Top Bank Examiner Skills

Below we've compiled a list of the most important skills for a Bank Examiner. We ranked the top skills based on the percentage of Bank Examiner resumes they appeared on. For example, 13.8% of Bank Examiner resumes contained Financial Institutions as a skill. Let's find out what skills a Bank Examiner actually needs in order to be successful in the workplace.

The six most common skills found on Bank Examiner resumes in 2020. Read below to see the full list.

1. Financial Institutions

high Demand
Here's how Financial Institutions is used in Bank Examiner jobs:
  • Review financial institutions enterprise-wide risk management practices, risk assessments, and internal audit programs to ensure alignment with regulatory expectations.
  • Conducted complete compliance examinations of large financial institutions including exit meetings resulting in successful implementation of revised, fully-compliant business practices.
  • Assist in reviews of financial institutions' audit and internal control programs to evaluate their effectiveness in controlling systematic operational risk.
  • Worked as part of a team to conduct financial institution examinations/inspections, analyzed and communicated examination findings of financial institutions.
  • Conducted all aspects of regulatory examinations at financial institutions that varied from community banks to large, systemically important institutions.
  • Conducted on-site bank examinations of banking operations at varying size financial institutions from community banks to multinational financial institutions.
  • Assessed capital adequacy, asset quality, management performance, earnings quality, and liquidity position of financial institutions.
  • Analyzed the overall condition of financial institutions; assigned component and composite ratings to institutions based on this analysis.
  • Performed continuous supervision of financial institutions including assessing issues tracking risk, and creating parameters for future examinations.
  • Conducted thorough research on selected financial institutions with particular emphasis on federal regulation compliance for diversity TECHNICAL/COMPUTER SKILLS.
  • Implemented regulatory policies or procedures used to examine, audit, investigate, and monitor depository financial institutions.
  • Performed operational risk analysis of financial institutions regarding capital adequacy, asset quality, earnings, and liquidity.
  • Analyzed and responded to risks across different financial products and activities in financial institutions with various specialties.
  • Conducted examinations of financial institutions to determine level of compliance with consumer compliance deposit and lending regulations.
  • Reviewed loan portfolios analyzing individual loan relationships to assess the overall credit risk within respective financial institutions.
  • Worked with auditors from various state and federal regulatory agencies to complete coordinated examinations of financial institutions.
  • Managed teams of examiners in reviewing financial institutions for adherence to all applicable federal regulations.
  • Conducted Safety and Soundness, Consumer Compliance and Electronic Data Processing examinations of financial institutions.
  • Evaluated liquidity levels to verify financial institutions maintained adequate sources of low cost funding.
  • Participated as a member of team for smaller to medium sized community financial institutions.

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2. Consumer Compliance

high Demand
Here's how Consumer Compliance is used in Bank Examiner jobs:
  • Bank examiner responsible for smaller community banks compliance with financial and consumer compliance regulations.
  • Assessed adequacy of consumer compliance management programs, including testing and monitoring.
  • Signed several dozen examinations for consumer compliance and trust.
  • Conducted consumer compliance and CRA examinations.
  • Experience as Consumer Compliance Examiner, Corporate Compliance Examiner, Compliance Risk Coordinator, and Corporate Functions Specialist.
  • Conduct meetings and provide training to financial institution's staff and management on consumer compliance regulations.
  • Trained in all areas of banking regulation including consumer compliance and CRA.
  • Maintain extensive knowledge of consumer compliance banking laws.
  • Earned Consumer Compliance Examiner - Commissioned in 2000.
  • Selected to participate in six person Task Force to enhance the curriculum Consumer Compliance.

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3. Financial Statements

high Demand
Here's how Financial Statements is used in Bank Examiner jobs:
  • Examined financial statements and internal controls in order to determine the safety and soundness of nationally-chartered banking institutions.
  • Interpreted insurance financial statements and regulatory framework to apply banking regulations to an insurer.
  • Reviewed and analyzed financial statements of banks using relevant ratios and interpreted results.
  • Analyzed financial statements of borrowers and determined the collect ability of debts.
  • Reviewed loan documentation for accuracy, reviewed and analyzed financial statements.
  • Analyze financial data, including: operations, mortgage backed securities, income position, financial statements and credit assets.
  • Reviewed borrowers' financial statements and cash flows, as well as the bank's collateral positions on sampled loans.
  • Provided exceptional support in examining and auditing bank financial statements, ledgers, accounts, and related computer documents.
  • Reconciled the bank's internal data to the audited financial statements to insure proper accounting procedures are followed.
  • Analyzed financial statements to assess adequacy of capital, quality of assets and balance sheet risks.
  • Bank Accounting: Determined accuracy of prepared financial statements and regulatory reports (CALL reports).
  • Analyzed large budgets, personal and corporate financial statements to determine the borrower's net worth.
  • Reviewed the institutions financial statements and verify them to the Call Report for that given period.
  • Analyzed financial statements, cash operations, cash movement and controls.
  • Audit Financial Statements, Evaluation of Investments and General Operation Audit.
  • Reviewed financial statements, bank documents, and records.
  • Analyze and evaluate financial statements and data.
  • Prepared financial statements from bank records.

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4. Liquidity Risk

high Demand
Here's how Liquidity Risk is used in Bank Examiner jobs:
  • Perform analysis of capital, securities and liquidity risk of community banking organizations.
  • Participated in specialized market and liquidity risk program and completed reviews of regional and large banks with more complex balance sheets.
  • Market & Liquidity Risk Group.

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5. Audit Procedures

high Demand
Here's how Audit Procedures is used in Bank Examiner jobs:
  • Performed standard examination/audit procedures as required by federal statute to determine sound banking and business practices.
  • Planned audit procedures and supervised examination personnel as Examiner in Charge
  • Supervised and trained new bureau examiners, including providing instruction on audit procedures and evaluating their completed work thereafter.
  • Researched and interpreted securities regulations to develop audit procedures and establish evidence of any potential rules violations.
  • Redesigned the audit program to eliminate redundancy, which streamlined audit procedures in the field.
  • Assisted in the development of audit procedures that helped lead to the first-ever departmental accreditation by the NAIC.

