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Brookline Bank Jobs

- 303 Jobs
  • Treasurer ~ Boston, MA

    Brookline Bancorp 4.1company rating

    Brookline Bancorp Job In Boston, MA

    Principal Objective Manage the BHC and Bank Treasury functions, including investment, liquidity and funding activities. Responsible for all ALM modeling and reporting, internally and externally. Responsible for Treasury-related accounting, and regulatory SEC and reporting. Principal Duties and Responsibilities Treasury Functions Manage investment portfolios within established parameters and risk limits. Execute purchase and sale transactions, managing call activity, reinvesting cash flows and pledging securities to meet collateral requirements. Monitor and control market and credit risk of investment portfolios. Manage corporate-wide liquidity needs through wholesale funding activities with overall objective of obtaining lowest cost funding while maintaining appropriate levels of liquidity and interest-rate risk. Provide support and advise re: sweep and repo products. Manage any hedging activities including bank and customer-specific interest-rate swap programs. Develop and maintain policy and procedures that govern Treasury Department activities. Monitor and ensure compliance with applicable regulations and agency advisories ensuring department activities meet recognized industry standards and regulatory expectations. ALM and ALCO Processes Supervise corporate-wide asset/liability modeling processes with emphasis on maintaining interest-rate risk model that meets the corporation's and bank, regulatory and industry standards. Analyze and report on interest-rate sensitivities of balance sheet including net interest income simulations and economic value of equity under various interest-rate scenarios. Provide pricing support for deposit gathering and lending activities. Produce management reports and portfolio analysis for Executive Management presentations, including Asset Liability Committee and Board of Directors meetings. Other Develop and maintain policy and procedures that govern Treasury Department activities. Provide support for the corporation's strategic and budgetary processes. Job Specifications (Skills, Knowledge and Abilities Required) Bachelor's degree in Finance required; Master's degree desired. Three (3) + years of banking experience preferred with a focus in asset/liability and/or budgeting disciplines in the banking industry. Requires the ability to think strategically coupled with superior analytical and organizational skills. Proven familiarity with financial institution products, business lines, policies and procedures. Familiarity with data warehouse systems, as well as computer programs and applications used by the accounting and reporting departments. Ability to work within deadlines and provide reports on a timely basis. Ability to function effectively as a hands-on, self-starting individual contributor as well as a supervisor, who assigns, monitors and evaluates the work of staff members and provides training when necessary. Sound knowledge of managerial accounting, cost accounting and budgeting. Aptitude with computer software (General Ledger, MS Word, Windows and Excel). Behavioral Skills Consistently demonstrate behaviors associated with Brookline Bancorp's Core Four values: adaptability, accountability, leadership, and teamwork. The above statements are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. This job description is subject to change at any time.
    $107k-167k yearly est. 51d ago
  • Closing Specialist - Boston MA

    Brookline Bank 4.1company rating

    Brookline Bank Job In Boston, MA

    Share If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. **Closing Specialist - Boston MA** Full Time Admin: Senior 30+ days ago Requisition ID: 2360 **About Brookline Bancorp Inc.** Brookline Bancorp, Inc. is a multi-bank holding company for Brookline Bank and Bank Rhode Island and their subsidiaries. Headquartered in Boston, MA, the Company has more than $8 billion in assets and branches throughout Massachusetts and Rhode Island. As a commercially-focused financial institution, the Company, through its banks, offers a wide range of commercial, business and retail banking services, including a full complement of cash management products, on-line banking services, consumer and residential loans and investment services designed to meet the financial needs of small-to mid-sized businesses and retail customers. We are currently seeking a Closing Specialist to join the team in our Back Bay office. The Closing Specialist will review primarily commercial and business banking loans of assigned business line originated by the lending teams to include, but not limited to Commercial Real Estate, C & I Lending, Business Banking Group, and Attorneys after the closing for compliance with Bank policy, state and federal regulation. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers. ***Primary Accountabilities/Responsibilities:*** * Reviews all loans (Commercial, Business Banking, Residential and/or Consumer loans) to verify all required documents are present, accurate and complete. Review basic to complex documentation to reflect accuracy of data and conformity to established procedures and policies. Ensure high levels of data integrity of critical customer and portfolio terms and conditions. * Cross train on Residential and Consumer loans to assist the Quality Control team as needed. * Reviews all loans for approval by appropriate authority level (Officer, Senior Officer, and Board of Investment, etc.). * Reviews and interprets all loan disclosures for accurate disclosure of APR, payment terms, etc. Reviews all notes, mortgages and/or other documents for compliance, accuracy and completeness. Determine if legal documentation is missing from closing package. * Reviews all loans for adherence to Bank credit policy relative to rate, term, collateral, etc. Identifies Credit Policy Exceptions. Enters and tracks missing legal documentation on Document Tracking System and updates system upon receipt, expiration and maturity. Creates reports from the Document Tracking System to identify missing legal documentation for branches, lenders and attorneys. * Identifies and documents all exceptions (covenant, policy, documentation, etc). * Validates that loan and legal documents are consistent with Document Tracking System and Xperience (Core System). * Review notes and other legal documentation prior to closing for Attorneys, branches and lenders. * Follows-up with appropriate party (attorney, loan officer, branch, underwriting team, and customer) via written memo to identify the issue(s) and how to take corrective action. Takes customer calls when necessary. * Works with insurance companies, customers, attorneys, lenders, and other vendors to ensure flood, UCC's and insurance tracking and monitoring is up to date and conforming to Federal and State regulations. * Keeps well informed of Bank policies, state and federal regulations. Attends relevant seminars and training programs. Makes recommendations on procedures for post closing. Surfaces issues/problems to Loan Servicing Manager relating to regulatory, compliance, documentation, and efficiency areas so corrective action can be taken. * Operates document imaging equipment to create electronic files or archives. Responsible for scanning, indexing, and verifying records accurately. Maintaining accurate records including quality assurance, conversions and tracking of documents. May perform minor scanning setup adjustments or delete documents from imaging system. * May process loan payoffs as well as prepare requests to attorneys, lenders and customers for all loan products. Calculate interest amounts and research the discrepancies. * Trains other employees on servicing tasks as recommended by the manager. * Ensures effective and timely completion of special projects as assigned. Contributes to effective workflow with the team. * Reports all exceptions to the Loan Servicing Supervisor and Loan Servicing Manager. * Refers sales opportunities to other departments or bank affiliates in support of established objectives. * Performs related and unrelated duties as may be required. ***Position Requirements:*** * Bachelor's degree or equivalent experience, plus specialized training or course work. * Minimum of 2 years experience in related field. * Must have a solid understanding of legal documentation and experience with consumer and **commercial loan products**. * Paralegal certificate desirable. * Must be very detail oriented, highly organized and customer service oriented. * Must possess at least intermediate technology skills including knowledge of word processing, database and spreadsheet applications.
    $84k-123k yearly est. 30d ago
  • Nighttime Maintenance Worker

