Job Title: Underwriter Department: Underwriting
About Acrisure Acrisure is a global Fintech leader that combines the best of humans and high tech to offer multiple financial products and services to millions of businesses and individual clients. We connect clients to solutions that help them protect and grow what matters, including Insurance, Reinsurance, Cyber
Services, Mortgage Origination and more.
Acrisure employs over 17,000 entrepreneurial colleagues in 21 countries and have grown from $38
million to $4.3 billion in revenue in just over ten years. Our culture is defined by our entrepreneurial spirit and all that comes with it: innovation, client centricity and an indomitable will to win.
Job Summary:
Primary GL and Excess Underwriter for industry leading MGU specializing in Security Guards, Private Investigators, Alarm Companies and Janitorial Companies. For this specific role, we are looking for someone with experience and expertise in underwriting commercial automobile and workers' compensation coverage as well as large account experience.
Responsibilities:
โข Underwriting submissions sent in from brokers.
โข Develop relationships with brokers throughout the country.
โข Responding to submissions from brokers in a timely manner
โข Assist the team as needed with other tasks.
โข Issue non-premium and premium bearing endorsements
Requirements:
โ Relationship management and relationship building
โ Self-motivated and self-driven
โ Hands-on experience with โsmart systemsโ, analytical tools and statistical packages (spreadsheets, SPSS, databases etc).
Education/Experience:
โ High school diploma or equivalent
โ P&C license preferred, but not mandatory. Will be required to get license after being hired
Benefits & Perks:
โ Competitive Compensation
โ Industry Leading Healthcare
โ Savings and Investments
โ Charitable Giving Programs
โ Offering hybrid work option
โ Opportunities for Growth
โ Parental Leave
โ Generous time away
Acrisure is committed to making an impact in our communities by giving back, with millions committed to children's health with Helen Devos Children's Hospital and UPMC Children's Hospital of Pittsburgh.
For more, visit **************** or learn more here
Acrisure is committed to employing a diverse workforce. All applicants will be considered for employment without attention to race, color, religion, age, sex, sexual orientation, gender identity, national origin, veteran, or disability status. California residents can learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy available at ****************/privacy/caapplicant.
To Executive Search Firms & Staffing Agencies: Acrisure does not accept unsolicited resumes from any agencies that have not signed a mutual service agreement. All unsolicited resumes will be considered Acrisure's property, and Acrisure will not be obligated to pay a referral fee. This includes resumes submitted directly to Hiring Managers without contacting Acrisure's Human Resources Talent Department.
$69k-108k yearly est. Auto-Apply 60d+ ago
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Underwriting Specialist OR Executive Underwriter- MM Complex Property
Zurich Na 4.8
Lansing, MI jobs
129315 Zurich is seeking a Underwriting Specialist OR Executive Underwriter- MM Complex Property to join our Middle Markets team in the Midwest Market. This role will be based out of one of the following Zurich offices: Chicago IL, Schaumburg IL, Edina MN, Independence OH, Pittsburgh, Kansas City STL, Wisconsin Virtual or Michigan Virtual.
As a Complex Property Underwriter, you will handle complex new and renewal Middle Markets property business. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your property underwriting and marketing skills while building relationships with Select Brokers in the Midwest region. This is an exciting time to join Middle Markets at Zurich!
The Middle Markets Complex Property Underwriter is responsible for:
+ Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.
+ Using a disciplined approach to exposure evaluation, risk assessment and pricing
+ Using risk insights, data, and models to drive informed decisions at point of sale
+ Identifying gaps involves and aligning Zurich's products and value proposition to offer a solution that provides the contract certainty the customer needs
+ Demonstrating strong analytical skills and executing as an innovative advisor
+ Underwriting, analyzing, and generating new and renewal business
+ Market facing presence and production within the growing Middle Markets property division in the region
+ Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules
+ Developing and maintaining agency and broker relationships
+ Working within broad limits and authorities on highly complex assignments
This role will be filled at either the Underwriting Specialist OR Executive Underwriter- MM Complex Property Level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position.
Basic Qualifications:
Underwriting Specialist Basic Qualifications:
+ High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area OR
+ High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area
OR
Executive Underwriter Basic Qualifications:
+ High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area.OR
+ High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area AND
+ Experience with Microsoft Office
Preferred Qualifications:
+ Bachelor's Degree
+ Market facing, Property underwriting experience
+ 3 or more years of Underwriting experience in Middle Market or larger.
+ Ability to effectively assess risk
+ Strong negotiation skills
+ Strong retail broker relationships
+ Superior skills in relationship building, active listening, needs analysis, and win-win negotiating
+ Possess knowledge of time restraints for quotes on new and renewal business
+ Excellent oral and written communication skills
+ Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines
+ Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility
+ CPCU and ARM a plus
Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $74,300.00 - $161,000.00. The proposed salary range for the Underwriting Specialist is $74,300.00 - $121,700.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Executive Underwriter is $98,300.00 - $161,000.00, with short-term incentive bonus eligibility set at 15%.
We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here .]
**Why Zurich?**
At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500 .
Join us for a brighter future-for yourself and our customers.
Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.
Zurich complies with 18 U.S. Code ยง 1033.
**Please note:** Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.
Location(s): AM - Chicago, AM - Schaumburg, AM - Kansas Virtual Office, AM - Wisconsin Virtual Office, AM - Michigan Virtual Office, AM - Pittsburgh, AM - Edina, AM - Independence, AM - St. Louis
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-AK1 #LI-ASSOCIATE #LI-HYBRID
EOE Disability / Veterans
$98.3k-161k yearly 48d ago
Underwriter II - Hospitals & Facilities
Coverys 4.6
East Lansing, MI jobs
The Underwriter II will evaluate new and renewal risks to ensure proper risk selection, pricing and terms for policies generated in assigned territory. This position will work within the established strategy and delegated authority to generate a profitable portfolio.
Essential Duties & Responsibilities
Risk evaluation
. Evaluate submissions to determine acceptability of risks in accordance with company guidelines and standards. Determine proper coverage, pricing, limits and terms based on exposure.
Guideline adherence
. Understand and follow the applicable underwriting guidelines, policies, and procedures to maintain consistency and adherence to industry regulations. Operate within assigned letter of underwriting authority.
