Credit Analyst jobs at Bankers Trust Company - 85 jobs

We are seeking a Financial Officer - Market for a sales focused role responsible for marketing and promoting all the organization's core products, focused on deepening wallet share and cross-sell opportunities and responsible for retention. The assigned portfolio will consist of mid-to-large sized operations that currently have a stable relationship with FCSAmerica. Experienced officers, often with a breadth of first-hand credit experience and an expert in the industry, are skilled at taking care of customer relationships. This role has a deep product & credit depth, indexes high on communication and acts as a trusted advisor as well as building holistic relationships with customers and prospects.

Job Title: Credit Analyst What you'll do: As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports. Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries. Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research. Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans. Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations. What you'll need: Completion of an Accounting course. Bachelor's degree or equivalent experience required. GPA of 3.0 or higher is required. Strong analytical, conceptual, communication, leadership, and organizational skills. An interest in working in Commercial Banking. Ability to self-motivate and work productively without supervision. Entry level speaking and writing communications skills. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation

Description: Raccoon Valley Bank is seeking a full-time Credit Analyst for its Grimes, Iowa location. The Credit Analyst assists the Commercial and Agricultural Lenders in the administration of their portfolios by completing financial statement spreading, analysis, and preparing loan presentations for submission for approval. The Credit Analyst understands the Bank's Loan Policy and risk rating systems in order to assist Lenders with policy exception identification and accuracy of relationship risk rating. ESSENTIAL DUTIES, RESPONSIBILITIES AND KEY ACCOUNTABILITIES 1) Excellent internal and external customer service and communication skills required (both written and oral); ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and governmental regulations. 2) Ability to collect data and calculate and interpret mathematical functions necessary for the responsibilities of this position and draw valid conclusions. 3) Assess the creditworthiness of loan applicants, judging their suitability as borrowers as well as the precise terms (interest rate, repayment schedule, etc.) on which credit may be granted to them. 4) Ability to write reports, business correspondence, and procedure manuals; ability to effectively present information and respond to questions from managers, clients, customers, and the public. 5) Excellent organizational skills, attention to detail, proficient computer skills. General knowledge of Excel, Word and Web Equity/Lending Cloud experience preferred but not required. 6) Comply with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability. Topics include but are not limited to Bank Secrecy Act, Anti-Money Laundering, Ethics, Office of Foreign Asset Control (OFAC), etc. 7) Always reflect a positive image for the Bank by exuding professional demeanor and contributing to community involvement. 8) Keep abreast of current industry trends, regulatory issues, and overall economic environment. Cross-markets bank's products and services as appropriate. 9) Review and prepare written analysis, spreadsheets, reports, summaries, and opinions. Prepare or assist in the preparation of loan memos for the appropriate approval level. 10) Obtain loan request information from commercial lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan. 11) Order residential and commercial appraisals and conduct an appraisal review once the appraisal is received back from the Appraiser. 12) Assist with other credit activities including, but not limited to, property inspections, construction advances, tickler items and exam preparation. 13) Perform other duties as assigned by management based on abilities and performance. Requirements: QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE Bachelor's degree (B.A. or B.S.) in finance, accounting, or business-related field required. Two to three years' experience of banking experience or related experience and/or training preferred. Computer and data processing literacy required, including adept experience with Microsoft Office programs and Fiserv software. Experience with Moody's Analytics Lending Cloud is helpful, but not required. Bank regulation and compliance is required. Mathematical, organizational, and verbal and written communication skills required. Must be highly motivated with good communication skills, able to work independently, and capable of executing tactical plans in line with strategic objectives. LANGUAGE SKILLS Ability to read, analyze, interpret, and implement regulations and laws, general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, policy, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public. MATHEMATICAL SKILLS Ability to apply mathematical operations including but not limited to variance analysis, factor analysis, correlation techniques, sampling theory and sensitivity analysis. REASONING ABILITY Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions and/or problems and deal with several abstract and concrete variables. CERTIFICATES, LICENSES, REGISTRATIONS Valid driver's license required for travel to Bank offices, training sessions, customer meetings, Bank meetings, and community meetings, etc. Ability to speak a foreign language helpful but not required. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle, or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, or crouch. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and depth perception. Must be willing to office out of the Grimes, IA Branch Office location and travel as necessary. Must be willing to work more than 40 hours per week and on some weekends as required. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally exposed to moving mechanical parts and outside weather conditions. The noise level in the work environment is usually moderate. _____________________________________ The above statements are intended to describe the general nature and level of work being performed by the person assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Further, this job description is not intended to limit or in any way modify the right of any supervisor to assign, direct and control the work of any employee under his/her supervision. I further understand that employment is at the will of the employer and either the employer or the employee may at any time terminate the employment with or without cause. I further understand that no representations, promises, or commitments made by supervisors or other company representatives relating to this position or duration of employment are binding on the company. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

