Bank teller jobs in Union, NJ

Currency Exchange International (CXI) is a Money Service Business based in Orlando, Florida. Currency Exchange International, Corp. is a publicly traded company on the Toronto Stock Exchange (CXI) and OTC (CURN). CXI provides a wide range of foreign exchange services to customers in both the United States and in Canada. CXI's primary business channels to service customers are through its company-owned branch locations and foreign exchange partnerships with financial institutions and corporations. CXI has been providing global payment solutions for clients that span wide-ranging industries. As one of North America's leading foreign exchange wholesalers, CXI can provide personalized and efficient service, competitive rates, as well as a number of settlement options. Visit our website to explore Life at CXI: *************************************** Our Value Statement: We help our clients identify and create foreign exchange solutions, delivering a best practices approach through unparalleled customer service and integrated technology to create significant financial and operational efficiencies. Our Values: Customer First - We earn the right to be our clients' first choice. Integrity - We hold ourselves to the highest standard to build trust. Collaborative - We always win as a team. Innovative - We find new methods to deliver change and advance technology to the industry. Passionate - We are driven to be the best in class. Currency Exchange International is looking for a Full-Time Floating Teller to join their team at their Garden State Plaza Branch in Paramus, New Jersey. Tellers are the face of our company and represent us in the community. It is important while working in our high tourist attractive areas (malls and airports) that you keep a positive and professional attitude at all times and that our customers receive the highest quality of service. Ideal Applicant: We are looking for highly motivated individuals who are committed to the success of the team. Individuals who can deliver a consistently high level of customer-satisfying products and services. Qualifications and Skills: Ability to work independently Basic computer knowledge Problem solving capabilities Strong customer service skills Detail-oriented and organized Strong listening and verbal communication skills Cash handling skills with high degree of accuracy Our Competencies: Action Oriented Effective Communication Nimble Learning Optimizing Work Processes Situational Adaptability Functional Skills Schedule: 40 hours Open Availability Benefits: Commuter Reimbursement - CXI will pay the toll, bus or metro cost in and out of work Vacation - 2 weeks of paid vacation Sick/Personal Days - 1 week of paid sick/personal time off Health/Dental/Vision - CXI pays 60% of the Health/Dental/Vision Insurance premiums Short and Long-Term Disability - Plan premiums are fully covered by CXI 401K Plan - Eligible to enroll in this plan after 1 year of employment, CXI matched up to 4% Currency Exchange International is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, religion, color, sex (including pregnancy and gender identity), sexual orientation, parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, any other non-merit based factor or any other characteristic protected by applicable federal, state or local laws. Our leadership team is dedicated to this policy with respect to recruitment, hiring, placement, promotion, transfer, training, compensation, benefits, employee activities and general treatment during employment. If you'd like more information about your EEO rights as an applicant under the law, please visit *****************************************

Part-Time Teller Reports to: Branch Manager Salary: NE11 ($17.50 - $19.50/hour) FLSA Status: Non-Exempt | Supervisory Role: No Why Join Us? At Trustco Bank, we're committed to fostering a supportive and inclusive workplace where our employees can grow their careers. We believe that our people are our greatest asset and consider our employees as family. We value each team member's contribution and offer a supportive, collaborative work environment. Our part-time Tellers are key ambassadors of our brand, providing friendly, efficient service that makes banking easy and enjoyable for our customers. We believe that investing in our employees means investing in the future of our company. As a valued team member, you will be eligible for a generous compensation and benefits package that includes: medical, dental and vision insurance, a health savings account with an annual employer contribution, a 401(k)-retirement plan with generous employer match, paid time off plus 11 paid federal holidays, training and professional development programs, tuition reimbursement, reduced fees and rates on certain loan products, and much more! About the Part- Time Teller Role Join our dynamic team as a Part-Time Teller, where exceptional customer service and operational excellence meet. Reporting directly to the Branch Manager, you'll play a vital role in delivering personalized banking experiences while ensuring the highest standards of security and compliance. If you're passionate about banking, detail-oriented, and eager to grow your career, we want to hear from you! Key Responsibilities * Customer Transactions: Accurately and efficiently process deposits, check cashing, and withdrawals, verifying cash and endorsements, and issuing receipts with meticulous attention to detail. * Product & Service Promotion: Cross-sell and educate clients on the Bank's diverse financial products and services, enhancing client relationships and fostering financial wellness. * Payment Processing: Handle credit card payments, issue money orders, bank checks, and accept loan payments, ensuring accuracy and security. * Secure Handling of Assets: Manage night deposit bags, admit clients to safe deposit boxes, and maintain confidentiality and security at all times. * Client Support & Inquiries: Respond promptly to customer questions, provide account balances, and assist with general banking needs, cultivating a welcoming environment. * Reconciliation & Record Keeping: Perform end-of-day balancing of transactions, verify cash totals, and reconcile Automated Teller Machines (ATMs). Maintain detailed reports and logs to ensure compliance and accurate record retention. This job description is not exhaustive; duties and responsibilities may change at any time with or without notice. Qualifications Required * High School Diploma or equivalent. * Prior experience in customer service and cash handling. * Strong verbal communication skills. * Highly organized with the ability to multitask effectively. * Ability to work collaboratively within small teams. * Fluent in English; bilingual a plus * Access to reliable transportation * Willingness to participate in ongoing training and development. * Ability to lift 10-20 lbs., stand for extended periods. Preferred * Previous banking or financial services experience. Schedule Part-time position with hours aligned to branch operations: * Mon-Wed: 12:30 PM - 5:00 PM * Thu-Fri: 12:30 PM - 6:00 PM * Sat: 8:30 AM - 1:00 PM (rotating schedule) * Sun: Closed Employees may need to remain 15-30 minutes after closing. Equal Employment Opportunity Statement: Trustco Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability, or protected veteran status. This includes, but is not limited to, the following: * Hiring, placement, upgrading, transfer, demotion or promotion * Recruitment, advertising or solicitation for employment * Treatment during employment * Rates of pay or other forms of compensation * Selection for training, including apprenticeship * Layoff or termination It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.

If you are an experienced Credit Analyst with a strong background in Corporate Banking or Leveraged Finance, we have an interesting opportunity to share with you. A prestigious and highly rated global financial institution is presently seeking a Senior Credit Officer - Credit Risk professional to join their risk team. In this high profile role, you will be a key decision maker for new deal approval, using your credit skills to make risk assessments and advise on deal structure. Generalist leveraged credit experience is essential. Coverage would include leveraged companies in various sectors, with some concentration in TMT (Technology, Media and Telecom), Healthcare, Aerospace & Defense. Requirements Must have 4+ years relevant leveraged finance credit analysis experience with a leading banking organization, rating agency or similar. The position requires strong fundamental corporate credit risk and financial modeling skills. Knowledge of cash flow lending structures, leveraged finance and the leveraged loan asset class is essential. Qualified candidates will have superb communications and client relationship skills, plus strong business writing and verbal presentation skills. MBA and/or CFA are a plus. Must be available to commute to offices in New York City and work onsite. Benefits This position offers career upside plus an attractive compensation package with a bonus opportunity. Excellent employee benefits package. Hybrid work arrangement, presently 3 days in NYC office, other times can be remote. Estimated base salary range is $150,000 to $200,000 depending on experience. Bonus eligible.