External communication
. Interact with customers, agents, and brokers to gather necessary information and to clarify underwriting requirements. Negotiate policy terms. Participate in stewardship meetings.
Data analysis
. Utilize analytical tools to evaluate exposure and understand the driver of claims.
Collaboration
. Drive a multi-disciplinary approach to understanding insureds' risks. Collaborate with other underwriters and team members to gain a comprehensive understanding of the exposure and best means to provide coverage.
Documentation
. Maintain accurate and detailed records of underwriting decisions and communication with both internal and external parties. Responsible for documenting the underwriting process and decisions of assigned policies.
Portfolio Management
. Manage profitability, risk characteristics, submission flow, agent/broker relationships and customer service of assigned territory. Exhibit knowledge of insurance and health care industries and other companies underwriting similar coverage.
Marketing.
Assist in marketing activities.
Project work.
May participate on or lead projects.
Education, Experience, Competencies & Values
Bachelor's degree from four-year college or university preferred; or four to seven years related experience and/or training; or equivalent combination of education and experience.
Willingness to complete requirements of the CPCU or RPLU designation is preferred.
Strong analytical skills.
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, governmental regulations, underwriting guidelines and manuals, bylaws, financials, articles of organization, loss runs, Joint Commission reports and other industry reports.
Ability to write reports and business correspondence.
Proficiency with Microsoft Office suite of programs.
Comfortable and effective in presenting information and responding to questions from groups of managers, clients, customers, and the general public.
Ability and willingness to travel up to 20% of the year.
Base salary range is
$81,660 - $110,485
. Individual compensation packages are based on a variety of factors that are unique to each candidate including location, skill set, experience, qualifications and education.
If you're a caring and customer focused individual who enjoys working with passionate team members, Coverys is the right company for you!
$81.7k-110.5k yearly Auto-Apply 6d ago
Call Center-Underwriter II - Commercial Lines
Team Focus Insurance Group 4.2
Michigan jobs
FOCUS provides cloud-based, core administration solutions (FOCUS Tech) and services (FOCUS Insurance Services) for P&C insurance companies and MGAs. Using decades of industry experience, FOCUS is taking the risk out of insurtech for small, mid-size, and growth-focused insurance organizations.
When you join FOCUS, you immediately become one of our most valued components - and we're committed to investing in you. That means you can look beyond the paycheck and excellent benefits to an environment that will help you grow and achieve your professional goals through development and advancement opportunities and the support of our outstanding leaders and teammates.
Position Summary
The Underwriter II - Commercial Lines is responsible for providing high-level service and underwriting support for a portfolio of small to mid-sized commercial accounts, including select high-profile or complex cases. Core responsibilities include processing policy transactions with underwriting authority, managing endorsement requests, handling certificates of insurance, responding to service inquiries, proactively identifying cross-sell opportunities, and serving as a resource to peers. This role emphasizes technical accuracy, strong communication skills, and a proactive, team-focused approach in delivering exceptional client service.
Key Responsibilities:
Underwrite and process commercial lines endorsements within assigned authority levels, ensuring compliance with underwriting guidelines.
Review and manage complex and high-profile accounts, demonstrating advanced knowledge of commercial coverages and risk evaluation.
Issue accurate and timely certificates of insurance and endorsements in accordance with client-specific and regulatory requirements.
Provide expert-level service by responding to policyholder and agent inquiries via phone and email, with attention to detail and resolution follow-through.
Manage workflow from tasks indexed via email and phone calls, maintaining a timely and organized approach to documentation and follow-up.
Support proactive policy renewals by reviewing account history and identifying opportunities to adjust coverage or add value.
Collaborate with cross-functional teams to identify and act on opportunities for cross-selling additional lines of coverage.
Take a lead role in assisting and mentoring peers, offering training support, process clarification, and sharing of best practices as needed.
Serve as a go-to resource for escalated service issues, demonstrating sound judgment and customer-centric problem-solving.
Support quality control initiatives by identifying process inefficiencies, recommending improvements, and assisting with audits when required.
Actively contribute to maintaining client satisfaction scores and service level agreements (SLAs).
Required Skills & Qualifications:
Active Property & Casualty Insurance License required; must be able to obtain licensing in all 50 states.
Comprehensive understanding of commercial lines insurance products and risk assessment.
Proven ability to handle more complex or high-exposure accounts with minimal supervision.
Strong verbal and written communication skills with a customer-first mindset.
High degree of accuracy and attention to detail in processing and documentation.
Proficient in agency management systems (e.g., EZLynx) and CRM platforms.
Able to lead by example and provide informal peer coaching and support.
Education & Experience:
Associate or bachelor's degree preferred.
3-5 years of experience in commercial lines underwriting or servicing with increasing responsibility.
Previous experience working on mid-sized to complex commercial accounts highly desirable.
Call center or high-volume service environment experience is a plus.
Work Environment & Physical Requirements:
Remote work schedule, with flexibility to support extended hours up to 8:00 PM ET.
Requires prolonged periods of sitting and use of a computer.
Occasional lifting of up to 10 lbs.
Frequent phone communication with agents and policyholders; ability to manage multiple systems and inquiries simultaneously.
Disclaimer:
This job description is not intended to be an exhaustive list of duties or responsibilities. Duties and responsibilities may change with or without notice based on business needs.
Why join the FOCUS Team?
The FOCUS Difference:
Medical, Dental, Vision, Life, Pet; Flexible Spending Account
Competitive Salaries
401K Match
Work-Life Balance: Personal Days, PTO Days, 12 Paid Holidays, Two Paid Days for Volunteer Service, Paid Parental Leave
Short and Long-Term Disability
Employee Support Programs, Including Mental Health
Tuition Reimbursement
Matching Charitable Gift Program
Lucrative Referral Program
Commuter Benefits
Flexibility: Remote and Hybrid Opportunities Available
This position is not able to be performed in California, Colorado, New York or Washington.
EEO
Team Focus Insurance Group is an equal opportunity employer that does not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, veteran status, marital status, or any other protected characteristic. Our hiring practices ensure that all qualified applicants receive fair consideration without regard to these characteristics.
