Banesco USA jobs in Miami, FL - 23 jobs

Job Title SBA Portfolio Manager Team Lead Banesco USA is seeking an SBA Portfolio Manager Team Lead for our SBA Portfolio Managers business unit. Develop and maintain comprehensive credit policies and procedures aligned with the bank's risk appetite and regulatory requirements, specifically for SBA programs. Assist in the updating of credit policy and procedures related to SBA by drafting proposed changes, seeking consensus, and ultimately communicating any approved changes. Exercise prudent credit judgment through individual loan authority as approved by the Board of Directors. Monitor credit risk limits, concentration risk, and early warning indicators within the SBA portfolio. Evaluate, approve, or decline policy exceptions and modifications to existing loans, within individual loan authority. Monitor existing lending relationships assigned to the portfolio and complete annual, semi-annual, or quarterly reviews in a timely manner. Maintain oversight of all ongoing monitoring requirements including, but not limited to, payment status, insurance, and timely payment of real estate taxes within the bank's loan portfolio. Validate and analyze reports such as Third-Party Site Visits, Financial Statements, Borrowing Base Certificates, Appraisals, etc., to verify compliance. Through ongoing portfolio management, detect early warning signs of deteriorating credit trends and recommend risk rating changes where applicable. Act as a liaison between the customer and other departments of the bank to ensure the deferments and/or modifications are processed in an efficient and timely manner. Prepare monthly Watch List comments and quarterly Adversely Classified Reports where applicable. Job Requirements Education: Bachelor's degree in business, related field, or another acceptable alternative field required. MBA or advanced degree is preferred. Experience: Ten (10) years of progressive risk management experience in a diverse lending setting is required, with at least five (5) years in a senior leadership role of supervisory authority. Extensive knowledge of credit analysis, underwriting, and portfolio management. Proven track record of successfully managing credit risk in a banking environment. Experience in building/expanding national SBA 7a and Express loan programs, teams, and policies and designing/leading the execution of large-scale loan forgiveness processes (e.g., PPP) is highly desirable. Strong analytical and problem-solving skills. Effective ability to lead and motivate a team. Advanced knowledge in financial software such as but not limited to nCino and Moody's. Advanced knowledge of structuring and underwriting commercial credits, including specialized lending. Strong client-centric skills, ensuring satisfaction of both internal and external customers. Strong understanding of banking regulations and risk management frameworks. Benefits Competitive base salary. Paid time off. Hybrid schedule. 401k with employer match. Tuition reimbursement. Paid parental leave. Free parking. Medical, Dental, Vision. Life Insurance. Supplemental Insurances. Short-Term & Long-Term Disability Benefits. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title Treasury Management Officer Banesco USA is seeking a Treasury Management Officer for our Treasury Management business unit. * Responsible for identifying, analyzing, selling, and supporting treasury management products and services to established business customers and targeted prospective clients across all business units. * Works closely with account officers to provide banking solutions to current and prospective customers to attain the goals. * Solidify customer retention efforts by providing a superior level of customer service during pre-sale, onboarding, and post-sale. * Contributes to the bank's deposit growth strategies and goals by generating additional revenue from the sale of treasury management products and services. * Evaluates profitability of treasury management products by customer to ensure volumes, usage, and fee generation. * Builds relationships with customers through regularly scheduled visits, sales and cross sales for referrals and potential new business. * Provide treasury management product training to the sales teams to maximize referral opportunities. * Responsible for completing annual training program assigned. * Performs other functions and/or duties as assigned. Job Requirements: * Education: Bachelor's degree in Business and/or Finance or equivalent work experience. * Experience: three (3) to five (5) years of experience in banking, preferably in Cash Management or Treasury. * Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) * Knowledge of related State and Federal banking compliance regulations. * Strong verbal and written communication skills, ability to communicate at all levels of the organization. * Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read, and write both languages. * Strong attention to detail and accuracy. * Ability to multi-task, with strong organization, time-management, and prioritizing skills. * Customer service skills, ensuring satisfaction of both internal and external customers. * Ability to understand and comprehend instructions, procedures and policies ensuring compliance with the Bank's policies and procedures. * Ability to work under pressure and independently with the ability to make decisions according to established guidelines and accomplish tasks accurately and on a timely basis. * Strong problem solving and analytical skills required to solve problems with and identify the root cause and preset recommendations with minimal to no supervision. * Strong interpersonal skills, working with integrity and ethically, upholding organizational values. * Strong presentation skills to all levels of the organization. * Ability to be discreet and use sound judgement when making decisions. * Ability to drive change to improve customer experience and enhance our bank. Benefits: * Competitive Salary plus variable compensation. * PTO * Hybrid Work Model (remote and on-site work) * Tuition Reimbursement. * Paid Parental Leave * Medical, Dental, Vision * 401k * Life Insurance * Supplemental Insurances * Short-Term & Long-Term Disability About Us: Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 15 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title Banking Centers Operations Specialist Banesco USA is seeking a Banking Centers Operations Specialist for our Banking Center Operations unit. Primary Job Duties Conducts regular on-site operational reviews and detailed process reviews to ensure adherence to policies, regulations, and efficiency. Assists with internal/external audits, ensuring compliance readiness. Performs monthly reviews of various branch logs (vault, ATM, mail and courier deposits, teller, safe deposit boxes), consignment audits (temporary checks, cashier checks, debit card, and interest checks), and alarm system checks. Conducts monthly/surprise audits of tellers and vaults. Performs quarterly/annual reviews of security measures (All-Clear, Bait Money, Record Retention). Reviews and processes daily reports (e.g., morning reports, new accounts, CTR). Gathers and analyzes data to support review findings and identify trends. Prepares clear reports summarizing findings and recommendations for improvements. Documents control weaknesses and risks and works with staff to implement corrective actions. Tracks and monitors implementation of recommendations. Proactively identifies and addresses operational gaps, developing solutions. Acts as a key liaison between banking centers and internal departments, facilitating communication and meetings to resolve operational concerns. Provides ongoing support to other bank areas. Coordinates new account reviews and ensures timely completion of quality control requests. Completes assigned projects and annual training. Responsible for completing annual training programs assigned. Perform other assigned functions and/or duties. Job Requirements Education: Bachelor's degree in Business Administration preferred or equivalent experience. Experience: Three (3) years of experience in Retail banking and managerial role or equivalent experience. Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages. Strong verbal and written communication skills, ability to communicate at all levels of the organization. Strong attention to detail and accuracy and the ability to multi-task, with strong organization, time-management, and prioritizing skills. Strong customer service skills, ensuring satisfaction of both internal and external customers. Advance knowledge in branch operation activities, terminology and products and services. Knowledge of selling and cross-selling techniques to provide customers with the bank's products and services. Advance knowledge of related State and Federal banking compliance regulations and operational policies. Strong problem solving and analytical skills make determination to provide customers with solutions. Benefits & Perks Competitive base salary. Paid time off. 401k with employer match. Tuition reimbursement. Paid parental leave. Medical, Dental, Vision. Life Insurance. Supplemental Insurances. Short-Term & Long-Term Disability Benefits. Free parking. On-site Cafeteria. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.

