of these locations: * Mesa, AZ * Denver, CO * Las Vegas, NV * Houston, TX * Midvale, UT Benefits: * Medical, Dental and Vision Insurance - START DAY ONE! * Life and Disability Insurance, Paid Parental Leave and Adoption Assistance * Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts * Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays * 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience * Mental health benefits including coaching and therapy sessions * Tuition Reimbursement for qualifying employees * Employee Ambassador preferred banking products Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference for the clients and communities we serve.

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. The Appraisal Review Manager selected for this opportunity will be working within Real Estate Technical Services to support daily operations across multiple teams. This dynamic position will require the successful candidate to be comfortable with change, development of new skills, and consistently being self-driven to balance multiple responsibilities simultaneously within prescribed deadlines. This role will report to the new Enterprise Technology Center in Midvale, UT. Responsibilities: * The Appraisal Review Manager is responsible for the residential appraisal review area and serves as liaison, efficiency expert and problem-solver between loan production and the residential Appraisal Review Department. * Participates in the automation of the appraisal procurement, review, scoring and system monitoring process to ensure industry "best practices" and provide a competitive advantage. * Manages the daily operations, focusing on increasing reliability, accuracy and efficiencies relating to procurement and review of residential real estate appraisals for consumer and mortgage lending, across all regions. * May be required to perform appraisal reviews. * Develops, administers, and manages the training of the appraisal review specialists, for both direct reports and applicable bank staff. * Manages the consumer and mortgage lending "appraisal dispute" function for consumer and mortgage lending customers. * Resolves appraisal disputes and appraiser or client complaints, as necessary. * Performs project management leadership functions as a project manager or team member, as needed. * May be responsible to drive process improvement initiatives, including gathering and documenting business requirements. * Strong project management experience and data analytics proficiency preferred. * Possesses proficiency in MS Office, as well as experience in Power BI, Power Apps, Power Automate, and TEAMS. Proficiency in SQL and Python, preferred. * Assists in all phases of third-party supplier risk management life cycle for valuation services vendors. * Keeps abreast of industry knowledge and regulations pertaining to appraisal methodology and secondary mortgage market policies and procedures to ensure both regulatory and investor compliance. * Provides oversight to executive management by developing and providing various departmental reports, as necessary, to department management. * Facilitates the efficient integration of all applicable operating systems. * Responsible to ensure compliance with bank policies, federal regulations and USPAP standards. Ensures that appraisals are consistent with regulations. * Responsible for interpreting and implementing current regulations. * May also order appraisals to control costs, ensure independence between loan and appraisal departments and give proper instructions for the appraisers. * Responsible for hiring, transfers, terminations, and performance evaluations. * Other duties as assigned. Qualifications: * Requires a bachelor's degree in business, finance, or related fields, * 6+ years of directly related appraisal, credit, or financial analysis or equivalent. * Management experience required. Management experience at a federally regulated institution preferred. * Certified Residential Appraiser license required at a minimum. * Professional appraisal association designation preferred. * Requires advanced knowledge of appraisals, appraisal practices, principles, applications, and methods. * Advanced knowledge of audit procedures, legal and regulatory requirements. * Must possess applicable appraisal licensing, valuation experience and requisite mortgage and consumer lending knowledge to facilitate the efficient integration of all applicable operating systems. * Must have strong management, client relations and communication skills, both written and verbal. * Must possess advanced analysis and problem-solving skills. * Ability to work with internal and external clients. This position is eligible to earn a base salary in the range of $115,000 to $145,000 annually depending on job-related factors such as level of experience and location Work Location: This position can be located at one of our headquarters in the following locations: * Phoenix, AZ * Denver, CO * Las Vegas, NV * Houston, TX * Midvale, UT Benefits: * Medical, Dental and Vision Insurance - START DAY ONE! * Life and Disability Insurance, Paid Parental Leave and Adoption Assistance * Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts * Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays * 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience * Mental health benefits including coaching and therapy sessions. * Tuition Reimbursement for qualifying employees * Employee Ambassador preferred banking products

