Commercial Relationship Manager
CFCU job in Syracuse, NY
Beginnings Credit Union (Beginnings) is in search of a professional, outgoing Commercial Relationship Manager. The successful candidate will be an active member of the Credit Union's sales/service commercial lending department by providing commercial customers with direct service relating to the Credit Union's commercial service portfolio, developing customer relationships, and generating and maintaining a profitable quality commercial loan portfolio. In addition, this individual will be actively involved in supporting and enriching our community through community involvement efforts.
Job Responsibilities
* Works as an active member of the Credit Union's sales/services lending department as follows:
* Jointly establishes quantitative sales objectives, with supervisor on an annual basis.
* Solicits new business from present and prospective customers; maintains ongoing business relationships with present customers in order to take advantage of additional cross-selling opportunities.
* Provides sales information on a timely basis in order that this information may be included as part of monthly and year-to-date sales performance reports.
* Monitors individual sales performance versus objectives on a monthly basis utilizing Credit Union's sales information system; discusses performance with appropriate supervisor on a frequent basis.
* Maintains a thorough knowledge of the features and benefits of all Credit Union commercial credit products and services, in order to ascertain customer needs and to sell in conjunction with these needs.
* Provides direct service to commercial customers with respect to deposit, loan, and other miscellaneous products and services, if applicable, approves or rejects loan applications within individual lending authority.
* Prepares various forms and reports and provides information as requested from appropriate supervisor or departments.
* Maintains a working knowledge of credit union operating policies and procedures which impact commercial services. Maintains working knowledge of Credit Union's compliance procedures/policies.
* Ensure that all required documentation has been completed for underwriting and maintains working knowledge of loan documentation procedures.
* Responsible for early detection, reporting, and monitoring of problem credit. Responsible for quality of own loan portfolio. Maintains relationships with members through the collection of debt.
* Assists customers in obtaining specialized services from other Credit Union's business partners, such as Insurance, Wealth Management etc.; provides help to customers with specific inquiries of service problems.
* Follow up with all members with a reasonable amount of time on various issues.
* May attend sales and trade meetings as the Credit Union's representative to develop new business and to gain information and leads on prospective accounts.
* Develop new sources of business by networking with potential business members at chamber events, business trade shows and other similar events.
* Actively volunteer at both sponsored and non-sponsored Community Events as appropriate.
* Responsible for overall management of assigned portion of loan portfolio by maintaining a consistent relationship with borrowers. Conducting site visits as needed for underwriting, obtaining financials from borrowers for annual reviews and maintaining updated loan records.
* All other duties as assigned.
Requirements
* 5+ years of loan production in commercial and real estate lending.
* (1) A two-year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program.
* A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and is usually of a personal or sensitive nature. Work may involve motivating, influencing or training others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.
* Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required.
* Ability to problem solve and participate in making suggestions for problem resolution.
* Ability to make rationale business decisions weighing all factors within a limited timeframe.
Equal Employment Opportunity
Equal employment opportunity has been and will continue to be a basic principle at the Credit Union. Beginnings provides equal employment opportunities, without discrimination because of race, color, religion, creed, sex, sexual orientation, gender identity or expression, pregnancy, marital status, age, national origin, citizenship, handicap or disability, veteran or military status, political beliefs, victim of domestic violence status, familial status, or predisposing genetic characteristics or status, or any other status protected by federal, state, local or other law. This policy includes, but is not limited to recruitment, hiring, compensation, training, and apprenticeship, promotion, upgrading, demotion, downgrading, transfer, lay-off and termination, and all other terms and conditions of employment.
#Beginnings1
Teller (Full-Time)
CFCU job in Ithaca, NY
Beginnings Credit Union (Beginnings) is seeking an energetic individual to fill the position of Teller. The ideal candidate will be highly detail oriented, have cash drawer experience, the ability to communicate with members, and be able to consistently provide friendly, professional services to every member as well as co-workers.
Requirements
& Responsibilities:
* Verifies, enters data, and issues receipts for a variety of financial transactions to assist member in conducting business with Beginnings.
* Performs transactions with minimal assistance and errors.
* Provides assistance and information to members to help ensure proper understanding and utilization of Beginnings's services and promotes positive member relations.
* Understands and utilizes policies and procedures for branch operations, inclusive of maintaining accurate records and logs.
* Proficient at utilizing branch technology, systems, and applications related to position.
* Maintains a complete understanding of credit union compliance and federal regulations applicable to position.
* Cross-sells credit union products and services i- to satisfy member needs referring members to MRRs, UAs, Wealth Management, Mortgage, and Business Lending as appropriate.
* Executes all safety and security procedures established by Management.
* Balances and maintains an accurate cash drawer by verifying correct processing and posting of all transactions.
* Assists with other branch functions and cross-training as directed by supervisor.
Desired Skills and Experience:
* High school education or equivalent.
* Up to 12 months of similar or related cash handling experience.
* Ten key calculator and computer keyboard experience. Must be good with detail to deal with numbers and names.
* Basic computer skills.
Equal Employment Opportunity:
Equal employment opportunity has been and will continue to be a basic principle at the Credit Union. Beginnings provides equal employment opportunities, without discrimination because of race, color, religion, creed, sex, sexual orientation, gender identity or expression, pregnancy, marital status, age, national origin, citizenship, handicap or disability, veteran or military status, political beliefs, victim of domestic violence status, familial status, or predisposing genetic characteristics or status, or any other status protected by federal, state, local or other law. This policy includes, but is not limited to recruitment, hiring, compensation, training, and apprenticeship, promotion, upgrading, demotion, downgrading, transfer, lay-off and termination, and all other terms and conditions of employment.
Please go to our website for more information on Beginnings Credit Union!
#Beginnings1
Technical Support Technician
Rome, NY job
Technical Support Technician Location: 231 Hill Road, Rome, NY 13441 Pay Rate: $24.63/hour to $30.78/hour, actual rates will depend on experience. Who Are We? AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide! The Position: AmeriCU Credit Union is in search of a Technical Support Technician who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. As, Technical Support Technician you will act as a central point of contact for all staff regarding questions or problems pertaining to the services delivered from the Member Technology Services Division. Review, analyze, and evaluate information technology systems operations and maintain knowledge of commonly used concepts, practices, and procedures. What You'll Do: As a Technical Support Technician your primary responsibilities will include:
Serve as first point of contact with customers to respond to telephone and electronic requests for support as part of the Support Desk; typical issues include password resets, application functionality questions, basic user training, role based access, equipment troubleshooting and processing and/or completing access requests.
Provide exemplary customer service while ensuring the on-going maintenance and development of positive customer relationships with team members and end- users.
Escalate tickets as necessary while maintaining overall issue ownership.
Responsible for multiple applications user account creation, deletion and modification. Escalate any task to the 2nd level with administrative credentials to complete the request as necessary.
Enter, monitor and update support desk tickets in the Tracking system to track progress and resolution of customer issues. Ensure that issues are correctly documented in the support desk ticketing system application.