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6. Asset Quality

high Demand
Here's how Asset Quality is used in Bank Examiner jobs:
  • Assess asset quality at troubled institutions by analyzing borrower credit performance and credit monitoring and risk management programs.
  • Analyzed capital adequacy, asset quality, earnings, liquidity, and management capabilities.
  • Examined banks to determine capital adequacy, asset quality, profitability, and liquidity.
  • Participated in 2Midsize commercial credit exams with Asset Quality rated less than satisfactory.
  • Participated in asset quality, consumer regulation compliance and trust department exams.
  • Reviewed loan portfolios and individual loans to evaluate asset quality.
  • Rated asset quality and loan origination process.
  • Evaluate and prepare written analysis of earnings and asset quality, balance sheet composition, capital adequacy, and liquidity management.
  • Examined national banking institutions for the purpose of evaluating asset quality, capital adequacy, earnings, and liquidity.
  • Evaluated banks in the areas of capital adequacy, asset quality, management, earnings, and liquidity.
  • Evaluated the capital, asset quality, earnings and profitability, and liquidity of banks in analysis reports.
  • Evaluated capital, asset quality, management, earnings, liquidity and sensitivity to interest rate risk.
  • Audited bank loan documents in order to ascertain risk exposure and the level of asset quality.
  • Analyzed Capital - Asset Quality - Management - Earnings - Liquidity - Interest rate risk.
  • Audit focused on fiscal performance, management competence, earnings trends, and asset quality.
  • Ensured adequate capital levels, asset quality, and liquidity to prevent significant credit events.
  • Created asset quality review template, used throughout FRBNY evaluation of banks' credit facilities
  • Evaluate asset quality by performing credit analysis of the loan and securities portfolios.
  • Review and analysis of asset quality and earnings performance.
  • Analyzed earnings, solvency and asset quality.

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7. Bank Management

high Demand
Here's how Bank Management is used in Bank Examiner jobs:
  • Consulted with examiners and bank management on firms' current liquidity position, liability duration and funding availability.
  • Initiated and developed special investigations involving charges of fraud and misconduct by bank management.
  • Manage the examination process and coordinate with federal agency counterparts and bank management.
  • Required completion of written reports and verbal presentations to senior bank management.
  • Present findings and recommendations to bank management to enhance operational performance.
  • Presented conclusions to senior bank management and trained newly hired examiners.
  • Presented findings and recommendations to bank management for performance improvement.
  • Presented audit findings to bank management and performed follow-up reviews.
  • Provided recommendations to improve processes and controls to Bank Management.
  • Discussed findings with other examiners and bank management.
  • Examined insured banks, presenting finding to bank management
  • Presented examination conclusions and findings to bank management.
  • Facilitated examination closing meetings with member bank management
  • Worked with bank management teams to understand and better manage business practices to mitigate various risks to their balance sheets.
  • Meet with bank management to identify and assess business controls, risks, process gaps and work flow inefficiencies.
  • Conducted interviews, provided feedback, and made recommendations to bank management on practices, products, and procedures.
  • Gather data from internal audits, interviews of bank management and staff, and financial research and downloads.
  • Interviewed senior bank management and operating personnel to obtain information about policies, procedures, and future plans.
  • Discussed findings with examiners and bank management to gain insight of the risks facing the bank.
  • Discussed reports of findings and recommendations with bank management and followed up on remediation of findings.

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8. Risk Management

high Demand
Here's how Risk Management is used in Bank Examiner jobs:
  • Reported overall composite ratings to senior management and developed strategies to improve their risk management process.
  • Validated data quality for successful mortgage pricing and risk management.
  • Evaluated quality of risk management practices.
  • Evaluated lending patterns and evaluated the adequacy of Board and management oversight of compliance programs and risk management systems.
  • Incorporated risk management in the implementation of new systems, processes and changes to existing systems and procedures.
  • Assess the quantity of compliance risk, the quality of risk management and the direction of risk.
  • Assessed the competency of management and soundness of operating policies and risk management systems and controls.
  • Conducted exams to assess credit administration, underwriting, risk management and valuation of CRE collateral.
  • Analyzed risk management through review of audit programs, Management Information Systems, and operations.
  • Prepared IRC's risk management comment for the final examination report.
  • Participated in horizontal reviews relating to credit/risk management and publish reports on best practices and other analytical findings.
  • Recommended improvements to credit administration practices to ensure efficient and effective risk management.

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9. Loan Portfolio

high Demand
Here's how Loan Portfolio is used in Bank Examiner jobs:
  • Analyzed and performed sensitivity analysis on commercial loan portfolio and customer projections provided in conjunction with new loans requested.
  • Conducted several extensive credit reviews in investments and credit/loan portfolios in major commercial and investment banks.
  • Verified accuracy of bank reports and stability of investment and loan portfolios and analyzed banking ratios.
  • Performed commercial and residential loan portfolio analysis.
  • Review of compliance with State and Federal Laws, Review of Bank Operations, Review of Asset/Loan portfolio samples.
  • Analyzed banks' loan portfolios, with emphasis on review of large and/or problem commercial credits.
  • Served as Examiner in Charge and Loan Portfolio Manager at numerous banks across New Mexico.
  • Identified major credit issues and collateral weakness on loan portfolios reviewed at client banking institutions.
  • Evaluated the condition of bank commercial loan portfolios through detailed credit analysis.
  • Evaluated bank loan portfolios, investments, and funds management.
  • Reviewed loan underwriting practices by testing loan portfolios.
  • Evaluated and reviewed large problem loan portfolios.
  • Examine loan portfolios of small banks ranging from $20M to $100M.
  • Worked with management establishing processes and procedures, ensuing compliancy and conducted interviews determining loan portfolio review ratings.
  • Led retail credit examinations including small business lending, consumer lending, mortgage lending for multi-billion dollar loan portfolios.
  • Performed a detailed review of the financial position of the assigned institution: Analyzed the loan portfolio.
  • Manage team of examiners for target loan portfolio examinations, as well as departmental function reviews.