Description: A Credit Analyst 2 assists the Commercial and Agricultural Lenders in the administration of their portfolios by spreading business and personal financial statements, analyzing these financial statements, and preparing Loan Request Presentations for approval. This position will provide expertise in all loan products and services which requires attending internal and external training sessions as assigned by supervisor. This position requires a basic understanding of loan input, extensions, payments/advances, and general ledger entry and balancing. Supports all lending officers with loan input and monitoring expertise and possesses excellent customer service skills. Maintains a working knowledge of the Bank's loan analysis software with knowledge of Moody's Lending Cloud software preferred. Serves as an Administrator of Lending Cloud lending software, insuring consistent, and efficient use by all lending personnel. Underwrites new and existing loan Participations purchased and completes Annual Reviews. Facilitates compliant Appraisal engagement and reviews for all lending personnel of the Bank. Assists with the production of monthly and quarterly Board Reports and other Loan Reports. ACCOUNTABILITIES: Credit Analysis: 80% Researches background documentation and reviews personal and business financial statements and tax returns. Analyzes financial information and prepares the preliminary analysis for the lender. Assesses the creditworthiness of loan applicants, judging their suitability as borrowers as well as the precise terms (interest rate, repayment schedule, etc.) on which credit may be granted. Prepares spreadsheets, reports, summaries, and opinions for financial institution officers on the largest and most complicated new, renewal, existing loans, and credit requests. Establishes, reviews, and updates new and existing loan files for the Bank on a regular basis. Ensures that proper Risk Ratings are in place for all loans. Maintains control of the request, submission, and receipt of financial statements from borrowers and prepares necessary analysis documentation. Maintains a good working knowledge of the Bank's lending policies and procedures and identifies deviations from any policies and/or procedures. Assists in writing loan policies and procedures, along with implementing and recommending changes. Provides technical advice or assistance to loan officers as needed. Assists with other credit activities including, but not limited to, construction advances, collections, tickler items, and exam preparation. Loan Review: 10% Attends the Loan Committee meetings and reports any findings that may have an adverse affect on loan collateral or a borrower's ability to repay the loan. Responsible for updating and submitting required reports, as necessary. As necessary helps prepare the Analysis of the Adequacy for the Current Expected Credit Losses (CECL) on a quarterly basis, including identifying potential classified loans. Assists preparing all Assigned Loan Committee and Board Reports monthly. Appraisal Ordering: 5% Engages and award Appraisal orders for Lending Staff per the Bank's loan policies. Reviews appraisals upon receipt to ensure compliance with Interagency Guidance on Appraisals. Orders and reviews AVM per loan policy. Prepares and/or reviews internal evaluations on Ag Land or Commercial Real Estate per loan policy. O ther: 5% Assist with cross selling and referrals to other departments of the bank. As part of the overall team of bank employees, this position may be requested to assist in the support of other bank activities. Requirements: COMPETENCIES: Adaptability: Able to adjust quickly to different work situations; remain composed under pressure and stressful situations. Able to apply critical thinking and emotional intelligence skills in a wide variety of situations. Analysis: Must be able to analyze numbers and use those skills as they pertain to the loan underwriting process. Must be organized, efficient, and able to work independently and be detail oriented to generate accurate reports. Able to work with and interpret multiple sources of data to provide senior management with accurate information. Attention to Detail: Regard for all key details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details. Oral/Written Communication: Must be able to communicate thoughts professionally and effectively, both orally and written. Must be able to communicate throughout the organization and to all levels of staff as well as external contacts. Time Management: Ability to effectively manage one's time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks. EDUCATION AND EXPERIENCE Bachelor's degree (B. A. or B.S.) in finance, accounting, or business-related field required and three to five years' of credit analysis experience. Computer and data processing literacy required, including adept experience with Microsoft Office programs and Fiserv software. Experience with Lending Cloud is helpful but not required. Bank regulation and compliance is required. Mathematical, organizational, and verbal and written communication skills required. Must be highly motivated with good communication skills, able to work independently, and capable of executing tactical plans in line with strategic objectives. LANGUAGE SKILLS Ability to read, analyze, interpret, and implement regulations and laws, general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, policy, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public. MATHEMATICAL SKILLS Ability to apply mathematical operations including but not limited to variance analysis, factor analysis, correlation techniques, sampling theory and sensitivity analysis. REASONING ABILITY Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions and/or problems and deal with several abstract and concrete variables. CERTIFICATES, LICENSES, REGISTRATIONS Valid driver's license required for travel to Bank offices, training sessions, customer meetings, Bank, and community meetings, etc. Ability to speak a foreign language is helpful but not required. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle, or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, or crouch. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and depth perception. Must be willing to work more than 40 hours per week and on some weekends as required. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally exposed to moving mechanical parts and outside weather conditions. The noise level in the work environment is usually moderate. _____________________________________ The above statements are intended to describe the general nature and level of work being performed by the person assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Further, this job description is not intended to limit or in any way modify the right of any supervisor to assign, direct and control the work of any employee under his/her supervision. I further understand that employment is at the will of the employer and either the employer or the employee may at any time terminate the employment with or without cause. I further understand that no representations, promises, or commitments made by supervisors or other company representatives relating to this position or duration of employment are binding on the company. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

Join our team! We are a growing community bank in southeast Nebraska. We are looking for a Credit Analyst in our York market. This person will use sound business and banking practices to perform credit analysis for ag & commercial business clients, assisting lenders in the underwriting process. While servicing all loans, they will also assist the manager in loan production as needed. Key accountabilities for this role: Analyze & prepare loan applications for loan committee. Develop and maintain relationships. Provide services, analysis, and consultation on an ongoing basis. Assist in insuring a high level of credit quality. Assist in insuring that the loan portfolio is in compliance with all bank and regulatory policies and regulations. Prepare loan files and assist in insuring that all loan documents are properly prepared, loan files are kept current and relative, and appropriate information is forwarded to the holding company. Maintain or create specialized reports as necessary. Assist in developing strategies that maximize growth, earnings, and efficiencies on a short (1 year) and long term (3-5 years) basis. Perform customer visits, appraisals, inspections for customers as needed. Learn how the rest of the bank works as time permits. Exhibit professional behavior and promote positive working relationships. Required to adhere to all compliance policies and procedures. Requirements Required: Bachelor's Degree in Business or related field; Ability to read, interpret, and understand financial information; Strong credit skills; Understanding of applicable laws/regulations/compliance; Knowledge of computer software, including Microsoft Office Suite and Lending Cloud; Attention to Detail; Ability to give support to multiple people; Ability to relate to customers in a courteous and professional manner; Professional image; Ability to make sound, logical decisions and to organize, prioritize, and manage multiple projects; Ability to produce accurate results, to work independently and be a self-starter. Desirable: Growth oriented. Understanding of applicable software. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status. EEO Member FDIC

