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This question is about employer.
Bank assets are the money and property owned by the bank as well as any money that it is owed.Loans, securities, and reserves fall into the category of a bank's assets.
Interest-earning loans represent the largest asset that a bank typically possesses. The percentage of a bank's assets that are related to interest-earning loans ranges between 53% and 65%. This is nearly double that of government securities that represent approximately 25% of a bank's total assets. Commercial loans make up approximately 11% of the assets held by U.S. commercial banks.
Banks typically must retain 10% of their deposits. These are known as a bank's reserves and represent another category of assets.

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