Contact vendors directly with performance or outage issues and provide feedback to the vendors during the investigative phase. Relay information back to the appropriate department and document in the Tracking system.
Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU's High Deductible Health plans Paid Holidays Paid Time off - Vacation, Personal or Sick and Birthday Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability - at no cost to you! Get to know us more by clicking on the links below. See why YOU should choose AmeriCU! ***************************************** ************************************
Commercial Loan Officer
Watertown, NY job
Commercial Loan Officer Great Relationship Building & Sales Opportunity! Based in the Watertown Area Hiring range for this position: $84,073 to $105,091 annually. Actual pay will depend on experience. Position is Bonus eligible!
Who Are We?
AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide!
The Position: AmeriCU Credit Union is in search of a Commercial Loan Officer who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. You will be responsible to promote and sell Credit Union products and services to potential and existing business members. Work with business owners, Chief Financial Officers or designated advisors in analyzing borrowers' financial and operating strategies to recommend credit solutions that meet their immediate and long-term capital needs, while following the guidelines established by the AmeriCU Commercial Lending Loan Policy. As a Commercial Loan Officer your primary responsibilities will be to:
Maintains ongoing business relationships with current members in order to take advantage of additional cross-selling opportunities and solicit other new business.
Makes outside sales calls on prospective members to assess needs and describe and sell products and services.
Serves as a member of the sales team, makes group sales calls where these types of calls will improve the opportunity for new business development.
Cross-sells, networks, and promotes AmeriCU services to the members of the community and positively represents AmeriCU (i.e. trade & service organizations).
Requests and evaluates information provided by the business borrower necessary to initiate an underwriting request.
Manages, maintains and services a loan portfolio that meets established lending requirements and maximizes profitability with acceptable risk. Maintains ongoing communication with members to remain current on operating strategies and related capital needs and obtains updated financial information as needed.
Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU's High Deductible Health plans Paid Holidays Paid Time off Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability - at no cost to you! Get to know us more by clicking on the links below. See why YOU should choose AmeriCU! ***************************************** ************************************
Regional Member Relationship Advisor
Syracuse, NY job
Regional Member Relationship Advisor 6303 Thompson Rd, Syracuse NY 13206 Starting Pay for this role - $19.31/hour to $24.14/hour, actual starting pay will depend on experience Position is overtime eligible and incentive eligible
Who Are We?
AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide!
The Position: AmeriCU Credit Union is in search of a Regional Member Relationship Advisor who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. As a Regional Member Relationship Advisor, you will provide professional and quality service that exceeds member expectations. Evaluate member needs to provide the right financial products and services. Develop, manage, expand and retain relationships with members and potential members. Educate and prepare members for financial success. What You'll Do: As a Regional Member Relationship Advisor your primary responsibilities will include:
Demonstrates a general understanding of AmeriCU's Strategic Plan and how their role impacts the success of the credit union
Provide knowledgeable and professional service to our members while taking them through financial wellness reviews
Building financial fitness with members by retaining, expanding, and acquiring all types of personal and commercial accounts
Providing a consultative sales approach to meet our members financial needs by effectively interpreting credit bureau reports, proactively identifying opportunities to cross-sell and up sell beneficial products and services to include secured and unsecured loans, credit cards and real estate loans.
Demonstrates the ability to contribute to Financial Center lending goals, including error free loan documentation.
Develop a strong partnership with line of business partners for the purpose of focusing on member acquisition and deepening the relationship of current members
Meet or exceed annual sales and service goals as assigned
Calling on book of business, setting appointments, following up on referrals and going out into the field to obtain new business
Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU's High Deductible Health plans Paid Holidays Paid Time off - Vacation, Personal or Sick and Birthday Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability - at no cost to you! Get to know us more by clinking on the links below. See why YOU should choose AmeriCU! ***************************************** ************************************
Call Center Representative
Liverpool, NY job
Starting Rate - $19.00/hour to $22.00/hour, actual rate will depend on experience. Status: Full Time is overtime eligible and Incentive earning eligible.
Who Are We?
AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide!
The Position:
AmeriCU Credit Union is in search of a Call Center Representative who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. As a Call Center Representative you will:
Serve members by determining requirements; answering inquires; resolve problems; fulfilling requests; maintaining member account data.
Manage and expand relationships with members and potential members by providing professional and quality member service and sales that meets or exceeds member expectations.
Demonstrate clear verbal and written communication via; telephone, email, chat, and/or video chat.
What You'll Do:
As a Call Center Representative your primary responsibilities will include:
Manage a high volume of inbound/outbound calls in a timely manner.
Build sustainable relationships and engage members by providing a superior level of service and support.
Perform problem resolution in addition to offering products and services that may fit their needs.
Process loan applications and maintain thorough knowledge of the underwriting guidelines and procedures.
Maintain knowledge of and adhere to all internal procedures and applicable compliance and risk controls in accordance with credit union and/or regulatory standards and policies. i.e., Bank Secrecy Act and the SAFE Act.
Educate, encourage, and upsell members on the use of alternative delivery channels and available digital processes to create a more efficient experience for members and employees.
Meet or exceed individual competencies and goals while also contributing overall goals of the organization.
Verify and maintain member information captured in Core and CRM systems.
Keep equipment operational by following established procedures; reporting malfunctions.
Update job knowledge by participating in educational opportunities, along with referring to knowledgebase articles to improve product/service knowledge and performance levels.
Uphold the mission and vision that align with AmeriCU's core values and strategic direction.
Register in the NMLS database and maintain personal information. Data must be accurate and up to date.
Come grow with us!
Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits:
Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU's High Deductible Health plans Paid Holidays Paid Time off Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability - at no cost to you! Get to know us more by clinking on the links below. See why YOU should choose AmeriCU! ***************************************** ************************************
VP Deposit Operations
Bethpage, NY job
It Starts With Our Employees FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work. What You'll Do The VP of Deposit Operations oversees the daily operational workflow of FourLeaf's operations department focusing on efficiency, accuracy and compliance. This includes seamless delivery of daily deposit processing, ACH, wire transfers, check processing, dispute management and back-office related functions, while sustaining service excellence and risk mitigation. The role provides leadership, coaching, and development to team members while ensuring service level commitments and member satisfaction are consistently achieved.
Core Contributions
* Leadership & Staff Management
* Manage and oversee daily operations of all areas of Deposit Operations to ensure all service levels and deadlines are met.
* Provide coaching, training, and professional development for staff through regular performance management and feedback.
* Foster a positive, high-performance team culture focused on accountability and service excellence.
* Vendor & Technology Management: Collaborate with IT and external vendors to optimize systems supporting ACH, wire, and check processing. Evaluate and implement new technologies as needed.
* Deposit Operations Processing
* ACH Processing: Oversee the end-to-end ACH operations, including origination, receipt, exception processing, and reconciliation. Ensure compliance with NACHA rules and timely resolution of exceptions and disputes.
