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Actuarial Internship jobs at Gallagher

- 82 jobs
  • Actuarial Analyst

    Old Republic Specialty Insurance Underwriters 4.5company rating

    Yardley, PA jobs

    Title: Actuarial Analyst Reports To: VP, Actuary Department: Actuary Classification: Full-Time/Exempt Who We Are: Old Republic is a leading specialty insurer that operates diverse property & casualty and title insurance companies. Founded in 1923 and a member of the Fortune 500, we are a leader in underwriting and risk management services for business partners across the United States and Canada. Our specialized operating companies are experts in their fields, enabling us to provide tailored solutions that set us apart. Old Republic Specialty Insurance Underwriters (ORSIU) is part of Old Republic International Corporation. We offer insurance and reinsurance spanning most lines of business, and partner with specialists who are committed to providing the highest levels of service with the products necessary to meet the unique needs of the Alternative Risks, Specialty Programs and Excess Casualty marketplace. Position Overview: The Actuarial Analyst will assist in the completion of actuarial work products provided by the team, including insurance & reinsurance pricing, tool & model development and internal reporting. Essential Job Functions: Assist and complete individual account pricing and portfolio pricing analyses. Prepare monthly/quarterly management reports as required; work with senior leadership to improve and automate these reports. Maintain and improve existing pricing models and assist in the development of new models. Provide actuarial support for rate filings and data calls; prepare data and exhibits in response to objections from state insurance departments. Assist in the collection of internal and external data for rate monitoring and other projects as needed. Qualifications: Degree in Actuarial Science, Mathematics, Statistics, Economics, or other math-focused or programming field. Insurance industry experience preferred. Minimum 2-3 years of P/C actuarial experience preferred. Strong familiarity with Microsoft Excel required; experience with Access, SQL, VBA, Python or other programming languages. Completion of 2-4 CAS actuarial exams is preferred. ORI is an Equal Opportunity Employer. ORI provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
    $62k-72k yearly est. 18h ago
  • Actuarial Intern - Morristown, NJ/Hybrid

    Crum & Forster Holdings Corp 4.5company rating

    Morristown, NJ jobs

    Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description The Actuarial Intern performs data analysis and conversion to support projects for the Actuarial Team Surplus & Specialty division within Crum & Forster. Works under close supervision and direction of Actuaries. What you will do: * Preparation and analysis of actuarial data. * Automating and migrating current SQL processes to a new environment. * Researching ISO rating manuals and preparing rating specifications for rating service development. * Collaborate with other departments to gather and analyze data. * Perform other duties as assigned. What you will bring to C&F: * Currently pursuing a Bachelor's or Master's degree in Actuarial Science, Mathematics, Statistics, or a related field. * College sophomore preferred, but juniors will also be considered. * Highly motivated with a go-getter personality. * Completion of at least one actuarial exam is required. * Experience with SQL is required. * Strong analytical and problem-solving skills. * Proficiency in Microsoft Excel and other data analysis tools. * Excellent written and verbal communication skills. * Ability to work independently and as part of a team. * Strong attention to detail and organizational skills. What C&F will bring to you * A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path * A dynamic, ambitious, fun and exciting work environment * We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community At C&F you will BELONG If you require special accommodations, please let us know. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know. Belonging at C&F, is a mindset. It's about fostering a culture of inclusion and connection, where everyone feels valued, heard, and empowered to thrive and where our social impact efforts help strengthen the communities where we live and work. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $16.00 to a maximum of $27.50. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. #LI-BS1 #LI-HYBRID Responsibilities The Actuarial Intern performs data analysis and conversion to support projects for the Actuarial Team Surplus & Specialty division within Crum & Forster. Works under close supervision and direction of Actuaries. What you will do: - Preparation and analysis of actuarial data. - Automating and migrating current SQL processes to a new environment. - Researching ISO rating manuals and preparing rating specifications for rating service development. - Collaborate with other departments to gather and analyze data. - Perform other duties as assigned. What you will bring to C&F: - Currently pursuing a Bachelor's or Master's degree in Actuarial Science, Mathematics, Statistics, or a related field. - College sophomore preferred, but juniors will also be considered. - Highly motivated with a go-getter personality. - Completion of at least one actuarial exam is required. - Experience with SQL is required. - Strong analytical and problem-solving skills. - Proficiency in Microsoft Excel and other data analysis tools. - Excellent written and verbal communication skills. - Ability to work independently and as part of a team. - Strong attention to detail and organizational skills.
    $85k-125k yearly est. Auto-Apply 10d ago
  • Actuarial Intern - Morristown, NJ/Hybrid

    Crum & Forster 4.5company rating

    Morristown, NJ jobs

    Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description The Actuarial Intern performs data analysis and conversion to support projects for the Actuarial Team Surplus & Specialty division within Crum & Forster. Works under close supervision and direction of Actuaries. What you will do: Preparation and analysis of actuarial data. Automating and migrating current SQL processes to a new environment. Researching ISO rating manuals and preparing rating specifications for rating service development. Collaborate with other departments to gather and analyze data. Perform other duties as assigned. What you will bring to C&F: Currently pursuing a Bachelor's or Master's degree in Actuarial Science, Mathematics, Statistics, or a related field. College sophomore preferred, but juniors will also be considered. Highly motivated with a go-getter personality. Completion of at least one actuarial exam is required. Experience with SQL is required. Strong analytical and problem-solving skills. Proficiency in Microsoft Excel and other data analysis tools. Excellent written and verbal communication skills. Ability to work independently and as part of a team. Strong attention to detail and organizational skills. What C&F will bring to you A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path A dynamic, ambitious, fun and exciting work environment We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community At C&F you will BELONG If you require special accommodations, please let us know. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know. Belonging at C&F, is a mindset. It's about fostering a culture of inclusion and connection, where everyone feels valued, heard, and empowered to thrive and where our social impact efforts help strengthen the communities where we live and work. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $16.00 to a maximum of $27.50. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. #LI-BS1 #LI-HYBRID
    $85k-125k yearly est. Auto-Apply 11d ago
  • Life Sciences Actuarial Intern

