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Business banking officer vs mortgage banker

The differences between business banking officers and mortgage bankers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a business banking officer and a mortgage banker. Additionally, a business banking officer has an average salary of $77,195, which is higher than the $27,331 average annual salary of a mortgage banker.

The top three skills for a business banking officer include business development, customer relationships and customer service. The most important skills for a mortgage banker are customer service, NMLS, and federal regulations.

Business banking officer vs mortgage banker overview

Business Banking OfficerMortgage Banker
Yearly salary$77,195$27,331
Hourly rate$37.11$13.14
Growth rate4%4%
Number of jobs110,61624,297
Job satisfaction4-
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 72%
Average age4545
Years of experience66

What does a business banking officer do?

A business banking officer is primarily in charge of liaising with clients, ensuring they get to receive prompt and efficient service. Among their responsibilities include identifying the clients' needs, answering inquiries, recommending other services, and addressing issues and concerns, resolving them in a timely manner. Moreover, a business banking officer may also devise networking strategies to identify new business or client opportunities. Above all, it is essential to build positive relationships with clients and adhere to the company's policies and regulations.

What does a mortgage banker do?

A Mortgage Banker is specialized in offering financing to buy homes or refinance previous mortgages. They work as part of a banks loan department.

Business banking officer vs mortgage banker salary

Business banking officers and mortgage bankers have different pay scales, as shown below.

Business Banking OfficerMortgage Banker
Average salary$77,195$27,331
Salary rangeBetween $51,000 And $115,000Between $9,000 And $78,000
Highest paying CityNew York, NY-
Highest paying stateNew York-
Best paying companyTakeda Pharmaceuticals U.S.A., Inc.-
Best paying industryFinance-

Differences between business banking officer and mortgage banker education

There are a few differences between a business banking officer and a mortgage banker in terms of educational background:

Business Banking OfficerMortgage Banker
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Business banking officer vs mortgage banker demographics

Here are the differences between business banking officers' and mortgage bankers' demographics:

Business Banking OfficerMortgage Banker
Average age4545
Gender ratioMale, 57.8% Female, 42.2%Male, 71.7% Female, 28.3%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%Black or African American, 9.5% Unknown, 4.7% Hispanic or Latino, 15.7% Asian, 6.5% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between business banking officer and mortgage banker duties and responsibilities

Business banking officer example responsibilities.

  • Manage a combination of commercial and personal banking relationships, and promote cross-selling across multiple product lines.
  • Manage a portfolio in various stages of workout including liquidation, refinancing, restructure, rehabilitation, bankruptcy and litigation.
  • Create new lending opportunities, deposit account acquisition, treasury management options and financial counseling.
  • Develop client relationship through financial transaction such as commercial real-estate financing, working capital, construction financing and SBA lending.
  • Compile data and prepare reports including loan covenant violation, collateral tracking, risk rating exception, and SBA liquidation reports.
  • Provide implementation and training on merchant services and treasury products
  • Show more

Mortgage banker example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Establish residential and commercial lending relationships, telephone loan origination of conventional and non-conventional mortgage products to include VA/FHA options.
  • Register with NMLS to sell mortgage products
  • Initiate the stabilization of client relationships and leverage cross-selling and promotional opportunities.
  • Gain valuable knowledge about USDA loans
  • Specialize in 203K and FNMA HomePath.
  • Show more

Business banking officer vs mortgage banker skills

Common business banking officer skills
  • Business Development, 11%
  • Customer Relationships, 10%
  • Customer Service, 8%
  • Relationship Management, 6%
  • Financial Statements, 4%
  • Cash Management, 4%
Common mortgage banker skills
  • Customer Service, 24%
  • NMLS, 6%
  • Federal Regulations, 5%
  • Bank Products, 5%
  • Loan Programs, 5%
  • Origination, 4%

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