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10. Ensure Compliance

high Demand
Here's how Ensure Compliance is used in Bank Examiner jobs:
  • Review and interpret bank policies, procedures, and actual operations to ensure compliance with regulations and acceptable practices.
  • Conducted examinations of banks within five state area to ensure compliance with consumer protection laws and regulations.
  • Performed reviews of banks' commercial loans to ensure compliance with established policies and regulatory standards.
  • Provide advice and guidance to internal and external customers to ensure compliance with laws and regulations.
  • Performed assessment of the banks' BSA/OFAC/CIP program to ensure compliance with laws and regulations.
  • Evaluated credit files and underwriting standards to ensure compliance with all laws and regulations.
  • Supervised and Regulated Banks to ensure compliance with Federal Rules and Regulations.
  • Examined operating policies and procedures to ensure compliance standards were met.

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11. Corrective Action

high Demand
Here's how Corrective Action is used in Bank Examiner jobs:
  • Identify weaknesses and opportunities for improvement in the current operating environment and develop recommendations for corrective action.
  • Demonstrated strong verbal communication skills when recommending corrective actions to senior management at the bank.
  • Established and monitored corrective actions and developed supervisory strategies for regional and community banks.
  • Performed written and oral evaluations for examiners for corrective action planning to boost productivity.
  • Provided recommendations for corrective action to senior management and Board of Directors.
  • Completed extensive reports of examinations, detailing findings and recommending corrective action.
  • Organized and analyzed selected data to draw conclusions and recommend corrective action.
  • Created written reports detailing findings and recommendations for corrective action.
  • Assisted bank management in corrective actions to apparent violations.
  • Communicate findings and corrective action to bank management.
  • Complete written memos including conclusions and corrective actions.
  • Documented conclusions and recommended necessary corrective action.
  • Provided conclusions and recommend corrective actions.
  • Followed up on corrective actions taken in response to prior regulatory, Independent Audit, and Compliance Department findings and recommendations.
  • Reviewed regulatory compliance regarding safety & soundness, minimum capital ratios, prompt corrective action, BSA/AML, and investment securities.
  • Developed conclusions on the bank's overall risk profile and condition and implement required corrective actions or recommend industry best practices.
  • Conducted formal meetings with bank senior management and the Board of Directors to discuss examination findings and corrective action as needed.
  • Recommended six banks for initiation to Prompt Corrective Action (PCA) framework and three banks for placement under receivership.
  • Developed action plans to address corrective action for negative findings and monitored the implementation of these action plans.
  • Presented results orally and in a written report of examination to bank management and advised on corrective action.

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12. Internal Controls

high Demand
Here's how Internal Controls is used in Bank Examiner jobs:
  • Conducted comprehensive capital adequacy, earnings performance, funding/liquidity, asset quality, and internal controls analyses and evaluations.
  • Evaluated the quality of operations and management by analyzing risk management policies, procedures and internal controls.
  • Evaluated internal controls systems and performed risk-based and risk-focused audits from a top-down approach.
  • Identified emerging risks, and assessed effectiveness of risk management and internal controls.
  • Reviewed and analyzed foreign exchange and treasury operations and internal controls thereof.
  • Analyzed the adequacy of internal controls/procedures and the general character of management.
  • Completed over 30 exams involving internal controls and banking operations.
  • Reviewed accounting systems and internal controls.
  • Analyzed accounting practices and internal controls.
  • Examined adequacy of institutions internal controls.
  • Audited banks and bank holding companies' earnings, capital, asset quality, internal controls, and risk management practices.
  • Accessed institution's risk control systems including compliance with internal audit, accounting, credit review, and other internal controls.
  • Review and assess the adequacy of a financial institution s risk management processes, internal controls, and policies and procedures.
  • Reviewed the bank Internal Controls to ensure that the bank audit staff was enforcing the bank policy and procedures.
  • Evaluated interest rate risk, earnings and capital, audits and internal controls, liquidity, and management.
  • Reviewed financial institution's internal controls and routines for compliance with internal policies and sound banking practices.
  • Reviewed policies and tested to measure internal controls and compliance with applicable State and Federal regulations.
  • Audited high risk areas and assessed the effectiveness of audits, internal controls and reporting.
  • Reviewed and rated the bank, Bank Secrecy Act (BSA) internal controls.
  • Reviewed audit and internal controls, and procedures for adequacy.

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13. Examiner-In-Charge

high Demand
Here's how Examiner-In-Charge is used in Bank Examiner jobs:
  • Acted as Examiner-In-Charge while working with institution's management and board of directors to facilitate examination and resolve any examination issues.
  • Served as examiner-in-charge of troubled institutions and frequently worked in conjunction with other Federal and State regulatory enforcement agencies.
  • Served as an Examiner-in-Charge for teams responsible for conducting examinations of Fifth District regional and community banking organizations.
  • Served as Examiner-in-Charge for audits of international banks.
  • Conducted compliance and CRA examinations as Examiner-In-Charge.
  • Authored over 30 Regulatory Exam Reports as Examiner-In-Charge
  • Served as examiner-in-charge of community banks and federal branches as well as department head in regional and multinational banks.
  • Served as examiner-in-charge of while directing on-site activities and coordinating training efforts of field staff.
  • Supervised up to 5 people in role of examiner-in-charge.