    W.R. Berkley Corporation 4.2company rating

    Ewing, NJ jobs

    Company Details W.R. Berkley Corporation is a Fortune 500 Company, listed on the New York Stock Exchange. The Company is made up of dedicated and passionate people committed to delivering the highest quality insurance products and services to specialized markets worldwide. Our culture is one of innovation, creativity and teamwork. Our team is highly motivated, passionate about our business, and deeply experienced in developing and delivering product and service solutions in the life science marketplace. You will join a highly respected team of experienced, successful professionals with deep expertise in this market as they build the company of the future. At Berkley Life Sciences, we insure the future of life science innovators today. We do so by serving as a preferred market for the life science industry around the globe, offering a broad range of sophisticated property & casualty products and services designed to meet our customers' individualized needs. The company is an equal employment opportunity employer. Berkley Life Sciences professionals cohesively respond to the unique challenges faced by our life science customers. We are seeking a motivated and detail-oriented Actuarial Intern to join our team in Ewing, NJ. Company URL: ********************** Responsibilities This is an exciting opportunity to gain hands-on actuarial experience. As an intern, you will work alongside the Chief Actuary, contributing to real-world projects that support pricing, reserving, risk analysis, and strategic decision-making. Under the direction of the Chief Actuary: * Work closely with underwriters, claims professionals, and finance professionals to understand business needs and provide data-driven insights. * Collect, clean, and analyze policy and claim data. * Build and enhance tools and scripts to streamline actuarial processes. * Maintain, improve, and develop actuarial models for pricing, reserving, and forecasting. * Update and refine profitability reviews for our book of business. * Prepare drafts of exhibits, reports, and presentations for stakeholders both inside and outside of BLS. * Perform competitor rate comparisons and market research. Qualifications Education and Experience: * Pursuing a BA/BS degree from a 4-year accredited institution. * Successful coursework or projects requiring the use of a programming language (e.g., Python, R, SQL); experience with Excel is a plus Qualifications: * Exceptional oral and written communication skills. Your communication style is flexible to the situation. You communicate clearly and with a purpose. * Calm under pressure. You have excellent organizational skills, integrity, and great follow-through on tasks. You are comfortable challenging norms while working collaboratively with colleagues at all levels of the organization. * Natural curiosity. You love learning how things work, and you are always looking for innovative improvements. * An analytical mind. You love to dive into the details of a business problem, think about data and analytical methods that can address the problem, and develop solutions that satisfy our underwriting philosophy, profitability requirements, and customer needs. The Company is an equal employment opportunity employer. Additional Company Details We do not accept unsolicited resumes from third party recruiting agencies or firms. • Base Hourly Range: $26 The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Responsibilities This is an exciting opportunity to gain hands-on actuarial experience. As an intern, you will work alongside the Chief Actuary, contributing to real-world projects that support pricing, reserving, risk analysis, and strategic decision-making. Under the direction of the Chief Actuary: - Work closely with underwriters, claims professionals, and finance professionals to understand business needs and provide data-driven insights. - Collect, clean, and analyze policy and claim data. - Build and enhance tools and scripts to streamline actuarial processes. - Maintain, improve, and develop actuarial models for pricing, reserving, and forecasting. - Update and refine profitability reviews for our book of business. - Prepare drafts of exhibits, reports, and presentations for stakeholders both inside and outside of BLS. - Perform competitor rate comparisons and market research.
    $26 hourly Auto-Apply 23d ago
  • Actuarial Intern

    W.R. Berkley Corporation 4.2company rating

    Irving, TX jobs

    Company Details Berkley Southwest offers commercial property and casualty products and services through independent agents in Arizona, Arkansas, New Mexico, Oklahoma and Texas. We maintain a strong local presence in each of our markets, keeping underwriting and support close to the customer. Now more than ever, financial strength is critical to a successful, long term insurance relationship. Berkley Southwest is a member company of W. R. Berkley Corporation, a Fortune 500 company, whose insurance company subsidiaries are rated A+ (Superior) by A.M. Best. #LI-AV1 #LI-HYBRID This position will be based in our Irving, TX office 4 days a week on site and 1 day remote. #LI-hybrid, #LI-LD1 The company is an equal opportunity employer. Responsibilities As an Actuarial Intern, you will join a dynamic Actuary Team and gain hands-on experience in the field of actuarial science. You will work closely with experienced actuaries and analysts, contributing to various projects that impact our business and clients. Interns are provided the opportunity to work on innovative projects and gain experience through various departments; including underwriting, claims, marketing and actuarial. During their final week of their internship, students present their findings and recommendations to Berkley Southwest's management team. The Berkley Southwest 10-week framework ensures that interns not only get a comprehensive understanding of Berkley Southwest's insurance operations but also feel engaged and prepared to contribute effectively in their future careers. What you can expect: * Assist in data collection, analysis, and interpretation to support actuarial projects. * Perform statistical analysis and modeling to assess risk and financial stability. * Prepare reports and presentations to communicate findings to stakeholders. * Collaborate with team members on research and development of new actuarial methods. * Support the development and maintenance of actuarial models and databases. Qualifications What you need to have: * Must be enrolled in accredited University pursing a bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field and has complete 50 hours of credit toward graduation. * Strong analytical and problem-solving skills. * Proficiency in Microsoft Excel and other statistical software. * Excellent communication and teamwork abilities. * Eagerness to learn and apply new concepts in a professional setting * Must be available to commit to a 10-week internship (work schedule: 5 days a week) Please note, internships are planned for employment start dates in Summer 2026. Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Responsibilities As an Actuarial Intern, you will join a dynamic Actuary Team and gain hands-on experience in the field of actuarial science. You will work closely with experienced actuaries and analysts, contributing to various projects that impact our business and clients. Interns are provided the opportunity to work on innovative projects and gain experience through various departments; including underwriting, claims, marketing and actuarial. During their final week of their internship, students present their findings and recommendations to Berkley Southwest's management team. The Berkley Southwest 10-week framework ensures that interns not only get a comprehensive understanding of Berkley Southwest's insurance operations but also feel engaged and prepared to contribute effectively in their future careers. What you can expect: - Assist in data collection, analysis, and interpretation to support actuarial projects. - Perform statistical analysis and modeling to assess risk and financial stability. - Prepare reports and presentations to communicate findings to stakeholders. - Collaborate with team members on research and development of new actuarial methods. - Support the development and maintenance of actuarial models and databases.
    $106k-130k yearly est. Auto-Apply 60d+ ago
  • Associate, Actuarial

    Oscar 4.6company rating

    Dallas, TX jobs

    Hi, we're Oscar. We're hiring an Associate, Actuary to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves-one that behaves like a doctor in the family. About the role: The Associate, Actuarial supports pricing for several ACA markets and leads efforts to maintain pricing and plan design modeling. The Associate is a critical partner to Market P&L, Insurance Product and other Analytic support functions for consultation of regional specific pricing, network and product strategy. They also support the regulatory submission process, support plan design compliance, and will ensure pricing is actuarially sound. You will report into the Associate Director, Actuarial. Work Location: This is a remote position, open to candidates who reside in: Dallas, TX. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote Pay Transparency: The base pay for this role is: $102,240 - $134,190 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: Maintain core pricing and plan design models. Ensure consistency and standardization across team users. Important contributor in developing and submitting regulatory filings, and developing a viewpoint and recommendation for strategic pricing decisions. Provide an actuarial viewpoint across cross-functional teams for Oscar's ACA-compliant Individual and Small Group markets as we grow in our markets. Promote and shape Oscar actuarial best practices concerning automation and documentation. Maintain relationships, partnership, and lines of communication with both internal and external stakeholders. Aid in the onboarding of analysts by collaborating and integrating them into existing processes. Compliance with all applicable laws and regulations Other duties as assigned Requirements: College degree in a STEM field. Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one. 4+ years of quantitative analysis experience. Bonus points: Excellent communication, collaboration, and relationship-building skills. Strong understanding of health insurance concepts and nuances. This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.
    $102.2k-134.2k yearly Auto-Apply 25d ago
  • Associate, Actuarial

