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Mr. Stephen J. Donaghy is a Chief Operating Officer at UNIVERSAL INSURANCE HOLDINGS, INC. and is based in UNIVERSAL INSURANCE HOLDINGS, INC..

Frederick Howe is Chairman, Chief Executive Officer and founder of MedImpact Healthcare Systems, Inc., the nation's largest privately held full-service pharmacy benefit manager, with 47 million covered lives. Over three decades, Mr. Howe's vision has led to technological breakthroughs and other important changes in the way pharmacy claims are processed and paid every day for millions of consumers. Today, under his leadership, MedImpact is at the forefront of developing new ways to use formularies, disease management and medical data to improve the quality and value of healthcare. He has served on the Schering-Plough Advisory Board and the Scripps Foundation for Medicine and Science, and is an active member in the Academy of Managed Care Pharmacy and several other industry organizations. A dedicated philanthropist, Mr. Howe supports the American Red Cross, Rady Children's Hospital of San Diego, the Leukemia & Lymphoma Society of America, March of Dimes, and the Make-A-Wish Foundation, among many others.

William Darcey is a Member Board Of Directors at Needham Bank and President and CEO at Provider Group and is based in Needham, Massachusetts. He has worked as President at DARCEY AND DARCEY INSURANCE. William attended Babson College - Franklin W. Olin Graduate School of Business between 1987 and 1989, UNH between 1980 and 1984, and Babson F.W. Olin Graduate School of Business between 1987 and 1989.