Disability
Team Focus Insurance Group is committed to creating an inclusive and accessible workplace for all candidates, including those with disabilities. We are dedicated to ensuring equal employment opportunities and providing reasonable accommodations to qualified individuals with disabilities. If you require reasonable accommodations to participate in the application or interview process, please contact our HR department at *************************. We will work with you to provide the necessary accommodations to ensure your full participation in our hiring process.
Note to applicant: It is unlawful in Massachusetts and Maryland to require or administer a lie detector test as a condition of employment or continued employment. Please know that our company does not use lie detector tests in our hiring process.
$69k-99k yearly est. Auto-Apply 12d ago
Senior Underwriting Specialist Life Sciences (Hybrid/Remote)
Hanover Insurance Group, Inc. 4.9
Michigan jobs
The Hanover's Life Science Underwriting Department is seeking a results-driven, sales-minded, collaborative, and highly skilled Senior Underwriting Specialist Life Sciences to join their expanding team. At The Hanover, we are dedicated to fostering an inclusive workplace where every voice is heard and valued. We actively recruit top talent from diverse backgrounds and encourage all qualified professionals to apply. We believe that diversity strengthens our organization and cultivates a vibrant, innovative community.
In recognition of the evolving nature of work, we offer flexible arrangements. While preference is given to candidates located in the Midwest or Great Lakes Region (IL, IN, MI, MN, OH, WI, IA, MO, NE), we welcome applicants from across the country. This position may be hybrid or fully remote; however, regular business travel within the assigned region or territory is required.
Position Overview: We are seeking a Life Sciences Underwriter to join our underwriting team. In this role, you will help drive growth by underwriting new and renewal business for life sciences accounts of varying sizes and complexities. You will also build and maintain strong relationships with agency partners and collaborate closely with internal teams to deliver exceptional service.
The designated job title and level will be determined based on the candidate's qualifications and
professional experience (Underwriter or Underwriting Specialist).
This is a full-time, exempt role.
In This Role, You Will:
Underwrite new and renewal business for life sciences accounts across multiple lines of coverage including products, professional, and cyber.
Assess risk and make sound underwriting decisions in accordance with company guidelines.
Document underwriting decisions in internal systems.
Communicate coverage options, advantages, and recommendations during the quoting process.
Identify opportunities for account rounding and cross-selling additional products.
Work closely with underwriting assistants and other team members to ensure efficient workflow.
Maintain proactive communication with agents to foster trust and confidence.
Collaborate with colleagues to address complex issues and support overall agency management.
Make marketing and business development agency calls both in person and on-line.
What You Need To Apply:
Minimum of 5 years of underwriting experience in small or middle market Life Sciences.
Experience with Professional Lines, Cyber, and Products Liability is highly desired.
Strong knowledge of property and casualty coverages and underwriting principles.
Ability to evaluate risk and make informed decisions.
Sales-oriented mindset with the ability to negotiate and close accounts.
Excellent relationship-building and communication skills.
High level of responsiveness and commitment to delivering outstanding service.
$49k-86k yearly est. 47d ago
Underwriter
Jackson National Life Insurance 4.6
Lansing, MI jobs
If you are an internal associate, please login to Workday and apply through My Career.
Job Purpose
The Underwriter determines appropriate risk classification for policies based on collection of data, detailed research, and sound judgment using company underwriting criteria and philosophy. The Underwriter reviews cases and determines necessary medical, non-medical, and compliance requirements. This individual provides information about the underwriting process to producers and customers and assists in the review of contestable claims, foreign death claims, and non-natural deaths for Accidental Death Benefit Claims.
Essential Responsibilities
Reviews insurance reinstatement/reissue applications and documentation to evaluate the eligibility of each applicant in accordance with company guidelines and standards. Determines necessary medical, non-medical, and some regulatory and compliance requirements. Escalates applications to Compliance when further review or referral is necessary.
Determines appropriate risk classification based on detailed research, collection of data, and sound judgment using underwriting criteria and philosophy. Makes sound risk selections to protect the company and satisfy customer expectations.
Assesses the need for additional information or for referral to a Sr Underwriter for opinion or recommendation.
Advises the producer, agent, or customers about the rationale for underwriting decisions, including adverse ones.
Assists the producer or agent when there is a request or need for information relating to any aspect of the underwriting process.
Assists customers, producers, and internal associates with complex underwriting service issues.
Has approval authority for $250,000 Standard through $2.5 million all rates.
Participates in review of contestable claims to identify underwriting process improvements and consult on the overall outcome of the claim.
Participates in the investigation of complex life and annuity claims and compiles records to make sound settlement decisions.
Reviews foreign death claims to determine good order and the business's ability to settle the claim.
Reviews life claims where the manner of death is anything other than natural for determination of Accidental Death Benefit proceeds payable.
Reviews and decides qualification for payment under Claims Living Benefits.
Performs basic clerical duties required to support the underwriting process.
Other Duties
Performs project and committee work as assigned.
Interprets normal electrocardiograms (ECG/EKG).
Identifies and orchestrates updates to the Life Underwriting Guide.
Performs other duties and/or projects as assigned.
Knowledge, Skills and Abilities
Strong verbal and written communication skills.
Intermediate knowledge of underwriting risk assessment, research, medical terminology, and treatments.
Demonstrated ability to exercise good judgment in the application of underwriting techniques.
Ability to communicate underwriting decisions clearly and concisely.
Strong product knowledge.
Solid analytical and problem-solving skills.
Solid organization and prioritization skills.
Ability to work well under pressure.
Strong customer service skills.
Proficient in Microsoft Office applications and other relevant department software.
Ability to work independently and as part of a team.
Qualifications
Bachelor's Degree required.
3+ years of life underwriting experience required.
Jackson is proud to be an equal opportunity workplace. The Company subscribes to and endorses federal and state laws and regulations relating to equal employment opportunity for all persons without regard to race, color, religion, gender, age, national origin, legally-recognized disability, marital status, legally-protected medical condition, citizenship, ancestry, height, weight, sexual orientation, veteran status, or any other factor not related to the needs of the job. The Company is committed to a policy of equal opportunity. Company facilities and campuses are tobacco-free environments.
$41k-57k yearly est. Auto-Apply 46d ago
Excess & Surplus Lines Underwriter - REMOTE
Work at Home Vintage Experts 4.1
Detroit, MI jobs
Put your Insurance Experience to work - FROM HOME!
