Capital Farm Credit jobs - 24 jobs

About Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us? We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. Our Benefits: Incentive Program: Company-wide, goals-based rewards. Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually. Retirement: 401(k) with up to 9% employer contribution/match. Health Coverage: Affordable medical, dental, and vision plans. Parental Leave: 8 weeks of paid parental leave. Life & Disability Insurance: Employer-paid coverage. Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you'll find more than a job-you'll find purpose. This position will be filled no earlier than January 2, 2026. LOCATION: This position may be located in Lubbock, Texas or College Station, Texas. EDUCATION REQUIREMENT: Trade or technical study, preferably in a related field such as facilities management, business administration or a similar area. JOB REQUIREMENTS: Three (3) to five (5) years of experience in maintenance, facilities management, or similar field. Or any combination of both. FUNCTIONS: Develops and assesses vendor relationships. Supervises routine maintenance and preventative maintenance at facilities across the organization as needed. Maintains records of maintenance activities and ensures compliance with safety and regulatory standards. Coordinates and oversees facility-related projects, such as renovations, expansions, or relocations. Collaborates with cross-functional teams, contractors, and architects to ensure projects are completed on schedule. Reviews invoices and submits for manager approval. Establishes and maintains property information database. PREFERRED SKILLS: Attention to detail. Basic skill level in Microsoft Office applications. Ability to review and prioritize maintenance requests and follow up in a timely manner. Time management and organizational skills. Ability to build relationships. Strong Customer Service skills, patience, and tact. At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request. DISCLAIMER We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at ***************************** and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement. Equal Opportunity Statement Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.

The Senior Customer Service Associate is responsible to receive and pay out money, and keep records of money and negotiable instruments involved in financial transactions by performing the following duties. Ensures compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: GLBA(Gramm-Leach-Briley Act) , Regulation Z (Truth in Lending Act), Regulation DD (Truth in Savings Act) Regulation B (Equal Credit Opportunity Act), Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd Frank Act), Elder Abuse Laws, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act (state and federal) and Community Reinvestment Act. REQUIRED DUTIES 1. May train employees in customer service and banking procedures. 2. Approves checks for payment. 3. Examines Customer Service Associates reports of daily transactions for accuracy. 4. Consolidates and balances daily transactions. 5. Ensures supply of money for financial institution's needs based on legal requirements and business demand. 6. May allow customers access to safe deposit boxes, following specified procedures. 7. Monitors and reviews financial institution's security procedures and control access to vault. 8. Counts and records currency and coin in vault. 9. Issues written and oral instructions. 10. Studies and standardizes procedures to improve efficiency of subordinates. 11. Prepares composite reports from individual reports of subordinates. 12. Evaluates needs of potential customers and offers appropriate financial products and services. 13. Promotes and cross-sells other establishment products and services as appropriate to customer requirements. 14. Generates new business to assist in meeting establishment profitability goals. 15. May also provide the bank's customers with personalized banking and new accounts services 16. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. 17. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. 18. Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. 19. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. 20. Performs duties specific to the position and other functions as assigned. MINIMUM REQUIREMENTS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. • High school diploma or equivalent; and a minimum of five years Customer Service Associate experience, OR any equivalent combination of experience and/or education from which comparable knowledge, skills and abilities have been achieved. • Basic skills in computer terminal and personal computer operation, mainframe computer system, word processing, typing and spreadsheet software programs to meet the needs of the position. • Basic math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. • Exceptional verbal, written and interpersonal communication skills, with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees. • Thorough understanding of management procedures; ability to plan department or Company activities (setting objectives, developing strategies, budgeting, and developing policies and procedures); initiative to organize various functions necessary to accomplish department or Company activities; effectively staff (selecting, training and developing employees); directing employees towards the desired objectives (delegating, motivating, resolving problems); controlling the function (developing performance standards, measuring results, taking corrective action and rewarding employees as appropriate). • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations. • Ability to work with no supervision while performing duties. Pay $38,000 - $53,000 per year. The salary reflects the full, reasonably expected salary range for this position. Salary is based on the candidate's current experience, education, skills, and abilities related to the position. Successful candidates may be eligible for bonus, stock, commissions, and incentives at the Company's sole discretion. We offer a comprehensive benefits package, which vary depending on the position ultimately offered. All employees are offered paid sick time off. Depending on the position offered, benefits packages may include vacation leave; paid holidays; medical, dental, vision, life and disability insurance packages for employees and dependents; various other voluntary benefit offers, and optional retirement accounts. We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law. The application window for this position is expected to close on April 7, 2026.

COMPANY PROFILE: AgTexas Farm Credit Services serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the Association has an average volume of approximately $3.2 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the Association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. PROFILE: The Associate Insurance Agent position is located in Lubbock, TX with a salary that is negotiable, depending upon experience. This position performs a variety of intermediate level administrative duties associated with the sale and administration of crop and multi-peril insurance in accordance with standard procedures. Works closely with more experienced insurance staff relying on instruction and pre-established guidelines to perform the functions of the job. Relies on limited experience and judgment to plan and accomplish goals. This position works under full supervision and has a limited degree of analysis and judgment required. * AgTexas, at its sole discretion, may offer this position with a different title based upon the qualifications of the candidate. MINIMUM EDUCATION AND EXPERIENCE: Bachelor's degree in business, accounting, finance, agricultural economics, or a related field, or equivalent experience is preferred. A general understanding of crop and multi-peril insurance, as well as insurance underwriting standards and procedures, is preferred. General knowledge of accounting and financial systems. Strong oral and written communication skills. Basic proficiency in Microsoft Office applications. Insurance license and Property and Casualty license from the State of Texas must be obtained within six months of hire. KEY RESPONSIBILITIES: * Functions in a training capacity to gain familiarity with a variety of crop and multi-peril insurance concepts, practices, and procedures. Learns to review financial and legal information and calculate rates and premiums from approved tables. Gains knowledge of commonly used concepts, practices, and procedures of crop and multi-peril insurance. * Manages client lists and assists senior-level staff with development of new customer leads. * Maintains all required insurance documentation and ensures accurate enrollment and billing processes are followed. Handles routine enrollment and billing issues. * Calculates rates and premiums from approved tables. Ensures proper collection of premiums from policyholders. Assists senior-level staff with resolution of policyholder's loss claim issues. * Assists senior-level staff with client retention efforts and may suggest additions or changes in insurance programs to policyholders. * Serves as a liaison between the Association and insurance carriers. WORKING RELATIONSHIPS: Frequent interaction with customers, Association departmental staff and management. Frequent interaction with Association senior management, CEO, and/or board of directors. Occasional interaction with Farm Credit Bank of Texas staff. Frequent interaction with area professionals including real estate agents, commercial bankers, and others who deal with the Association in the normal course of business. EOE/AA/M/F/D/V AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information. Persons with disabilities who require an accommodation to complete the application process should call our Lubbock office at ************** and ask to speak to one of our HR representatives to request accommodation in the application process.