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14. Bank Examinations

high Demand
Here's how Bank Examinations is used in Bank Examiner jobs:
  • Conducted bank examinations for approximately six months and learned the regulatory process of the National Bank Examiners.
  • Performed bank examinations of nationally charted multinational, regional and community banks as well as federal branches.
  • Performed government mandated, annual national bank examinations with a team of fellow examiners.
  • Served as Examiner-in-Charge of several bank examinations including the examinations of many problem institutions.
  • Participated in national bank examinations assessing the safety and soundness of the institutions.
  • Supervised numerous aspects of bank examinations ensuring that all steps necessary were completed.
  • Co-led bank examinations with respective Federal Reserve and State regulatory examiners.
  • Conducted bank examinations and inspections for Federal and State Regulatory Agencies.
  • Conducted comprehensive bank examinations throughout the Connecticut region.
  • Served as examiner-in-charge at some problem bank examinations.
  • Led and assisted Safety and Soundness bank examinations on state and nationally chartered institutions in the Fourth Federal Reserve District.
  • Participated and assist, in Failed Bank Auction, which consist of bank examinations for non-performance loan review and resolutions.
  • Assist with the conduction of bank examinations under the supervision and guidance of experienced national bank examiners.
  • Conducted bank examinations of banks chartered by the State of Wisconsin to determine its safety and soundness.
  • Performed and assisted on numerous bank examinations on institutions with asset sizes of $4.5 billion.
  • Received faster than usual promotion to Operations Manager of audit team on bank examinations.
  • Assisted the examiner in charge on bank examinations and bank holding company inspections.
  • Led examination teams in the completion of portions of bank examinations/audits.
  • Led aspects of bank examinations and directed peers.
  • Bank Examinations Function Conducted examinations of internal control, operational and audit environments of money center banks and foreign agencies.

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15. Fdic

average Demand
Here's how Fdic is used in Bank Examiner jobs:
  • Recruited Assignments Represented FDIC in providing specialized expertise to other organizations in high-level security and high visibility crisis management.
  • Developed methodologies to assign regulatory capital treatment for assets purchased under FDIC loss sharing agreements.
  • Developed operational procedures for collections of non-performing loans FDIC national manual.
  • Classified assets according to FDIC regulation and recommended asset disposition.
  • Earn a FDIC Star Award in 2010 for my exceptional performance in Asset Review and overall contribution to the exam team.
  • Conduct comprehensive Bank examinations on small, mid-size and large banks utilizing the FDIC/FFIEC BSA/AML Examination Manual core/expanded procedures.
  • Established FDIC loan processing units for Asset Service with formalized FDIC corporate wide policies and procedures manual implementation.
  • Pass the FDIC Risk Management Technical Evaluation in 2011, becoming a permanently Commissioned Bank Examiner.
  • Lead the coordination of regulatory oversight with Federal Reserve, FDIC, and CFPB.
  • Assisted in the closure of a failed institution and the transition to the FDIC.
  • Conducted joint Safety and Soundness and Compliance Examinations with both FDIC and NCUA.
  • Completed FDIC, NCUA and Federal Reserve safety and soundness Reports of Examination.
  • Assisted in successfully closing over 200 banks both with the FDIC and RTC.
  • Performed duties of a geographic review examiner in the FDIC Chicago regional office.
  • Served as Examiner-In-Charge of numerous FDIC bank exams.
  • Completed the written FDIC Report of Examination.
  • Reconcile the bank's Securities on the GL to FDIC call report.
  • Completed several Conference of State Bank Supervisors (CSBS) and FDIC schools.
  • Prepare written reports to bank examined and FDIC regional office.

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16. Capital Adequacy

average Demand
Here's how Capital Adequacy is used in Bank Examiner jobs:
  • Audited credit portfolio, liquidity and capital adequacy and prepared financial risk assessments for banks.
  • Determined risk-based capital adequacy and key risk indicators based on the Basel standards.
  • Conducted capital adequacy reviews for regional banks.
  • Analyzed financial reports to ensure the bank's capital adequacy, liquidity, and earnings are in line with government standards.
  • Reviewed bank s operational and financial soundness considering Capital Adequacy, Assets, Management, Earnings and Liquidity (CAMEL).
  • Analyzed the banks' earnings, securities portfolio, mortgage and installment loans, and capital adequacy.

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17. Community Reinvestment ACT

average Demand
Here's how Community Reinvestment ACT is used in Bank Examiner jobs:
  • Monitored compliance with consumer protection, fair lending and civil rights laws and regulations, and the Community Reinvestment Act.
  • Specialize in Community Reinvestment Act, Home Mortgage Disclosure Act, and Fair Lending.
  • Assessed the banks' compliance with the Community Reinvestment Act.
  • Reviewed bank's performance under Community Reinvestment Act.
  • Planned, directed, and coordinated consumer compliance and Community Reinvestment Act examinations of insured institutions in California and the Pacific.
  • Conducted numerous Community Reinvestment Act evaluations, including complex institutions.

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18. OCC

average Demand
Here's how OCC is used in Bank Examiner jobs:
  • Develop and execute supervisory plan for assigned bank and serve at the primary point-of-contact between the OCC and the bank.
  • Served in leadership role in carried out various investigations on discrepancies, cash shortages and fraud occurrences at branches.
  • Served as the Audit Lead for the OCC's supervisory activities relative to Wells Fargo's Internal Audit function.
  • Determined compliance with OCC policies and procedures as well as applicable federal laws and regulations.
  • Performed examinations of national bank records for the U.S. Government OCC field office in Jacksonville.
  • Interviewed OCC examiners and bank personnel from tellers to CEO's using investigative techniques.
  • Presented findings to senior OCC leadership and to bank executive management.
  • Evaluate and interview applicants seeking employment with the OCC.
  • Gathered information through discussions with other OCC employees.
  • Analyzed billion dollar national leveraged finance credits in a joint effort with examiners from the OCC and the FDIC.
  • Represented the OCC's interests and drafted multiple interagency rulemakings https://www.fdic.gov/news/board/DEC152009no2.pdf https://www.gpo.gov/fdsys/pkg/FR-2008-12-30/pdf/E8-30780.pdf https://www.federalregister.gov/articles/2010/08/09/2010-19499/joint-report-differences-in-accounting-and-capital-standards-among-the-federal-banking-agencies

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19. State Regulations

average Demand
Here's how State Regulations is used in Bank Examiner jobs:
  • Used accurate data findings to ensure 100% compliance with Federal/State regulations.
  • Examined bank records and documents to determine if banks were in compliance with federal and state regulations.
  • Communicated with bank personnel and owners of small business to help them comply with state regulations.
  • Determine compliance with Federal and State regulations.
  • Prepared written reports informing advisers not in compliance Federal and State regulations, providing detailed instructions for addressing deficiencies.

