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Bank consultant vs home mortgage consultant

The differences between bank consultants and home mortgage consultants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a bank consultant and a home mortgage consultant. Additionally, a bank consultant has an average salary of $90,094, which is higher than the $36,437 average annual salary of a home mortgage consultant.

The top three skills for a bank consultant include customer service, powerpoint and risk management. The most important skills for a home mortgage consultant are customer service, financial professionals, and NMLS.

Bank consultant vs home mortgage consultant overview

Bank ConsultantHome Mortgage Consultant
Yearly salary$90,094$36,437
Hourly rate$43.31$17.52
Growth rate4%4%
Number of jobs17,02353,987
Job satisfaction--
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 72%
Average age4545
Years of experience66

What does a bank consultant do?

A bank consultant focuses on identifying and meeting the clients' needs through effective banking advice and guidance. Their daily tasks entail greeting and offering assistance to clients, answering inquiries, discussing terms, recommending options and other services, making arrangements, and processing the clients' applications. They also perform clerical tasks such as handling calls and inquiries, preparing documents, reviewing reports, producing financial statements, and maintaining records. Moreover, a bank consultant maintains an open communication line with co-workers, coordinating to provide clients with optimal services.

What does a home mortgage consultant do?

Mortgage Consultants work to help people or businesses find the right lenders to get a mortgage from. They work with customers to find options that fit their current circumstances and financial capacity. They deal with lending institutions (banks, credit unions, mortgage bankers, or savings and loan associations) and act on behalf of potential borrowers to get the best deals. Consultants prefer working as independent contractors and not work for lending institutions and convince real estate agents to recommend them to clients when they apply for a loan.

Bank consultant vs home mortgage consultant salary

Bank consultants and home mortgage consultants have different pay scales, as shown below.

Bank ConsultantHome Mortgage Consultant
Average salary$90,094$36,437
Salary rangeBetween $68,000 And $118,000Between $26,000 And $50,000
Highest paying CityMarysville, WA-
Highest paying stateWashington-
Best paying companyInter-American Development Bank-
Best paying industryTechnology-

Differences between bank consultant and home mortgage consultant education

There are a few differences between a bank consultant and a home mortgage consultant in terms of educational background:

Bank ConsultantHome Mortgage Consultant
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Bank consultant vs home mortgage consultant demographics

Here are the differences between bank consultants' and home mortgage consultants' demographics:

Bank ConsultantHome Mortgage Consultant
Average age4545
Gender ratioMale, 59.0% Female, 41.0%Male, 62.7% Female, 37.3%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between bank consultant and home mortgage consultant duties and responsibilities

Bank consultant example responsibilities.

  • Provide SharePoint development and administration, budget and financial reporting; manage invoicing; and develop training manuals and user guides.
  • Collaborate with various work streams to facilitate customer distributions, security liquidations, and other cash & securities activities.
  • Conduct regular loan portfolio analysis consisting of monitoring of derivative exposure, periodic loan reviews, and covenant and compliance tracking.
  • Review profitability models to determine new ATM sites at existing corporate and service locations.

Home mortgage consultant example responsibilities.

  • Analyze applications to manage customer data and ensure an accurate loan origination process for purchase and refinance transactions.
  • Originate home loans for customers with various financing needs that include conventional, VA & FHA loans and high-risk consumers.
  • Advise customers regarding other foreclosure prevention alternatives including short sale and deed in lieu.
  • Register with NMLS and S.A.F.E.
  • Determine workout options including loan modifications, pre-foreclosure sale, deed in lieu, repayment plans and forbearance agreements.
  • Continue with on going training for new or experience collection counselor about information systems and collection guidelines in accordance with FDCPA.
  • Show more

Bank consultant vs home mortgage consultant skills

Common bank consultant skills
  • Customer Service, 27%
  • PowerPoint, 7%
  • Risk Management, 7%
  • Customer Satisfaction, 7%
  • Financial Services, 6%
  • Securities, 5%
Common home mortgage consultant skills
  • Customer Service, 34%
  • Financial Professionals, 10%
  • NMLS, 10%
  • Real Estate Transactions, 9%
  • Customer Applications, 8%
  • Credit Data, 6%

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