The Senior Business Analyst is responsible for supporting and building solutions for the bank's overall deposit growth strategy. * Leverage data sources and tools to create deposit product and program recommendations * Collaborate with bank teams across the bank to bring recommendations to life * Gather, study, and synthesize market research to inform recommendations * Create ongoing, insightful reporting and analysis of deposit growth success * Gather and analyze deposit pricing data to inform and support pricing decisions * Partner with IT to inform and expand deposit strategy data needs and requirements Qualifications: * Bachelor's degree in Marketing or Analytics * 10-15 years extensive marketing analytics experience in financial services industry * Preferred: Expert knowledge in CRM tools such as CRMBI (FiServ), Alteryx, and Power BI. Expert understanding of customer databases and data warehouse functionality. Strong communication skills to interface with business and technical teams. Strong organizational skills are required to effectively collaborate with and lead cross-functional working teams. SQL knowledge helpful but not required. Skills: * Strong proficiency in the use of Microsoft Office including Excel and Access; basic keyboarding and calculator skills; must be able to perform advanced math and carry out complex written instructions * Work occasionally requires more than 40 hours per week to perform the essential functions of the position * Lifting in an office setting may be required up to 30lbs. ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

Job Description Join Alliance Bank Central Texas as a Part-Time Teller in Temple, Texas, and embark on a rewarding career with an energetic, customer-focused team. This onsite position offers you the chance to engage with our community, assisting customers with their banking needs while honing your problem-solving skills. As a key part of our high-performance culture, you'll thrive in an environment that values excellence and forward-thinking. Starting pay is set at $16.00 per hour, making this role both a valuable career choice and a step towards financial growth. You will gain hands-on experience in the banking industry, fostering lasting relationships with customers and teammates alike. You will receive great benefits such as 401(k), paid bank holidays, and advancement opportunities in a growing company. Take this opportunity to make a difference in people's lives while advancing your career in a dynamic setting. While Spanish Speaking is preferred, it is not mandatory. Your role as a Teller As a new Part-Time Teller at Alliance Bank Central Texas, you will engage in a variety of daily tasks that support our customer-centric mission. Your day will start by welcoming customers warmly as they enter the bank, providing an inviting atmosphere. You will accurately process transactions, including deposits, withdrawals, and payments, ensuring each interaction reflects our commitment to excellence. Additionally, you'll assist customers by answering account inquiries and resolving any issues they may have, showcasing your problem-solving skills. Daily responsibilities also include maintaining accurate records and balancing cash drawers to uphold our high performance and professional standards. You will collaborate with team members in a dynamic environment, contributing to a forward-thinking culture that prioritizes customer satisfaction and continuous improvement. Are you the Teller we're looking for? To excel as a Part-Time Teller at Alliance Bank Central Texas, several key skills are essential. Strong communication abilities are vital, as you will be interacting with customers and colleagues daily, conveying information clearly and effectively. A customer-centric attitude is crucial, allowing you to genuinely understand and address customer needs and concerns. Attention to detail is necessary for accurately processing transactions and maintaining financial records, as even minor errors can have significant impacts. Strong organizational skills will help you manage multiple tasks efficiently while ensuring every customer receives the attention they deserve. Additionally, problem-solving skills are important to identify and resolve customer issues quickly and effectively. A collaborative spirit will enhance your ability to work harmoniously within a high-performance team environment, driving the bank's mission forward. Get started with our team! While Spanish Speaking