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20. Examination Findings

average Demand
Here's how Examination Findings is used in Bank Examiner jobs:
  • Prepared summary comments of examination findings as examiner-in-charge, detail-in-charge, and examiner on the examiner team.
  • Prepared written and verbal presentations of examination findings and recommendations for bank management and board of directors.
  • Coordinated and participated in management and Board of Director's meetings to discuss examination findings.
  • Prepared reports and conducted meetings with bank management to communicate examination findings and recommendations.
  • Present result of examination findings to senior financial institution managers and Federal Reserve leadership.
  • Presented examination findings and recommended ratings to the Special Supervision Department - Headquarters.
  • Communicated with upper management and presented examination findings at an exit meeting.
  • Presented and discussed examination findings and apparent violations with bank management.
  • Presented examination findings to Boards of Directors and Senior Management.
  • Compiled data from examination findings and generated Reports of Examination.
  • Conducted exit meetings with licensees about examination findings
  • Performed executive presentations on significant examination findings.
  • Reviewed examination findings with Banks' Management.
  • Prepared written reports of examination findings.
  • Prepared reports detailing examination findings.
  • Assessed quality of bank policies procedures and practices; developed, presented, and discussed examination findings with bank management.
  • Conducted and assisted in meetings with management and boards of directors to report examination findings and course of supervisory action.
  • Led teams of examiners during the examination process; conducted closing meetings with bank officers/board members; wrote examination findings reports
  • Meet with senior bank management and boards of directors to communicate examination findings.
  • Presented examination findings to the bank s Board of Directors.

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21. Secrecy

average Demand
Here's how Secrecy is used in Bank Examiner jobs:
  • Managed specialty examinations including Information Technology general controls and Bank Secrecy Act, Anti Money Laundering and OFAC.
  • Gained knowledge and experience in banking laws and regulations, bank operations, credit administration, and the Bank Secrecy Act.
  • Facilitated in-depth reviews of the Bank Secrecy Act and USA PATRIOT Act in order to maintain utmost compliance.
  • Verified compliance with U.S. laws and regulations, specializing in Bank Secrecy Act and Know Your Customer.
  • Determined adequacy of banks' Bank Secrecy Act compliance under USA Patriot Act and Reg.
  • Conducted Bank Secrecy Act portion of exam and, and meet with bank management.

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22. Market Risk

average Demand
Here's how Market Risk is used in Bank Examiner jobs:
  • Determined sensitivity to market risks.
  • Analyzed key financial factors such as capital, earnings, liquidity, and sensitivity to market risk.
  • Analyze the Earnings, Capital, Liquidity, and Sensitivity to Market Risk.
  • Traded Credit Products in Market Risk and 2.
  • Bank Examiner- Accounting & Operations Foreign Banks * Review of accounting, operational and market risk controls and recommend enhancements.

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23. Real Estate

average Demand
Here's how Real Estate is used in Bank Examiner jobs:
  • Led several targeted Commercial Real Estate (CRE) exams, focusing on banks with high concentrations in those areas.
  • Review Environmental due diligence during commercial real estate and transactions that included Phase I and Phase II Environmental site assessments.
  • Analyzed condition of commercial, real estate, and consumer loan portfolios, utilized risk rating systems.
  • Tested consumer, real estate, and commercial loan portfolios to ensure compliance with policies and regulations.
  • Analyzed commercial real estate risk in bank portfolios utilizing market intelligence, regulatory data and firm MIS.
  • Determined bank commercial real estate loss estimates for the Supervisory Capital Assessment Process (stress test).
  • Contributed to development of commercial real estate loan loss forecasting model based on bank loan portfolio data.
  • Analyzed commercial loans and real estate loan files for compliance with federal regulations, laws and guidelines.
  • Applied national benchmarks for the analysis of real estate development methodology to access project costs.
  • Reviewed the bank's Own Real Estate (ORE) files and classify as necessary.
  • Focused on review of residential & commercial credit files and commercial real estate loans.
  • Experience using Quick books in a small, personal, real estate company.
  • Performed credit reviews of large, complex commercial and commercial real estate credits.
  • Performed credit reviews on commercial, real estate and consumer loans.

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24. Credit Risk

average Demand
Here's how Credit Risk is used in Bank Examiner jobs:
  • Supervised and monitored the credit risk of the largest banks (>$10B in assets) within the district.
  • Lead teams in the review of wholesale loan portfolios in the evaluation of quality and credit risk management practices.
  • Review consumer and commercial loan files for credit risk and regulatory compliance and determine an appropriate loan classification.
  • Worked with Retail Credit Risk Coordinator to monitor reserving practices for the retail consumer bank.
  • Authored a report on credit risk-management and asset-quality conditions of foreign banks in New York.
  • Lead examiner of credit risk for a FHLB with $47 billion in total assets.
  • Utilized sound judgment and technical experience relating to specialized credit risk products and processes.
  • Examined the major banks and analyzed the market, operational and credit risk.
  • Evaluated credit risk in investment portfolios.
  • Credit risk subject matter expert.
  • Review counterparty and credit risk reports and policies related to Treasury management.
  • Performed periodic assessments of the aggregate level and direction of credit risk in multi-billion dollar loan portfolios.
  • Provide credit risk assessment to banks and management, through the analysis of various data.