Job Title : Loan Servicing Specialist Banesco USA is seeking a Loan Servicing Specialist for our Loan Operations unit. * Responsible for assisting customers, bank staff, government agencies and insurance agents in inquiries and/or research related to escrow disbursements, loan servicing and insurances. * Responsible for assuring proper input of all types of insurances in the Jack Henry system, ensuring required fields are completed, including flood determination information. * Responsible for preparing flood expiration notices within the time frame stipulated by regulations. * Monitors all insurances via the tickler system and disburse funds for the payment of insurance premiums for the loans in escrow. * Responsible for assuring real estate taxes are properly entered when new loans are booked in Jack Henry and the folio numbers with legal description are sent on a timely basis to CoreLogic for accurate tracking. * Responsible for processing escrow disbursements and preparing the checks to pay agents and/or insurance companies. * Assists in the reconciliation of the flood determination and tax service fee general ledger accounts on a monthly basis. * Prepares satisfaction, partial release and UCC on paid-off loans. * Responsible to send letters to borrowers informing them of delinquency in taxes. * Responsible for reviewing insurance and real estate tax tickler report on a weekly basis to ensure no lapse in coverage or delinquent taxes. * Responsible preparing of insurance and real estate tax tickler reports from Cognos on a monthly basis. * Responsible to perform escrow disbursements, escrow analysis as needed. * Responsible for processing escrow analysis on an annual basis as needed. * Responsible for completing annual training program assigned. * Responsible for preparing UCC-3 Continuations as needed. * Responsible for preparing payoff and partial release letters. * Backup for preparing the daily PLC reconciliation. * Performs other functions and/or duties as assigned. Job Requirements: * Education: Associate degree or equivalent experience * Experience: Three (3) to Five (5) years of experience in the Banking industry, preferably in loan servicing/operations department. * Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) * Knowledge of Participated and Syndicated Loans is required. * Knowledge of Jack Henry is required. * Knowledge of Cognos is highly preferred. * Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages. * Strong verbal and written communication skills, ability to communicate at all levels of the organization. * Strong attention to detail and accuracy. * Ability to multi-task, with strong organization, time-management and prioritizing skills. * Customer service skills, ensuring satisfaction of both internal and external customers. * Ability to work in a team environment. * Knowledge of related State and Federal banking compliance regulations and operational policies. * Ability to understand and comprehend instructions, procedures and policies ensuring compliance with the Bank's policies and procedures. * Problem solving and analytical skills in order to identify problems. Benefits: * Competitive Salary. * PTO * Hybrid Work Model (remote and on-site work) * Tuition Reimbursement. * Paid Parental Leave * Medical, Dental, Vision * 401k * Life Insurance * Supplemental Insurances * Short-Term & Long-Term Disability About Us: Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title : BI Analyst Banesco USA is seeking a BI Analyst for our Business Intelligence unit. * Responsible for creating and maintaining bank reports, applications, and interfaces as well as streamline the business process. * Performs complete and specific programming activities, creating solutions to enhance and support the business activities. * Executes the administration, maintenance and management of the data and data storage environment. * Ability to adhere to the design and coding standards of the bank to ensure the solution and environment integrity is meeting the business requirements. * Assists with the support of systems to ensure applications operability and reliability is in place. * Responsible for structuring tasks and manages their time effectively, prioritizing the pipeline of tasks to ensure work is meeting the established deadlines. * Ability to document the functional requirements and the solution design and/or scope to ensure the business is in compliance with the needs. * Responsible for analyzing problems outside the initiatives assigned and proposes solutions that produce improvement to the efficiency, process automation, and systematic enhancements. * Responsible to support the business units with the following reports: * Web based reports for standard and ad hoc analysis * Dashboard development to support upper-level management * Schedule and monitor report delivery daily * Define and create new framework reporting business packages. * Assist in the support and management of the development and reporting environments * Participates in projects as assigned. * Assist AVP, BI Team Lead in other duties and projects as assigned. * Responsible for coaching and mentoring other team members. * Responsible for completing annual training program assigned. * * Performs other functions and/or duties as assigned. Job Requirements: * Education: Bachelor's degree in Computer Science, MIS, or other information system development fields is preferred or equivalent experience. * Experience: Four (4) years of experience in application and Web development, reporting and Database Administration. * Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) * Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read, and write both languages. * Strong verbal and written communication skills, ability to communicate at all levels of the organization. * Knowledge of related State and Federal banking compliance regulations. * Strong attention to detail and accuracy. * Ability to multi-task, with strong organization, time-management, and prioritizing skills. * Customer service skills, ensuring satisfaction of both internal and external customers. * Ability to work under pressure and independently with the ability to make decisions according to established guidelines and accomplish tasks accurately and on a timely basis. * Ability to convey technical concepts and ideas to non-technical people. * Strong problem solving and analytical skills to resolve problems and clearly identifies root cause and presents recommendations to management. * Must have the following technical knowledge and experience: * Experience working with ETL tools like SSIS. * DB: SQL (client, and server), Oracle, AS400. * Utilities and reporting tools: Microsoft SQL Reporting Services, Cognos, DevExpress. * Dashboarding tools: Qlik, Power BI * Framework: ASP.NET Web Form, Microsoft Team Foundation Services, and GitHub. * Development languages: ASP.Net, C#, JavaScript, HTML, CSS, XML, PHP. * Banking Core Systems: Jack Henry & Associates * The following certifications are desired but not required: * MCSD: Microsoft Certified Solutions Developer * Certified Secure Software Lifecycle Professional (CSSLP) * C/C++ Benefits: * Competitive Salary. * Generous paid time off, plus federal holidays. * Hybrid Work Model (remote and on-site work) * Tuition Reimbursement. * Paid Parental Leave. * Medical, Dental, Vision. * 401k. * Life Insurance. * Supplemental Insurances. * Short-Term & Long-Term Disability . * Free parking. About Us: Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title Client Relationship Lead - B&P Functional Title Senior Universal Banker Banesco USA is seeking a Client Relationship Lead - B&P for our Brickell Banking Center. Primary Job Duties Acquire, retain, and expand new and existing client relationships by providing exceptional customer service