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Benefits counselor vs benefit specialist

The differences between benefits counselors and benefit specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a benefits counselor and a benefit specialist. Additionally, a benefits counselor has an average salary of $72,268, which is higher than the $48,756 average annual salary of a benefit specialist.

The top three skills for a benefits counselor include veterans, HR and open enrollment. The most important skills for a benefit specialist are customer service, HR, and patients.

Benefits counselor vs benefit specialist overview

Benefits CounselorBenefit Specialist
Yearly salary$72,268$48,756
Hourly rate$34.74$23.44
Growth rate7%7%
Number of jobs34,13231,663
Job satisfaction--
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 59%
Average age4545
Years of experience66

What does a benefits counselor do?

A benefits counselor manages the company or organization's employee benefits programs. Job responsibilities may include designing and administering the benefits program to ensure company and employee needs are met, as well as assisting and educating employees in benefits enrollment activities. This job requires a full understanding of health care benefits, comprising medical, dental, and life insurance, including knowledge of pertinent regulations and legislation. In addition, benefits counselors may also need to be knowledgeable and updated with other incentives such as pensions and stock ownership.

What does a benefit specialist do?

A benefits specialist is responsible for analyzing and processing the compensation package of an organization, ensuring that the salary and benefits received by an employee adhere to the current legislation procedures. Benefits specialists develop benefits programs, adjusting pension plans and insurance options as needed, and updating the employees on recent updates and changes. A benefits specialist responds to employees' inquiries, addresses their concerns, and manages benefits issues. A benefits specialist must have a clear understanding of benefits policies and processes to educate employees about the benefits structure.

Benefits counselor vs benefit specialist salary

Benefits counselors and benefit specialists have different pay scales, as shown below.

Benefits CounselorBenefit Specialist
Average salary$72,268$48,756
Salary rangeBetween $44,000 And $118,000Between $34,000 And $68,000
Highest paying City-San Francisco, CA
Highest paying state-Connecticut
Best paying company-Qorvo
Best paying industry-Finance

Differences between benefits counselor and benefit specialist education

There are a few differences between a benefits counselor and a benefit specialist in terms of educational background:

Benefits CounselorBenefit Specialist
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Benefits counselor vs benefit specialist demographics

Here are the differences between benefits counselors' and benefit specialists' demographics:

Benefits CounselorBenefit Specialist
Average age4545
Gender ratioMale, 34.3% Female, 65.7%Male, 21.1% Female, 78.9%
Race ratioBlack or African American, 10.9% Unknown, 3.6% Hispanic or Latino, 15.9% Asian, 6.9% White, 62.2% American Indian and Alaska Native, 0.3%Black or African American, 11.0% Unknown, 3.6% Hispanic or Latino, 15.3% Asian, 7.5% White, 62.2% American Indian and Alaska Native, 0.3%
LGBT Percentage9%9%

Differences between benefits counselor and benefit specialist duties and responsibilities

Benefits counselor example responsibilities.

  • Manage vendors for medical, dental, pharmacy, vision, HSA, long-term care and work-life resource and referral programs.
  • Utilize HIPAA confidentiality of all employee data.
  • Follow all HIPAA guidelines as required by law.
  • Follow HIPPA by verifying the member's identity.
  • Handle plan claims and appeals in ERISA and non-ERISA plans.
  • Simplify and improve the FMLA process, procedures, and paperwork.
  • Show more

Benefit specialist example responsibilities.

  • Manage various employee program such as life, medical, dental pension, and HSA accounts.
  • Examine HMO documents to verify eligibility to process or reject into or from a manage care plan when necessary.
  • Input daily time and PTO, manage benefits, report new hires, input sales, oversee accounts receivable.
  • Create reports using SQL database and manage reports, perform from internet-base tools for research projects need for client insight.
  • Implement new vendor for FSA administration and manage outstanding issues through continuous follow-up and vendor accountability.
  • Analyze, process and manage FMLA claims to determine eligibility and certification in compliance with state and federal regulations.
  • Show more

Benefits counselor vs benefit specialist skills

Common benefits counselor skills
  • Veterans, 20%
  • HR, 12%
  • Open Enrollment, 11%
  • Annuities, 9%
  • Customer Service, 5%
  • Term Disability, 3%
Common benefit specialist skills
  • Customer Service, 13%
  • HR, 8%
  • Patients, 5%
  • HRIS, 5%
  • Life Insurance, 5%
  • Cobra, 5%

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