    Cambridge Savings Bank 4.5company rating

    Waltham, MA Job

    NIGHTTIME MAINTENANCE WORKER At Cambridge Savings Bank, our purpose is to have a positive impact on our customers, employees, and community's financial well-being. We are committed to exceeding expectations, having a strong commitment to diversity and inclusion, and fostering a highly collaborate and customer centric environment. The Nighttime Maintenance Worker is responsible for providing maintenance coverage / support for the Bank's MOC's tenants after normal business hours, including weekends. Responsible for performing a variety of general utility, maintenance, and repair duties throughout the main office complex and branch locations. Key Result Areas: + Troubleshoot maintenance issues and assist with resolving tenant issues at Harvard Square. This may include hands on repairs for minor plumbing issues, changing light bulbs, etc., as well as contacting vendors for larger issues. + Clean the Harvard Square branch and ATM vestibule as well as common areas of Read Block and Dunster, including floors, glass, and trash removal. + Monitor the main office complex exterior throughout the evening, including picking up trash, removing vagrants, and ensuring tenant doors and alley gates are secure. + Coordinate service with contractors; plumbers, drain specialists, duct cleaners, HVAC, etc. + Assist with responding to emergency issues with Belmont tenants. + Monitor JFK St restrooms. + Act as liaison to security department + Perform snow removal when necessary. + Establish and maintain effective working relationships with other employees and customers. + Contribute to the effective team management of all bank problems, issues, and opportunities. + Perform additional duties as required. Qualifications: + 1 year experience performing maintenance work. + General knowledge of custodial and maintenance tasks and repair tasks, including plumbing, and electrical. + Ability to operate various machines and equipment, including hand and power tools. + Have a valid driver's license and a clean driving record (no moving violations in past 6 months and no DUI's, suspended licenses, etc. in past 5 years) + Ability to work overtime, weekends, and holidays, as needed. + Ability to follow standard procedures. + Good communication and interpersonal skills. + Ability to stretch, bend, and lift up 100 lbs. + Ability to lift and move heavy objects (furniture, boxes, etc.), climb ladders, shovel snow. The above description covers the most significant major responsibilities but does not exclude other occasional responsibilities and accountabilities the inclusion of which would be in conformity with the major purpose of this job. Location: Harvard Square - Cambridge, Massachusetts About Cambridge Savings Bank: Cambridge Savings Bank is a full-service banking institution with $7 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers, and the communities we serve. One of the oldest and largest community banks in Massachusetts, Cambridge Savings Bank offers a full line of individual and business banking services across a robust Massachusetts-based branch network and through digital banking solutions for commercial, small business and consumer customers. In March 2023, Kroll Bond Rating Agency affirmed CSB's investment-grade rating, reinforcing the bank's position as a reliable business lender. To learn more about how CSB can meet your needs, visit us at cambridgesavings.com , or better yet, come meet us to help you make the most out of your banking relationship. Member FDIC. Equal Housing Lender. NMLS # 543370 Cambridge Savings Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. We are a VEVRAA Federal Contractor.
    $38k-52k yearly est. 15d ago
  • Wealth Management Client Associate

    Bank of America 4.7company rating

    Newton, MA Job

    Merrill Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance. Merrill's Financial Advisors and Wealth Management Client Associates help clients pursue the life they envision through a personal relationship with their advisory team committed to their needs. We believe trust comes from transparency. Our trusted advisory teams are equipped with access to the investment insights of Merrill coupled with the banking convenience of Bank of America. At Merrill, we empower you to bring your whole self to work. We value diversity in our thoughts, business, and within our employees and clients. Our Wealth Management team represents an array of different backgrounds and bring their unique perspectives, ideas and experiences, helping to create a work community that is culture driven, resilient, results focused and effective. Job Description: This job is responsible for providing client service support to potentially multiple Financial Advisors (FAs). Key responsibilities include supporting enterprise strategic objectives, operational excellence goals, and client advocacy within the FA's business, while customizing solutions based on their specific needs. Job expectations include serving as the most frequent point of contact within Merrill to address all service needs of their clients. Responsibilities: Provides excellent Client Service to the bank's clients through educating them on all of the bank's service and banking offerings Ensures timeliness, accuracy, and completeness in client materials and follows up on all client and Financial Advisor (FA) requests Assists with ensuring practices are in alignment with the bank's policies and procedures to support operational excellence, protect the bank's clients, and manage risk Identifies, deepens, and maintains client relationships through emphasizing the bank's offerings and promoting incorporation of banking into day-to-day practices, while communicating outputs to the FA Supports day-to-day team activities and needs including covering roles in times of absence or seasonal need increases, while leading with a client first mindset Skills: Account Management Client Management Customer and Client Focus Issue Management Oral Communications Business Development Client Solutions Advisory Pipeline Management Prioritization Administrative Services Emotional Intelligence Referral Identification Written Communications Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 37.5
    $49k-65k yearly est. 11d ago
  • Sr. Credit Products Officer-Dealer Financial Svs

    Bank of America Corporation 4.7company rating

    Boston, MA Job

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! In DFS, assigned as a market or industry level resource, the Credit Products Officer (CPO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions. Guidelines for assignment of CPOs include specific criteria and is made at the discretion of the Credit Products Manager (CPM) in consultation with the Market Executive (ME). The role also serves as Line/Credit approver in conjunction with Risk management based on credit approval grid and drives the internal credit approval process, loan documentation and closing. Involvement with monitoring activities/approvals is also part of the responsibilities. The CPO maintains knowledge of other BofAML products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. The role is balanced between analysis of clients and prospects and their industries, design and execution of credit solutions, and the active management of asset quality. Client facing, the CPO collaborates with the Client Manager (CM), Treasury Solutions Officer (TSO), and other product partners, when needed, to assess client needs, design integrated solutions and deliver the bank to clients and prospects. The CPO reports to the Credit Products Manager (CPM) and will be aligned to 1-3 Portfolio Management Officers (PMO), serving as a mentor/coach. Job Responsibilities: * Sr. Credit Products Officer (SCPO) serves as a key member of the Commercial Client Team in handling the clients financial needs, ensuring that the overall client experience is favorable, and that the bank is in a position to expand the relationship * The client team is charged with helping clients achieve their overall financial goals via the delivery of our debt and deposit capabilities, as well as the full breadth of services offered by Bank of America * Working closely with the client team, the Sr. Credit Products Officer's (SCPO's) role in the credit process is the guidance and oversight of underwriting, structuring, and documentation of credit requests on an assigned portfolio * Includes an evaluation of the financial standing of the client or prospect and the appropriateness of the existing or proposed credit structure, and suggestion of any changes to help optimize the relationship * Underwrite and structure complex credit transactions with minimal oversight * Provide ongoing coaching and support to other Credit Products team members, reporting to the Sr. Credit Products Manager, and partner closely with Client Managers and the Credit Risk Manager (CRMs) * Some travel time with face-to-face interaction with our dealer clients * Interacts with clients and prospects to understand their financial goals and objectives, current and future financial performance, and their needs and desires for their banking relationship * Involved in the negotiation and closing process for transactions in portfolio * Oversees the monitoring of their assigned portfolio to maintain credit quality, and to ensure timely recognition and management of any changes via the use of the bank's proprietary risk rating tool, and the review of various compliance, exception and past due reports Required Qualifications: * 5 + years of solid experience in commercial credit analysis to include underwriting, structuring, documentation and portfolio management * Strong knowledge and comprehension of loan and collateral documentation * Ability to accurately analyze borrower's financial picture and deliver a comprehensive risk analysis to manager and risk officers * Confidence and ability to develop an independent viewpoint and present a business case to support conclusions * Excellent relationship management skills, experience working in a team environment, ability to help influence constituencies with diverse views towards consensus * Coaching and mentoring skills * Strong Microsoft Office Skills Desired Qualifications: * Undergraduate degree in Finance or Accounting * Prior experience leading a team * Prior experience mentoring less experienced associates * Completion of a formal commercial credit training program * Knowledge of the franchised automobile and RV dealership businesses Skills: * Credit and Risk Assessment * Customer and Client Focus * Loan Structuring * Oral Communications * Written Communications * Analytical Thinking * Collaboration * Legal Structures and Legal Forms * Presentation Skills * Prioritization * Attention to Detail * Policies, Procedures, and Guidelines * Product Management * Strategic Thinking * Underwriting Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40
    $98k-148k yearly est. 16d ago
  • Loan Servicing Assistant - Boston, MA

