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Branch lending officer salary
Average branch lending officer salary
$46,615
Understanding the Branch Lending Officer Salary
The salary of a Branch Lending Officer can vary based on several factors, including location, experience, and the financial institution's size. As of October 2025, the average salary is $46,615 annually. Those starting in the field typically earn less, while experienced officers can reach higher pay brackets. Additionally, state variations show that some regions offer significantly higher salaries, reflecting local market demands.
Salary by State
Branch Lending Officers in states such as California and New York often earn above the national average, driven by higher living costs and competitive job markets. In contrast, those in states with lower living costs may earn less. Understanding these regional differences is crucial for job seekers considering opportunities in this field.
Career Advancement
A career as a Branch Lending Officer can lead to various advancement opportunities, including senior lending positions or management roles within financial institutions. Continuous education and obtaining certifications can enhance earning potential and career prospects.
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Where can a Branch Lending Officer earn more?
Branch lending officer salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level branch lending officer | $30,300 | $14.58 |
| Mid-level branch lending officer | $49,900 | $23.98 |
| Senior-level branch lending officer | $89,000 | $42.81 |
Average branch lending officer salary by state
The highest-paying states for branch lending officers are New Mexico, Maine, and Minnesota. The lowest average branch lending officer salary states are Colorado, Tennessee, and Utah.
- State view
- County view
Highest paying states for branch lending officers
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Maine | $62,538 | $30.07 |
| 2 | Rhode Island | $60,092 | $28.89 |
| 3 | New Mexico | $62,563 | $30.08 |
| 4 | Minnesota | $62,534 | $30.06 |
| 5 | Vermont | $57,232 | $27.52 |
| 6 | South Dakota | $54,133 | $26.03 |
| 7 | Arkansas | $58,871 | $28.30 |
| 8 | Washington | $60,000 | $28.85 |
| 9 | Massachusetts | $60,189 | $28.94 |
| 10 | Maryland | $59,137 | $28.43 |
| 11 | Iowa | $55,253 | $26.56 |
| 12 | New York | $57,964 | $27.87 |
| 13 | Florida | $52,065 | $25.03 |
| 14 | North Dakota | $49,889 | $23.99 |
| 15 | Delaware | $57,979 | $27.87 |
| 16 | Connecticut | $55,315 | $26.59 |
| 17 | Wyoming | $54,328 | $26.12 |
| 18 | Texas | $52,717 | $25.34 |
| 19 | New Hampshire | $53,729 | $25.83 |
| 20 | Montana | $53,715 | $25.82 |
| 21 | Michigan | $49,036 | $23.57 |
| 22 | Missouri | $50,995 | $24.52 |
| 23 | Nebraska | $49,098 | $23.60 |
| 24 | Ohio | $46,998 | $22.60 |
| 25 | Oregon | $51,979 | $24.99 |
| 26 | West Virginia | $47,004 | $22.60 |
| 27 | Wisconsin | $48,291 | $23.22 |
| 28 | New Jersey | $48,191 | $23.17 |
| 29 | South Carolina | $45,952 | $22.09 |
| 30 | Oklahoma | $48,125 | $23.14 |
| 31 | Hawaii | $58,270 | $28.01 |
| 32 | Idaho | $44,677 | $21.48 |
| 33 | Alabama | $44,410 | $21.35 |
| 34 | Pennsylvania | $46,666 | $22.44 |
| 35 | Illinois | $48,819 | $23.47 |
| 36 | Virginia | $44,875 | $21.57 |
| 37 | Georgia | $45,631 | $21.94 |
| 38 | District of Columbia | $54,181 | $26.05 |
| 39 | Kansas | $46,966 | $22.58 |
| 40 | Mississippi | $42,530 | $20.45 |
| 41 | Kentucky | $45,818 | $22.03 |
| 42 | Nevada | $40,924 | $19.68 |
| 43 | Colorado | $41,659 | $20.03 |
| 44 | Arizona | $40,138 | $19.30 |
| 45 | North Carolina | $41,780 | $20.09 |
| 46 | California | $46,607 | $22.41 |
| 47 | Louisiana | $44,075 | $21.19 |
| 48 | Tennessee | $41,443 | $19.92 |
| 49 | Alaska | $42,951 | $20.65 |
| 50 | Indiana | $39,455 | $18.97 |
| 51 | Utah | $40,964 | $19.69 |
Highest paying cities for branch lending officers
The highest-paying cities for branch lending officers are Saint Cloud, MN, Everett, WA, and Boston, MA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Saint Cloud, MN | $62,621 | $30.11 |
| 2 | Everett, WA | $60,215 | $28.95 |
| 3 | Boston, MA | $60,198 | $28.94 |
| 4 | Cumberland, RI | $59,814 | $28.76 |
| 5 | New York, NY | $58,213 | $27.99 |
| 6 | Sioux City, IA | $55,424 | $26.65 |
| 7 | Bridgeport, CT | $55,355 | $26.61 |
| 8 | Pensacola, FL | $52,974 | $25.47 |
| 9 | Dallas, TX | $51,418 | $24.72 |
| 10 | Detroit, MI | $49,328 | $23.72 |
| 11 | Chicago, IL | $48,871 | $23.50 |
| 12 | Hoboken, NJ | $48,392 | $23.27 |
| 13 | San Francisco, CA | $48,141 | $23.14 |
| 14 | Arlington, VA | $46,723 | $22.46 |
| 15 | Duluth, GA | $45,919 | $22.08 |
| 16 | Hopkinsville, KY | $45,583 | $21.91 |
| 17 | Charleston, SC | $45,524 | $21.89 |
| 18 | Anchorage, AK | $42,879 | $20.61 |
| 19 | Winston-Salem, NC | $41,808 | $20.10 |
| 20 | Denver, CO | $41,653 | $20.03 |
Branch lending officer salary details
A branch lending officer's salary ranges from $29,000 a year at the 10th percentile to $73,000 at the 90th percentile.
