Post job

Bank consultant vs loan originator

The differences between bank consultants and loan originators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a bank consultant and a loan originator. Additionally, a bank consultant has an average salary of $90,094, which is higher than the $41,291 average annual salary of a loan originator.

The top three skills for a bank consultant include customer service, powerpoint and risk management. The most important skills for a loan originator are customer service, origination, and FHA.

Bank consultant vs loan originator overview

Bank ConsultantLoan Originator
Yearly salary$90,094$41,291
Hourly rate$43.31$19.85
Growth rate4%4%
Number of jobs17,02310,716
Job satisfaction--
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 61%
Average age4545
Years of experience66

What does a bank consultant do?

A bank consultant focuses on identifying and meeting the clients' needs through effective banking advice and guidance. Their daily tasks entail greeting and offering assistance to clients, answering inquiries, discussing terms, recommending options and other services, making arrangements, and processing the clients' applications. They also perform clerical tasks such as handling calls and inquiries, preparing documents, reviewing reports, producing financial statements, and maintaining records. Moreover, a bank consultant maintains an open communication line with co-workers, coordinating to provide clients with optimal services.

What does a loan originator do?

A Loan Originator is a potential liaison between borrowers and lenders. They help borrowers complete loan applications and evaluate which loans are most appropriate for the customers.

Bank consultant vs loan originator salary

Bank consultants and loan originators have different pay scales, as shown below.

Bank ConsultantLoan Originator
Average salary$90,094$41,291
Salary rangeBetween $68,000 And $118,000Between $28,000 And $60,000
Highest paying CityMarysville, WANew York, NY
Highest paying stateWashingtonSouth Dakota
Best paying companyInter-American Development BankCentennial Bank
Best paying industryTechnologyTransportation

Differences between bank consultant and loan originator education

There are a few differences between a bank consultant and a loan originator in terms of educational background:

Bank ConsultantLoan Originator
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Bank consultant vs loan originator demographics

Here are the differences between bank consultants' and loan originators' demographics:

Bank ConsultantLoan Originator
Average age4545
Gender ratioMale, 59.0% Female, 41.0%Male, 54.0% Female, 46.0%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between bank consultant and loan originator duties and responsibilities

Bank consultant example responsibilities.

  • Provide SharePoint development and administration, budget and financial reporting; manage invoicing; and develop training manuals and user guides.
  • Collaborate with various work streams to facilitate customer distributions, security liquidations, and other cash & securities activities.
  • Conduct regular loan portfolio analysis consisting of monitoring of derivative exposure, periodic loan reviews, and covenant and compliance tracking.
  • Review profitability models to determine new ATM sites at existing corporate and service locations.

Loan originator example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Complete yearly the NMLS continuing education requirements.
  • Direct lender with FNMA while maintaining all loan servicing.
  • Increase revenues and product awareness by cross-selling service lines and packages.
  • Complete a rigorous training program and have obtained 25 NMLS state licensing requirements to be a loan originator.
  • Review FHA case number assignments, mortgage credit rejects and refinances authorizations to determine qualification.
  • Show more

Bank consultant vs loan originator skills

Common bank consultant skills
  • Customer Service, 27%
  • PowerPoint, 7%
  • Risk Management, 7%
  • Customer Satisfaction, 7%
  • Financial Services, 6%
  • Securities, 5%
Common loan originator skills
  • Customer Service, 18%
  • Origination, 9%
  • FHA, 6%
  • Va, 6%
  • Phone Calls, 6%
  • Excellent Interpersonal, 5%

Browse business and financial jobs