The Credit Officer is responsible for assisting Commercial, C&I, SBA, Real Estate Lending, Consumer and Commercial Equipment Leasing with credit underwriting and analysis of loan requests and preparation of written loan submissions. Conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Make recommendations and/or decisions regarding the extension of credit. Investigates and analyzes credit. Monitors customer accounts and loan portfolios in order to maximize credit quality and minimize risk and potential loss. Prepares and presents credit files to committees for use in the making of lending decisions on new, renewal and extension loans. Maintains control over the credit standings of accounts and furnishes information relative to credit inquiries, as appropriate. Ensures compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: GLBA (Gramm-Leach-Bliley Act), Regulation Z (Truth in Lending Act), Regulation DD (Truth in Savings Act) Regulation B (Equal Credit Opportunity Act), Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd Frank Act), Elder Abuse Laws, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act (state and federal) and Community Reinvestment Act. REQUIRED DUTIES 1. Assists with credit presentations to include financial statement spreads, covenant testing, collateral analysis, obligor/facility ratings, cash flow analysis, relationship exposure, and underwriting. 2. Actively evaluates property, sponsorship, global cash flow (using Company approved software) /contingent liability of the loan/guarantor on a deal by deal basis. 3. Conducts site visits, meetings, and interviews with borrowers. 4. Prepares file approval memorandums summarizing results and validates Credit Risk Ratings in compliance with the Company's policy and procedures. 5. Monitors delinquencies, covenant compliance, etc. 6. Provides direct support to Senior Credit Officers/Credit Manager to develop and analyze all relevant credit information in conjunction with account officers pertaining to more complex commercial and business loans. 7. Makes recommendations for approval or non-approval. 8. Works with processing/funding to ensure accurate flow of information in documents to provide efficient closing of loan funding. 9. Attends, prepares and presents new and additional credit proposals in loan committee meetings. 10. Tracks credit package completions. 11. Requests re-documentation of loans that have undergone name, organizational or address changes. 12. Assists in preparation of loan approval document such as account numbers, balances and entities. 13. Provides customer service including meeting and greeting customers in person and on the phone. 14. Proficiency in analyzing business and individual tax returns/financial statements to identify recurring and non-recurring sources of cash flow (identification of cash versus non cash income on K-1 statements, schedule E, etc.) 15. Preparation of basic and/or preliminary analysis on the Company and its Guarantors. Analyses shall identify the purpose of the loan, sources of repayment, appropriateness of proposed structure, risks and mitigants (financial, business and or industry) associated with the proposal. Candidates must also be able to track financial and reporting covenants that monitor the credit, mitigate risks and meet the bank's credit policy guidelines. 16. Performs thorough analysis of combined DSCR for underwriting of guarantors. 17. Proficiency in analyzing credit and other reports on companies and individuals. Conduct research on specific industries or companies. 18. Reviews formation documents for Borrowers. Determine appropriate Borrower signing authority. Candidates must be able to identify the requisite formation documents for different business entities (C-corp, Limited partnerships, General partnerships, Trusts, etc.) and be able to review such documents for accuracy. Order and review good standing certificates, UCC Searches and other applicable compliance documentations. 19. Reviews loan documentation for consistency and accuracy relative to the approved credit narratives and compliance with the Bank's credit guidelines. This requires working with the Borrower, Commercial Loan Operations, and in some instances, outside legal counsel. 20. Monitors existing credit facilities for financial and reporting covenant compliance. Preparation and continual review the compliance log to ensure updated financial information and covenant compliance. Notify Borrower and Guarantor of missing reports and non-compliance with terms of their Agreement. Correspond with Loan Monitoring Group and Credit Administration on recommended waivers, amendments, etc. Focus on early identification of problem loans and assist Portfolio Managers, Business Bankers and Credit Administration to take appropriate action. Candidates should understand risk ratings and be able to provide recommendations for changes in current rating. 21. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. 22. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. 23. Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. 24. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. 25. Performs duties specific to the position and other functions as assigned. MINIMUM REQUIREMENTS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. • Bachelor's degree and 3+ years of experience in commercial or SBA lending - specifically, property cash flow analysis and appraisal valuation methods. • Commercial or SBA analysis/underwriting experience a plus • Commercial business analysis skills (secondary to CRE analysis experience) a plus • Financial analysis experience of business or CRE investment financial statements, CRE investment tax returns and individual's financial statements and tax returns • The ability to present written credit memorandums in a clear, succinct manner, present credits to management/board loan committee. • Intermediate experience, knowledge and training in all lending activities and terminology. • Able to make a conclusive recommendation based on independent analysis • Able to handle multiple transactions at once and work well in a team-oriented environment • Strong customer service skills, relationship development and management skills • Intermediate skills in computer terminal and personal computer operation; mainframe computer system; word processing and spreadsheet software programs. • Intermediate typing skills to meet production needs of the position. • Intermediate math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. • Exceptional verbal, written and interpersonal communication skills, with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees. • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations. • Ability to work with no supervision while performing duties. Pay $54,800 - $88,800 per year. The salary reflects the full, reasonably expected salary range for this position. Salary is based on the candidate's current experience, education, skills, and abilities related to the position. Successful candidates may be eligible for bonus, stock, commissions, and incentives at the Company's sole discretion. We offer a comprehensive benefits package, which vary depending on the position ultimately offered. All employees are offered paid sick time off. Depending on the position offered, benefits packages may include vacation leave; paid holidays; medical, dental, vision, life and disability insurance packages for employees and dependents; various other voluntary benefit offers, and optional retirement accounts. We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law. The application window for this position is expected to close on February 9, 2026.

Job Description Company Profile AgTexas Farm Credit Services serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the association has an average volume of approximately $2.7 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. AgTexas 2026 Summer Internship Are you passionate about agriculture, finance, and lending? AgTexas is excited to offer a 10-week, summer internship program designed to provide aspiring professionals with hands-on experience in agriculture credit, lending, and loan administration, along with exposure to other key areas of our business. About The Program Duration: 10 weeks Travel Opportunities: Travel throughout our 43-county territory and interact with branch staff, customers, and agriculture producers to gain a 360-degree view of our business. Hands-On Learning: Learn directly from AgTexas team members, gaining valuable insights into the financial aspects of supporting the operations of producers we serve. Company Culture: Experience our core values and company culture first-hand as you immerse yourself in the day-to-day operations at various sites. Individual Project: Work independently on a credit-based project, gaining valuable understanding of our processes. Group Project: Collaborate with fellow interns on a real-world project. You will gather data, analyze trends, and develop recommendations to present to senior and executive leadership at the end of the program. What You Will Gain In-depth knowledge of credit, lending, and loan administration functions. Exposure to various aspects of the agriculture industry. Mentorship from experienced professionals across key business areas. Experience in problem-solving, teamwork, and leadership. The opportunity to present your findings and recommendations to senior leaders. Learn From Different Roles & Mentorship Credit & Lending: Dive deep into the financial side of agriculture, learning how we support producers through credit analysis, loan structuring, and lending decisions. You will shadow professionals who manage loan portfolios, assess financial risk, and ensure compliance with lending regulations. Additionally, you will have the opportunity to learn about our rural home and construction loan sector. Loan Administration: Understand the nuts and bolts of loan processing, documentation, and servicing, while gaining exposure to the customer experience and back-office functions that keep our operations running smoothly. Administrative Roles: Gain insight into the administrative support functions that help drive business efficiency, from office management to customer service. Appraisal & Crop Insurance: When possible, interns will have the chance to explore other critical areas such as property appraisals and crop insurance, learning how these services contribute to the broader financial health of our customers. Mentorship: Each intern will be paired with a mentor to provide guidance and feedback throughout the internship. Real-World Examples: By engaging with mentors and team members, you will apply your learnings to real-world scenarios, deepening your understanding of lending and financial services in agriculture. AA/EOE/M/F/D/V AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information. Persons with disabilities who require an accommodation to complete the application process should call our Lubbock office at ************** and ask to speak to one of our HR representatives to request accommodation in the application process. Job Posted by ApplicantPro