JobID: 210682809 JobSchedule: Full time JobShift: Day : Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Special Credits Specialist you will get to support Credits Officers with administration of problem credit loans, along with preparing management reports and administration of reporting. You're a team player and you get to participate in the ownership of Chase's internal customer satisfaction through timely follow-up and resolution of issues. If you are someone who enjoys a collaborative environment this could be your next role. We work closely together as a unit and are opening our doors to new members that have a team-player mindset. No day is the same here, and you'll be able to get creative when it comes to problem solving. Job Responsibilities * Manage all aspects of the loan process and follow up on vendor work to ensure completion. * Coordinate loan documentation and facilitate successful loan closings. * Generate and work reports to support the workout process, including maturity, delinquency, and exceptions. * Contact customers via email or letter to request required financial information. * Process advances, payments, overdrafts, invoices, check requests, booking packages, maintenance requests, and research requests. * Handle mail processing, including sending legal packages and loan documentation to outside counsel. * Adhere to regulatory requirements and compliance standards in all activities. * Multi-task efficiently and maintain a strong sense of urgency in daily operations. * Pass quality control and quality assurance tests on all tasks performed. Required Qualifications, Capabilities, and Skills * Requires 2+ years of total related experience in the financial industry or similar position in business loan processing, commercial lending support environment and/or loan operations. Along with having the ability to review and understand complex loan structures and business loan documentation. * Ability to establish credibility and rapport, be friendly and personable and look for ways to benefit the customer. * Proficient in Microsoft applications: Excel, Word, PowerPoint, SharePoint, and Outlook. * Demonstrated analytical/problem solving & follow-up skills. * General administrative skills: filing, typing, and organizing information. * Excellent oral and written communication skills, and ability to focus on accuracy with attention to detail. * Work effectively in a team environment, while assuming individual responsibility. A self-starter, and an independent thinker. Preferred Qualifications, Capabilities, and Skills * College degree preferred or High school degree/GED or foreign equivalent * Working knowledge of the Bank's products, services, policies/procedures and ability to follow policies/procedures. * Creative/Innovative process improvement skills

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Special Credits Specialist you will get to support Credits Officers with administration of problem credit loans, along with preparing management reports and administration of reporting. You're a team player and you get to participate in the ownership of Chase's internal customer satisfaction through timely follow-up and resolution of issues. If you are someone who enjoys a collaborative environment this could be your next role. We work closely together as a unit and are opening our doors to new members that have a team-player mindset. No day is the same here, and you'll be able to get creative when it comes to problem solving. Job Responsibilities + Manage all aspects of the loan process and follow up on vendor work to ensure completion. + Coordinate loan documentation and facilitate successful loan closings. + Generate and work reports to support the workout process, including maturity, delinquency, and exceptions. + Contact customers via email or letter to request required financial information. + Process advances, payments, overdrafts, invoices, check requests, booking packages, maintenance requests, and research requests. + Handle mail processing, including sending legal packages and loan documentation to outside counsel. + Adhere to regulatory requirements and compliance standards in all activities. + Multi-task efficiently and maintain a strong sense of urgency in daily operations. + Pass quality control and quality assurance tests on all tasks performed. Required Qualifications, Capabilities, and Skills + Requires 2+ years of total related experience in the financial industry or similar position in business loan processing, commercial lending support environment and/or loan operations. Along with having the ability to review and understand complex loan structures and business loan documentation. + Ability to establish credibility and rapport, be friendly and personable and look for ways to benefit the customer. + Proficient in Microsoft applications: Excel, Word, PowerPoint, SharePoint, and Outlook. + Demonstrated analytical/problem solving & follow-up skills. + General administrative skills: filing, typing, and organizing information. + Excellent oral and written communication skills, and ability to focus on accuracy with attention to detail. + Work effectively in a team environment, while assuming individual responsibility. A self-starter, and an independent thinker. Preferred Qualifications, Capabilities, and Skills + College degree preferred or High school degree/GED or foreign equivalent + Working knowledge of the Bank's products, services, policies/procedures and ability to follow policies/procedures. + Creative/Innovative process improvement skills Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Special Credits Specialist you will get to support Credits Officers with administration of problem credit loans, along with preparing management reports and administration of reporting. You're a team player and you get to participate in the ownership of Chase's internal customer satisfaction through timely follow-up and resolution of issues. If you are someone who enjoys a collaborative environment this could be your next role. We work closely together as a unit and are opening our doors to new members that have a team-player mindset. No day is the same here, and you'll be able to get creative when it comes to problem solving. Job Responsibilities Manage all aspects of the loan process and follow up on vendor work to ensure completion. Coordinate loan documentation and facilitate successful loan closings. Generate and work reports to support the workout process, including maturity, delinquency, and exceptions. Contact customers via email or letter to request required financial information. Process advances, payments, overdrafts, invoices, check requests, booking packages, maintenance requests, and research requests. Handle mail processing, including sending legal packages and loan documentation to outside counsel. Adhere to regulatory requirements and compliance standards in all activities. Multi-task efficiently and maintain a strong sense of urgency in daily operations. Pass quality control and quality assurance tests on all tasks performed. Required Qualifications, Capabilities, and Skills Requires 2+ years of total related experience in the financial industry or similar position in business loan processing, commercial lending support environment and/or loan operations. Along with having the ability to review and understand complex loan structures and business loan documentation. Ability to establish credibility and rapport, be friendly and personable and look for ways to benefit the customer. Proficient in Microsoft applications: Excel, Word, PowerPoint, SharePoint, and Outlook. Demonstrated analytical/problem solving & follow-up skills. General administrative skills: filing, typing, and organizing information. Excellent oral and written communication skills, and ability to focus on accuracy with attention to detail. Work effectively in a team environment, while assuming individual responsibility. A self-starter, and an independent thinker. Preferred Qualifications, Capabilities, and Skills College degree preferred or High school degree/GED or foreign equivalent Working knowledge of the Bank's products, services, policies/procedures and ability to follow policies/procedures. Creative/Innovative process improvement skills

