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Bank consultant vs senior loan processor

The differences between bank consultants and senior loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a bank consultant and a senior loan processor. Additionally, a bank consultant has an average salary of $90,094, which is higher than the $50,297 average annual salary of a senior loan processor.

The top three skills for a bank consultant include customer service, powerpoint and risk management. The most important skills for a senior loan processor are customer service, FHA, and va.

Bank consultant vs senior loan processor overview

Bank ConsultantSenior Loan Processor
Yearly salary$90,094$50,297
Hourly rate$43.31$24.18
Growth rate4%4%
Number of jobs17,02321,995
Job satisfaction--
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 50%
Average age4545
Years of experience66

What does a bank consultant do?

A bank consultant focuses on identifying and meeting the clients' needs through effective banking advice and guidance. Their daily tasks entail greeting and offering assistance to clients, answering inquiries, discussing terms, recommending options and other services, making arrangements, and processing the clients' applications. They also perform clerical tasks such as handling calls and inquiries, preparing documents, reviewing reports, producing financial statements, and maintaining records. Moreover, a bank consultant maintains an open communication line with co-workers, coordinating to provide clients with optimal services.

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

Bank consultant vs senior loan processor salary

Bank consultants and senior loan processors have different pay scales, as shown below.

Bank ConsultantSenior Loan Processor
Average salary$90,094$50,297
Salary rangeBetween $68,000 And $118,000Between $33,000 And $75,000
Highest paying CityMarysville, WABaltimore, MD
Highest paying stateWashingtonHawaii
Best paying companyInter-American Development BankAccenture
Best paying industryTechnologyProfessional

Differences between bank consultant and senior loan processor education

There are a few differences between a bank consultant and a senior loan processor in terms of educational background:

Bank ConsultantSenior Loan Processor
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Bank consultant vs senior loan processor demographics

Here are the differences between bank consultants' and senior loan processors' demographics:

Bank ConsultantSenior Loan Processor
Average age4545
Gender ratioMale, 59.0% Female, 41.0%Male, 23.0% Female, 77.0%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between bank consultant and senior loan processor duties and responsibilities

Bank consultant example responsibilities.

  • Provide SharePoint development and administration, budget and financial reporting; manage invoicing; and develop training manuals and user guides.
  • Collaborate with various work streams to facilitate customer distributions, security liquidations, and other cash & securities activities.
  • Conduct regular loan portfolio analysis consisting of monitoring of derivative exposure, periodic loan reviews, and covenant and compliance tracking.
  • Review profitability models to determine new ATM sites at existing corporate and service locations.

Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Bank consultant vs senior loan processor skills

Common bank consultant skills
  • Customer Service, 27%
  • PowerPoint, 7%
  • Risk Management, 7%
  • Customer Satisfaction, 7%
  • Financial Services, 6%
  • Securities, 5%
Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%

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