Business banking officer vs commercial banker

Differences between business banking officer and commercial banker duties and responsibilities

Business banking officer example responsibilities.

• Manage a combination of commercial and personal banking relationships, and promote cross-selling across multiple product lines.
• Manage a portfolio in various stages of workout including liquidation, refinancing, restructure, rehabilitation, bankruptcy and litigation.
• Create new lending opportunities, deposit account acquisition, treasury management options and financial counseling.
• Develop client relationship through financial transaction such as commercial real-estate financing, working capital, construction financing and SBA lending.
• Compile data and prepare reports including loan covenant violation, collateral tracking, risk rating exception, and SBA liquidation reports.
• Provide implementation and training on merchant services and treasury products
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Commercial banker example responsibilities.

• Establish leads by building upon existing clientele and developing relationships with major centers of influence including CPA's and attorneys.
• Manage and develop commercial lenders and administrative assistants.
• Manage commercial customer portfolios by using profile analysis to identify cross-sell opportunities to sell other products and services.
• Manage origination initiatives associate with business accounts, treasury products, and loans while adhering to bank compliance procedures.
• Develop strategies for optimal cash flow optimization through complex treasury and cash management solutions couple with appropriate credit instruments.
• Train processors, establish compliance policy, establish and maintain business relationships with lenders and builders.
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