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What are the pros and cons of being a 1099 employee?
The pros of being a 1099 employee are flexibility and independence, while the cons are a lack of benefits and added responsibility. Here is a more detailed look at the pros and cons of being a 1099 employee:
Pros:
Flexibility. 1099 employees are able to make a lot of choices. They can choose when and where they work. This can be extremely beneficial if you need specific hours, such as a stay-at-home parent or a student.
Independence. As a 1099 employee, you are also able to choose which jobs you take on and which ones you do not. This can allow you to be in control of your time and work on things that truly interest you.
Cons:
Lack of Benefits. Contract positions do not generally include benefits. This means that you will have to buy your own medical insurance, which can be difficult and is often more expensive than the plans offered through employers.
Added Responsibility. 1099 employees have lots of control over their own workdays, but this often means that they will need to be responsible for making sure they are finding work and completing work in a timely manner. This can be a difficult task for some personalities.
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