is preferred, it is not mandatory. If you think this job aligns with your requirements, then submitting an application is simple. Good luck! About Alliance Bank Central Texas: Recognized as the #1 In-State Bank in Texas by Forbes, Alliance Bank Central Texas was established in 2007 after purchasing a bank with a century-long tradition of providing personalized banking service, is committed to helping businesses and families meet their financial goals. Beginning with approximately $35 million in assets, the bank is currently over $1 billion in size. Alliance Bank Central Texas is independently owned by more than 250 shareholders and locally operated by a board and management teams. Our team of experienced banking professionals value building relationships with their customers, actively partnering together to support and improve the communities where they live, work and serve. Offering a variety of mobile and internet products and services, we take pride in making banking easy, complete with locally approved solutions and personalized service that customers deserve and trust. Alliance Bank Central Texas is headquartered in Woodway, Texas, with six additional locations in Waco, Jewett, Donie and Temple/Belton and Georgetown. All applicants must be able to prove work authorization for the United States, be able to pass a pre-employment criminal background check and are subject to periodic drug testing. Alliance Bank Central Texas is an Affirmative Action and Equal Opportunity Employer; all individuals have an equal opportunity for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran class. In order to provide the best customer service possible for our customers, employment related phone calls will not be accepted. Job Posted by ApplicantPro

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. We are seeking a Loan Closing Manager to join Zions Bancorporation. The Loan Closing Manager I plays a key role in managing loan closing operations and staff, ensuring quality customer service and compliance with bank policies and regulations. This position oversees the completion of due diligence activities, preparation of loan closing documents, and the review and interpretation of third-party documents to provide the "clear to close." The role is responsible for daily workflow management, staff training, and the implementation of departmental productivity measures. As a leader, you will drive process improvements, maintain strong working relationships across departments, and support the development and performance of your team. Responsibilities * Manage loan closing operations and staff, including workflow, scheduling, and training * Establish and maintain closing processes and procedures to ensure quality customer service * Oversee completion of due diligence activities and preparation of loan closing documents * Review, request, and interpret third-party documents required for loan closings * Assign and monitor due diligence and closing tasks for middle office loan closers * Troubleshoot Credit Lead issues and provide technical support and guidance to staff * Implement and maintain productivity measures for individuals and the department * Administer bank policies and procedures, ensuring compliance with laws and regulations * Recommend and implement process improvements and departmental policies * Handle complex or unique transactions and manage overflow or backlogs as needed Qualifications * 4+ years of loan processing, loan operations, credit analysis, or other directly related experience required * Management or supervisory experience required * Considerable working knowledge of lending operations, processing, documentation, credit analysis, and loan procedures * Strong analytical and problem resolution skills * Solid leadership and management capabilities; goal-oriented * Excellent organizational, project management, and communication skills (verbal and written) * Ability to maintain effective working relationships with lenders, management, and administrative staff * Experience in banking, lending, and credit administration preferred * Ability to resolve problems and issues with team members to accomplish objectives * Bachelor's Degree in a related field required Work Location * Phoenix, AZ * Irvine, CA * Los Angeles, CA * Denver, CO * Las Vegas, NV * Houston, TX * Midvale, UT Pay Range $45 - $77/hr (Based upon related experience and location) Benefits: * Medical, Dental and Vision Insurance - START DAY ONE! * Life and Disability Insurance, Paid Parental Leave and Adoption Assistance * Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts * Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays * 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience * Mental health benefits including coaching and therapy sessions * Tuition Reimbursement for qualifying employees * Employee Ambassador preferred banking products Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference for the clients and communities we serve.