and resolving customer requests. Consistently meet or exceed sales goals at the banking center level. Proactively pursue new business opportunities through lead generation while cross-selling to grow the portfolio. Actively participate in the bank's sales process, including product selection and referrals. Capture deposits to achieve established banking center goals. Provide exceptional customer service and resolve complex customer issues. Respond to inquiries from internal and external customers. Responsible for teller duties which may include, but are not limited to: processing transactions, ensuring compliance with bank policies and procedures, completing ATM duties, managing cash, including vault operations and currency ordering, processing NSF and overdrafts, holds, stop payments, and wire transfers, balancing daily transactions and cash, processing deposits/withdrawals, loan repayments, cashier checks, open/maintain, and close accounts, ensuring proper documentation. Responsible for working in a team setting with other relationship bankers while assisting the Client Relationship Manager in overall sales and day-to-day operations. Responsible for assisting the Client Relationship Manager in the management and supervision of the employees in the banking center while guiding and coaching the relationship bankers. Ensure the physical security of the banking center, including opening and closing procedures. Complete BSA/KYC/ECS/RFI requests in a timely manner. Responsible for training, supervising daily activities, mentoring, and coaching. Ensure compliance with all regulatory requirements and internal policies. Work with centralized Banking Center Operations to achieve satisfactory audit and quality control results. Maintain accurate records and protect banking center assets. Provide support and coverage to other banking centers as needed. Responsible for completing annual training programs assigned. Perform other assigned functions and/or duties. Job Requirements Education: High school diploma or equivalent experience. Experience: Minimum three (3) years of experience in retail banking or cash handling. Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read, and write both languages. Proven ability to work effectively in a team environment. Demonstrated knowledge of selling and cross-selling techniques to provide customers with the bank's products and services. Advanced proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, etc.). Strong verbal and written communication skills, with the ability to interact effectively at all organizational levels. Exceptional attention to detail, accuracy, multitasking, time management, and prioritization skills. Strong customer service orientation, ensuring satisfaction for both internal and external clients. Understanding of relevant state and federal banking compliance regulations and operational policies. Ability to understand and adhere to bank instructions, procedures, and policies. Benefits & Perks Competitive base salary plus variable compensation Paid time off. 401k with employer match. Tuition reimbursement. Paid parental leave. Medical, Dental, Vision. Life Insurance. Supplemental Insurances. Short-Term & Long-Term Disability Benefits. Free parking. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 6 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.

Job Title Head of Community Association Banking Banesco USA is seeking a Head of Community Association Banking for our Corporate Banking Department. The Head of Community Association Banking is a strategic and results-oriented leader responsible for driving the growth, profitability, and operational excellence of the bank's Community Association Banking division. This role involves developing and executing a comprehensive business strategy to acquire, retain, and expand relationships with Homeowners Associations (HOAs), Condominium Associations (COAs), and Property Management Companies. The Head of Community Association Banking will lead and mentor a team of dedicated banking professionals, ensure the delivery of exceptional client service, and maintain a deep understanding of industry trends, regulations, and competitive landscape. Primary Job Duties: * Develop and implement a strategic plan for the Community Association Banking division, including growth targets, market penetration, and product development. * Identify new business opportunities, cultivate relationships with key industry influencers (e.g., property management firms, attorneys, reserve study professionals), and represent the bank at industry events. * Analyze market trends, competitive activity, and client needs to ensure the bank's offerings remain competitive and relevant. * Lead and participate in high-level client pitches and presentations for complex or high-value association relationships. * Recruit, train, mentor, and develop a high-performing team of Relationship Managers, Business Bankers, and support staff specializing in community association banking. * Set performance goals, conduct regular performance reviews, and provide ongoing coaching and feedback. * Foster a collaborative and client-centric team culture focused on achieving business objectives and delivering outstanding service. * Manage team capacity and resource allocation to ensure efficient operations and optimal client coverage. * Collaborate with product development, treasury management, and lending teams to design, enhance, and implement tailored financial solutions for community associations. * Ensure the bank offers a comprehensive suite of products, including: * Specialized checking, savings, and reserve accounts (e.g., IOLTA, trust accounts) * Lockbox and payment processing solutions for assessment collection * Online banking platforms with robust features for multi-account management and board oversight * Capital improvement loans, lines of credit, and insurance premium financing for associations * Investment and reserve fund management strategies. * Stay abreast of technological advancements and integrate new solutions to improve client experience and operational efficiency. * Ensure the division operates in full compliance with all banking regulations, internal policies, and relevant state and federal laws governing community associations (e.g., Florida Condominium Act, HOA Act). * Oversee credit underwriting processes for association loans, ensuring sound lending practices and risk mitigation. * Implement and enforce robust fraud prevention and security measures for client accounts. * Work closely with legal and compliance departments to navigate complex regulatory landscapes. * Manage the division's P&L, including revenue generation, expense control, and profitability targets. * Monitor key performance indicators (KPIs) and provide regular reports to senior management on business performance, pipeline, and market conditions. * Develop and manage the departmental budget. * Act as a senior point of contact for strategic property management companies and large, complex community association clients. * Build and maintain strong internal relationships across various bank departments (e.g., Credit, Operations, Treasury Management, Legal, Marketing) to ensure seamless client delivery. * Responsible for completing annual training program assigned. * Assist the General Counsel and take other responsibilities as requested by the General Counsel. Job Requirements: * Bachelor's degree in Finance, Business Administration, Economics, or a related field required. Master's degree (MBA) preferred. * Minimum of 10-15 years of progressive experience in commercial banking, with at least 5-7 years specifically in Community Association Banking (HOA/COA banking). * Proven experience in a leadership or management role, with a track record of building and leading successful