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Assistant Credit Manager skills for your resume and career

Updated January 8, 2025
4 min read
Below we've compiled a list of the most critical assistant credit manager skills. We ranked the top skills for assistant credit managers based on the percentage of resumes they appeared on. For example, 11.7% of assistant credit manager resumes contained financial statements as a skill. Continue reading to find out what skills an assistant credit manager needs to be successful in the workplace.

15 assistant credit manager skills for your resume and career

1. Financial Statements

A financial statement is a report of an individual or a company that includes all the information about the declared assets, the use of money, income, and also the contribution of shareholders over a certain period.

Here's how assistant credit managers use financial statements:
  • Analyze credit bureaus, corporate and personal financial statements to determine credit worthiness for retail installment loans structuring accordingly.
  • Analyzed financial statements of individuals/corporations to evaluate credit quality for commercial and real estate lending.

2. Credit Limits

A credit limit is the maximum amount of credit that a financial institution or other lenders will grant to a debtor for a given line of credit at any given time without penalty. This is generally based on several factors including; individual circumstances, personal income, loan repayment history, creditworthiness, general financial condition, and other factors.

Here's how assistant credit managers use credit limits:
  • Approve over credit limit to existing customers after conducting analysis to ensure that company exposure is minimized.
  • Monitor customer accounts on a daily basis for delinquency trends and over-extension of established credit limits.

3. Past Due Accounts

A credit card account in a bank or any other financial association that is past due in payment is called a past due account. Past due account holders are required to recompense their scheduled payments to the bank or their creditor. The more credit account holders are due, the more they are compelled by their lender to make the payment.

Here's how assistant credit managers use past due accounts:
  • Evaluated credit applications of hospitals, pharmacies-Oversaw collections of past due accounts-Investigated discrepancies in order history
  • Organized and participated in monthly credit, collection, and A/R review meetings to monitor large customer accounts and past-due accounts.

4. Credit Card Payments

Here's how assistant credit managers use credit card payments:
  • Developed successful and effective balancing system for incoming credit card payments.
  • Create invoices, prepare collections letters, track packages, request credit memos, issue refunds and/or process credit card payments.

5. Delinquent Accounts

A delinquent account is an account wherein there are many past-due funds.

Here's how assistant credit managers use delinquent accounts:
  • Oversee and assist account managers in performance of daily credit management including contacting and negotiating solutions to delinquent accounts.
  • Involved in collection report analysis procedures, credit approvals, recovery of returned checks and management of delinquent accounts.

6. Credit Worthiness

Here's how assistant credit managers use credit worthiness:
  • Performed credit analysis and reviewed credit worthiness of customers ranging from small-scale milling operations, bakeries and large packaged food producers.
  • Advised Division Manager/Department/Unit Business Managers on the granting of credit terms based on assessment of credit worthiness of customers.

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7. Collection Calls

Collection calls involve reaching out to clients with unpaid balances to collect payments and verify transactions.

Here's how assistant credit managers use collection calls:
  • Performed and delegated responsibility for regular collection calls to portfolios of customer accounts.
  • Investigated short payments, past due balances, and followed through via collection calls and written correspondence to domestic and international companies

8. Credit Lines

Here's how assistant credit managers use credit lines:
  • Performed financial and trend business analysis to support credit line authorizations.
  • Credit Application processing and established Credit Lines for freight clientele

9. Accounts Receivables

Here's how assistant credit managers use accounts receivables:
  • Monitored and maintained all functions of $10M annually domestic distributor accounts receivables portfolio.
  • Co-managed accounts receivables for construction and kitchen factory.

10. Credit Applications

Here's how assistant credit managers use credit applications:
  • Analyzed and processed new credit applications after verifying all information and analyzing credit reports.
  • Investigated the larger customer credit applications and visited the larger customers to establish relations.

11. Financial Analysis

Here's how assistant credit managers use financial analysis:
  • Introduced new methodologies and financial analysis techniques that were tailor-made to aviation fuel industry.
  • Assisted field locations with reports, financial analysis and collection management.

12. Credit Reports

Credit reports are statements that carry information about your credit affairs and current credit situation like loan payment history and credit accounts status. A credit report acts as history because it contains the record from the day you opened the account till your account balance. Potential lenders and creditors make use of credit reports and decide whether to offer you credit or not and under what conditions.

Here's how assistant credit managers use credit reports:
  • Supervised four sales associates* Responsible for running customer credit reports* Maintained accounts receivable and reduced the average of delinquencies
  • Managed account receivables by analyzing credit reports and past history to determine credit approval.

13. Customer Calls

Here's how assistant credit managers use customer calls:
  • Manage $500M in Sales, customer calls and statements to maintain timely payments.
  • Handled all customer calls and inquiries.

14. Credit Analysis

Credit analysis is the process of evaluating a person's or company's ability to repay their debts.

Here's how assistant credit managers use credit analysis:
  • Submit written credit analysis to Credit Manager for approval of lines excess $25K.
  • Performed credit analysis and approved new trade accounts.

15. Credit Policies

Here's how assistant credit managers use credit policies:
  • Evaluated and approved credit transactions based on corporate credit policies.
  • Monitored violations of credit policies and procedures.
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List of assistant credit manager skills to add to your resume

Assistant Credit Manager skills

The most important skills for an assistant credit manager resume and required skills for an assistant credit manager to have include:

  • Financial Statements
  • Credit Limits
  • Past Due Accounts
  • Credit Card Payments
  • Delinquent Accounts
  • Credit Worthiness
  • Collection Calls
  • Credit Lines
  • Accounts Receivables
  • Credit Applications
  • Financial Analysis
  • Credit Reports
  • Customer Calls
  • Credit Analysis
  • Credit Policies
  • Collection Efforts
  • Payroll
  • Bank Deposits
  • Credit Analysts
  • DSO
  • Credit Hold
  • Cash Application
  • Credit Risk
  • Credit Decisions
  • Collection Agencies
  • Computer System
  • Sales Floor
  • Journal Entries
  • Credit Terms
  • Credit Approval
  • Bradstreet
  • Payment Terms
  • Account Management
  • Customer Payments
  • Credit Issues
  • Payment Arrangements
  • Credit References
  • Charge Backs
  • Customer Complaints
  • Financial Reports
  • Assist Credit
  • Overdue Accounts
  • Customer Issues
  • Trade References
  • Receivable Portfolio
  • ACH
  • Collection Process
  • Rental Agreements
  • Credit Checks

Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Updated January 8, 2025

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