The Financial Associate (Teller/New Accounts) is responsible for providing a consistent positive and professional customer service experience demonstrating a high level of sales proficiency in person and on the phone. This individual engages in and develops relationships with both customers and other internal bank personnel. They must be able to demonstrate strong communication skills, showing initiative, personal & professional growth along with having or developing a strong "sales" mentality. They must also enjoy handling customers' initial needs, assist with opening new accounts, conduct routine paying/receiving (teller servicing) functions, cross-sell bank products and services and refer customers to other lines of business (or associates) to expand new and existing relationships. This universal role will provide an opportunity to continue in expanding their banking knowledge or help them launch into a successful career in the financial industry. Responsibilities include: * Opening deposit accounts and ancillary deposit services * Processing paying and receiving transactions * Balancing transactions and cash ensuring paper documentation and negotiability and an adequate audit trail * Uncovering customer expansion opportunities and referring customers to proper bank associates * Performs account maintenance and related activities * Adheres to established internal controls on regulatory requirements ensuring compliance * Meets service standards both in person and on the phone, ensuring a consistent level of customer service is achieved Qualifications: * High School diploma or GED * Minimum of two years of retail/sales or banking experience required * Basic knowledge of retail product philosophy, policy, procedures, documentation and systems; some knowledge of retail products and services; proven customer service and interpersonal skills; effective selling, cross-selling and referral skills; strong mathematical, problem-solving, and negotiation skills preferred Skills: * Demonstrated experience with Microsoft Office Suite * Excellent interpersonal, communication skills, and written communication * Solid organizational skills and attention to detail * Ability to work in a fast-paced, team-oriented environment * Demonstrated ability to maintain confidentiality * Lifting in an office setting may be required up to 30 lbs. ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

A System Security Analyst analyzes and implements system(s) security measures to protect sensitive data and infrastructure. * Implement and maintain security software like firewalls, encryption programs, and intrusion detection systems * Identify vulnerabilities in systems and networks, conduct penetration testing, and recommend mitigation strategies * Work closely with the systems team and Info Sec team to implement and enforce security policies and procedures, ensuring compliance with industry standards * Stay informed about the latest IT security trends and threats, and research new security solutions * Verify the security of third-party vendors and collaboration to meet security requirements * Technical knowledge of enterprise-class technologies such as cloud (AWS and Azure), firewalls, routers, switches, wireless access points, VPNs, and desktop and server operating systems * Thorough understanding of Microsoft's enterprise technology platform, including Azure, Active Directory, SQL, Office 365, and the Windows server and desktop operating systems, patching and vulnerabilities analysis * Hands-on experience with the following technology vendors and products: CyberArk, Okta, CyberReason, Splunk, Vulnerability Scanners Qualifications: * Bachelor's degree or equivalent with certifications related to Information Security e.g. CISA, CISSP, * 5-7 years of relevant experience * Preferred: Technical knowledge of enterprise-class technologies such as cloud (AWS and Azure), firewalls, routers, switches, wireless access points, VPNs, and desktop and server operating systems. Thorough understanding of Microsoft's enterprise technology platform, including Azure, Active Directory, SQL, Office 365, and the Windows server and desktop operating systems patching and vulnerabilities analysis Skills: * CyberSecurity trends and latest threats and ethical hacker training * Working knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills, must be able to do simple math and carry out written instructions * Travel to a variety of locations to perform work and/or attend meetings as required * Work occasionally requires more than 40 hours per week to perform the essential functions of the position * Lifting in an office setting may be required up to 30lbs. ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description Digital Product Managers at U. S. Bank are customer obsessed in defining and delivering the strategy and vision required for digital experiences to stay ahead of constantly evolving economic, competitive, technological, and customer needs. As a Digital Product Manager, you will: * Ensures a data-driven approach to prioritize "building the right thing" that maximizes results for both end users and internal business partners. * Relentlessly focused on ongoing measurement and optimization of digital experiences that support seamless self-service and human-assisted customer interactions. * Advocates for reusability of capabilities to drive cost-effective scale and speed to market. * Leverage market and competitive insights, customer needs, and internal business priorities to establish a digital product vision. * Vision includes definition of best-in-class, future-state user experience journey and role of experience in delivering competitive differentiation. * Align digital product vision across