GreatAmerica Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, our principle-centered business philosophy and our team-based operating approach are key to our success and growth. Do you want to be challenged every day? Do you want a career that allows you to develop professionally? Do you want to be part of a team and a growing and dynamic company? We Are Looking to Add a Key Member to our Team as a Credit Analyst! Credit underwriting is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries. Being a credit analyst provides continuous learning that equips team members with the skills and knowledge to grow, both individually and as part of a team, and support career advancement. About this position: We are looking to add an early talent or experienced Credit Analyst to our team. The Credit Analyst role is responsible for underwriting commercial credit applications supporting our vendor partners selling equipment and other solutions into numerous markets across the United States. The individual in this role will assess creditworthiness through research utilizing sources of business and personal credit, publicly available information, general industry analysis and financial statements as applicable to make independent decisions to extend credit based upon their evaluation. Our typical credit analyst will process multiple credit applications each day. The role provides a broad foundation for risk management within GreatAmerica, supporting career advancement. Our best credit analysts are eager to learn, self-starters and excel at thinking on their feet while making prudent decisions. Essential Responsibilities Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions, providing written analysis and justification for the decision Review and analyze financial statements as applicable Monitor changing economic and/or industry conditions and adjust underwriting appropriately Communicate decisions or requests for additional information directly to vendor or applicant Evaluate and approve new vendor and manufacturer partners and programs, monitor ongoing performance, and interface with sales regarding operational statistics To be successful in the Credit Analyst role, you'll need A Bachelor's degree with a major or minor in Finance, Accounting, Economics, or related field Demonstrated interpersonal skills are a must as GreatAmerica takes pride in providing an excellent customer experience during every interaction. Excellent analytical ability, enjoy making independent decisions, and the ability to process information quickly Understanding of financial statements is a plus 2-5 years of experience in commercial lending preferred for the Credit Analyst (Experienced Professional) Sharing rewards is an integral part of our culture. We believe in the value of hard work and reward our employees beyond the paycheck. Our total rewards package is based on eligibility and includes: Financial Benefits Competitive Compensation Monthly Bonuses for Eligible Employees 401(k) and Company Match Annual Profit Sharing Paid Time Off Health, Wellbeing, and Family Planning Benefits Paid Vacation - starting at 80 hours annually for employees in their first year of service. Paid Sick Days - Ten (10) per year with a conversion option for unused time. Ten (10) Paid Holidays per year Gym Reimbursement Health Insurance Dental Insurance Vision Insurance Short-Term and Long Term Disability Company Paid Life Insurance Flexible Spending Accounts (FSA) Health Savings Accounts (HSA) Employee Assistance Program Parental Leave Education and Career Planning Benefits Tuition Assistance Networking Opportunities Leadership Development Opportunities Perks Paid Parking Service Awards Hybrid work arrangements Business casual environment A strong organizational culture focused on our greatest asset: you! If your experience aligns closely, please apply. We value diverse backgrounds and adding new perspectives. We encourage you to apply if you can make a strong impact in this role at ***************************** Please note, applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.

GreatAmerica Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, our principle-centered business philosophy and our team-based operating approach are key to our success and growth. We Are Looking to Add a Key Member to our Team as a Large Transaction Credit Analyst! Credit underwriting at GreatAmerica is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries. About this position: We are looking to add an experienced Credit Analyst to our team. The Large Transaction Credit Analyst role is responsible for underwriting moderately complex six-figure and above commercial credit applications supporting our vendor partners selling equipment and other solutions into numerous markets across the United States The individual in this role will assess creditworthiness through in-depth industry and financial analysis, established through research utilizing sources of business credit, management profiles, general industry analysis, cash flow ability, collateral, and financial statements or tax returns as applicable, to make independent decisions or recommendations to extend credit based upon their evaluation. Our typical Large Transaction Credit Analyst credit analyst could work on multiple credit applications each day, dependent on complexity. The role provides a broad foundation for risk management within GreatAmerica, supporting career advancement as desired. Our best credit analysts are eager to influence their own development, maintain a “can do” attitude, responds well to challenges, and excel at thinking on their feet while making prudent decisions. Primary Responsibilities Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions within established risk tolerances and prescribed time frames, providing written analysis and justification for the decision. Review and analyze financial statements or tax returns as applicable. Monitor changing economic and/or industry conditions and adjust underwriting appropriately. To be successful in the Credit Analyst role, you'll need: A bachelor's degree with a major or minor in Finance, Accounting, Economics, or related field. Demonstrated interpersonal skills are a must as GreatAmerica takes pride in providing an excellent customer experience during every interaction. Excellent analytical ability, enjoy making independent decisions, and the ability to process information quickly. Understanding of financial statements is a plus. Experience in commercial lending required. Sharing rewards is an integral part of our culture. We believe in the value of hard work and reward our employees beyond the paycheck. Our total rewards package is based on eligibility and includes: Financial Benefits Competitive Compensation Monthly Bonuses for Eligible Employees 401(k) and Company Match Annual Profit Sharing Paid Time Off Health, Wellbeing, and Family Planning Benefits Paid Vacation - starting at 80 hours annually for employees in their first year of service. Paid Sick Days - Ten (10) per year with a conversion option for unused time. Ten (10) Paid Holidays per year Gym Reimbursement Health Insurance Dental Insurance Vision Insurance Short-Term and Long Term Disability Company Paid Life Insurance Flexible Spending Accounts (FSA) Health Savings Accounts (HSA) Employee Assistance Program Parental Leave Education and Career Planning Benefits Tuition Assistance Networking Opportunities Leadership Development Opportunities Perks Paid Parking Service Awards Hybrid work arrangements Business casual environment A strong organizational culture focused on our greatest asset: you! If your experience aligns closely, please apply. We value diverse backgrounds and adding new perspectives. We encourage you to apply if you can make a strong impact in this role at ***************************** Please note, applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.