    Brookline Bancorp 4.1company rating

    Brookline Bancorp Job In Boston, MA

    Inc. Brookline Bancorp, Inc. is a multi-bank holding company for Brookline Bank and Bank Rhode Island and their subsidiaries. Headquartered in Boston, MA, the Company has more than $8 billion in assets and branches throughout Massachusetts and Rhode Island. As a commercially-focused financial institution, the Company, through its banks, offers a wide range of commercial, business and retail banking services, including a full complement of cash management products, on-line banking services, consumer and residential loans and investment services designed to meet the financial needs of small-to mid-sized businesses and retail customers. What is our most valuable asset? Our employees! We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. In today's competitive market, we know that you have a choice of employer so our goal is to attract and retain the best talent. We offer competitive pay, opportunities to grow, an authentic and welcoming environment and excellent benefits which include comprehensive medical, dental and vision plans, tuition reimbursement, and a matching 401k. We are currently seeking a Loan Servicing Assistant to join the team in our Back Bay office. The Loan Servicing Assistant will perform a variety of loan servicing and processing activities in conformance with established bank policies, procedures and objectives. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers. PRIMARY ACCOUNTABILITIES / RESPONSIBILITIES: Sets up new loans for commercial, construction mortgage, residential mortgage, home equity, collateral loans, installment loans, personal loans, business overdraft, and ACH lines. Performs the initial review of legal documents and setup forms for accuracy and completeness. Research and resolve servicing issues in support of lending teams and customers within scope of authority and expertise. Works with manager to ensure timely and accurate Loan Servicing practices. Ensures timely payment of escrowed hazard insurance premiums, PMI premiums and real estate taxes. Responds promptly to all written and verbal requests by customer, attorney, insurance companies, and town treasurers relating to escrow and insurance administration. Ensures timely and accurate processing of all ongoing yearly escrow analyses. Processes re-amortization schedules and modification agreements. Review modification agreements for accuracy and completeness. Calculates new principal and interest payments. Prepares and provides to customers new disclosure statements and agreements for signature. Monitors, maintains and updates rate and payment change records as required. Sends adjustment notices to customers and responds to any customer inquiries or concerns. May manually calculate daily interest rate and per diem rate for customer/lender/attorney. Processes all basic/simple loan payments. Prepares mortgage and loan bills daily including corrected and replacement bills as well as order coupon books. Performs general ledger account balancing. Reconcile, research and make corrections as necessary. Identifies flood, CRA, and other regulatory issues via setup forms and documents. Reviews co-worker's new loan setups via daily reports for accuracy and completeness. Performs monetary and non-monetary maintenance on all loans. Daily verification of branch new loan setups and approvals. Update spreadsheets with daily volumes, i.e. daily metrics and board reporting information. Works with the systems team to run the CRA file as well as Escrow Analysis files via complex assessment of funds availability. Performs advances and disbursements on all loan types. Reviews and researches requests to ensure all risk associated have been mitigated. Operates document imaging equipment to create electronic files or archives. Responsible for scanning, indexing, and verifying records accurately. Maintaining accurate records including quality assurance, conversions and tracking of documents. May process loan payoffs as well as prepare requests to attorneys, lenders and customers for all loan products. Calculate interest amounts and research the discrepancies. Supports other Loan Servicing team members in post-closing, payoffs and documentation responsibilities. Performs all duties in accordance with prescribed regulatory compliance guidelines. Refers sales opportunities to other departments or Bank affiliates in support of established objectives. Performs related and unrelated duties as may be required. POSITION REQUIREMENTS: Associates Degree or equivalent relevant work experience. At least one year of lending, banking or loan processing or servicing experience is required. Must have a basic understanding of debits and credits, prior experience or coursework in accounting is desirable. Must be detailed, organized and customer service oriented. Must possess at least intermediate technology skills, including knowledge of word processing, database and spreadsheet applications. Knowledge of Bank's various residential, consumer and commercial products and policies is desirable. Ability to lift loan files up to 20 pounds.
    $29k-32k yearly est. 60d+ ago
  • Commercial Loan Closing Manager ~ Boston, MA

    Brookline Bancorp, Inc. 4.1company rating

    Brookline Bancorp, Inc. Job In Boston, MA

    Principal Objective The Commercial Loan Closing Manager is responsible for reviewing all documentation related to a commercial loan transaction. This process is crucial for ensuring that all legal and financial aspects of the transaction are properly documented and completed consistently and in accordance with the credit approved terms and conditions. This position will work most closely with the Relationship and Portfolio Managers, Commercial Administration and outside counsel. The Commercial Loan Closing Manager may take on the additional responsibility of managing a small team of Lending Assistants. The main function is to ensure all necessary documentation and legal requirements are completed accurately and efficiently with regulatory and credit policies. Principal Duties and Responsibilities Pipeline: Track and schedule all loan closing and loan modifications over $3MM with Relationship Managers, Portfolio Managers and closing Attorneys. * Attend Management Loan Committee meetings * Ensure all conditions pre and post approval have been noted and satisfied * Communicate any changes to closing date with Relationship Manager, Portfolio Manager and Loan Assistant Review Documents: Coordinate with Relationship Managers and Bank Counsel to gather necessary information and documentation for loan closing. Review all relevant documents, such as contracts, agreements, invoices, and legal forms to ensure accuracy and completeness. Loan Sales: Ensure that banking partners have been committed before closing and review Participation Agreement. * Review all documents related to the participants to ensure the credit approval and legal documents are aligned. Signing Contracts: Parties involved in the transaction will need to sign contracts and agreements to formalize their commitments and obligations. Legal Compliance: Ensure that all legal requirements and regulations are met, including any necessary permits, licenses, or regulatory filings. Record-Keeping: Properly organizing and storing all documentation related to the loan closing. Communications: Inform all relevant stakeholders, including clients, partners, and employees, about the successful completion of the transaction. * Once loan/modification is approved CLO will communicate appropriate time line for closing ensuring all documentation aligns with loan policy and approval. Post-Closing Actions: Depending on the nature of the transaction, there may be additional post-closing actions required, such as asset transfers, employee onboarding, or integration activities. Final Review: Conduct a final review to confirm that all necessary steps have been completed and that all parties are satisfied with the outcome. Job Specifications (Skills, Knowledge and Abilities Required) * Bachelor's Degree or equivalent related work experience * Minimum of 10 years of commercial lending and underwriting/portfolio management experience. * Well versed in the loan closing process. * Thorough understanding of CRE loan closing documentation. * Excellent communication skills both written and verbal. * Collaborative with strong leadership abilities, to influence and build relationships * High level of attention to detail * Be well-versed with the Bank's credit policy. * Management experienced preferred. * Strong attention to detail and ability to work accurately under pressure. Behavioral Skills: * Consistently demonstrate behaviors associated with Brookline Bancorp's Core Four values: adaptability, accountability, leadership, and teamwork.
    $39k-73k yearly est. 9d ago
  • Project Management Intern

