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Universal Banker jobs at CB&S Bank - 20 jobs

  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    Job Description GENERAL FUNCTION: This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: Provides quality customer service through courteous and accurate handling of transactions. Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. Accurately balances assigned cash drawer. May serve as Vault Teller or Vault Teller Backup. May be responsible for operating and balancing a Teller Cash Recycler (TCR). Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs. Balancing and reporting of the negotiable instrument log. Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and makes arrangements for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively prospects for new business. May serve as Publicity Coordinator and/or Digital Champion. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Represents the financial institution in community affairs and civic organizations. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS High school graduate or equivalent. One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner. Job Posted by ApplicantPro
    $29k-34k yearly est. 5d ago
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  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: * This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. * Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: * Provides quality customer service through courteous and accurate handling of transactions. * Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. * Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. * Accurately balances assigned cash drawer. * May serve as Vault Teller or Vault Teller Backup. * May be responsible for operating and balancing a Teller Cash Recycler (TCR). * Ensures compliance with all internal controls and policies and procedures * Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts * Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. * Completes all required monthly and quarterly training. * Accurately processes and/or reports the following as outlined in established branch procedures: * Garnishments, tax levies, subpoenas, etc. * Counterfeit Currency Report. * Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) * Night deposit logs. * Balancing and reporting of the negotiable instrument log. * Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. * Receives deposits and ensures that all accounts are properly processed. * Establishes retirement accounts, and makes arrangements for direct deposits. * Completes arrangements and documents for special services such as exchanges of foreign currency. * Carries out the financial institution's client retention strategies. * Proactively prospects for new business. * May serve as Publicity Coordinator and/or Digital Champion. * Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. * Opens and closes office by following established security procedures. * Represents the financial institution in community affairs and civic organizations. * Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS * High school graduate or equivalent. * One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. * Ability to interact with customers in a professional and friendly manner.
    $29k-34k yearly est. 60d+ ago
  • Part-Time Teller

    Listerhill Credit Union 3.3company rating

    Muscle Shoals, AL jobs

    Overview: Listerhill Credit Union is a financial cooperative whose primary purpose is to help our members live financially healthy lives. In 1952, seven Reynolds Metals employees deposited $5 each with the idea of starting a credit union that was member-owned and member-focused. Helping co-workers break from predatory lenders to borrow affordably and save for their financial futures, was their motivation. We have grown from a single office at Reynolds Metals to 18 branches throughout northwest Alabama and south-central Tennessee. Today, we serve 13 counties with a full line of financial solutions. Our purpose and commitment to financial health has never changed. We recognize what is good for our members is good for us. We aspire to high standards of integrity, excellence, and passion. Furthermore, we strive to be innovative for the members' benefit and engaged in the betterment of their communities. The Role: Your efforts and ultimate successes should be measurable and recognizable as you strive daily within LCU's vision: “to value people over profit, proactively seek improvement, work passionately, exceed expectations, and make our community a better place”. You will provide basic cash receipt and payment services in accordance with credit union procedures. What you will do: Receive share drafts/checks and cash for deposit into accounts, verify amounts, examine share drafts/checks for proper endorsement, and enter deposits into our core processor Cash share drafts/checks and process withdrawals; disburse funds upon verification of signatures and member balances Promote and explain other credit union services such as consumer and mortgage loans, IRAs, certificates, safe deposit boxes, official checks, and money orders. Receive mortgage, consumer loan, and other payments and ensure the payments match balances due. Upon entering the correct information, must generate member receipts Place proper holds on accounts for uncollected funds Count, check, and package coins and other currency Ensure that the teller station is properly stocked with forms, supplies, etc. Report malfunctions of teller terminals and other equipment used at the teller station Check night depository bags and record proper information on the pertinent forms Balance cash drawer at the end of the shift and compare totaled amounts to computer-generated balance sheets. Report any discrepancies to the supervisor as necessary
    $30k-34k yearly est. 16d ago
  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: * This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. * Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: * Provides quality customer service through courteous and accurate handling of transactions. * Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. * Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. * Accurately balances assigned cash drawer. * May serve as Vault Teller or Vault Teller Backup. * May be responsible for operating and balancing a Teller Cash Recycler (TCR). * Ensures compliance with all internal controls and policies and procedures * Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts * Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. * Completes all required monthly and quarterly training. * Accurately processes and/or reports the following as outlined in established branch procedures: * Garnishments, tax levies, subpoenas, etc. * Counterfeit Currency Report. * Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) * Night deposit logs. * Balancing and reporting of the negotiable instrument log. * Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. * Receives deposits and ensures that all accounts are properly processed. * Establishes retirement accounts, and makes arrangements for direct deposits. * Completes arrangements and documents for special services such as exchanges of foreign currency. * Carries out the financial institution's client retention strategies. * Proactively prospects for new business. * May serve as Publicity Coordinator and/or Digital Champion. * Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. * Opens and closes office by following established security procedures. * Represents the financial institution in community affairs and civic organizations. * Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS * High school graduate or equivalent. * One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. * Ability to interact with customers in a professional and friendly manner.
    $29k-34k yearly est. 34d ago
  • Senior Universal Banker