other enabling functions to establish an integrated delivery roadmap. * Regularly re-evaluates priorities during planning to optimize capacity against user and business value creation. * Leverages OKRs (Objectives and Key Results) to drive roadmap priorities. * Integrate digital products, platforms and capabilities to drive business value through an enhanced user experience. * Advocates for the reusability and modernization of digital platforms and capabilities across the enterprise to improve speed to market, operational efficiency, risk / compliance adherence. * Drives digital product development by actively managing the roadmap through the agile delivery lifecycle. * Leverages Discovery to evaluate the best, most valuable ideas with customer centricity skillset. * Enable the cross-channel strategy (e.g., web, mobile, voice, in person etc.) by delivering integrated digital solutions that drive adoption, engagement and growth across both digital and human customer interactions. * Identifies initial and ongoing digital product-market fit through partnering with cross-functional teams to deliver best-in-class research deliverables such as research briefs, personas, story maps, prototyping, product chartering, and mapping experiences. * Develops north star metric (NSM) to connect business outcomes to customer value and unify the team and stakeholders against a singular goal. * Continuously measures actual results against target NSM to manage performance and drive progress against product vision and strategy. * Leverage NSM and leading indicators to optimize execution and ensure teams remain focused on highest value work. Basic Qualifications * Digital Product Management experience Preferred Skills/Experience * Expertise on the critical interdependencies among product model system elements that help and hinder performance; ability to plan and design solutions that synchronize resources to achieve business results using business metrics, key performance indicators, design systems, service blueprints, and reusability * Ability to anticipate shifting market priorities, internal and external customer needs in a manner that consistently adds value * Strong customer centricity to implement strategies and techniques used to ensure that customers have a positive experience with the organization's products and services at every touch point * Knowledge of technical aspects of software products; ability to design, configure and integrate technical aspects of software products * Knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations * Preferred skills: product PnL, product strategy, vision and planning, digital products and platforms, product discovery, product build and development, agile ways of working, channel alignment and management, adoption, customer experience research, insight and execution, go to market and sales channels, performance measurement and optimization, marketing and analytics About the team/role: The Product Manager, Go-to-Market role will report directly to the SVP, Product Manager, Go-to-Market Leader to help support business readiness and change management initiatives for the Corporate Digital segment, focusing on both onboarding and servicing of clients. This role requires a background in business product management and/or go-to-market and business readiness management, and its key accountability is ensuring that U.S. Bank is prepared to market launch and support new or changed products, services, and operational processes for our corporate customers. Assist in driving requirements for business partner alignment, engagement, and awareness in market releases for internal/external user impacts. The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): * Healthcare (medical, dental, vision) * Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy disability and parental leave * 401(k) and employer-funded retirement plan * Paid vacation (from two to five weeks depending on salary grade and tenure) * Up to 11 paid holiday opportunities * Adoption assistance * Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

GENERAL DESCRIPTION: The Loan Assistant/Leasing Support position is responsible for the solicitation, origination, underwriting and administration of loans. They will help manage an individual loan portfolio and maintain customer relationships to meet the credit needs in the community. This individual will display courteous, knowledgeable and professional customer service both in person and on the telephone. They will perform a wide range of administrative duties, written correspondence, filing, scanning and other duties as assigned. ESSENTIAL FUNCTIONS OF JOB: Interview customers and gather information to assess risk. Analyze overall risk in loan application, within policy guidelines. Document loan decisions, within policy guidelines. Solicit and develop new business within the community. Evaluate consumer and leases credit loans. Will advise borrower on financial terms and methods of repayment. Market the Bank's loan products to a diverse array of potential borrowers (i.e., community, key organizations and agencies). Analyze applicants' financial status, credit and collateral evaluations to determine feasibility of the loan request. Maintain a positive community presence. Answer telephones and appropriately direct calls or provide courteous answers or information, some of which may be fairly complex. Type correspondence, reports, documents, schedules, etc. from transcripts, drafts, forms or memos; sometimes containing highly confidential and complex financial data. Professionalism should be maintained at all times. Assist the assigned lending Officer(s) in servicing loans, booking/funding loans and collections and support Lobby