How long is vested in UPS pension?

UPS employees will be 100% vested in their pension after ten years of service. This is considerably longer than the three years required to become vested under a UPS 401(k) plan. The difference is that the employer is taking a greater risk when contributing to a pension plan, whereas the employee is more responsible for their own money under a 401(k) plan.

While both types of plans offer valuable benefits, their vesting periods differ significantly. Employees looking to optimize their retirement savings may want to consider these differences when making decisions about their financial futures. Note that UPS pension plans are being phased out for new hires, meaning that the 401(k) plan will be the only option moving forward.