    Oscar Health Insurance 4.6company rating

    Dallas, TX jobs

    Hi, we're Oscar. We're hiring an Associate, Actuary to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves-one that behaves like a doctor in the family. About the role: The Associate, Actuarial supports pricing for several ACA markets and leads efforts to maintain pricing and plan design modeling. The Associate is a critical partner to Market P&L, Insurance Product and other Analytic support functions for consultation of regional specific pricing, network and product strategy. They also support the regulatory submission process, support plan design compliance, and will ensure pricing is actuarially sound. You will report into the Associate Director, Actuarial. Work Location: This is a remote position, open to candidates who reside in: Dallas, TX. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote Pay Transparency: The base pay for this role is: $102,240 - $134,190 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: * Maintain core pricing and plan design models. Ensure consistency and standardization across team users. * Important contributor in developing and submitting regulatory filings, and developing a viewpoint and recommendation for strategic pricing decisions. * Provide an actuarial viewpoint across cross-functional teams for Oscar's ACA-compliant Individual and Small Group markets as we grow in our markets. * Promote and shape Oscar actuarial best practices concerning automation and documentation. * Maintain relationships, partnership, and lines of communication with both internal and external stakeholders. * Aid in the onboarding of analysts by collaborating and integrating them into existing processes. * Compliance with all applicable laws and regulations * Other duties as assigned Requirements: * College degree in a STEM field. * Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one. * 4+ years of quantitative analysis experience. Bonus points: * Excellent communication, collaboration, and relationship-building skills. * Strong understanding of health insurance concepts and nuances. This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.
    $102.2k-134.2k yearly Auto-Apply 32d ago
  • Actuary Intern

    Horizon Blue 4.6company rating

    Newark, NJ jobs

    Horizon Blue Cross Blue Shield of New Jersey empowers our members to achieve their best health. For over 90 years, we have been New Jersey's health solutions leader driving innovations that improve health care quality, affordability, and member experience. Our members are our neighbors, our friends, and our families. It is this understanding that drives us to better serve and care for the 3.5 million people who place their trust in us. We pride ourselves on our best-in-class employees and strive to maintain an innovative and inclusive environment that allows them to thrive. When our employees bring their best and succeed, the Company succeeds. Are you seeking an Actuarial Internship in the healthcare industry where you will work while gaining that provides invaluable experience? If yes, then Horizon Blue Cross Blue Shield of New Jersey has an exciting opportunity for you to join our Actuary Team as an Actuarial Intern in our Newark, NJ facility! Responsibilities: Working with other members of the Actuary/Analytics team to complete various tasks related to existing initiatives. Working with data sets to map structures and identify correlations between elements. Identifying and acquiring additional data sets which enhance the relevance and accuracy of existing data sets. Perform actuarial tasks which are of a mathematical and quantitative nature. Tasks will vary based on work assignment and may involve reserve calculations, pricing analysis, experience analysis and studies, financial projections, and other actuarial/financial calculations. Provide technical and analytical support for the actuarial department. The selected individual will perform work under general supervision and must be familiar with standard actuarial concepts, practices, and procedures. Education/Experience: Pursuing an undergraduate degree in Actuarial Science, Mathematics, Statistics or Economics A high degree of skill in mathematics and statistics Affinity for learning how to use as well as develop technical tools for working with data sets Willingness to discover new opportunities for leveraging data to deliver new business insights or improve key decision-making processes Intermediate or Advanced Excel skills Working knowledge of VBA or SQL Experience with SAS highly preferred Must have at least one actuarial exam completed Excellent verbal and written communication skills, including the ability to communicate with internal and external customers. Location: Newark Office (Hybrid, 1-2 days/week in the office) Schedule: 8am-5pm (9 hour work day with lunch) Duration: 11 week program (June - August 2026) This is a pipeline requisition for the 2026 Internship Program, not currently an open position. Horizon BCBSNJ employees must live in New Jersey, New York, Pennsylvania, Connecticut or Delaware Disclaimer: This job summary has been designed to indicate the general nature and level of work performed by colleagues within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of colleagues assigned to this job. Horizon Blue Cross Blue Shield of New Jersey is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, protected veteran status or status as an individual with a disability and any other protected class as required by federal, state or local law. Horizon will consider reasonable accommodation requests as part of the recruiting and hiring process.
    $84k-118k yearly est. Auto-Apply 60d+ ago
  • Actuarial Assistant (Hybrid)

    Selective Insurance Group, Inc. 4.9company rating

    Short Hills, NJ jobs

    About Us At Selective, we don't just insure uniquely, we employ uniqueness. Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work in 2025 for the sixth consecutive year. Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs. Overview Assists with preparing pricing analyses, reserve analyses, experience, and profitability reviews and/or state rate filings, and support of business units and other departments as needed. Builds actuarial and business expertise, including the pursuit of the FCAS designation. This position will be associated with specific department functions. This role will be involved in several of the items below. The specific items will depend upon the department (pricing versus reserving). All job duties must be carried out in compliance with internal controls and departmental review requirements. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements. Note: (For NJ candidates) This role will be located at our future headquarters in Short Hills, N.J. Until the new headquarters is operational, the successful candidate will be offered the ability to work in our Branchville, N.J. location during this interim period. Responsibilities * Assist in preparing rate indications and recommendations. Participate in discussions with Corporate and/or Field Underwriting to develop recommendations. Prepare rate filings, working cooperatively with other areas such as Underwriting and Legal. * Assist with monitoring price levels and profitability through periodic analyses. Assist in developing and delivering tools to drive appropriate policy level decision making. * Apply advanced statistical concepts by assisting in the development of complex rating plan or other loss models, with direction from experienced modeler. Develop an acumen in advanced analytics. * Assist in product development by estimating impacts of new or enhanced coverages and preparing rate pages and filing support. * Assist in preparing actuarial premium indications for individual large accounts. * Assist with quarterly loss and LAE reserve analyses. With appropriate guidance, prepare data files and templates. Analyze loss trends and develop preliminary projections of ultimate losses and IBNR for review by supervisor. * Assist in the preparation of designated external and internal financial and management reports. These include but are not limited to 10-K/Q disclosures, statutory schedules (P), and the "AY Report". Prepare routine reports and other submissions (e.g., data calls, excess profits). * Support ceded reinsurance placement by providing information and data for broker submissions. Prepare routine data submissions. Populate and run reinsurance pricing templates. * Prepare data, populate templates, and design non-complex Excel and Access applications. Identify opportunities for automation and implement with supervisor approval. * Develop a foundational knowledge of the functions performed by the Actuarial department and how the department relates to other functional areas of the organization. Qualifications Knowledge and Requirements * Requires strong analytical skills and a commitment to developing an actuarial knowledge base. * Effective communication and interpersonal skills also required. Education and Experience * College Degree in Actuarial Science, STEM (Science, Technology, Engineering, Mathematics), or another analytical field preferred. * Experience with programming languages or statistical modeling packages (e.g., R, Python, etc.) a plus. Total Rewards Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page. The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs. Pay Range USD $69,000.00 - USD $95,000.00 /Yr. Additional Information Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions. For Massachusetts Applicants It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
    $69k-95k yearly 4d ago
  • Actuarial Intern - Summer 2026