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25. Soundness Examinations

average Demand
Here's how Soundness Examinations is used in Bank Examiner jobs:
  • Engaged in regulatory supervision of national banks and conducted safety and soundness examinations to determine compliance with Federal regulations.
  • Participated in every aspect of safety and soundness examinations, including serving as Examiner in Charge or as Administrator.
  • Managed and participated on safety and soundness examinations of financial institutions that varied in size and complexity.
  • Served as Examiner-In-Charge leading numerous risk-focused, safety and soundness examinations of U.S. and foreign banking organizations.
  • Acted as examiner-in-charge of safety and soundness examinations of small and medium-sized financial institutions.
  • Performed safety and soundness examinations and control activities of banks, utilizing risk-based plans.
  • Participated in safety and soundness examinations of community banks throughout north Alabama.
  • Executed the duties of examiner-in-charge at safety and soundness examinations.
  • Charged with operations management at numerous safety and soundness examinations.
  • Performed safety and soundness examinations, which included loan reviews, asset evaluations, analysis of policies and procedures.
  • Participated in all phases of safety and soundness examinations of commercial banks and savings and loan institutions.
  • Participated in and managed the operation portion of the safety and soundness examinations for commercial banks.
  • Supervised and participated in safety and soundness examinations of commercial banks up to $1 billion.
  • Commissioned bank examiner for the FDIC responsible for conducting safety and soundness examinations of commercial banks.
  • Planned, conducted, and completed safety and soundness examinations of state chartered banks.
  • Conduct safety and soundness examinations of Community Banks in the State of Ohio.
  • Served as Examiner-in-Charge on several safety and soundness examinations.
  • Planned employee resources, conducted regulatory and financial analysis and lead onsite teams for safety & soundness examinations.

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26. Camels

average Demand
Here's how Camels is used in Bank Examiner jobs:
  • Computed the regulatory CAMELS and Risk Assessment ratings and prepared the Examination Report for submission to superiors and the bank concerned.
  • Performed related duties as required including reviewing and rating the components of ROCA and CAMELS as well as miscellaneous compliance.
  • Worked with a team of examiners to formulate a rating for national banks using the CAMELS rating system.
  • Conducted safety and soundness exams leading a team of regulatory examiners through the CAMELS assessment process.
  • Analyzed CAMELS components and assigned ratings based on risk level and management at institutions.
  • Served as Examiner-in-Charge for full-scope (CAMELS) reviews and bank holding company inspections.
  • Documented workpapers for reports that supported CAMELS ratings and regulatory actions.

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27. Examination Reports

average Demand
Here's how Examination Reports is used in Bank Examiner jobs:
  • Prepared written examination reports and presented findings to senior regulatory officials and bank boards of directors and senior management.
  • Completed examination reports, recommended corrective actions when appropriate, and communicated examination findings to senior bank management.
  • Presented examination findings to bank management and boards of directors both verbally and through comprehensive written examination reports.
  • Review work papers and examination reports of assigned personnel.
  • Review examination reports and work papers of support examiners.
  • Prepared examination reports and presented findings to FRBNY management.
  • Edited regulatory examination reports and related regulatory products.
  • Reviewed the examination reports of other bank examiners.
  • Supervised the preparation of comprehensive examination reports.
  • Prepared clear and concise examination reports.
  • Prepared final examination reports that were provided to bank management at the conclusion of the examination.
  • Used exam findings to draw conclusions, write examination reports, and recommend corrective actions.
  • Reviewed prior examination reports in and financial documentation prior to the bank exam.
  • Prepared examination reports, Memorandums of Understanding, and Cease and Desist Orders.
  • Prepare and review of examination reports which present business operations/affiliations, sample size methodology, and detailed transactional data.
  • Prepared all or portions of the final bank examination reports Assigned overall management and small community bank ratings.

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28. Information Technology

average Demand
Here's how Information Technology is used in Bank Examiner jobs:
  • Assist on an information technology working group and project development/implementation team.
  • Achieved additional certification in non-complex Information Technology in banking operations.
  • Lead examinations of banks' information technology systems.
  • Examined Federal Home Loan Banks (FHLBs) for safety and soundness and information technology risk.

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29. Compliance Examinations

low Demand
Here's how Compliance Examinations is used in Bank Examiner jobs:
  • Performed BSA/AML compliance examinations in assigned institutions.
  • Lead full-scope consumer compliance examinations.
  • Served as Examiner in Charge 10 times on Consumer Compliance examinations and twice on Fair Lending examinations.
  • Performed, wrote, and presented Safety and Soundness and Compliance examinations.
  • Lead a team of bank examiners to perform compliance examinations.
  • Assisted with consumer compliance examinations including foreclosure practices and the Servicemembers Civil Relief Act.

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30. Applicable Laws

low Demand
Here's how Applicable Laws is used in Bank Examiner jobs:
  • Mortgage Banking: Examined the operations of licensed mortgage bankers and determined licensees operated in accordance with applicable laws and regulations.
  • Assessed the overall financial condition of the bank institutions and ensured compliance with applicable laws, regulations, and policy directives.
  • Interviewed bank personnel, research applicable laws and regulations, and assist in preparation of the Report of Examination.
  • Assess level of compliance with applicable laws and regulations; assess the quality of management and boards of directors.
  • Ensured the safety and soundness of national banks and their compliance with applicable laws, rules and regulations.
  • Reviewed bank's policies and procedures for adherence to applicable laws and regulations.
  • Reviewed and analyzed instalment loans operations for compliance with applicable laws and regulations.
  • Reviewed bank policies, procedures, and practices to evaluate compliance with applicable laws and regulations.

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31. Operational Risk

low Demand
Here's how Operational Risk is used in Bank Examiner jobs:
  • Prepared summary findings to senior management on credit and operational risk conditions at individual banks.
  • Examined broker dealer operations for operational efficiency, operational risk and investor protection.
  • Lead operational risk examiner for a FHLB with $33 billion in total assets.
  • Field audits for Bank Secrecy Act compliance and operational risk assessments
  • Assess systemic and operational risk exposure applicable to banks.
  • Assisted with the development of the Operational Risk Guideline.