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: Plans, directs, and organizes the operational activities of the branch following established policies and procedures. MAJOR DUTIES AND RESPONSIBILITIES: * Assists with the supervision, training and directing of branch personnel with regards to all operational day-to-day activities. * Works with the Branch Sales Manager to conduct annual and quarterly reviews for all branch personnel. * Works closely with the Branch Sales Manager to process daily EIM items (pay/return decisions). * Reviews and authorizes staff schedules including approving overtime and paid leave. * Reviews accounts payable items (invoices) with the Branch Sales Manager for approval and forwards to the Accounting Department for processing. * Implements the Branch Security Plan and trains staff, including but not limited to the opening/closing procedures and monitoring the branch's security system. * Reports and monitors all technology issues at the branch location. * Insures the accurate processing and/or reporting of the following: * Garnishments, tax levies, subpoenas, etc. * Cash items. * Proof corrections. * Cash counts. * CIP verifications. * Counterfeit Currency Report. * Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) * Night deposit logs, agreements, business resolutions. * Safe deposit boxes (audit, bank use boxes, verification of documents, etc.) * Collateral boxes and holds for notes secured by deposit accounts. * Balancing and reporting of the negotiable instruments. * Branch certification of internal controls. * Works with Branch Operations Administration to complete all quarterly and annual operational training including but not limited to the disaster recovery plan/business continuity plan and the implementation of such plans. * Resolves customer complaints within the branch with assistance of the Branch Sales Manager as needed. * Conducts branch audit and clears any exceptions under the guidance of Branch Operations Administration. Trains and cross-trains personnel in order to avoid any future exceptions. * Ensures branch personnel are in compliance with all policies and procedures as related to Branch Operations, including record retention. * Approves requisitions for purchasing of supplies for the branch under guidance of the Branch Sales Manager. * Monitors and maintains property management by coordinating with the Facilities department regarding upkeep and needed repairs. * Performs all other duties as assigned by supervisor. JOB QUALIFICATIONS: * Bachelor's degree from an accredited college with a concentration in accounting /finance preferred, or equivalent relevant experience. * One to two years of retail banking experience or equivalent relevant experience required with a minimum of six months to one year supervisory experience preferred. * Strong personal leadership skills, organizational skills and excellent verbal and written communication skills. * Ability to analyze and summarize financial information and present recommendations for appropriate courses of action. STANDARDS OF PERFORMANCE: * Maintain positive work environment while being courteous and respectful to all. * Must be alert in all job functions. * Must follow all company policies and procedures. * Ability to maintain matters of a highly confidential nature. * Consults Branch Sales Leader on all significant decisions
    $29k-34k yearly est. 28d ago
  • Senior Universal Banker