COMPANY PROFILE: AgTexas Farm Credit Services serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the association has an average volume of approximately $3.2 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. POSITION: The Commercial Portfolio Analyst II position is located in Lubbock, TX with a salary that is negotiable depending upon experience. This position requires knowledge in loan structuring of agribusiness credits, loan participation/syndications and the ability to work with management and staff to ensure prudent credit administration practices are followed. * AgTexas, at its sole discretion, may offer this position with a different title based upon the qualifications of the candidate. MINIMUM EDUCATION AND EXPERIENCE: Bachelor's degree in accounting, finance, agricultural business/economics, business administration, or a related field or equivalent experience and three (3) or more years of experience in credit administration. Strong organizational, analytical, and communication skills required, with the ability to manage multiple priorities and meet deadlines. Must demonstrate sound judgment and exceptional attention to detail. Proficiency in Microsoft Office applications (Excel, Word, Outlook) and general computer operations is essential. RESPONSIBILITIES: * Administers Association-wide credit administration tracker which assists in compliance with Association procedures (underwriting standards, etc.) as well as performance on loan covenants. * Queries Association electronic loan file repository for items that satisfy outstanding credit administration covenants. * Reviews relevant loan files and documents to interpret ongoing credit administration requirements. Works with appropriate staff to cure any errors or conflicts with Association policy and procedure or regulatory requirements. * Assists Management in identifying trends and patterns that indicate a breakdown in policy and procedure or opportunities to refine processes for efficiency and accuracy. * Assists Credit and Lending and other relevant staff with appropriate application of Association policy and procedure as well as relevant regulatory requirements. * Assists Management with development of new initiatives, policies, or procedures. WORKING RELATIONSHIPS: Frequent interaction with customers, Agribusiness, and Association departmental staff and management. Occasional interaction with Farm Credit Bank of Texas staff and loan participants. Occasional interaction with area professionals including real estate agents, commercial bankers, title companies, appraisers and others who deal with the Association in the normal course of business. EOE/AA/M/F/D/V AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information. Persons with disabilities who require an accommodation to complete the application process should call our Lubbock office at ************** and ask to speak to one of our HR representatives to request accommodation in the application process.

The Relationship Manager ("RM") is responsible for managing and developing a portfolio of new and expanding existing productive and profitable relationship with clients with emphasis on business and industrial companies ranging from complex credits to deposit only relationships through external business development calls and referrals. The RM is ultimately responsible for all aspects of the client experience ranging from credit needs to customer service and operations. Ensures compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: GLBA (Gramm-Leach-Bliley Act), Regulation Z (Truth in Lending Act), Regulation DD (Truth in Savings Act) Regulation B (Equal Credit Opportunity Act), Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd Frank Act), Elder Abuse Laws, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act (state and federal) and Community Reinvestment Act. REQUIRED DUTIES 1. Develops and manages a portfolio of private, business and/or industrial clients ranging from complex credits to deposit only relationships. Acts as lead negotiator with prospects & clients. 2. Grows revenue by successfully prospecting for new business and retaining and expanding existing client relationships via interest income, fee income and/or cash management revenue. 3. Identifies and sells appropriate bank products and services to those prospects and clients. 4. Builds strong relationships with referral sources, centers of influence, etc. 5. Analyzes the client's financial and operating strategies and recommends alternative or additional financial services to best meet the client's immediate and long-term personal and business needs. 6. Gathers financial information and analyzes potential customers' and customers' creditworthiness and financing requirements. 7. Structures credits jointly with Credit Officers and Department Managers. 8. Operates computer terminal or personal computer to process account activity, determine balances and resolve problems within given authority. 9. Achieves sales and service goals by utilizing effective sales practices to sell bank products, implementing effective customer service techniques, referring customers to appropriate business partners, and resolving customer issues as they arise. 10. Responds to and anticipates clients' financial needs, solving problems and following through with exceptional service that provides a differentiated customer experience that supports our value proposition. 11. Proactively sources, acquires and expands high value customer relationship by maximizing sale and service opportunities. 12. Minimizes problem credits and/or delinquencies by maintaining high credit standards, good documentation procedures and timely collection efforts. 13. Meets with customers on a regular basis to enhance the trusted advisor relationship and become a trusted advisor ensure business needs are being met. 14. Responds to incoming emails and telephone calls in a professional manner to ensure that the client requests are met in a timely fashion. 15. Prepares and coordinates documents for client meetings and presentations. 16. Refers opportunities to segment partners where appropriate. 17. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. 18. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. 19. Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. 20. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. 21. Performs duties specific to the position and other functions as assigned. MINIMUM REQUIREMENTS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. * Bachelor's degree in Business, Finance, and Accounting or related major required from an accredited college or university; or 3+ years in sales or relationship management; Work related experience must consist of banking, financial services and/or client management. Knowledge of financial analysis, risk evaluation, loan documentation and commercial loan experience. * Strong knowledge of various phases of sales management, including planning, goal setting, project/time management and selling techniques. * Excellent business development and client relationship skills. * Detail orientated with exceptional sales and analytical skills. * Requires the ability to create and conduct presentations and prepare final proposals for qualified prospects as a final step in establishing financial relationships. * Excellent interpersonal, verbal and written communication skills. * Intermediate skills in computer terminal and personal computer operation, mainframe computer system, word processing, typing and spreadsheet software programs to meet the needs of the position. * Intermediate math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. * Exceptional verbal, written and interpersonal communication skills, with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees. * Ability to deal with complex problems involving multiple facets and variables in non-standardized situations. * Ability to work with no supervision while performing duties. * Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. Pay $59,000 - $104,000 per year. The salary reflects the full, reasonably expected salary range for this position. Salary is based on the candidate's current experience, education, skills, and abilities related to the position. Successful candidates may be eligible for bonus, stock, commissions, and incentives at the Company's sole discretion. We offer a comprehensive benefits package, which vary depending on the position ultimately offered. All employees are offered paid sick time off. Depending on the position offered, benefits packages may include vacation leave; paid holidays; medical, dental, vision, life and disability insurance packages for employees and dependents; various other voluntary benefit offers, and optional retirement accounts. We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law. The application window for this position is expected to close on October 1, 2025.

About Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us? We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. Our Benefits: Incentive Program: Company-wide, goals-based rewards. Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually. Retirement: 401(k) with up to 9% employer contribution/match. Health Coverage: Affordable medical, dental, and vision plans. Parental Leave: 8 weeks of paid parental leave. Life & Disability Insurance: Employer-paid coverage. Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you'll find more than a job-you'll find purpose. LOCATION: This position will be located in our credit office in Lubbock, Texas. EDUCATION REQUIREMENT: High school diploma or equivalent. JOB REQUIREMENTS: One (1) to three (3) years' experience in loan administration, or customer service in the financial services, mortgage, or title insurance industry; or experience deemed equivalent at the discretion of Capital Farm Credit. JOB SUMMARY: Responsible for loan administration, content management, credit servicing action support. Support loan servicing efforts by providing thorough and knowledgeable customer service via telephone conversations and/or electronic forms of communication. Facilitates external parties and internal departments involved in the customer and loan relationship. This position handles routine, repetitive transactions and customer requests that are simple to moderately complex. The incumbent will demonstrate foundational knowledge of the core skills and functions in loan administration, loan accounting, and customer service; and will navigate supporting information systems with limited oversight. Will be knowledgeable of CFC product lines and communicate servicing status updates with customers in detail. FUNCTIONS: Provides excellent customer service on a consistent basis by answering customer inquiries by phone or email and facilitating communications between internal departments and external parties. Researches and resolves issues with limited assistance. Conducts appropriate searches within various systems for loan termination data, initial lien filing data, subsequent lien filings and impact of such to initial lien, and collateral lien position. Enters pertinent loan data into loan origination system for release of lien credit servicing actions for all terminated, real estate secured loans in the Association. Submits servicing action file to the Document Preparation Department. Reviews documents for accuracy and completeness. Communicates with internal or external parties on additional needs. Files documents in electronic repository in accordance with procedures. Submits releases for recording in the county using electronic means where possible or mails releases to title company/county for recording based on customer needs. Requests checks for county filing fees from Accounts Payable as needed. Ensures proper recording of release of lien in county records. Prepares communication to accompany documents returned to customer post-termination. Assists with various projects associated with loan servicing, lien verification, and system conversion including collateral record cleanup, compliance monitoring records cleanup, property tax verification, and borrower contact information updates. Maintains knowledge of, and assists with, ensuring compliance with required procedures, policies, processes, internal controls, and regulations with an ability to research and apply them with some oversight. Maintains foundational knowledge of multiple systems and programs and demonstrates the ability to use CFC programs and systems used in lending. REQUIRED SKILLS: Accounting/financial systems. Computer systems and equipment used for file management, file classification practices, and retrieval of business information Documentation requirements for deeds of trust, UCC financing statements, and other collateral documents Professional oral and written correspondence principles Intermediate skill level in Microsoft Office applications Organization and time management practices Attention to detail Working in a collaborative environment Critical thinking skills At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request Equal Opportunity Statement Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.

About Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us? We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. Our Benefits: Incentive Program: Company-wide, goals-based rewards. Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually. Retirement: 401(k) with up to 9% employer contribution/match. Health Coverage: Affordable medical, dental, and vision plans. Parental Leave: 8 weeks of paid parental leave. Life & Disability Insurance: Employer-paid coverage. Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you'll find more than a job-you'll find purpose. LOCATION: This position will be located in our credit office in Austin, Texas. EDUCATION REQUIREMENT: High school diploma or associate's degree. JOB REQUIREMENTS: Two (2) years of related experience in loan administration, office operations, or customer service with exposure to financial services, mortgage, title insurance industry, or experience deemed equivalent at the discretion of Capital Farm Credit (CFC). JOB SUMMARY: An entry level position responsible for basic loan administration, loan accounting, content management, credit support, and other office administration work. Administers simple to moderately complex loan portfolios and effectively responds to customer service inquiries on a routine basis. Supports business development efforts by providing excellent and knowledgeable customer service as a first line of contact via face-to-face interactions and/or telephone conversations. Communicates with external parties and internal departments involved in the customer and loan relationship. FUNCTIONS: Provides excellent customer service on a consistent basis by greeting customers, answering phones and customer inquiries, and facilitates communications between internal departments and external parties. Works with senior staff to research and resolve issues. Under direction and oversight, sends the loan application(s) to applicants, reviews completed application for accuracy and completeness, and communicates with applicants on additional needs. At a basic level, develops and organizes loan applicant information. Under direction and oversight, enters pertinent loan data into loan origination systems, including financial information such as balance sheets and other data required. Acquires credit bureau reports and generates credit scores. Conducts appropriate searches within various systems as required for borrowing entities. Reviews results to ensure compliance related to entity tax status and OFAC standings. Gains a basic understanding of UCC lien search results and UCC lien status. Under guidance, drafts and sends communication of initial credit decision to applicants. Assists with communicating additional needs and updates with applicants and members of the loan committee through due diligence process. Requests and develops basic knowledge of title commitment and supporting documents from title companies that are relevant to each loan file. Gains an understanding of coordination needed with internal departments for review and approval of necessary documents. Through direction and oversight, reviews files in loan origination system to help identify errors and ensure accuracy prior to loan committee approval and loan processing requests. Requests final loan committee approvals. Submits loan file to Document Preparation Department. With direction and oversight, coordinates loan closings; assembles, reviews, and delivers closing packet for execution; and reviews documentation to ensure proper execution. With guidance and oversight, onboards new loans from loan origination system into the loan accounting system and disburses loan proceeds; confirms loan was closed in compliance with loan closing instructions; monitors borrower loan conditions and documents the file accordingly. Assists the loan committee by requesting and filing necessary information to satisfy loan covenants and other reporting requirements. Develops an understanding of lien perfection through deed of trust and/or UCC filing and maintenance. Establishes and maintains electronic loan files and sends original documents to the Collateral Custodian. Works with internal departments to finalize and certify loans. Processes loan payments, disbursements, and related tasks necessary to service loan portfolio. Develops basic knowledge of cooperative structure, patronage program, and CFC product offerings. At a basic level, assists with credit servicing actions. With oversight and direction, reviews executed servicing action documentation, submits revisions to accounting systems, and updates electronic file documentation. Develops basic knowledge of required procedures, policies, processes, internal controls, and regulations with an ability to research and apply. Develops foundational knowledge of multiple systems and programs and demonstrates the ability to use CFC programs and systems used in lending and office administration. Assists with general office administration and operates a variety of standard office equipment. REQUIRED SKILLS: Basic Knowledge of: Accounting/financial systems. Computer systems and office equipment used for file management, file classification practices, and retrieval of business information. Documentation requirements for title insurance, deeds of trust, UCC financing statements, crop insurance, and flood insurance. Professional, oral, and written correspondence principles. Intermediate skill level in Microsoft Office applications. Organization and time management practices. Attention to detail. Working in a collaborative environment. Critical thinking skills. At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request Equal Opportunity Statement Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.

About Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us? We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. Our Benefits: Incentive Program: Company-wide, goals-based rewards. Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually. Retirement: 401(k) with up to 9% employer contribution/match. Health Coverage: Affordable medical, dental, and vision plans. Parental Leave: 8 weeks of paid parental leave. Life & Disability Insurance: Employer-paid coverage. Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you'll find more than a job-you'll find purpose. LOCATION: This position maybe located in our office in Round Rock or College Station, Texas. EDUCATION REQUIREMENT: Bachelor's degree in Finance, Business, Economics, or a related field, or experience deemed equivalent by Capital Farm Credit. JOB REQUIREMENTS: Five (5) years of experience in commercial credit analysis, portfolio management, or related roles, with at least two (2) years in a managerial capacity. Strong understanding of credit risk principles and commercial lending practices, including creating and monitoring of a borrowing base and compliance certificate. Proficiency in data analysis tools and software (e.g., Excel, SQL, or financial modeling software). Excellent analytical, problem-solving, and decision-making skills. Strong communication and interpersonal skills, with the ability to present complex information clearly to various audiences. Ability to work effectively in a fast paced, team-oriented environment. JOB SUMMARY: Responsible for overseeing the performance and monitoring of borrowing bases and compliance certificates within the commercial and retail credit portfolios. This role involves managing a team of monitoring analysts, ensuring accurate borrowing base and compliance certificate monitoring, and providing insights to support strategic decision-making and risk management. The ideal candidate will possess strong analytical skills, a deep understanding of credit risk, and the ability to communicate complex data effectively. FUNCTIONS: Lead, mentor, and develop a team of portfolio monitoring analysts to ensure high-quality analysis and reporting. Oversee the ongoing analysis of retail and commercial credit portfolios, including performance tracking, risk assessment, and trend identification. Identify potential risks and emerging issues within the portfolio and develop strategies to mitigate these risks. Prepare and present comprehensive reports and presentations on portfolio performance, credit quality, and risk exposure to senior management and stakeholders. Work closely with credit underwriting, risk management, and business units to ensure alignment on portfolio strategies and risk policies. Ensure the accuracy and integrity of data used for analysis and reporting; implement best practices for data management. Ensure all portfolio monitoring activities comply with relevant regulatory requirements and internal policies. Identify opportunities for process improvements within the portfolio monitoring function to enhance efficiency and effectiveness. REQUIRED SKILLS: Strong ability to analyze financial data, identify trends, and make data-driven decisions. Deep understanding of credit risk principles and commercial lending practices. Experience in managing and mentoring a team, fostering collaboration, and driving performance. Excellent verbal and written communication skills to present complex information clearly to various stakeholders. Strong critical thinking and problem-solving abilities to address portfolio issues and risks. Proficiency in financial analysis, including understanding financial statements and credit metrics. Familiarity with regulatory requirements related to commercial credit and risk management. Experience with data analysis tools and software (e.g., Excel or financial modeling software). Meticulous attention to detail to ensure accuracy in analysis and reporting. Ability to manage multiple projects and priorities in a fast-paced environment. At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request Equal Opportunity Statement Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.

