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Bank consultant vs bank specialist

The differences between bank consultants and bank specialists can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a bank consultant, becoming a bank specialist takes usually requires 2-4 years. Additionally, a bank consultant has an average salary of $90,094, which is higher than the $42,779 average annual salary of a bank specialist.

The top three skills for a bank consultant include customer service, powerpoint and risk management. The most important skills for a bank specialist are bank products, strong customer service, and customer relationships.

Bank consultant vs bank specialist overview

Bank ConsultantBank Specialist
Yearly salary$90,094$42,779
Hourly rate$43.31$20.57
Growth rate4%10%
Number of jobs17,02322,225
Job satisfaction--
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 62%
Average age4543
Years of experience64

What does a bank consultant do?

A bank consultant focuses on identifying and meeting the clients' needs through effective banking advice and guidance. Their daily tasks entail greeting and offering assistance to clients, answering inquiries, discussing terms, recommending options and other services, making arrangements, and processing the clients' applications. They also perform clerical tasks such as handling calls and inquiries, preparing documents, reviewing reports, producing financial statements, and maintaining records. Moreover, a bank consultant maintains an open communication line with co-workers, coordinating to provide clients with optimal services.

What does a bank specialist do?

A bank or banking specialist is an individual responsible for maintaining effective business relationships with the bank's clients while ensuring an optimal customer service level. To support customer retention, bank specialists must identify their customers' banking needs and suggest appropriate bank products and services. They perform teller functions such as processing customer deposits, cashing checks, and issuing official checks. Bank specialists must also ensure that the bank complies with government regulations and standards.

Bank consultant vs bank specialist salary

Bank consultants and bank specialists have different pay scales, as shown below.

Bank ConsultantBank Specialist
Average salary$90,094$42,779
Salary rangeBetween $68,000 And $118,000Between $28,000 And $64,000
Highest paying CityMarysville, WANew York, NY
Highest paying stateWashingtonNew York
Best paying companyInter-American Development BankGoldman Sachs
Best paying industryTechnologyFinance

Differences between bank consultant and bank specialist education

There are a few differences between a bank consultant and a bank specialist in terms of educational background:

Bank ConsultantBank Specialist
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Bank consultant vs bank specialist demographics

Here are the differences between bank consultants' and bank specialists' demographics:

Bank ConsultantBank Specialist
Average age4543
Gender ratioMale, 59.0% Female, 41.0%Male, 45.3% Female, 54.7%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 5.7% Unknown, 4.1% Hispanic or Latino, 11.9% Asian, 11.4% White, 66.6% American Indian and Alaska Native, 0.2%
LGBT Percentage8%6%

Differences between bank consultant and bank specialist duties and responsibilities

Bank consultant example responsibilities.

  • Provide SharePoint development and administration, budget and financial reporting; manage invoicing; and develop training manuals and user guides.
  • Collaborate with various work streams to facilitate customer distributions, security liquidations, and other cash & securities activities.
  • Conduct regular loan portfolio analysis consisting of monitoring of derivative exposure, periodic loan reviews, and covenant and compliance tracking.
  • Review profitability models to determine new ATM sites at existing corporate and service locations.

Bank specialist example responsibilities.

  • Achieve sustained revenue improvement in loans, annuities and deposit accounts every month at bank.
  • Manage a customer portfolio, which includes servicing business relationships and cross-selling business banking products and services.
  • Lead major initiatives in 3concurrent roles successfully manage affluent personal and business portfolio to proactively cross-sell additional products and services.
  • Work with clients to resolve operational cash management issues in relation to select treasury management products.
  • Serve on the holding company compliance committee responsible for identifying and implementing PC base loan origination systems.
  • Initiate, review, and prepare all consumer and small business loan requests from origination to closing.
  • Show more

Bank consultant vs bank specialist skills

Common bank consultant skills
  • Customer Service, 27%
  • PowerPoint, 7%
  • Risk Management, 7%
  • Customer Satisfaction, 7%
  • Financial Services, 6%
  • Securities, 5%
Common bank specialist skills
  • Bank Products, 13%
  • Strong Customer Service, 10%
  • Customer Relationships, 9%
  • Financial Services, 8%
  • Treasury, 5%
  • Financial Solutions, 4%

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