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32. Large Complex

low Demand
Here's how Large Complex is used in Bank Examiner jobs:
  • Monitored activities at a Large Complex Banking Organization in the Second District as part of the on-site team.
  • Assess the quality and appropriateness of risk management and compliance practices within Large Complex Banking Organizations.
  • Assisted in the preparation of the Supervisory Plan at a large complex foreign banking organization.

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33. Examination Process

low Demand
Here's how Examination Process is used in Bank Examiner jobs:
  • Assigned various aspects of the examination process to subordinate examiners, reviewed examiner product memos as well as prepared evaluations.
  • Manage multiple projects simultaneously throughout the examination process.
  • Served as a founding principal that developed the OTS Electronic Examination Process, which lead to all OTS examinations totally paperless.
  • Meet with institution's staff to explain the examination process and all materials that will be reviewed.
  • Trained new examiners on various areas of the examination process.
  • Developed technology that improved the onsite examination process.
  • Spearheaded an IT Committee with the objective of aiding examination processes and promoting best practices in protecting sensitive data.
  • Manage all phases of the examination process, from pre-planning to writing the final Report of Examination.

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34. EIC

low Demand
Here's how EIC is used in Bank Examiner jobs:
  • Performed several functional EIC assignments at community banks.
  • Selected as an Examiner In-Charge (EIC) for five Representative Offices and three Limited Purpose Trust Companies.
  • Performed functional EIC assignments, including planning the examination, assigning resources, and completing performing evaluations.
  • Identified Problem Bank as EIC while supervising less tenured examiners.
  • Performed Acting EIC under supervision at five community banks.
  • Received outstanding performance ratings for many EIC assignments.

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35. Executive Management

low Demand
Here's how Executive Management is used in Bank Examiner jobs:
  • Prepare and complete examination or inspection report pages and present oral presentations or written findings and recommendations to executive management.
  • Communicated findings and recommendations to executive management through exit meetings and written reports.
  • Presented findings and offered recommendations to executive management and board of directors.
  • Recommended corrective measures to Federal Reserve executive management.
  • Interfaced regularly with executive management.
  • Presented findings and conclusions to the Board of Directors and Executive Management, and prepared official reports of examinations.

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36. Bank Compliance

low Demand
Here's how Bank Compliance is used in Bank Examiner jobs:
  • Assessed bank compliance with consumer protection, fair lending, civil rights and related laws and regulations
  • Conducted Consumer Examinations--Bank Compliance with Consumer Laws, Rules and Regulations.
  • Reviewed bank compliance with national banking laws and regulations.
  • Assessed bank compliance with Banking laws and regulations.
  • Determined bank compliance with consumer protection laws.
  • Assigned to Bank Compliance and Supervision.
  • General ledger Analyzed bank compliance with consumer protection regulations, fair lending, and the Community Reinvestment Act.
  • Reviewed and evaluated bank compliance with new guidelines for flood insurance on collateralized loans.

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37. Financial Performance

low Demand
Here's how Financial Performance is used in Bank Examiner jobs:
  • Reviewed budgets and forecasts, performed variance analysis, and evaluated bank financial performance compared to industry averages.
  • Assessed compliance with financial reporting and financial performance covenants.
  • Analyzed small, medium and large companies' financial performance, management, and trends.
  • Provided strong analysis of bank's financial performance and audit program in written narratives.

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38. Asset Management

low Demand
Here's how Asset Management is used in Bank Examiner jobs:
  • Possess extensive, generalist knowledge; and pursuing specialization in Trust/Asset Management.
  • Complete Fiduciary/Operations focused Asset Management Exams.

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39. Liability Management

low Demand
Here's how Liability Management is used in Bank Examiner jobs:
  • Analyzed and developed detailed reports on bank earnings, asset/liability management and capital markets activities, and the internal/external audit function.
  • Accelerated training and development, specializing in asset/liability management, investments, and credit risk.
  • Evaluated asset and liability management, quality of investments, capital structure, and budgeting process.

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40. Loan Applications

low Demand
Here's how Loan Applications is used in Bank Examiner jobs:
  • Processed funds transfers, loan applications, payments, bank wires, western unions and share withdrawal checks.
  • Review and evaluate loan applications and approves, pends, or declines requests to extend credit.
  • Input loan applications for members at a specific monthly goal.

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41. Governors

low Demand
Here's how Governors is used in Bank Examiner jobs:
  • Developed detailed risk assessment reports for presentation to Board of Governors of these various institutions.
  • Prepared Memorandum to the Board of Governors detailing analysis, issues and made recommendations to the Board of Governors for disposition.
  • Commissioned by Board of Governors as a Bank Examiner.
  • Provided detailedinformation of Reserve Bank and Board of Governors management.
  • Provided guidance to field examiners on supervisory and regulatory bulletins issued by the Federal Reserve Board of Governors.
  • Awarded a Fair Lending Fellowship by the Board of Governors in 2001.

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42. Risk Assessments

low Demand
Here's how Risk Assessments is used in Bank Examiner jobs:
  • Performed quarterly risk assessments of national banks to determine their progress from previous examinations.
  • Prepare regulatory documents including risk assessments and reports of examination.
  • Performed risk assessments for national banks based on their FIDICIA cycle which included audit function and information technology.
  • Enriched continuous monitoring through timely reporting, such as Monthly Summaries, Risk Assessments and audit issues.
  • Performed risk assessments on nationally charted banks.
  • Presented risk assessments of institutions to senior management.

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43. Anti-Money

low Demand
Here's how Anti-Money is used in Bank Examiner jobs:
  • Assessed institutional programs designed to meet anti-money laundering rules, and compliance provisions.
  • Monitored banks compliance with Anti-money laundering (AML) and Combating Financing Terrorism (CFT) Act in Nigeria.
  • Specialized in commercial loan file reviews, internal audit functions and anti-money laundering activities regarding the Bank Secrecy Act.
  • Led Bank Secrecy Act (BSA), Anti-money Laundering (AML), and US Patriot Act examinations.
  • Associate Bank Examiner Assessed compliance programs' Bank Secrecy Act and Anti-Money Laundering systems and reporting.
  • Conducted extensive Anti-Money Laundering examinations implementing the Bank Secrecy and Patriot Act rules and regulation.