teams. * Deep understanding of the financial needs, challenges, and regulatory environment of community associations. * Strong background in lending, treasury management, and deposit solutions for commercial clients, with specialized knowledge of the community association sector. * Exceptional leadership, strategic thinking, and business acumen. * Strong sales management and business development capabilities. * Proficient in banking software, CRM systems, and Microsoft Office Suite. * Knowledge of local market dynamics and real estate trends (e.g., Miami, Florida market knowledge is a plus). * Strong verbal and written communication skills, ability to communicate at all levels of the organization. * Outstanding ability to collaborate effectively, both within the legal team and cross functionally. * Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages. * Strong attention to detail and accuracy. * Ability to multi-task, with strong organization, time-management, and prioritizing skills. * Customer service skills, ensuring satisfaction of both internal and external customers. * Ability to work under pressure and independently with the ability to make decisions according to established guidelines and accomplish tasks accurately and on a timely basis. * Ability to convey technical concepts and ideas to non-technical people. * Strong problem solving and analytical skills to resolve problems and clearly identifies root cause and presents recommendations to management. Benefits: * Competitive salary. * Generous paid time off. * Hybrid work model (remote and on-site work). * Tuition reimbursement. * Paid parental leave. * Medical, Dental, and Vision insurances. * 401(k) retirement plan with employer match. * Life Insurance. * Supplemental Insurances. * Short-Term & Long-Term Disability. * Free parking. About Us: Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title Project Manager Banesco USA is seeking a consultant Project Manager for our Project Management Office for a 1 year contract with the possibility of renewal. Primary Job Duties Responsible to manage all phases of the assigned projects life cycle: Initiation, Planning (including budget), Executing and Controlling, and Closing. Ability to Manage multiple project teams, with multidisciplinary members of different professional and fictional levels. Working with project sponsors and stakeholders to determine and define project scope and objectives Gather requirements and document projects vision and objectives. Develop a detailed project plan to monitor and track progress Predict resources needed to reach objectives and manage resources in an effective and efficient manner Defines, communicates, and manages the project team by defining roles responsibilities and mutual agreements that ensure adherence the project plan and implementation goal. Conduct the analysis and document functional and nonfunctional requirements. Overseeing all incoming and outgoing project documentation Communicates, facilitates, and negotiates the resolution of conflicts and issues including possible risks and corrective actions related to assigned projects with the respective project teams and/or stakeholders. Monitor, controls and document on a timely and consistent schedule, all administrative progress of the assigned projects, with quality and detail, from the beginning to end of the project according to the bank's PMO standards. Creates and/or facilitates project's charter and cost benefit analysis with business unit sponsor(s) Preparing and controlling budget execution of projects and Business Case (if necessary) Support the team on continuing improve the Project Management processes, procedures and practices, promoting work efficiencies without changing the unit's prime objective. Able to influence those with whom there is no direct authority such as team members and stakeholders. Demonstrate, solid understanding of PMBOK, industry project management processes, methodologies, and advanced skill in MS Project. Support the team on Annual Portfolio Creation process Responsible for the project documentation through the whole life cycle (Minimal documentation required by project): Project Charter - Updates Cost Benefit Analysis and Business Case (if necessary) Create and maintain updated the Project definition document Risk Matrix (Monthly Updates) Kick off Meeting presentation Project Plan (GANTT), Communication Plan, Change Management Plan and Budget Plan Prepare Project Status Report to be presented at the Portfolio Committee (monthly) Portfolio Committee Presentation and documented change request (if necessary) Document and present Lessons Learned at the conclusion of the project and present it at the Portfolio Committee Assure Certification of Deliverables at the conclusion of the project is signed by all stakeholders Job Requirements Education: Bachelor's Degree in Computer Science, Engineering, Business related field preferred or equivalent experience. Master's Degree is highly preferred. Experience: At least Five (5) years of experience as a Project Manager. Advanced computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.), MS Project and Jira Strong verbal and written communication skills, ability to communicate at all levels of the organization. PMP Certification a plus Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages. Hybrid role. About Us: Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 15 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title Treasury Management Officer Banesco USA is seeking a Treasury Management Officer for our Treasury Management business unit. Primary Job Duties: Responsible for identifying, analyzing, selling, and supporting treasury management products and services to established business customers and targeted prospective clients across all business units. Works closely with account officers to provide banking solutions to current and prospective customers to attain the goals. Solidify customer retention efforts by providing a superior level of customer service during pre-sale, onboarding, and post-sale. Contributes to the bank's deposit growth strategies and goals by generating additional revenue from the sale of treasury management products and services. Evaluates profitability of treasury management products by customer to ensure volumes, usage, and fee generation. Builds relationships with customers through regularly scheduled visits, sales and cross sales for referrals and potential new business. Provide treasury management product training to the sales teams to maximize referral opportunities. Responsible for completing annual training program assigned. Performs other functions and/or duties as assigned. Job Requirements: Education: Bachelor's degree in Business and/or Finance or equivalent work experience. Experience: three (3) to five (5) years of experience in banking, preferably in Cash Management or Treasury. Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) Knowledge of related State and Federal banking compliance regulations. Strong verbal and written communication skills, ability to communicate at all levels of the organization. Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read, and write both languages. Strong attention to detail and accuracy. Ability to multi-task, with strong organization, time-management, and prioritizing skills. Customer service skills, ensuring satisfaction of both internal and external customers. Ability to understand and comprehend instructions, procedures and policies ensuring compliance with the Bank's policies and procedures. Ability to work under pressure and independently with the ability to make decisions according to established guidelines and accomplish tasks accurately and on a timely basis. Strong problem solving and analytical skills required to solve problems with and identify the root cause and preset recommendations with minimal to no supervision. Strong interpersonal skills, working with integrity and ethically, upholding organizational values. Strong presentation skills to all levels of the organization. Ability to be discreet and use sound judgement when making decisions. Ability to drive change to improve customer experience and enhance our bank. Benefits: Competitive Salary plus variable compensation. PTO Hybrid Work Model (remote and on-site work) Tuition Reimbursement. Paid Parental Leave Medical, Dental, Vision 401k Life Insurance Supplemental Insurances Short-Term & Long-Term Disability About Us: Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 15 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title VP, Relationship Manager Functional Title Business Banker / Relationship Manager Banesco USA is seeking a VP, Relationship Manager for our Business & Professional unit. Primary Job Duties Responsible for business development activities for the generation of deposits and loans for their portfolio while expanding the current and new client base. Responsible for developing and growing the portfolio's deposits, loans, fee income and referring new and existing customers to the appropriate lines of business for example, cash management, merchant services, etc. Analyzes new and existing client account activities to determine cross-selling opportunities to expand and retain the clients' business. Participates in community and business functions/groups/associations to ensure a positive image for the bank within the region's marketplace and establish referral contacts within the community. Preforms a pre-qualification assessment and analysis of the financial condition and risk of the loan request within the framework of the Bank's credit appetite. Gathers and analyzes information necessary to present a financing request to Management and/or Loan Committee for approval; meeting with existing or potential clients, visiting sites of the loans, negotiating loan terms and conditions. Coordinates the process of approved loans, ensuring loans are processed and closed according to agreement, client documentation are in the files, solves issues related to the processing and servicing of the loans and approves loan disbursements in accordance to the approved agreements. Monitors the loan portfolio to ensure safety and soundness and takes the necessary actions to remedy any deficiencies or gathering missing documentation. Captures the entire banking relationship in a holistic manner: deposit, loans and cash management. Responsible for completing on a timely basis all requests from BSA, answering KYC, ECS and RFI's on a timely basis. Responsible for the administrative portion of the customer relationship reviewing NSF, overdraft, wire transfer, BSA requirements, etc. Works in partnership with the branches. Responsible for completing annual training program assigned. Performs other functions and/or duties as assigned. Job Requirements Education: Bachelor's degree in Business Administration preferred or equivalent experience. Experience: Three (3) to five (5) years of experience as a Business Banker or in Private Banking. Formal credit training preferred. Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) Strong verbal and written communication skills, ability to communicate at all levels of the organization. Strong attention to detail and accuracy and the ability to multi-task, with strong organization, time-management and prioritizing skills. Strong customer service skills, selling and cross-selling techniques ensuring satisfaction of both internal and external customers. Knowledge of related State and Federal banking compliance regulations and branch operational policies. Strong problem solving and analytical skills make determination to providing customers with solutions. Ability to work independently and take initiative in daily tasks ensuring assignments and goals are met on time. Benefits Competitive salary plus variable compensation. Paid Time-Off. Tuition reimbursement. Paid parental leave. Medical, Dental, Vision 401k Life Insurance Supplemental Insurances Short-Term & Long-Term Disability Benefits About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.

Job Title: Loan Operations Specialist Banesco USA is seeking a Loan Operations Specialist for our Loan Operations business unit. Responsible for assisting customers and bank staff with loan operations matters. Assist in the G/L reconciliation for example, loan settlement, prepaid G/L, unposted G/L, loan suspense G/L and other demand G/L. Responsible for booking commercial, commercial real estate, residential, consumer and unit price loan in the Jack Henry system. Responsible for processing the loan modifications, renewals and extensions in accordance with the loan approval. Responsible for reviewing late fee reimbursements for approval. Process the loan disbursements advances, wire transfer, payment including unit price, and payoffs. Process loan maintenance, loan payment reversals and repost payments in the Jack Henry system. Responsible for issuing letters and memorandums in relation to loan operations matters. Responsible for processing payments and correspondence on third party service loan portfolio. Process Non-Accrual, Charge-Off and Recovery transactions in Jack Henry. Prepare interest calculations and post interest and payment adjustments as required on Loans and Loans Participated. Prepare Participation Certificate and send correspondence to participants. Responsible for preparing participation certificate and notifying participants. Responsible for completing annual training program assigned. Performs other functions and/or duties as assigned. Job Requirements: Education: High School Diploma. Associate's degree in Business Administration preferred. Experience: Three (3) years of experience in the Banking industry in the Loan Operations area. Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) Knowledge in banking systems including but not limited to Jack Henry. Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages. Strong verbal and written communication skills, ability to communicate at all levels of the organization. Strong attention to detail and accuracy. Ability to multi-task, with strong organization, time-management and prioritizing skills. Customer service skills, ensuring satisfaction of both internal and external customers. Ability to work in a team environment, in order to ensuring compliance with department procedures. Knowledge of related State and Federal banking compliance regulations and operational policies. Ability to understand and comprehend instructions, procedures and policies ensuring compliance with the Bank's policies and procedures. Problem solving and analytical skills in order to identify problems. Benefits: Competitive base salary. Paid time off. Hybrid schedule. 