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    Job Description GENERAL FUNCTION: Plans, directs, and organizes the operational activities of the branch following established policies and procedures. MAJOR DUTIES AND RESPONSIBILITIES: Assists with the supervision, training and directing of branch personnel with regards to all operational day-to-day activities. Works with the Branch Sales Manager to conduct annual and quarterly reviews for all branch personnel. Works closely with the Branch Sales Manager to process daily EIM items (pay/return decisions). Reviews and authorizes staff schedules including approving overtime and paid leave. Reviews accounts payable items (invoices) with the Branch Sales Manager for approval and forwards to the Accounting Department for processing. Implements the Branch Security Plan and trains staff, including but not limited to the opening/closing procedures and monitoring the branch's security system. Reports and monitors all technology issues at the branch location. Insures the accurate processing and/or reporting of the following: Garnishments, tax levies, subpoenas, etc. Cash items. Proof corrections. Cash counts. CIP verifications. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs, agreements, business resolutions. Safe deposit boxes (audit, bank use boxes, verification of documents, etc.) Collateral boxes and holds for notes secured by deposit accounts. Balancing and reporting of the negotiable instruments. Branch certification of internal controls. Works with Branch Operations Administration to complete all quarterly and annual operational training including but not limited to the disaster recovery plan/business continuity plan and the implementation of such plans. Resolves customer complaints within the branch with assistance of the Branch Sales Manager as needed. Conducts branch audit and clears any exceptions under the guidance of Branch Operations Administration. Trains and cross-trains personnel in order to avoid any future exceptions. Ensures branch personnel are in compliance with all policies and procedures as related to Branch Operations, including record retention. Approves requisitions for purchasing of supplies for the branch under guidance of the Branch Sales Manager. Monitors and maintains property management by coordinating with the Facilities department regarding upkeep and needed repairs. Performs all other duties as assigned by supervisor. JOB QUALIFICATIONS: Bachelor's degree from an accredited college with a concentration in accounting /finance preferred, or equivalent relevant experience. One to two years of retail banking experience or equivalent relevant experience required with a minimum of six months to one year supervisory experience preferred. Strong personal leadership skills, organizational skills and excellent verbal and written communication skills. Ability to analyze and summarize financial information and present recommendations for appropriate courses of action. STANDARDS OF PERFORMANCE: Maintain positive work environment while being courteous and respectful to all. Must be alert in all job functions. Must follow all company policies and procedures. Ability to maintain matters of a highly confidential nature. Consults Branch Sales Leader on all significant decisions Job Posted by ApplicantPro
    $29k-34k yearly est. 28d ago
  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    Job Description GENERAL FUNCTION: This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: Provides quality customer service through courteous and accurate handling of transactions. Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. Accurately balances assigned cash drawer. May serve as Vault Teller or Vault Teller Backup. May be responsible for operating and balancing a Teller Cash Recycler (TCR). Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs. Balancing and reporting of the negotiable instrument log. Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and makes arrangements for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively prospects for new business. May serve as Publicity Coordinator and/or Digital Champion. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Represents the financial institution in community affairs and civic organizations. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS High school graduate or equivalent. One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner. Job Posted by ApplicantPro
    $29k-34k yearly est. 3d ago
  • Universal Banker Rover