Services. Obtain information related to the loan origination process, including credit reports, customer identification verifications, UCC searches and insurance information. Establish, organize and maintain files, both routine and confidential and control access. Possess the ability to provide courteous, knowledgeable and professional customer service at all times, both in person and over the telephone. Perform all other duties as assigned and requested by Supervisor. Requirements REQUIRED SKILLS: Must be proficient with 10-key (by touch); alpha/numeric data entry; spreadsheets, word processing, basic typing; Presentations/PowerPoint. COMMUNICATION SKILLS: Ability to write speeches and articles for publication that conform to prescribed style and format; ability to effectively present information to top management, public groups, and/or Board of Directors. MATHEMATICAL SKILLS: Ability to calculate figures and amounts such as discounts, interest, commissions and percentages. Ability to apply concepts such as fractions and ratios to practical situations. CRITICAL THINKING SKILLS: Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to utilize common sense understanding to carry out written, oral instructions; ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. SUPERVISION RECEIVED: Under general direction, working from policies and general directives. Rarely refers specific cases to supervisor unless clarification or interpretation of the organization's policy is required PLANNING: Considerable responsibility regarding general assignments in planning time, method, manner and/or sequence of performance of own work; may also occasionally assist the work operations of a group of employees all performing basically the same type of work. DECISION-MAKING: Performs work operations which permit frequent opportunity for decision-making of minor importance and frequent opportunity for decision-making of major importance, either of which would affect the work operations of medium organizational component and the organization's clientele. MENTAL DEMAND: Intense mental demand; operations requiring sustained directed thinking to analyze, solve, or plan highly variable, administrative, professional, or technical task involving complex problems or mechanisms. ANALYTICAL ABILITY / PROBLEM-SOLVING: Oversight. Activities covered by expansive policies and objectives, and oversight as to execution and review. High order of analytical, interpretative, and constructive thinking in varied situations covering multiple areas of the organizations. ACCURACY: Probable errors would normally not be detected in succeeding operations and could possibly affect organization-patron relationship, involve re-work, or additional expenditures to properly resolve the error. The possibility of such errors would occur quite frequently in performance of the job; may also cause inaccuracies or incomplete information that would be used in other segments of the organization as a basis for making subsequent decisions, plans, or actions. PUBLIC CONTACT: Extensive contact with various diversified sectors of the public; the contacts are of major importance and failure to exercise proper judgment can lead to substantial losses to the organization. EMPLOYEE CONTACT: Contact with other departments or offices and frequently with individuals in middle-level positions; consulting on problems which necessitate judgment and tact in presentation to obtain cooperation or approval of action to be taken. Also, important contacts with associates as required in advanced supervisory jobs, plus frequent contact with senior levels within the organization. PHYSICAL REQUIREMENTS and WORKING CONDITIONS: While performing the essential functions of this job, this position is regularly required to sit, or stand, or talk, and hear; and may occasionally lift, move, push or pull up to 10 pounds. Specific vision abilities required by this job include close vision. This is an indoor position and the noise level in the work area is usually moderate. There are no harmful environmental conditions that are present for this position. REQUIRED EDUCATION and EXPERIENCE: Four-year college degree or equivalent experience resulting in broad knowledge of a field related to the job, such as leasing, accounting, marketing, business administration, etc. Plus, five (5) years' related experience and/or training and two (2) years related management experience, or equivalent combination of education and hands-on experience. REPORTING RELATIONSHIP: This position reports directly to the Commercial & Consumer Lending, Leasing President / SVP. The Commercial & Consumer Lending, Leasing President / SVP reports to the EVP/Consumer Lending, who reports directly to the President/CEO of American National Bank & Trust. DISCLAIMER: This is representative only and not an exclusive or exhaustive list of all job functions that an employee in this position may be asked to perform from time to time. Duties and responsibilities may be changed, expanded, reduced or delegated by Management to meet the business needs of the organization. This document in no way constitutes an offer of employment or a contract of employment. ANB&T reserves the right to modify job descriptions, policies or any other procedural document at any time, for any reason, with or without prior notice.