* Wire Processing: Manage domestic and international wire transfer operations, ensuring all transfers are processed accurately and in accordance with internal policies and regulatory requirements. Implement controls to mitigate fraud and operational risk.
* Check Processing: Direct all aspects of check processing, including remote deposit capture, returns, adjustments, and fraud prevention. Oversee clearing and settlement procedures to maintain operational integrity.
* Provide production support to all payment operations functions, ensuring timely and accurate processing of ACH, Wire, Debit Card, Dispute Management and Check processing.
* Oversee member escalations, ensuring prompt resolution and communication.
* Serve as liaison for operational tasks in internal departments, external vendors, and support teams.
* Monitor operational systems, perform core testing, and coordinate application upgrades and releases as needed.
* Compliance & Audit Support
* Ensure adherence to all Federal and State financial regulations, NACHA Operating Rules, Bank Secrecy Act and related regulations such as OFAC and internal policies.
* Assist with internal and external audits, providing required documentation and process support.
* Maintain operational procedures and ensure staff compliance with regulatory standards.
* Reporting & Process Improvement
* Develop, maintain, and analyze monthly statistical and performance reports for senior management.
* Identify, recommend, and implement process improvements, automation opportunities, and workflow enhancements for increased efficiency and risk reduction.
* Monitor and analyze key performance indicators (KPIs) for deposit operations. Provide regular reports and strategic insights to senior leadership.
* Process Improvement: Identify, recommend, and implement process enhancements to increase efficiency, accuracy, and member satisfaction within deposit operations.
* Participate in cross-departmental projects and initiatives related to operations and payments.
* Other Duties
* Perform additional duties and projects as assigned by management.
Assets You Will Bring
* Bachelor's degree preferred or equivalent work experience.
* 15+ years' banking operations experience in operations, leadership.
* Knowledge of rules and regulations related to payments systems preferred: Reg E, Reg CC, OFAC, BSA, and NACHA regulations.
* Deep knowledge of Deposit Operations back office related functions.
* AAP Certification, required.
* Experience demonstrating leadership and critical thinking to resolve operational issues timely.
* Proven ability to motivate, delegate and train staff on related policies and procedures.
* Positive attitude and team oriented.
* Proven track record of successfully working in a fast-paced operations environment including handling high volume, multiple business line channels, and systems.
* Strong analytical skills required with a high degree of accuracy.
* Excellent verbal and written communication skills.
The estimated salary for this role is $151,619 to $189,524 annually. (FourLeaf Federal Credit Union provides a range of benefits with various enrollment periods, including medical, dental, and vision coverage, a 401K plan with employer match, reimbursement programs, wellness programs, and an annual performance-based bonus.)
What Sets Us Apart?
Along with a comprehensive benefit package, we offer:
* Competitive 401k
* Tuition reimbursement
* Flexible work options
* Volunteer opportunities
* Water Cooler Chats with executive teammates
* Clubs & Sports
* Food truck days
….and more!
Who is FourLeaf?
FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals.
We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024.
As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.
Sterile Processing Tech - Certified
Bethpage, NY job
GetMed Staffing is searching for a strong Certified Sterile Processing Tech to assist our traveler-friendly client. A minimum of 1-2 years of experience is required.
Traveling with GetMed Staffing offers the unique opportunity to gain diverse experiences, both personally and professionally. Gain experience that matters.
Real Estate Lending Associate
Elmira, NY job
Build your future with us.
At the heart of our success is a team of passionate, skilled, and dedicated individuals. We're on the lookout for people who thrive on delivering exceptional customer service and building lasting client relationships. Our culture is built to attract top talent, celebrate performance, and fuel professional growth.
As a proud community bank, we believe in giving back to the neighborhoods we serve. Supporting local events and organizations across our 14-county footprint isn't just something we do-it's who we are. It's our way of saying thank you to the people who make this region an incredible place to live, work, and grow.
Interested in making a difference while building a rewarding career?
We invite you to review the job description below and apply today. We look forward to learning more about you.
Together, we build something amazing-and we support you with benefits such as:
401k 6% Match
Medical, dental vision insurance
Tuition Reimbursement
11 paid holidays per year
Employee Assistance Program
…and more!
Job Tittle : Real Estate Lending Associate
Responsible for performing a variety of duties to support the loan servicing function in order to ensure the efficient and accurate servicing of mortgage loan accounts.
Maintains all paper and electronic files by accurately processing all loan origination components and documentation; Disburses all online applications; Manages conditions and handles as appropriate.
Process payments for application and appraisal fees.
Prepare new loan documentation, including the Loan Estimate, received at origination to ensure accuracy and compliance; Identify origination errors for tracking; Distribute required disclosures to clients.
Gathers, analyzes, and verifies all documentation required to properly support the loan request; Compares verifications against original loan application for consistency and contacts clients to obtain additional information as needed.
Updates loan origination system as information is gathered and verified; prepares revised documentation as changes are made to the loan.
Analyzes credit reports and income, calculates ratios, and verifies assets to determine continuation or declination of application.
Addresses all inconsistencies with loan officer and client, if appropriate; Consults with proper sources to resolve questions.
Tracks files for follow-up on commitment, deadlines, conditions to be cleared, etc.
Develops and maintains relationships with appraisers and monitors turnaround time of appraisals; Orders appraisals; Reviews appraisals; Requests revisions as necessary and inputs into the loan origination system.
Prepares a variety of letters and other correspondence; Distributes required disclosures to clients.
Applies knowledge of portfolio and investor underwriting policies and procedures to ensure that consistent standards have been applied to all loans.
Ensures that all regulations have been adhered to prior to and during the processing and closing process.
Prepares appropriate documentation for investors and prepares rate sheets.
Prepares mortgage commitment letters incorporating the terms and conditions as determined by the underwriter; Forwards appropriate documents to the settlement agent and follows-up to ensure deadlines are met on commitment expirations, rate locks, and closing dates.
Reviews legal documents prior to closing as follows: Verifies that conditions to close have been met and confers with attorneys as necessary; Acts as intermediary for title problems, boundary line issues, or other legal issues that surface; Informs management of pending situations that may halt or stall closing.
When the file is clear to close, prepares preliminary Closing Disclosures and distributes to client; Notifies attorney that the loan is clear to close; Schedules loan closings and gathers appropriate paperwork from settlement agent to prepare all closing documentation; Prepares all closing documents and reviews for accuracy; Orders title work to be done.
Computes initial aggregate escrow.
Process all closing documents received from settlement agent after closing; Disburse fees; Conduct a post-closing loan review; Prepares post-closing documentation as required for secondary market investors.
Oversees the disbursements of loan proceeds; prepares loan data for accurate upload to the core.
Requests appraisal inspections and title updates on construction loans; Receives invoices for work completed or materials purchased and issues checks or transfers mortgage funds for construction mortgages or home improvements for which funds are held in escrow; Prepares construction loan to go final.