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: * This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank at various locations. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. * Performs primarily in a teller role at multiple locations, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: * Provides quality customer service through courteous and accurate handling of transactions. * Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. * Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. * Accurately balances assigned cash drawer. * May serve as Vault Teller or Vault Teller Backup. * May be responsible for operating and balancing a Teller Cash Recycler (TCR). * Ensures compliance with all internal controls and policies and procedures * Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts * Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. * Completes all required monthly and quarterly training. * Accurately processes and/or reports the following as outlined in established branch procedures: * Garnishments, tax levies, subpoenas, etc. * Counterfeit Currency Report. * Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) * Night deposit logs. * Balancing and reporting of the negotiable instrument log. * Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. * Receives deposits and ensures that all accounts are properly processed. * Establishes retirement accounts, and makes arrangements for direct deposits. * Completes arrangements and documents for special services such as exchanges of foreign currency. * Carries out the financial institution's client retention strategies. * Proactively prospects for new business. * May serve as Publicity Coordinator and/or Digital Champion. * Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. * Opens and closes office by following established security procedures. * Represents the financial institution in community affairs and civic organizations. * Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS * High school graduate or equivalent. * One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. * Ability to interact with customers in a professional and friendly manner. * Ability to operate a motor vehicle with proof of a valid driver's license and proof of insurance. * Meets eligibility requirements of the company's insurance provider in order to maintain sufficient coverage. Maintains minimum limits of $100,000-$300,000-$25,000 of insurance coverage for his/her own personal vehicles in order to provide sufficient coverage during usage of a personal vehicle for company business. STANDARDS OF PERFORMANCE * Complies with all bank policies and procedures as well as all state and federal regulations. * Conforms to a high standard of appearance, conduct and communication. * Analyzes, processes, and resolves issues in a competent, accurate, and proficient manner. * Demonstrates respect and courtesy to each customer, visitor and co-worker. * Processes customer transactions in a thorough and efficient manner. RISK FACTORS * Errors in handling transactions could cause financial losses to the bank. * Losses resulting from legal and compliance issues. * Loss of reputation within the community. CONTROLS * Documentation and transactions are reviewed by Teller Support. * Reviews completed by branch supervisors, internal and external auditors, and federal examiners. * Variances from budgets and projections. EQUIPMENT INVOLVED * Teller software. * Computer. * Fax machine. * Encoding machine. * Remote capture machine. * Must be able to operate a motor vehicle and have a valid driver's license. * Other business related equipment.
    $29k-34k yearly est. 60d+ ago
  • Universal Banker Rover