At WAHVE, we value significant experience and want to revolutionize the way people think about
phasing into
retirement
by offering qualified candidates the opportunity to continue their career working from home. As we say - retire from the office but not from work. Our unique platform provides you with
real
work/life balance and allows you to customize your own work schedule while continuing to utilize your insurance expertise in
a remote, long-term position which includes company benefits!
WHAT YOU'LL LOVE ABOUT WAHVE
We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff, our clients, and our contractors. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.
WHAT WE ARE SEEKING
We have assignments available to help our
Excess & Surplus (E&S) Lines broker
clients in Commercial Lines Underwriter, Associate Underwriter or Assistant Underwriter positions.
Well suited E&S candidates
in Commercial Lines will have job opportunities ranging across the following Property & Casualty sectors including Package, Mono and/or Multi-line, Umbrella, Transportation, Habitational, Large Property as well as need for experience with Surplus Lines Tax Filings. Responsibilities include:
Conduct accurate and thorough risk selection with proper classification of insureds.
Make critical underwriting decisions on risk acceptability, coverage alternatives, and pricing.
Rate, quote, and bind risk based on acceptability, coverage, and pricing of middle and/or large or complex renewals and new business.
Submit underwriting referrals to company brokerage facilities.
Manage a portfolio of renewal business with focus on book management.
Develop and maintain superior relationships with producers, brokers, and reinsurers.
Current high demand for binding underwriting experience.
Property and Casualty license preferred
- not required.
TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE
25 years of full-time work experience
10 most current years of Commercial Lines Property & Casualty insurance experience
BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT
Health insurance based on eligibility.
401(k) with a 4% match.
Retire from the office but not from work
.
Eliminate the office stress and the commute.
Choose the work you would like to do now.
Customize your schedule - full or part time.
Utilize your years of insurance industry knowledge.
Be part of our
dynamic yet virtual
team environment and connect with other experienced insurance professionals like yourself!
HOW TO GET STARTED
Click
APPLY NOW
to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.
WE LOOK FORWARD TO MEETING YOU!
$49k-76k yearly est. 22d ago
Underwriter
Jackson National Life Distributors 4.3
Lansing, MI jobs
If you are an internal associate, please login to Workday and apply through Jobs Hub.
Job Purpose
The Underwriter determines appropriate risk classification for policies based on collection of data, detailed research, and sound judgment using company underwriting criteria and philosophy. The Underwriter reviews cases and determines necessary medical, non-medical, and compliance requirements. This individual provides information about the underwriting process to producers and customers and assists in the review of contestable claims, foreign death claims, and non-natural deaths for Accidental Death Benefit Claims.
Essential Responsibilities
Reviews insurance reinstatement/reissue applications and documentation to evaluate the eligibility of each applicant in accordance with company guidelines and standards. Determines necessary medical, non-medical, and some regulatory and compliance requirements. Escalates applications to Compliance when further review or referral is necessary.
Determines appropriate risk classification based on detailed research, collection of data, and sound judgment using underwriting criteria and philosophy. Makes sound risk selections to protect the company and satisfy customer expectations.
Assesses the need for additional information or for referral to a Sr Underwriter for opinion or recommendation.
Advises the producer, agent, or customers about the rationale for underwriting decisions, including adverse ones.
Assists the producer or agent when there is a request or need for information relating to any aspect of the underwriting process.
Assists customers, producers, and internal associates with complex underwriting service issues.
Has approval authority for $250,000 Standard through $2.5 million all rates.
Participates in review of contestable claims to identify underwriting process improvements and consult on the overall outcome of the claim.
Participates in the investigation of complex life and annuity claims and compiles records to make sound settlement decisions.
Reviews foreign death claims to determine good order and the business's ability to settle the claim.
Reviews life claims where the manner of death is anything other than natural for determination of Accidental Death Benefit proceeds payable.
Reviews and decides qualification for payment under Claims Living Benefits.
Performs basic clerical duties required to support the underwriting process.
Other Duties
Performs project and committee work as assigned.
Interprets normal electrocardiograms (ECG/EKG).
Identifies and orchestrates updates to the Life Underwriting Guide.
Performs other duties and/or projects as assigned.
Knowledge, Skills and Abilities
Strong verbal and written communication skills.
Intermediate knowledge of underwriting risk assessment, research, medical terminology, and treatments.
Demonstrated ability to exercise good judgment in the application of underwriting techniques.
Ability to communicate underwriting decisions clearly and concisely.
Strong product knowledge.
Solid analytical and problem-solving skills.
Solid organization and prioritization skills.
Ability to work well under pressure.
Strong customer service skills.
Proficient in Microsoft Office applications and other relevant department software.
Ability to work independently and as part of a team.
Qualifications
Bachelor's Degree required.
3+ years of life underwriting experience required.
Jackson is proud to be an equal opportunity workplace. The Company subscribes to and endorses federal and state laws and regulations relating to equal employment opportunity for all persons without regard to race, color, religion, gender, age, national origin, legally-recognized disability, marital status, legally-protected medical condition, citizenship, ancestry, height, weight, sexual orientation, veteran status, or any other factor not related to the needs of the job. The Company is committed to a policy of equal opportunity. Company facilities and campuses are tobacco-free environments.
$70k-109k yearly est. Auto-Apply 48d ago
Underwriter - Traverse City
Auto-Owners Insurance 4.3
Traverse City, MI jobs
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:
Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
Analyze loss experience, financial conditions and physical characteristics of risks
Acquire a working knowledge of supporting sections of the underwriting department
Effectively communicate with independent agents and other associates through verbal and/or written means
Participate in and successfully complete the Company underwriter training program
Desired Skills & Experience
Bachelor's degree or direct equivalent experience with property/casualty underwriting
Ability to organize data, multi-task and make decisions independently
Above average communication skills (written and verbal)
Ability to write reports and compose correspondence
Ability to resolve complex issues
Continually develop product knowledge through participation in approved educational programs
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-DNI #IN-DNI
$54k-87k yearly est. Auto-Apply 8d ago
Underwriter - Mid-Atlantic
Pure Insurance 4.0
Warren, MI jobs
Type: Full-Time; Hybrid In-Office 2-3 Days/Week
Compensation: $70k-$85k, annually.
