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Bank consultant vs mortgage consultant

The differences between bank consultants and mortgage consultants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a bank consultant and a mortgage consultant. Additionally, a bank consultant has an average salary of $90,094, which is higher than the $38,934 average annual salary of a mortgage consultant.

The top three skills for a bank consultant include customer service, powerpoint and risk management. The most important skills for a mortgage consultant are customer service, origination, and NMLS.

Bank consultant vs mortgage consultant overview

Bank ConsultantMortgage Consultant
Yearly salary$90,094$38,934
Hourly rate$43.31$18.72
Growth rate4%4%
Number of jobs17,02324,057
Job satisfaction--
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 67%
Average age4545
Years of experience66

What does a bank consultant do?

A bank consultant focuses on identifying and meeting the clients' needs through effective banking advice and guidance. Their daily tasks entail greeting and offering assistance to clients, answering inquiries, discussing terms, recommending options and other services, making arrangements, and processing the clients' applications. They also perform clerical tasks such as handling calls and inquiries, preparing documents, reviewing reports, producing financial statements, and maintaining records. Moreover, a bank consultant maintains an open communication line with co-workers, coordinating to provide clients with optimal services.

What does a mortgage consultant do?

A mortgage consultant is an individual who helps customers and businesses identify the best option for mortgage deals based on their financial resources. To maintain an excellent relationship with clients, mortgage consultants must possess a broad knowledge of the company's products to answer all the clients' queries and concerns. They help clients gather and analyze documents that are required for loan approval and create accurate mortgage information. They also develop relationships with banks and real estate agents to help promote bank mortgages for clients.

Bank consultant vs mortgage consultant salary

Bank consultants and mortgage consultants have different pay scales, as shown below.

Bank ConsultantMortgage Consultant
Average salary$90,094$38,934
Salary rangeBetween $68,000 And $118,000Between $23,000 And $63,000
Highest paying CityMarysville, WANew York, NY
Highest paying stateWashingtonNew York
Best paying companyInter-American Development BankCentennial Bank
Best paying industryTechnologyFinance

Differences between bank consultant and mortgage consultant education

There are a few differences between a bank consultant and a mortgage consultant in terms of educational background:

Bank ConsultantMortgage Consultant
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Bank consultant vs mortgage consultant demographics

Here are the differences between bank consultants' and mortgage consultants' demographics:

Bank ConsultantMortgage Consultant
Average age4545
Gender ratioMale, 59.0% Female, 41.0%Male, 58.2% Female, 41.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 62.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between bank consultant and mortgage consultant duties and responsibilities

Bank consultant example responsibilities.

  • Provide SharePoint development and administration, budget and financial reporting; manage invoicing; and develop training manuals and user guides.
  • Collaborate with various work streams to facilitate customer distributions, security liquidations, and other cash & securities activities.
  • Conduct regular loan portfolio analysis consisting of monitoring of derivative exposure, periodic loan reviews, and covenant and compliance tracking.
  • Review profitability models to determine new ATM sites at existing corporate and service locations.

Mortgage consultant example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Manage a multifacete commercial real estate investment firm.
  • Well verse in FHA, VA, USDA loan programs and government regulations.
  • Originate secondary market mortgage loans, including FHA, VA, USDA, and conventional products.
  • Originate loans using conforming and non-conforming standards set forth by bank policy as well as FNMA, FHA, and VA.
  • Upgrade software and immediate access to FNMA automate underwriting allow a quicker response for customer approval.
  • Show more

Bank consultant vs mortgage consultant skills

Common bank consultant skills
  • Customer Service, 27%
  • PowerPoint, 7%
  • Risk Management, 7%
  • Customer Satisfaction, 7%
  • Financial Services, 6%
  • Securities, 5%
Common mortgage consultant skills
  • Customer Service, 22%
  • Origination, 10%
  • NMLS, 8%
  • Financial Services, 7%
  • Loan Products, 5%
  • Bank Products, 4%

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