Branch manager/loan officer job description

Do you have prior finance and/or underwriting experience? Are you comfortable performing and overseeing collection activities and assuming the leadership role in absence of the manager?

Your skills could be used to assist in the development and maintenance of our customer and dealer relationships. With this role, you will have the opportunity to assist with account gain through proven loan judgment and effective customer and dealer solicitation.

If you are ready to make a difference, join an enthusiastic team and start a lifelong career, "Come Begin Your Story" as
Assistant Manager
!

Professional Financial Services (PFS) has been purchasing retail installment contracts for new and used automobiles, trucks and motorcycles originated by franchise and independent vehicle dealers since 1995. We have 58 branches in 11 different states.

You'll know you are a successful
Assistant Manager
when you:

Ensure all branch actions are in compliance with state and federal regulations and Company policies regarding lending, collections, repossession, cash management and employment actions Ensure Company's SAWS methodology is followed for evaluating loan applications and determine proper loan structure (determining advance, term, rate & appraisal) Assist with appraisals, acquisition/disposal of repossessions Maintain office cash with accuracy and security

You could be a great addition as
Assistant Manager
if you have:

Valid driver's license, insurance, and reliable transportation to use for work Previous finance and/or collections experience

Keep in mind as
Assistant Manager
we provide:

An EXCELLENT benefits bundle that includes company-paid medical insurance ( free to the employee ), dental, life insurance, short-and long-term disability, profit sharing, 401k with company matching, and paid sick, holiday, and vacation time. Monthly Bonus Potential - You have the ability to earn a monthly bonus when your team meets your Company set goals! Community Service - As a company, we are pro-active members of the community. We make ongoing contributions to charities, local food banks, educational institutions and more. Growth Potential- We believe in fostering our employees' talents and providing a pathway for their individual career story. TOP- of-the-line training that includes hands-on training, online training, and new hire class orientation. We are committed to helping you build a solid foundation and do your job to the best of your abilities.


Come Begin Your Story! Apply Today!

It's more than just a job! When you join one of the region's leading community banks, you can expect a family atmosphere committed to building outstanding teams. We believe in the overall well-being of our employees and work hard to provide the best opportunities for growth. We're proud to offer a competitive compensation package that includes perks like 401k, insurance, paid time off, service awards, and community service opportunities.

As a Branch Manager and Commercial Loan Officer, incumbents will support CorTrust's mission and business objectives by cultivating personal and business lending and deposit relationships. They facilitate a relationship culture and promote our products and services while advocating for the communities in which they work and live. They oversee and direct the retail branch and its staff and are responsible for adherence to branch and lending regulatory compliance.

Daily duties for this position include:

• Prospects bank lending and deposit relationships through community advocacy and involvement in civic and community functions.
• Grows existing bank relationships through trusted and professional business communications with internal and external customers.
• Oversees the training, mentoring, coaching, and supervision of retail banking staff to ensure adherence to branch policy, security, and operations requirements.
• Maintains a working knowledge of State and Federal banking regulations and enforces branch compliance with applicable regulations, laws, and guidelines.
• Oversees branch operations and recommends product changes and service development to ensure customer satisfaction and bank profitability.
• Processes business and personal loan applications and gathers supporting documents for loan underwriting.
• Performs financial analysis for credit decisions and presents to credit committee as part of the decision process.
• Collaborates with Bank partners to make and receive internal product and service referrals.
• Performs other duties and responsibilities as changed or assigned, with or without notice.

Required skills & abilities:

• Possesses combination of education and experience to perform primary duties and responsibilities of position.
• Maintains extensive knowledge of financial services and industry workflow to execute CorTrust’s mission and goals, mitigate risk, and achieve results.
• Adapts easily to system, process, product, and service changes.
• Advocates for CorTrust in the community, customer experience, and co-worker relationships.
• Ability to reason, problem solve, and think critically.
• Demonstrates high level of integrity, personal diplomacy, and respect.
• Champions change by maintaining strategic agility, exercises sound judgement, and perseveres in the face of adversity.
• Invests in the ongoing mentorship and development of a team.

CorTrust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.