Automatically apply for jobs with Zippia
Upload your resume to get started.
Branch lending officer skills for your resume and career
15 branch lending officer skills for your resume and career
1. Business Relationships
- Maintain effective business relationships with customers to ensure retention of existing businesses and referrals of new clients.
- Developed business relationships from dormant automobile dealers based in the Georgia and Florida markets.
2. Origination
- Supervised credit staff and related lending areas, including loan underwriting, origination, servicing, portfolio/risk management and monitoring.
- Major emphasis on origination of loans through Merrill Lynch, Pierce, Fenner and Smith Financial consultants and their client base.
3. FHA
The Federal Housing Administration (FHA) stands for a government agency in the United States that offers housing insurance to FHA-approved lenders who follow certain conditions.
- Originate mortgage loans including Home Equity Lines of Credit, FHA, VA, conforming & nonconforming, etc.
- Developed sound underwriting policies and procedures in accordance with FNMA, FHLMC, FHA, AND VA guidelines.
4. Mortgage Loans
- Originated mortgage loans brokered to secondary market.
- Preformed financial analysis on 1st & 2nd conventional and non-conforming mortgage loans using fair and responsible lending practices.
5. Loan Products
- Assisted in the formulation and implementation of a mortgage operation plan, researched various loan products and established new correspondent relationships.
- Assisted banking customers in selecting the consumer loan products and services to meet their objectives.
6. Customer Service
Customer service is the process of offering assistance to all the current and potential customers -- answering questions, fixing problems, and providing excellent service. The main goal of customer service is to build a strong relationship with the customers so that they keep coming back for more business.
- Maintain a high standard of customer service and ensure accuracy of transactions processed within established guidelines.
- Established financial services relationship with clients through the delivery of exceptional customer service.
Choose from 10+ customizable branch lending officer resume templates
Build a professional branch lending officer resume in minutes. Our AI resume writing assistant will guide you through every step of the process, and you can choose from 10+ resume templates to create your branch lending officer resume.7. Credit Data
- Analyzed financial and credit data to determine financing objectives.
- Collect and analyze applicant's information regarding incomes, assets, debts and credit data as well as their needs.
8. HMDA
- Ensured compliance with lending laws, RESPA, HMDA, and TIL etc.
9. Financial Services
Financial services are economic services that are offered by the finance sector, which includes banks, financial institutes credit-card agencies, insurance companies, accountancy firms, and others that handles assets. Organizations in the financial services sector are concerned with money and risk management.
- Provided residential loan services to Financial Services Clients.
- Job functions also involved selling financial services and obtaining new business for area automobile dealerships.
10. Credit History
- Reviewed credit history to determine approval or denial of applicants while maintaining compliance with the Equal Credit Opportunity Act.
- Gathered information for loan requests, reviewed credit history to assign credit risk and determine rate.
11. Cash Flow
- Assessed corporate debt capacity, working capital adequacy, and cash flow for current customers and prospects.
- Prepare the cash flow analysis for each case based on the information that has been obtained.
12. Loan Portfolio
- Monitor loan portfolio for delinquency management for take corrective action if needed.
- Reduced risk by evaluating loan portfolio and taking immediate corrective actions.
13. Loan Applications
A loan application is a form of request presented by a person to a financial institution for the approval of a loan. This application form carries detailed information regarding the petitioner's identification information, financial competence, and sources of income that indicate whether he can return the loan back or not.
- Review loan applications received from auto dealership throughout South Florida.
- Analyze and evaluate loan applications and supporting financial documentation.
14. Business Development
Business development is the ideas or initiatives that work to make business work better. Selling, advertising, product development, supply chain management, and vendor management are only a few of the divisions involved with it. There is still a lot of networking, negotiating, forming alliances, and trying to save money. The goals set for business development guide and coordinate with all of these various operations and sectors.
- Directed overall bank profitability by directing sales and business development through a customer task and solicitation system.
- Developed business development program with staff branches that provided basis of market expansion.
15. Bank Secrecy Act
- Bank Secrecy Act & Patriot Act Security: The Outside Threat 13.
- Complied with Federal and State banking laws and related regulations, including but not limited to the Bank Secrecy Act.
5 Branch Lending Officer resume examples
Build a professional branch lending officer resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 5+ resume templates to create your branch lending officer resume.
What skills help Branch Lending Officers find jobs?
Tell us what job you are looking for, we’ll show you what skills employers want.
List of branch lending officer skills to add to your resume
The most important skills for a branch lending officer resume and required skills for a branch lending officer to have include:
- Business Relationships
- Origination
- FHA
- Mortgage Loans
- Loan Products
- Customer Service
- Credit Data
- HMDA
- Financial Services
- Credit History
- Cash Flow
- Loan Portfolio
- Loan Applications
- Business Development
- Bank Secrecy Act
- Cross-Selling
- Risk Management
- Credit Analysis
- Bank Policies
- Financial Statements
- Bank Products
- Mortgage Products
- Commercial Loans
- Portfolio Management
- Community Bank
- Business Loans
- Real Estate Loans
- Anti-Money Laundering
- Loan Closings
- Securities
- Loan Processing
- SBA
- Underwriting Guidelines
- Bank Procedures
- Commercial Banking
- Loan Committee
- Financial Analysis
- Loan Documentation
- Loan Payments
- Credit Quality
- Tax Returns
- Credit Policies
- Credit Decisions
- Property Evaluations
- CPA
Updated January 8, 2025
