This question is about small business lending statistics.

Is small business lending profitable?

By Zippia Team - Feb. 14, 2022

Yes and no. Due to increasing interest rates, small business loans can indeed be very profitable for lenders. Plus, a $500,000 loan might take as long as a mortgage to pay off, creating a large amount of time for that interest to add up.

On the other hand, small loans (less than $25,000) can be incredibly unprofitable for lenders, and if a lender sees a business venture as too risky, they probably won't finance it. That's because if the business collapses, they will lose their entire investment.

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