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    Job Description GENERAL FUNCTION: This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank at various locations. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. Performs primarily in a teller role at multiple locations, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: Provides quality customer service through courteous and accurate handling of transactions. Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. Accurately balances assigned cash drawer. May serve as Vault Teller or Vault Teller Backup. May be responsible for operating and balancing a Teller Cash Recycler (TCR). Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs. Balancing and reporting of the negotiable instrument log. Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and makes arrangements for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively prospects for new business. May serve as Publicity Coordinator and/or Digital Champion. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Represents the financial institution in community affairs and civic organizations. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS High school graduate or equivalent. One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner. Ability to operate a motor vehicle with proof of a valid driver's license and proof of insurance. Meets eligibility requirements of the company's insurance provider in order to maintain sufficient coverage. Maintains minimum limits of $100,000-$300,000-$25,000 of insurance coverage for his/her own personal vehicles in order to provide sufficient coverage during usage of a personal vehicle for company business. STANDARDS OF PERFORMANCE Complies with all bank policies and procedures as well as all state and federal regulations. Conforms to a high standard of appearance, conduct and communication. Analyzes, processes, and resolves issues in a competent, accurate, and proficient manner. Demonstrates respect and courtesy to each customer, visitor and co-worker. Processes customer transactions in a thorough and efficient manner. RISK FACTORS Errors in handling transactions could cause financial losses to the bank. Losses resulting from legal and compliance issues. Loss of reputation within the community. CONTROLS Documentation and transactions are reviewed by Teller Support. Reviews completed by branch supervisors, internal and external auditors, and federal examiners. Variances from budgets and projections. EQUIPMENT INVOLVED Teller software. Computer. Fax machine. Encoding machine. Remote capture machine. Must be able to operate a motor vehicle and have a valid driver's license. Other business related equipment. Job Posted by ApplicantPro
    $29k-34k yearly est. 18d ago
  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: Provides quality customer service through courteous and accurate handling of transactions. Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. Accurately balances assigned cash drawer. May serve as Vault Teller or Vault Teller Backup. May be responsible for operating and balancing a Teller Cash Recycler (TCR). Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs. Balancing and reporting of the negotiable instrument log. Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and makes arrangements for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively prospects for new business. May serve as Publicity Coordinator and/or Digital Champion. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Represents the financial institution in community affairs and civic organizations. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS High school graduate or equivalent. One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner.
    $29k-34k yearly est. 55d ago
  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: * This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. * Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: * Provides quality customer service through courteous and accurate handling of transactions. * Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. * Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. * Accurately balances assigned cash drawer. * May serve as Vault Teller or Vault Teller Backup. * May be responsible for operating and balancing a Teller Cash Recycler (TCR). * Ensures compliance with all internal controls and policies and procedures * Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts * Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. * Completes all required monthly and quarterly training. * Accurately processes and/or reports the following as outlined in established branch procedures: * Garnishments, tax levies, subpoenas, etc. * Counterfeit Currency Report. * Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) * Night deposit logs. * Balancing and reporting of the negotiable instrument log. * Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. * Receives deposits and ensures that all accounts are properly processed. * Establishes retirement accounts, and makes arrangements for direct deposits. * Completes arrangements and documents for special services such as exchanges of foreign currency. * Carries out the financial institution's client retention strategies. * Proactively prospects for new business. * May serve as Publicity Coordinator and/or Digital Champion. * Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. * Opens and closes office by following established security procedures. * Represents the financial institution in community affairs and civic organizations. * Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS * High school graduate or equivalent. * One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. * Ability to interact with customers in a professional and friendly manner.
    $29k-34k yearly est. 56d ago
  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    Job Description GENERAL FUNCTION: This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: Provides quality customer service through courteous and accurate handling of transactions. Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. Accurately balances assigned cash drawer. May serve as Vault Teller or Vault Teller Backup. May be responsible for operating and balancing a Teller Cash Recycler (TCR). Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs. Balancing and reporting of the negotiable instrument log. Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and makes arrangements for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively prospects for new business. May serve as Publicity Coordinator and/or Digital Champion. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Represents the financial institution in community affairs and civic organizations. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS High school graduate or equivalent. One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner. Job Posted by ApplicantPro
    $29k-34k yearly est. 25d ago
  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: * This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. * Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: * Provides quality customer service through courteous and accurate handling of transactions. * Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. * Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. * Accurately balances assigned cash drawer. * May serve as Vault Teller or Vault Teller Backup. * May be responsible for operating and balancing a Teller Cash Recycler (TCR). * Ensures compliance with all internal controls and policies and procedures * Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts * Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. * Completes all required monthly and quarterly training. * Accurately processes and/or reports the following as outlined in established branch procedures: * Garnishments, tax levies, subpoenas, etc. * Counterfeit Currency Report. * Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) * Night deposit logs. * Balancing and reporting of the negotiable instrument log. * Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. * Receives deposits and ensures that all accounts are properly processed. * Establishes retirement accounts, and makes arrangements for direct deposits. * Completes arrangements and documents for special services such as exchanges of foreign currency. * Carries out the financial institution's client retention strategies. * Proactively prospects for new business. * May serve as Publicity Coordinator and/or Digital Champion. * Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. * Opens and closes office by following established security procedures. * Represents the financial institution in community affairs and civic organizations. * Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS * High school graduate or equivalent. * One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. * Ability to interact with customers in a professional and friendly manner.
    $29k-34k yearly est. 60d+ ago
  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    Job Description GENERAL FUNCTION: This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: Provides quality customer service through courteous and accurate handling of transactions. Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. Accurately balances assigned cash drawer. May serve as Vault Teller or Vault Teller Backup. May be responsible for operating and balancing a Teller Cash Recycler (TCR). Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs. Balancing and reporting of the negotiable instrument log. Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and makes arrangements for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively prospects for new business. May serve as Publicity Coordinator and/or Digital Champion. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Represents the financial institution in community affairs and civic organizations. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS High school graduate or equivalent. One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner. Job Posted by ApplicantPro
    $29k-34k yearly est. 14d ago
  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: * This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. * Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: * Provides quality customer service through courteous and accurate handling of transactions. * Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. * Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. * Accurately balances assigned cash drawer. * May serve as Vault Teller or Vault Teller Backup. * May be responsible for operating and balancing a Teller Cash Recycler (TCR). * Ensures compliance with all internal controls and policies and procedures * Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts * Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. * Completes all required monthly and quarterly training. * Accurately processes and/or reports the following as outlined in established branch procedures: * Garnishments, tax levies, subpoenas, etc. * Counterfeit Currency Report. * Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) * Night deposit logs. * Balancing and reporting of the negotiable instrument log. * Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. * Receives deposits and ensures that all accounts are properly processed. * Establishes retirement accounts, and makes arrangements for direct deposits. * Completes arrangements and documents for special services such as exchanges of foreign currency. * Carries out the financial institution's client retention strategies. * Proactively prospects for new business. * May serve as Publicity Coordinator and/or Digital Champion. * Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. * Opens and closes office by following established security procedures. * Represents the financial institution in community affairs and civic organizations. * Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS * High school graduate or equivalent. * One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. * Ability to interact with customers in a professional and friendly manner.
    $29k-34k yearly est. 60d+ ago
  • Universal Banker I

