How to hire a bodily injury adjuster

How to hire a bodily injury adjuster, step by step

Here's a step-by-step bodily injury adjuster hiring guide:

• Step 1: Identify your hiring needs
• Step 2: Create an ideal candidate profile
• Step 3: Make a budget
• Step 4: Write a bodily injury adjuster job description
• Step 5: Post your job
• Step 6: Interview candidates
• Step 7: Send a job offer and onboard your new bodily injury adjuster
• Step 8: Go through the hiring process checklist

Post a bodily injury adjuster job for free, promote it for a fee

Post free

1. Identify your hiring needs

   First, determine the employments status of the bodily injury adjuster you need to hire. Certain bodily injury adjuster roles might require a full-time employee, whereas others can be done by part-time workers or contractors.

   Determine employee vs contractor status

   Is the person you're thinking of hiring a US citizen or green card holder?

   Yes

   No

   You should also consider the ideal background you'd like them a bodily injury adjuster to have before you start to hire. For example, what industry or field would you like them to have experience in, what level of seniority or education does the job require, and how much it'll cost to hire a bodily injury adjuster that fits the bill.

   Here's a comparison of bodily injury adjuster salaries for various roles:

   Type of Bodily Injury Adjuster	Description	Hourly rate
   Bodily Injury Adjuster	Claims adjusters, appraisers, examiners, and investigators evaluate insurance claims. They decide whether an insurance company must pay a claim, and if so, how much... Show more	$18-36
   Insurance Investigator	A claims investigator is responsible for examining and investigating in a particular insurance claim is valid. They ensure that the insurance company will settle claims as soon as possible... Show more	$12-29
   Disability Examiner	A disability examiner is primarily in charge of conducting assessments and examinations to determine an applicant's eligibility for disability benefits and programs. Their duties usually include reviewing medical and health records, conducting interviews, and evaluating applications... Show more	$13-27

   Show more

2. Create an ideal candidate profile

   Common skills:

   • Bodily Injury Claims
   • Liability Claims
   • Claims Handling
   • Customer Service
   • Litigation
   • Auto Accidents
   • Strong Analytical
   • Medical Reports
   • Status Reports
   • Medical Terminology
   • Policy Coverage
   • Police Reports
   • Medical Bills
   • Soft Tissue

   Check all skills

   Responsibilities:

   • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
   • Develop strategies for handling lawsuits involving personal injury litigation and insurance coverage issues.
   • Prepare and answer property damage homeowner arbitration contentions.
   • Resolve complaints and participates in arbitration and/or grievance procedures.
   • Determine and execute proper disposition plans on all claims and negotiate claims to a conclusion to minimize litigation where appropriate.
   • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.

3. Make a budget

   Including a salary range in your bodily injury adjuster job description is one of the best ways to attract top talent. A bodily injury adjuster can vary based on:

   • Location. For example, bodily injury adjusters' average salary in mississippi is 32% less than in alaska.
   • Seniority. Entry-level bodily injury adjusters 49% less than senior-level bodily injury adjusters.
   • Certifications. A bodily injury adjuster with certifications usually earns a higher salary.
   • Company. Working for an established firm or a new start-up company can make a big difference in a bodily injury adjuster's salary.

   Average bodily injury adjuster salary

   $55,281yearly

   $26.58 hourly rate

   ---

   Entry-level bodily injury adjuster salary

   $39,000 yearly salary

   Updated December 29, 2025

4. Writing a bodily injury adjuster job description

   A good bodily injury adjuster job description should include a few things:

   • Summary of the role
   • List of responsibilities
   • Required skills and experience

   Including a salary range and the first name of the hiring manager is also appreciated by candidates. Here's an example of a bodily injury adjuster job description:

   Bodily injury adjuster job description example

   • Professional Growth Opportunities
   • 100% Remote Working Positions
   • Comprehensive Benefits (with Medical, Dental & Vision Insurance Effective on Start Date – no waiting period)
   • Work/Life Balance

   Candidate will be handling commercial trucking bodily injury claims in multiple jurisdictions. Must be able to handle a case load of approximately 150 claims that encompass all levels of complexity, including high exposure claims. Requires coverage analysis, establishing facts of loss, investigation, identifying potential fraud, liability/negligence determination, evaluation of medical care, damage assessment, settlement negotiations, litigation management and appropriate use of authorized vendors. Also includes timely and appropriate reserve analysis and formal large loss reporting. All file handling must be within state statutes, Client Claims Handling Guidelines and NARS Best Practices.