    Cambridge Savings Bank 4.5company rating

    Waltham, MA Job

    Project Management Intern 2025 Cambridge Savings Bank's Summer 2025 Internship Program is a talent pipeline program designed to provide college students with the foundation needed for a career in the banking industry and a thorough understanding of the everyday functions of a community bank. As a Project Management Intern, you will be a part of the Transformation team which consists of Agile Project Managers, Portfolio Program Managers and a team of Business Analysts that support bank wide initiatives. As a team, we have a strong continuous improvement culture and work on strategic projects that impact the bottom line of our assets. Key Result Areas: + Bank-wide orientation to introduce you to Cambridge Savings Bank (CSB). + Project work in support of CSB's 2025 strategic priorities. + Real world banking experience with a dedicated manager. + Personal and career development via networking, community involvement, exposure to industry executives, and small business partners. + Dedicated CSB Internship Coordinator for coaching and mentoring. Qualifications: + Minimum 3.0 GPA + Currently enrolled in a full-time, undergraduate degree program. + Consistently demonstrates teamwork, strong written and verbal communication, and interpersonal skills. + Ability to organize and prioritize work assignments and projects. + Demonstrates academic aptitude, a strong work ethic, and involvement in college and/or community programs. + Strong computer skills, including Word, Excel, and PowerPoint. The above description covers the most significant responsibilities but does not exclude other occasional responsibilities and accountabilities, the inclusion of which would be in conformity with the major purpose of this job. Location: Hybrid/Waltham, Massachusetts About Cambridge Savings Bank: Cambridge Savings Bank is a full-service banking institution with $7 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers, and the communities we serve. One of the oldest and largest community banks in Massachusetts, Cambridge Savings Bank offers a full line of individual and business banking services across a robust Massachusetts-based branch network and through digital banking solutions for commercial, small business and consumer customers. In March 2023, Kroll Bond Rating Agency affirmed CSB's investment-grade rating, reinforcing the bank's position as a reliable business lender. To learn more about how CSB can meet your needs, visit us at cambridgesavings.com , or better yet, come meet us to help you make the most out of your banking relationship. Member FDIC. Equal Housing Lender. NMLS # 543370 Cambridge Savings Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. We are a VEVRAA Federal Contractor. #LI-Hybrid
    $33k-38k yearly est. 2d ago
  • Academy Design Manager - Global Corporate and Investment Banking

    Bank of America 4.7company rating

    Boston, MA Job

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **About the Academy:** The Academy is Bank of America's award-winning onboarding, education, and professional development organization. The Academy supports the onboarding, coaching and development of teammates across the enterprise. The mission of the Academy is to equip employees with the skills, knowledge, and resources to succeed in their careers, engrain a client-centric culture, support our brand in the marketplace, and foster career growth and professional development. **Job Description:** The Academy Design Manager (ADM) typically leads/manages a team accountable for driving employee development, actively participating in strategic initiatives and cross-organizational projects. This role works on multiple priorities at once, including program design, analysis, deliverables, communications and deployment. The ADM demonstrates strategic thinking, tactical planning and project management skills along with the ability to analyze and prioritize multiple projects, influencing and making recommendations with autonomy. This leadership role develops strong partnerships and coordination with both Academy teammates and line of business partners, often including matrixed, senior-level stakeholder engagement. **Responsibilities:** This The Academy Design Manager (ADM) will support the Global Corporate and Investment Banking organization by developing and maintaining Academy programs. The Academy Design Manager is an accomplished leader responsible for delivering business solutions and high-impact process improvements that support associate development priorities. This leader combines strategic thinking and tactical planning to manage initiatives that deliver transformative results that impact the business. This role is responsible for mitigating risks while managing the execution of high-visibility, complex initiatives and requires competency in working on multiple priorities at the same time, including design, build, communications, deployment, and continuous improvements. This individual may lead end-to-end project or program management activities as well as cross-functional work groups to champion change. They must also excel in achieving success through leading and influencing business stakeholders by leveraging their ability to cultivate strong partnerships with both Academy teammates and senior-level line of business partners. **Required Qualifications:** + 3+ years of experience within or supporting Global Corporate and Investment Banking. + Minimum of 5 years experience in a training development and content design role. + Excellent interpersonal and relationship management skills to build and maintain credibility and influence with teammates and stakeholders across a complex matrix environment. + Able to aggregate multiple sources of information and details to communicate a high-level story quickly, succinctly, and effectively. + Strong organizational skills with ability to prioritize work, manage complexity and deliver solutions on tight deadlines. + Strong written, oral, and active listening communication skills, including ability to drive consensus among partners. + Solutions focused, positive and resilient with the ability to overcome obstacles and challenges and remain agile to changing business needs and priorities. + Demonstrated problem solving, strong follow-up skills and ability to escalate and gain resolution as needed. + Proficiency in day-to-day risk identification and mitigation, and ability to communicate and reinforce the bank's risk culture. **Desired Qualifications:** + Demonstrated experience within Global Corporate & Investment Banking, Global Markets and/or Global Research. + Previous experience in building and maintaining learning programs. + Instructional design experience and ability to create innovative learning solutions using various modalities. **Skills:** + Learning Design and Development + Organizational Effectiveness + Program Management + Relationship Building + Talent Development + Executive Presence + Inclusive Leadership + Process Management + Process Simplification + Stakeholder Management + Budgeting + Coaching + Drives Engagement + Performance Management + Process Design **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the "EEO is the Law" poster, CLICK HERE (****************************************************************** . To view the "EEO is the Law" Supplement, CLICK HERE (******************************************************************************************************* . View the LA County Fair Chance Ordinance (************************************************************************************************** . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. To view Bank of America's Drug-free Workplace and Alcohol Policy, CLICK HERE . This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
    $116k-147k yearly est. 31d ago
  • Senior Manual Ethical Hacker

    Bank of America Corporation 4.7company rating

    Boston, MA Job

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Job Description: Manual Ethical Hacking is part of the Application Development Security Framework Program within Bank of America's Cyber Security Assurance Offensive Security group. The program provides services to assess the security resilience of the bank's applications to malicious hacking activity. This senior technical role is responsible performing and leading ethical hacking assessments of the bank's technologies, applications, and cyber security controls while adapting testing methods to evolving and emerging threats. Key responsibilities include leading and performing research, understanding the bank's security policies, working with appropriate partners to complete assessments and simulations, identifying misconfigurations and vulnerabilities, and reporting on associated risk. These individuals partner closely with security partners, CIO clients and multiples lines of business. These individuals are expected to perform application security-oriented dynamic and static assessments across a multitude of technologies including web UI, web APIs, mobile and cloud, including associated source code. Key Responsibilities in order of importance: * Perform assigned analysis of internal and external threats on information systems and predict future threat behavior. * Incorporate threat actors' tactics, techniques, and procedures into offensive security testing to identify high-value vulnerabilities/chained attacks. * Developing Proof-of-concepts for exploitation. * Perform assessments of the security, effectiveness, and practicality of multiple technology systems. * Leverage innovative thinking to help solve problems or introduce new ideas to processes or products applicable to offensive security. * Prepare and present detailed technical information for various media including documents, reports, and notifications. * Provide clear and practical advice regarding managing risks. * Learn and develop advanced technical and leadership skills, mentor Junior and Intermediate assessors in technical tradecraft and soft skills. * Respond to security incidents and provide technical assistance to leadership across the Information Security organization. Required Skills: * Minimum of 5+ years of professional pentesting, application security or ethical hacking experience, preferably in a large, complex, enterprise environment * Detailed technical knowledge in at least 5 of the following areas: * security engineering * application architecture * authentication and security protocols * application session management * applied cryptography * common communication protocols * mobile frameworks * single sign-on technologies * exploit automation platforms * Web APIs * Cloud environments * LLM security * Able to manually identify and reproduce findings, discuss remediation concepts, develop PoCs for vulnerabilities, use scripting/coding techniques, proficiently execute common penetration testing tools, triage, and support incidents, and produce high value findings * Experience performing manual web application assessments i.e., must be able to simulate a OWASP Top 10 vulnerabilities without the use of tools * Experience performing manual code reviews for security relevant issues * Experience working with DAST and SAST tools to identify vulnerabilities * Knowledge of network and Web related protocols/technologies (e.g., UNIX/LINUX, TCP/IP, Cookies) * Experience with vulnerability assessment tools and penetration testing techniques. * Solid programming/debugging skills, development frameworks, CVE and CWE research/reproduction * Threat Analysis, threat modelling and SBOM analysis * Innovative thinking, threat actor simulation * Technology Systems Assessment * Technical Documentation * Advisory Desired: * CEH, OSCP/OSCE/OSWE/GXPN/GPEN/GWAPT/GMOB/All Practitioner Certs [Port Swigger BSP Academy]/Cloud Cert(s)/ eWPT; eWPTX; eMAPT [INE Pentester Academy] * Strong programming/scripting skills This job will be open and accepting applications for a minimum of seven days from the date it was posted. Shift: 1st shift (United States of America) Hours Per Week: 40
    $90k-129k yearly est. 34d ago
  • Consumer Product Strategy Analyst III - Digital Fraud Strategies Analyst