Stellantis Financial Services SFS is the new captive finance company for one of the worlds leading automakers and a mobility provider with iconic brands including Abarth Alfa Romeo Chrysler Citron Dodge DS Automobiles Fiat Jeep Lancia Maserati Opel Peugeot Ram Vauxhall Free2move and Leasys Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years Join our world class team and culture and contribute to our core mission which is enhancing our customers experience Position Summary The Lease Credit Analyst II is responsible for reviewing and analyzing consumer credit applications assessing credit history and risk and providing decision outcomes within Stellantis Financial Services credit risk policies compliance guidelines and profitability models Essential Duties and Responsibilities Review and evaluate credit reports and credit data to determine the degree of risk involved in extending credit in accordance with company policy credit authority risk appetite and governing regulations eg FCRA ECOA Reg MDevelop and maintain strong dealer relationships while ensuring volume quality control and credit quality objectives are met Manage exceptions to published credit authority using judgment and experience to produce risk outcomes within company expectations Complete final disposition on credit applications utilizing authorized resources to complete verifications and due diligence when required forwarding to appropriate level of authority if needed Interact and communicate through various channels including inbound and outbound phone calls with our dealer partners internal stakeholders and consumers negotiate and provide credit review outcomes respond to inquiries or support strategic efforts and initiatives Maintain confidentiality due to regular access to specified personal information of consumers including but not limited to Social Security numbers and dates of birth Perform other ad hoc duties as assigned Qualifications and Competencies Required To perform this job successfully an individual must be able to perform each essential duty satisfactorily The requirements listed below are representative of the knowledge skill andor ability required Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions Required Experience Minimum 2 years auto finance or similar experience Minimum 1 year of auto underwriting experience Education High school diploma andor GEDSkills Required Strong analytical and organizational skills with close attention to detail Basic windows computer skills Mathematics percentages reasoning ability judgement and customer facing skills Intermediate MS Office skill in Excel Access Word and PowerPointExcellent oral and written communication skills Ability to interface work autonomously and handle multiple projects simultaneously Qualifications Preferred Experience Captive retail automotive franchise dealership andor lease auto underwriting experience Overtime required required on an as needed basis Travel 0 10 as required on an as needed basis Must have reliable transportation and live within a commutable distance to one of the following cities Dallas TX; Detroit MI; Phoenix AZ Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions While performing the duties of this Job the employee is regularly required to sit; use hands to finger handle or feel; reach with hands and arms and talk or hear Required to use a headset and or telephone for calls The employee is occasionally required to stand; walk and stoop kneel crouch or crawl The employee must occasionally lift andor move up to 10 pounds Specific vision abilities required by this job include close vision Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions The noise level in the work environment is usually moderate Work Schedule This position requires the ability to work various shifts to accommodate business needs which may include evening hours holidays and weekends Travel is required 10 of the time An applicant must be authorized to work in the United States to be eligible for this position Stellantis Financial Services Inc will not sponsor applicants for work visas of any type for this position Stellantis Financial Services Inc SFS is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment discrimination and intimidation It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race color religion sex age national origin disability pregnancy sexual orientation veteran status gender identity or expression change of sex andor transgender status or any protected status Candidates must possess authorization to work in the United States This policy applies to recruitment and placement promotion training transfer retention rate of pay and all other terms and conditions of employment Employment and promotion decisions will be based solely on merit ability achievement experience conduct and other legitimate business reasons

Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit ***************** At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to Be kind and treat all people - teammates, customers, and vendors - with respect and consideration Be adaptable and embrace change Be accountable and take responsibility and deliver the effort to fully complete the task Be better and strive for continuous improvement in ourselves, our team, and the company for our customers Be part of the solution and solve problems, find the answers, and collaborate Work hard, have fun, and get things done We are seeking a Credit Policy Specialist responsible for developing, writing, and publishing credit guidelines for Spring EQ, with a strong emphasis on Non-QM and alternative lending products. Responsibilities The Credit Policy Specialist is responsible for developing, writing, and publishing credit guidelines for Spring EQ, with a strong emphasis on Non-QM and alternative lending products. This role supports the organization by researching and analyzing agency, investor, and proprietary Non-QM requirements, maintaining policy alignment with industry updates, and assisting internal teams-including sales management, processing, underwriting, and closing-with policy interpretation. The specialist ensures that underwriting guidelines and credit policies are clearly understood and consistently implemented across all departments, particularly for complex Non-QM scenarios. Key Responsibilities include; Maintain a robust governance framework to ensure product changes-especially Non-QM and Jumbo-are assessed for credit and operational risk, with decisions thoroughly documented Develop, write, and revise lending technical documentation, including policies, procedures, forms, and quick-reference guides for Non-QM products Conduct in-depth analysis of Non-QM credit policies and make informed recommendations regarding underwriting strategies and product alignment Review and update product matrices regularly, ensuring accuracy for Non-QM and alternative lending programs Serve as a subject matter expert (SME) on Non-QM credit policy topics to promote consistency across underwriting and sales teams Act as the primary point of contact for internal inquiries related to Non-QM credit exceptions, investor overlays, and regulatory guidelines Research industry trends and emerging risks in the Non-QM space, evaluating best practices in credit risk management Collaborate with Product, Underwriting, and Compliance teams to align new or revised Non-QM products with credit policies and risk tolerance Communicate credit policy updates professionally and clearly to support organizational transparency and enhance brand credibility Complete special assignments as directed by management Qualifications Education: Bachelor degree Work history: 7-10 years of mortgage underwriting experience, with at least 5 years in Non-QM and Jumbo products Deep knowledge of Non-QM guidelines, investor overlays, and alternative documentation programs (bank statements, DSCR, asset depletion, etc.) Strong understanding of credit risk assessment for complex borrower profiles Excellent communication and interpersonal skills to support cross-functional collaboration Exceptional organizational abilities with attention to detail Proficient in Microsoft Word, Excel, Outlook, and Teams for documentation, data management, communication, and collaboration Comfortable working in a fast-paced, flexible, and production-oriented environment\ Benefits 401k Plan offered through Fidelity Investments with company match Annual Charitable Matching Gift Program Commuter Benefits Company Holidays Credit Union Membership Dental Insurance Dependent Care Plan Disability Insurance Employee Assistance Program Life Insurance Medical Insurance Paid Time Off Plan Vision Insurance Weekly Non-Management Dinner Benefit Applicants must be authorized to work for ANY employer in the U.S. and will not require sponsorship now or in the future. Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact ***********************

Stellantis Financial Services SFS is the new captive finance company for one of the worlds leading automakers and a mobility provider with iconic brands including Abarth Alfa Romeo Chrysler Citron Dodge DS Automobiles Fiat Jeep Lancia Maserati Opel Peugeot Ram Vauxhall Free2move and Leasys Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years Join our world class team and culture and contribute to our core mission which is enhancing our customers experience Position Summary The Sr Credit Analyst will be responsible for evaluating credit and other relevant data to determine the credit risk of potential customers Make recommendations issue approvals and decline credit requests in accordance with Stellantis Financial Services credit risk policies compliance guidelines and profitability models Essential Duties and Responsibilities Review and evaluate all credit reports in common formats as well as any format unique to SFSAccurately apply credit policies in accordance with FCRA across multiple product lines for various types of loans Manage exceptions to the published credit authority using judgment and experience to produce risk outcomes within company expectations Complete final disposition on credit applications or escalate to the appropriate level of authority for final approval Make outbound calls and manage inbound calls to negotiate final contract terms with both dealer customers and the DRMAssist with escalated calls from dealers and DRMs who are dissatisfied with a credit decision Re evaluate decisions and manage them professionally to maintain positive relationships Participate in targeted outbound call campaigns as time permits in coordination with the DRMs to cultivate long term dealer relationships Work directly with the Funding department and DRMs to resolve credit and verification issues that arise during funding Provide guidance training and mentorship to junior associates within the department Maintain confidentiality of personal information for consumers including but not limited to Social Security numbers and dates of birth Other duties may be assigned Qualifications and Competencies Required To perform this job successfully an individual must be able to perform each essential duty satisfactorily The requirements listed below represent the knowledge skills andor abilities required Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions Required Experience Minimum of 3 years auto industry experience as a credit analyst or related automotive disciplines Education High school diploma and or GEDSkills Required Overtime required required on an as needed basis Travel 0 10 as required on an as needed basis Must have reliable transportation and live within a commutable distance to one of the following cities Phoenix AZPhysical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions While performing the duties of this Job the employee is regularly required to sit; use hands to finger handle or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand walk and stoop kneel crouch or crawl The employee must occasionally lift andor move up to ten pounds Specific vision abilities required by this job include close vision Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions The noise level in the work environment is usually moderate Work Schedule This position requires the ability to work various shifts to accommodate business needs Typically between the hours of 8 AM 6 PM Monday through Friday and on weekends as needed Travel is required 10 of the time An applicant must be authorized to work in the United States to be eligible for this position Stellantis Financial Services Inc will not sponsor applicants for work visas of any type for this position Stellantis Financial Services Inc SFS is an equal opportunity employer and is committed to providing its employees with an environment that is free of harassment discrimination and intimidation It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race color religion sex age national origin disability pregnancy sexual orientation veteran status gender identity or expression change of sex andor transgender status or any protected status Candidates must possess authorization to work in the United States This policy applies to recruitment and placement promotion training transfer retention rate of pay and all other terms and conditions of employment Employment and promotion decisions will be based solely on merit ability achievement experience conduct and other legitimate business reasons

