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How to hire a claims adjudicator

Claims adjudicator hiring summary. Here are some key points about hiring claims adjudicators in the United States:

  • In the United States, the median cost per hire a claims adjudicator is $1,633.
  • It takes between 36 and 42 days to fill the average role in the US.
  • Human Resources use 15% of their expenses on recruitment on average.
  • On average, it takes around 12 weeks for a new claims adjudicator to become settled and show total productivity levels at work.

How to hire a claims adjudicator, step by step

To hire a claims adjudicator, you need to identify the specific skills and experience you want in a candidate, allocate a budget for the position, and advertise the job opening to attract potential candidates. To hire a claims adjudicator, you should follow these steps:

Here's a step-by-step claims adjudicator hiring guide:

  • Step 1: Identify your hiring needs
  • Step 2: Create an ideal candidate profile
  • Step 3: Make a budget
  • Step 4: Write a claims adjudicator job description
  • Step 5: Post your job
  • Step 6: Interview candidates
  • Step 7: Send a job offer and onboard your new claims adjudicator
  • Step 8: Go through the hiring process checklist

What does a claims adjudicator do?

Claims adjudicators determine the amount of money an insurance policy owner is entitled to receive. Other names they are known for are claims adjusters and medical bill advocates. They investigate the claims filed and decide to deny, pay, or negotiate a settlement with the policyholder themselves or their representatives. The insurance companies that hire them provide insurances for property, casualty, and liability. To do their job well, they should be organized and understand how the insurance industry works.

Learn more about the specifics of what a claims adjudicator does
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  1. Identify your hiring needs

    The claims adjudicator hiring process starts by determining what type of worker you actually need. Certain roles might require a full-time employee, whereas part-time workers or contractors can do others.

    Determine employee vs contractor status
    Is the person you're thinking of hiring a US citizen or green card holder?

    A claims adjudicator's background is also an important factor in determining whether they'll be a good fit for the position. For example, claims adjudicators from different industries or fields will have radically different experiences and will bring different viewpoints to the role. You also need to consider the candidate's previous level of experience to make sure they'll be comfortable with the job's level of seniority.

    Here's a comparison of claims adjudicator salaries for various roles:

    Type of Claims AdjudicatorDescriptionHourly rate
    Claims AdjudicatorClaims adjusters, appraisers, examiners, and investigators evaluate insurance claims. They decide whether an insurance company must pay a claim, and if so, how much... Show more$14-30
    Worker's Compensation Claims ExaminerWorker's Compensation Claims Examiners are responsible for managing the overall process of compensation claims for workers. They review accurate submission of claim documents, determine the appropriateness of compensation, and finalize the amount before authorizing payment to the respective worker... Show more$15-40
    Liability Claims RepresentativeA liability claims representative works at insurance companies where they are in charge of processing and settling insurance claims, ensuring accurate and efficient client service. They are responsible for conducting assessments, reviewing reports from examiners, and tracking any discrepancies such as underpayment or overpayment, reporting them right away... Show more$15-29
  2. Create an ideal candidate profile

    Common skills:
    • Medical Terminology
    • CPT
    • Disability Claims
    • Adjudicate Claims
    • Quality Standards
    • Medicaid
    • Home Health
    • Social Security Administration
    • CMS
    • HCPCS
    • Medical Claims
    • Appeals
    • HMO
    • Process Claims
    Check all skills
    Responsibilities:
    • Manage appeals and authorizations by examining information and performing necessary adjustments.
    • Handle claims processing utilizing knowledge of medical coding standards, including HCPCS, CPT, and ICD-9.
    • Calculate refunds or credit balances involving reprocessing for partial adjustments and correct the CPT and ICD-9 codes.
    • Maintain compliance with HIPAA guidelines and regulations
    • Adjudicate claims for Medicaid, Medicare, and ambulance billing.
    • Interpret and processes routine and complex claims per Medicaid industry standards.
    More claims adjudicator duties
  3. Make a budget

    Including a salary range in the claims adjudicator job description is a good way to get more applicants. A claims adjudicator salary can be affected by several factors, such as the location of the job, the level of experience, education, certifications, and the employer's prestige.