    Bank of America Corporation 4.7company rating

    Boston, MA Job

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! : This job is responsible for performing more complex analysis and modeling to minimize loss exposure and negative impacts to the customer experience. Key responsibilities include utilizing a variety of systems such as Excel, SAS, SQL, Tableau, and other relational data bases to provide analytical support on strategies, ensure goals are met, and propose policy and procedural changes within segmentation structures to produce optimal results. Job expectations include evaluating data to assess potential fraud risk and create mitigation strategies. Responsibilities: * Recommends ways to help the business achieve desired outcomes and make informed business decisions using data analysis outputs * Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance * Leads coordination of the production of product performance reports and updates for senior management LOB Job Description: As a Client Protection Fraud Strategy Analyst, you will capitalize on your technical abilities and strategic thinking to solve business challenges and seek opportunities for improvement. The Digital Fraud team focuses on identifying criminals posing as customers who are intentionally trying to steal from the bank and deceive clients. You will join a team of fraud professionals who are dedicated to stopping criminals and protecting customers from both fraud, scams and money mule activity. In the role you will spend time analyzing difficult problems to effectively manage an evolving fraud attack environment. You will develop complex defenses designed to minimize the impact to good customers while maximizing fraud loss avoidance. You will work across multiple partner organizations and represent our team as a subject matter expert. We are looking for someone with strong communication skills, sound business judgement, and is results oriented with a track record of thriving in a fast paced entrepreneurial environment. Responsible for performing more complex analysis and strategy development for multiple money movement products with the goal of maximizing profits and asset growth and minimizing risk and operating losses and/or other financial and marketing exposures. Other responsibilities include: * Develops complex program models to extract data and uses multiple databases to acquire statistical and financial data. * Support biometrics capability enhancements and strategy design * Build and develop logic for strategy * Utilizes portfolio trends to propose strategy and policy changes within segmentation structure to produce optimal results. * Role would also include project scope leadership where candidate would be responsible for providing fraud requirements, testing, and development of strategies * Excels at risk/reward trade off. * Participates in the rollout of leading-edge machine learning technology * Duties primarily include the regular use of discretion, independent judgment, the ability to communicate with multiple levels of management and the utilization of core leadership behaviors. Required Qualifications: 3+ years of fraud experience and/or 2+ years of analytical experience (Payment card /Retail Bank background preferred) Proficient in SAS/SQL and Excel Strong quantitative, critical thinking, and analytical skills Ability to communicate and interact with a high degree of professionalism with executive level personnel across the business Ability to work independently as well as part of a virtual team Innovative mindset with the ability to challenge the status quo Ability to proactively identify, analyze, and improve upon existing processes for optimization and to meet deadlines Desired Qualifications: Bachelors degree in a quantitative discipline such as mathematics, statistics, operations research, finance, or business Advanced analytical and quantitative skills with demonstrated ability in using data and metrics to identify root causes Basic understanding of 1st and 3rd party fraud (claims to charge-off timing, chargeback recovery rights, etc.) Proven strong analytical and communication skills Skills: * Business Analytics * Business Intelligence * Data Quality Management * Fraud Management * Monitoring, Surveillance, and Testing * Collaboration * Data Visualization * Oral Communications * Problem Solving * Written Communications * Analytical Thinking * Critical Thinking * Data and Trend Analysis * Innovative Thinking * Research Shift: 1st shift (United States of America) Hours Per Week: 40
    $79k-106k yearly est. 34d ago
  • Senior Commercial Loan Servicing Specialist

    Cambridge Savings Bank 4.5company rating

    Waltham, MA Job

    SENIOR COMMERCIAL LOAN SERVICING SPECIALIST At Cambridge Savings Bank, our purpose is to have a positive impact on our customers, employees, and community's financial well-being. We are committed to exceeding expectations and having a strong commitment to diversity and inclusion. As a Senior Commercial Loan Servicing Specialist, you will provide operational and servicing support to the Commercial Lending areas of the Bank, including Commercial Real Estate, Commercial and Industrial, Asset Based Lending, and Small Business. This includes review of existing information in core platform (Fiserv/DNA), boarding new loans and maintaining existing loans. Provides exceptional customer service to both internal colleagues and external customers. Key Result Areas: + Responsible for timely and accurate boarding and maintenance of new C&I, CRE, Small Business and SBA loans in the Bank's core system including modifications, increases, renewals, extensions, participations, SWAPs, letters of credit, bonds ensuring adherence to required loan terms and conditions and department SLAs. + Serve as a primary resource for the Commercial Loan Servicing team for guidance on specialized tasks, procedures, and training. Create and maintain procedures for the department. + Complete and review monthly HMDA and CRA reporting. Work closely with the Compliance Department and colleagues to address or clarify questions surrounding HMDA, CRA, and Flood Insurance. + Review and board new SWAP loan transactions. Act as a resource for Commercial Loan Operations team with questions surrounding remittance and payments. + Work with insurance vendor (Miniter) to monitor hazard, liability and flood insurances for all commercial loans, ensuring policies are renewed. Review and approve potential insurance force placement for cancelled policies + Track and monitor real estate tax escrow accounting for commercial loans, including updating third-party tracking system (Corelogic) and reviewing delinquent tax reports provided.Follow up with loan officers on any past due taxes and provide management level reporting summarizing these accounts. + Reconcile various general ledger accounts. Research and escalate any outstanding items in accordance with department procedures + Prepare and submit monthly 1502 reporting to the Small Business Administration. + Satisfy incoming service requests and perform file maintenance including, but not limited to, audit summaries, risk rating changes, officer code changes and address changes + Input daily and weekly indices into DNA for variable rate loan changes. + Create and review paid loan and collateral release documentation for closed commercial loans. + Prepare and distribute various daily, weekly and monthly portfolio and management level reports. + Communicate directly with customers orally and in writing in responding to customer needs and inquires. Resolve issues within authority level. + Resolve complex billing questions, i.e. tax escrow analysis, etc. + Assist branch personnel, Commercial Loan Administration, and Customer Contact Center with commercial Loan inquiries. + Monitor and work daily exception reports, including department and individual tickler reports. + Assist in the management of the Bank's participation portfolio, including funding, tracking of payments received, sending remittances, and responding to questions of partner banks. + Perform other duties as required. Qualifications: + Bachelor's Degree in accounting, finance, or business management preferred. + Three to five years of banking experience, preferably in Commercial Loan Administration or Servicing. + Established understanding of lending compliance and regulation, including HMDA, CRA, and Flood Insurance. + Strong organizational and computer skills, including Microsoft Office. + Exceptional attention to detail, with the ability to meet critical deadlines with limited supervision in a fast-paced environment. + Exceptional oral and written communication skills, utilized to strengthen customer and business partner relationships. The above description covers the most significant major responsibilities but does not exclude other occasional responsibilities and accountabilities the inclusion of which would be in conformity with the major purpose of this job. Location: Hybrid/Waltham, Massachusetts About Cambridge Savings Bank: Cambridge Savings Bank is a full-service banking institution with $7 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers, and the communities we serve. One of the oldest and largest community banks in Massachusetts, Cambridge Savings Bank offers a full line of individual and business banking services across a robust Massachusetts-based branch network and through digital banking solutions for commercial, small business and consumer customers. In March 2023, Kroll Bond Rating Agency affirmed CSB's investment-grade rating, reinforcing the bank's position as a reliable business lender. To learn more about how CSB can meet your needs, visit us at cambridgesavings.com , or better yet, come meet us to help you make the most out of your banking relationship. Member FDIC. Equal Housing Lender. NMLS # 543370 Cambridge Savings Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. We are a VEVRAA Federal Contractor. #LI-Hybrid
    $50k-87k yearly est. 3d ago
  • Portfolio Management Officer II/III