401k with employer match. Tuition reimbursement. Paid parental leave. Free parking. Medical, Dental, Vision. Life Insurance. Supplemental Insurances. Short-Term & Long-Term Disability Benefits. About Us: Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title Client Relationship Specialist - B&P Functional Title Universal Banker Banesco USA is seeking a Client Relationship Specialist - B&P for our Aventura Banking Center. * Acquire, retain, and expand new and existing client relationships by providing exceptional customer service and resolving customer requests. * Consistently meet or exceed sales goals at the banking center level. * Proactively pursue new business opportunities through lead generation while cross-selling to grow the portfolio. * Actively participate in the bank's sales process, including product selection and referrals. * Capture deposits to achieve established banking center goals. * Respond to inquiries from internal and external customers. * Responsible for teller duties which may include, but are not limited to: processing transactions, ensuring compliance with bank policies and procedures, completing ATM duties, managing cash, including vault operations and currency ordering, processing NSF and overdrafts, holds, stop payments, and wire transfers, balancing daily transactions and cash, processing deposits/withdrawals, loan repayments, cashier checks, open/maintain, and close accounts, ensuring proper documentation. * Responsible for working in a team setting with other relationship bankers while assisting the Client Relationship Manager in overall sales and day-to-day operations. * Ensure the physical security of the banking center, including opening and closing procedures. * Complete BSA/KYC/ECS/RFI requests in a timely manner. * Work with centralized banking center operations to achieve satisfactory audit and quality control results. * Maintain accurate records and protect banking center assets. * Provide support and coverage to other banking centers as needed * Responsible for completing annual training programs assigned. * Perform other assigned functions and/or duties. Job Requirements * Education: High school diploma or equivalent experience. * Experience: Minimum three (3) years of experience in retail banking or cash handling. * Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read, and write both languages. * Proven ability to work effectively in a team environment. * Demonstrated knowledge of selling and cross-selling techniques to provide customers with the bank's products and services. * Advanced proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, etc.). * Strong verbal and written communication skills, with the ability to interact effectively at all organizational levels. * Exceptional attention to detail, accuracy, multitasking, time management, and prioritization skills. * Strong customer service orientation, ensuring satisfaction for both internal and external clients. * Understanding of relevant state and federal banking compliance regulations and operational policies. * Ability to understand and adhere to bank instructions, procedures, and policies. Benefits & Perks * Competitive base salary plus variable compensation * Paid time off. * 401k with employer match. * Tuition reimbursement. * Paid parental leave. * Medical, Dental, Vision. * Life Insurance. * Supplemental Insurances. * Short-Term & Long-Term Disability Benefits. * Free parking. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 6 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader, and we invite you to join us.

Job Title : BI Analyst

Job Title PM & Collections Manager Banesco USA is seeking an SBA PM & Collections Manager for our SBA Portfolio Management business unit. Develop and maintain comprehensive credit policies and procedures aligned with the bank's risk appetite and regulatory requirements, specifically for SBA programs. Assist in the updating of credit policy and procedures related to SBA by drafting proposed changes, seeking consensus, and ultimately communicating any approved changes. Exercise prudent credit judgment through individual loan authority as approved by the Board of Directors. Monitor credit risk limits, concentration risk, and early warning indicators within the SBA portfolio. Evaluate, approve, or decline policy exceptions and modifications to existing loans, within individual loan authority. Monitor existing lending relationships assigned to the portfolio and complete annual, semi-annual, or quarterly reviews in a timely manner. Maintain oversight of all ongoing monitoring requirements but not limited to payment status, insurance and timely payment of real estate taxes within the bank's loan portfolio. Validate and analyze reports such as Third-Party Site Visits, Financial Statements, Borrowing Base Certificates, Appraisals, etc., to verify compliance. Through ongoing portfolio management, detect early warning signs of deteriorating credit trends and recommend risk rating changes where applicable. Manage, train and develop the collections and portfolio management process for the bank's SBA 7a portfolio. Act as a liaison between the customer and other departments of the bank to ensure the deferments, workout plans and/or modifications are processed in an efficient and timely manner. Prepare monthly Watch List comments and quarterly Adversely Classified Reports where applicable. Job Requirements: Education: Bachelor's degree in business, related field, or other acceptable alternative field required. MBA or advanced degree is preferred. Experience: Ten (10) years of progressive risk management experience in a diverse lending setting is required, with at least five (5) years in a senior leadership role of supervisory authority. Extensive knowledge of credit analysis, underwriting, and portfolio management. Proven track record of successfully managing credit risk in a banking environment. Experience in building/expanding national s the SBA 7a and Express loan programs, teams, and policies and designing/leading the execution of large-scale loan forgiveness processes (e.g., PPP) is highly desirable. Strong analytical and problem-solving skills. Effective ability to lead and motivate a team. Advanced knowledge in financial software such as but not limited to nCino and Moody's. Advanced knowledge of structuring and underwriting commercial credits, including specialized lending. Strong client-centric skills, ensuring satisfaction of both internal and external customers. Strong understanding of banking regulations and risk management frameworks. Benefits: Competitive base salary. Paid time off. Hybrid schedule. 401k with employer match. Tuition reimbursement. Paid parental leave. Free parking. Medical, Dental, Vision. Life Insurance. Supplemental Insurances. Short-Term & Long-Term Disability Benefits. About Us: Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title VP, Lead Underwriter Banesco USA is seeking a VP, Lead Underwriter for our Credit Analysis business unit. Primary Job Duties Perform underwriting of new and existing commercial real estate, commercial & industrial loans, mostly for complex requests, to assess the financial condition, repayment capacity, and risks associated with the transaction. Perform real estate cash flow analysis, global cash flow analysis, and assess the financial condition of guarantors of such transactions. Perform underwriting of new and existing business loans, mostly for complex requests, to assess the financial condition, operating performance, and repayment capacity of such loans. Perform financial analysis, projections and industry analysis. Responsible for obtaining the necessary information in a timely manner from lending officers and other officers of the bank. Responsible for complying and adhering to the Bank's Credit Policy. Responsible for completing the annual training program assigned. Performs other functions and/or duties as assigned. Job Requirements Education: Bachelor's degree in Business and/or Finance or equivalent experience. Experience: Seven (7) years of experience in the Banking industry as a Credit Underwriter in C&I, CRE, and ABL lending. Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) Advanced knowledge of financial spreadsheet software. Advanced underwriting knowledge of commercial real estate and commercial and industrial loans, as well as specialized loans which include but are not limited to SBA loans, Asset Based Loans, Construction Loans, etc. Knowledge of lending activities including credit policies, procedures, practices, and techniques. Knowledge of related State and Federal banking compliance regulations. Strong verbal and written communication skills, ability to communicate at all levels of the organization. Strong attention to detail and accuracy. Ability to multi-task, with strong organization, time-management and prioritizing skills. Customer service skills, ensuring satisfaction of both internal and external customers. Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures. Ability to understand and comprehend instructions, procedures and policies ensuring compliance with the Bank's policies and procedures. Problem solving and analytical skills in order to identify problems and present them to the appropriate parties. Advance mathematical skills: ability to calculate interest, commissions, proportions and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; identify routine mathematical errors; compute rate, ratio and percent. Benefits Competitive base salary. Paid time off. Hybrid schedule. 401k with employer match. Tuition reimbursement. Paid parental leave. Free parking. Medical, Dental, Vision. Life Insurance. Supplemental Insurances. Short-Term & Long-Term Disability Benefits. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title Project Manager Banesco USA is seeking a consultant Project Manager for our Project Management Office for a 1 year contract with the possibility of renewal. * Responsible to manage all phases of the assigned projects life cycle: Initiation, Planning (including budget), Executing and Controlling, and Closing. * Ability to Manage multiple project teams, with multidisciplinary members of different professional and fictional levels. * Working with project sponsors and stakeholders to determine and define project scope and objectives * Gather requirements and document projects vision and objectives. * Develop a detailed project plan to monitor and track progress * Predict resources needed to reach objectives and manage resources in an effective and efficient manner * Defines, communicates, and manages the project team by defining roles responsibilities and mutual agreements that ensure adherence the project plan and implementation goal. * Conduct the analysis and document functional and nonfunctional requirements. * Overseeing all incoming and outgoing project documentation * Communicates, facilitates, and negotiates the resolution of conflicts and issues including possible risks and corrective actions related to assigned projects with the respective project teams and/or stakeholders. * Monitor, controls and document on a timely and consistent schedule, all administrative progress of the assigned projects, with quality and detail, from the beginning to end of the project according to the bank's PMO standards. * Creates and/or facilitates project's charter and cost benefit analysis with business unit sponsor(s) * Preparing and controlling budget execution of projects and Business Case (if necessary) * Support the team on continuing improve the Project Management processes, procedures and practices, promoting work efficiencies without changing the unit's prime objective. * Able to influence those with whom there is no direct authority such as team members and stakeholders. * Demonstrate, solid understanding of PMBOK, industry project management processes, methodologies, and advanced skill in MS Project. * Support the team on Annual Portfolio Creation process * Responsible for the project documentation through the whole life cycle (Minimal documentation required by project): * Project Charter - Updates * Cost Benefit Analysis and Business Case (if necessary) * Create and maintain updated the Project definition document * Risk Matrix (Monthly Updates) * Kick off Meeting presentation * Project Plan (GANTT), Communication Plan, Change Management Plan and Budget Plan * Prepare Project Status Report to be presented at the Portfolio Committee (monthly) * Portfolio Committee Presentation and documented change request (if necessary) * Document and present Lessons Learned at the conclusion of the project and present it at the Portfolio Committee * Assure Certification of Deliverables at the conclusion of the project is signed by all stakeholders Job Requirements * Education: Bachelor's Degree in Computer Science, Engineering, Business related field preferred or equivalent experience. Master's Degree is highly preferred. * Experience: At least Five (5) years of experience as a Project Manager. * Advanced computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.), MS Project and Jira * Strong verbal and written communication skills, ability to communicate at all levels of the organization. * PMP Certification a plus * Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages. * Hybrid role. About Us: Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 15 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title Banking Centers Operations Specialist Banesco USA is seeking a Banking Centers Operations Specialist for our Banking Center Operations unit. * Conducts regular on-site operational reviews and detailed process reviews to ensure adherence to policies, regulations, and efficiency. * Assists with internal/external audits, ensuring compliance readiness. * Performs monthly reviews of various branch logs (vault, ATM, mail and courier deposits, teller, safe deposit boxes), consignment audits (temporary checks, cashier checks, debit card, and interest checks), and alarm system checks. * Conducts monthly/surprise audits of tellers and vaults. * Performs quarterly/annual reviews of security measures (All-Clear, Bait Money, Record Retention). * Reviews and processes daily reports (e.g., morning reports, new accounts, CTR). * Gathers and analyzes data to support review findings and identify trends. * Prepares clear reports summarizing findings and recommendations for improvements. * Documents control weaknesses and risks and works with staff to implement corrective actions. * Tracks and monitors implementation of recommendations. * Proactively identifies and addresses operational gaps, developing solutions. * Acts as a key liaison between banking centers and internal departments, facilitating communication and meetings to resolve operational concerns. * Provides ongoing support to other bank areas. * Coordinates new account reviews and ensures timely completion of quality control requests. * Completes assigned projects and annual training. * Responsible for completing annual training programs assigned. * Perform other assigned functions and/or duties. Job Requirements * Education: Bachelor's degree in Business Administration preferred or equivalent experience. * Experience: Three (3) years of experience in Retail banking and managerial role or equivalent experience. * Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) * Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages. * Strong verbal and written communication skills, ability to communicate at all levels of the organization. * Strong attention to detail and accuracy and the ability to multi-task, with strong organization, time-management, and prioritizing skills. * Strong customer service skills, ensuring satisfaction of both internal and external customers. * Advance knowledge in branch operation activities, terminology and products and services. * Knowledge of selling and cross-selling techniques to provide customers with the bank's products and services. * Advance knowledge of related State and Federal banking compliance regulations and operational policies. * Strong problem solving and analytical skills make determination to provide customers with solutions. Benefits & Perks * Competitive base salary. * Paid time off. * 401k with employer match. * Tuition reimbursement. * Paid parental leave. * Medical, Dental, Vision. * Life Insurance. * Supplemental Insurances. * Short-Term & Long-Term Disability Benefits. * Free parking. * On-site Cafeteria. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.