The Wholesale Banking Associate role at Rabobank is a unique opportunity to contribute to a global organization built on trust, collaboration, and customer focus. This position calls for a professional who naturally connects with others and thoughtfully balances risk and results to strengthen customer confidence across the value chain of product development, product distribution and customer advice. As part of the Rabobank Group, you will collaborate between national and international business units and entities to deliver meaningful, long-term impact. You and Your Job As a Wholesale Banking Associate you will be successful building relationships with bankers within the group by offering a wide array of analytical and transactional support. You will be engaging in a diverse range of activities such as creating marketing materials, handling management reporting, and tracking income. Support to Relationship Management Team: Develop a knowledgeable understanding of the client portfolio and industries covered and to help manage those relationships alongside the RM. Providing support to the RM in any capacity so that they can focus on adding value to the client relationship. This requires proactively engaging with the RMs in relationship management, including accompanying the RMs to client meetings, and gaining detailed understanding and maintenance of the CRM system (Client Link) and the KYC process/requirements. Ad-hoc projects related to business management as needed. Product Liaison: Act as intermediary between the RM's and Product Groups by learning and employing the basic techniques necessary to offer support on that specific product (e.g. capital Structure analysis, ABF products and solutions, etc.). This requires gaining a detailed understanding of products which may entail a rotation with product groups in NY. Job Responsibilities Further develop the ET prospecting funnel for North America, which encompasses market and sector analyses (in close collaboration with RaboResearch as well). Prepare and coordinate the preparation of discussions and presentations for clients and prospects. Collaborate closely with the Senior Bankers, Strategy and Business Manager in their daily activities. Assist with broader strategic projects for the team and senior management. Works closely with Wholesale Banking Analysts, Credit Analysts, Relationship Managers, Portfolio Manager, and Business Manager. Collaborates on a range of projects including preparing for client meetings and pitches. Monitors the portfolio and manages CRM data entry (e.g. pipeline management, call report production, etc.). Ensures accurate data analysis and record-keeping to monitor the overall business. Your Promise to Us: To be considered for the Wholesale Banking Associate role, you must have: Bachelor's degree 5+ years of experience with formal credit training and portfolio management at a major bank. Previous exposure/experience in the Energy/Commodities/Infrastructure Sectors desired. Ability to travel. Excellent verbal and written communication skills. Excellent quantitative and analytical skills. Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position. Our Commitment to you - cultivating your way beyond pay: Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff. We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need. Our employee benefits are focused on four main components: Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs. Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That's why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions. Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.) Workforce Well-Being supports a hybrid working model that offers the flexibility to split your time between home and the office-typically 2-3 days remote and the remaining days onsite-promoting both productivity and personal well-being. Our Organization: Rabobank Group is a global financial services leader providing wholesale and retail banking, leasing, and real estate services in more than 37 countries worldwide. Founded over a century ago, Rabobank today is one of the world's largest banks with over $678 billion in assets. In North America, Rabobank is a premier corporate and investment bank to the food, agribusiness, commodities and energy industries in the United States, Mexico, and Canada. Rabo AgriFinance, a subsidiary of Rabobank, is a leading financial services provider for farmers, ranchers and agribusinesses in the United States and Canada. Together, we provide sector expertise, strategic counsel and tailored financial solutions to clients across the entire value chain. Visit ****************** Salary Expectations: Target Hiring Range: $115,000 - $185,000.00 This position is subject to the terms of [RAF/Rabobank/RDS]'s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility. Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above. At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team? This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified. #LI-Hybrid