The Regional Sales Manager is responsible for the quality and profitability of the Bank's Small Business Administration (“SBA”) loan portfolio. Assist in the development and monitoring of loan policies and procedures as it relates to SBA activities. Has an advanced working knowledge of SBA loan programs. May be asked to oversee the underwriting of conventional commercial and industrial credits, construction, or other types of credit transactions from time to time. Ensures compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: GLBA (Gramm-Leach-Bliley Act), Regulation Z (Truth in Lending Act), Regulation DD (Truth in Savings Act) Regulation B (Equal Credit Opportunity Act), Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd Frank Act), Elder Abuse Laws, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act (state and federal) and Community Reinvestment Act. REQUIRED DUTIES 1. Manage budgeting, loan productions and personnel for multiple regions assigned by the Chief SBA Lending Officer 2. Assist the Chief SBA Lending Officer in annual budgeting and goal setting 3. Manage the regional/LPO budget to ensure that production goals are achieved 4. Develop and implement marketing activities within the budgetary constraints established by supervisor 5. Generate new business through prospecting, outside calling, networking and referrals 6. Work to foster new and expand existing customer relationships through cross-selling products and services 7. Conduct site visits, meetings, and interviews with borrowers and referral sources 8. Identify, collect, and analyze relevant information to assess credit risk 9. Conduct financial and repayment analysis with a focus on cash flow to assess and identify a borrower's repayment ability 10. Responsible for all phases of the process to include: lead generation and sourcing, initial analysis and submission of requested documents to underwriting and closing staff, adherence to all Bank loan policies/procedures. 11. Actively participate in local SBA district functions with assigned marketing area. 12. Maintain and applies a thorough understanding of the bank's credit policy, SBA eligibility and all necessary business practices to ensure the submission of accurate and complete loan application packages. Ensure all loans comply with regulatory requirements 13. Generate loans that maintain an acceptable level of performance. 14. Assist external departments within the Bank with any requested servicing action within assigned marketing area. 15. Assist with various projects and other operational duties. Work collaboratively with others to help support and achieve the overall goals of the Division 16. Develop and implement sales, process, pricing and credit strategies to grow a sound portfolio, develop competitive advantages, and optimize profitability of the business unit. 17. Respond to inquiries or refer inquiries to the appropriate department or person, and exhibiting the necessary follow through with customers and/or staff involved. 18. Provide supervision and support to all areas of the department where service or assistance is needed; oversees activities of assigned department personnel; opens and closes the department. 19. Monitor staff in daily tasks, operations and quality control; ensures the organization of assigned areas of the department, coordinating available resources (e.g., staff, materials, etc.) for maximum results. 20. Assume responsibility for special projects; gathers data and prepares reports for Senior Management, audits and other personnel. 21. Play a positive role in the development and growth of assigned department staff through excellent communication skills, both verbal and written, along with strong delegation skills assuring a highly cross-trained staff. 22. Perform personnel actions including performance appraisals, disciplinary actions, and interviewing candidates for employment; supervises the daily activities of the department including, but not limited to, effective delegation of assignments, developing work schedules and providing necessary training. 23. Treat people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. 24. Demonstrate knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. 25. Follow policies and procedures; completes tasks correctly and on time; supports the company's goals and values. 26. Perform the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. 27. Perform duties specific to the position and other functions as assigned. MINIMUM REQUIREMENTS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. • Bachelor's degree (BA) or equivalent of 10+ years related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial analyzing or lending background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related. • Advanced experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas. • Advanced experience, knowledge and training in all lending activities and terminology. • Advanced knowledge of commercial, construction, real estate and consumer loan processing. • Ability to lead less experienced loan officers and other staff members as assigned. • Advanced knowledge of related state and federal lending and compliance regulations, and other Bank lending policies. • Ability to develop marketing and business development skills with customers. • Basic knowledge of branch operation procedures, Company products and services. • Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures. • Basic knowledge of human resource labor laws and policies. • Intermediate skills in computer terminal and personal computer operation; mainframe computer system; word processing and spreadsheet software programs. • Intermediate typing skills to meet production needs of the position. • Advanced math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. • Exceptional verbal, written and interpersonal communication skills, with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees. • Thorough understanding of management procedures; ability to plan department or Company activities (setting objectives, developing strategies, budgeting, and developing policies and procedures); initiative to organize various functions necessary to accomplish department or Company activities; effectively staff (selecting, training and developing employees); directing employees towards the desired objectives (delegating, motivating, resolving problems); controlling the function (developing performance standards, measuring results, taking corrective action and rewarding employees as appropriate). • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations. • Ability to work with no supervision while performing duties. • Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. Pay $95,000 - $158,000 per year. The salary reflects the full, reasonably expected salary range for this position. Salary is based on the candidate's current experience, education, skills, and abilities related to the position. Successful candidates may be eligible for bonus, stock, commissions, and incentives at the Company's sole discretion. We offer a comprehensive benefits package, which vary depending on the position ultimately offered. All employees are offered paid sick time off. Depending on the position offered, benefits packages may include vacation leave; paid holidays; medical, dental, vision, life and disability insurance packages for employees and dependents; various other voluntary benefit offers, and optional retirement accounts. We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law. The application window for this position is expected to close on February 9, 2026.

Job Description COMPANY PROFILE: AgTexas Farm Credit Services serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the association has an average volume of approximately $2.7 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. PROFILE: The Associate Director of Customer Success leads a skilled administrative team supporting lending operations, combining hands-on expertise with people leadership to ensure efficient processes, exceptional service, and a culture of accountability and growth. Coaches, mentors, and assists with skill development of relationship administrators. Independently seeks solutions in situations where procedures are not specific. Works under limited supervision. MINIMUM EDUCATION AND EXPERIENCE: Associate's degree or equivalent experience and seven (7) or more years' experience in loan support operations, title company, general accounting, or banking. Requires strong organizational, analytical, and communication skills with the ability to manage multiple priorities under deadlines. Must demonstrate sound judgment, attention to detail, and a commitment to service excellence. Proven leadership ability to coach, develop, and motivate a team is essential, along with the flexibility to balance transactional work and strategic oversight in a fast-paced environment. General knowledge of loan underwriting and accounting systems is required, as well as proficiency in both oral and written communication to ensure clarity, professionalism, and effectiveness across all interactions. KEY RESPONSIBILITIES: Lead and develop a high-performing administrative team, balancing leadership responsibilities with transactional support. Oversee daily workflows to ensure accuracy, timeliness, and consistency in all lending operations. Train, coach, and mentor staff to build capability, accountability, and confidence across the division. Collaborate with peer managers to streamline processes and maintain service excellence. Support the Director in managing portfolio growth and integrating new relationships and loan actions. Monitor workload distribution, team performance, and process efficiency to ensure operational balance. Represent the division in leadership discussions and contribute to continuous improvement initiatives. Model professionalism, integrity, and teamwork consistent with organizational values and culture. WORKING RELATIONSHIPS: Frequent interaction with customers, association departmental staff and management. Occasional interaction with association senior management. Frequent interaction with area professionals including real estate agents, commercial bankers, and others who deal with the association in the normal course of business. EOE/AA/M/F/D/V AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information. Persons with disabilities who require an accommodation to complete the application process should call our Lubbock office at ************** and ask to speak to one of our HR representatives to request accommodation in the application process. Job Posted by ApplicantPro