    New Jersey Manufacturers 4.7company rating

    Trenton, NJ jobs

    Consider joining NJM's 2026 Paid Summer Intern Program! This is a robust program that includes: Lunch with our leaders. Meaningful work where you are a contributor and collaborator. Team Intern Project: Researching and presenting a business question to our top leaders. Leader Presentations: Insurance Industry, Key Departments and how they work and more. Informational interviews in areas you want to learn more about. Intern Fun: Night at the Trenton Thunder Game Two volunteer events to give back to the community in which we serve. Networking activities Weekly game days Here is what our interns said about us: John: “NJM is a place to learn and grow. The community is truly special.” Kyle: “I cannot recommend this internship enough to other students! The SIU internship has become a cornerstone of my professional and academic development and has laid a foundation for my future endeavors.” Maggie: “People are here to help, and we are here to learn.” Joe: "I truly cannot imagine having interned at someplace other than NJM over the past year. I consider myself so extremely lucky to have had this excellent opportunity!" Overview NJM Insurance Group is looking for several dynamic, energetic interns who are eager to learn about our company by assisting various projects in the Actuarial department. As an Actuarial Intern, you will be assigned to one of the main teams in the department: Personal Auto Pricing, Property Pricing, Commercial Lines pricing, or Reserving. Project assignments vary year to year but there are several common themes: Teaches basic knowledge of Actuarial techniques and provides meaningful applications of coding languages Involves data gathering/transformation and learning to extract insights out of data Provides a chance to work closely with other actuaries on a day-to-day basis and gain experience in a professional setting Offers an opportunity to communicate results to management To be successful as an Intern, you should be willing to help with any tasks assigned by a supervisor. You will be involved in upcoming and current projects. Examples of Prior Intern Projects Creating a tool that automated the analysis of quotes and bind information Completing a Countrywide reserve review for an entire Line of Business Developing an automation tool that iteratively analyze 100's of rating variables Performing in-depth analysis of a pricing variable by utilizing a simulation tool to test rates against competitors Conducting a thorough competitor insights analysis for the launch of a new Line of Business Performing cluster analysis to define customer classes Completing full profitability and impact analysis of a potential new product Analyzing industry loss trends and developing proposals Responsibilities Learn about the insurance industry and basic Actuarial techniques (such as extension of exposure on-leveling, loss development triangles, etc.) and applying them to solve real business problems Learn and heavily utilize Excel, SQL, SAS, and/or PowerBi in various projects Lead a pricing or reserving project, develop recommendations based on the analysis, and present findings to management and/or other departments Conduct research and provide ad-hoc assistance to on-going projects with other actuaries in the department Requirements Current Sophomores and Juniors who will be rising Juniors or Seniors for the summer of 2026 Pursuing Math, Actuarial, Statistics, Quantitative Finance, or other quantitative field Must have 3.0 GPA or higher, overall Self-directed learner with the ability to learn quickly and pursue Internship with enthusiasm and focus Advance skills in MS Word, Outlook, and Excel Ability to work well on a team or individually Excellent interpersonal, written, and verbal communication skills Willingness and ability to learn Property & Casualty Insurance Ability to pass an NJM pre-employment background check and drug test The Actuarial Intern position can pay $21-$23. Starting Rate: $21 Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.
    $21 hourly Auto-Apply 60d+ ago
  • Associate Actuary (Level 3) (Hybrid)

    Aegon 4.4company rating

    Baltimore, MD jobs

    Job Family Actuarial About Us At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests. Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment - one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there. Who We Are We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life. Today, we're part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what's important to them. We're empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good - for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms. What We Do Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs. Transamerica employs nearly 7,000 people. It's part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.* For more information, visit transamerica.com. Summary Directs and provides leadership in the design, pricing, and implementation of insurance products. Oversees a small team within actuarial modeling, risk management, valuation or other actuarial department. Job Description * This role requires the employee to be hybrid in Cedar Rapids, Baltimore or Philly Responsibilities * Provides reports and analyses to management on sales, persistency and mortality or morbidity experience for various product lines, reserve adequacy, risk management information, or various other similar items. * Manages studies that underlie actuarial assumptions and provides assumptions and data to others. * May support creation of systems specifications, contracts, commission structures, and other actuarial aspects of product development. * Monitors and analyzes developments in actuarial techniques, laws and regulations applicable to company operations, and competitive developments in the marketplace. * May represent the company on industry and professional committees and/or with regulators. * May supervise a small team of employees. Qualifications * FSA or equivalent professional designation along with Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field and 5 years of relevant experience. In lieu of Bachelor's, will accept Master's in a listed discipline and 4 years of relevant experience. In lieu of FSA will accept ASA or equivalent professional designation and 8 years of relevant experience. Demonstrates high quality leadership, judgment, organization and prioritization skills. Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences. Works well under pressure and within time constraints to effectively accomplish individual and team objectives. Excellent computer skills. Preferred Qualifications * Programming skills. Working Conditions * Office Environment (Hybrid in Baltimore, Philly or Cedar Rapids) * Occasional Travel * Limited travel may be required The Salary for this position generally ranges between $125,000 - $140,000 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law. Additionally, this position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company's discretion What We Offer For eligible employees, we offer a comprehensive benefits package designed to support both the personal and financial well-being of our employees. Compensation Benefits * Competitive Pay * Bonus for Eligible Employees Benefits Package * Pension Plan * 401k Match * Employee Stock Purchase Plan * Tuition Reimbursement * Disability Insurance * Medical Insurance * Dental Insurance * Vision Insurance * Employee Discounts * Career Training & Development Opportunities Health and Work/Life Balance Benefits * Paid Time Off starting at 160 hours annually for employees in their first year of service. * Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays). * Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars * Parental Leave - fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child. * Adoption Assistance * Employee Assistance Program * Back-Up Care Program * PTO for Volunteer Hours * Employee Matching Gifts Program * Employee Resource Groups * Inclusion and Diversity Programs * Employee Recognition Program * Referral Bonus Programs Inclusion & Diversity We believe our commitment to diversity and inclusion creates a work environment filled with exceptional individuals. We're thrilled to have been recognized for our efforts through the Human Rights Campaign Corporate Equality Index, Dave Thomas Adoption Friendly Advocate, and several Seramount lists, including the Inclusion Index, 100 Best Companies for Working Parents, Best Companies for Dads, and Top 75 Companies for Executive Women. To foster a culture of inclusivity throughout our workforce, workplace, and marketplace, Transamerica offers a wide range of diversity and inclusion programs. This includes our company-sponsored, employee-driven Employee Resource Groups (ERGs), which are formed around a shared interest or a common characteristic of diversity. ERGs are open to all employees. They provide a supportive environment to help us better appreciate our similarities and differences and understand how they benefit us all. Giving Back We believe our responsibilities extend beyond our corporate walls. That's why we created the Aegon Transamerica Foundation in 1994. Through a mix of financial grants and the volunteer efforts of our employees, the foundation supports nonprofit organizations focused on the things that matter most to our people in the communities where we live and work. Transamerica's Parent Company Aegon acquired the Transamerica business in 1999. Since its start in 1844, Aegon has grown into an international company serving more than 23.9 million people across the globe.* It offers investment, protection, and retirement solutions, always with a clear purpose: Helping people live their best lives. As a leading global investor and employer, the company seeks to have a positive impact by addressing critical environmental and societal issues, with a focus on climate change and inclusion and diversity. * As of December 31, 2023
    $125k-140k yearly Auto-Apply 2d ago
  • Associate Actuary II