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    Job Description GENERAL FUNCTION: This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: Provides quality customer service through courteous and accurate handling of transactions. Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. Accurately balances assigned cash drawer. May serve as Vault Teller or Vault Teller Backup. May be responsible for operating and balancing a Teller Cash Recycler (TCR). Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs. Balancing and reporting of the negotiable instrument log. Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and makes arrangements for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively prospects for new business. May serve as Publicity Coordinator and/or Digital Champion. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Represents the financial institution in community affairs and civic organizations. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS High school graduate or equivalent. One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner. Job Posted by ApplicantPro
    $29k-34k yearly est. 20d ago
  • Personal Banker

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    Job Description GENERAL FUNCTION: Manages and develops consumer loan accounts, which meet the established lending requirements while maximizing profitability and minimizing risk to the bank. Contributes to the growth and profitability of the bank through consumer and residential loans. Also preforms duties related to the Universal Banker role, which includes services such as opening new accounts, establishing direct deposit accounts, opening retirement accounts and assisting customers. Responsible for the development of new business relationships, maintaining existing relationships, and recognizing selling and referral opportunities. Answers questions on all services the financial institution provides. MAJOR DUTIES AND RESPONSIBILITIES (Lending): Possesses knowledge of features and benefits of all bank products and services in order to efficiently promote the bank and explain available financial institution products and services to existing and potential customers. Services existing residential loan accounts and expands existing relationships through cross-sells and referrals. Assists in the implementation of new products or programs to help provide better service to customers and stimulate new growth. Interviews loan applicants, analyzes financial information and makes appropriate loan decisions; Decisions must be based primarily on opinions derived from facts and projections based upon the best available information; Must abide by specified lending authority as dictated by the loan policy and procedures manual. Presents loan requests above lending authority to loan review committee for approval. Manages a loan portfolio as it pertains to consumer and residential loans under his or her responsibility. Services loan portfolio in a manner consistent with sound banking practices, while maintaining profitability. Participates in the bank's officer call program and promotes the bank's services where appropriate. Makes business development calls on existing customers and prospective customers. Maintains an active role in community affairs to improve the bank's visibility in the area. Implements plans to reduce total past dues loans and non-earning assets to a level determined by senior management; Monitors past due loans and contacts customers when appropriate. Assures delivery of quality customer service in the branch through personal leadership and adherence to bank's quality standards. MAJOR DUTIES AND RESPONSIBILITIES (Platform): Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and arranges for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively seeks prospects for new business. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Performs specialized tasks such as preparing cashier's checks and personal money orders, and issuing traveler's checks. Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs. Balancing and reporting of the negotiable instrument log. ADDITIONAL RESPONSIBILITIES: Represents the financial institution in community affairs and civic organizations. Assists all branches with existing and potential consumer and residential loan customers. Occasionally assists commercial customers with their initial loan requests. Authorizes official checks, expense checks, money orders, charge-offs, overdrafts etc., as outlined in procedures manual. Accurately balances assigned cash drawer. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. One to two years or retail banking experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS: Bachelor degree from an accredited college with a concentration in accounting / finance preferred, or equivalent business related experience. One to two years of consumer and residential lending experience. Proven knowledge of loan policies and procedures. Ability to work independently, establish priorities and procedures, and meet established goals. Proven ability to motivate staff in sales. Strong personal leadership skills, organizational skills, and excellent verbal and written communication skills; Interacts well with customers, listens effectively, and communicates complex issues. Ability to analyze and summarize complex financial information, make presentations of that information, communicate its contents, and make recommendations for appropriate courses of action. Ability to travel to various locations to meet with customers and bank personnel. Strong business development, customer relations, and decision-making skills are essential. STANDARDS OF PERFORMANCE: Performs all areas of responsibilities in a timely, accurate, and thorough manner; Acceptable attendance and reporting to work in a timely manner. Works well with co-workers, vendors, and customers. Conducts customer relations in a manner that will enhance the overall marketing effort of the bank. Must be courteous and respectful of all customers and employees. All employees are expected to conduct themselves in a professional matter, which is conducive to the effective operation of the Bank. Follows all company policies and procedures as well as all state and federal regulations. Ability to maintain matters of a highly confidential nature. Honesty must be an essential ingredient in all matters. Attempts to return all phone calls the same day as they are received. Acts on all loan requests, after receiving all information necessary to consider the request, within two days for all loans within your authority and twelve days for all other loans. Maintains loan exceptions at a rate specified by loan policy and procedures, or of greater quality. Job Posted by ApplicantPro
    $23k-27k yearly est. 18d ago
  • Personal Banker