Salary Range: 155,000.00 - 185,000.00 Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Title: Associate, Structured Credit (CLO) Banking Global Banking and Markets Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world. Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group. Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future! Purpose: Scotia is seeking an Associate CLO banker for its structured credit group. The group will be focusing on both broadly syndicated and middle market CLOs. This banker will help build this business and be responsible for cultivating direct relationships for the bank enabling us to further source and develop opportunities. What You'll Do: Structure and execute new issue CLO transactions with a broad range of issuers and investors across the credit spectrum, including broadly syndicated loan CLOs and middle market / private credit CLOs. Negotiate and structure CLO warehouses and lending facilities, working closely with external counsel, rating agencies as well as internal legal, risk and credit teams. Partner closely with syndicate, sales, trading, and capital markets teams across the organization to help educate, develop, and advise clients on the CLO market. What You'll Bring: Bachelor's degree Minimum 1.5 years to 2+ years of CLO Banking, lending, structuring and/or collateral management experience across broadly syndicated loans and/or direct lending / middle market, private credit assets. Client focused mindset with strong interpersonal skills. Well qualified candidates should have a successful track record of working on CLO transactions. Strong communication and relationship management skills are a must along with effective written communication abilities. Ability to manage priorities and work under pressure to meet deadlines in a well-organized and detail-oriented manner with a pragmatic approach to problem solving through strong quantitative skills. Creative, and strategic thinker with a client-focused mindset who can identify and analyze potential opportunities in an everchanging market environment. Team player with the ability to manage priorities and work under pressure to meet deadlines while collaborating within a team and across organizational boundaries. Adherence to all controls processes and procedures Full working knowledge of: CLO Rating Agency models and methodologies Intex Calc and Intex DealMaker Strong Word, Excel, PowerPoint and Bloomberg skills Series 7, 79 and 63 Interested? At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That's why we work to grow and diversify talent and engage employees in a performance-oriented culture. What's in it for you? Scotiabank wants you to be able to bring your best self to work - and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs. Location(s): United States : New York : New York City Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Salary Range: 145,000.00 - 165.00 Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Associate, CIR (Consumer, Industrial & Retail) Structuring & Execution, U.S. Corporate Banking - New York, NY Global Banking and Markets Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world. Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group. Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future! Overview/Purpose: Contributes to the overall success of the U.S. Corporate Banking Department ensuring specific individual goals, plans, and initiatives are executed/delivered in support of the team's business strategies and objectives. Ensures all activities comply with governing regulations, internal policies and procedures across a wide range of industries. The CIR team is focused on building and maintaining relationships with senior executives at large companies and providing these clients with a full suite of investment banking services, including advising on mergers & acquisitions and equity & debt capital market transactions. Position Highlights: The Associate, at the direction of and in partnership with the Director, is responsible for (i) reviewing and facilitating the structuring of deals within the designated industry portfolios according to internal policies and procedures and external/regulator standards to ensure the quality of the financial and credit analysis meets acceptable standards, and (ii) project work to further the strategic and tactical goals of U.S. Corporate Banking. Given the timeline-drive nature of loan transactions and project work, there may be a significant amount of reporting and project work with tight deadlines. What You'll Do : * Develop strong working relationships with other Corporate and Investment Banking employees, and with operational teams in the U.S. and in Canada to maximize productivity (CAG, WBO, GRM) * Partner with all product groups to successfully execute transactions, annual reviews and QLR's * Facilitate deal discussions as learning opportunities and develop recommendations for the appropriate course of action based on analysis, internal credit policies/procedures, and the Bank's risk appetite * Help to ensure the team and work product is adhering to U.S. Leveraged Lending Policies and Procedures * Responsibility for the preparation of annual reviews (which includes comprehensive financial statement analysis), QLR communications, amendments, refinancing and new client transactions for the CIR industry in line with current Bank credit and documentation policies and procedures * Build financial models based on existing internally developed templates, and review financial models developed internally or externally; * Review loan documentation and update internal systems with pertinent transaction/facility details and conduct regular monitoring of credits/client relationships via annual and quarterly reviews * Manage and monitor the designated account activities including periodic reviews, waivers, amendments and restructuring of credit facilities * Assist with various ad-hoc tasks including conducting industry reviews, validating/providing internal compliance documentation, update internal reports for management * Participate in or lead regulatory and compliance activity and team administration * Champions a high-performance environment, mentors & coaches junior staff, and contributes to an inclusive work environment. * Help to coach and develop more junior bankers on their team through active engagement on developing their skills (technical, coverage and other leadership skills) and providing real-time positive feedback to support development. What You'll Bring: * 3-5 years of credit and/or banking experience. Prior Corporate Banking or credit analysis experience at the Associate level is preferred. * MBA, CFA or CA designation or appropriate financial background/experience * Knowledge of all lending and non-lending products and credit processes to facilitate prompt execution of transactions * Working knowledge of legal documentation requirements * Familiarity with corporate style financing * Strong MS Office computer skills (Excel, Word, PowerPoint) * Excellent written and verbal communication skills. * Analytical Focus * Excellent financial modeling skills and familiarity with complex financial models * Conducts thorough due diligence to facilitate prompt execution of transactions that vary in complexity * Strong understanding of Bank policies and procedures * Ensures credit presentations follow Bank standards, are accurate, succinct, concise and complete * Ensures all Bank guidelines are met as it relates to administration of the portfolio of accounts * Teamwork * Flexible to demands of work and viewed as a valuable team resource * Promotes cooperation, teamwork, and professional internal and external relationships * Demonstrates a strong personal commitment to individual development * Results Focused * Strong time management skills and driven to achieve timelines and goals * Ability to learn new concepts, processes and expand knowledge base * Multi-tasking is essential, specifically the ability to manage multiple deliverables simultaneously with competing deadlines while maintaining a high standard of work * Follows internal compliance practices and acts ethically at all times * Exhibits self-motivation and pushes self to achieve greater results Interested? At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That's why we work to grow and diversify talent and engage employees in a performance-oriented culture. What's in it for you? Scotiabank wants you to be able to bring your best self to work - and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs. Location(s): United States : New York : New York City || United States : California : San Francisco || United States : Florida : Miami || United States : Florida : Tampa || United States : Georgia : Atlanta || United States : Illinois : Chicago || United States : Louisiana : New Orleans || United States : Massachusetts : Boston || United States : Texas : Austin || United States : Texas : Dallas || United States : Texas : Houston Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted. Nearest Major Market: New York City Job Segment: Compliance, Investment Banking, Bank, Banking, M&A, Legal, Finance, Management

Job Description Banking Associate (2-6 years) Salary Range: $225,000 - $420,000 (scale-based, depending on class year) A prestigious international law firm seeks a mid-level Banking Associate to join its New York office. The team represents major financial institutions, private credit funds, alternative lenders, and corporate borrowers on a wide range of sophisticated financing transactions. Responsibilities Advise lenders and borrowers on domestic and cross-border financing transactions Draft and negotiate credit agreements, security documents, and ancillary financing instruments Support asset-based lending, cash-flow lending, and sponsor-backed leveraged finance deals Manage deal workflow and supervise juniors Conduct due diligence and support closings Ideal Background 2-6 years of Big Law banking/finance experience Experience representing agent banks, direct lenders, or sponsors Strong drafting/negotiation skills NY Bar required

Are you customer-focused, enjoy building relationships, and providing financial advice to clients. A role as a Commercial Banker is for you. As a Commercial Banker on the Multinational Corporations team within J.P. Morgan's Middle Market Banking & Specialized Industries group, you will focus on growing and retaining profitable relationships with innovative companies. This customer-focused, relationship-driven role offers the opportunity to deliver the full breadth of J.P. Morgan's capabilities to clients. Job Responsibilities: Champion a culture of innovation and customer centricity Stay current with industry trends to identify opportunities for innovation and strategic partnerships Drive new client acquisition in collaboration with bankers Foster a culture of respect, diversity, and inclusion Required Qualifications, Capabilities, and Skills: 3+ years of direct lending or credit support experience, with a focus on business relationships Understanding of Commercial Banking products and services Ability to mobilize internal networks and resources Proven track record of meeting or exceeding sales goals Strong organizational skills; able to manage, prioritize, and meet tight deadlines under pressure Excellent verbal and written communication skills Strong interpersonal and influencing skills; able to build credibility and partnerships with senior business and control partners Preferred Qualifications, Capabilities, and Skills: Bachelor's degree and formal credit training Sales management and business development skills Proficiency in building and maintaining positive client relationships Creative problem-solving abilities; flexible and able to multitask in changing business environments Excellent business judgment, strategic thinking, self-direction, and proactivity

What We Do WITH Employers We offer Permanent and Executive Search staffing. Serving a broad spectrum of industries and have candidates that are qualified in their fields. We are able to meet the most diverse staffing requirements. All our consultants have been in your "corporate hiring shoes with a mix of agency background". Exceptional recruiters always find the right "fit" regardless of the role they are working on. Our qualified candidates assume positions covering a wide range of employment areas: Office Administration, Accounting, Engineering, Finance, Customer Service, Call Centre, Human Resources, Information Technology, Sales & Marketing, Logistics, Pharmaceutical, Medical, Legal, Bilingual Services, Retail and Management & Executive Search. Job Description The SAP Banking Associate Partner (AP) has direct accountability for the scope, quality and financials of large-scale SAP engagements involving technology, process, & organizational change initiatives. The Banking AP provides hands-on leadership & direction to the team as well as manages client executive relationships. The AP may also responsible for leading business case development & performance measurement. This is a hands-on consulting delivery role in a complex & integrated environment which is multi-functional, multi-national, &/or crosses multiple locations. Experience in large, complexity transformation roles across multiple vendor environment. Although this is not a sales position, the AP is expected to develop/maintain senior client relationships and to participate in business development activities. Position requires candidates to be located in one of the 21 core cities as well as 100% travel. Qualifications Required Bachelor's Degree At least 5 years experience in managing a team of 30+ full-time employees (FTEs) and externally contracted team resources At least 3 years experience in proposal development of at least 3 proposals with one having a TCV over $10m At least 3 years experience in finance and revenue management of project Readiness to travel Up to 5 days a week (home on weekends-based on project requirements) English: Intermediate Preferred Master's Degree CLIENT is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Additional Information ****We Are Looking To HIRE quickly **** No Phone Calls/Emails etc please those chosen for an interview will be contacted We look forward to receiving your application! All your information will be kept confidential according to EEO guidelines.