    Argo Group International Holdings Ltd. 4.9company rating

    San Antonio, TX jobs

    Argo Group International Holdings, Inc. and American National, US based specialty P&C companies, (together known as BP&C, Inc.) are wholly owned subsidiaries of Brookfield Wealth Solutions, Ltd. ("BWS"), a New York and Toronto-listed public company. BWS is a leading wealth solutions provider, focused on securing the financial futures of individuals and institutions through a range of wealth protection and retirement services, and tailored capital solutions. Job Description The Associate Actuary II will design and refine pricing structures for commercial lines, develop advanced loss-premium projections, and apply actuarial standards to deliver insights that shape business strategy. The Associate Actuary II will work with ISO data and methodologies, manage and mentor junior analysts, and contribute to the financial strength of the organization. Key Responsibilities: * Design and implement pricing structures for commercial lines of business. * Lead the development of highly visible loss-premium projections to inform business strategy. * Apply fundamental actuarial principles in analyzing company and industry data to prepare actuarial analyses. * Prepare and present summaries of actuarial analyses for distribution to Home Office, Field management, consultants, reinsurers, regulators and additional departments. * Complete processes and improve methods for performing and documenting actuarial analyses promptly and accurately. * Manage and train junior actuarial analysts with spreadsheets, databases, and sources of data used in actuarial analyses. * Prepare for and progress in the CAS examinations through on-the-job and home study. Qualifications: * ACAS designation or near-ACAS * A bachelor's degree in mathematics, statistics, economics, or a related field with a strong mathematical background * The ability to demonstrate sufficient understanding and application of advanced actuarial principles * 6+ years of property & casualty experience * Advanced Microsoft Office and beginner to intermediate SQL skills Preferences: * ACAS Designation with desire to complete FCAS * Pricing experience with commercial lines of business such as commercial auto * Familiarity with ISO products, data and methodologies * Experience with R and Python The base salary range provided below is for hires in those geographic areas only and will be commensurate with candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location. In addition to base salary, all employees are eligible for generous benefits package. * $116,000 - $155,000 PLEASE NOTE: Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at ************. Notice to Recruitment Agencies: Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions. We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics. The collection of your personal information is subject to our HR Privacy Notice Benefits and Compensation We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.
    $116k-155k yearly Auto-Apply 5d ago
  • Actuarial Intern

    Chubb 4.3company rating

    Philadelphia, PA jobs

    As a member of Chubb's Actuarial Team, you will help evaluate business opportunities in a given market by analyzing data to identify the potential profitability and possible pitfalls. Armed with this data, we advise top management on ways to balance the anticipated with the unexpected. Typically, our actuaries base their analysis on the demand the business may create, the price required to deliver a reasonable rate of return, and the potential effect of claims on the company's profitability. Actuarial Interns are located primarily in Philadelphia, PA and Whitehouse Station, NJ. The program offers college students the opportunity to work in one section of our department during the summer. Interns are exposed to many facets of actuarial work and techniques and are introduced to insurance terminology and concepts. In addition to working closely with their supervisor, they are given an opportunity to network with other members of the Actuarial Department. We are looking for individuals who possess math and analytical skills, can effectively work as part of a team, are sophisticated communicators, and enjoy coming up with creative solutions to problems. Qualified candidates should be pursuing a degree in Mathematics, Statistics, Economics, Finance, Actuarial Sciences, or a related field. Undergraduate or Graduate Student in Actuarial Science; Mathematics; Science; Engineering; Economics or Finance with a Mathematics foundation. Strong GPA, 3.0 or higher required. At least one actuarial exam passed is preferred. Strong mathematical skills (including calculus, probability, and statistics) Working knowledge of Microsoft Office products, specifically Excel and Access Experience with SQL, R Studio and Python is preferred Solid analytical and problem-solving skills Communication and influence skills Ability to contribute to the attainment of business goals and objectives through teamwork The pay range for this internship is $23 to $27 per hour. The specific offer will depend on an applicant's skills and other factors. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.
    $23-27 hourly Auto-Apply 60d+ ago
  • Reserving Actuary

    Hippo Insurance 3.8company rating

    Bedminster, NJ jobs

    Title: Reserving Actuary Reporting to: VP, Reserving About Hippo: Hippo exists to protect the joy of homeownership. We believe that insurance should protect the things you treasure through an intuitive, modern experience. We provide tailored insurance coverage and preventative maintenance plans that keep you protected throughout your homeowner journey. We'll also help you find coverage for everything life brings-from auto to flood-reimagining how you care for your home. About The Role: We are seeking a detail-oriented and analytical actuary to join our reserving team for program business. In this role, you will support the development and maintenance of loss reserve models, ensuring the company's financial stability and compliance with regulatory standards. You will work closely with senior actuaries, finance, and claims teams to analyze trends, evaluate reserve adequacy, and improve actuarial methodologies. What You'll Do: * Collaborate to drive forward the analysis of ultimate losses and loss adjustment expenses across program partners * Coordinate, maintain, and communicate metrics from the loss reserving process to support related disciplines such as Pricing, Underwriting, Reinsurance, and Finance * Support the annual, quarterly, and monthly financial reporting processes across GAAP and STAT entities * Collaborate proactively and independently across functions to drive communication and education around loss ratio performance, emerging issues, and industry results * Perform forensic data analysis to identify any issues with claims data quality * Ownership of reconciling data, setting up data routines, structuring custom reserve reviews, and ensuring the organization has effective tools to evaluate reserves. Drive clear documentation and maintain strong controls for all related processes * Proactively identify opportunities for process and efficiency improvement in department functions with follow-through to implement data driven and automated solutions * Opportunity to innovate reserving models: model building, refitting, or calibration * Support the review of new and existing insurance programs Must Haves: * Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field * 5+ years in actuarial role including time in property casualty loss reserving * Solid foundation in basic reserving methodologies * Actuarial credentials: ACAS required * Strong research, statistical, analytical, and mathematical skills with the ability to conduct analysis on limited and/or unstructured data * Demonstrated experience presenting to senior leadership and communicating with a large audience across different disciplines * Professional proficiency in SQL, Excel, and Python is required * Demonstrated project management and ability to deliver under tight timelines * A good understanding of different accounting standards (e.g., US GAAP, US STAT) Nice to Have: * Prior program experience * Experience across many lines of business including Casualty Benefits and Perks Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we're fortunate to provide all of our Hippos with: * Healthy Hippos Benefits - Multiple medical plan options, 100% covered dental and vision for you and your family, and a wellness program that rewards healthy habits. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP) * Equity - This position is eligible for equity compensation * Training and Career Growth - Training and internal career growth opportunities * Flexible Time Off - You know when and how you should recharge * Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers * Hippo Habitat - Snacks and drinks available for onsite employees The Bedminster, NJ and San Francisco Bay Area base pay range for this role is $125,000 - $175,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands. Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. Hippo's applicants are considered solely based on their qualifications, without regard to an applicant's disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo's People Team to make the need for an accommodation known.
    $125k-175k yearly Auto-Apply 45d ago
  • PL Associate Actuary