Assists in making decisions on problem contracts and with other personnel with problems that arise as warranted.
Maintains activity logs and compiles information as directed to generate and prepare monthly reports; Provides monthly data to outside originators.
Conforms to General Performance Expectations as identified for all employees
Qualifications/Requirements
Associates degree in business preferred, Specialized lending education and training preferred
Minimum of 5 years experience in related position with a minimum of 2 years in Mortgage processing normally required; Lending experience preferred
Proficient interpersonal skills in dealing with clients and all levels of management
Demonstrated proficiency in Microsoft Word and Excel
Salary Range $17 to $26.50 Hourly
Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. Along with a competitive compensation program please visit the benefits section of our Careers page to view available benefits.
Chemung Canal Trust Company/Capital Bank/Canal Bank fosters a diverse and inclusive culture where employees are able to succeed to their full potential. EEO/AA Including Veterans and Disabled.
Auto-ApplyBusiness Continuity Program Manager
Bethpage, NY job
It Starts With Our Employees FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work. What You'll Do The Business Continuity Program Manager reports to the First Vice President of Enterprise & Third-Party Risk Management and is responsible for developing, implementing, and maintaining FourLeaf's Business Continuity Management (BCM) Program. This role ensures the organization is prepared to respond to disruptive events ranging from natural disasters to cyber incidents in a way that minimizes operational, financial, and reputational impact. The ideal candidate will have a strong background in risk management, disaster recovery, and regulatory compliance, particularly within the banking or financial services sector.
Core Contributions
* Program Development & Governance
* Develop, implement, and maintain the FourLeaf's enterprise-wide Business Continuity and Disaster Recovery Program, including policies, plans, procedures, and governance frameworks
* Business Impact Analysis & Risk Assessment
* Conduct Business Impact Analyses (BIAs) and risk assessments to identify critical business functions and interdependencies; update regularly to reflect organizational or environmental changes.
* Plan Development & Maintenance
* Partner with Business Leaders to develop and maintain business continuity and recovery plans; ensure documentation is current, actionable, and in compliance with regulatory expectations.
* Testing & Exercises
* Coordinate and conduct regular business continuity and disaster recovery exercises, including tabletop simulations and full-scale recovery tests with FourLeaf's technology CUSO while tracking all findings and overseeing remediation.
* Audit, Examination, & Compliance Support
* Ensure the BCM program aligns with regulatory requirements (e.g. NUCA, NYDFS, FFIEC, NIST, OCC, FDIC, ISO 22301). Support internal and external audits, regulatory examinations, and enterprise risk assessments related to business continuity and operational resilience.
* Training & Awareness
* Design and deliver business continuity training and awareness programs to enhance organizational resilience and response readiness.
* Incident Crisis Management Support
* In collaboration with risk management leadership, serve as the risk liaison during a crisis event with a business continuity impact to facilitate response, recovery efforts, in addition to ensuring communication timely between key stakeholders.
* Third Party Risk Integration
* Evaluate vendor business continuity plans as part of the third-party risk management process in partnership with Third- Party Risk Management and Information Security.
* Reporting & Metrics
* Provide regular updates and reporting on program maturity, risk posture, test results, and compliance status to senior leadership and risk committees.
Assets You Will Bring
* Bachelor's degree in Business Administration, Risk Management, or Information Security.
* 5-7 years of experience in business continuity, disaster recovery, or operational risk management, preferably in a banking or financial services environment.
* In-depth understanding of BCM frameworks, regulatory guidance (e.g., NIMS, FFIEC, ISO 22301), and risk management principles.
* Experience working with GRC or BCM platforms (e.g. Fusion, Archer, MetricStream).
* Experience with IT disaster recovery planning and coordination with Info Security & IT teams.
* Strong analytical, critical thinking, time management and problem-solving skills.
* Proven experience in program management, preferably in corporate or financial institution setting.
* Strong knowledge in risk or business continuity frameworks, methodologies and tools.
* Proficient in agile task management and program development.
* Understanding of regulatory and compliance requirements. Including but not limited to NUCA, OCC, NIST, CFPB and NYDFS.
* Professional certifications such as CBCP, MBCP (DRI), or ISO 22301 Lead Implementer preferred.
* MS Office Suite with an expertise in Excel and PowerPoint, in addition to general operation of standard office equipment such as Office 365 etc.
The estimated salary for this role is $92,308 - $110,770 annually. (FourLeaf Federal Credit Union provides a range of benefits with various enrollment periods, including medical, dental, and vision coverage, a 401K plan with employer match, reimbursement programs, wellness programs, and an annual performance-based bonus.)
What Sets Us Apart?
Along with a comprehensive benefit package, we offer:
* Competitive 401k
* Tuition reimbursement
* Flexible work options
* Volunteer opportunities
* Water Cooler Chats with executive teammates
* Clubs & Sports
* Food truck days
….and more!
Who is FourLeaf?
FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals.
We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024.
As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.
Business Banker
Albany, NY job
Responsible for the development, implementation, and coordination of the company's business development strategy in cooperation with applicable company business units in specific geographic markets.
Works with management in establishing personal, growth, sales, and profit objectives. Provides input to these objectives and to the manner in which performance will be measured and controlled.
Solicits new business from existing and prospective business clients; make business development calls and maintains ongoing business relationships with existing clients for cross-selling opportunities.
Identifies new business opportunities and implements sales; Assists in developing new commercial and municipal products and services, as applicable;
Actively calls on prospective and present clients to develop new business, resolve problems, etc; Makes group sales calls where these types of calls will improve the opportunity for new business development; Conducts presentations to employee groups;
Makes presentations of business services/products to various individuals or groups; cross-sell business services/products; arrange meetings with other company personnel as appropriate.
Manages the implementation of successful sales processes for new products and services, as applicable.
Coordinates and increases sales of applicable products across all affected company units.
Utilizes strong business acumen, judgment and maturity to differentiate strategic vs. non-strategic opportunities and makes recommendations accordingly.
Functions as a resource for all personnel by developing a communication network that fosters teamwork among all areas of the company to enhance the overall success of the position.
Conforms to General Performance Expectations as identified for all employees.
Provides high level technical assistance and product support to Business clients.
Responds to, strategizes and completes, in a timely manner, support requests submitted by bank employees and external clients.
Complete proposals for complex requests for services.
Protects the privacy of internal confidential information and ensures all procedures are being followed to safeguard any client non-public information.
Conforms to General Performance Expectations as identified for all employees.
Qualifications/Requirements
BA or BS degree in accounting, finance, business administration or related field of study preferred
Thorough knowledge of the features and benefits of all products and services
Minimum of five years in a related position required
Proficient interpersonal, communication skills and sales skills
Proficient reading, writing, grammar and math skills required
Management skills commensurate with establishing, leading and sustaining an effective sales and marketing effort
Demonstrated proficiency in Microsoft Word, Excel and PowerPoint, computer software and operating systems
Ability to travel; Valid Driver's License required
Salary Range $74,900 to $113,420 Annually
Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. Along with a competitive compensation program please visit the benefits section of our Careers page to view available benefits.