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: Manages and develops consumer loan accounts, which meet the established lending requirements while maximizing profitability and minimizing risk to the bank. Contributes to the growth and profitability of the bank through consumer and residential loans. Also preforms duties related to the Universal Banker role, which includes services such as opening new accounts, establishing direct deposit accounts, opening retirement accounts and assisting customers. Responsible for the development of new business relationships, maintaining existing relationships, and recognizing selling and referral opportunities. Answers questions on all services the financial institution provides. MAJOR DUTIES AND RESPONSIBILITIES (Lending): * Possesses knowledge of features and benefits of all bank products and services in order to efficiently promote the bank and explain available financial institution products and services to existing and potential customers. * Services existing residential loan accounts and expands existing relationships through cross-sells and referrals. * Assists in the implementation of new products or programs to help provide better service to customers and stimulate new growth. * Interviews loan applicants, analyzes financial information and makes appropriate loan decisions; Decisions must be based primarily on opinions derived from facts and projections based upon the best available information; Must abide by specified lending authority as dictated by the loan policy and procedures manual. * Presents loan requests above lending authority to loan review committee for approval. * Manages a loan portfolio as it pertains to consumer and residential loans under his or her responsibility. Services loan portfolio in a manner consistent with sound banking practices, while maintaining profitability. * Participates in the bank's officer call program and promotes the bank's services where appropriate. * Makes business development calls on existing customers and prospective customers. * Maintains an active role in community affairs to improve the bank's visibility in the area. * Implements plans to reduce total past dues loans and non-earning assets to a level determined by senior management; Monitors past due loans and contacts customers when appropriate. * Assures delivery of quality customer service in the branch through personal leadership and adherence to bank's quality standards. MAJOR DUTIES AND RESPONSIBILITIES (Platform): * Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. * Receives deposits and ensures that all accounts are properly processed. * Establishes retirement accounts, and arranges for direct deposits. * Completes arrangements and documents for special services such as exchanges of foreign currency. * Carries out the financial institution's client retention strategies. * Proactively seeks prospects for new business. * Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. * Opens and closes office by following established security procedures. * Performs specialized tasks such as preparing cashier's checks and personal money orders, and issuing traveler's checks. * Ensures compliance with all internal controls and policies and procedures * Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts * Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. * Completes all required monthly and quarterly training. * Accurately processes and/or reports the following as outlined in established branch procedures: * Garnishments, tax levies, subpoenas, etc. * Counterfeit Currency Report. * Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) * Night deposit logs. * Balancing and reporting of the negotiable instrument log. ADDITIONAL RESPONSIBILITIES: * Represents the financial institution in community affairs and civic organizations. * Assists all branches with existing and potential consumer and residential loan customers. * Occasionally assists commercial customers with their initial loan requests. * Authorizes official checks, expense checks, money orders, charge-offs, overdrafts etc., as outlined in procedures manual. * Accurately balances assigned cash drawer. * Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. * One to two years or retail banking experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. * Ability to interact with customers in a professional and friendly manner. * Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS: * Bachelor degree from an accredited college with a concentration in accounting / finance preferred, or equivalent business related experience. * One to two years of consumer and residential lending experience. * Proven knowledge of loan policies and procedures. * Ability to work independently, establish priorities and procedures, and meet established goals. * Proven ability to motivate staff in sales. * Strong personal leadership skills, organizational skills, and excellent verbal and written communication skills; Interacts well with customers, listens effectively, and communicates complex issues. * Ability to analyze and summarize complex financial information, make presentations of that information, communicate its contents, and make recommendations for appropriate courses of action. * Ability to travel to various locations to meet with customers and bank personnel. * Strong business development, customer relations, and decision-making skills are essential. STANDARDS OF PERFORMANCE: * Performs all areas of responsibilities in a timely, accurate, and thorough manner; Acceptable attendance and reporting to work in a timely manner. * Works well with co-workers, vendors, and customers. * Conducts customer relations in a manner that will enhance the overall marketing effort of the bank. * Must be courteous and respectful of all customers and employees. * All employees are expected to conduct themselves in a professional matter, which is conducive to the effective operation of the Bank. * Follows all company policies and procedures as well as all state and federal regulations. * Ability to maintain matters of a highly confidential nature. * Honesty must be an essential ingredient in all matters. * Attempts to return all phone calls the same day as they are received. * Acts on all loan requests, after receiving all information necessary to consider the request, within two days for all loans within your authority and twelve days for all other loans. * Maintains loan exceptions at a rate specified by loan policy and procedures, or of greater quality.
    $23k-27k yearly est. 60d+ ago
  • Personal Banker

