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The average salary of an At-Risk Specialist in the United States is approximately $58,801 annually. Factors influencing salary include geographic location, years of experience, and the specific industry. Top-paying states for this role include California and New York, where professionals can earn significantly more due to higher living costs and demand for services.
Entry-level At-Risk Specialists typically start at around $40,000, while those with extensive experience can command salaries exceeding $75,000. This variance highlights the growth potential in this career. Additionally, professionals working in healthcare or educational settings may experience different compensation rates.
As the demand for specialists to support at-risk populations continues to grow, job opportunities are expected to expand, particularly in urban areas. By gaining relevant experience and education, At-Risk Specialists can enhance their earning potential and career advancement opportunities.
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The highest-paying states for at-risk specialists are Rhode Island, New York, and Virginia. The lowest average at-risk specialist salary states are Mississippi, South Dakota, and Nebraska.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York | $100,803 | $48.46 |
| 2 | Virginia | $100,499 | $48.32 |
| 3 | District of Columbia | $102,397 | $49.23 |
| 4 | Delaware | $91,968 | $44.22 |
| 5 | Connecticut | $94,609 | $45.49 |
| 6 | Vermont | $95,293 | $45.81 |
| 7 | Pennsylvania | $93,100 | $44.76 |
| 8 | Rhode Island | $108,209 | $52.02 |
| 9 | New Jersey | $98,372 | $47.29 |
| 10 | Massachusetts | $92,719 | $44.58 |
| 11 | North Carolina | $82,421 | $39.63 |
| 12 | West Virginia | $81,869 | $39.36 |
| 13 | New Hampshire | $94,780 | $45.57 |
| 14 | Georgia | $77,348 | $37.19 |
| 15 | Alaska | $77,292 | $37.16 |
| 16 | Maryland | $83,751 | $40.26 |
| 17 | Maine | $85,437 | $41.08 |
| 18 | Arizona | $69,943 | $33.63 |
| 19 | Michigan | $79,675 | $38.31 |
| 20 | Ohio | $78,784 | $37.88 |
| 21 | Nevada | $77,507 | $37.26 |
| 22 | California | $81,953 | $39.40 |
| 23 | Texas | $68,073 | $32.73 |
| 24 | Arkansas | $66,763 | $32.10 |
| 25 | Wisconsin | $70,119 | $33.71 |
| 26 | Washington | $70,413 | $33.85 |
| 27 | Illinois | $68,955 | $33.15 |
| 28 | Kentucky | $73,532 | $35.35 |
| 29 | South Carolina | $72,719 | $34.96 |
| 30 | Florida | $64,783 | $31.15 |
| 31 | Louisiana | $66,925 | $32.18 |
| 32 | North Dakota | $66,090 | $31.77 |
| 33 | Oregon | $66,767 | $32.10 |
| 34 | Indiana | $67,847 | $32.62 |
| 35 | Hawaii | $59,377 | $28.55 |
| 36 | Iowa | $59,221 | $28.47 |
| 37 | Alabama | $62,291 | $29.95 |
| 38 | Tennessee | $61,671 | $29.65 |
| 39 | Missouri | $62,586 | $30.09 |
| 40 | Nebraska | $55,915 | $26.88 |
| 41 | Kansas | $59,891 | $28.79 |
| 42 | Wyoming | $52,621 | $25.30 |
| 43 | Oklahoma | $60,544 | $29.11 |
| 44 | New Mexico | $62,210 | $29.91 |
| 45 | Utah | $54,516 | $26.21 |
| 46 | Montana | $59,461 | $28.59 |
| 47 | Idaho | $57,833 | $27.80 |
| 48 | South Dakota | $57,626 | $27.70 |
| 49 | Colorado | $53,508 | $25.73 |
| 50 | Minnesota | $57,963 | $27.87 |
| 51 | Mississippi | $57,721 | $27.75 |
The highest-paying cities for at-risk specialists are Washington, DC, Arlington, VA, and New York, NY.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Washington, DC | $102,471 | $49.26 |
| 2 | Arlington, VA | $102,397 | $49.23 |
| 3 | New York, NY | $101,056 | $48.58 |
| 4 | Jersey City, NJ | $98,645 | $47.43 |
| 5 | Stamford, CT | $94,271 | $45.32 |
| 6 | Philadelphia, PA | $94,173 | $45.28 |
| 7 | Boston, MA | $92,860 | $44.64 |
| 8 | San Francisco, CA | $87,977 | $42.30 |
| 9 | Detroit, MI | $80,670 | $38.78 |
| 10 | Charlotte, NC | $79,758 | $38.35 |
| 11 | Columbus, OH | $77,772 | $37.39 |
| 12 | Atlanta, GA | $77,019 | $37.03 |
| 13 | Las Vegas, NV | $76,851 | $36.95 |
| 14 | Columbia, SC | $73,097 | $35.14 |
| 15 | Seattle, WA | $71,573 | $34.41 |
| 16 | San Antonio, TX | $70,122 | $33.71 |
| 17 | Tempe, AZ | $69,933 | $33.62 |