Who We Are:
PURE Insurance is a reciprocal exchange which is just a fancy way of saying we are owned by the members we insure. Why does it matter? Well, it's part of what makes PURE, PURE! It means that you'll never hear us talk about stock prices or maximizing profit because serving our membership is our only priority. And we can't do that without our strategic underwriters that responsibly review risks to protect our membership.
Who You Are:
You are empathetic, passionate, intellectually curious and a team player that never hesitates to help. You have a heart of service and enjoy cultivating solid and impactful relationships with broker partners. You think outside the box with ease, and you are energized by finding creative solutions to meet the needs of current and potential members. When it comes to making decisions on risks, you use the information you have gathered alongside the underwriting guidelines to determine whether to bind or not. Taking ownership and always following through come naturally. You have a strong understanding of the market, and a clear view of how to manage a healthy book of business.
What You'll Need:
You have at least 3 years of industry experience, preferably in the high net worth underwriting space and you are comfortable owning a book of business. Direct, empathetic communication is a staple in every aspect of your day, and you thrive on building connections with people. You know how to gather and analyze all the data you'll need to make a decision on a risk. You work with pride and determination.
What You'll Do:
No matter the role, delivering exceptional service is the priority in everything we do at PURE. As an underwriter, this looks like:
Business Management: Reviewing your book of business, tracking performance, and analyzing market conditions and competition.
Broker Partnership: Building and managing broker relationships, developing goals and strategies, and collaborating to craft tailored solutions for members.
Underwriting Execution: Oversee new and renewal underwriting, select risks per company guidelines, and ensure timely follow-up and closing of accounts.
Hear From Our Team:
โOne great aspect of being on the underwriting team at PURE is that you get the opportunity to collaborate with all aspects of our business. Being directly involved with how we grow and improve our membership is extremely fulfilling. I love how PURE allows underwriters to manage their book of business like a franchise, which gives our underwriters invaluable organization and relationship building skills.โ
- Jamil Ahmed, Regional Underwriting Manager (New England)
An Average Week:
Well, there's nothing average about PURE, and our Underwriting role is no exception. We're all on the same team working together to provide the highest quality insurance experience to our membership! So, while our excellent service groups work diligently to serve our brokers and membership with standard requests, you'll manage the higher complexity endorsements and review inspections. And as PURE's gatekeeper, protecting our membership will remain top of mind when you quote and bind new business and renewals. Since relationships are the name of the game for our Underwriters, you'll also work closely with our Territory Managers to develop meaningful broker relationships through virtual and in-person meetings.
Our Commitment to You:
First and foremost, PURE starts by setting YOU up for success! When you come on board as an Underwriter at PURE, you will be joining a dynamic team that values innovation, offers continuous learning opportunities, and provides the tools, training, and ongoing support needed to thrive. You'll also receive a complete set of home office equipment to make working remotely a breeze.
Compensation Package:
The base salary for this role can range from $70k-$85k, based on a full-time work schedule. An individual's ultimate compensation will vary depending on job-related skills and experience, geographic location, alignment with market data, and equity among other team members with comparable experience. You will also be eligible for annual merit-based increases and discretionary bonuses.
A Culture of Development:
Company culture is more than free lunches and swag (although we love those, too!). At PURE, all employees have regularly scheduled 1X1's with their manager. That's because feedback is a gift and everyone at PURE strives to be better than the day before. We also invest in our employees' professional and personal development through training and Employee Resource Groups (ERGs), so when new career opportunities become available, we look internally first.
Commuter Support:
Commuting can be expensive. That's why we offer additional support of $100 per month to those who commute into a PURE office three days or more a week.
An Awesome Benefits Package:
Flexible PTO, student loan debt repayment, tuition reimbursement, and a Headspace membership are just some of the unique benefits that PURE offers. Honestly, there is simply too much to list here, so please visit the "We've Got Your Backโ section of our careers page to see our full list of benefit programs.
Want to Learn More?
[Our Culture]
[Our Community Impact]
[Our Leadership]
Compensation Package:
The base salary for this role can range from $70K - $85K, based on a full-time work schedule. An individual's ultimate compensation will vary depending on job-related skills and experience, geographic location, alignment with market data, and equity among other team members with comparable experience. You will also be eligible for annual merit-based increases and discretionary bonuses.
Want to Learn More?
[Our Values]
[Our Benefits]
[Our Community Impact]
[Our Leadership]
$70k-85k yearly Auto-Apply 5d ago
Excess & Surplus - Production Underwriter
Cincinnati Financial Corporation 4.4
Michigan jobs
Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person.
If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our Cincinnati Specialty Underwriters Insurance Company has an immediate opening for an experienced excess and surplus lines underwriter in Michigan. The candidate is required to reside within this territory or in proximity to our Fairfield, OH Headquarters.
The pay range for this position is $75,000 - $140,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
* working in partnership with producers and an assigned underwriting assistant to solicit, underwrite and price new and renewal surplus lines commercial property and casualty business
* determine individual risk acceptability, pricing, coverage, terms and conditions
* develop, analyze and evaluate information and exposures for complex risks
* achieve production and loss ratio goals within assigned regional territory
* work independently with a high level of authority and judgment
* determine need for and secure appropriate reinsurance on individual accounts
* mentor and train underwriters and underwriting assistants
* develop successful business relationships with producers and reinsurers
* research new products and coverage forms
* travel within assigned territory which may include some overnight stays
Be equipped with:
* property and casualty underwriting experience
* proficient use of Microsoft Word, Excel and Outlook
* strong interpersonal skills
* organizational and time management skills
* strong decision-making, analytical, and negotiating abilities
* desire to build relationships and listen effectively
* ability to develop positive working relationships with team members and agents by working to find possible solutions that are beneficial to all
* skilled use of verbal communication to explain, negotiate and present information and an understanding of when to use verbal or written
* a valid driver's license. Final candidates will also be subject to a Motor Vehicle Record background check, because the position may include a company vehicle
Bring education or experience from:
* bachelor's degree or extensive relevant excess and surplus lines underwriting experience
* 5 years of experience working with commercial lines property and casualty products is required
* prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred
* ASLI or CPCU designations preferred
* candidates with a carrier background will be given preference; complete training is provided in Cincinnati, OH, prior to deployment to regional territory
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.