    New Jersey Manufacturers 4.7company rating

    Trenton, NJ jobs

    Associate Actuary, Personal Lines Auto Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.
    $79k-108k yearly est. Auto-Apply 60d+ ago
  • Associate Actuary -UL IFRS Valuation Lead

    Aegon 4.4company rating

    Baltimore, MD jobs

    Job Family Actuarial About Us At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests. Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment - one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there. Who We Are We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life. Today, we're part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what's important to them. We're empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good - for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms. What We Do Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs. Transamerica employs nearly 7,000 people. It's part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.* For more information, visit transamerica.com. Summary Directs and provides leadership in the design, pricing, and implementation of insurance products. Oversees a small team within actuarial modeling, risk management, valuation or other actuarial department. Transamerica Life seeks a self-driven actuary for a highly visible valuation & financial reporting role. The successful candidate will be tasked with overseeing a small team of actuaries, working together to produce timely and accurate IFRS results for the entire UL block of business; and, then, to effectively communicate those results to both actuarial and non-technical audiences, including C-Suite management. Products embedded in the candidate's purview include some of the company's most highly-visible Financial Assets; consequently, this role comes with unique opportunities and gives exposure that most roles do not. Responsibilities: Understand non-routine transactions related to UL: * ULSG, COI Rate Increases, policyholder behavior and mortality trends. * Reinsurance - Mortality (3rd Party YRT and Coinsurance) and Financial (Captives), IFRS RLRC. * Support capital initiatives such as purchases of STOLI policies (ReSTOLI). * Adapt model functionality and output to answer a changing landscapes of questions and concerns. For this highly sought position the successful candidate must possess rare, but specific, skillsets: * Ability to work autonomously under defined timelines. * Capable of prioritizing varied unrelated tasks. * Efficiently oversee as well as professionally develop a small team of actuaries. * Be(come) a proficient modeler (GGY AXIS proficiency preferred). * Effective communicator (oral & written) - (Specific prior examples may be requested.) * Demonstrated history of analyzing and analytically interpretating large data sets - (Specific prior examples may be requested). * Exemplifies highest professional integrity and standards. Professional Qualifications: * Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field and 5 years of relevant experience. In lieu of Bachelor's, will accept Master's in a listed discipline and 4 years of relevant experience. * FSA or equivalent professional designation. In lieu of FSA will accept ASA or equivalent professional designation and 8 years of relevant experience. * Demonstrates high quality leadership, judgment, organization and prioritization skills. * Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences. * Works well under pressure and within time constraints to effectively accomplish individual and team objectives. * Advanced computer skills. Preferred Qualifications: * GGY AXIS and Power BI experience. * SQL, VBA, Python, and/or Alteryx programming. * Strong communication skills, both verbal and written. Working Conditions: * Hybrid office Environment * Occasional Travel #LI-BD1 The Salary for this position generally ranges between $125,000 - $165,000 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law. Additionally, this position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company's discretion. This is not a contract of employment nor for any specific job responsibilities. The Company may change, add to, remove, or revoke the terms of this job description at its discretion. Managers may assign other duties and responsibilities as needed. In the event an employee or applicant requests or requires an accommodation in order to perform job functions, the applicable HR Business Partner should be contacted to evaluate the accommodation request. What We Offer For eligible employees, we offer a comprehensive benefits package designed to support both the personal and financial well-being of our employees. Compensation Benefits * Competitive Pay * Bonus for Eligible Employees Benefits Package * Pension Plan * 401k Match * Employee Stock Purchase Plan * Tuition Reimbursement * Disability Insurance * Medical Insurance * Dental Insurance * Vision Insurance * Employee Discounts * Career Training & Development Opportunities Health and Work/Life Balance Benefits * Paid Time Off starting at 160 hours annually for employees in their first year of service. * Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays). * Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars * Parental Leave - fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child. * Adoption Assistance * Employee Assistance Program * College Coach Program * Back-Up Care Program * PTO for Volunteer Hours * Employee Matching Gifts Program * Employee Resource Groups * Inclusion and Diversity Programs * Employee Recognition Program * Referral Bonus Programs Inclusion & Diversity We believe our commitment to diversity and inclusion creates a work environment filled with exceptional individuals. We're thrilled to have been recognized for our efforts through the Human Rights Campaign Corporate Equality Index, Dave Thomas Adoption Friendly Advocate, and several Seramount lists, including the Inclusion Index, 100 Best Companies for Working Parents, Best Companies for Dads, and Top 75 Companies for Executive Women. To foster a culture of inclusivity throughout our workforce, workplace, and marketplace, Transamerica offers a wide range of diversity and inclusion programs. This includes our company-sponsored, employee-driven Employee Resource Groups (ERGs), which are formed around a shared interest or a common characteristic of diversity. ERGs are open to all employees. They provide a supportive environment to help us better appreciate our similarities and differences and understand how they benefit us all. Giving Back We believe our responsibilities extend beyond our corporate walls. That's why we created the Aegon Transamerica Foundation in 1994. Through a mix of financial grants and the volunteer efforts of our employees, the foundation supports nonprofit organizations focused on the things that matter most to our people in the communities where we live and work. Transamerica's Parent Company Aegon acquired the Transamerica business in 1999. Since its start in 1844, Aegon has grown into an international company serving more than 23.9 million people across the globe.* It offers investment, protection, and retirement solutions, always with a clear purpose: Helping people live their best lives. As a leading global investor and employer, the company seeks to have a positive impact by addressing critical environmental and societal issues, with a focus on climate change and inclusion and diversity. * As of December 31, 2023
    $125k-165k yearly Auto-Apply 13d ago
  • Associate Actuary