Practice Area: Leveraged and Secured Finance (Hybrid Work Model) Salary: $260,000 - $365,000 Benefits and Incentives: This position offers an exceptionally competitive compensation package within the AmLaw 50 cohort. Associates benefit from an enhanced lateral integration program focused on seamless professional transition and accelerated career development. The firm proudly offers a robust pro bono program where all hours count toward billable targets, as well as specified opportunities for extended remote work periods throughout the year, complementing the core hybrid schedule. About the Firm: Our client is a globally preeminent law firm, consistently ranked in the top tier of the American Lawyer's "A-List" and recognized as a Financial Times Most Innovative Law Firm. Founded as an ambitious upstart in the mid-20th century, the firm quickly established its reputation by tackling complex, high-stakes matters, eventually pioneering the landscape of global Mergers & Acquisitions. Today, it maintains Tier 1 Chambers rankings across multiple disciplines, including Corporate/M&A, Tax, and Securities Litigation, and holds a Band 3 ranking in Nationwide Banking & Finance. This firm is an acknowledged leader in complex corporate and transactional law, providing an unparalleled platform for legal professionals dedicated to groundbreaking commercial work on a global scale. Job Description: People Placers Staffing is seeking a motivated and highly capable mid-level associate (Classes of 2022-2020) to join the elite Debt Finance practice in New York. This role focuses on sophisticated transactional matters for a diverse clientele, including major financial institutions, leading corporations, and private equity sponsors. The attorney will be tasked with drafting, negotiating, and finalizing complex financing documentation, including commitment letters, syndicated credit agreements, intercreditor arrangements, and security agreements. A core function involves advising clients on regulatory compliance and the intricacies of Article 9 of the Uniform Commercial Code (UCC) within large-scale corporate transactions. The successful candidate will navigate the full spectrum of debt instruments, contributing intellectual rigor to matters that shape the financial markets. Qualifications: Juris Doctor (J.D.) degree from an ABA-accredited law school. Active membership in the New York State Bar or eligibility to waive in. Between 3 to 5 years of post-J.D. experience (Classes of 2022-2020). Demonstrated experience in general corporate finance matters within a highly-regarded law firm setting. Substantial practical experience in drafting and negotiating credit and security documentation. Preferred Skills: A proven track record of superior academic achievement and success in previous law firm roles. Prior experience advising on the structure and execution of leveraged recapitalizations and acquisition financings. Familiarity with cross-border finance and multi-jurisdictional lending frameworks. Advanced proficiencies in core corporate principles complementing the finance focus.

Job Description Top 200 AmLaw firm seeks an associate to join its Banking and Debt Restructuring Practice in their Newark and Philadelphia office. Qualified candidates must have 2-5 years of commercial real estate experience preferred. The candidate is expected to support the Firm's banking and debt restructuring and real estate practices. Workout/creditors' rights experience is a plus. New Jersey and Pennsylvania Bar admissions and strong academic record required.

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. Job Summary: Portfolio management for designated customers. Responsible for the underwriting and portfolio management of Japanese Corporate loan portfolio clients. As focusing on subsidiary lending, designated customers will be complex relationships focusing on non-investment grade clients, customers with a large credit exposure, structured finance transactions, and customers with complex corporate structures. Major Responsibilities: Portfolio Management & Underwriting * Perform due diligence and regularly scheduled credit reviews. * Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management; designated customers will be more complicated ones than those assigned to junior PMs, such as lower graded customers, customers with large credit exposure, customers with structured finance transactions, and customers with complex corporate structure. * Prepare detailed credit analysis and credit applications in accordance with Bank's credit policies and procedures such as Americas Credit Standards, Americas Credit-Related Procedures, Credit and JCB's internal operating manuals, evaluating the borrower's industry, business, legal and financial risks, and recommend extensions of credit. * Manage deadlines and workload in accordance with the schedule. * Function as a subject matter expert with regard to particular industries and industry subsectors. * Fully understand and be able to assess risk of standard bank products including loans, standby letter of credit, trade finance, foreign exchange, derivatives, securitization, and lease. * Interview the borrower's senior management to assess their business/financial risks/challenges. Maintain direct communication with assigned customers, if needed by RM (relationship manager). * Coordinate and communicate critical account information to various related parties throughout the bank. * Oversee covenants compliance, facility due date, condition/instruction/report required, and call memos. * Perform other risk related functions as needed. Deal Support * Work with business lines/product groups to identify prospective transactions. * Lead new deals with moderate complexity for both existing and new customers from the credit underwriting perspective with moderate supervision. Experienced associates can identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures. Manager will periodically check in, however, associates can also make appropriate judgement when to escalate/consult with the manager where necessary. * Advise account officers on credit risk issues, terms and conditions to craft the best possible deal with the goal of improving profit and minimizing credit cost. * While closely consulting with manager, communicate with credit division/administration with regard to rating rationale, facility structuring/exposures and ensure credit division provided with all credit related information and analysis pertinent to making a decision. Policy Compliance * Ensure compliance with external regulatory requirements (JFSA, BOJ, FRB, OCC and FDIC). * Ensure compliance with internal policy and procedures by understanding and adhering to Americas Credit Standards, Americas Credit-Related Procedures, Credit Rules, Procedures for Credit Ratings, JCB Operating Manual, and any other applicable pronouncements. Support Dept. managers in credit risk management process. * Support junior analysts on OJT basis as assigned by the manager (experienced associate). * Study, develop and improve analytical skills through close communication with related divisions, such as Americas Credit Rivew, Credit departments, Credit Policy Office and other Credit Divisions with support from managers. * Assist managers in the training efforts. * Maintain and monitor compliance reporting requirements. Qualifications Requirements include: * Ability to multi-task and work under high stress and time-sensitive work environment * Strong time management skills; attentive to details for accuracy and integrity * Strong organization skills and ability to manage multiple projects * Proficient in MS Office including Outlook, Word, Excel and PowerPoint. Knowledge in banking applications is a plus. * Sound knowledge in finance, accounting, legal, regulations for commercial banking products * Bachelor's degree in a related field such as accounting, finance. * MBA/ CFA, a plus * 3-5 years working experience in large financial institutions, credit and risk related function in equivalent organizations analyzing general corporate customers and making credit recommendations or other financial related roles such as M&A in accounting firms, business analysis in accounting/ consulting firms, analyzing subsidiaries performance in corporate finance function. * Previous experiences including handling a segment of an industry vertical or a primarily investment grade commercial loan portfolio and coordinating with execution team for proper booking of newly assigned accounts, preferred. * Japanese language skills * Demonstrate innovative and strategic thinking The typical base pay range for this role is between $103K - $123K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.