About Working at FineMark Bank and Trust, a division of Commerce Bank FineMark Bank & Trust, a division of Commerce Bank, delivers exceptional service in banking, trust, and investments, fostering long-lasting client relationships. We provide a workplace grounded in integrity, teamwork, and an entrepreneurial spirit, where associates are empowered to contribute and serve with purpose. Our culture is rooted in doing what is right, with an emphasis on thoughtful innovation, sound decision-making, and delivering the highest level of service to our clients. About This Job The main purpose of this job is to draft credit write-ups for commercial, consumer and residential loans. This role also inputs financial reports to analysis software, prepares financial analysis, and conducts credit investigations. Aids with the maintenance of loan requirements, loan portfolio monitoring and reports. Essential Functions * Draft credit write-ups in standard format. Prepare summary of facts concerning credit worthiness for new, renewal, and extension loans based on Loan Officer input and analysis of financial data. * Track and enter customer information, financial statements, tax returns and related material using designated software or other analysis programs. Analyze financial conditions and collection trends, reviews, and reports non-compliance with loan covenants. * Create and generate reports to analyze the overall financial condition of the loan portfolio utilizing report writing software. Assist to identify any changes in the portfolio's condition. * Conduct periodic reviews of credit files and document files to ensure maintenance of required documentation relative to the Bank's established standards and annual internal/external audits of the loan portfolio and loans pledged as collateral to the Federal Home Loan Bank (FHLB) * Prepare FHLB qualifying loan reports each month for prior month's mortgage originations to determine their eligibility as collateral under FHLB funding guidelines * Order appropriate documentation based on approved credit arrangement sheet and prepare documentation request for submission to loan processing * Assist loan officers with financial analysis questions * Back-up loan administration with all facets of the loan documentation process * Maintain profitability updates; prepare correspondence and handle various projects assigned by manager, supervisor, or loan officers * Complete loan packages in accepted internal format and respond to questions from Loan Administration * Communicate directly with the applicant/customer regarding application and/or loan related questions, if requested by Loan Officer * Attend educational programs appropriate to current or future responsibilities * Perform other duties as assigned Knowledge, Skills & Abilities Required * Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations * Ability to write reports, business correspondence, and procedures * Ability to effectively present information and respond to questions from groups of managers, customers, the public or professional peers * Ability to work with mathematical concepts such as statistical inference and apply concepts such as fractions, percentages, ratios, and proportions to business related situations * Aptitude for detecting errors or deficiencies in the customer's financial statements, analyze cash flow and bring to the attention of the loan officer * Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists * Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form * Ability to create new word processing and spreadsheet files using generally accepted formats * Ability to use database programs and other banking specific programs and to access reports, use software documentation and help features * Aptitude for learning advanced features and specialized software programs * Ability to prepare loan packages and understand financial analysis preferred * Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities * Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills * Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values * Intermediate level proficiency with Microsoft Word, Excel, Teams, and Outlook Education & Experience * Bachelor's degree in Business or equivalent combination of education and experience required * 2+ years related experience preferred * Credit analysis, banking, loan administration and financial statement analysis experience preferred The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more. Location: 7600 East Doubletree Ranch Road, Suite 100, Scottsdale, Arizona 85258 Time Type: Full time

Commercial Credit Analyst II - Glendale, AZ Build a Long-Term Career with BNC National Bank. BNC is seeking a meticulous and experienced commercial credit professional who takes pride in high-quality, detailed analysis and is looking to establish a long-term career with a relationship-driven community bank. This role is ideal for someone with proven commercial loan credit analysis experience who values accuracy, sound judgement, and collaboration. As a Credit Analyst II, you'll provide support to our commercial lenders in credit analysis and monitoring of financial reporting with customers to ensure that commercial loans are in compliance with specific covenants, policies, and regulations. Key Responsibilities: Prepare and analyze commercial credit packages, including financial statement spreads, cash flow analysis, and risk assessments Support lenders with timely, accurate credit analysis to facilitate sound lending decisions Ensure credit files and documentation are complete, accurate, and compliant with internal policies and regulatory requirements Identify credit risks and trends and clearly communicate findings to lending and credit teams Manage multiple priorities in a fast-paced environment while meeting established deadlines Contribute to a positive, team-oriented work environment focused on delivering excellent work Desired Experience & Qualifications: Minimum of three (3) years of commercial loan credit analysis experience Strong attention to detail and commitment to accuracy Excellent organizations and time-management skills Ability to work efficiently in a fast-paced, deadline-driven environment Strong analytical, written, and verbal communication skills On-site presence required in Glendale, AZ Why BNC National Bank? At BNC, we're proud of our community roots and strong relationships. We value our employees and are committed to creating a supportive workplace that encourages long-term career development. When you join BNC, you're joining a team that believes in trust, integrity, and service excellence. Benefits: Generous Paid Vacation Time (120 hrs./yr.), Paid Sick Time (48 hrs./yr.), Paid Maternity Leave Benefits, and Paid Holidays Medical, Dental, and Vision Insurance Health Savings Account, including Employer Contribution *must meet eligibility requirements Flexible Spending Accounts 401(k) w/Company Match Employee Recognition & Rewards Program Company-Paid Life and AD&D Insurance Employee Assistance Program Paid Volunteer Opportunities Unum Supplemental Plans Health Club Reimbursement Program Continuing Education Opportunities Apply Today! If you're looking to build a stable, rewarding career in commercial credit within a community-focused bank, we encourage you to apply! BNC National Bank is an Equal Opportunity Employer.