Chemung Canal Trust Company/Capital Bank/Canal Bank fosters a diverse and inclusive culture where employees are able to succeed to their full potential. EEO/AA Including Veterans and Disabled.
Auto-ApplyTEMP Vita Assistant
Bethpage, NY job
It Starts With Our Employees FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work. What You'll Do The Temporary VITA Assistant will support the FourLeaf VITA/TCE Program during tax season by assisting with appointment scheduling, tax preparation, taxpayer support, and quality review. This role involves both virtual and in-person engagement and requires completion of specialized training and IRS tax law certification.
Core Contributions
* Communicate with taxpayers to assess their needs and determine the appropriate type of assistance. Schedule them for in-person or virtual appointments accordingly. Document key details from each interaction to support intake representatives and tax preparers. Follow-up calls may be necessary until the taxpayer is successfully scheduled or referred to an AFM VITA/TCE partner for further support.
* Provide virtual support to taxpayers through scheduled video appointments. Responsibilities include verifying taxpayer identities, ensuring they have all necessary documents ready for upload, and maintaining a continuous video connection throughout the session to facilitate the completion of their tax returns.
* Prepare tax returns using interview notes, IRS forms, and supporting tax documents. Ensure all necessary materials are available to complete each return accurately. If any information is missing, follow up with taxpayers to collect the required details.
* Conduct quality reviews of completed tax returns and schedule taxpayers for video appointments to finalize the process. During these sessions, maintain a continuous video connection, verify return accuracy, and email IRS e-file authorization forms to taxpayers. Secure their electronic signatures to complete the filing process.
* Support the Mobile and Traditional VITA teams in delivering in-person VITA/TCE services at designated partner locations across Nassau, Suffolk, Queens, and New York City. Assist with setup, client intake, and tax preparation activities as needed to ensure smooth operations at each site.
Assets You Will Bring
* Some college.
* VITA volunteer experience.
* IRS VITA Certification.
* Willingness to travel to various partner locations as needed.
* Strong communication and organizational skills.
* Ability to work independently and as part of a team.
* Comfortable using video conferencing tools and handling sensitive information securely.
The expected salary for this role is $20 per hour. (FourLeaf Federal Credit Union provides a range of benefits with various enrollment periods, including medical, dental, and vision coverage, a 401K plan with employer match, reimbursement programs, wellness programs, and an annual performance-based bonus.)
What Sets Us Apart?
Along with a comprehensive benefit package, we offer:
* Competitive 401k
* Tuition reimbursement
* Flexible work options
* Volunteer opportunities
* Water Cooler Chats with executive teammates
* Clubs & Sports
* Food truck days
….and more!
Who is FourLeaf?
FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals.
We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024.
As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.
Technology Solutions Architect
Bethpage, NY job
It Starts With Our Employees FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work. What You'll Do The Technology Solutions Architect designs and implements digital systems such as banking, payments, lending, and wealth management platforms. This role bridges business needs and technical execution, ensuring systems are scalable, secure, and meet regulatory standards. The architect collaborates with stakeholders-including product managers, designers, analysts, compliance, and engineers-to align technology with business goals. Key responsibilities include recommending technologies, optimizing platforms, and supporting innovation and robust fintech solutions.
Core Contributions
* Architecture & Design
* Architect end-to-end solutions for financial products including banking, payments, lending, and wealth platforms.
* Define and maintain architectural blueprints, integration patterns, and technology roadmaps.
* Own and drive the migration of each value stream to the cloud.
* Technology Leadership
* Evaluate and recommend modern technologies (e.g., APIs, microservices, cloud-native platforms) to support financial innovation.
* Provide technical leadership to development teams and ensure adherence to architectural standards.
* Stakeholder Collaboration
* Partner with stakeholders to translate business needs into technical solutions.
* Facilitate cross-functional alignment across technology, compliance, and operations.
* Security & Compliance
* Ensure all digital solutions comply with financial regulations (e.g., NYDFS and NCUA) and internal security policies, ie, MFA, SSO, etc.
* Collaborate with InfoSec to embed security by design into all digital initiatives.
* Contribute to overall Active Directory and IDAM solution in a partnership with our service provider.
* Continuous Improvement
* Stay current with fintech trends, emerging technologies, and regulatory changes.
* Drive proof-of-concept initiatives and pilot programs to validate new capabilities.
* Experience in scaling AI capabilities in a secure and compliant fashion.
Assets You Will Bring
* Bachelor's degree preferred in Computer Science, Information Systems, or related field.
* 7+ years of experience in digital architecture, with at least 3 years in fintech or financial services.
* Strong knowledge of cloud platforms (AWS, Azure, GCP), APIs, DevOps, and CI/CD pipelines.
* Experience with digital banking platforms, core integrations, and customer identity frameworks.
* Certifications in cloud architecture (e.g., AWS Solutions Architect, Azure Architect Expert) preferred.
* Proficiency in Microsoft Office Suite required.
* Experience with platforms like Fiserv DNA, Alkemi and other relevant FinTech platforms preferred.
The estimated salary for this role is $114,647 - $143,308 annually. (FourLeaf Federal Credit Union provides a range of benefits with various enrollment periods, including medical, dental, and vision coverage, a 401K plan with employer match, reimbursement programs, wellness programs, and an annual performance-based bonus.)
What Sets Us Apart?
Along with a comprehensive benefit package, we offer:
* Competitive 401k
* Tuition reimbursement
* Flexible work options
* Volunteer opportunities
* Water Cooler Chats with executive teammates
* Clubs & Sports
* Food truck days
….and more!
Who is FourLeaf?
FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals.
We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024.
As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.
Senior Manager Governance Risk
Bethpage, NY job
It Starts With Our Employees FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work. What You'll Do The Senior Manager Governance Risk reports to the First Vice President Enterprise & Third-Party Risk and is responsible for direct oversight of Enterprise Risk Management team driving the development, implementation, and oversight of the credit union's enterprise-wide risk assessment and governance framework. This role ensures the Enterprise Risk Assessment and Governance risk practices are effectively aligned with the credit union's Risk Appetite Statement, regulatory expectations, internal policies, and strategic objectives.
Core Contributions
* Enterprise Risk Assessment & Governance Framework
* Lead the monitoring, tracking, and reporting of the Enterprise Risk Governance Program, including the Enterprise Risk Management Assessment, Reportable Events Program (Issues, Incidents and Losses) and GRC system enhancements.
* Collaborate with leadership, risk owners, business units, compliance, legal, internal audit, and other key stakeholders to embed risk governance practices across the organization.
* Manage the Enterprise Risk Assessment, ensuring the risk appetite, policies, and frameworks are aligned to business strategy and consistently applied throughout the enterprise.