Hours: 40 Line of Business: TD Securities Pay Detail: $150,000 - $175,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. : TD Securities provides a wide range of capital market products and services to corporate, government, and institutional clients through Global Transaction Banking ("GTB"), Corporate and Investment Banking ("CIB"), and Global Markets ("GM"). The firm works with clients around the world, focusing selectively and strategically on key global financial centers: Toronto, Montreal, Calgary, Vancouver, New York, London, Singapore, and Tokyo. ********** GTB is a key growth business within TDS that provides the opportunity to make an impact with top tier organizations. We offer innovative solutions and treasury advisory services on large and complex liquidity, payments, and trade needs. Over the last decade, we have seen unprecedented levels of innovation. The business constantly changes with macroeconomic conditions, interest rate environments, and Foreign Exchange ("FX") movements. Accordingly, GTB continues to invest and innovate to support our clients' evolving needs. GTB is comprised of three business lines: Trade & Working Capital ("TWC"), Corporate Cash Management ("CCM"), and Financial Institutions ("FI"). TWC is made up of Global Core Trade Finance ("GCTF") and Structured Trade & Export Finance ("STEF"), which is comprised of Export & Agency ("EAF") Finance and Working Capital Solutions ("WCS"). Working Capital Solutions: * Helps companies optimize cash flow cycles, reduce funding gaps, and improve financial stability, enabling growth and operational efficiency. * Develops client centric solutions to help them manage short-term liquidity needs via trade payable (Supply Chain Finance, Reverse Factoring / Forfaiting) and trade receivable financing (Factoring / Forfaiting). * Clients principally include Fortune 500 companies with head offices located in North America and Europe. * Works closely with internal TD internal partners to provide "One-TD" solutions to our clients. Job Description: This role is an early-career entry point to a client coverage focused career in an origination unit of Corporate and Investment Banking. We are seeking a candidate with the capability to add value today, and with the potential for a long-term career within our team. The Associate will support WCS Relationship Managers ("RMs") and will provide client management functions. We are looking for a highly motivated individual with a deep intellectual curiosity, a passion for corporate finance and technology, and outstanding interpersonal skills/EQ. The Associate role will require regular interaction with clients and internal partners: however, there is a large body of specific product information that can only be learned on the job. Productive client interactions require a solid understanding of our products and how we can put forth solutions to our clients. It is essential that the successful candidate be capable of finding ways to autonomously drive learning and take a degree of responsibility / ownership for development by proactively seeking out opportunities for learning and improvement. Our clients may have global footprints but are mostly located in the U.S., Europe, and Canada. Progression within the team will gradually require some travel to meet and build relationships with clients and team members. Primary Job Responsibilities: Support Working Capital Solutions Origination * The Associate is an integral member of a client-focused origination team and will support RMs to meet client requirements, identify new business opportunities, and assist in execution of the WCS strategy. * Reporting to the Director - Structured Trade & Export Finance in [Toronto/New York], the Associate will help develop business with a portfolio of corporate clients across multiple sectors, as well as provide direct client management functions. * Proactively identify and originate Working Capital Solutions opportunities including Trade Receivables and Trade Payables Finance along with the senior WCS RMs and the corporate and investment banking RMs. * Contribute to the design, development, implementation and running of working capital analysis models and sectorial research to support commercial efforts. * Run profitability analysis, draft business opportunity memorandums. * Keep an organized tracking of the origination activity with adequate reporting. * Identify opportunities for cross-sell GTB products, and collaborating with GTB colleagues to pursue the opportunity. * Contribute to product development initiatives, identification of incremental sales opportunities. * Review financial statements and leverage credit tools to understand clients' requirements. * Become familiar with TDS clients across industries such as: Automotives; Communications & Media; Consumer & Retail; Diversified Industrials; Energy & Energy Transition; Financial Institutions; Financial Sponsors; Healthcare; Mining & Metals; Real Estate; Technology. * Develop relationships with key internal business partners: CIB, GTB, Debt Capital Markets ("DCM"), Public Finance Bond Desk, Leveraged Finance, Asset Securitization, CIB Credit, Trade Finance / Credit Lending Operations. * Work closely with WCS colleagues in Toronto and New York. Relationship Development * Structure solutions for clients along with WCS RM, negotiate terms with clients. Work with legal counsel on documentation. * Prepare presentations and discussion materials/term sheets. * Arrange / engage in client calls and preparation of call reports. * Collaborate with product partners including Asset Securitization, DCM, Derivatives, FX, Rates, ensuring appropriate presentation contribution. * Support deal communication with CIB relationship managers. Assist in Closing New Business * Coordinate with other teams to ensure a seamless handling of deals, incl. Trade Finance Product, Trade Finance Operations, Risk, Legal etc. * Assist WCS RMs with review and negotiation of facility documentation with clients. Job Requirements * Strong team player attitude is a must * Familiarity with corporate financial statements (understanding of credit analysis is considered an asset) * Strong analytical and quantitative skills * Strong MS suite skills (PowerPoint, Excel, and OneNote), and fluency in Gen AI and LLM technologies and tools * Ability to communicate clearly and effectively both verbally and in writing * High level of self-motivation and initiative * Global financial market and political awareness * Excellent organization, collaboration, and prioritization skills to manage deliverables * Capability to manage continuous reporting and presentation requests * Strong interpersonal skills and ability to adapt presentation style to audience * Ability to travel in North America * Other factors considered valuable: * Familiarity with credit facility documentation * Familiarity with CapIQ, Bloomberg, FactSet * Understanding of corporate lending * Client facing experience Profile: * Previous experience in Working Capital Solutions or equivalent is appreciated * Private Risk Insurance knowledge is a plus * CFA qualification is a plus Depth & Scope: The role will support two or more senior trade finance professionals located in New York to enhance client relationships and corporate origination efforts. Clients have global footprints but are mostly located in the United States and Europe. Primary Job Responsibilities: * Trade Finance Origination * Support senior originators to meet client needs and identify new trade finance opportunities * Understand the overall TDS client origination strategy, particularly that of CIB * Support activity to increase sales revenue by adding new clients and increasing the penetration rate of trade finance products and services * Become familiar with TDS clients across industries such as, but not limited to, Communication, Media, and Telecom; Diversified; Consumer Products; Industrials; and Power * Review credit tools and financials to understand clients' requirements * Develop relationships with key internal business partners: CIB, GTB, Debt Capital Markets ("DCM"), Global Markets Bond Desk * Manage NY deal pipeline via Customer Relationship Management ("CRM") tools - Salesforce and internal tracking * Work closely with GTF teams in Toronto and Vancouver * Conduct regular market reads to gauge risk-based market pricing * Pitch Involvement * Prepare pitch decks & term sheets * Arrange / engage in client calls and preparation of call reports * Assist in term sheet negotiation * Collaborate with product partners - Trade Finance Operations ("TFO"), DCM, Derivatives, FX, Rates, ensuring appropriate presentation contribution * Support deal communication with Investment Banking & Corporate Banking relationship managers * Assist in closing new business * As new business is awarded, facilitate all aspects of facility approval, including Know Your Customer ("KYC"), & instrument issuance * Assist Originator with review & negotiation of facility documentation with clients * Assist in execution of trade finance strategy Education & Experience: * Bachelor's degree * 2+ years of experience * Familiarity with financial statements and understanding of corporate credit analysis * Strong analytical and quantitative skills * Strong presentation creation skills (PowerPoint, Excel) * Ability to communicate clearly and effectively both verbally and in writing * High level of self-motivation and initiative * Thorough understanding of financial markets * Global political and financial awareness * Excellent organization and prioritization skills * Strong interpersonal skills and ability to adapt presentation style to client * Ad-hoc reporting and presentation requests * Other factors considered valuable: * Familiarity with credit facility documentation * Understanding of corporate lending * Client facing experience * Understanding of trade products and governing rules, and/or the willingness to become familiar with rules & norms associated with trade finance Who We Are TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

