What does an at-risk specialist do?
An at-risk specialist is responsible for identifying risk events that may pose harm to the business reputation and financial stability of an organization. At-risk specialists strategize on plans and techniques to minimize financial loss and excessive costings, developing methods and opportunities that would increase the company's revenues and profits. They resolve insurance discrepancies and manage financial disputes that may have litigation impact on the business. An at-risk specialist reviews financial documents and incident reports, file claims, and process requirements for any fraudulent activities.
At-risk specialist responsibilities
Here are examples of responsibilities from real at-risk specialist resumes:
- Manage treasury workstation steering team for automation of core treasury operations for increase reliability of financial reporting and decision making.
- Focuse on identifying undervalue debt securities, through detail company valuations.
- Research and addressed any fraudulent activity including identity theft or OFAC violations.
- Examine commercial real estate, corporate credit, structure securities and other insurance company portfolios.
- Communicate with third party administrators and insurance carriers to include claims investigation, litigation management and settlement negotiations reducing claim exposure.
- Identify suspicious debit card activity through customer profiling and account analysis.
- Conduct comprehensive research into credit and debit accounts; proactively identify and resolve any errors and mitigate financial risks.
At-risk specialist skills and personality traits
We calculated that 26% of At-Risk Specialists are proficient in Risk Management, Customer Service, and Operational Risk. They’re also known for soft skills such as Computer skills, Detail oriented, and Math skills.
We break down the percentage of At-Risk Specialists that have these skills listed on their resume here:
- Risk Management, 26%
Assist hospital staff and management in developing and implementing clinical policies and procedures involving risk management or legal issues.
- Customer Service, 11%
Provided excellent customer service and communicated clearly and politely with customers in person and over phone.
- Operational Risk, 6%
Co-developed efficient methodologies for assessing operational risk across a portfolio of institutions and trained examination staff in application of those techniques.
- Risk Assessments, 5%
Prepared risk assessments outlining residual risk levels.
- SQL, 5%
Develop SQL Queries to identify and track the status of Coca-Cola Equipment to aid in recovery.
- SAS, 4%
Programmed with SAS and Excel VBA to automate 90% of departmental reports.
Common skills that an at-risk specialist uses to do their job include "risk management," "customer service," and "operational risk." You can find details on the most important at-risk specialist responsibilities below.
Computer skills. To carry out their duties, the most important skill for an at-risk specialist to have is computer skills. Their role and responsibilities require that "financial analysts must be adept at using software to analyze financial data and trends, create portfolios, and make forecasts." At-risk specialists often use computer skills in their day-to-day job, as shown by this real resume: "identified ways to improve patient safety by designing computer proficient reports using excel pivot tables to analyze data. "
Detail oriented. Another essential skill to perform at-risk specialist duties is detail oriented. At-risk specialists responsibilities require that "financial analysts must pay attention when reviewing a possible investment, as even small issues may have large implications for its health." At-risk specialists also use detail oriented in their role according to a real resume snippet: "worked closely with sox group to provided detailed documentation and analysis to ensure compliance for monthly and quarterly reviews. "
Math skills. at-risk specialists are also known for math skills, which are critical to their duties. You can see how this skill relates to at-risk specialist responsibilities, because "financial analysts use mathematics to estimate the value of financial securities." An at-risk specialist resume example shows how math skills is used in the workplace: "validate and improve the existing risk/credit risk system's data structure, architect design, and mathematical methodologies and capabilities. "
Analytical skills. For certain at-risk specialist responsibilities to be completed, the job requires competence in "analytical skills." The day-to-day duties of an at-risk specialist rely on this skill, as "financial analysts must evaluate a range of information in finding profitable investments." For example, this snippet was taken directly from a resume about how this skill applies to what at-risk specialists do: "participated in complex and critical projects, utilizing problem solving and data analysis techniques to improve overall operational process. "
Communication skills. Another common skill required for at-risk specialist responsibilities is "communication skills." This skill comes up in the duties of at-risk specialists all the time, as "financial analysts must be able to clearly explain their recommendations to clients." An excerpt from a real at-risk specialist resume shows how this skill is central to what an at-risk specialist does: "document, and ensure communication of, key risks maintain input or data quality of risk management systems. "
The three companies that hire the most at-risk specialists are:
- Deloitte441 at-risk specialists jobs
- Bank of America212 at-risk specialists jobs
- U.S. Bank55 at-risk specialists jobs
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Compare different at-risk specialists
At-risk specialist vs. Global risk management director
A global risk management director is responsible for the development and administration of risk management programs. They organize and develop programs that cut across their whole organization for risk-free services. Additionally, they promote a proper understanding of risks and risk management strategies in their organization. They are required to investigate any incident that may result in an asset loss. They report to top management.