    Amerihealth Caritas 4.8company rating

    Newtown, PA jobs

    **Responsibilities:** The **Associate Actuary** will collaborate with team members and other stakeholders toward delivering needed actuarial services to the organization. This position will support **Medicaid Markets.** **Work Arrangement** but you must live in EST or CST time zones **Responsibilities** + Calculates, analyzes, and adjusts monthly reserve according to observed payment patterns, seasonality and anticipated claim development. + Identifies underlying drivers of monthly IBNR calculations to be communicated to department and company leadership. + Calculates monthly assigned line of business membership and revenue, identifying primary drivers of monthly revenue and incorporating new revenue streams into models as needed. + Develops revenue models as part of the monthly financial reporting package - has a clear understanding of the rate cells by line of business, stratification of current vs. retroactive members, revenue changes by month, etc. + Prepares summaries of revenue and reserves for finance directors and upper management. + Compiles supporting documentation and exhibits for reserve, revenue, and medical loss ratio audits. + Coordinates preparation of text and exhibits for actuarial opinions, actuarial certifications and ad hoc state regulatory and statutory reporting requests. + Communicates results of actuarial analysis to various stakeholders. + Develops actuarial models and presentation materials. + Adheres to actuarial standards of practice and the code of professional conduct **Education and Experience** + ASA or near ASA (1-2 requirements remaining) + Bachelor's degree in Actuarial Science, Mathematics, Statistics, or related field + 4+ years experience working in healthcare and / or Medicaid / ACA products. + Problem solving skills, including the ability to work independently and systematically analyze complex problems, draw relevant conclusions, and successfully devise/implement solutions calmly and effectively + Experience mining large data sets + **Advanced capabilities in Excel, SAS/SQL, and database applications used for analysis, proficiency with Microsoft PowerPoint.** + Programming experience in Python & R is a plus + Excellent written and verbal communication skills as well as strong data presentation skills + Established ability to manage multiple initiatives, shifting back and forth effectively among activities, to produce positive results in a dynamic environment. Your career starts now. We're looking for the next generation of healthcare leaders. At AmeriHealth Caritas, we're passionate about helping people get care, stay well, and build healthy communities. As one of the nation's leaders in healthcare solutions, we offer our associates the opportunity to impact the lives of millions of people through our national footprint of products, services, and award-winning programs. AmeriHealth Caritas is seeking talented, passionate individuals to join our team. Together we can build healthier communities. If you want to make a difference, we'd like to hear from you. Headquartered in Newtown Square, AmeriHealth Caritas is a mission-driven organization with more than 30 years of experience. We deliver comprehensive, outcomes-driven care to those who need it most. We offer integrated managed care products, pharmaceutical benefit management and specialty pharmacy services, behavioral health services, and other administrative services. Discover more about us at ************************** . **Our Comprehensive Benefits Package** Flexible work solutions including remote options, hybrid work schedules, Competitive pay, Paid time off including holidays and volunteer events, Health insurance coverage for you and your dependents on Day 1, 401(k) Tuition reimbursement and more. As a company, we support internal diversity through: Recruiting. We are an equal opportunity employer. We do not discriminate on the basis of age, race, ethnicity, gender, religion, sexual orientation, or disability. Our inclusive, equitable approach to recruiting and hiring reinforces our commitment to DEI.
    $78k-111k yearly est. 3d ago
  • Model Risk Senior Actuarial Associate

    Resolution Life Group 4.0company rating

    West Chester, PA jobs

    As part of the application process, a candidate account is required to log in and view application(s). Please be sure to check email regularly for information regarding our employment process. We are looking for a highly skilled and motivated aspiring Actuary to join our dynamic risk team. The Senior Actuarial Associate will support the identification, management and mitigation of risks associated with the use and business dependency of models across the Company. The Senior Actuarial Associate will advance the Company's model risk management framework through sound change management, governance, validation, documentation, inventory oversight, adoption of best practices to ensure compliance with not only internal policies and standards, but also regulatory standards. Profile Responsibilities: Partner with key stakeholders from the actuarial, finance, tax, treasury, growth and investment areas to foster a model risk aware culture across the company Develop the infrastructure that properly enables execution of the model risk framework including templates, one-pagers, educational sessions, and process enhancements Promptly support requests from internal and external auditors Ensure model documentation from model owners is current and compliant with internal and regulatory standards Ensure completion and adequacy of model validations in accordance with the models' risk ratings Support secretarial duties of the model subcommittee Survey the business for new models or significant model changes and integrate within the framework as appropriate Challenge models on their accuracy, reliability, and performance through model validation Develop challenger models or benchmarks where appropriate to test material assumptions and outputs Demonstrate and support Company compliance with regulatory standards Strengthen consistency in model-related processes throughout the company by collaborating with those supporting the Bermuda and UK operations, respectively. Leverage the Company's Governance, Risk and Compliance (“GRC”) tool capabilities for controls, findings, remediation plans and inventory purposes working closely with model owners and members of the operational risk management team Support current and new model owners to foster awareness of the key requirements of the model risk framework including risk rating, inventory update, change management, documentation and model validation Actively manage a model inventory that comprehensively and accurately reflects the company's models and current risk profile Maintain model risk policy and supporting standards ensuring compliance and attesting to model risk management at the Company Monitor emerging trends and regulatory changes This role is expected to apply best practice standards to the Model Risk Framework, including identification, documentation, validation, and governance of Models. Knowledge, Experience and Critical Skills: Bachelor's degree in a quantitative field (e.g., Actuarial Science, Mathematics, Statistics, Finance, or Engineering) A minimum 3+ years of actuarial experience, ideally Life Insurance sector Experience running and validating models Familiarity with model life cycle management Proficient knowledge of model risk frameworks and regulatory guidelines is a plus. A minimum Actuarial Credential of an Associateship of the Society of Actuaries (ASA) Superior oral and written communication skills Excellent time management skills to prioritize timelines Strong excel skills and solid technical experience Has thorough understanding of insurance products and processes, reserves, assets, liabilities, and financial statements, preferred Strong organizational skills, detail-oriented and able to work independently Ability to work collaboratively and effectively Advanced problem-solving skills and attention to detail Willingness to learn and able to work effectively as part of a team Why join us Strengthen model governance and capital credibility under international regulatory regimes. Gain exposure across product lines and risk types, with access to senior leadership. Competitive benefits, professional growth, and exam support. Location: West Chester, PA preferred (generally 2 days/week in the office, may be more) Resolution Life US is committed to disclosing a reasonable estimate of the base salary for our job roles. These estimates consider a wide range of factors in making base salary decisions, including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. In addition to salary, Resolution Life US offers a comprehensive benefits package, including our health & wellness program, incentive and recognition programs, and 401k contribution ( all benefits are subject to eligibility requirements ). The salary range reflects figures based on the primary location, which is listed first. The range for the role may differ based on the location. West Chester, PA base salary range: $114,700 - $140,200 Critical Skills At Resolution Life, we have identified the following critical skills which are key to success in our culture: Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations. Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution. Team Mentality: Partnering effectively to drive our culture and execute on our common goals. Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions. Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage.
    $114.7k-140.2k yearly Auto-Apply 25d ago
  • Associate Actuary - Life Valuation Special Projects