Job Description COMPANY PROFILE: AgTexas Farm Credit Services serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the Association has an average volume of approximately $3.2 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the Association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. PROFILE: The Associate Insurance Agent position is located in Lubbock, TX with a salary that is negotiable, depending upon experience. This position performs a variety of intermediate level administrative duties associated with the sale and administration of crop and multi-peril insurance in accordance with standard procedures. Works closely with more experienced insurance staff relying on instruction and pre-established guidelines to perform the functions of the job. Relies on limited experience and judgment to plan and accomplish goals. This position works under full supervision and has a limited degree of analysis and judgment required. *AgTexas, at its sole discretion, may offer this position with a different title based upon the qualifications of the candidate. MINIMUM EDUCATION AND EXPERIENCE: Bachelor's degree in business, accounting, finance, agricultural economics, or a related field, or equivalent experience is preferred. A general understanding of crop and multi-peril insurance, as well as insurance underwriting standards and procedures, is preferred. General knowledge of accounting and financial systems. Strong oral and written communication skills. Basic proficiency in Microsoft Office applications. Insurance license and Property and Casualty license from the State of Texas must be obtained within six months of hire. KEY RESPONSIBILITIES: Functions in a training capacity to gain familiarity with a variety of crop and multi-peril insurance concepts, practices, and procedures. Learns to review financial and legal information and calculate rates and premiums from approved tables. Gains knowledge of commonly used concepts, practices, and procedures of crop and multi-peril insurance. Manages client lists and assists senior-level staff with development of new customer leads. Maintains all required insurance documentation and ensures accurate enrollment and billing processes are followed. Handles routine enrollment and billing issues. Calculates rates and premiums from approved tables. Ensures proper collection of premiums from policyholders. Assists senior-level staff with resolution of policyholder's loss claim issues. Assists senior-level staff with client retention efforts and may suggest additions or changes in insurance programs to policyholders. Serves as a liaison between the Association and insurance carriers. WORKING RELATIONSHIPS: Frequent interaction with customers, Association departmental staff and management. Frequent interaction with Association senior management, CEO, and/or board of directors. Occasional interaction with Farm Credit Bank of Texas staff. Frequent interaction with area professionals including real estate agents, commercial bankers, and others who deal with the Association in the normal course of business. EOE/AA/M/F/D/V AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information. Persons with disabilities who require an accommodation to complete the application process should call our Lubbock office at ************** and ask to speak to one of our HR representatives to request accommodation in the application process. Job Posted by ApplicantPro

Job Description COMPANY PROFILE: AgTexas Farm Credit Services serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the association has an average volume of approximately $3.2 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. POSITION: The Commercial Portfolio Analyst II position is located in Lubbock, TX with a salary that is negotiable depending upon experience. This position requires knowledge in loan structuring of agribusiness credits, loan participation/syndications and the ability to work with management and staff to ensure prudent credit administration practices are followed. *AgTexas, at its sole discretion, may offer this position with a different title based upon the qualifications of the candidate. MINIMUM EDUCATION AND EXPERIENCE: Bachelor's degree in accounting, finance, agricultural business/economics, business administration, or a related field or equivalent experience and three (3) or more years of experience in credit administration. Strong organizational, analytical, and communication skills required, with the ability to manage multiple priorities and meet deadlines. Must demonstrate sound judgment and exceptional attention to detail. Proficiency in Microsoft Office applications (Excel, Word, Outlook) and general computer operations is essential. RESPONSIBILITIES: Administers Association-wide credit administration tracker which assists in compliance with Association procedures (underwriting standards, etc.) as well as performance on loan covenants. Queries Association electronic loan file repository for items that satisfy outstanding credit administration covenants. Reviews relevant loan files and documents to interpret ongoing credit administration requirements. Works with appropriate staff to cure any errors or conflicts with Association policy and procedure or regulatory requirements. Assists Management in identifying trends and patterns that indicate a breakdown in policy and procedure or opportunities to refine processes for efficiency and accuracy. Assists Credit and Lending and other relevant staff with appropriate application of Association policy and procedure as well as relevant regulatory requirements. Assists Management with development of new initiatives, policies, or procedures. WORKING RELATIONSHIPS: Frequent interaction with customers, Agribusiness, and Association departmental staff and management. Occasional interaction with Farm Credit Bank of Texas staff and loan participants. Occasional interaction with area professionals including real estate agents, commercial bankers, title companies, appraisers and others who deal with the Association in the normal course of business. EOE/AA/M/F/D/V AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information. Persons with disabilities who require an accommodation to complete the application process should call our Lubbock office at ************** and ask to speak to one of our HR representatives to request accommodation in the application process. Job Posted by ApplicantPro

About Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us? We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. Our Benefits: Incentive Program: Company-wide, goals-based rewards. Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually. Retirement: 401(k) with up to 9% employer contribution/match. Health Coverage: Affordable medical, dental, and vision plans. Parental Leave: 8 weeks of paid parental leave. Life & Disability Insurance: Employer-paid coverage. Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you'll find more than a job-you'll find purpose. This position will be filled no earlier than January 2, 2026. LOCATION: Preferred location is College Station, but other locations may be considered based on the candidate and office availability. EDUCATION REQUIREMENT: Bachelor's degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience. JOB REQUIREMENTS: At least ten (10) years of progressively responsible banking or related agricultural lending experience. At least 5 years in a supervisory and/or management position. FUNCTIONS: Coaches and trains Relationship Managers, credit analysts, and administrators in the origination and servicing of loans and leases. Establishes goals and objectives for credit analyst team in the Region served. Manages delegated authority for credit analysts in the Region Area. Assist in the management of loan and leases in the Region Area in an effort to maintain acceptable risk levels and carry out Association goals and objectives. Hires and evaluates credit analysts in the Region Area. Consults and works closely with Chief Credit Officer, Directors of Credit, other Regional Credit Officers, Regional President, Commercial Ag Credit Group Credit Managers and their respective staffs on loan/lease origination and servicing. Provides input on analysis, pricing and structuring of credits in Market Area. Mentor's credit and administrative staff in the analysis and structuring of loans and leases. Reviews and approves or denies loans and leases that exceed the delegated authority of loan officers and credit analysts. Serves as a loan committee member. Resolves issues related to credit underwriting by actively working with the Regional President and Loan Administration Manager in the assigned Region Area. Responsible for compliance with credit standards for the Region area. Ensures that loans and leases in market area portfolio are properly underwritten by credit analyst team. This includes ensuring loans and leases are properly risk rated and assigned appropriate Probability of Default (PD) and Loss Given Default (LGD) ratings. Complies with proper credit administration practices as outlined in Association's policies and procedures. Demonstrates the “CFC Way” in all areas of credit underwriting. Conducts complex credit analyses. Determines creditworthiness of applicants for new loans or leases and credit servicing actions in Region Area. Manages and oversees the underwriting process on credits in the Region Area which are non-performing and assist other stakeholders in the development of corrective action plans or restructuring actions. Prepares budgets for credit underwriting operations associated with the Market Area. Collaborates with the Regional President(s) in the Region Area in the budget process. Maintains awareness of agricultural trends and business activity, FCA regulations, and legal obligations. Ensures all credit underwriting operations comply with applicable policies, regulations, and laws. Oversees the preparation of all reports required by association management, the Board of Directors, and regulatory bodies. Oversees and consults completion of complex loan servicing tasks Promotes the Association by maintaining good public and member relations REQUIRED SKILLS: General knowledge of accounting/financial systems. Specialized knowledge of accounting/finance principles. Skill in oral and written communication. Intermediate skill level in Microsoft Office applications. Ability to perform intermediate-level accounting and financial analyses under limited supervision. COMMUNICATION REQUIREMENTS: This job requires strong verbal and written communication skills and listening skills, as well as the ability to read, comprehend and write memos, e-mails, operating manuals, and policy directives. The job also requires the ability to provide, follow and convey verbal instruction, and to provide and receive feedback as appropriate in a respectful, business-appropriate manner. The ability to make effective business presentations, both written and oral, in small and large audiences is required. Courteous and professional conduct is required at all times with a willingness to provide and receive constructive input and direction. In working with team members, it is required that you foster open lines of communication by conveying pertinent non-privileged industry and company information that is necessary to maximize job performance, knowledge and understanding. It is Capital Farm Credit's expectation is that open lines of communication are available to benefit job performance and satisfaction. Within your position, you are encouraged to effectively utilize communication channels to maximize job performance. WORKING RELATIONSHIPS: Frequent interaction with Association Lending staff, loan administration staff and other credit staff (especially members of lending groups), along with customers, association departmental staff including but not limited to loan accounting, accounting, internal audit, internal credit review and Credit management. Occasional interaction with association executive leadership, senior management, and/or board of directors. Occasional interaction with Farm Credit Bank of Texas staff. Frequent interaction with area professionals including real estate agents, commercial bankers, and others who deal with the association in the normal course of business At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request. Equal Opportunity Statement Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.

About Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us? We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. Our Benefits: Incentive Program: Company-wide, goals-based rewards. Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually. Retirement: 401(k) with up to 9% employer contribution/match. Health Coverage: Affordable medical, dental, and vision plans. Parental Leave: 8 weeks of paid parental leave. Life & Disability Insurance: Employer-paid coverage. Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you'll find more than a job-you'll find purpose. LOCATION: This position will be located onsite in our Credit Office in New Braunfels, Texas. EDUCATION REQUIREMENT: High school diploma or associate's degree. JOB REQUIREMENTS: Two (2) years of experience in loan administration, office operations, or customer service with exposure to financial services, mortgage, or title insurance industry preferred; or experience deemed equivalent at the discretion of Capital Farm Credit (CFC). FUNCTIONS: Provides excellent customer service on a consistent basis by greeting customers, answering phones and customer inquiries, and facilitates communications between internal departments and external parties. Works with senior staff to research and resolve issues. Under direction and oversight, sends the loan application(s) to applicants, reviews completed application for accuracy and completeness, and communicates with applicants on additional needs. At a basic level, develops and organizes loan applicant information. Under direction and oversight, enters pertinent loan data into loan origination systems, including financial information such as balance sheets and other data required. Acquires credit bureau reports and generates credit scores. Conducts appropriate searches within various systems as required for borrowing entities. Reviews results to ensure compliance related to entity tax status and OFAC standings. Gains a basic understanding of UCC lien search results and UCC lien status. Under guidance, drafts and sends communication of initial credit decision to applicants. Assists with communicating additional needs and updates with applicants and members of the loan committee through due diligence process. Requests and develops basic knowledge of title commitment and supporting documents from title companies that are relevant to each loan file. Gains an understanding of coordination needed with internal departments for review and approval of necessary documents. Through direction and oversight, reviews files in loan origination system to help identify errors and ensure accuracy prior to loan committee approval and loan processing requests. Requests final loan committee approvals. Submits loan file to Document Preparation Department. With direction and oversight, coordinates loan closings; assembles, reviews, and delivers closing packet for execution; and reviews documentation to ensure proper execution. With guidance and oversight, onboards new loans from loan origination system into the loan accounting system and disburses loan proceeds; confirms loan was closed in compliance with loan closing instructions; monitors borrower loan conditions and documents the file accordingly. Assists the loan committee by requesting and filing necessary information to satisfy loan covenants and other reporting requirements. Develops an understanding of lien perfection through deed of trust and/or UCC filing and maintenance. Establishes and maintains electronic loan files and sends original documents to the Collateral Custodian. Works with internal departments to finalize and certify loans. Processes loan payments, disbursements, and related tasks necessary to service loan portfolio. Develops basic knowledge of cooperative structure, patronage program, and CFC product offerings. At a basic level, assists with credit servicing actions. With oversight and direction, reviews executed servicing action documentation, submits revisions to accounting systems, and updates electronic file documentation. Develops basic knowledge of required procedures, policies, processes, internal controls, and regulations with an ability to research and apply. Develops foundational knowledge of multiple systems and programs and demonstrates the ability to use CFC programs and systems used in lending and office administration. Assists with general office administration and operates a variety of standard office equipment. PREFERRED SKILLS: Basic knowledge of: Accounting/financial systems. Computer systems and office equipment used for file management, file classification practices, and retrieval of business information. Documentation requirements for title insurance, deeds of trust, UCC financing statements, crop insurance, and flood insurance. Professional, oral, and written correspondence principles. Intermediate skill level in Microsoft Office applications. Organization and time management practices. Attention to detail. Working in a collaborative environment. Critical thinking skills. We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at ***************************** and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request. Equal Opportunity Statement Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.

About Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us? We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. Our Benefits: Incentive Program: Company-wide, goals-based rewards. Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually. Retirement: 401(k) with up to 9% employer contribution/match. Health Coverage: Affordable medical, dental, and vision plans. Parental Leave: 8 weeks of paid parental leave. Life & Disability Insurance: Employer-paid coverage. Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you'll find more than a job-you'll find purpose. LOCATION: This position maybe located in our office in Round Rock or College Station, Texas. EDUCATION REQUIREMENT: Bachelor's degree in Finance, Business, Accounting, or a related field, or experience deemed equivalent by Capital Farm Credit. JOB REQUIREMENTS: Candidates should have 10+ years of progressive experience in credit and/or lending, including time in a senior decision making capacity. Previous experience should include commercial, agricultural, and capital markets lending, along with a strong foundation in credit analysis, portfolio management, and regulatory compliance. Proven expertise in evaluating complex credit requests, structuring and monitoring largescale loans, and ensuring compliance with internal policies and external regulations is essential. The ideal candidate will demonstrate the ability to develop and implement credit policies and risk management strategies, as well as mentor staff and collaborate with senior leadership to align credit decisions with organizational goals. High proficiency in both oral and written communication is required. JOB SUMMARY: The Vice President of Credit Approval plays a critical role in evaluating and approving complex credit requests within delegated authority, while providing strategic recommendations on larger transactions. This position ensures that credit decisions are both sound and aligned with business objectives, balancing risk management with regulatory compliance and internal policy standards. The VP partners closely with lending teams, credit analysts, and senior leadership to promote consistent underwriting practices, maintain effective portfolio oversight, and shape the development of credit standards. The role carries considerable latitude for independent decision-making, operating with minimal oversight to ensure timely and effective credit decisions. Additionally, the VP provides leadership to credit staff, drives the implementation of credit policies, and mentors team members to elevate credit expertise across the organization. FUNCTIONS: Reviews and approves complex credit requests within delegated authority, ensuring alignment with credit standards, policies, and regulatory requirements. Provides recommendations to senior leadership on credit requests that exceed delegated authority. Partners with lending staff and credit analysts to structure credit facilities that balance customer needs with sound risk management practices. Assists in monitoring credit portfolio performance, identifying emerging risks or trends, and escalating issues as appropriate. Contributes to the development and implementation of credit policies, underwriting standards, and procedures to ensure consistency and compliance across the organization. Mentors and supports credit approvers and analysts, helping to strengthen skills and promote professional growth. Collaborates with senior management, risk, and compliance teams to ensure credit strategies align with business objectives and regulatory standards. Participates in loan committees and working groups as needed, providing expertise and perspective on credit approval matters. Assists in preparing reports and presenting credit-related findings and recommendations to management. REQUIRED SKILLS: Strong knowledge of credit analysis, underwriting principles, and risk management practices. Participates in loan committee for large and complex loans to approve and assist in developing sound credit facilities and credit administration for large commercial, participations/syndications, and retail accounts. Ability to evaluate complex financial statements and make sound credit decisions within delegated authority. Solid understanding of regulatory requirements and compliance standards related to credit approval. Effective leadership and team management skills, with the ability to mentor and develop staff. Strong analytical, problem-solving, and decision-making abilities. Excellent verbal and written communication skills, with the ability to present credit recommendations clearly to management and committees. Collaborative mindset with the ability to work effectively across lending, risk, compliance, and senior leadership teams. High attention to detail and accuracy in credit assessments and documentation. Flexibility to adapt to changing business needs, credit environments, and regulatory expectations. At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request Equal Opportunity Statement Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.