These skill sets are where the common ground ends though. The responsibilities of an at-risk specialist are more likely to require skills like "customer service," "operational risk," "sql," and "sas." On the other hand, a job as a global risk management director requires skills like "client facing," "litigation," "continuous improvement," and "global product." As you can see, what employees do in each career varies considerably.
Global risk management directors tend to make the most money working in the start-up industry, where they earn an average salary of $151,375. In contrast, at-risk specialists make the biggest average salary, $85,032, in the finance industry.The education levels that global risk management directors earn slightly differ from at-risk specialists. In particular, global risk management directors are 11.4% more likely to graduate with a Master's Degree than an at-risk specialist. Additionally, they're 3.3% more likely to earn a Doctoral Degree.At-risk specialist vs. Risk management director
A risk management director is responsible for ensuring the safety and security of all the people, assets, and processes across the organization. Risk management directors facilitate risk management programs to mitigate company risks that may affect the organization's reputation and stability. They coordinate with upper management to identify a strategic approach and strengthen risk management policies. A risk management director must have excellent communication and organizational skills, especially in writing and investigating incident reports and resolving internal escalations immediately and efficiently.
While some skills are similar in these professions, other skills aren't so similar. For example, resumes show us that at-risk specialist responsibilities requires skills like "sas," "process improvement," "powerpoint," and "data analysis." But a risk management director might use other skills in their typical duties, such as, "oversight," "governance," "project management," and "patient safety."
Risk management directors earn a higher average salary than at-risk specialists. But risk management directors earn the highest pay in the hospitality industry, with an average salary of $138,014. Additionally, at-risk specialists earn the highest salaries in the finance with average pay of $85,032 annually.In general, risk management directors achieve higher levels of education than at-risk specialists. They're 6.5% more likely to obtain a Master's Degree while being 3.3% more likely to earn a Doctoral Degree.At-risk specialist vs. Risk analyst
As a risk analyst, you will oversee the identification, assessment, and monitoring of risks that your company has been exposed to. You will evaluate financial documents, potential clients, and economic conditions to determine the level of risk in business decisions. You will be responsible for aggregating data from several sources to develop a comprehensive assessment and create reports, processes, and presentations to better present results. You are also expected to work closely with other team members to analyze and show data effectively.
The required skills of the two careers differ considerably. For example, at-risk specialists are more likely to have skills like "sql," "strong problem-solving," "excellent organizational," and "business processes." But a risk analyst is more likely to have skills like "portfolio," "strong analytical," "statistical analysis," and "due diligence."
Risk analysts earn the best pay in the manufacturing industry, where they command an average salary of $77,608. At-risk specialists earn the highest pay from the finance industry, with an average salary of $85,032.When it comes to education, risk analysts tend to earn similar degree levels compared to at-risk specialists. In fact, they're 3.7% more likely to earn a Master's Degree, and 0.4% more likely to graduate with a Doctoral Degree.At-risk specialist vs. Compliance specialist
The role of compliance specialists is to ensure that companies comply with relevant industry standards and regulations. Their duties may vary depending on the industry they work in, such as healthcare or banking. Tasks include reviewing their company's business practices to ensure they follow specific regulations, resolving compliance issues that may arise, and being up-to-date with regulatory changes. As a compliance specialist, you should have industry expertise, in-depth knowledge of regulations, and auditing skills.
Even though a few skill sets overlap between at-risk specialists and compliance specialists, there are some differences that are important to note. For one, an at-risk specialist might have more use for skills like "risk management," "operational risk," "sql," and "sas." Meanwhile, some responsibilities of compliance specialists require skills like "patients," "strong analytical," "fda," and "compliance program. "
The pharmaceutical industry tends to pay the highest salaries for compliance specialists, with average annual pay of $73,015. Comparatively, the highest at-risk specialist annual salary comes from the finance industry.compliance specialists reach similar levels of education compared to at-risk specialists, in general. The difference is that they're 0.7% more likely to earn a Master's Degree, and 3.5% more likely to graduate with a Doctoral Degree.Types of at-risk specialist
Updated January 8, 2025