TITLE: SFG Credit Analyst DEPARTMENT: Specialty Finance Group The SFG Credit Analyst is responsible for providing support to the SFG Credit Manager by performing a variety of administrative, analytical, and reporting tasks related to the management of the SFG credit portfolio. ESSENTIAL FUNCTIONS: * Manage the SFG construction draw review process, including reviewing submitted draw requests, packaging approval requests, and working with SFG Admin to process draws and disburse funds. * Manage the portfolio tracking process, including gathering and entering data in the financial statement, borrowing base, covenant, marketable securities, and guidance line tracking reports; barcoding financial statements and preparing, reviewing, and distributing the monthly tracking report. * Assist the SFG team with underwriting, including project and financial analysis of new project requests. * Interact and collaborate with loan administrative staff and/or loan officers to provide timely responses to internal and external customer inquiries and servicing needs. * Assist the SFG Credit Manager with projects and analysis relating to the macro SFG portfolio as necessary. * Support the leadership teams as appropriate. * Comply with all company or regulatory policies, procedures and requirements that are applicable to this position. * Foster and preserve a culture of inclusion. * Additional duties and responsibilities may be required to support the company's mission, vision and values. QUALIFICATIONS: * Bachelor's degree in accounting, business administration or related field; or equivalent combination of education and experience required. * Minimum one to two years of analytical experience. * Previous banking experience preferred. * Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner. * Excellent organizational skills with the ability to organize and manage a variety of projects and tasks. * Capability to manage sensitive information and uphold confidentiality. * Demonstrated strong math skills and ability to organize and analyze complex financial information. * Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail. * Strong verbal, written and interpersonal communication skills. WORKING CONDITIONS: * Duties are performed in a professional office environment. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.

Opportunity to join one of the top lenders in the franchise finance industry with an exceptional culture and ability to grow your career. Primary role is to provide direct support for an experienced portfolio management team responsible for determining credit worthiness of new and existing borrowers based on established risk criteria. Essential Duties and Responsibilities Assist the Portfolio Managers with transaction setups, spreading financial statements, credit analysis, preparing projections and sensitivity analysis, completing risk ratings and credit approval documentation. Perform annual customer evaluations and review quarterly covenant compliance, documenting the analysis and communicating any issues timely. Communicate customer trends and troublesome loans to the portfolio management team leader, senior credit officer and commercial line manager on a timely basis. Underwrite enterprise value and real estate related credit requests within established policy, guidelines, and turnaround times. Support periodic audits and responsible credit behavior by documenting decisions properly and completely, in adherence to policy, with particular diligence given to explaining overrides, variances, and credit decisions and ensure proper document storage. Review commitment letters, loan documentation, past dues (particularly maturing and renewing credits). Provide a high level of internal and external customer service including communication of credit decisions, account issues, and answering questions. Work with the loan administration and client specialists to manage loan maintenance including delinquencies and monitoring of loans. Ensure the systems of record are accurate for the loans being administered and management information is reported timely and accurately. SUPERVISORY RESPONSIBILITIES None QUALIFICATIONS College degree in related field 3 years of relevant experience and/or training preferred. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office Suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) Not required. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Opportunity to join one of the top lenders in the franchise finance industry with an exceptional culture and ability to grow your career. Primary role is to provide direct support for an experienced portfolio management team responsible for determining credit worthiness of new and existing borrowers based on established risk criteria. Essential Duties and Responsibilities * Assist the Portfolio Managers with transaction setups, spreading financial statements, credit analysis, preparing projections and sensitivity analysis, completing risk ratings and credit approval documentation. * Perform annual customer evaluations and review quarterly covenant compliance, documenting the analysis and communicating any issues timely. * Communicate customer trends and troublesome loans to the portfolio management team leader, senior credit officer and commercial line manager on a timely basis. * Underwrite enterprise value and real estate related credit requests within established policy, guidelines, and turnaround times. * Support periodic audits and responsible credit behavior by documenting decisions properly and completely, in adherence to policy, with particular diligence given to explaining overrides, variances, and credit decisions and ensure proper document storage. * Review commitment letters, loan documentation, past dues (particularly maturing and renewing credits). * Provide a high level of internal and external customer service including communication of credit decisions, account issues, and answering questions. * Work with the loan administration and client specialists to manage loan maintenance including delinquencies and monitoring of loans. * Ensure the systems of record are accurate for the loans being administered and management information is reported timely and accurately. SUPERVISORY RESPONSIBILITIES None QUALIFICATIONS * College degree in related field * 3 years of relevant experience and/or training preferred. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office Suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) Not required. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Opportunity to join one of the top lenders in the franchise finance industry with an exceptional culture and ability to grow your career. Primary role is to provide direct support for an experienced portfolio management team responsible for determining credit worthiness of new and existing borrowers based on established risk criteria. **Essential Duties and Responsibilities** + Assist the Portfolio Managers with transaction setups, spreading financial statements, credit analysis, preparing projections and sensitivity analysis, completing risk ratings and credit approval documentation. + Perform annual customer evaluations and review quarterly covenant compliance, documenting the analysis and communicating any issues timely. + Communicate customer trends and troublesome loans to the portfolio management team leader, senior credit officer and commercial line manager on a timely basis. + Underwrite enterprise value and real estate related credit requests within established policy, guidelines, and turnaround times. + Support periodic audits and responsible credit behavior by documenting decisions properly and completely, in adherence to policy, with particular diligence given to explaining overrides, variances, and credit decisions and ensure proper document storage. + Review commitment letters, loan documentation, past dues (particularly maturing and renewing credits). + Provide a high level of internal and external customer service including communication of credit decisions, account issues, and answering questions. + Work with the loan administration and client specialists to manage loan maintenance including delinquencies and monitoring of loans. + Ensure the systems of record are accurate for the loans being administered and management information is reported timely and accurately. **SUPERVISORY RESPONSIBILITIES** None **QUALIFICATIONS** + College degree in related field + 3 years of relevant experience and/or training preferred. **COMPUTER AND OFFICE EQUIPMENT SKILLS** **Microsoft Office Suite** **CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)** Not required. **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.