Job Description The Relationship Manager (“RM”) is responsible for managing and developing a portfolio of new and expanding existing productive and profitable relationship with clients with emphasis on business and industrial companies ranging from complex credits to deposit only relationships through external business development calls and referrals. The RM is ultimately responsible for all aspects of the client experience ranging from credit needs to customer service and operations. Ensures compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: GLBA (Gramm-Leach-Bliley Act), Regulation Z (Truth in Lending Act), Regulation DD (Truth in Savings Act) Regulation B (Equal Credit Opportunity Act), Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd Frank Act), Elder Abuse Laws, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act (state and federal) and Community Reinvestment Act. REQUIRED DUTIES 1. Develops and manages a portfolio of private, business and/or industrial clients ranging from complex credits to deposit only relationships. Acts as lead negotiator with prospects & clients. 2. Grows revenue by successfully prospecting for new business and retaining and expanding existing client relationships via interest income, fee income and/or cash management revenue. 3. Identifies and sells appropriate bank products and services to those prospects and clients. 4. Builds strong relationships with referral sources, centers of influence, etc. 5. Analyzes the client's financial and operating strategies and recommends alternative or additional financial services to best meet the client's immediate and long-term personal and business needs. 6. Gathers financial information and analyzes potential customers' and customers' creditworthiness and financing requirements. 7. Structures credits jointly with Credit Officers and Department Managers. 8. Operates computer terminal or personal computer to process account activity, determine balances and resolve problems within given authority. 9. Achieves sales and service goals by utilizing effective sales practices to sell bank products, implementing effective customer service techniques, referring customers to appropriate business partners, and resolving customer issues as they arise. 10. Responds to and anticipates clients' financial needs, solving problems and following through with exceptional service that provides a differentiated customer experience that supports our value proposition. 11. Proactively sources, acquires and expands high value customer relationship by maximizing sale and service opportunities. 12. Minimizes problem credits and/or delinquencies by maintaining high credit standards, good documentation procedures and timely collection efforts. 13. Meets with customers on a regular basis to enhance the trusted advisor relationship and become a trusted advisor ensure business needs are being met. 14. Responds to incoming emails and telephone calls in a professional manner to ensure that the client requests are met in a timely fashion. 15. Prepares and coordinates documents for client meetings and presentations. 16. Refers opportunities to segment partners where appropriate. 17. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. 18. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. 19. Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. 20. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. 21. Performs duties specific to the position and other functions as assigned. MINIMUM REQUIREMENTS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. • Bachelor's degree in Business, Finance, and Accounting or related major required from an accredited college or university; or 3+ years in sales or relationship management; Work related experience must consist of banking, financial services and/or client management. Knowledge of financial analysis, risk evaluation, loan documentation and commercial loan experience. • Strong knowledge of various phases of sales management, including planning, goal setting, project/time management and selling techniques. • Excellent business development and client relationship skills. • Detail orientated with exceptional sales and analytical skills. • Requires the ability to create and conduct presentations and prepare final proposals for qualified prospects as a final step in establishing financial relationships. • Excellent interpersonal, verbal and written communication skills. • Intermediate skills in computer terminal and personal computer operation, mainframe computer system, word processing, typing and spreadsheet software programs to meet the needs of the position. • Intermediate math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. • Exceptional verbal, written and interpersonal communication skills, with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees. • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations. • Ability to work with no supervision while performing duties. • Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. Pay $59,000 - $104,000 per year. The salary reflects the full, reasonably expected salary range for this position. Salary is based on the candidate's current experience, education, skills, and abilities related to the position. Successful candidates may be eligible for bonus, stock, commissions, and incentives at the Company's sole discretion. We offer a comprehensive benefits package, which vary depending on the position ultimately offered. All employees are offered paid sick time off. Depending on the position offered, benefits packages may include vacation leave; paid holidays; medical, dental, vision, life and disability insurance packages for employees and dependents; various other voluntary benefit offers, and optional retirement accounts. We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law. The application window for this position is expected to close on October 1, 2025.

COMPANY PROFILE: AgTexas Farm Credit Services serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the association has an average volume of approximately $2.7 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. PROFILE: The Associate Director of Customer Success leads a skilled administrative team supporting lending operations, combining hands-on expertise with people leadership to ensure efficient processes, exceptional service, and a culture of accountability and growth. Coaches, mentors, and assists with skill development of relationship administrators. Independently seeks solutions in situations where procedures are not specific. Works under limited supervision. MINIMUM EDUCATION AND EXPERIENCE: Associate's degree or equivalent experience and seven (7) or more years' experience in loan support operations, title company, general accounting, or banking. Requires strong organizational, analytical, and communication skills with the ability to manage multiple priorities under deadlines. Must demonstrate sound judgment, attention to detail, and a commitment to service excellence. Proven leadership ability to coach, develop, and motivate a team is essential, along with the flexibility to balance transactional work and strategic oversight in a fast-paced environment. General knowledge of loan underwriting and accounting systems is required, as well as proficiency in both oral and written communication to ensure clarity, professionalism, and effectiveness across all interactions. KEY RESPONSIBILITIES: * Lead and develop a high-performing administrative team, balancing leadership responsibilities with transactional support. * Oversee daily workflows to ensure accuracy, timeliness, and consistency in all lending operations. * Train, coach, and mentor staff to build capability, accountability, and confidence across the division. * Collaborate with peer managers to streamline processes and maintain service excellence. * Support the Director in managing portfolio growth and integrating new relationships and loan actions. * Monitor workload distribution, team performance, and process efficiency to ensure operational balance. * Represent the division in leadership discussions and contribute to continuous improvement initiatives. * Model professionalism, integrity, and teamwork consistent with organizational values and culture. WORKING RELATIONSHIPS: Frequent interaction with customers, association departmental staff and management. Occasional interaction with association senior management. Frequent interaction with area professionals including real estate agents, commercial bankers, and others who deal with the association in the normal course of business. EOE/AA/M/F/D/V AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information. Persons with disabilities who require an accommodation to complete the application process should call our Lubbock office at ************** and ask to speak to one of our HR representatives to request accommodation in the application process.