We are seeking someone to join our U.S Bank Capital Planning team as an Associate in Capital Planning to work across a variety of internal and regulatory i nitiatives. In the Finance division, we act as a partner to business units around the globe by providing management, review, analysis and advisory services of the Firm's financial and capital resources. This is an Associate level position within the Corporate Treasury & Capital Planning Job Family which is responsible for planning, managing, forecasting and optimizing capital, liquidity and funding resources; governance oversight of Treasury and Capital Planning; setting frameworks, policies and guidelines for appropriate management of these resources; managing regulatory deliverables and exams; managing CCAR/Capital Stress Testing process. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. What you'll do in the role: Collaborate with a varied group of colleagues in Finance and across the Firm Responsible for both individual and team deliverables and projects, leveraging knowledge of Finance functional area, tools and/or products Adhere to the Firm's risk and regulatory standards, policies and controls Act as a culture carrier; embody the Firm's values and hold yourself accountable to Firm standards Support internal stress testing preparation and production activities at the Firm's US Banks Perform strategic capital and financial analysis across the Firm's various legal entities Assist with drafting policies and procedures Assist in the production and coordination of presentations for Firm and Bank senior management and steering committees Assist with capital planning and stress testing automation and process enhancements, including internal controls, review and challenge, and governance initiatives What you'll bring: Working knowledge of Finance functional area, industry and competitive environment Ability to communicate clearly and concisely, and adapt to various audiences Willingness to seek guidance and provide feedback to further develop self and peers Well-developed analytical capabilities, including ability to summarize complex business problems and detailed analysis with clarity and brevity Self-motivation and the ability to work well in a team Ability to working in a fast-paced, high-energy level environment Strong sense of ownership and accountability for work, attention to detail and accuracy is essential Proficiency with Microsoft Office products (Excel, Word, PowerPoint) Familiarity with CCAR / stress testing topics, a plus but not required Bachelor's degree and strong academic credentials Professional experience in financial services, accounting or management consulting At least 2 years' relevant experience would generally be expected to find the skills required for this role WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $90,000 and $115,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Join a dynamic team at the forefront of asset-backed securitization, where your expertise will help deliver innovative financing solutions for clients across a range of industries. You will play a key role in executing complex transactions, collaborating with clients and internal teams, and driving successful outcomes in a fast-paced environment. If you thrive on exploring new asset classes and analytical challenges, this is the opportunity for you. Job summary As an Asset-Backed Securitization Associate, you will be responsible for executing complex warehouse lending and term ABS transactions, collaborating with clients and internal teams, and driving successful outcomes. Your work will span a variety of asset classes and require strong analytical and communication skills. This role offers the opportunity to work on innovative financing solutions and develop expertise in a rapidly evolving sector. Job responsibilities Execute warehouse lending and term ABS transactions for asset-backed securitization clients across commercial and nontraditional asset classes, including fleet lease, rental car, datacenter, entertainment assets, fiber, timeshare, insurance premium, and utility ratepayer-backed securitizations. Create client marketing materials and participate in deal pitches and diligence meetings. Conduct in-depth collateral analysis to synthesize information from data tapes, run cash flow models, and optimize capital structures. Prepare presentations and data analysis for rating agencies and coordinate the structured finance rating process for both warehouse lending and capital markets transactions. Create investor presentations and participate in roadshow activities, including investor meetings and calls. Review and comment on legal documentation for warehouse lending and capital markets facilities. Engage in portfolio management duties. Required qualifications, capabilities, and skills Bachelor's degree in Economics, Finance, Business Administration, Mathematics, or related field preferred. Proficiency with Microsoft Excel, PowerPoint, and Word applications. Experience executing warehouse lending, 144a and/or public capital markets securitization transactions across commercial and nontraditional asset classes. Experience creating marketing materials. Strong data analysis skills, including analyzing collateral tapes and running cash flow models. Experience reviewing legal documentation for commercial and nontraditional securitization transactions. Knowledge of transaction structural features of commercial and nontraditional securitizations. Ability to multi-task across competing deadlines and industry groups within the firm. Preferred qualifications, capabilities, and skills Minimum three (3) years of experience in Securitized Products or related occupation. Experience coordinating the structured finance ratings process. Inclusive leadership skills with the ability to train junior team members.

Salary Range: 155,000.00 - 185,000.00 Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Title: Associate, Structured Credit (CLO) Banking Global Banking and Markets Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world. Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group. Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future! Purpose: Scotia is seeking an Associate CLO banker for its structured credit group. The group will be focusing on both broadly syndicated and middle market CLOs. This banker will help build this business and be responsible for cultivating direct relationships for the bank enabling us to further source and develop opportunities. What You'll Do: * Structure and execute new issue CLO transactions with a broad range of issuers and investors across the credit spectrum, including broadly syndicated loan CLOs and middle market / private credit CLOs. * Negotiate and structure CLO warehouses and lending facilities, working closely with external counsel, rating agencies as well as internal legal, risk and credit teams. * Partner closely with syndicate, sales, trading, and capital markets teams across the organization to help educate, develop, and advise clients on the CLO market. What You'll Bring: * Bachelor's degree * Minimum 1.5 years to 2+ years of CLO Banking, lending, structuring and/or collateral management experience across broadly syndicated loans and/or direct lending / middle market, private credit assets. * Client focused mindset with strong interpersonal skills. Well qualified candidates should have a successful track record of working on CLO transactions. * Strong communication and relationship management skills are a must along with effective written communication abilities. * Ability to manage priorities and work under pressure to meet deadlines in a well-organized and detail-oriented manner with a pragmatic approach to problem solving through strong quantitative skills. * Creative, and strategic thinker with a client-focused mindset who can identify and analyze potential opportunities in an everchanging market environment. * Team player with the ability to manage priorities and work under pressure to meet deadlines while collaborating within a team and across organizational boundaries. * Adherence to all controls processes and procedures * Full working knowledge of: * CLO Rating Agency models and methodologies * Intex Calc and Intex DealMaker * Strong Word, Excel, PowerPoint and Bloomberg skills * Series 7, 79 and 63 Interested? At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That's why we work to grow and diversify talent and engage employees in a performance-oriented culture. What's in it for you? Scotiabank wants you to be able to bring your best self to work - and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs. Location(s): United States : New York : New York City Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted. Nearest Major Market: New York City Job Segment: Investment Banking, M&A, Series 7, Banking, Credit, Finance, Management