    For example, the average salary for a claims adjudicator in Maine may be lower than in New Jersey, and an entry-level engineer typically earns less than a senior-level claims adjudicator. Additionally, a claims adjudicator with lots of experience in the field may command a higher salary as a result.

    Average claims adjudicator salary

    $44,556yearly

    $21.42 hourly rate

    Entry-level claims adjudicator salary
    $31,000 yearly salary
    Updated January 3, 2026

    Average claims adjudicator salary by state

    RankStateAvg. salaryHourly rate
    1Wisconsin$46,964$23
    2Washington$46,618$22
    3Indiana$45,704$22
    4Colorado$43,352$21
    5Alabama$40,814$20
    6Illinois$40,055$19
    7Ohio$39,963$19
    8Mississippi$36,660$18
    9Nebraska$36,655$18
    10Arkansas$35,814$17

    Average claims adjudicator salary by company

    RankCompanyAverage salaryHourly rateJob openings
    1Evolent Health$52,010$25.00
    2ProMedica Toledo Hospital$51,638$24.83
    3National Automotive Experts / NWAN$50,097$24.09
    4Blue Cross Blue Shield of Michigan$48,446$23.292
    5Benefits Administration Corporation, Inc$45,223$21.74
    6CareSource$44,631$21.461
    7NaphCare$44,467$21.382
    8Exela Technologies$44,445$21.37
    9Maine$43,656$20.99
    10HCR ManorCare$42,712$20.53
    11State Of Illinois - Illinois Student Assistance Commission$42,264$20.32
    12Pacific Medical Centers$40,882$19.65
    13State Of Idaho$40,063$19.26
    14State of Ohio$39,722$19.104
    15Indiana State Police$38,140$18.34
    16Mercy Health$36,159$17.38
    17Providence Health & Services$33,517$16.112
    18Nelnet$29,282$14.08
  4. Writing a claims adjudicator job description

    A claims adjudicator job description should include a summary of the role, required skills, and a list of responsibilities. It's also good to include a salary range and the first name of the hiring manager. To help get you started, here's an example of a claims adjudicator job description:

    Claims adjudicator job description example

    UNITE HERE HEALTH serves 190,000+ workers and their families in the hospitality and gaming industry nationwide. Our desire to be innovative and progressive drives us to develop impactful programs and benefits designed to engage our participants in managing their own health and healthcare. Our vision is exciting and challenging. Please read on to learn more about this great opportunity!

    Key Attributes:

    • Integrity – Must be trustworthy and principled when faced with complex situations
    • Ability to build positive work relationships – Mutual trust and respect will be essential to the collaborative relationships required
    • Communication – Ability to generate concise, compelling, objective and data-driven reports
    • Teamwork – Working well with others is required in the Fund’s collaborative environment
    • Diversity – Must be capable of working in a culturally diverse environment
    • Continuous Learning – Must be open to learning and skill development. As the Fund’s needs evolve, must be proactive about developing new areas of expertise
    • Lives our values – Must be a role model for the Fund’s BETTER Culture and Mission (Better, Engage, Teamwork, Trust, Empower, Respect)

    UNITE HERE HEALTH is seeking a Claims Adjudicator I to receive, examine, verify and input submitted claims data, determine eligibility status, and review and adjudicate claims within established timeframes. This position utilizes multiple systems in order to perform the day to day functions of processing medical, disability, vision and dental claims, as well as, provider and member driven inquiries.

    ESSENTIAL JOB FUNCTIONS AND DUTIES

    • Screens claims for completeness of necessary information
    • Verifies participant/dependent eligibility
    • Interprets the plan benefits from the Summary Plan Description (SPD)/Plan Documents
    • Codes basic information and selects codes to determine payment liability amount
    • Evaluates and diagnoses, procedures, services, and other submitted data to determine the need for further investigation in relation to benefit requirements, accuracy of the claim filed, and the appropriateness or frequency of care rendered
    • Determines the need for additional information or documentation from participants, employers, providers and other insurance carriers
    • Adjudicates claims according to established productivity and quality goals
    • Set goals and achieve measurable results
    • Contributes ideas to plans and achieving department goals
    • Performs other duties as assigned within the scope of responsibilities and requirements of the job
    • Performs Essential Job Functions and Duties with or without reasonable accommodation