| 18 | Chicago, IL | $69,607 | $33.46 |
| 19 | New Orleans, LA | $67,446 | $32.43 |
| 20 | Portland, OR | $66,514 | $31.98 |
An at-risk specialist's salary ranges from $33,000 a year at the 10th percentile to $103,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $103,000 | $8,583 | $50 |
| 75th Percentile | $79,000 | $6,583 | $38 |
| Average | $58,801 | $4,900 | $28 |
| 25th Percentile | $43,000 | $3,583 | $21 |
| 10th Percentile | $33,000 | $2,750 | $16 |
The highest paying types of at-risk specialists are global risk management director, risk management director, and senior specialist.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Global Risk Management Director | $145,350 | $12,113 | $69.88 | 89,985 |
| Risk Management Director | $133,286 | $11,107 | $64.08 | 80,337 |
| Risk Analyst | $81,484 | $6,790 | $39.17 | 71,284 |
Top companies hiring at-risk specialists now:
At-risk specialist salaries at PayPal and Federal Reserve Bank of New York are the highest-paying according to our most recent salary estimates. In addition, the average at-risk specialist salary at companies like Federal Reserve and Meta are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | PayPal | $125,347 | $60.26 |
| 2 | Federal Reserve Bank of New York | $124,065 | $59.65 |
| 3 | Federal Reserve | $123,153 | $59.21 |
| 4 | Meta | $122,613 | $58.95 |
| 5 | McKinsey & Company Inc | $115,059 | $55.32 |
| 6 | Federal Reserve Bank | $107,983 | $51.91 |
| 7 | Square | $106,442 | $51.17 |
| 8 | Sutter Health | $105,948 | $50.94 |
| 9 | Cargill | $95,948 | $46.13 |
| 10 | BNY Mellon | $95,814 | $46.06 |
| 11 | Airtable | $94,199 | $45.29 |
| 12 | Morgan Stanley | $93,850 | $45.12 |
| 13 | JPMorgan Chase & Co. | $92,984 | $44.70 |
| 14 | Banco Bilbao Vizcaya Argentaria | $91,496 | $43.99 |
| 15 | Adobe | $88,921 | $42.75 |
| 16 | Charles Schwab | $88,191 | $42.40 |
| 17 | Teleflex | $87,935 | $42.28 |
| 18 | Autodesk | $87,599 | $42.11 |
| 19 | Booz Allen Hamilton | $87,446 | $42.04 |
| 20 | American Family Insurance | $86,963 | $41.81 |
The average at-risk specialist salary varies across industries:
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Finance | $85,032 | $40.88 |
| 2 | Insurance | $75,115 | $36.11 |
| 3 | Professional | $66,434 | $31.94 |
| 4 | Technology | $65,519 | $31.50 |
The average at-risk specialist salary has risen by $10,840 over the last ten years. In 2014, the average at-risk specialist earned $47,961 annually, but today, they earn $58,801 a year. That works out to a 6% change in pay for at-risk specialists over the last decade.
Compare at-risk specialist salaries for cities or states with the national average over time.
Compare at-risk specialist salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $58,800 | $28.27 | +2.6% |
| 2024 | $57,300 | $27.55 | +1.6% |
| 2023 | $56,400 | $27.09 | +1.1% |
| 2022 | $55,700 | $26.80 | +0.1% |
| 2021 | $55,700 | $26.78 | +4.0% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Chubb | Senior Property Risk Specialist | Chicago, IL | 06/29/2025 | $101,500 |
| PNC Financial Services Group, Inc. | Risk & Control Specialist Senior-Enterprise Risk Independent Risk Oversight Team | Boone, CO | 06/27/2025 | $63,250 |
| Wells Fargo Bank | Senior Risk Asset Review Examination Specialist | Des Moines, IA | 06/27/2025 | $96,600 |
| TD Bank | Senior Group Risk Specialist (US) Risk Governance | Falmouth, ME | 06/27/2025 | $110,760 |
| TD Bank | Senior Group Risk Specialist (US) Risk Governance | Greenville, SC | 06/27/2025 | $110,760 |
| TD Bank | Senior Group Risk Specialist (US) Risk Governance | Mount Laurel, NJ | 06/27/2025 | $110,760 |
| TD Bank | Senior Group Risk Specialist (US) Risk Governance | New York, NY | 06/27/2025 | $110,760 |
| Wells Fargo | Senior Credit Risk Specialist-Wholesale Credit Risk | Charlotte, NC | 06/26/2025 | $84,000 |
| Wells Fargo | Senior Credit Risk Specialist-Wholesale Credit Risk | Minneapolis, MN | 06/26/2025 | $84,000 |
| Wells Fargo | Senior Risk Asset Review Examination Specialist | Chandler, AZ | 06/26/2025 | $96,600 |
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