What We Do WITH Employers We offer Permanent and Executive Search staffing. Serving a broad spectrum of industries and have candidates that are qualified in their fields. We are able to meet the most diverse staffing requirements. All our consultants have been in your "corporate hiring shoes with a mix of agency background". Exceptional recruiters always find the right "fit" regardless of the role they are working on. Our qualified candidates assume positions covering a wide range of employment areas: Office Administration, Accounting, Engineering, Finance, Customer Service, Call Centre, Human Resources, Information Technology, Sales & Marketing, Logistics, Pharmaceutical, Medical, Legal, Bilingual Services, Retail and Management & Executive Search. Job description The SAP Banking Associate Partner (AP) has direct accountability for the scope, quality and financials of large-scale SAP engagements involving technology, process, & organizational change initiatives. The Banking AP provides hands-on leadership & direction to the team as well as manages client executive relationships. The AP may also responsible for leading business case development & performance measurement. This is a hands-on consulting delivery role in a complex & integrated environment which is multi-functional, multi-national, &/or crosses multiple locations. Experience in large, complexity transformation roles across multiple vendor environment. Although this is not a sales position, the AP is expected to develop/maintain senior client relationships and to participate in business development activities. Position requires candidates to be located in one of the 21 core cities as well as 100% travel. Qualifications Required Bachelor's Degree At least 5 years experience in managing a team of 30+ full-time employees (FTEs) and externally contracted team resources At least 3 years experience in proposal development of at least 3 proposals with one having a TCV over $10m At least 3 years experience in finance and revenue management of project Readiness to travel Up to 5 days a week (home on weekends-based on project requirements) English: Intermediate Preferred Master's Degree The CLIENT is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Additional Information ****We Are Looking To HIRE quickly **** No Phone Calls/Emails etc please those chosen for an interview will be contacted We look forward to receiving your application! All your information will be kept confidential according to EEO guidelines.

Join the fast-paced Commercial and Investment Bank (CIB) Treasury Banking, a unit within Commercial and Investment Bank (CIB) Treasury. We are responsible for evaluating all aspects of the banking and custody balance sheet across all legal entities, in order to optimize the Banking businesses strategy. The group partners with Corporate Treasury and Chief Investment Office (CIO) to develop efficient and effective policies and procedures for deployment of the (CIB) balance sheet. The primary responsibility of the team is interest rate risk policy and strategy, liquidity stress testing for the banking boo, effective Funds Transfer Pricing and Liquidity Premium, legal entity Asset Liability Management (ALM), Shareholder Value Analysis, and Balance sheet and Net Interest Income (NII) modeling. As a Stress Testing Associate, you will manage a broad array of initiatives for the (CIB) Treasury Banking Analytics Group. You should be skilled at performing complex and quantitative analyses, pay close attention to detail, take ownership over projects and proactively move them forward, feel comfortable operating in a fast-paced and dynamic environment, be able to work on multiple complex projects simultaneously, and have a keen interest in capital markets and economics. Working knowledge of financial analysis, interest rate risk, liquidity risk, balance sheet analysis, regulatory requirements (US/Basel); and accounting concepts are required. Strong interpersonal, organizational, and communications skills are essential. Job Responsibilities: Produce timely and accurate analysis for Comprehensive Capital Analysis and Review (CCAR), Risk Appetite, Current Expected Credit Loss (CECL) reporting on the banking balance sheet and deposit liquidity positions. Also provide insights and conclusions for senior management based on solid product/market knowledge and expertise. Assist in the production and strategic projects/initiatives relating to deposit Funds Transfer Pricing (FTP) and interest rate risk. Complete ad-hoc projects as needed by senior management or regulatory initiatives relating to Stress Testing. Work independently and collaboratively and establish close partnerships with peers across the greater Commercial and Investment Bank (CIB) organization and Global Treasury. Utilize knowledge of financial products, apply a deep understanding of regulatory guidelines such as Basel III, Dodd Frank Act and other regulatory proposals to determine their potential impact on the line of business. Collaborate on ongoing process improvements, optimization and rationalization efforts related to Balance Sheet and Liquidity. Own routine processes, complete ad-hoc requests, and provide support as needed to senior analytics team members. Required Qualifications, Capabilities, and Skills: Bachelor degree is required. 2+ years of working experience in Finance with emphasis in analytical work. Ability to think critically and grasp new concepts with a desire to learn. Strong analytical, creative thinking and problem solving skills. Comfortable in working with and interpreting large amounts of data. Sound understanding of finance and financial markets. Strong interpersonal and communication (verbal and written) skills. Ability to present information in a clear, concise and effective manner. Ability to work effectively both independently and as part of a team. Organized and able to execute responsibilities with limited supervision and taking ownership of tasks at hand. Solid work ethic, good business sense, and demonstrated initiative. Ability to work under pressure, prioritize multiple tasks and bring them to completion. Strong computer skills, particularly in Excel, PowerPoint, Word, Access. Basic Python programming experience required along with a strong determination to learn. Preferred Qualifications, Capabilities, and Skills: Mathematics, Statistical or Engineering background is a plus.