    Bank of America Corporation 4.7company rating

    Boston, MA Job

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: The PMO is responsible for underwriting and structuring of straightforward credit transactions (existing and new clients) with a high level of independence. The PMO is also involved in structuring and underwriting of complex credit transactions with coaching from the Credit Products Officer (CPO)/Credit Products Manager (CPM). The PMO approves credit transactions without CPO coverage under credit approval grid but with a high level of support from the CPO/CPM. The PMO also participates in the internal credit approval process led by client manager (straight forward transactions) and/or CPO (complex credits) and partners with the client manager/CPO in preparation of Term Sheets. The PMO leads documentation and closing for straightforward credit transactions without CPO coverage and has an active role with the CPO in documentation and closing for complex transactions. Provides ongoing management and primary accountability for all monitoring and maintenance activities on an assigned portfolio, including straight forward and complex client relationships. The PMOs have primary accountability for all monitoring and maintenance activities on an assigned client base and (e.g. Financial Analysis Summary (FAS)/Annual Exposure Review (AER), Risk Rating Scorecards, CPT web, etc). They monitor clients operating performance and financial condition to proactively identify issues and opportunities. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. They report to the Credit Products Manager (CPM) and partner closely with CPOs, PMO I and Credit Products Analysts (CPA). Required Qualifications: * 3+ years of solid experience in commercial credit underwriting, financial analysis and commercial loan portfolio management * 3+ years of financial accounting, financial modeling or loan structuring * Commercial credit training in commercial bank or captive finance company * Proficiency in Microsoft Office, with emphasis on Excel competency Desired Qualifications: * BS/BA Degree with Accounting or Finance Concentration * Commercial Credit Underwriting for Auto and RV dealers in a Bank or Captive Finance environment * Familiarity with Auto and RV Floor Plan product Skills: * Analytical Thinking * Attention to Detail * Collaboration * Credit Documentation Requirements * Underwriting * Collateral Management * Decision Making * Financial Analysis * Prioritization * Problem Solving * Business Acumen * Loan Structuring * Negotiation * Portfolio Management * Written Communications Shift: 1st shift (United States of America) Hours Per Week: 40
    $81k-114k yearly est. 3d ago
  • Actuarial and Investment Analyst - Institutional Retirement

    Bank of America 4.7company rating

    Boston, MA Job

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Job Description: As an Actuarial and Investment Analyst - Institutional Retirement, you will be responsible for assisting with the creation, development, and monitoring of investment strategies developed for institutional retirement plans - typically defined benefit (pension) plans. You'll play a key role in supporting the primary functions of the actuarial investments team. Key Responsibilities: Monitoring investment strategies on a day-to-day basis. Creating, reviewing, and distributing monthly and quarterly performance reports. Conducting asset-liability modeling (ALM) studies used to set investment strategies. Communicating regularly with internal partners and external clients. Self-managing through routine tasks and collaborating during larger projects. Contributing to the development of new thought-leadership and whitepapers Responsibilities include monitoring financial performance of Retirement product, working with more senior Product Managers in developing product plans, strategies, and enhancements, and performing data collection and coordination activities Required: Bachelor's degree in actuarial science, finance, mathematics, statistics, or a related field. 3+ years of actuarial or institutional investment experience. Very proficient with Microsoft Office - especially MS Excel. VBA programming experience a plus. Strong analytical skills and an ability to learn new financial modeling software. Excellent communication skills, both written and verbal. Self-managing through internal partners and external clients. Holds one or more of the following actuarial designations: Associate of the Society of Actuaries (ASA) Fellow of the Society of Actuaries (FSA) Enrolled Actuary (EA) Desired: Series 7/66 preferred but not required Skills: Business Acumen Data Management Oral Communications Presentation Skills Written Communications Benefits Plan Development Business Analytics Collaboration Analytical Thinking Innovative Thinking Problem Solving Product Management It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Shift: 1st shift (United States of America) Hours Per Week: 40
    $73k-104k yearly est. 60d+ ago
  • Account Takeover and Device Policy Analyst

    Bank of America 4.7company rating

    Boston, MA Job

    Charlotte, North Carolina;Belfast, Maine; Plano, Texas; Richmond, Virginia; Fort Worth, Texas; New York, New York; Boston, Massachusetts; Chandler, Arizona; Chicago, Illinois; Kennesaw, Georgia; Phoenix, Arizona **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! **Job Description:** This job is responsible for performing complex analysis and modeling to minimize loss exposure and negative impacts to the customer experience. Key responsibilities include utilizing a variety of systems such as Excel, SAS, SQL, Tableau, and other relational data bases to provide analytical support on strategies and ensure goals are met. Job expectations include evaluating data to assess potential fraud risk and create mitigation strategies. As a Client Protection Fraud Policy Analyst, you will capitalize on your Fraud knowledge strategic thinking to solve business challenges and seek opportunities for improvement. The Account Takeover and Device Policy and Strategy team focuses on identifying criminals posing as customers who are intentionally trying to steal from the bank and deceive clients into providing access to their accounts. You will join a team of fraud professionals who are dedicated to stopping criminals and protecting customers from both fraud, scams and money mule activity. In the role you will spend time analyzing difficult problems to effectively manage an evolving fraud attack environment. You will develop complex defenses designed to minimize the impact to good customers while maximizing fraud loss avoidance. You will work across multiple partner organizations and represent our team as a subject matter expert. We are looking for someone with strong communication skills, sound business judgement, and is results oriented with a track record of thriving in a fast-paced environment. Responsible for performing complex analysis and monitoring strategy performance, fraud alerts, operational effectiveness, claims, and losses. Other responsibilities include: - Developing effective monitoring and oversight to identify and mitigate Account Takeover risk. - Working closely with Account Takeover Strategy across Deposit, Digital, and Card products to understand limitations, identify synergies, and opportunities for improvement. - Investigation and root cause analysis of major fraud losses and emerging trends with focus on preventing recurrence. - Utilizes portfolio trends to propose strategy and policy changes within segmentation structure to produce optimal results. - Role would also include project scope leadership where candidate would be responsible for providing fraud requirements, testing, and development of strategies. - Excels at risk/reward trade off. - Duties primarily include the regular use of discretion, independent judgment, the ability to communicate with multiple levels of management and the utilization of core leadership behaviors. **Responsibilities:** + Analyzes and interprets large sets of raw data to recommend ways to help the business achieve desired outcomes and make informed business decisions + Defines, gathers, analyzes, and interprets data using applications and technologies to forecast future trends and communicates to leaders and partners the statistical analysis results and predictions + Coordinates the production of product performance reports and updates for senior management **Skills:** + Business Intelligence + Data and Trend Analysis + Fraud Management + Monitoring, Surveillance, and Testing + Research + Business Analytics + Data Quality Management + Data Visualization + Problem Solving + Written Communications + Analytical Thinking + Collaboration + Critical Thinking + Innovative Thinking + Oral Communications **_This position is not eligible for sponsorship._** **_It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability._** **Required Qualifications:** - 5+ years in Fraud Prevention, Strategy, Risk, Policy, Operations, or a combination. - Experience with multiple products such as, Digital (Zelle, ACH, Wires) Deposit (DDA, Checks), Cards (Credit and Debit) - Proficient in Fraud Management tools used by operations to work alerts and identify Fraud Risk. E.g. Flash, BASS, Lexis Nexis. - 2 years of experience in data analysis - Intermediate Excel and PowerPoint capability. - Ability to identify opportunities for improvement and work autonomously with minimal direction. - Ability to work in a fast-paced, dynamic environment. **Desired Qualifications:** - 2+ years of experience in business analysis - 1+ years of experience in consulting - 2+ years of experience in SAS or SQL querying **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the "EEO is the Law" poster, CLICK HERE (****************************************************************** . To view the "EEO is the Law" Supplement, CLICK HERE (******************************************************************************************************* . View the LA County Fair Chance Ordinance (************************************************************************************************** . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. To view Bank of America's Drug-free Workplace and Alcohol Policy, CLICK HERE . This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
    $80k-102k yearly est. 60d+ ago
  • Teller - Waltham, MA

