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Become A Bank Examiner

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Working As A Bank Examiner

  • Getting Information
  • Analyzing Data or Information
  • Communicating with Supervisors, Peers, or Subordinates
  • Evaluating Information to Determine Compliance with Standards
  • Making Decisions and Solving Problems
  • Deal with People

  • Mostly Sitting

  • $78,010

    Average Salary

What Does A Bank Examiner Do At Federal Reserve Bank

* Assist or lead and manage supervisory events or serve as head of a functional area at a wide range of supervised institutions, including determining scope, rating, resource needs, and work assignments of crew, and assign appropriate ratings.
* Draft, review, organize, verify, and evaluate supervisory event documents prepared by self and others.
* Analyze supervised institution performance regarding laws, regulations, and regulatory policies and support conclusions about overall status of supervised institution regardless of size or complexity.
* Communicate, describe, support, and discuss findings of supervisory events with Reserve Bank and supervised institution management.
* Seek out and participate in opportunities to enhance skills, including assisting with System or Reserve Bank special projects.
* Safeguard equipment, sensitive data, and resources according to the SRC Information Security and Data Handling Handbook.
* Complete System schools and training modules to progress to commissioned examiner status

What Does A Bank Examiner Do At Federal Reserve Bank

* Participates in supervisory activities including financial and risk management analysis.
* Verifies adherence to laws, regulations, regulatory guidance, and commitments.
* Confers with bank personnel to gather information and communicates any issues that arise during supervisory activities, including conclusions and regulatory ratings for specific factors, to examination leadership.
* Assists in post-supervisory activities by compiling, analyzing, writing, and proofreading portions of examination reports.
* Non
* Commissioned examiners will begin the Examiner Commissioning Program.
* All examiners participate in on-going training to acquire knowledge and improve skills related to banking and banking supervision.
* Commissioned examiners are expected to periodically lead significant areas of financial institution reviews; conduct meetings with institution management and board of directors, as well as Reserve Bank management and Board of Governors staff; and prepare written reports of findings.
* Com missioned examiners will provide training, performance feedback, and direction to examination staff.
* COMPETENCIES:
* Ensures Accountability
* Holds self and others accountable to meet commitments
* Decision Quality
* Makes good and timely decisions that keep the organization moving forward
* Manages Complexity
* Makes sense of complex, high quantity, and sometimes contradictory information to effectively solve problems
* Communicates Effectively
* Develops and delivers communications that convey a clear understanding of the unique needs of different audiences
* Develops Talent
* Develops people to meet both their career goals and the organization’s goals (Commissioned examiners

What Does A Bank Examiner Do At Federal Reserve Bank

* Serve as Examiner
* In
* Charge of small to large banks and holding companies
* Assist the Examiner-in
* Charge on small to large complex and/or problematic bank examinations
* Scope and coordinate the review of applicable examination areas
* Convey the results of the examination/inspection to bank management and boards of directors in an accurate, clear and concise manner
* Transfer knowledge to other examiners through coaching/mentoring
* Conduct integrated surveillance and monitoring activities of noncomplex entities
* Prepare and communicate supervisory findings of inspections, examinations and reviews
* Serve as a regulatory central point of contact for holding company institutions
* Provide assistance on complex/problematic Large Banking Organization examinations and bank/financial holding company inspections
* Convey the results of the examination/inspection to bank management and boards of directors in an accurate, clear and concise manner
* Transfer knowledge to other examiners through coaching/mentoring
* Conduct integrated surveillance and monitoring activities of noncomplex entities
* Prepare and communicate supervisory findings of inspections, examinations and reviews
* Serve as a regulatory central point of contact for holding company institutions

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How To Become A Bank Examiner

Financial examiners typically need a bachelor’s degree that includes some coursework in accounting. Entry-level examiners are trained on the job by senior examiners.

Education

Specific requirements for financial examiners vary between federal and state governments. However, all financial examiners typically need a bachelor’s degree that includes some coursework in accounting, finance, economics, or a related field. Examiners working for the Federal Deposit Insurance Corporation (FDIC) must have at least 6 semester hours in accounting.

Training

Once hired, financial examiners receive on-the-job training. Entry-level workers begin under the supervision of senior examiners, as they learn their job duties.

Advancement

After a few years of experience, financial examiners can advance to a senior examiner position. Requirements for these positions vary by employer but often require a master’s degree in either accounting or business or becoming a Certified Public Accountant (CPA).

Important Qualities

Analytical skills. Financial examiners need strong analytical skills to evaluate how well the managers of financial institutions are handling risk and whether the individual loans the institution makes are safe.

Detail oriented. Financial examiners must pay close attention to details when reviewing balance sheets to identify risky assets.

Math skills. Financial examiners need good math skills to monitor balance sheets and see if the bank’s or other financial institution’s available cash is dangerously low.

Writing skills. Financial examiners regularly write reports on the safety and soundness of financial institutions. They must be able to explain technical information clearly.

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Bank Examiner jobs

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Top Skills for A Bank Examiner

LargeFinancialInstitutionsConsumerComplianceLiquidityRiskSafetyAssetQualityInternalAuditLoanPortfoliosBankManagementRiskManagementPracticesInternalControlsFinancialConditionFdicBankExaminationsFinancialStatementsExaminer-In-ChargeCorrectiveActionInterestRateRiskOCCCapitalAdequacyExaminationFindings

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Top Bank Examiner Skills

  1. Large Financial Institutions
  2. Consumer Compliance
  3. Liquidity Risk
You can check out examples of real life uses of top skills on resumes here:
  • Conducted interviews with senior management of large financial institutions.
  • Signed several dozen examinations for consumer compliance and trust.
  • Perform analysis of capital, securities and liquidity risk of community banking organizations.
  • Maintained confidentiality in all matters; determined overall safety and soundness of the financial and operating condition of state chartered banks.
  • Examined banks to determine capital adequacy, asset quality, profitability, and liquidity.

Top Bank Examiner Employers

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