   Technical Sills:

   · Ability to evaluate complex coverage scenarios and write proper ROR and coverage disclaimer letters.

   · Advance level of interpersonal skills to handle sensitive and confidential information

   · Advance level of interpersonal skills to handle negotiations and litigation management for significant work with attorneys on third party claims.

   · Requires advanced ability to work independently.

   · Requires an advanced level of organization and time management skills.

   · Must possess advanced level written and verbal communication skills for significant reporting requirements.

   Experience / Education / Licensing:

   · High School Diploma, college degree preferred.

   · Must have 7+ years of overall claims experience, commercial auto, or trucking experience a plus.

   · Must have 5+ years of bodily injury liability claims experience, commercial auto, or trucking experience a plus.

   · Must have 3+ years of litigation experience

   · Requires some travel to attend mediations and trials.

   · Candidate must have a valid license for their state of domicile if that state requires a license. Valid licenses in additional jurisdictions preferred. Candidate will be required to obtain licensing in all states requiring licensing after hire. Candidates will be handling claims in multiple states.

   Company DescriptionNorth American Risk Services (NARS) is a premier third-party claims administrator that is dedicated to producing the best possible results for our clients. "Founded in 1996, NARS handles claims for insurers, brokerages, managing general agencies, reinsurers, liquidation bureaus, self-insured funds and entities."
   
   For more career opportunities and to learn more about NARS, please visit www.narisk.com.

   Copy this example

   

5. Post your job

   There are a few common ways to find bodily injury adjusters for your business:

   • Promoting internally or recruiting from your existing workforce.
   • Ask for referrals from friends, family members, and current employees.
   • Attend job fairs at local colleges to meet candidates with the right educational background.
   • Use social media platforms like LinkedIn, Facebook, and Twitter to recruit passive job-seekers.

   Post your job online:

   • Post your bodily injury adjuster job on Zippia to find and recruit bodily injury adjuster candidates who meet your exact specifications.
   • Use field-specific websites.
   • Post a job on free websites.

6. Interview candidates

   Your first interview with bodily injury adjuster candidates should focus on their interest in the role and background experience. As the hiring process goes on, you can learn more about how they'd fit into the company culture in later rounds of interviews.

   Remember to include a few questions that allow candidates to expand on their strengths in their own words. Asking about their unique skills might reveal things you'd miss otherwise. At this point, good candidates can move on to the technical interview.

   The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

7. Send a job offer and onboard your new bodily injury adjuster

   Once you've found the bodily injury adjuster candidate you'd like to hire, it's time to write an offer letter. This should include an explicit job offer that includes the salary and the details of any other perks. Qualified candidates might be looking at multiple positions, so your offer must be competitive if you like the candidate. Also, be prepared for a negotiation stage, as candidates may way want to tweak the details of your initial offer. Once you've settled on these details, you can draft a contract to formalize your agreement.

   It's equally important to follow up with applicants who don't get the job with an email letting them know that the position has been filled.

   After that, you can create an onboarding schedule for a new bodily injury adjuster. Human Resources and the hiring manager should complete Employee Action Forms. Human Resources should also ensure that onboarding paperwork is completed, including I-9s, benefits enrollment, federal and state tax forms, etc., and that new employee files are created.

8. Go through the hiring process checklist

   • Determine employee type (full-time, part-time, contractor, etc.)
   • Submit a job requisition form to the HR department
   • Define job responsibilities and requirements
   • Establish budget and timeline
   • Determine hiring decision makers for the role
   • Write job description
   • Post job on job boards, company website, etc.
   • Promote the job internally
   • Process applications through applicant tracking system
   • Review resumes and cover letters
   • Shortlist candidates for screening
   • Hold phone/virtual interview screening with first round of candidates
   • Conduct in-person interviews with top candidates from first round
   • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
   • Conduct background checks on top candidates
   • Check references of top candidates
   • Consult with HR and hiring decision makers on job offer specifics
   • Extend offer to top candidate(s)
   • Receive formal job offer acceptance and signed employment contract
   • Inform other candidates that the position has been filled
   • Set and communicate onboarding schedule to new hire(s)
   • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)

   Sign up to download full list

   Sign up

How much does it cost to hire a bodily injury adjuster?