    Aegon 4.4company rating

    Philadelphia, PA jobs

    Job Family Actuarial About Us At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests. Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment - one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there. Who We Are We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life. Today, we're part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what's important to them. We're empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good - for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms. What We Do Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs. Transamerica employs nearly 7,000 people. It's part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.* For more information, visit transamerica.com. Summary Directs and provides leadership in the design, pricing, and implementation of insurance products. Transamerica Life seeks a self-driven actuary for a highly visible, leadership development, non-traditional valuation role. The Special Projects team works seamlessly across all Life products (UL, IUL, VUL & Traditional Life). The successful candidate will be tasked to extensively analyze empirical data and produce quantitative forecasting. The ideal candidate must also effectively communicate findings to both actuarial and non-technical senior management, as well as suggest appropriate courses of action. Responsibilities: Understand non-routine transactions related to: * UL- ULSG, COI Rate Increases. * IUL/VUL - Reserving & Hedging. * Reinsurance - 3rd Party & Captives. * Traditional Life - Pre- & Post-Term Policyholder Behavior. * Support ad-hoc company initiatives. For this highly sought position the successful candidate must possess rare, but specific, skillsets: * Ability to work autonomously under defined timelines. * Capable of prioritizing varied unrelated tasks. * Proficient modeler (AXIS proficiency preferred). * Effective communicator (oral & written) - (Specific prior examples may be requested.) * Demonstrated history of analyzing and analytically interpretating large data sets - (Specific prior examples may be requested). * Exemplifies highest professional integrity and standards. Professional Qualifications: * Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field and 5 years of relevant experience. In lieu of Bachelor's, will accept Master's in a listed discipline and 4 years of relevant experience. * FSA or equivalent professional designation. In lieu of FSA will accept ASA or equivalent professional designation and 8 years of relevant experience. * Demonstrates high quality leadership, judgment, organization and prioritization skills. * Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences. * Works well under pressure and within time constraints to effectively accomplish individual and team objectives. * Advanced computer skills. Preferred Qualifications: * GGY AXIS and Power BI experience. * SQL, VBA, Python, and/or Alteryx programming. * Strong communication skills, both verbal and written. Working Conditions: * Hybrid office environment * Occasional Travel #LI-BD1 The Salary for this position generally ranges between $125,000 - $165,000 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law. Additionally, this position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the Company's discretion. This is not a contract of employment nor for any specific job responsibilities. The Company may change, add to, remove, or revoke the terms of this job description at its discretion. Managers may assign other duties and responsibilities as needed. In the event an employee or applicant requests or requires an accommodation in order to perform job functions, the applicable HR Business Partner should be contacted to evaluate the accommodation request. What We Offer For eligible employees, we offer a comprehensive benefits package designed to support both the personal and financial well-being of our employees. Compensation Benefits * Competitive Pay * Bonus for Eligible Employees Benefits Package * Pension Plan * 401k Match * Employee Stock Purchase Plan * Tuition Reimbursement * Disability Insurance * Medical Insurance * Dental Insurance * Vision Insurance * Employee Discounts * Career Training & Development Opportunities Health and Work/Life Balance Benefits * Paid Time Off starting at 160 hours annually for employees in their first year of service. * Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays). * Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars * Parental Leave - fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child. * Adoption Assistance * Employee Assistance Program * College Coach Program * Back-Up Care Program * PTO for Volunteer Hours * Employee Matching Gifts Program * Employee Resource Groups * Inclusion and Diversity Programs * Employee Recognition Program * Referral Bonus Programs Inclusion & Diversity We believe our commitment to diversity and inclusion creates a work environment filled with exceptional individuals. We're thrilled to have been recognized for our efforts through the Human Rights Campaign Corporate Equality Index, Dave Thomas Adoption Friendly Advocate, and several Seramount lists, including the Inclusion Index, 100 Best Companies for Working Parents, Best Companies for Dads, and Top 75 Companies for Executive Women. To foster a culture of inclusivity throughout our workforce, workplace, and marketplace, Transamerica offers a wide range of diversity and inclusion programs. This includes our company-sponsored, employee-driven Employee Resource Groups (ERGs), which are formed around a shared interest or a common characteristic of diversity. ERGs are open to all employees. They provide a supportive environment to help us better appreciate our similarities and differences and understand how they benefit us all. Giving Back We believe our responsibilities extend beyond our corporate walls. That's why we created the Aegon Transamerica Foundation in 1994. Through a mix of financial grants and the volunteer efforts of our employees, the foundation supports nonprofit organizations focused on the things that matter most to our people in the communities where we live and work. Transamerica's Parent Company Aegon acquired the Transamerica business in 1999. Since its start in 1844, Aegon has grown into an international company serving more than 23.9 million people across the globe.* It offers investment, protection, and retirement solutions, always with a clear purpose: Helping people live their best lives. As a leading global investor and employer, the company seeks to have a positive impact by addressing critical environmental and societal issues, with a focus on climate change and inclusion and diversity. * As of December 31, 2023
    $125k-165k yearly Auto-Apply 13d ago
  • Associate Actuary - Reserving

    Fortegra Financial 4.4company rating

    Iselin, NJ jobs

    Fortegra is seeking a motivated and diligent actuary with loss reserving experience. This role offers an exciting opportunity to apply your reserving expertise to various lines of business while broadening your skill set through diverse projects. LOBs analyzed may include Property (personal and commercial), General Liability, Professional Liability, and Warranty. Your main focus will be reserving and actuarial reporting, with numerous opportunities to contribute to other actuarial functions including pricing, data analytics, regulatory reporting, reinsurance, and more. This is a managerial position and is ideal for an enthusiastic actuary eager to make an impact and expand their professional horizons. Minimum Qualifications: * 6+ years of actuarial experience in Property & Casualty insurance products. * Associate or Fellow of the Casualty Actuarial Society. * Familiarity with IFRS 17 is preferred. * Proficiency in MS Excel. * Knowledge of SQL or other programming languages is preferred. * A proactive, creative approach to problem-solving. * Exceptional interpersonal skills, with the ability to communicate complex results to diverse audiences. Primary Job Functions: * Perform quarterly loss reserve analyses for various lines of business and review work of peers * Perform semiannual long duration unearned premium reserve analysis * Monitor reserve adequacy across Fortegra's Specialty and Warranty portfolios and recommend reserve strengthening/weakening to Finance * Perform deep-dive analyses into large programs, providing actionable insights to Underwriting and Management * Enhance quarterly data collection and reporting processes used by Actuarial to present findings to key stakeholders including Underwriting, Claims, and Management * Assist with regulatory reporting requirements * Estimate collateral requirements for unauthorized reinsurers * Work with pricing team on various requests including due diligence work on prospective programs and other ad-hoc pricing requests The above cited duties and responsibilities describe the general nature and level of work performed by people assigned to the job. They are not intended to be an exhaustive list of all the duties and responsibilities that an incumbent may be expected or asked to perform Additional Information: Full benefit package including medical, dental, life, vision, company paid short/long term disability, 401(k), tuition assistance and more. The anticipated salary for this position is $150,000 - $190,000 per year, based on qualifications and experience.
    $150k-190k yearly 17d ago

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