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Business banker vs relationship manager

The differences between business bankers and relationship managers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a business banker, becoming a relationship manager takes usually requires 6-8 years. Additionally, a relationship manager has an average salary of $83,761, which is higher than the $69,423 average annual salary of a business banker.

The top three skills for a business banker include customer service, financial products and financial services. The most important skills for a relationship manager are client relationships, work ethic, and strong work ethic.

Business banker vs relationship manager overview

Business BankerRelationship Manager
Yearly salary$69,423$83,761
Hourly rate$33.38$40.27
Growth rate10%5%
Number of jobs70,05472,920
Job satisfaction--
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 69%
Average age4346
Years of experience48

What does a business banker do?

A business banker is an individual who collaborates with other bank coworkers to help business customers meet their specific banking needs. Business bankers must sell a variety of banking products and services such as business deposit accounts, treasury management, and business credit cards. They are required to maintain consistent communication with their clients through outbound calls and personal onsite visits. Business bankers must also devise and modify loan schemes depending on the market requirements as well as study the schemes offered by competitors.

What does a relationship manager do?

A relationship manager is responsible for maintaining a positive and professional relationship with customers and business partners, ensuring the highest customer satisfaction and good reputation. Relationship managers advise management on identifying business opportunities by analyzing the current market trends that would help generate revenues and increase its profitability. They connect with the marketing and sales team for product and services innovation, create compelling sales pitches, and develop customer service processes to assist customers with their inquiries and concerns efficiently.

Business banker vs relationship manager salary

Business bankers and relationship managers have different pay scales, as shown below.

Business BankerRelationship Manager
Average salary$69,423$83,761
Salary rangeBetween $39,000 And $121,000Between $56,000 And $123,000
Highest paying City-San Francisco, CA
Highest paying state-New York
Best paying company-Google
Best paying industry-Finance

Differences between business banker and relationship manager education

There are a few differences between a business banker and a relationship manager in terms of educational background:

Business BankerRelationship Manager
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 69%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Southern California

Business banker vs relationship manager demographics

Here are the differences between business bankers' and relationship managers' demographics:

Business BankerRelationship Manager
Average age4346
Gender ratioMale, 63.3% Female, 36.7%Male, 53.5% Female, 46.5%
Race ratioBlack or African American, 5.4% Unknown, 4.1% Hispanic or Latino, 11.1% Asian, 12.1% White, 67.1% American Indian and Alaska Native, 0.2%Black or African American, 3.2% Unknown, 4.4% Hispanic or Latino, 9.8% Asian, 4.1% White, 78.2% American Indian and Alaska Native, 0.2%
LGBT Percentage6%7%

Differences between business banker and relationship manager duties and responsibilities

Business banker example responsibilities.

  • Facilitate the origination process; manage re-looks with corporate small business lending group.
  • Manage a portfolio in various stages of workout including liquidation, refinancing, restructure, rehabilitation, bankruptcy and litigation.
  • Develop relationships with high-value commercial clients by prospecting and cross-selling banking product portfolio.
  • Collaborate regularly with business partners to ensure optimal productivity and identify cross-selling opportunities for stock/mutual funds and life insurances.
  • Develop business relationships and provide financial advisory skills for business owners seeking depository accounts, notary services and lines of credit.
  • Analyze collateral, such as property, securities and business assets to ensure sufficient loan coverage.
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Relationship manager example responsibilities.

  • Manage both general and bankruptcy FHLMC loans.
  • Demonstrate ability to manage a portfolio with a concentration in loan modifications for HAMP and FNMA.
  • Lead the district in sales by initiating and document a proactive customer profiling effort and sale calls.
  • Oversee and manages all incoming and outgoing automate clearing house (ACH) transfer of electronic fund.
  • Process annuities, insurance policies, office bills, manage correspondence, and maintain require files and accounts.
  • Manage the west coast territory to research and analyze which healthcare facilities would benefit from the services offer.
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Business banker vs relationship manager skills

Common business banker skills
  • Customer Service, 7%
  • Financial Products, 7%
  • Financial Services, 7%
  • Financial Statements, 6%
  • Business Development, 5%
  • Cash Flow Analysis, 5%
Common relationship manager skills
  • Client Relationships, 11%
  • Work Ethic, 10%
  • Strong Work Ethic, 10%
  • Financial Services, 9%
  • Taking Care, 5%
  • Customer Service, 5%