    Brookline Bancorp, Inc. 4.1company rating

    Brookline Bancorp, Inc. Job In Waltham, MA

    About Brookline Bank Since 1871, Brookline Bank has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 29 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four values: adaptability, accountability, leadership, and teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. We are currently hiring a Teller in our Waltham branch. As the primary contact, Tellers greet customers in a friendly and professional manner and process transactions with speed and accuracy. The ideal candidate should have cash handling experience and excellent customer service skills. If you believe you have what it takes and are interested in joining our team then please apply today! Principal Duties and Responsibilities * Maintain and balance a cash drawer * Balance within an acceptable time limit and within the guidelines of the Teller Variation Policy. * Process routine teller transactions * Cash checks within established check cashing limits, follows check cashing policy and seeks supervisory approval when necessary. * Follows all bank policies and procedures including security of the bank's assets to minimize exposure * Basic knowledge of bank products and services * Identify sales opportunities * Contribute to the overall branch goals Required Skills * Cash handling experience * Retail banking or customer service experience * Excellent communication skills * Basic computer knowledge * Positive attitude * Work involves sitting, extended period of standing, occasional walking and lifting up to 50 pounds
    $33k-37k yearly est. 3d ago
  • Loan Servicing Manager

    Brookline Bank 4.1company rating

    Brookline Bank Job In Boston, MA

    Share If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. **Loan Servicing Manager** Full Time O&M: Mid 29 days ago Requisition ID: 2326 **Overview/Summary**: Assist Director of Loan Servicing in organizing and managing day-to-day activities for the Commercial Loan Team within Loan Servicing. Assist the Director of Loan Servicing in planning and coordinating the activities of the Loan Servicing Department in conformance with established Bank policies, procedures, and objectives. Work with other departments to ensure loan functions are efficient and effective for the team and business partners. Participate in small or large projects relating to all loan types as assigned by the Director of Loan Servicing. Oversee day-to-day process to effectively avert losses and mitigate operational risk. Assist in all aspects of individual and team development and performance for the loan team members. **Primary Accountabilities/Responsibilities**: * **Operations/Risk Management:** Assist Director of Loan Servicing in overseeing the formulation, implementation, and adherence of specific operation's strategies, performance metrics, policies, and standards. Identify opportunities to apply broad knowledge of operations management to improve profitability. Recommend and lead efforts to increase the operation's productivity, reduce costs, and improve customer service. Ensure accuracy and the highest levels of data integrity. Document and communicate operational risk exposures and internal control weaknesses to the Director of Loan Servicing. Implement and sustain strong control environment and disciplines which will include: the development and maintenance of written operation procedures for all daily, monthly, quarterly and yearly loan operations tasks. Define and implement controls to ensure duties are executed accurately and as scheduled. Ensure that data quality on systems of record are compliant with bank policy, laws and regulations. * **Staff Supervision:** Predominantly manage all aspects of individual and team development and performance including, but not limited to hiring and selection, performance management, coaching and mentoring, reward and recognition, career planning, succession planning, and retention. Leverage the diversity, talents, and ideas of the people on the commercial team to deliver the highest output. * **Continuous Improvement:** Assist Director of Loan Servicing in planning and implementing projects to increase efficiency, streamline processes, solve recurring problems and speed delivery within area of responsibility. Conduct quantitative and qualitative analysis to implement process improvements. Present strategies for process improvements to higher management. * Customer Service: Track data to ensure quality of customer service and adherence to related Bank, legal, and regulatory policies and procedures. Directly handle larger and/or complex matters that may have contact with customers. Act as a liaison with other support areas in resolving customer concerns. Anticipate and recommend additional policies, procedures, products, and solutions to improve service. * **Communication:** Interpret and clearly communicate information, educate others, and make recommendations to effectively impact operations. Use appropriate communication tools to inform, persuade, direct, and influence individuals at different levels, both internal and external to the bank. * Project Management: Serve as a subject matter expert and liaison to the department. Works on projects as assigned by Director of Loan Servicing. * Refers sales opportunities to other departments or bank affiliates in support of established objectives. * Keeps abreast of regulatory, competitive and investor regulations and developments within the area of lending. Ensure that departmental operations are in compliance with applicable laws and regulations. **Position Qualifications**: * **5+ years Commercial Loan or related Servicing experience.** * Broad based knowledge and experience in managing in a financial service-related environment. * Demonstrates the ability to successfully plan and direct appropriate activities for the Loan Servicing Commercial team with a strong attention to detail to identify and ensure efficiencies are gained. * Proven leadership ability in managing a team. * Ability to change individual and team's directions quickly to react to shifting business priorities. * Excellent written and oral communication skills, interpersonal skills, and advanced negotiation skills. Ability to successfully interact with and influence senior management, peers, direct reports, external customers, and internal customers. * Critical and strategic thinker. Seasoned problem solving, analytical, and decision-making skills. * Bachelor's degree preferred. **Independent Action**: * Establishes short-range plans and objectives within the scope of Bank-wide policies and goals. * Consults with manager regarding policy interpretation or exceptions.
    $49k-74k yearly est. 31d ago
  • Facilities Specialist - Lincoln, RI

    Brookline Bank 4.1company rating

    Brookline Bank Job In Lincoln, MA

    Share If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. **Facilities Specialist - Lincoln, RI** Full Time Services Workers 13 days ago Requisition ID: 2410 **About Brookline Bancorp Inc.** Brookline Bancorp, Inc. is a multi-bank holding company for Brookline Bank and Bank Rhode Island and their subsidiaries. Headquartered in Boston, MA, the Company has more than $8 billion in assets and branches throughout Massachusetts and Rhode Island. As a commercially focused financial institution, the Company, through its banks, offers a wide range of commercial, business and retail banking services, including a full complement of cash management products, on-line banking services, consumer and residential loans and investment services designed to meet the financial needs of small-to mid-sized businesses and retail customers. ***Principal Objective*** Performs physical and mechanical maintenance and repairs to all BankRI owned or leased property, as required. Observes potential problems and takes the proper corrective action as directed in order to minimize any major expenses that could otherwise have been incurred. ***Principal Duties and Responsibilities*** * Performs preventive maintenance and repair of buildings systems and equipment at the Operation center and Rhode Island bank properties, as directed including: furniture, fixtures, locks, electrical, and plumbing. * Performs general grounds maintenance to all bank property as needed. * Sets up and moves office equipment and furniture as needed. * Completes incoming work orders on regular basis which may include, but is not limited to any of the following: painting, carpentry, cleaning, moving, electrical, plumbing, masonry work, roof work, courier service, etc. * Establish professional rapport with internal customers and vendors. ***Job Specifications (Skills, Knowledge and Abilities Required)*** * 2 + years general maintenance experience * General knowledge of the principles, practices, tools, and materials used in a variety of building maintenance trades, including carpentry, electrical work, plumbing, and painting. * The ability to perform a variety of semi-skilled tasks in the building maintenance field without close supervision. * The ability to operate a variety of hand power tools used in the building and grounds maintenance trade safely and efficiently. * The ability to lift heavy objects and perform other duties typically required in the building maintenance field. * Occasionally climb ladders to inspect rooftop equipment for maintenance * Limited on call during off work hours, as required * Valid driver's license and must be able to be insured by bank's auto policy. * Basic computer skills * Perform other related duties, as required, to fulfill the goals and objectives of the Administrative Services department ***Behavioral Skills:*** * Consistently demonstrate behaviors associated with Brookline Bancorp's Core Four values: adaptability, accountability, leadership, and teamwork.
    $56k-73k yearly est. 31d ago
  • Senior Collector