$38k-54k yearly est. 9d ago
Commercial Lines Production Underwriter | Remote
King's Insurance Staffing 3.4
Michigan jobs
Our client, an A-rated insurance carrier, is expanding their underwriting department and seeking to add a results-driven Commercial Lines Production Underwriter to join their Michigan team. In this role, you will play a key part in underwriting commercial lines business, cultivating relationships with agency partners, and driving profitable growth in your assigned territory. This position requires a strategic thinker with strong analytical skills and the ability to make sound decisions in a fast-paced environment. This person will have the ability to work remotely with occasional travel required within the defined Michigan territory. Key Responsibilities:
Underwrite and manage a portfolio of commercial lines accounts, ensuring profitability and growth objectives are met.
Evaluate new and renewal submissions for coverage, pricing, and acceptability in accordance with company guidelines.
Develop and maintain strong relationships with independent agents and brokers to drive new business opportunities.
Provide exceptional service and support to agency partners, including training and guidance on underwriting processes.
Conduct agency visits to review books of business, identify growth opportunities, and deliver market insights.
Collaborate with internal teams, including product management and claims, to ensure effective policy management.
Monitor market trends and competitive landscape to adapt underwriting strategies and achieve business goals.
Maintain compliance with all regulatory and company standards.
Qualifications:
Bachelor's degree in business, finance, insurance, or related field preferred.
4 - 8+ years of experience in commercial lines underwriting or related field.
Strong knowledge of commercial insurance products, coverages, and underwriting principles.
Excellent interpersonal and communication skills, with the ability to build lasting agency relationships.
Salary & Benefits:
$120,000 to $150,000 Annual Based Salary + lucrative bonus
Comprehensive benefits package, including health, dental, vision, life, and retirement plans.
Company Car
Generous PTO plan
Flex schedule and ability to work remotely
A collaborative and supportive work environment.
$32k-43k yearly est. 60d+ ago
Sr. Commercial Lines Field Production Underwriter | Remote
King's Insurance Staffing 3.4
Michigan jobs
Our client, an A+ rated insurance carrier, is continuing to expand their E&S footprint and seeking to add a Sr. Commercial Lines Field Production Underwriter to their Michigan team. This person will be responsible for underwriting and pricing new Commercial Casualty business within the Excess & Surplus (E&S) market. Working closely with producers, this role focuses on soliciting new business, managing renewals, and ensuring underwriting profitability across an assigned regional territory. This is a fully remote position!
Assess individual risk acceptability, pricing, coverage, terms, and conditions for complex surplus lines commercial property and casualty policies.
Develop, analyze, and evaluate information to identify exposures and make well-informed underwriting decisions.
Visit producers / wholesale brokers
Build and maintain strong relationships with producers, assisting in client retention and achieving mutual business growth.
Achieve established production and loss ratio targets for the assigned regional territory.
Maintain awareness of market trends and competitive landscape to drive new business opportunities.
Qualifications:
5+ years experience in Commercial Casualty underwriting, preferably in the surplus lines/E&S market.
Must have Production Underwriting and/or Territory Marketing experience.
Strong analytical skills with the ability to evaluate complex risks.
Excellent communication and interpersonal skills, with a focus on building producer relationships.
Bachelor's degree highly preferred.
Salary/Benefits:
$130,000 - $160,000+ annual base salary plus lucrative production bonus
Flex schedule and ability to work remotely
Extremely competitive Medical, Dental, Vision and Life plans
Employer matching 401(k) plan
Generous PTO plan
$32k-43k yearly est. 6d ago
Commercial Insurance Underwriter
Hylant 4.6
Grand Rapids, MI jobs
Description The Opportunity:The Underwriter is responsible for evaluating individual account risk in relation to coverage granted to price and set terms for accounts that will balance written premium, rate, and profitability goals. This position will support management and coworkers with projects through leadership, teamwork, training, and implementation. In This Role You Will Execute On:
Effectively implement the underwriting standards, procedures, coverage forms and rating plans established for each HAS program
Identify acceptable accounts from those submitted by HAS appointed agencies/producers utilizing the HAS Underwriting Guidelines established for each program or plan
Utilize all resources available to determine the terms and premium for each account submitted, including but not limited to: account application, schedules, web-site, driver data, motor vehicle driver reports, news articles, risk management reports, MSB valuations, independent appraisals, IRMI and other resources;
Determine the terms and premium for each account and release a quotation utilizing the HAS underwriting system by or prior to the agent/producer due date
Place necessary reinsurance when exposures exceed program or program delegated authority / capacity
Demonstrate knowledge of coverage forms specific to each assigned program
Demonstrate sound underwriting decisions as demonstrated by file documentation and discussions on facts leading to the decision
Maintain effective file organization
Demonstrate effective planning and organization skills utilized to manage the assigned accounts, projects and performance requirements
In This Role You Will Need:
5+ years of insurance underwriting experience
Bachelor's degree or equivalent combination of education and experience
Excellent communication skills, including listening, speaking and writing
Flexibility and creativity for developing innovative and customized business solutions
Exceptional relationship development and interpersonal skills
Ability to balance diverse and competing workloads
Ability to work well with others in solution of mutual problems; respect the opinions, abilities, and contributions of others; cooperative and open minded in working with others.
Computer literacy for Word, Excel, Outlook and Internet with the ability to create and edit spreadsheets, presentations and correspondence, perform data entry and access data.
Why Hylant? A multi-year recipient of Best Places to Work in Insurance, Hylant is a full-service insurance brokerage with 21 offices in eight states. And since the founding of our family-owned business over 85 years ago, we made a promise to strengthen and protect the businesses, employees and communities of our client family by embracing them as our own. We're more than an insurance brokerage firm and you're more than a client, employee or neighbor. You're family. And that's just the way we treat you. Hylant is proud to be an equal opportunity workplace. All qualified applicants will receive consideration for employment without regard to race, marital status, sex, age, color, religion, national origin, Veteran status, disability or any other characteristic protected by law. If you have a disability or special need that requires accommodation, please let us know. Hylant participates in E-Verify. #LI-Hybrid
130309 Zurich North America is looking for an Underwriting Specialist OR Executive Underwriter- Commercial Surety to join our Commercial Surety team within one of the following locations: Chicago OR Virtual OH, MO or MI. The Commercial Surety Underwriter is a uniquely technical role in the underwriting world. In this position you will be responsible for the overall account management, business development and analysis of a highly complex book of Commercial Surety Accounts. Our ideal candidate will have a can-do positive attitude, strong financial background including credit analysis, excellent communication and presentation skills, time management skills, and the ability to further develop and sharpen established negotiation skills. Underwriters will use the Zurich Way of Underwriting Framework within delegated authority levels on highly complex assignments ensuring a high-level service to customers.