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** The HR Product team is hiring an experienced Varicent ICM Product Consultant. We are looking to expand our team by adding someone that has experience configuring in the cloud-based Varicent application and can help drive towards adoption of Presenter Adaptive reporting. This role will support design, report configuration, and testing of incentive plans in Varicent across various U.S. Bank business lines. **Responsibilities:** + Provide subject matter expertise in Varicent to guide and upskill HR Product team members in the building and expanding of the Varicent application. + Lead efforts to modernize reporting by converting legacy reports to Presenter Adaptive format, ensuring alignment with business needs and usability for end users. + Provide guidance and recommendations on system functionality optimization, design, and enhancements to ensure the product keeps up with Varicent's latest technology capabilities (artificial intelligence, workflows, virtual agents). + Perform testing and analysis to ensure the system meets or exceeds customer requirements. Ensure design solutions are validated/tested to confirm the design is working as planned, downstream impact is considered, and additional problems are not inadvertently resulting from the change. + Log and maintain tickets in Jira, which is our HR Product support application. Take ownership of issue though resolution. Communicate and educate business teams as needed on resolution. + Analyze, understand and share learnings from peer groups, Varicent Community, and professional networks to build strong knowledge of the product. Drive knowledge sharing with team members. **Basic Qualifications** : + Bachelor's degree in Information Technology, Human Resources, Business Administration, Engineering or equivalent work experience + 3-5 years proven configuration experience in Varicent + In-depth understanding of incentive compensation plan rules and formulas **Preferred Skills/Experience:** + Ability to understand and translate business needs into technical requirements + Comprehensive knowledge of HR business processes and the technology platforms used to support, including web and mobile capabilities + Proficient analysis and research skills, i.e., ability to support complex system features, incidents, and future product state with the purpose of maintaining and improving delivery of services + Ability to negotiate priorities and manage difficult conversations in favor of advancement of digital and agile culture. + Experience as an Agile team member, i.e., experience participating in design, sizing, configuration, testing, release, and deploy lifecycle, as well as supporting iterative configuration and engaging stakeholders as needed + Ability to write and analyze reports, review system audit reports and make recommendations on process or technical changes. + Effective verbal, written, and interpersonal communication skills, ability to lead meetings re: technical/functional design, demo, and feedback sessions + Advanced knowledge of technology desktop software and tools (e.g. Microsoft office suite, Windows infrastructure), industry trends and tools and key enterprise software **Location Expectations** This role requires working from a U.S. Bank location three (3) or more days per week. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $105,400.00 - $124,000.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**

The Fraud Specialist plays role in monitoring suspicious activity/exception alerts to identify fraudulent transactions to mitigate loss. * Research and analyze potential customer fraud * Escalate identified fraud to Investigator for confirmed fraud, legal action, or law enforcement assistance * Conduct preliminary analysis into flagged transactions presented through various fraud tools and documenting findings accurately * Effective communicate with customers and employees conducting preliminary analysis of potential fraud events * Manage high-pressure situations with composure, making informed decisions to protect customers and bank interests * Provide empathetic support to fraud victims, guiding, and assisting when needed * Contact customers to verify account activity and work with management to determine appropriate next steps when necessary * This role is responsible for basic fraud transaction analysis Qualifications: * High School diploma or GED; Associate's preferred * 0-2 years bank operational experience * Preferred - Experience in analysis Skills: * Working knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills, must be able to do simple math and carry out written instructions * Work occasionally requires more than 40 hours per week to perform the essential functions of the position * Lifting in an office setting may be required up to 30lbs. ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

Description: GENERAL DESCRIPTION: The Loan Assistant/Leasing Support position is responsible for the solicitation, origination, underwriting and administration of loans. They will help manage an individual loan portfolio and maintain customer relationships to meet the credit needs in the community. This individual will display courteous, knowledgeable and professional customer service both in person and on the telephone. They will perform a wide range of administrative duties, written correspondence, filing, scanning and other duties as assigned. ESSENTIAL FUNCTIONS OF JOB: Interview customers and gather information to assess risk. Analyze overall risk in loan application, within policy guidelines. Document loan decisions, within policy guidelines. Solicit and develop new business within the community. Evaluate consumer and leases credit loans. Will advise borrower on financial terms and methods of repayment. Market the Bank's loan products to a diverse array of potential borrowers (i.e., community, key organizations and agencies). Analyze applicants' financial status, credit and collateral evaluations to determine feasibility of the loan request. Maintain a positive community presence. Answer telephones and appropriately direct calls or provide