What is a branch lending officer's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $73,000 | $6,083 | $35 |
| 75th Percentile | $59,000 | $4,917 | $28 |
| Average | $46,615 | $3,885 | $22 |
| 25th Percentile | $36,000 | $3,000 | $17 |
| 10th Percentile | $29,000 | $2,417 | $14 |
Highest paying branch lending officer jobs
The highest paying types of branch lending officers are mortgage broker, bank officer, and commercial loan officer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Closer | $29,291 | $2,441 | $14.08 | 7,560 |
| Mortgage Consultant | $38,934 | $3,245 | $18.72 | 24,057 |
| Loan Administrator | $42,859 | $3,572 | $20.61 | 63,708 |
| Loan Analyst | $37,857 | $3,155 | $18.20 | 24,756 |
| Mortgage Banker | $27,331 | $2,278 | $13.14 | 24,297 |
| Loan Consultant | $38,876 | $3,240 | $18.69 | 23,448 |
Top companies hiring branch lending officers now:
Which companies pay branch lending officers the most?
Branch lending officer salaries at Citi and First Hawaiian Bank are the highest-paying according to our most recent salary estimates. In addition, the average branch lending officer salary at companies like Comerica and Enterprise Bank are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Citi | $98,017 | $47.12 |
| 2 | First Hawaiian Bank | $84,223 | $40.49 |
| 3 | Comerica | $76,711 | $36.88 |
| 4 | Enterprise Bank | $74,944 | $36.03 |
| 5 | GPAC | $70,149 | $33.73 |
| 6 | BankNewport | $69,727 | $33.52 |
| 7 | Bank of America | $69,042 | $33.19 |
| 8 | Wells Fargo | $67,475 | $32.44 |
| 9 | Umpqua Bank | $64,846 | $31.18 |
| 10 | Metropolitan Bank | $64,619 | $31.07 |
| 11 | MRI The Boston Group | $60,349 | $29.01 |
| 12 | loanDepot | $59,834 | $28.77 |
| 13 | BNP Paribas | $55,442 | $26.65 |
| 14 | The Apollo Group | $54,921 | $26.40 |
| 15 | Grandbridge Real Estate Capital | $54,362 | $26.14 |
| 16 | International Finance Bank | $54,362 | $26.14 |
| 17 | American Bancorp | $53,260 | $25.61 |
| 18 | Wintrust Financial | $52,748 | $25.36 |
| 19 | United Bank | $52,581 | $25.28 |
| 20 | Credit Union 1 | $52,472 | $25.23 |
Wage gap by gender, race and education
Branch lending officer salary trends
The average branch lending officer salary has risen by $4,322 over the last ten years. In 2014, the average branch lending officer earned $42,293 annually, but today, they earn $46,615 a year. That works out to a 0% change in pay for branch lending officers over the last decade.
Compare branch lending officer salaries for cities or states with the national average over time.
Average branch lending officer salary over time
Compare branch lending officer salaries for individual cities or states with the national average.
Branch lending officer salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $46,600 | $22.41 | +1.1% |
| 2024 | $46,100 | $22.17 | +0.4% |
| 2023 | $45,900 | $22.09 | -2.6% |
| 2022 | $47,100 | $22.66 | +1.6% |
| 2021 | $46,400 | $22.30 | +0.3% |
Recently added branch lending officer salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Umpqua Bank Corp | HL Community Lending Officer | Los Angeles, CA | 06/25/2025 | $52,175 |
| Summit County (Oh | Community Lending Officer 1 DFA | Akron, OH | 06/22/2025 | $55,180 |
| Heritage Bank | Branch Relationship Officer | Longview, WA | 06/16/2025 | $77,969 |
| Webster Bank Group | Community Lending Officer | Great Neck, NY | 06/09/2025 | $54,262 |
| Bank of America | Community Lending Officer | New York, NY | 06/08/2025 | $58,353 |
| First Central Saving Bank | SBA Lending Officer | Glen Cove, NY | 06/05/2025 | $125,000 |
| Live Oak Bank | Associate Lending Solutions Officer | Wilmington, NC | 05/30/2025 | $55,000 |
| Heritage Financial Corporation | Branch Relationship Officer | Longview, WA | 05/30/2025 | $77,969 |
| Alpine Bank | Lending Officer | Durango, CO | 05/25/2025 | $65,000 |
| Webster Financial Corporation | Community Lending Officer | New York, NY | 05/16/2025 | $54,262 |
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