* Oversee the ongoing development, review, maintenance, and escalation process for charters, policies, standards, taxonomies, and assessments to ensure organizational alignment.
* Risk Reporting & Committee Support
* Prepare and coordinate high-quality reports for senior leadership, management committees, and the Board of Directors.
* Partner with business leaders to ensure timely and accurate committee and board reporting, effective escalation, and follow-up on key risk issues.
* Develop and maintain risk governance dashboards and key risk indicators (KRIs) for enterprise-level visibility and decision-making.
* Regulatory & Audit Management
* Monitor changes to industry standards, examination findings or regulatory expectations (e.g., Basel, COSO, NCUA, NYDFS, CFPB, OCC) and ensure appropriate implementation and alignment across the Risk framework and governance documentation.
* Supports attestations, internal audits, regulatory submissions, and examinations to ensure compliance and continuous improvement of risk management practices.
* Incident, Issue & Loss Management
* Oversee the Credit Union's Incident, Issue & Losses Program (Reportable Events) and Program manager, ensuring that control deficiencies and key risk issues are properly identified, documented, and remediated in a timely manner.
* Governance, Risk & Compliance (GRC) Program Management
* Oversee the GRC team, in addition to the development, implementation, and maintenance of the GRC system to enhance enterprise-wide risk monitoring, tracking, and reporting capabilities.
* Leadership & Team Development
* Manage and develop a high-performing risk governance team, fostering a culture of accountability, collaboration, and continuous improvement.
* Design and deliver training on the various programs in collaboration with other Risk leaders and FourLeaf Learning and Development teams.
* Serve as a subject matter expert and trusted advisor to senior management on enterprise risk governance best practices.
Assets You Will Bring
* Bachelor's Degree required, or equivalent work experience.
* 7-10 years of experience in enterprise risk management, governance, compliance, or internal audit within financial services, with 5+ years of experience managing people.
* Proven experience supporting Board or executive-level risk governance structures in the financial industry.
* Strong understanding of risk governance frameworks, regulatory expectations and industry best practices in the financial industry.
* Relevant certifications (e.g. CERP, IRM, CERM) are advantageous.
* Proficient in Microsoft Office, GRC platforms (e.g., Archer, MetricStream) and other Risk Reporting software required.
The estimated salary for this role is $114,647 to $143,308 annually. (FourLeaf Federal Credit Union provides a range of benefits with various enrollment periods, including medical, dental, and vision coverage, a 401K plan with employer match, reimbursement programs, wellness programs, and an annual performance-based bonus.)
What Sets Us Apart?
Along with a comprehensive benefit package, we offer:
* Competitive 401k
* Tuition reimbursement
* Flexible work options
* Volunteer opportunities
* Water Cooler Chats with executive teammates
* Clubs & Sports
* Food truck days
….and more!
Who is FourLeaf?
FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals.
We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024.
As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.
Financial Advisor
Rome, NY job
Financial Advisor The range for this position: Base Salary $75,000 for the first 12 to 15 months. After initial ramp up period, salary of $40,000 + commissions, position is also bonus eligible! This position is remote eligible!
Who Are We?
AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide!
The Position: AmeriCU Credit Union is in search of a Financial Advisor who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. The Financial Advisor role will:
Advise clients so they can live life, dream big and achieve financial success through a one-on-one relationship with a financial advisor committed to their needs. Our advisors are further supported by the banking convenience and products of AmeriCU Credit Union.
Actively solicit new and existing investment portfolios and insurance solutions and deliver advice-based solutions catered to the individualized needs of each customer and with the client's best interest in mind. We have a well-established pipeline of financial center referrals and more than 125,000 existing member clients to ensure success.
What You'll Do: As a Financial Advisor your primary responsibilities will include:
Effectively source prospective clients, capitalize on referrals, assess customer needs through collaboration, utilize the full resources of AmeriCU Investments and the Credit Union to deliver highly customized solutions to meet client needs.
Deliver advice to new and existing clients and earn their trust and respect, be solely responsible for successful client relationship management and successfully convert prospective clients into new clients.
Recommend investment products and services that are suitable for members, prospects and clients based on their objectives, resources, time horizon, risk profile and preferences.
Balance investment management, sales activities, customer service, new client development, administrative, compliance and personal growth and development according to both a day-to-day and longer-term plan.
Seek the expertise of specialists, where appropriate, to identify, banking, lending, planning and investment solutions for a client.
Increase assets under management by offering robust investment and insurance solutions to clients.
Ensure accuracy in completing required CRM and related paperwork to comply with standard procedures, regulatory requirements and firm policies.
Maintain and document customer activity in Synapses on a daily basis, to substantiate advisory and referral activity; follow-up on activity levels of all products to meet or exceed expectations.
Analyze and interpret portfolio performance reviews and make recommendations for potential changes.
Extend the referral network for the organization by continuously looking for opportunities to establish relationships with potential clients. Identify members and business partners with additional profit potential and develop action plans to expand those relationships. Meets or exceeds defined sales and member/client retention goals.
Provide a superior level of service and support to all members and clients. Perform other related duties as assigned including providing guidance and training to less experienced financial advisors and assisting in member service and operational activities. Educate, coach and support member relationship advisors on ACM services in assigned region.
Complete Member Information Form for each prospective client (member and non-member), submit to Chief Experience / Compliance Office as directed.
Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU's High Deductible Health plans Paid Holidays Paid Time off Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability - at no cost to you! Get to know us more by clinking on the links below. See why YOU should choose AmeriCU! ***************************************** ************************************
Financial Reporting Manager
Elmira, NY job
Performs a variety of critical functions and duties to support and maintain an accounting system that properly reflects the financial position of the corporation and complies with all aspects of generally accepted accounting principles and regulatory guidance. Collects and files required data for SEC reporting and related footnotes and disclosures. Provides research and support on complex accounting issues and respective GAAP and regulatory reporting requirements. Develops policies and procedures in support of the finance function and related SOX internal controls. Functions as coordinator and secretary for disclosure committee and other finance committees as necessary.
Balances holding company, bank, CFS, and REIT General Ledger and reviews for unusual changes or errors and manages Corporate consolidation process.
Develops and maintains chart of accounts and cost center structure in support of regulatory, SEC, and management reporting.
Works closely with Controller in support of SOX Internal Controls related to the finance function.
Monitors and accounts for Pension and Post Retirement plans.
Assists in the management of the Corporation's restricted stock and executive defined contribution programs.
Monitors daily municipal deposit balances, coordinates collateral pledging with WMG, manages and reconciles pledged securities sub-ledger.
Oversees the production of monthly and quarterly business unit financial reports and statements, including reporting timelines.
Collects required data, prepares schedules and footnotes for completion of 10Q, 10K, 11K, earnings and other filings and releases. Coordinates calls with analyst community.
Develops, analyzes and reports on key performance drivers.
Performs as backup for Controller for daily general ledger and accounts payable processes.
Responsible for monthly rent payments on all leased properties.