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44. Total Assets

low Demand
Here's how Total Assets is used in Bank Examiner jobs:
  • Worked on 53 examinations located in the New York and Atlanta Regions with combined total assets of $32.3 billion.
  • Served as lead examiner of corporate governance and strategic planning for a FHLB with $35 billion in total assets.
  • Conducted examination activities on institutions with total assets up to $15.8 billion

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45. On-Site Examinations

low Demand
Here's how On-Site Examinations is used in Bank Examiner jobs:
  • Operate as part of a team during on-site examinations.
  • Evaluated broker/dealer systems and operations during on-site examinations.
  • Participated in and conducted on-site examinations of licensed companies and organizations.
  • Performed on-site examinations at licensees with annual revenue ranging from $1 million to in excess of $5 billion.
  • Conducted on-site examinations to determine firms' compliance with all applicable rules and regulations.
  • Protected integrity of futures markets through on-site examinations of member books and records.

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46. Bank Executives

low Demand
Here's how Bank Executives is used in Bank Examiner jobs:
  • Communicated recommendations to bank executives to correct deficiencies and exceptions.
  • Directed team meetings with bank executives to mitigate the bank's overall financial risk, with an emphasis on loan analysis.
  • Conducted meetings with key bank executives to gather information regarding the overall condition of the bank.
  • Conducted on-site quarterly meetings with foreign bank executives to assess the financial condition of banks.

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47. Credit Quality

low Demand
Here's how Credit Quality is used in Bank Examiner jobs:
  • Conducted asset review to include financial analysis of loan and investment portfolio for credit quality and regulatory compliance.
  • Recruited as a Financial Institution Analyst to support field examination teams in credit quality analysis.
  • Detailed financial analysis including the balance sheet structure, budgeting practices, credit quality and operations review.
  • Examined loan files for credit quality and compliance with loan policy and banking regulations.
  • Performed ongoing reviews of customer financial statements, ledgers, and other information to maintain credit quality standards and manage risk.
  • Reviewed and audited loans at finance/mortgage companies for credit quality, accuracy, and compliance with state and federal laws.

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20 Most Common Skill For A Bank Examiner

Financial Institutions17.3%
Consumer Compliance15.5%
Financial Statements8.7%
Liquidity Risk7%
Audit Procedures6.3%
Asset Quality5.9%
Bank Management4.7%
Risk Management3.7%

Typical Skill-Sets Required For A Bank Examiner

RankSkillPercentage of ResumesPercentage
1
1
Financial Institutions
Financial Institutions
13.8%
13.8%
2
2
Consumer Compliance
Consumer Compliance
12.3%
12.3%
3
3
Financial Statements
Financial Statements
6.9%
6.9%
4
4
Liquidity Risk
Liquidity Risk
5.6%
5.6%
5
5
Audit Procedures
Audit Procedures
5%
5%
6
6
Asset Quality
Asset Quality
4.7%
4.7%
7
7
Bank Management
Bank Management
3.8%
3.8%
8
8
Risk Management
Risk Management
2.9%
2.9%
9
9
Loan Portfolio
Loan Portfolio
2.8%
2.8%
10
10
Ensure Compliance
Ensure Compliance
2.5%
2.5%
11
11
Corrective Action
Corrective Action
2.5%
2.5%
12
12
Internal Controls
Internal Controls
2.5%
2.5%
13
13
Examiner-In-Charge
Examiner-In-Charge
2.1%
2.1%
14
14
Bank Examinations
Bank Examinations
1.9%
1.9%
15
15
Fdic
Fdic
1.8%
1.8%
16
16
Capital Adequacy
Capital Adequacy
1.8%
1.8%
17
17
Community Reinvestment ACT
Community Reinvestment ACT
1.8%
1.8%
18
18
OCC
OCC
1.6%
1.6%
19
19
State Regulations
State Regulations
1.6%
1.6%
20
20
Examination Findings
Examination Findings
1.5%
1.5%
21
21
Secrecy
Secrecy
1.5%
1.5%
22
22
Market Risk
Market Risk
1.4%
1.4%
23
23
Real Estate
Real Estate
1.4%
1.4%
24
24
Credit Risk
Credit Risk
1.3%
1.3%
25
25
Soundness Examinations
Soundness Examinations
1.1%
1.1%
26
26
Camels
Camels
1.1%
1.1%
27
27
Examination Reports
Examination Reports
1.1%
1.1%
28
28
Information Technology
Information Technology
1%
1%
29
29
Compliance Examinations
Compliance Examinations
1%
1%
30
30
Applicable Laws
Applicable Laws
0.7%
0.7%
31
31
Operational Risk
Operational Risk
0.7%
0.7%
32
32
Large Complex
Large Complex
0.6%
0.6%
33
33
Examination Process
Examination Process
0.6%
0.6%
34
34
EIC
EIC
0.6%
0.6%
35
35
Executive Management
Executive Management
0.6%
0.6%
36
36
Bank Compliance
Bank Compliance
0.5%
0.5%
37
37
Financial Performance
Financial Performance
0.5%
0.5%
38
38
Asset Management
Asset Management
0.5%
0.5%
39
39
Liability Management
Liability Management
0.5%
0.5%
40
40
Loan Applications
Loan Applications
0.5%
0.5%
41
41
Governors
Governors
0.5%
0.5%
42
42
Risk Assessments
Risk Assessments
0.5%
0.5%
43
43
Anti-Money
Anti-Money
0.5%
0.5%
44
44
Total Assets
Total Assets
0.5%
0.5%
45
45
On-Site Examinations
On-Site Examinations
0.4%
0.4%
46
46
Bank Executives
Bank Executives
0.4%
0.4%
47
47
Credit Quality
Credit Quality
0.4%
0.4%

1,747 Bank Examiner Jobs

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