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Benefit specialist vs benefits representative

The differences between benefit specialists and benefits representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a benefit specialist and a benefits representative. Additionally, a benefit specialist has an average salary of $48,756, which is higher than the $38,694 average annual salary of a benefits representative.

The top three skills for a benefit specialist include customer service, HR and patients. The most important skills for a benefits representative are customer service, patients, and insurance coverage.

Benefit specialist vs benefits representative overview

Benefit SpecialistBenefits Representative
Yearly salary$48,756$38,694
Hourly rate$23.44$18.60
Growth rate7%7%
Number of jobs31,66313,058
Job satisfaction--
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 56%
Average age4545
Years of experience66

What does a benefit specialist do?

A benefits specialist is responsible for analyzing and processing the compensation package of an organization, ensuring that the salary and benefits received by an employee adhere to the current legislation procedures. Benefits specialists develop benefits programs, adjusting pension plans and insurance options as needed, and updating the employees on recent updates and changes. A benefits specialist responds to employees' inquiries, addresses their concerns, and manages benefits issues. A benefits specialist must have a clear understanding of benefits policies and processes to educate employees about the benefits structure.

What does a benefits representative do?

A benefits representative is responsible for facilitating and disseminating information about benefits programs and policies across all employees in the company. Benefits representatives respond to the employees' inquiries and concerns of benefits processes, update their benefits information, and resolve discrepancies and disputes. They also support the company's initiatives on developing new benefits plans, implementing campaigns, as well as writing application guides for reference. A benefits representative should have excellent communication and organizational skills as they also conduct surveys to check the efficiency and effectiveness of the benefits programs and adjusting procedures as needed.

Benefit specialist vs benefits representative salary

Benefit specialists and benefits representatives have different pay scales, as shown below.

Benefit SpecialistBenefits Representative
Average salary$48,756$38,694
Salary rangeBetween $34,000 And $68,000Between $29,000 And $51,000
Highest paying CitySan Francisco, CANew York, NY
Highest paying stateConnecticutNew Jersey
Best paying companyQorvoBlackRock
Best paying industryFinanceFinance

Differences between benefit specialist and benefits representative education

There are a few differences between a benefit specialist and a benefits representative in terms of educational background:

Benefit SpecialistBenefits Representative
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Benefit specialist vs benefits representative demographics

Here are the differences between benefit specialists' and benefits representatives' demographics:

Benefit SpecialistBenefits Representative
Average age4545
Gender ratioMale, 21.1% Female, 78.9%Male, 30.3% Female, 69.7%
Race ratioBlack or African American, 11.0% Unknown, 3.6% Hispanic or Latino, 15.3% Asian, 7.5% White, 62.2% American Indian and Alaska Native, 0.3%Black or African American, 11.0% Unknown, 3.6% Hispanic or Latino, 16.2% Asian, 7.0% White, 61.9% American Indian and Alaska Native, 0.3%
LGBT Percentage9%9%

Differences between benefit specialist and benefits representative duties and responsibilities

Benefit specialist example responsibilities.

  • Manage various employee program such as life, medical, dental pension, and HSA accounts.
  • Examine HMO documents to verify eligibility to process or reject into or from a manage care plan when necessary.
  • Input daily time and PTO, manage benefits, report new hires, input sales, oversee accounts receivable.
  • Create reports using SQL database and manage reports, perform from internet-base tools for research projects need for client insight.
  • Implement new vendor for FSA administration and manage outstanding issues through continuous follow-up and vendor accountability.
  • Analyze, process and manage FMLA claims to determine eligibility and certification in compliance with state and federal regulations.
  • Show more

Benefits representative example responsibilities.

  • Determine eligibility and process FMLA initial notification letters for employees which lead to immediate use of benefits.
  • Service consumers inbound inquires via phone and live chat regarding HRA, FSA and HSA accounts.
  • Work with clients to ensure ACA compliance.
  • Train in and apply HIPAA privacy and security regulations and maintain strict confidentiality of claims.
  • Contact any FSA or HRA groups concerning any outstanding payments for claims and/or admin fee invoices.
  • Produce benefit-related reports from HRIS.
  • Show more

Benefit specialist vs benefits representative skills

Common benefit specialist skills
  • Customer Service, 13%
  • HR, 8%
  • Patients, 5%
  • HRIS, 5%
  • Life Insurance, 5%
  • Cobra, 5%
Common benefits representative skills
  • Customer Service, 18%
  • Patients, 18%
  • Insurance Coverage, 8%
  • Medicaid, 6%
  • Insurance Carriers, 5%
  • Term Disability, 4%

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