This is a great opportunity for an experienced Commercial Surety Underwriter to use their analytical skills, their entrepreneurial spirit, along with their ability to develop and maintain relationships with our North Central region Brokers and Customers to write profitable business.
This role will be filled at either the Underwriting Specialist OR Executive Underwriter level . The hiring manager will determine the appropriate level based upon the selected applicant's experience and skillset relative to the qualifications listed for this position.
Additional responsibilities will include:
+ Proactively seek renewal and new account opportunities.
+ Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. Negotiate Terms & Conditions and close deals.
+ Cross-Sell other lines of business to increase product density with the account.
+ Update required systems with details of broker/client visits and account status within specified time frame.
+ Calculate Target Price accurately by utilizing underwriting tools appropriately.
+ Diagnose and develop recommendations to solve unique business unit and customer problems.
+ Demonstrate specialized knowledge and expertise in products and industry.
+ Administer and monitor underwriting rules and guidelines, insurance laws and regulations, and rating manuals.
+ Work at the highest authority limits on assignments utilizing the highest degree of technical complexity and coordination.
Underwriting Specialist Basic Qualifications:
+ High School Diploma or Equivalent and 3 or more years of experience the Underwriting, Market Facing, Finance, Accounting, or Banking area OR
+ High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting, Market Facing, Finance, Accounting, or Banking area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND
+ Knowledge of line/s of business and the legal and regulatory guidelines
+ Knowledge of time restraints for quotes on new and renewal business
+ Experience with Microsoft Office
OR
Executive Underwriter Basic Qualifications:
+ High School Diploma or Equivalent and 5 or more years of experience in the Underwriting, Market Facing, Finance, Accounting, or Banking area OR
+ High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years in the Underwriting, Market Facing, Finance, Accounting, or Banking area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND
+ Knowledge of Microsoft Office
+ Knowledge of time restraints for quotes on new and renewal business
+ Experience working in a team environment
Preferred Qualifications:
+ Bachelor's Degree
+ Surety knowledge/experience and knowledge of the legal and regulatory guidelines
+ Understanding of structure of broker relationships
+ Ability to analyze and understand complicated credit assessments, trends, and strategies
+ Investigative skills (curiosity) to develop an understanding of business strategies, trends, complex contracts, assessment of long-term obligations and organizational character among other aspects of our customers
+ Ability to coherently articulate these strategies and financial concepts formulating fact-based conclusions and recommendations
+ Prior experience managing/growing profitable portfolio of customers
+ Negotiation experience with brokers and large, international, and national organizations
+ Strong verbal and written communication skills
Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Underwriting Specialistis $75,000.00 - $125,000.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Executive Underwriteris $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%.
We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here .]
**Why Zurich?**
At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500 .
Join us for a brighter future-for yourself and our customers.
Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.
Zurich complies with 18 U.S. Code ยง 1033.
**Please note:** Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.
Location(s): AM - Chicago, AM - Illinois Virtual Office, AM - Michigan Virtual Office, AM - Missouri Virtual Office, AM - Ohio Virtual Office
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-KJ1 #LI-REMOTE #LI-ASSOCIATE
EOE Disability / Veterans
$98.5k-165k yearly 6d ago
Entry Level Personal Lines Underwriter
Auto-Owners Insurance 4.3
Lansing, MI jobs
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:
Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
Analyze loss experience, financial conditions and physical characteristics of risks
Acquire a working knowledge of supporting sections of the underwriting department
Effectively communicate with independent agents and other associates through verbal and/or written means
Participate in and successfully complete the Company underwriter training program
Desired Skills & Experience
Bachelor's degree or direct equivalent experience with property/casualty underwriting
Ability to organize data, multi-task and make decisions independently
Above average communication skills (written and verbal)
Ability to write reports and compose correspondence
Ability to resolve complex issues
Continually develop product knowledge through participation in approved educational programs
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-DNP #LI-Hybrid #IN-DNI
$75k-108k yearly est. Auto-Apply 7d ago
Entry-Level Insurance Associate Underwriter
Amwins 4.8
Grand Rapids, MI jobs
At Amwins, we succeed together - and have a good time doing it.We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.At Amwins, we win together - and have a good time doing it.Learn more about us at amwins.com.We see you in Amwins blue!
Join our Amwins Access team in Grand Rapids as an Associate Underwriter!
This position will be a full time, in office position in Grand Rapids, MI. We are looking for people with:
1 year experience as support staff in an office environment or a Bachelor's degree from an accredited four-year university
Prior insurance experience is a plus!
Property and Casualty License or ability to earn a license within 90 days (cost reimbursed and study support provided by Amwins)
Eagerness to learn and grow as a team!
Detail-oriented with strong work ethic
Each Associate Underwriter provides vital team functions:
Review submission information required to issue new or renewal quotes
Rating and preparation of new or renewal quotes as directed by Underwriter
Review and handling of inspection recommendations and discrepancies
Monitor various reports for consistency
Potential for policy issuance and endorsement processing, including audits
Assist in accounting procedures such as invoicing
Data entry into multiple internet based systems
Snapshot of what Amwins provides to our team members:
Compensation includes a salary commensurate with experience
Annual bonus potential
Broad benefits package available
Most benefits available first day of employment
Medical, Dental, Vision, Life, etc
Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc.
Generous Paid Time Off and Company Holiday Schedule
Collaborative, continuing education focused work environment
Career advancement opportunities
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
$21k-42k yearly est. 12d ago
Senior Life Underwriter
Michigan Farm Bureau 4.1
Lansing, MI jobs
OBJECTIVE
Senior Life Underwriter Objective
To provide underwriting services for the Life department and Field Force, utilizing company approved solution methods and underwriting guidelines. To provide training of the Underwriting staff. To ensure timely and sound underwriting decisions for the entire unit. Utilize data analytics and underwriting outcomes to regularly evaluate, improve, and streamline the underwriting functions. Maintain expertise in leveraging automated underwriting systems to augment underwriting goals and objectives.