courteous answers or information, some of which may be fairly complex. Type correspondence, reports, documents, schedules, etc. from transcripts, drafts, forms or memos; sometimes containing highly confidential and complex financial data. Professionalism should be maintained at all times. Assist the assigned lending Officer(s) in servicing loans, booking/funding loans and collections and support Lobby Services. Obtain information related to the loan origination process, including credit reports, customer identification verifications, UCC searches and insurance information. Establish, organize and maintain files, both routine and confidential and control access. Possess the ability to provide courteous, knowledgeable and professional customer service at all times, both in person and over the telephone. Perform all other duties as assigned and requested by Supervisor. Requirements: REQUIRED SKILLS: Must be proficient with 10-key (by touch); alpha/numeric data entry; spreadsheets, word processing, basic typing; Presentations/PowerPoint. COMMUNICATION SKILLS: Ability to write speeches and articles for publication that conform to prescribed style and format; ability to effectively present information to top management, public groups, and/or Board of Directors. MATHEMATICAL SKILLS: Ability to calculate figures and amounts such as discounts, interest, commissions and percentages. Ability to apply concepts such as fractions and ratios to practical situations. CRITICAL THINKING SKILLS: Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to utilize common sense understanding to carry out written, oral instructions; ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. SUPERVISION RECEIVED: Under general direction, working from policies and general directives. Rarely refers specific cases to supervisor unless clarification or interpretation of the organization's policy is required PLANNING: Considerable responsibility regarding general assignments in planning time, method, manner and/or sequence of performance of own work; may also occasionally assist the work operations of a group of employees all performing basically the same type of work. DECISION-MAKING: Performs work operations which permit frequent opportunity for decision-making of minor importance and frequent opportunity for decision-making of major importance, either of which would affect the work operations of medium organizational component and the organization's clientele. MENTAL DEMAND: Intense mental demand; operations requiring sustained directed thinking to analyze, solve, or plan highly variable, administrative, professional, or technical task involving complex problems or mechanisms. ANALYTICAL ABILITY / PROBLEM-SOLVING: Oversight. Activities covered by expansive policies and objectives, and oversight as to execution and review. High order of analytical, interpretative, and constructive thinking in varied situations covering multiple areas of the organizations. ACCURACY: Probable errors would normally not be detected in succeeding operations and could possibly affect organization-patron relationship, involve re-work, or additional expenditures to properly resolve the error. The possibility of such errors would occur quite frequently in performance of the job; may also cause inaccuracies or incomplete information that would be used in other segments of the organization as a basis for making subsequent decisions, plans, or actions. PUBLIC CONTACT: Extensive contact with various diversified sectors of the public; the contacts are of major importance and failure to exercise proper judgment can lead to substantial losses to the organization. EMPLOYEE CONTACT: Contact with other departments or offices and frequently with individuals in middle-level positions; consulting on problems which necessitate judgment and tact in presentation to obtain cooperation or approval of action to be taken. Also, important contacts with associates as required in advanced supervisory jobs, plus frequent contact with senior levels within the organization. PHYSICAL REQUIREMENTS and WORKING CONDITIONS: While performing the essential functions of this job, this position is regularly required to sit, or stand, or talk, and hear; and may occasionally lift, move, push or pull up to 10 pounds. Specific vision abilities required by this job include close vision. This is an indoor position and the noise level in the work area is usually moderate. There are no harmful environmental conditions that are present for this position. REQUIRED EDUCATION and EXPERIENCE: Four-year college degree or equivalent experience resulting in broad knowledge of a field related to the job, such as leasing, accounting, marketing, business administration, etc. Plus, five (5) years' related experience and/or training and two (2) years related management experience, or equivalent combination of education and hands-on experience. REPORTING RELATIONSHIP: This position reports directly to the Commercial & Consumer Lending, Leasing President / SVP. The Commercial & Consumer Lending, Leasing President / SVP reports to the EVP/Consumer Lending, who reports directly to the President/CEO of American National Bank & Trust. DISCLAIMER: This is representative only and not an exclusive or exhaustive list of all job functions that an employee in this position may be asked to perform from time to time. Duties and responsibilities may be changed, expanded, reduced or delegated by Management to meet the business needs of the organization. This document in no way constitutes an offer of employment or a contract of employment. ANB&T reserves the right to modify job descriptions, policies or any other procedural document at any time, for any reason, with or without prior notice.