    ESSENTIAL QUALIFICATIONS

    *Must be vaccinated for COVID-19*

    Years of Experience and Knowledge

    • 2 ~ 3 years of related experience in a medical claim adjudication environment, or 2 years in health care or insurance environment
    • Working knowledge and experience in interpretation of benefit plans, including an understanding of limitations, exclusions, and schedule of benefits
    • Experience with eligibility verification, medical coding, coordination of benefits and subrogation
    • Experience with medical terminology, International Classification of Diseases (ICD)10 and Current Procedures Terminology (CPT) codes

    Education, Licenses, and Certifications

    • High School Diploma or GED
    • College degree preferred

    Skills and Abilities

    • Intermediate level Microsoft Office skills (PowerPoint, Word, Outlook)
    • Intermediate level Microsoft Excel skills
    • Intermediate level system(s) skills in Javelina claims system or similar system preferred
    • Communication skills, (verbal and written)
    • Problem solving, multi-tasking and decision making skills
    • Customer service



  5. Post your job

    There are various strategies that you can use to find the right claims adjudicator for your business:

    • Consider promoting from within or recruiting from your existing workforce.
    • Ask for referrals from friends, family members, and current employees.
    • Attend job fairs at local colleges to find candidates who meet your education requirements.
    • Use social media platforms like LinkedIn, Facebook, and Twitter to reach potential job candidates.
    Post your job online:
    • Post your claims adjudicator job on Zippia to find and recruit claims adjudicator candidates who meet your exact specifications.
    • Use field-specific websites.
    • Post a job on free websites.
  6. Interview candidates

    Your first interview with claims adjudicator candidates should focus on their interest in the role and background experience. As the hiring process goes on, you can learn more about how they'd fit into the company culture in later rounds of interviews.

    It's also good to ask about candidates' unique skills and talents. You can move on to the technical interview if a candidate is good enough for the next step.

    The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

  7. Send a job offer and onboard your new claims adjudicator

    Once you've found the claims adjudicator candidate you'd like to hire, it's time to write an offer letter. This should include an explicit job offer that includes the salary and the details of any other perks. Qualified candidates might be looking at multiple positions, so your offer must be competitive if you like the candidate. Also, be prepared for a negotiation stage, as candidates may way want to tweak the details of your initial offer. Once you've settled on these details, you can draft a contract to formalize your agreement.

    It's also important to follow up with applicants who do not get the job with an email letting them know that the position is filled.

    To prepare for the new claims adjudicator first day, you should share an onboarding schedule with them that covers their first period on the job. You should also quickly complete any necessary paperwork, such as employee action forms and onboarding documents like I-9, benefits enrollment, and federal and state tax forms. Finally, Human Resources must ensure a new employee file is created for internal record keeping.

  8. Go through the hiring process checklist

    • Determine employee type (full-time, part-time, contractor, etc.)
    • Submit a job requisition form to the HR department
    • Define job responsibilities and requirements
    • Establish budget and timeline
    • Determine hiring decision makers for the role
    • Write job description
    • Post job on job boards, company website, etc.
    • Promote the job internally
    • Process applications through applicant tracking system
    • Review resumes and cover letters
    • Shortlist candidates for screening
    • Hold phone/virtual interview screening with first round of candidates
    • Conduct in-person interviews with top candidates from first round
    • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
    • Conduct background checks on top candidates
    • Check references of top candidates
    • Consult with HR and hiring decision makers on job offer specifics
    • Extend offer to top candidate(s)
    • Receive formal job offer acceptance and signed employment contract
    • Inform other candidates that the position has been filled
    • Set and communicate onboarding schedule to new hire(s)
    • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)
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How much does it cost to hire a claims adjudicator?

There are different types of costs for hiring claims adjudicators. One-time cost per hire for the recruitment process. Ongoing costs include employee salary, training, onboarding, benefits, insurance, and equipment. It is essential to consider all of these costs when evaluating hiring a new claims adjudicator employee.

Claims adjudicators earn a median yearly salary is $44,556 a year in the US. However, if you're looking to find claims adjudicators for hire on a contract or per-project basis, hourly rates typically range between $14 and $30.

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