RESPONSIBILITIES
Senior Life Underwriter Responsibilities
Underwrite and process larger and complex life insurance applications and determine facultative reinsurance liabilities based on established rules. Maintain approval authority up to $4,000,000.
Correspond by e-mail, telephone, and systems with clients, agents, doctors, paramedical facilities, reinsurers, service laboratories, commercial inspection companies, and other organizations to gather information necessary to properly underwrite risks.
Maintain awareness of changes in underwriting industry related to risk selection, underwriting techniques, and data and technical advancements. Participate in industry educational programs.
QUALIFICATIONS
Senior Life Underwriter Qualifications
Required
Bachelor's degree required with focus on insurance, business, finance or medical field, required or equivalent ten years underwriting experience may be considered.
Minimum seven years life underwriting experience or equivalent required.
Financial underwriting experience required.
Experienced computer usage and proven skills in Microsoft Office including Excel or similar spreadsheet software required.
Medical terminology knowledge required.
Willingness to pursue continuing job-related training and education required.
FALU, FLMI, CLU, ChFC, or LLIF designation required or actively pursuing.
Note: Farm Bureau offers a full benefit package including medical, dental, vision, and 401K.
PM19
$74k-89k yearly est. Auto-Apply 42d ago
Commercial Lines Associate Underwriter
Michigan Millers Mutual Insurance Company 3.9
Lansing, MI jobs
Full-time Description
Who are we?
Michigan Millers Mutual Insurance Company, an affiliate of Western National Mutual Insurance, is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders' property-and-casualty insurance needs across multiple regions in the United States. We believe in striving for growth without sacrifice and know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service.
The core values for Michigan Millers and Western National Insurance, Connectiveness - Accountability - Empowerment are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry.
We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translates into external growth and building sustainable customer relationships.
Does this opportunity interest you?
Michigan Millers Mutual Insurance Company is seeking a Commercial Lines Associate Underwriter to join our team!
The individual in this role will be responsible for creating strong agency relationships that operate under a designated level of authority at the direction of assigned underwriters. This position will develop profitable premium growth through policy processing and technical support for both new and renewal business.
Requirements
What are the responsibilities and opportunities of this role?
Engages in the daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions.
Utilizes established practices, processes, and procedures to renew and write new policies based on underwriting authority.
Reviews new and renewal business application documents and gathers additional information as needed to accurately underwrite policies.
Understands rating methodology and coverage.
Performs special projects and other duties as assigned.
What are the must-have qualifications for a candidate?
Ability to follow processes and maintain strong attention to detail.
Knowledge of industry practices, standards, and underwriting concepts.
Proficient use of various core systems, office and computer equipment, and software packages.
Effective oral and written communication skills.
Demonstrated negotiation and relationship-building skills.
Ability to multitask and solve basic problems.
Flexibility to handle various assignments.
Valid and unrestricted driver's license with an acceptable driving record.
Bachelor's degree in insurance or finance; experience in lieu of a degree acceptable.
What will our ideal candidate have?
AU, INS, or other insurance related certification.
Compensation overview
The targeted hiring range for this role is $51,455 - $61,750, annually. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate, as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and / or may be considered for other positions.
Michigan Millers Mutual Insurance Company reserves the right to fill this position at a level above or below the level included in this posting.
Culture and Total Rewards
We offer full-time employees a significant Total Rewards Package, including:
Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more!
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
401(k) Plan (plus company match)
Time Off - including vacation, volunteer, and holiday pay
Paid Parental Leave
Bonus opportunities
Tuition assistance
Wellness Program - including an onsite fitness studio
Michigan Millers and Western National Insurance believe in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Michigan Millers provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
$51.5k-61.8k yearly 14d ago
Commercial Lines Associate Underwriter
Michigan Millers 3.9
Lansing, MI jobs
Who are we? Michigan Millers Mutual Insurance Company, an affiliate of Western National Mutual Insurance, is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders' property-and-casualty insurance needs across multiple regions in the United States. We believe in striving for growth without sacrifice and know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service.
The core values for Michigan Millers and Western National Insurance, Connectiveness - Accountability - Empowerment are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry.
We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translates into external growth and building sustainable customer relationships.
Does this opportunity interest you?
Michigan Millers Mutual Insurance Company is seeking a Commercial Lines Associate Underwriter to join our team!
The individual in this role will be responsible for creating strong agency relationships that operate under a designated level of authority at the direction of assigned underwriters. This position will develop profitable premium growth through policy processing and technical support for both new and renewal business.
Requirements
What are the responsibilities and opportunities of this role?
* Engages in the daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions.
* Utilizes established practices, processes, and procedures to renew and write new policies based on underwriting authority.
* Reviews new and renewal business application documents and gathers additional information as needed to accurately underwrite policies.
* Understands rating methodology and coverage.
* Performs special projects and other duties as assigned.
What are the must-have qualifications for a candidate?
* Ability to follow processes and maintain strong attention to detail.
* Knowledge of industry practices, standards, and underwriting concepts.
* Proficient use of various core systems, office and computer equipment, and software packages.
* Effective oral and written communication skills.
* Demonstrated negotiation and relationship-building skills.
* Ability to multitask and solve basic problems.
* Flexibility to handle various assignments.
* Valid and unrestricted driver's license with an acceptable driving record.
* Bachelor's degree in insurance or finance; experience in lieu of a degree acceptable.
What will our ideal candidate have?
* AU, INS, or other insurance related certification.
Compensation overview
The targeted hiring range for this role is $51,455 - $61,750, annually. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate, as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and / or may be considered for other positions.
Michigan Millers Mutual Insurance Company reserves the right to fill this position at a level above or below the level included in this posting.
Culture and Total Rewards
We offer full-time employees a significant Total Rewards Package, including:
* Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more!
* Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
* 401(k) Plan (plus company match)
* Time Off - including vacation, volunteer, and holiday pay
* Paid Parental Leave
* Bonus opportunities
* Tuition assistance
* Wellness Program - including an onsite fitness studio
Michigan Millers and Western National Insurance believe in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Michigan Millers provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.