    Cambridge Savings Bank 4.5company rating

    Waltham, MA Job

    Senior Collector The Senior Collector possesses extensive experience working with borrowers within various stages of delinquency. Primary responsibilities are collections, customer service, and other loss mitigation and recovery activities in accordance with department objectives, policies and Federal and State Laws; this would include working with Fannie Mae, Freddie Mac and FHLB to ensure compliance with investor guidelines. The Senior Collector contacts delinquent, charged-off, or high-risk customers in order to secure payment and determine reason for delinquency on active loan accounts. In the area of recovery work with customer to establish full balance repayment plans or settlements. Key Result Areas: + Provide a customer centric service experience while working to ensure the customer's financial wellbeing. + Communicate with delinquent borrowers to obtain late payments, using various means of contact such as letters and telephone calls. + Prepare and send correspondence for delinquent Mortgages, Consumer Loans, Small Business Loans and Overdrawn Deposit Accounts. + Communicate with Small Business customers who may have expired insurance policies, or whose loans may otherwise be out of compliance (Lines of Credit not cycled, for example). + Identify, prepare and report Deposit Account charge offs for internal processing in the Core system as well as ChexSystems. + Manages the State Regulated Right to Cure (35A) and Right to Request a Modified Mortgage Loan (35B) letters as required under Massachusetts Law. + Works with the Collection Manager to identify borrowers that may be experiencing financial hardship and request the appropriate financial information. Pre-underwrite, using underwriting procedures, the loan to qualify borrower for a loan workout, modification or Deed in Lieu. + Assist the Collection Manager with ordering of property re-evaluations, the preparation of loan documentation, which will be sent to an attorney to attorney to commence foreclosure proceedings against the property for non-payment. + Monitors loans in Bankruptcy (Chapter 7 and Chapter 13 Bankruptcies), delinquent Mortgages and Equity Loans insured by PMI Companies. Report the status of these loans monthly to each of these agencies under the Insurer Guidelines. + Partners with the Collection Manager to manage all aspects of investor (Fannie Mae, Freddie Mac, FHLB.) loan portfolio, such as monthly delinquency reporting & loan modifications, in compliance with each investors guidelines. + Responsible for monitoring delinquent Mortgage, Equity and Consumer Loans, works with borrowers to create valid repayment plans in order to bring the loan to a current status. + Prepare a variety of monthly reports for Accounting, Risk and the SVP of Residential, Consumer and Small Business. + Monitor and respond to Credit Disputes received either in writing from the borrower or through E-Oscar (a credit reporting website). Insure at all disputes are documented, researched and responded to properly under the requirements of the Fair Credit Reporting Act. + Perform additional duties as required. Qualifications: + College degree or equivalent work experience. + 5 years' banking experience, preferably in loan servicing and working with Fannie Mae and Freddie Mac Loans. + 3-5 years collection experience and knowledge of Fannie Mae and Freddie Mac requirements. + Strong working knowledge of all applicable State and Federal Debt Collection regulations including CARES Act and MA regulations regarding COVID19 modifications. + Proven experience working with Investors on Loss Mitigation cases. + Strong communication (oral and written) and interpersonal skills. + Strong computer skills, preferably with MS Office. + Accuracy and attention to detail are essential. + Knowledge of lending procedures and regulations. + Ability to deal with customers effectively and work independently to meet deadlines. The above description covers the most significant major responsibilities but does not exclude other occasional responsibilities and accountabilities the inclusion of which would be in conformity with the major purpose of this job. Location: Hybrid/Waltham, Massachusetts About Cambridge Savings Bank: Cambridge Savings Bank is a full-service banking institution with over $7 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers, and the communities we serve. One of the oldest and largest community banks in Massachusetts, Cambridge Savings Bank offers a full line of individual and business banking services across a robust Massachusetts-based branch network and through digital banking solutions for commercial, small business and consumer customers. In March 2023, Kroll Bond Rating Agency affirmed CSB's investment-grade rating, reinforcing the bank's position as a reliable business lender. To learn more about how CSB can meet your needs, visit us at cambridgesavings.com , or better yet, come meet us to help you make the most out of your banking relationship. Member FDIC. Equal Housing Lender. NMLS # 543370 Cambridge Savings Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. We are a VEVRAA Federal Contractor. #LI-Hybrid
    $52k-63k yearly est. 59d ago
  • Credit Analyst

    Brookline Bancorp 4.1company rating

    Brookline Bancorp Job In Boston, MA

    About Brookline Bank Since 1871, Brookline Bank has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 30 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. That's why we offer competitive pay and excellent benefits, including a matching 401k. Brookline Bank provides a great working environment that thrives on collaboration, drive and authenticity. Currently, we are seeking an ambitious Credit Analyst who thrives in a team setting, is driven, has integrity, is authentic, and is interested in pursuing a career in Commercial Real Estate. This position is located in our Back Bay corporate location in Boston, MA. The primary responsibilities include analyzing and underwriting credit requests for Bank prospects and customers and to maintain and monitor loans within the portfolio under the supervision of lending officers. Job Duties and Responsibilities Analyze and underwrite credit requests in a timely manner by leveraging the following resources: interactions with the loan team, meetings with customers/prospects, spreading tools, industry/market research, credit/financial due diligence, appraisals, web research, and other resources as necessary. Accurately identify loan policy exceptions as well as red flags during the analysis process (market risk, bankruptcies, late payments, past due taxes etc.) and bring those to the attention of the lender. Discuss deal structure, cash flow, collateral, and customer character with Relationship Managers (RM). Present written analysis, observe presentations by lenders, and present credits from time to time as directed. Accompany RM on customer calls and interact with customers, in person, and over the phone as directed by lender. Interact with financial professionals including CPA's, CFO's, listing agents, brokers, appraisers, etc. as needed to assist in the underwriting of credit memos and other tasks for the department. Conducts market surveys through contact with brokers, online research, licensed database software (CoStar, Reis, MLSpin) etc. Manage existing portfolio of customers by tracking and preparing annual reviews of relationship obligations. Prepare minutes for loan committee(s). Performs other related duties as required or directed. Job Specifications (Skills, Knowledge and Abilities Required) Bachelor's degree in relevant field 1+ years of commercial credit experience Excellent written and oral communication skills Excellent interpersonal skills and a team orientation Excellent critical/analytic thinking skills Extensive knowledge of PC applications, including Excel, Word, Adobe, Outlook Extensive knowledge of Silverlake Xperience, JHAknow, and nCino preferred but not required Become well versed in the Bank's credit policy and underwriting standards Learn, become familiar with, and fulfill compliance requirements Self-driven and highly accountable Ability to multi task on several responsibilities effectively and meeting all expected deadlines and expectations set by the loan team or your manager
    $58k-76k yearly est. 17d ago

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Brookline Bank may also be known as or be related to BROOKLINE BANCORP INC, BROOKLINE BANCORP, INC., Brookline Bancorp, Brookline Bancorp Inc, Brookline Bancorp, Inc., Brookline Bank and Brookline Bank - Massachusetts.