Job Title SBA Portfolio Manager Team Lead Banesco USA is seeking an SBA Portfolio Manager Team Lead for our SBA Portfolio Managers business unit. * Develop and maintain comprehensive credit policies and procedures aligned with the bank's risk appetite and regulatory requirements, specifically for SBA programs. * Assist in the updating of credit policy and procedures related to SBA by drafting proposed changes, seeking consensus, and ultimately communicating any approved changes. * Exercise prudent credit judgment through individual loan authority as approved by the Board of Directors. * Monitor credit risk limits, concentration risk, and early warning indicators within the SBA portfolio. * Evaluate, approve, or decline policy exceptions and modifications to existing loans, within individual loan authority. * Monitor existing lending relationships assigned to the portfolio and complete annual, semi-annual, or quarterly reviews in a timely manner. * Maintain oversight of all ongoing monitoring requirements including, but not limited to, payment status, insurance, and timely payment of real estate taxes within the bank's loan portfolio. * Validate and analyze reports such as Third-Party Site Visits, Financial Statements, Borrowing Base Certificates, Appraisals, etc., to verify compliance. * Through ongoing portfolio management, detect early warning signs of deteriorating credit trends and recommend risk rating changes where applicable. * Act as a liaison between the customer and other departments of the bank to ensure the deferments and/or modifications are processed in an efficient and timely manner. * Prepare monthly Watch List comments and quarterly Adversely Classified Reports where applicable. Job Requirements * Education: Bachelor's degree in business, related field, or another acceptable alternative field required. MBA or advanced degree is preferred. * Experience: Ten (10) years of progressive risk management experience in a diverse lending setting is required, with at least five (5) years in a senior leadership role of supervisory authority. * Extensive knowledge of credit analysis, underwriting, and portfolio management. * Proven track record of successfully managing credit risk in a banking environment. * Experience in building/expanding national SBA 7a and Express loan programs, teams, and policies and designing/leading the execution of large-scale loan forgiveness processes (e.g., PPP) is highly desirable. * Strong analytical and problem-solving skills. * Effective ability to lead and motivate a team. * Advanced knowledge in financial software such as but not limited to nCino and Moody's. * Advanced knowledge of structuring and underwriting commercial credits, including specialized lending. * Strong client-centric skills, ensuring satisfaction of both internal and external customers. * Strong understanding of banking regulations and risk management frameworks. Benefits * Competitive base salary. * Paid time off. * Hybrid schedule. * 401k with employer match. * Tuition reimbursement. * Paid parental leave. * Free parking. * Medical, Dental, Vision. * Life Insurance. * Supplemental Insurances. * Short-Term & Long-Term Disability Benefits. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us. #LI-HYBRID

Job Title VP, Relationship Manager Functional Title Business Banker / Relationship Manager Banesco USA is seeking a VP, Relationship Manager for our Business & Professional unit. * Responsible for business development activities for the generation of deposits and loans for their portfolio while expanding the current and new client base. * Responsible for developing and growing the portfolio's deposits, loans, fee income and referring new and existing customers to the appropriate lines of business for example, cash management, merchant services, etc. * Analyzes new and existing client account activities to determine cross-selling opportunities to expand and retain the clients' business. * Participates in community and business functions/groups/associations to ensure a positive image for the bank within the region's marketplace and establish referral contacts within the community. * Preforms a pre-qualification assessment and analysis of the financial condition and risk of the loan request within the framework of the Bank's credit appetite. * Gathers and analyzes information necessary to present a financing request to Management and/or Loan Committee for approval; meeting with existing or potential clients, visiting sites of the loans, negotiating loan terms and conditions. * Coordinates the process of approved loans, ensuring loans are processed and closed according to agreement, client documentation are in the files, solves issues related to the processing and servicing of the loans and approves loan disbursements in accordance to the approved agreements. * Monitors the loan portfolio to ensure safety and soundness and takes the necessary actions to remedy any deficiencies or gathering missing documentation. * Captures the entire banking relationship in a holistic manner: deposit, loans and cash management. * Responsible for completing on a timely basis all requests from BSA, answering KYC, ECS and RFI's on a timely basis. * Responsible for the administrative portion of the customer relationship reviewing NSF, overdraft, wire transfer, BSA requirements, etc. * Works in partnership with the branches. * Responsible for completing annual training program assigned. * Performs other functions and/or duties as assigned. Job Requirements * Education: Bachelor's degree in Business Administration preferred or equivalent experience. * Experience: Three (3) to five (5) years of experience as a Business Banker or in Private Banking. Formal credit training preferred. * Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.) * Strong verbal and written communication skills, ability to communicate at all levels of the organization. * Strong attention to detail and accuracy and the ability to multi-task, with strong organization, time-management and prioritizing skills. * Strong customer service skills, selling and cross-selling techniques ensuring satisfaction of both internal and external customers. * Knowledge of related State and Federal banking compliance regulations and branch operational policies. * Strong problem solving and analytical skills make determination to providing customers with solutions. * Ability to work independently and take initiative in daily tasks ensuring assignments and goals are met on time. Benefits * Competitive salary plus variable compensation. * Paid Time-Off. * Tuition reimbursement. * Paid parental leave. * Medical, Dental, Vision * 401k * Life Insurance * Supplemental Insurances * Short-Term & Long-Term Disability Benefits About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.