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Banker vs finance & sales representative

The differences between bankers and finance & sales representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a banker and a finance & sales representative. Additionally, a finance & sales representative has an average salary of $86,114, which is higher than the $44,463 average annual salary of a banker.

The top three skills for a banker include taking care, financial services and securities. The most important skills for a finance & sales representative are financial products, work ethic, and customer service.

Banker vs finance & sales representative overview

BankerFinance & Sales Representative
Yearly salary$44,463$86,114
Hourly rate$21.38$41.40
Growth rate10%10%
Number of jobs29,725175,031
Job satisfaction--
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 67%
Average age4343
Years of experience44

What does a banker do?

A banker is primarily responsible for assisting clients with their banking needs, particularly when withdrawing, depositing, and paying. Aside from handling transactions, bankers are also mainly responsible for opening and closing accounts, processing requirements, verifying the validity of documentation, recommending services and other financial options to clients, and resolving inquiries and concerns. A banker may answer calls and correspondence, coordinate with other banking personnel, maintain accurate data, and discuss conditions to clients thoroughly. Furthermore, because a banker mainly works with clients, it is essential to attain customer satisfaction.

What does a finance & sales representative do?

A finance and sales representative is responsible for selling financial services and instruments to clients according to their needs and requirements. Finance and sales representatives identify the clients' long-term financial goals and objectives to provide accurate investment options and plans by considering their risk tolerance and credit performance. They also follow the movement of the stock market and inform the clients of any changes that may affect their portfolio and financial stability. A finance and sales representative must have excellent analytical and communication skills, especially in handling client accounts and developing financial strategies for their best interests.

Banker vs finance & sales representative salary

Bankers and finance & sales representatives have different pay scales, as shown below.

BankerFinance & Sales Representative
Average salary$44,463$86,114
Salary rangeBetween $20,000 And $97,000Between $62,000 And $119,000
Highest paying CityNew York, NY-
Highest paying stateNew York-
Best paying companyCiti-
Best paying industryFinance-

Differences between banker and finance & sales representative education

There are a few differences between a banker and a finance & sales representative in terms of educational background:

BankerFinance & Sales Representative
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Banker vs finance & sales representative demographics

Here are the differences between bankers' and finance & sales representatives' demographics:

BankerFinance & Sales Representative
Average age4343
Gender ratioMale, 46.3% Female, 53.7%Male, 57.3% Female, 42.7%
Race ratioBlack or African American, 5.5% Unknown, 4.1% Hispanic or Latino, 11.4% Asian, 12.3% White, 66.5% American Indian and Alaska Native, 0.2%Black or African American, 5.7% Unknown, 4.1% Hispanic or Latino, 11.9% Asian, 9.9% White, 68.1% American Indian and Alaska Native, 0.2%
LGBT Percentage6%6%

Differences between banker and finance & sales representative duties and responsibilities

Banker example responsibilities.

  • Manage a mortgage, banking and securities base lending pipeline for one of the top lending branches in the firm.
  • Manage a variety of internal initiatives including merchandising, cross-selling, customer retention programs and promotional campaigns.
  • Earn numerous reward certificates for level of sales and customer service through QA.
  • Qualify potential members for membership by opening checking accounts, savings accounts, IRAs, CDs, and processing loan applications.
  • Follow appropriate VL guidelines to ensure compliance with QA and banking regulations.
  • Pass series 6 , 63 and insurance exams as registered member of FINRA.
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Finance & sales representative example responsibilities.

  • Manage customer portfolios, service relationships, and used profiling analysis tools to identify cross-selling opportunities.
  • Perform advance math functions with capability to analyze credit and financial information.
  • Used profiling analysis tools to identify cross-sell opportunities and ultimately increase the product-per-customer ratio.
  • Perform monthly client-profitability analysis using branch profit and loss metrics in order to maximize current client profitability and cross-sell opportunities.
  • Provide notary services of documents for customers and partners.
  • Take lending applications, open new accounts, notary services.
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Banker vs finance & sales representative skills

Common banker skills
  • Taking Care, 15%
  • Financial Services, 10%
  • Securities, 6%
  • Bank Products, 5%
  • NMLS, 5%
  • Upselling, 4%
Common finance & sales representative skills
  • Financial Products, 11%
  • Work Ethic, 8%
  • Customer Service, 8%
  • Loan Applications, 7%
  • Product Knowledge, 6%
  • FSR, 6%