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Cashland history
Cashland company history timeline
Finally, the Consumer Credit Act of 1974 prohibited pawnbrokers from entering into "extortionate credit bargains" with customers and Cash America charged a rate of around 6 percent per month.
When that industry went bust, he returned to pawnshops, founding the company in 1983, and incorporating it the following year as Cash America Investments, Inc.
In 1988, five years after its founding, the chain opened its 100th location.
Payroll was started by John Templer in 1988 as he lay in a hospital bed in High Plains, Texas, after battling Guillain-Barré, a rare neurological disease, for two years.
Payroll expanded to Amarillo in 1989, putting check-cashing booths in eight Toot'n Totum Food Stores.
In 1992, a 4.6 million stock offering raised $45 million, the stock split 2 for 1, and the company opened its 200th store, in Mission, Texas.
1992: Daugherty takes Cash America international, acquiring Harvey & Thompson, a London-based pawnshop chain with 26 locations in England and Scotland.
The company continued to expand in the United States as well, opening more stores, buying the 18-store Express Cash chain and entering Alabama and Missouri in 1993.
At the end of 1994, the company had gross revenues of $221.9 million and $15 million in net profits.
That year, the company reported a loss of $1.7 million, or 7 cents a share, a significant downturn, considering that it had reaped $3.9 million, or 15 cents a share, in 1999.
Indeed, in 2002, Cash America's customers borrowed more than half a billion dollars, collectively, bringing loan volume to an unprecedented high for the first time in three years.
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Cashland competitors
| Company name | Founded date | Revenue | Employee size | Job openings |
|---|---|---|---|---|
| Cash America Financial Services, Inc | 1999 | $26.0M | 50 | - |
| First Cash Financial Services | 1988 | $3.4B | 17,000 | 1,246 |
| EZ | 1989 | $1.2B | 6,500 | 257 |
| Continental Exchange Solutions Inc. | - | $140,000 | 3 | - |
| Money Mart | 1979 | - | 3,001 | 6 |
| IKEA Holding US, Inc. | 1984 | $6.4M | 25 | - |
| Cash Plus | - | $15.0M | 50 | - |
| PLS | 1997 | $1.3B | 2,000 | 249 |
| First Heritage Credit | 1995 | $3.8M | 9 | - |
| Unified Bank | - | $21.1M | 37 | 6 |
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Cashland may also be known as or be related to Cashland, Cashland Financial Services, Inc. and Cashland, Inc.