Creates and maintains Prologue general ledger reports as needed.
Coordinates proposed capital expenditures for annual budget process.
Assists with various internal departmental or functional profitability reports.
Carries out supervisory responsibilities in accordance with the Company's policies and applicable laws, inclusive of interviewing, hiring and training, planning assigning and directing work, developing employees and appraising performance, rewarding, coaching, disciplining, addressing complaints and resolving problems.
Conforms to General Performance Expectations as identified for all employees.
Qualifications/Requirements
BS in accounting
Minimum 7 years combined experience in Public Accounting and Financial Services
Excellent organizational, verbal and written communication, and computer skills
Excellent knowledge of accounting principles and financial institution accounting.
2-4 years' experience managing professional staff
Knowledge of generally accepted accounting principles, and applicable state and federal laws and regulations.
High level analytical skills and experience
Strong attention to detail
Public Company/SEC Reporting Experience required
Certified Public Accountant - Preferred
MBA - Preferred
Salary Range $99,000 to $179,760 Annually
Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. Along with a competitive compensation program please visit the benefits section of our Careers page to view available benefits.
Chemung Canal Trust Company/Capital Bank/Canal Bank fosters a diverse and inclusive culture where employees are able to succeed to their full potential. EEO/AA Including Veterans and Disabled.
Auto-ApplyTemporary Asset Recovery and Loss Mitigation Specialist
CFCU job in Ithaca, NY
Beginnings Credit Union (Beginnings) is seeking a detail-oriented and self-motivated Temporary Asset Recovery and Loss Mitigation Specialist to join the Asset Recovery department. The ideal candidate will preserve the credit union's assets by controlling delinquent loan accounts, collecting delinquent loan payments and/or recovering collateral. In addition, the candidate will be responsible for period reporting, written communications with members, file maintenance of delinquent accounts and other administrative duties to help minimize the risk of loss to the Credit Union by ensuring that all collections efforts are professionally and ethically conducted in a consistent, timely and diligent manner.
Job Responsibilities
* Ensures quality control within the Asset Recovery Department follows CFCU Community Credit Union policies and procedures as well as State and Federal Laws and Regulations.
* Adhere to the Bank Secrecy Act (BSA) regulations and all related Credit Union policies and procedures.
* Sorting and processing of departmental mail.
* Update internal Alerts and Memos as necessary.
* Maintain accurate files and reports on collections activity.
* Respond to questions from members, colleagues, and management.
* Ensures compliance in all legal and regulatory responsibilities including bankruptcy, foreclosures, and credit bureau reporting accuracy.
* Processing negative share draft account closures, including charging off accounts, and reporting to ChexSystems when applicable.
* Processing and tracking recovery payments on charged off loans and deposit accounts.
* Processing bankruptcy notifications and preparing files to send for attorneys, ensuring that the Credit Union follows all Bankruptcy Laws.
* Flag bankrupt accounts to cease collections, pull schedules and other important bankruptcy documents in PACER, communicate with attorneys regarding filing proof of claims, reaffirmations, relief from stay and coordination of repossessions when needed.
* Maintain Bankruptcy Spreadsheet to include, name, acct no, type of BK, date of filing, type of loan, balance of loan and if there will be a loss. Maintain and update by year for figures to be included in the Call Report.
* Responsible for reviewing credit report disputes and accurately updating credit reports in eOscar.
* Make outbound collection calls and receive inbound calls on assigned delinquent accounts. Correspond with members via letters and emails to encourage payment of assigned delinquent accounts.
* Motivate/influence members to bring their loans current by negotiating a re-payment and obtaining promises to pay.
* Provide timely follow-up on promise to pay and payment commitment accounts to ensure a positive resolution and member satisfaction.
* Send notices of default and deficiency balance letters to members.
* Evaluate, assign, and maintain repossession and foreclosure accounts.
* Processing of title documentation and auction proceeds post-repossession and remarketing.
* Informs management of trends in loan underwriting contributing to delinquent/charged off loans.
* Filing foreclosure notices with New York State and preparing foreclosure files for attorneys.
* Review and suggest accounts for charge off to management.
* Assisting in preparation of monthly charge off report and processing of loan charge off transactions.
* Analyze members financial situation to provide delinquency "work out" plans, bringing the delinquent accounts current in the fastest, most efficient manner possible.
* Prepare and/or process documents and information received from members for a loan workout; review for accuracy and completeness; update information as needed and submit request for approval.
* Processing approved Loan Modifications and Extensions in the core system.
* Responsible for filing of various insurance claims, such as borrower security, collateral protection, and lenders protection, and processing of any resulting payments.
* Meet monthly collection goals as assigned by management.
* Corresponding with members, vendors, and internal staff regarding the above processes and transactions.
* Performs other related duties as assigned.
Requirements
* One to three years of collections or similar experience.
* Minimum of a high school education or GED.
* Strong organizational abilities.
* Knowledge of Excel software.
* Ability to multi-task.
* Excellent verbal and written communication skills.
* Ability to negotiate with a high degree of tact and ability to build trust.
Equal Employment Opportunity
Equal employment opportunity has been and will continue to be a basic principle at the Credit Union. Beginnings provides equal employment opportunities, without discrimination because of race, color, religion, creed, sex, sexual orientation, gender identity or expression, pregnancy, marital status, age, national origin, citizenship, handicap or disability, veteran or military status, political beliefs, victim of domestic violence status, familial status, or predisposing genetic characteristics or status, or any other status protected by federal, state, local or other law. This policy includes, but is not limited to recruitment, hiring, compensation, training, and apprenticeship, promotion, upgrading, demotion, downgrading, transfer, lay-off and termination, and all other terms and conditions of employment.
#Beginnings1
Mortgage Loan Originator
New York job
We currently have multiple openings for Mortgage Loan Originators. Opportunities span across all of our seven counties including Ulster, Dutchess, Orange, Rockland, Sullivan, Putnam and Westchester. This role involves working with attorneys, realtors, and other business professionals to foster relationships and build a referral base to sell credit union mortgage products and services. Candidates must be eligible to register with the Nationwide Mortgage Licensing System & Registry (NMLS) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) and must maintain registration with NMLS as a registered Mortgage Loan Originator (MLO).
Responsibilities include, but are not limited to:
Developing working relationships with attorneys, builders, realtors, CPAs and other real estate professionals to sell credit union mortgage products and foster business growth.
Meeting with potential clients to determine their needs and what credit union product may best fit those needs. Interviewing loan applicants and request all pertinent documentation needed for verification; preliminarily determine if loan application meets credit union standards to submit for further consideration; advising applicant of closing costs associated, answers all questions, and submits application to underwriting for approval as is necessary to secure a closed sale.
Providing support to department personnel as needed; assisting with troubleshooting of loan problems; performing other related duties as assigned.
Performance Measurements include:
Assuring member service is top priority, which includes treating members and other employees professionally with courtesy and respect and upholds the MHV Service Standards.