New York, New York, United States of America **Hours:** 40 **Line of Business:** TD Securities **Pay Detail:** $150,000 - $175,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **:** TD Securities provides a wide range of capital market products and services to corporate, government, and institutional clients through Global Transaction Banking ("GTB"), Corporate and Investment Banking ("CIB"), and Global Markets ("GM"). The firm works with clients around the world, focusing selectively and strategically on key global financial centers: Toronto, Montreal, Calgary, Vancouver, New York, London, Singapore, and Tokyo. ********** GTB is a key growth business within TDS that provides the opportunity to make an impact with top tier organizations. We offer innovative solutions and treasury advisory services on large and complex liquidity, payments, and trade needs. Over the last decade, we have seen unprecedented levels of innovation. The business constantly changes with macroeconomic conditions, interest rate environments, and Foreign Exchange ("FX") movements. Accordingly, GTB continues to invest and innovate to support our clients' evolving needs. GTB is comprised of three business lines: Trade & Working Capital ("TWC"), Corporate Cash Management ("CCM"), and Financial Institutions ("FI"). TWC is made up of Global Core Trade Finance ("GCTF") and Structured Trade & Export Finance ("STEF"), which is comprised of Export & Agency ("EAF") Finance and Working Capital Solutions ("WCS"). **Working Capital Solutions:** + Helps companies optimize cash flow cycles, reduce funding gaps, and improve financial stability, enabling growth and operational efficiency. + Develops client centric solutions to help them manage short-term liquidity needs via trade payable (Supply Chain Finance, Reverse Factoring / Forfaiting) and trade receivable financing (Factoring / Forfaiting). + Clients principally include Fortune 500 companies with head offices located in North America and Europe. + Works closely with internal TD internal partners to provide "One-TD" solutions to our clients. **Job Description:** This role is an early-career entry point to a client coverage focused career in an origination unit of Corporate and Investment Banking. We are seeking a candidate with the capability to add value today, and with the potential for a long-term career within our team. The Associate will support WCS Relationship Managers ("RMs") and will provide client management functions. We are looking for a highly motivated individual with a deep intellectual curiosity, a passion for corporate finance and technology, and outstanding interpersonal skills/EQ. The Associate role will require regular interaction with clients and internal partners: however, there is a large body of specific product information that can only be learned on the job. Productive client interactions require a solid understanding of our products and how we can put forth solutions to our clients. It is essential that the successful candidate be capable of finding ways to autonomously drive learning and take a degree of responsibility / ownership for development by proactively seeking out opportunities for learning and improvement. Our clients may have global footprints but are mostly located in the U.S., Europe, and Canada. Progression within the team will gradually require some travel to meet and build relationships with clients and team members. **Primary Job Responsibilities** : Support Working Capital Solutions Origination + The Associate is an integral member of a client-focused origination team and will support RMs to meet client requirements, identify new business opportunities, and assist in execution of the WCS strategy. + Reporting to the Director - Structured Trade & Export Finance in **[Toronto/New York]** , the Associate will help develop business with a portfolio of corporate clients across multiple sectors, as well as provide direct client management functions. + Proactively identify and originate Working Capital Solutions opportunities including Trade Receivables and Trade Payables Finance along with the senior WCS RMs and the corporate and investment banking RMs. + Contribute to the design, development, implementation and running of working capital analysis models and sectorial research to support commercial efforts. + Run profitability analysis, draft business opportunity memorandums. + Keep an organized tracking of the origination activity with adequate reporting. + Identify opportunities for cross-sell GTB products, and collaborating with GTB colleagues to pursue the opportunity. + Contribute to product development initiatives, identification of incremental sales opportunities. + Review financial statements and leverage credit tools to understand clients' requirements. + Become familiar with TDS clients across industries such as: Automotives; Communications & Media; Consumer & Retail; Diversified Industrials; Energy & Energy Transition; Financial Institutions; Financial Sponsors; Healthcare; Mining & Metals; Real Estate; Technology. + Develop relationships with key internal business partners: CIB, GTB, Debt Capital Markets ("DCM"), Public Finance Bond Desk, Leveraged Finance, Asset Securitization, CIB Credit, Trade Finance / Credit Lending Operations. + Work closely with WCS colleagues in Toronto and New York. Relationship Development + Structure solutions for clients along with WCS RM, negotiate terms with clients. Work with legal counsel on documentation. + Prepare presentations and discussion materials/term sheets. + Arrange / engage in client calls and preparation of call reports. + Collaborate with product partners including Asset Securitization, DCM, Derivatives, FX, Rates, ensuring appropriate presentation contribution. + Support deal communication with CIB relationship managers. Assist in Closing New Business + Coordinate with other teams to ensure a seamless handling of deals, incl. Trade Finance Product, Trade Finance Operations, Risk, Legal etc. + Assist WCS RMs with review and negotiation of facility documentation with clients. **Job Requirements** + Strong team player attitude is a must + Familiarity with corporate financial statements (understanding of credit analysis is considered an asset) + Strong analytical and quantitative skills + Strong MS suite skills (PowerPoint, Excel, and OneNote), and fluency in Gen AI and LLM technologies and tools + Ability to communicate clearly and effectively both verbally and in writing + High level of self-motivation and initiative + Global financial market and political awareness + Excellent organization, collaboration, and prioritization skills to manage deliverables + Capability to manage continuous reporting and presentation requests + Strong interpersonal skills and ability to adapt presentation style to audience + Ability to travel in North America + Other factors considered valuable: + Familiarity with credit facility documentation + Familiarity with CapIQ, Bloomberg, FactSet + Understanding of corporate lending + Client facing experience **Profile:** + Previous experience in Working Capital Solutions or equivalent is appreciated + Private Risk Insurance knowledge is a plus + CFA qualification is a plus **Depth & Scope:** The role will support two or more senior trade finance professionals located in New York to enhance client relationships and corporate origination efforts. Clients have global footprints but are mostly located in the United States and Europe. Primary Job Responsibilities: + Trade Finance Origination + Support senior originators to meet client needs and identify new trade finance opportunities + Understand the overall TDS client origination strategy, particularly that of CIB + Support activity to increase sales revenue by adding new clients and increasing the penetration rate of trade finance products and services + Become familiar with TDS clients across industries such as, but not limited to, Communication, Media, and Telecom; Diversified; Consumer Products; Industrials; and Power + Review credit tools and financials to understand clients' requirements + Develop relationships with key internal business partners: CIB, GTB, Debt Capital Markets ("DCM"), Global Markets Bond Desk + Manage NY deal pipeline via Customer Relationship Management ("CRM") tools - Salesforce and internal tracking + Work closely with GTF teams in Toronto and Vancouver + Conduct regular market reads to gauge risk-based market pricing + Pitch Involvement + Prepare pitch decks & term sheets + Arrange / engage in client calls and preparation of call reports + Assist in term sheet negotiation + Collaborate with product partners - Trade Finance Operations ("TFO"), DCM, Derivatives, FX, Rates, ensuring appropriate presentation contribution + Support deal communication with Investment Banking & Corporate Banking relationship managers + Assist in closing new business + As new business is awarded, facilitate all aspects of facility approval, including Know Your Customer ("KYC"), & instrument issuance + Assist Originator with review & negotiation of facility documentation with clients + Assist in execution of trade finance strategy **Education & Experience:** + Bachelor's degree + 2+ years of experience + Familiarity with financial statements and understanding of corporate credit analysis + Strong analytical and quantitative skills + Strong presentation creation skills (PowerPoint, Excel) + Ability to communicate clearly and effectively both verbally and in writing + High level of self-motivation and initiative + Thorough understanding of financial markets + Global political and financial awareness + Excellent organization and prioritization skills + Strong interpersonal skills and ability to adapt presentation style to client + Ad-hoc reporting and presentation requests + Other factors considered valuable: + Familiarity with credit facility documentation + Understanding of corporate lending + Client facing experience + Understanding of trade products and governing rules, and/or the willingness to become familiar with rules & norms associated with trade finance **Who We Are** TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.