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    GENERAL FUNCTION: * This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. * Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: * Provides quality customer service through courteous and accurate handling of transactions. * Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. * Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. * Accurately balances assigned cash drawer. * May serve as Vault Teller or Vault Teller Backup. * May be responsible for operating and balancing a Teller Cash Recycler (TCR). * Ensures compliance with all internal controls and policies and procedures * Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts * Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. * Completes all required monthly and quarterly training. * Accurately processes and/or reports the following as outlined in established branch procedures: * Garnishments, tax levies, subpoenas, etc. * Counterfeit Currency Report. * Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) * Night deposit logs. * Balancing and reporting of the negotiable instrument log. * Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. * Receives deposits and ensures that all accounts are properly processed. * Establishes retirement accounts, and makes arrangements for direct deposits. * Completes arrangements and documents for special services such as exchanges of foreign currency. * Carries out the financial institution's client retention strategies. * Proactively prospects for new business. * May serve as Publicity Coordinator and/or Digital Champion. * Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. * Opens and closes office by following established security procedures. * Represents the financial institution in community affairs and civic organizations. * Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS * High school graduate or equivalent. * One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. * Ability to interact with customers in a professional and friendly manner.
    $23k-27k yearly est. 38d ago
  • Personal Banker

    CB&S Bank 4.2company rating

    Universal banker job at CB&S Bank

    Job Description GENERAL FUNCTION: This position is the Customer Ambassador for the bank with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction with the bank. This position will have a thorough understanding of the customer's transaction requirements and be able to effectively communicate all available options to them. Performs primarily in teller role, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments. Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: Provides quality customer service through courteous and accurate handling of transactions. Performs specialized tasks such as preparing cashier's checks, cash advances, and ATM Balancing. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. Accurately balances assigned cash drawer. May serve as Vault Teller or Vault Teller Backup. May be responsible for operating and balancing a Teller Cash Recycler (TCR). Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses. Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc.) Night deposit logs. Balancing and reporting of the negotiable instrument log. Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and makes arrangements for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively prospects for new business. May serve as Publicity Coordinator and/or Digital Champion. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Represents the financial institution in community affairs and civic organizations. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS High school graduate or equivalent. One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner. Job Posted by ApplicantPro
    $23k-27k yearly est. 9d ago

Learn more about CB&S Bank jobs