Having a strong functional knowledge of investor guidelines as well as credit union policies and procedures enabling goals to be met without direction and with minimal supervision.
Closes a predetermined amount of loans per year, quantified in dollars.
Exercising judgment, initiative and discretion regarding mortgage origination policies and procedures.
Demonstrating an effective use of self-direction and time management by creating, and amending as necessary, a schedule that facilitates the successful execution of sales goals with limited supervision.
Maintaining a presence with local mortgage affiliations and professional organizations to promote credit unions mortgage sales and facilitate business growth.
Representing the credit union at community, business, and industry events; participate in community or other service programs and develop networking relationships to cultivate sales leads.
Maintaining a supportive working relationship with team members while working independently, out of the office environment.
Scheduling corporate visits offering valid suggestions regarding improvements to processes, forms, or functions to facilitate successful sales goal attainment.
Acting as a good team player; promoting a positive, productive and supportive work environment; making valid suggestions regarding improvements to processes, forms, or function in work area.
Staying abreast of current trends affecting the financial services industry; has an overall knowledge of the credit union, its policies and procedures and continually expands knowledge and develop skills.
Knowledge and Skills:
One year to three years of similar or related experience.
Fluency in Spanish is preferred
A two-year college degree, or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors, or job-specific skills acquired through an apprenticeship program.
Strong time management skills, the ability to manage multiple workloads with successful results, and the ability to work independently. Organizational skills, excellent verbal and written communication skills, and listening skills are important for success in this role. This also includes problem analysis, problem resolution, above average interpersonal skills and strong computer skills (i.e., Microsoft Office).
Candidates must be able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 50 lbs. Must be capable of climbing / descending stairs in an emergency situation. A normal range of vision and hearing abilities required. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators.
Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.
Working Conditions
Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
Candidates must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team and being able to read and carry out various written instructions and follow oral instructions. They also must be able to complete basic mathematical calculations, spell accurately, and understand computer basics as well as speak clearly and deliver information in a logical and understandable sequence.
Candidates must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Being able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace is crucial to this role, as well as being able to effectively handle multiple, simultaneous, and changing priorities and being capable of exercising highest level of discretion on both internal and external confidential matters.
Work is generally performed within an office environment, primarily in a climate-controlled environment with minimal safety/health hazard potential. Sedentary, sitting, standing, walking, occasional lifting (overhead, waist level) from floor, bending, frequent near vision use for reading and computer use, standard office equipment available.
Benefits include:
Medical, Dental and Vision - with no waiting period for coverage!
401(k) with employer match and non-elective employer contribution
Paid Vacation, Sick time and Holidays
Life Insurance
Short-Term and Long-Term Disability Insurance
Employee Assistance Program
Tuition Assistance Program
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Equal Employment Opportunity Commitment
Mid-Hudson Valley Federal Credit Union (MHV) is an Equal Opportunity Employer. It is our policy to recruit and select applicants for employment without regard to age, sex, sexual orientation, religion, race, creed, color, national origin, military or veteran status, marital status, disability, genetic information, predisposition or carrier status, domestic violence victim status, or any other status protected by applicable law. Reasonable accommodation is provided in compliance with state and federal law. Please tell us if you require a reasonable accommodation to complete the screening and hiring process or if some sort of change or adjustment to the application/interviewing process is required.
Regional Member Service Representative
New York job
Regional Member Service Representative Location: 722 West Broadway, Fulton, NY 13069 Starting Pay for this role - $19.31/hour to $24.14/hour, actual starting pay will depend on experience Position is overtime eligible and incentive eligible Who Are We? AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide! The Position: AmeriCU Credit Union is in search of a Regional Member Service Representative who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. What You'll Do: As a Regional Member Service Representative your primary responsibilities will include:
Greet members in a professional and enthusiastic manner that encases the MVP-1 Team culture.
Demonstrates a general understanding of AmeriCU's Strategic Plan and how their role impacts the success of the credit union.
Serve as the primary liaison for introducing members to our ITM technology, as well as conducting traditional teller transactions.
Providing a consultative sales approach to meet our members financial needs by effectively interpreting credit bureau reports, proactively identifying opportunities to cross-sell and up sell beneficial products and services to include secured and unsecured loans, credit cards and real estate loans.
Retain, Expand, and Acquire relationships by referring and cross selling credit union products and services through courtesy calls or in person.
Demonstrates the ability to contribute to Financial Center lending goals, including error free loan documentation.
Develop a strong partnership with line of business partners for the purpose of focusing on member acquisition and deepening the relationship of current members.
Meet or exceed annual sales and service goals.
Serve as the lead trainer in the assigned FC for both desk and teller line new hires, may be asked to provide support in other regional financial centers as needed.
Record encounters with current and prospective members in the credit union CRM system for tracking purposes.
Accurately perform account servicing and file maintenance as required.
Adhere to all credit union and departmental policies and procedures.
Maintain knowledge of and adhere to all applicable compliance, operational, and risk controls in accordance with credit union or regulatory standards and policies with particular attention to the Bank Secrecy Act (BSA) and SAFE Act.
Demonstrates community engagement and involvement.
Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU's High Deductible Health plans Paid Holidays Paid Time off Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability - at no cost to you! Get to know us more by clinking on the links below. See why YOU should choose AmeriCU! ***************************************** ************************************
Member Relationship Advisor
New York job
Member Relationship Advisor 280 Genesee St, Oneida, NY 13421 Starting Pay for this role - $19.31/hour to $24.14/hour, actual starting pay will depend on experience Position is overtime eligible and incentive eligible Who Are We? AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75+ years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide! The Position: AmeriCU Credit Union is in search of a Member Relationship Advisor who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. As a Member Relationship Advisor you will provide professional and quality service that exceeds member expectations. Evaluate member needs to provide the right financial products and services. Develop, manage, expand and retain relationships with members and potential members. Educate and prepare members for financial success. What You'll Do: As a Member Relationship Advisor your primary responsibilities will include:
Demonstrates a general understanding of AmeriCU's Strategic Plan and how their role impacts the success of the credit union
Provide knowledgeable and professional service to our members while taking them through financial wellness reviews
Building financial fitness with members by retaining, expanding, and acquiring all types of personal and commercial accounts
Providing a consultative sales approach to meet our members financial needs by effectively interpreting credit bureau reports, proactively identifying opportunities to cross-sell and up sell beneficial products and services to include secured and unsecured loans, credit cards and real estate loans.
Demonstrates the ability to contribute to Financial Center lending goals, including error free loan documentation.
Develop a strong partnership with line of business partners for the purpose of focusing on member acquisition and deepening the relationship of current members
Meet or exceed annual sales and service goals as assigned
Calling on book of business, setting appointments, following up on referrals and going out into the field to obtain new business
Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU's High Deductible Health plans Paid Holidays Paid Time off Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability - at no cost to you! Get to know us more by clinking on the links below. See why YOU should choose AmeriCU! ***************************************** ************************************